Top Mortgage Lenders in West Jordan, UT

Which mortgage lender in the West Jordan, UT area typically has the best rates? To help you narrow down where to shop for a mortgage, MortgageWaldo.com provides an objective and data driven ranking of mortgage lenders operating in the West Jordan, UT area by interest rate and market share. Unlike our competitors, we maintain independence by not accepting any compensation from the mortgage lenders we rank. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings.

Going by historical data, the best mortgage lender in the West Jordan, UT area in terms of interest rate is DHI Mortgage Company Limited, with an average “Rate Difference” of -0.29%. This means that, comparing similar borrowers, DHI Mortgage Company Limited provided a -0.29% lower interest rate for its customers than other lenders in the area. DHI Mortgage Company Limited has a market share of 0.4%. On the other hand, the most popular lender in the West Jordan, UT area is Quicken Loans, with a larger market share of 8.5%. Quicken Loans is an average lender in terms of the interest rate it offers, with a “Rate Difference” of +0.05% compared to those of other lenders in this area.

Our detailed ranking of mortgage lenders in the West Jordan, UT area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, the cheapest lender for Conventional mortgages in West Jordan, UT is DHI Mortgage Company Limited. If you want to take out a loan that is above conforming limits (for example, above $548,250 in 2021), the cheapest Jumbo mortgage provider is Wells Fargo Bank. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is HomeAmerican Mortgage Corporation. The cheapest VA mortgage provider is Navy Federal Credit Union. Note that as a consumer advocate we always recommend shopping among several of our top ranked lenders in order to get the best rates and fees.

Ranking of Mortgage Lenders in West Jordan, UT

Mortgage Type:
Purchase/Refinance:
Lender NameRate DifferenceRate RatingMarket Share
DHI Mortgage Company Limited-0.29%(5.0)0.41%
Provident Funding-0.24%(4.5)4.37%
Goldenwest Credit Union-0.23%(4.5)1.68%
The Loan Store-0.22%(4.5)0.07%
HomeAmerican Mortgage Corporation-0.20%(4.5)0.22%
Deseret First Credit Union-0.20%(4.5)0.21%
FirstBank TN-0.19%(4.5)0.17%
Home Point Financial Corporation-0.16%(4.5)0.67%
Inspire Home Loans-0.16%(4.5)0.13%
AimLoan.com-0.15%(4.5)0.09%
NBH Bank-0.15%(4.5)0.54%
Zions Bank-0.15%(4.0)0.43%
SoFi Lending-0.15%(4.0)0.08%
University Federal Credit Union in Utah-0.14%(4.0)0.87%
First Choice Loan Services-0.13%(4.0)0.09%
Bank of America-0.12%(4.0)0.27%
Navy Federal Credit Union-0.12%(4.0)0.20%
Keller Mortgage-0.12%(4.0)0.13%
Amerisave Mortgage Corporation-0.12%(4.0)0.31%
Guaranteed Rate-0.12%(4.0)0.92%
NBKC Bank-0.12%(4.0)0.36%
Momentum Loans-0.12%(4.0)2.03%
America First Federal Credit Union-0.12%(4.0)6.09%
Watermark Home Loans-0.11%(4.0)0.08%
First Savings Bank-0.11%(4.0)0.06%
VanDyk Mortgage Corporation-0.11%(4.0)0.25%
SunTrust Bank-0.10%(4.0)0.16%
Security Service Federal Credit Union-0.09%(4.0)0.23%
First Internet Bank-0.09%(4.0)0.05%
Cache Valley Bank-0.09%(4.0)0.18%
Jordan Credit Union-0.09%(4.0)0.09%
Utah Community Credit Union-0.09%(4.0)0.39%
Altabank-0.09%(4.0)0.13%
Atlantic Bay Mortgage Group-0.08%(4.0)0.17%
Caliber Home Loans-0.08%(4.0)3.42%
Northpointe Bank-0.08%(4.0)0.31%
Cyprus Credit Union-0.08%(4.0)0.85%
Direct Mortgage, Corp-0.08%(4.0)1.52%
Panorama Mortgage Group-0.07%(4.0)0.07%
Strong Home Mortgage-0.07%(4.0)0.06%
Glacier Bank-0.07%(4.0)0.06%
loanDepot-0.07%(4.0)1.36%
Utah Mortgage Loan Corporation-0.06%(4.0)0.66%
Flagstar Bank-0.06%(4.0)1.08%
KeyBank-0.06%(4.0)0.61%
JPMorgan Chase Bank-0.06%(4.0)1.43%
Security Home Mortgage-0.06%(4.0)0.62%
Cason Home Loans-0.06%(4.0)0.13%
BNC National Bank-0.05%(4.0)0.05%
North American Savings Bank-0.05%(4.0)0.07%
BOK Financial-0.05%(4.0)0.06%
Wells Fargo Bank-0.05%(4.0)2.01%
Guild Mortgage Company-0.05%(4.0)1.56%
CMG Financial-0.05%(3.5)0.08%
Guaranteed Rate Affinity-0.05%(3.5)0.12%
LeaderOne Financial Corporation-0.05%(3.5)0.06%
Movement Mortgage-0.05%(3.5)0.16%
First Colony Mortgage Corporation-0.04%(3.5)2.09%
Megastar Financial Corporation-0.04%(3.5)0.09%
Village Capital-0.04%(3.5)0.10%
Stearns Home Loans-0.04%(3.5)0.92%
NewRez-0.04%(3.5)0.21%
SWBC Mortgage-0.03%(3.5)0.46%
M&T Bank-0.03%(3.5)0.12%
Network Funding-0.03%(3.5)0.77%
USAA-0.03%(3.5)0.54%
US Bank-0.02%(3.5)0.96%
Mid America Mortgage-0.02%(3.5)0.06%
Gateway First Bank-0.02%(3.5)0.33%
Cherry Creek Mortgage-0.01%(3.5)0.13%
NEST Home Lending-0.01%(3.5)0.09%
Wasatch Peaks Federal Credit Union-0.01%(3.5)0.08%
Truist Bank-0.01%(3.5)0.06%
Cardinal Financial Company-0.00%(3.5)0.69%
PRMG Mortgage0.00%(3.5)0.11%
Essex Mortgage0.00%(3.5)0.05%
American Pacific Mortgage0.01%(3.5)1.40%
Bank of Utah0.01%(3.5)0.74%
New American Funding0.01%(3.5)1.30%
City First Mortgage Services0.02%(3.5)0.16%
Mountain America Credit Union0.02%(3.5)3.79%
Washington Federal0.02%(3.5)0.11%
PNC Bank0.02%(3.5)0.06%
RoundPoint Mortgage Servicing Corporation0.03%(3.5)0.11%
Fairway Independent Mortgage Corporation0.03%(3.5)2.16%
American Financing0.03%(3.5)0.26%
Axia Home Loans0.03%(3.5)0.09%
Supreme Lending0.04%(3.5)0.22%
Nations Lending Corporation0.04%(3.5)0.06%
Bank of England AR0.04%(3.5)0.10%
Magnolia Bank0.04%(3.5)0.07%
Commerce Home Mortgage0.04%(3.5)0.06%
Primary Residential Mortgage Inc0.04%(3.5)1.11%
Quicken Loans0.05%(3.5)8.52%
EverLEND Mortgage Company0.05%(3.0)0.31%
Lakeview Loan Servicing0.05%(3.0)0.21%
Finance of America Mortgage0.05%(3.0)0.60%
Cornerstone Home Lending0.06%(3.0)0.49%
Intercap Lending0.06%(3.0)6.10%
Synergy One Lending0.06%(3.0)0.51%
Carrington Mortgage Services0.07%(3.0)0.31%
PrimeLending0.08%(3.0)0.57%
Newfi Lending0.08%(3.0)0.06%
AmCap Home Loans0.09%(3.0)0.05%
PennyMac Loan Services0.09%(3.0)1.03%
Castle & Cooke Mortgage0.10%(3.0)1.21%
Peoples Mortgage0.10%(3.0)0.16%
First Federal Bank of Florida0.11%(3.0)0.06%
Granite Credit Union0.11%(3.0)0.37%
Veritas Funding0.12%(3.0)1.93%
Embrace Home Loans0.12%(3.0)0.05%
The Federal Savings Bank0.12%(3.0)0.47%
RANLife Home Loans0.13%(3.0)1.67%
United Security Financial0.14%(3.0)0.09%
Academy Mortgage Corporation Utah0.15%(3.0)5.38%
SecurityNational Mortgage Company0.15%(2.5)4.03%
Citywide Home Loans0.15%(2.5)4.21%
OneTrust Home Loans0.16%(2.5)0.77%
Graystone Mortgage0.16%(2.5)1.01%
Freedom Mortgage Corporation0.23%(2.5)0.78%
Mr. Cooper0.24%(2.5)0.86%
First National Bank of America0.79%(1.0)0.08%
Lender NameRate DifferenceRate RatingMarket Share
DHI Mortgage Company Limited-0.30%(5.0)0.89%
Provident Funding-0.27%(5.0)2.17%
Wells Fargo Bank-0.21%(4.5)2.10%
Goldenwest Credit Union-0.21%(4.5)1.20%
HomeAmerican Mortgage Corporation-0.21%(4.5)0.50%
Home Point Financial Corporation-0.21%(4.5)0.63%
US Bank-0.21%(4.5)0.68%
NBH Bank-0.20%(4.5)0.68%
JPMorgan Chase Bank-0.20%(4.5)1.29%
Bank of America-0.18%(4.5)0.29%
Inspire Home Loans-0.17%(4.5)0.28%
America First Federal Credit Union-0.17%(4.5)2.64%
Navy Federal Credit Union-0.15%(4.5)0.35%
Granite Credit Union-0.15%(4.5)0.14%
Keller Mortgage-0.14%(4.0)0.22%
Caliber Home Loans-0.14%(4.0)3.64%
Guaranteed Rate-0.14%(4.0)1.27%
Utah Community Credit Union-0.13%(4.0)0.32%
Quicken Loans-0.13%(4.0)4.78%
Momentum Loans-0.13%(4.0)2.75%
NBKC Bank-0.13%(4.0)0.33%
KeyBank-0.12%(4.0)0.31%
Zions Bank-0.12%(4.0)0.39%
Direct Mortgage, Corp-0.11%(4.0)1.64%
Flagstar Bank-0.11%(4.0)0.68%
Northpointe Bank-0.11%(4.0)0.29%
Mountain America Credit Union-0.11%(4.0)1.95%
Cache Valley Bank-0.11%(4.0)0.28%
SunTrust Bank-0.11%(4.0)0.14%
VanDyk Mortgage Corporation-0.11%(4.0)0.21%
CMG Financial-0.09%(4.0)0.13%
loanDepot-0.09%(4.0)0.16%
Panorama Mortgage Group-0.09%(4.0)0.11%
Altabank-0.08%(4.0)0.13%
Cason Home Loans-0.08%(4.0)0.16%
Security Home Mortgage-0.08%(4.0)0.88%
Utah Mortgage Loan Corporation-0.07%(4.0)1.00%
Strong Home Mortgage-0.07%(4.0)0.05%
Guaranteed Rate Affinity-0.07%(4.0)0.15%
Network Funding-0.07%(4.0)1.06%
First Internet Bank-0.07%(4.0)0.03%
First Colony Mortgage Corporation-0.06%(4.0)2.80%
LeaderOne Financial Corporation-0.06%(4.0)0.05%
Freedom Mortgage Corporation-0.06%(4.0)0.16%
Stearns Home Loans-0.06%(4.0)1.08%
North American Savings Bank-0.06%(4.0)0.05%
FirstBank TN-0.05%(4.0)0.05%
PennyMac Loan Services-0.05%(4.0)0.22%
Atlantic Bay Mortgage Group-0.05%(4.0)0.05%
Watermark Home Loans-0.05%(4.0)0.04%
University Federal Credit Union in Utah-0.05%(4.0)0.64%
Cardinal Financial Company-0.05%(3.5)0.71%
BNC National Bank-0.05%(3.5)0.02%
Gateway First Bank-0.05%(3.5)0.39%
Movement Mortgage-0.05%(3.5)0.22%
Megastar Financial Corporation-0.04%(3.5)0.10%
M&T Bank-0.04%(3.5)0.12%
AimLoan.com-0.04%(3.5)0.03%
Jordan Credit Union-0.04%(3.5)0.03%
Amerisave Mortgage Corporation-0.04%(3.5)0.02%
Mid America Mortgage-0.04%(3.5)0.08%
PNC Bank-0.03%(3.5)0.03%
Lakeview Loan Servicing-0.03%(3.5)0.07%
SWBC Mortgage-0.03%(3.5)0.78%
USAA-0.03%(3.5)0.69%
First Savings Bank-0.03%(3.5)0.00%
Deseret First Credit Union-0.03%(3.5)0.09%
Guild Mortgage Company-0.03%(3.5)1.92%
Glacier Bank-0.02%(3.5)0.03%
The Loan Store-0.02%(3.5)0.00%
SoFi Lending-0.02%(3.5)0.01%
NEST Home Lending-0.01%(3.5)0.16%
The Federal Savings Bank-0.01%(3.5)0.01%
Mr. Cooper-0.01%(3.5)0.15%
Village Capital-0.01%(3.5)0.01%
Essex Mortgage-0.01%(3.5)0.09%
Cherry Creek Mortgage-0.01%(3.5)0.17%
Bank of England AR-0.00%(3.5)0.09%
First Choice Loan Services-0.00%(3.5)0.02%
American Financing-0.00%(3.5)0.04%
BOK Financial-0.00%(3.5)0.06%
Truist Bank-0.00%(3.5)0.05%
Magnolia Bank-0.00%(3.5)0.01%
Cyprus Credit Union0.00%(3.5)0.57%
Bank of Utah0.01%(3.5)1.12%
City First Mortgage Services0.01%(3.5)0.18%
NewRez0.01%(3.5)0.06%
PRMG Mortgage0.01%(3.5)0.07%
Axia Home Loans0.02%(3.5)0.13%
Newfi Lending0.02%(3.5)0.04%
Wasatch Peaks Federal Credit Union0.02%(3.5)0.04%
Fairway Independent Mortgage Corporation0.02%(3.5)3.04%
Washington Federal0.03%(3.5)0.17%
Synergy One Lending0.04%(3.5)0.41%
Carrington Mortgage Services0.04%(3.5)0.05%
Supreme Lending0.04%(3.5)0.21%
Security Service Federal Credit Union0.04%(3.5)0.11%
American Pacific Mortgage0.05%(3.5)1.89%
Cornerstone Home Lending0.05%(3.0)0.60%
Primary Residential Mortgage Inc0.05%(3.0)1.32%
Commerce Home Mortgage0.05%(3.0)0.08%
New American Funding0.06%(3.0)1.48%
PrimeLending0.06%(3.0)0.87%
EverLEND Mortgage Company0.07%(3.0)0.43%
Peoples Mortgage0.08%(3.0)0.25%
Intercap Lending0.09%(3.0)8.59%
AmCap Home Loans0.09%(3.0)0.10%
Finance of America Mortgage0.09%(3.0)0.70%
Academy Mortgage Corporation Utah0.15%(3.0)7.70%
OneTrust Home Loans0.15%(2.5)1.03%
Castle & Cooke Mortgage0.15%(2.5)1.49%
RANLife Home Loans0.16%(2.5)1.63%
SecurityNational Mortgage Company0.17%(2.5)5.98%
Citywide Home Loans0.17%(2.5)7.05%
Graystone Mortgage0.18%(2.5)1.49%
Veritas Funding0.19%(2.5)2.63%
United Security Financial0.22%(2.5)0.12%
First National Bank of America0.83%(1.0)0.16%
Lender NameRate DifferenceRate RatingMarket Share
Goldenwest Credit Union-0.24%(4.5)2.07%
Deseret First Credit Union-0.23%(4.5)0.31%
Provident Funding-0.23%(4.5)6.20%
The Loan Store-0.22%(4.5)0.12%
FirstBank TN-0.21%(4.5)0.26%
University Federal Credit Union in Utah-0.17%(4.5)1.06%
Zions Bank-0.17%(4.5)0.46%
AimLoan.com-0.17%(4.5)0.14%
SoFi Lending-0.15%(4.5)0.13%
First Choice Loan Services-0.14%(4.0)0.15%
Home Point Financial Corporation-0.13%(4.0)0.69%
Security Service Federal Credit Union-0.13%(4.0)0.33%
Watermark Home Loans-0.12%(4.0)0.11%
Amerisave Mortgage Corporation-0.11%(4.0)0.55%
NBKC Bank-0.11%(4.0)0.39%
Cyprus Credit Union-0.11%(4.0)1.08%
VanDyk Mortgage Corporation-0.10%(4.0)0.28%
First Savings Bank-0.10%(4.0)0.10%
Momentum Loans-0.10%(4.0)1.43%
Guaranteed Rate-0.10%(4.0)0.63%
First Internet Bank-0.10%(4.0)0.07%
America First Federal Credit Union-0.10%(4.0)8.95%
SunTrust Bank-0.10%(4.0)0.18%
Altabank-0.09%(4.0)0.12%
Jordan Credit Union-0.09%(4.0)0.14%
Guild Mortgage Company-0.09%(4.0)1.26%
BOK Financial-0.08%(4.0)0.07%
NBH Bank-0.08%(4.0)0.43%
Atlantic Bay Mortgage Group-0.08%(4.0)0.27%
Glacier Bank-0.08%(4.0)0.08%
Strong Home Mortgage-0.07%(4.0)0.08%
Bank of America-0.07%(4.0)0.25%
Keller Mortgage-0.07%(4.0)0.06%
Panorama Mortgage Group-0.06%(4.0)0.04%
SWBC Mortgage-0.06%(4.0)0.20%
Utah Mortgage Loan Corporation-0.06%(4.0)0.37%
loanDepot-0.06%(4.0)2.37%
Utah Community Credit Union-0.06%(4.0)0.44%
American Pacific Mortgage-0.05%(4.0)0.99%
Movement Mortgage-0.05%(4.0)0.11%
Northpointe Bank-0.05%(3.5)0.32%
Cache Valley Bank-0.05%(3.5)0.09%
BNC National Bank-0.05%(3.5)0.08%
North American Savings Bank-0.05%(3.5)0.09%
Direct Mortgage, Corp-0.04%(3.5)1.41%
Flagstar Bank-0.04%(3.5)1.41%
Megastar Financial Corporation-0.04%(3.5)0.08%
NewRez-0.04%(3.5)0.34%
KeyBank-0.04%(3.5)0.86%
NEST Home Lending-0.04%(3.5)0.03%
New American Funding-0.03%(3.5)1.15%
Village Capital-0.03%(3.5)0.17%
LeaderOne Financial Corporation-0.03%(3.5)0.06%
USAA-0.03%(3.5)0.43%
Cason Home Loans-0.03%(3.5)0.11%
Inspire Home Loans-0.03%(3.5)0.02%
DHI Mortgage Company Limited-0.02%(3.5)0.02%
Cherry Creek Mortgage-0.02%(3.5)0.11%
Security Home Mortgage-0.02%(3.5)0.40%
Caliber Home Loans-0.02%(3.5)3.24%
Navy Federal Credit Union-0.02%(3.5)0.07%
M&T Bank-0.02%(3.5)0.11%
Guaranteed Rate Affinity-0.02%(3.5)0.09%
Wasatch Peaks Federal Credit Union-0.02%(3.5)0.11%
Stearns Home Loans-0.01%(3.5)0.79%
Washington Federal-0.01%(3.5)0.06%
First Colony Mortgage Corporation-0.01%(3.5)1.50%
Truist Bank-0.01%(3.5)0.06%
Veritas Funding-0.01%(3.5)1.34%
EverLEND Mortgage Company0.00%(3.5)0.21%
PRMG Mortgage0.00%(3.5)0.15%
Intercap Lending0.00%(3.5)4.03%
United Security Financial0.01%(3.5)0.06%
Bank of Utah0.01%(3.5)0.42%
Mid America Mortgage0.01%(3.5)0.04%
Gateway First Bank0.01%(3.5)0.29%
Finance of America Mortgage0.02%(3.5)0.51%
Essex Mortgage0.02%(3.5)0.01%
City First Mortgage Services0.02%(3.5)0.15%
Castle & Cooke Mortgage0.03%(3.5)0.97%
Commerce Home Mortgage0.03%(3.5)0.05%
Supreme Lending0.03%(3.5)0.24%
Network Funding0.03%(3.5)0.52%
Primary Residential Mortgage Inc0.03%(3.5)0.94%
Fairway Independent Mortgage Corporation0.03%(3.5)1.43%
RoundPoint Mortgage Servicing Corporation0.04%(3.5)0.21%
Cardinal Financial Company0.04%(3.5)0.68%
AmCap Home Loans0.04%(3.5)0.01%
CMG Financial0.04%(3.5)0.04%
American Financing0.04%(3.5)0.43%
Nations Lending Corporation0.04%(3.5)0.11%
JPMorgan Chase Bank0.04%(3.5)1.55%
PNC Bank0.05%(3.5)0.09%
Magnolia Bank0.05%(3.5)0.13%
Axia Home Loans0.06%(3.0)0.06%
Mountain America Credit Union0.06%(3.0)5.31%
Cornerstone Home Lending0.06%(3.0)0.39%
US Bank0.07%(3.0)1.20%
Citywide Home Loans0.07%(3.0)1.85%
Bank of England AR0.07%(3.0)0.10%
Lakeview Loan Servicing0.07%(3.0)0.33%
Synergy One Lending0.07%(3.0)0.59%
Carrington Mortgage Services0.08%(3.0)0.52%
Wells Fargo Bank0.09%(3.0)1.93%
RANLife Home Loans0.10%(3.0)1.70%
PrimeLending0.10%(3.0)0.32%
First National Bank of America0.10%(3.0)0.01%
PennyMac Loan Services0.11%(3.0)1.69%
Quicken Loans0.11%(3.0)11.62%
SecurityNational Mortgage Company0.11%(3.0)2.41%
First Federal Bank of Florida0.11%(3.0)0.10%
Newfi Lending0.12%(3.0)0.08%
Embrace Home Loans0.12%(3.0)0.09%
The Federal Savings Bank0.13%(3.0)0.86%
Graystone Mortgage0.13%(3.0)0.61%
Peoples Mortgage0.14%(3.0)0.09%
Academy Mortgage Corporation Utah0.15%(3.0)3.47%
OneTrust Home Loans0.17%(2.5)0.56%
Granite Credit Union0.18%(2.5)0.56%
Mr. Cooper0.26%(2.0)1.45%
Freedom Mortgage Corporation0.27%(2.0)1.30%
Lender NameRate DifferenceRate RatingMarket Share
DHI Mortgage Company Limited-0.29%(5.0)0.42%
Goldenwest Credit Union-0.24%(4.5)1.97%
Provident Funding-0.24%(4.5)5.66%
The Loan Store-0.22%(4.5)0.09%
Deseret First Credit Union-0.20%(4.5)0.26%
FirstBank TN-0.20%(4.5)0.20%
Inspire Home Loans-0.18%(4.5)0.14%
HomeAmerican Mortgage Corporation-0.16%(4.5)0.18%
NBH Bank-0.15%(4.5)0.59%
Zions Bank-0.15%(4.5)0.51%
AimLoan.com-0.15%(4.5)0.11%
Home Point Financial Corporation-0.15%(4.0)0.62%
SoFi Lending-0.15%(4.0)0.10%
Amerisave Mortgage Corporation-0.14%(4.0)0.34%
University Federal Credit Union in Utah-0.13%(4.0)1.10%
First Choice Loan Services-0.13%(4.0)0.12%
Keller Mortgage-0.12%(4.0)0.14%
NBKC Bank-0.12%(4.0)0.38%
Bank of America-0.12%(4.0)0.26%
SunTrust Bank-0.12%(4.0)0.18%
VanDyk Mortgage Corporation-0.12%(4.0)0.27%
Watermark Home Loans-0.12%(4.0)0.09%
America First Federal Credit Union-0.11%(4.0)7.75%
loanDepot-0.11%(4.0)1.24%
Guaranteed Rate-0.11%(4.0)0.86%
Security Service Federal Credit Union-0.10%(4.0)0.26%
First Internet Bank-0.09%(4.0)0.06%
Altabank-0.09%(4.0)0.15%
Cache Valley Bank-0.09%(4.0)0.21%
Utah Community Credit Union-0.09%(4.0)0.47%
Momentum Loans-0.09%(4.0)2.12%
Atlantic Bay Mortgage Group-0.09%(4.0)0.20%
Jordan Credit Union-0.08%(4.0)0.12%
Panorama Mortgage Group-0.08%(4.0)0.08%
Northpointe Bank-0.08%(4.0)0.32%
Strong Home Mortgage-0.07%(4.0)0.07%
Glacier Bank-0.07%(4.0)0.07%
Utah Mortgage Loan Corporation-0.07%(4.0)0.68%
Cyprus Credit Union-0.06%(4.0)0.94%
JPMorgan Chase Bank-0.06%(4.0)1.57%
Guild Mortgage Company-0.06%(4.0)1.42%
BOK Financial-0.05%(3.5)0.05%
Flagstar Bank-0.05%(3.5)1.17%
North American Savings Bank-0.05%(3.5)0.05%
Movement Mortgage-0.05%(3.5)0.15%
Direct Mortgage, Corp-0.04%(3.5)1.34%
LeaderOne Financial Corporation-0.04%(3.5)0.07%
Guaranteed Rate Affinity-0.04%(3.5)0.11%
Network Funding-0.04%(3.5)0.70%
BNC National Bank-0.04%(3.5)0.04%
KeyBank-0.04%(3.5)0.65%
Megastar Financial Corporation-0.03%(3.5)0.06%
NewRez-0.03%(3.5)0.16%
Village Capital-0.03%(3.5)0.01%
M&T Bank-0.03%(3.5)0.12%
Wells Fargo Bank-0.03%(3.5)2.21%
Cason Home Loans-0.02%(3.5)0.09%
New American Funding-0.02%(3.5)1.09%
First Colony Mortgage Corporation-0.02%(3.5)2.08%
Truist Bank-0.02%(3.5)0.03%
Security Home Mortgage-0.02%(3.5)0.50%
USAA-0.02%(3.5)0.21%
NEST Home Lending-0.01%(3.5)0.09%
Cardinal Financial Company-0.01%(3.5)0.66%
SWBC Mortgage-0.01%(3.5)0.44%
Cherry Creek Mortgage-0.01%(3.5)0.13%
Wasatch Peaks Federal Credit Union-0.01%(3.5)0.10%
First Savings Bank-0.01%(3.5)0.01%
US Bank-0.00%(3.5)0.99%
CMG Financial-0.00%(3.5)0.04%
Nations Lending Corporation-0.00%(3.5)0.03%
Gateway First Bank0.00%(3.5)0.28%
Essex Mortgage0.00%(3.5)0.03%
Caliber Home Loans0.00%(3.5)2.83%
American Pacific Mortgage0.01%(3.5)1.17%
First Federal Bank of Florida0.02%(3.5)0.00%
Bank of Utah0.02%(3.5)0.79%
AmCap Home Loans0.03%(3.5)0.03%
Washington Federal0.03%(3.5)0.10%
Mountain America Credit Union0.03%(3.5)4.72%
Mid America Mortgage0.03%(3.5)0.03%
PRMG Mortgage0.03%(3.5)0.06%
Fairway Independent Mortgage Corporation0.04%(3.5)2.09%
City First Mortgage Services0.04%(3.5)0.12%
RoundPoint Mortgage Servicing Corporation0.04%(3.5)0.12%
PNC Bank0.04%(3.5)0.06%
Magnolia Bank0.04%(3.5)0.02%
Supreme Lending0.05%(3.5)0.25%
Bank of England AR0.05%(3.0)0.08%
Stearns Home Loans0.06%(3.0)0.59%
Synergy One Lending0.06%(3.0)0.49%
Axia Home Loans0.06%(3.0)0.09%
Primary Residential Mortgage Inc0.06%(3.0)1.07%
Intercap Lending0.06%(3.0)6.04%
Quicken Loans0.06%(3.0)9.44%
Commerce Home Mortgage0.06%(3.0)0.07%
EverLEND Mortgage Company0.07%(3.0)0.32%
Cornerstone Home Lending0.07%(3.0)0.51%
Embrace Home Loans0.08%(3.0)0.02%
Finance of America Mortgage0.08%(3.0)0.62%
RANLife Home Loans0.10%(3.0)1.35%
Navy Federal Credit Union0.11%(3.0)0.07%
Newfi Lending0.11%(3.0)0.05%
Veritas Funding0.11%(3.0)1.73%
Citywide Home Loans0.11%(3.0)3.90%
American Financing0.12%(3.0)0.19%
PrimeLending0.12%(3.0)0.55%
United Security Financial0.12%(3.0)0.03%
Granite Credit Union0.12%(3.0)0.47%
Graystone Mortgage0.13%(3.0)0.94%
Castle & Cooke Mortgage0.14%(3.0)0.99%
Peoples Mortgage0.14%(3.0)0.14%
The Federal Savings Bank0.15%(3.0)0.07%
SecurityNational Mortgage Company0.15%(2.5)3.69%
Academy Mortgage Corporation Utah0.16%(2.5)5.38%
Lakeview Loan Servicing0.17%(2.5)0.08%
Carrington Mortgage Services0.17%(2.5)0.11%
OneTrust Home Loans0.17%(2.5)0.77%
PennyMac Loan Services0.19%(2.5)0.65%
Freedom Mortgage Corporation0.33%(2.0)0.38%
Mr. Cooper0.38%(1.5)0.63%
First National Bank of America0.80%(1.0)0.10%
Lender NameRate DifferenceRate RatingMarket Share
DHI Mortgage Company Limited-0.31%(5.0)0.97%
Provident Funding-0.27%(5.0)3.02%
JPMorgan Chase Bank-0.23%(4.5)1.38%
US Bank-0.23%(4.5)0.66%
Goldenwest Credit Union-0.23%(4.5)1.41%
NBH Bank-0.21%(4.5)0.77%
Wells Fargo Bank-0.21%(4.5)2.30%
Bank of America-0.20%(4.5)0.24%
Inspire Home Loans-0.20%(4.5)0.32%
Home Point Financial Corporation-0.19%(4.5)0.63%
America First Federal Credit Union-0.18%(4.5)3.47%
HomeAmerican Mortgage Corporation-0.17%(4.5)0.43%
Granite Credit Union-0.16%(4.5)0.19%
Utah Community Credit Union-0.15%(4.0)0.38%
SunTrust Bank-0.14%(4.0)0.15%
Keller Mortgage-0.14%(4.0)0.26%
VanDyk Mortgage Corporation-0.14%(4.0)0.19%
NBKC Bank-0.13%(4.0)0.35%
Zions Bank-0.12%(4.0)0.48%
Cache Valley Bank-0.12%(4.0)0.34%
Northpointe Bank-0.12%(4.0)0.30%
Guaranteed Rate-0.11%(4.0)1.29%
Quicken Loans-0.11%(4.0)5.79%
Network Funding-0.11%(4.0)0.95%
Mountain America Credit Union-0.11%(4.0)2.48%
Flagstar Bank-0.10%(4.0)0.70%
KeyBank-0.10%(4.0)0.29%
Panorama Mortgage Group-0.09%(4.0)0.12%
Altabank-0.09%(4.0)0.17%
Momentum Loans-0.09%(4.0)2.95%
Guaranteed Rate Affinity-0.08%(4.0)0.15%
Strong Home Mortgage-0.07%(4.0)0.06%
Utah Mortgage Loan Corporation-0.07%(4.0)1.07%
Direct Mortgage, Corp-0.07%(4.0)1.46%
First Internet Bank-0.06%(4.0)0.04%
LeaderOne Financial Corporation-0.06%(4.0)0.07%
Cardinal Financial Company-0.06%(4.0)0.68%
Atlantic Bay Mortgage Group-0.05%(4.0)0.06%
Caliber Home Loans-0.05%(4.0)3.19%
FirstBank TN-0.05%(4.0)0.07%
Watermark Home Loans-0.05%(4.0)0.05%
North American Savings Bank-0.05%(3.5)0.03%
CMG Financial-0.05%(3.5)0.06%
University Federal Credit Union in Utah-0.05%(3.5)0.88%
Guild Mortgage Company-0.04%(3.5)1.82%
Amerisave Mortgage Corporation-0.04%(3.5)0.02%
M&T Bank-0.04%(3.5)0.13%
AimLoan.com-0.04%(3.5)0.04%
Jordan Credit Union-0.04%(3.5)0.04%
Security Home Mortgage-0.04%(3.5)0.70%
Movement Mortgage-0.04%(3.5)0.20%
USAA-0.03%(3.5)0.30%
PNC Bank-0.03%(3.5)0.03%
First Colony Mortgage Corporation-0.03%(3.5)2.88%
loanDepot-0.03%(3.5)0.12%
PennyMac Loan Services-0.03%(3.5)0.20%
Gateway First Bank-0.03%(3.5)0.35%
Cason Home Loans-0.03%(3.5)0.09%
Deseret First Credit Union-0.02%(3.5)0.12%
Truist Bank-0.02%(3.5)0.02%
Glacier Bank-0.02%(3.5)0.04%
Village Capital-0.02%(3.5)0.01%
The Loan Store-0.02%(3.5)0.01%
NEST Home Lending-0.02%(3.5)0.17%
SoFi Lending-0.01%(3.5)0.02%
BNC National Bank-0.01%(3.5)0.01%
Newfi Lending-0.01%(3.5)0.02%
Essex Mortgage-0.01%(3.5)0.07%
Megastar Financial Corporation-0.00%(3.5)0.05%
Freedom Mortgage Corporation-0.00%(3.5)0.04%
Bank of England AR-0.00%(3.5)0.09%
The Federal Savings Bank0.00%(3.5)0.01%
Cherry Creek Mortgage0.00%(3.5)0.16%
Mr. Cooper0.00%(3.5)0.07%
NewRez0.00%(3.5)0.02%
SWBC Mortgage0.00%(3.5)0.78%
First Choice Loan Services0.01%(3.5)0.03%
Magnolia Bank0.01%(3.5)0.01%
American Financing0.01%(3.5)0.03%
AmCap Home Loans0.01%(3.5)0.06%
New American Funding0.02%(3.5)1.24%
Mid America Mortgage0.02%(3.5)0.06%
Lakeview Loan Servicing0.02%(3.5)0.03%
BOK Financial0.02%(3.5)0.05%
Wasatch Peaks Federal Credit Union0.03%(3.5)0.06%
Bank of Utah0.03%(3.5)1.27%
PRMG Mortgage0.03%(3.5)0.06%
Fairway Independent Mortgage Corporation0.03%(3.5)3.06%
Axia Home Loans0.04%(3.5)0.13%
Synergy One Lending0.04%(3.5)0.40%
Washington Federal0.04%(3.5)0.16%
Carrington Mortgage Services0.04%(3.5)0.01%
City First Mortgage Services0.05%(3.5)0.14%
American Pacific Mortgage0.05%(3.0)1.54%
Cyprus Credit Union0.06%(3.0)0.64%
Supreme Lending0.07%(3.0)0.22%
Security Service Federal Credit Union0.07%(3.0)0.11%
Cornerstone Home Lending0.07%(3.0)0.64%
Commerce Home Mortgage0.07%(3.0)0.10%
Primary Residential Mortgage Inc0.08%(3.0)1.33%
Intercap Lending0.08%(3.0)8.68%
EverLEND Mortgage Company0.10%(3.0)0.45%
Stearns Home Loans0.11%(3.0)0.64%
PrimeLending0.11%(3.0)0.85%
Peoples Mortgage0.12%(3.0)0.24%
Navy Federal Credit Union0.13%(3.0)0.13%
Graystone Mortgage0.13%(3.0)1.40%
Citywide Home Loans0.13%(3.0)6.67%
Finance of America Mortgage0.13%(3.0)0.74%
United Security Financial0.13%(3.0)0.06%
RANLife Home Loans0.15%(3.0)1.31%
OneTrust Home Loans0.15%(3.0)1.05%
SecurityNational Mortgage Company0.16%(2.5)5.47%
Academy Mortgage Corporation Utah0.16%(2.5)7.87%
Veritas Funding0.21%(2.5)2.30%
Castle & Cooke Mortgage0.21%(2.5)1.28%
First National Bank of America0.83%(1.0)0.22%
Lender NameRate DifferenceRate RatingMarket Share
Goldenwest Credit Union-0.24%(4.5)2.37%
Deseret First Credit Union-0.24%(4.5)0.37%
Provident Funding-0.23%(4.5)7.55%
The Loan Store-0.22%(4.5)0.14%
FirstBank TN-0.22%(4.5)0.30%
University Federal Credit Union in Utah-0.18%(4.5)1.26%
Zions Bank-0.17%(4.5)0.54%
AimLoan.com-0.17%(4.5)0.16%
SoFi Lending-0.15%(4.5)0.16%
First Choice Loan Services-0.14%(4.0)0.19%
Security Service Federal Credit Union-0.13%(4.0)0.37%
Amerisave Mortgage Corporation-0.13%(4.0)0.57%
Watermark Home Loans-0.13%(4.0)0.13%
Home Point Financial Corporation-0.12%(4.0)0.61%
NBKC Bank-0.11%(4.0)0.41%
VanDyk Mortgage Corporation-0.11%(4.0)0.32%
loanDepot-0.11%(4.0)2.04%
Guaranteed Rate-0.10%(4.0)0.55%
SunTrust Bank-0.10%(4.0)0.20%
First Internet Bank-0.10%(4.0)0.08%
Cyprus Credit Union-0.10%(4.0)1.16%
America First Federal Credit Union-0.09%(4.0)10.83%
Momentum Loans-0.09%(4.0)1.51%
Altabank-0.09%(4.0)0.14%
BOK Financial-0.09%(4.0)0.05%
Jordan Credit Union-0.09%(4.0)0.17%
NBH Bank-0.09%(4.0)0.46%
Atlantic Bay Mortgage Group-0.08%(4.0)0.31%
Glacier Bank-0.08%(4.0)0.10%
Guild Mortgage Company-0.07%(4.0)1.13%
Keller Mortgage-0.07%(4.0)0.06%
Strong Home Mortgage-0.07%(4.0)0.09%
Panorama Mortgage Group-0.07%(4.0)0.05%
Bank of America-0.07%(4.0)0.27%
Utah Mortgage Loan Corporation-0.07%(4.0)0.40%
SWBC Mortgage-0.07%(4.0)0.21%
Movement Mortgage-0.06%(4.0)0.11%
New American Funding-0.06%(4.0)0.98%
Utah Community Credit Union-0.06%(4.0)0.53%
Northpointe Bank-0.05%(4.0)0.33%
American Pacific Mortgage-0.05%(3.5)0.91%
Megastar Financial Corporation-0.05%(3.5)0.08%
Cache Valley Bank-0.05%(3.5)0.12%
North American Savings Bank-0.04%(3.5)0.06%
LeaderOne Financial Corporation-0.03%(3.5)0.06%
BNC National Bank-0.03%(3.5)0.06%
NEST Home Lending-0.03%(3.5)0.04%
Village Capital-0.03%(3.5)0.02%
NewRez-0.03%(3.5)0.26%
Direct Mortgage, Corp-0.03%(3.5)1.25%
Flagstar Bank-0.03%(3.5)1.51%
Inspire Home Loans-0.03%(3.5)0.02%
Cherry Creek Mortgage-0.02%(3.5)0.11%
DHI Mortgage Company Limited-0.02%(3.5)0.02%
M&T Bank-0.02%(3.5)0.12%
Cason Home Loans-0.02%(3.5)0.09%
KeyBank-0.02%(3.5)0.91%
Truist Bank-0.01%(3.5)0.04%
Wasatch Peaks Federal Credit Union-0.01%(3.5)0.14%
Veritas Funding-0.01%(3.5)1.33%
First Colony Mortgage Corporation-0.01%(3.5)1.50%
Washington Federal-0.01%(3.5)0.06%
Guaranteed Rate Affinity-0.00%(3.5)0.08%
First Savings Bank-0.00%(3.5)0.01%
Security Home Mortgage0.00%(3.5)0.35%
Nations Lending Corporation0.01%(3.5)0.05%
USAA0.01%(3.5)0.15%
Stearns Home Loans0.01%(3.5)0.55%
EverLEND Mortgage Company0.01%(3.5)0.23%
Bank of Utah0.01%(3.5)0.45%
Intercap Lending0.02%(3.5)4.14%
Cardinal Financial Company0.02%(3.5)0.64%
First Federal Bank of Florida0.02%(3.5)0.01%
Finance of America Mortgage0.02%(3.5)0.53%
Essex Mortgage0.03%(3.5)0.01%
City First Mortgage Services0.03%(3.5)0.11%
Gateway First Bank0.03%(3.5)0.22%
PRMG Mortgage0.04%(3.5)0.07%
Supreme Lending0.04%(3.5)0.27%
Primary Residential Mortgage Inc0.04%(3.5)0.89%
Navy Federal Credit Union0.04%(3.5)0.03%
Fairway Independent Mortgage Corporation0.04%(3.5)1.39%
Commerce Home Mortgage0.04%(3.5)0.05%
Mid America Mortgage0.05%(3.5)0.01%
RoundPoint Mortgage Servicing Corporation0.05%(3.5)0.21%
JPMorgan Chase Bank0.05%(3.5)1.71%
Castle & Cooke Mortgage0.05%(3.5)0.78%
Network Funding0.05%(3.5)0.52%
Caliber Home Loans0.05%(3.5)2.57%
Magnolia Bank0.05%(3.0)0.03%
AmCap Home Loans0.06%(3.0)0.01%
PNC Bank0.06%(3.0)0.08%
Synergy One Lending0.06%(3.0)0.55%
Cornerstone Home Lending0.07%(3.0)0.42%
Citywide Home Loans0.07%(3.0)1.91%
Mountain America Credit Union0.07%(3.0)6.33%
United Security Financial0.07%(3.0)0.01%
CMG Financial0.07%(3.0)0.03%
Axia Home Loans0.07%(3.0)0.06%
RANLife Home Loans0.08%(3.0)1.38%
Embrace Home Loans0.08%(3.0)0.03%
US Bank0.09%(3.0)1.23%
Bank of England AR0.09%(3.0)0.08%
First National Bank of America0.11%(3.0)0.01%
Wells Fargo Bank0.11%(3.0)2.15%
PrimeLending0.12%(3.0)0.34%
SecurityNational Mortgage Company0.12%(3.0)2.42%
Quicken Loans0.13%(3.0)12.07%
American Financing0.13%(3.0)0.31%
Newfi Lending0.13%(3.0)0.08%
Graystone Mortgage0.14%(3.0)0.60%
Academy Mortgage Corporation Utah0.15%(3.0)3.59%
The Federal Savings Bank0.16%(2.5)0.11%
Carrington Mortgage Services0.18%(2.5)0.19%
Peoples Mortgage0.18%(2.5)0.08%
Granite Credit Union0.18%(2.5)0.68%
OneTrust Home Loans0.19%(2.5)0.56%
Lakeview Loan Servicing0.20%(2.5)0.12%
PennyMac Loan Services0.22%(2.5)0.97%
Freedom Mortgage Corporation0.35%(1.5)0.63%
Mr. Cooper0.40%(1.5)1.04%
Lender NameRate DifferenceRate RatingMarket Share
HomeAmerican Mortgage Corporation-0.36%(5.0)0.33%
DHI Mortgage Company Limited-0.34%(5.0)0.42%
Caliber Home Loans-0.31%(5.0)5.29%
Momentum Loans-0.29%(5.0)1.84%
Home Point Financial Corporation-0.26%(5.0)0.77%
Guaranteed Rate-0.23%(4.5)1.05%
Stearns Home Loans-0.22%(4.5)1.81%
Cyprus Credit Union-0.21%(4.5)0.65%
SWBC Mortgage-0.18%(4.5)0.49%
Flagstar Bank-0.18%(4.5)0.45%
Direct Mortgage, Corp-0.17%(4.5)2.80%
NBH Bank-0.16%(4.5)0.50%
Mountain America Credit Union-0.16%(4.5)0.63%
First Colony Mortgage Corporation-0.15%(4.5)2.59%
Security Home Mortgage-0.15%(4.0)1.37%
Provident Funding-0.14%(4.0)0.19%
American Financing-0.14%(4.0)0.49%
Cason Home Loans-0.14%(4.0)0.28%
Keller Mortgage-0.14%(4.0)0.11%
CMG Financial-0.14%(4.0)0.19%
Goldenwest Credit Union-0.13%(4.0)0.51%
Quicken Loans-0.12%(4.0)5.52%
Movement Mortgage-0.11%(4.0)0.17%
Zions Bank-0.11%(4.0)0.16%
NewRez-0.11%(4.0)0.32%
Northpointe Bank-0.10%(4.0)0.32%
Mid America Mortgage-0.10%(4.0)0.11%
Cache Valley Bank-0.09%(4.0)0.07%
Megastar Financial Corporation-0.08%(4.0)0.17%
Bank of Utah-0.08%(4.0)0.62%
VanDyk Mortgage Corporation-0.07%(4.0)0.17%
Gateway First Bank-0.07%(4.0)0.70%
Utah Community Credit Union-0.07%(4.0)0.08%
Panorama Mortgage Group-0.06%(4.0)0.07%
PrimeLending-0.06%(4.0)0.72%
Supreme Lending-0.06%(4.0)0.10%
NBKC Bank-0.06%(4.0)0.04%
M&T Bank-0.06%(4.0)0.12%
Utah Mortgage Loan Corporation-0.06%(4.0)0.73%
Guaranteed Rate Affinity-0.06%(4.0)0.09%
BNC National Bank-0.06%(4.0)0.02%
Atlantic Bay Mortgage Group-0.05%(4.0)0.09%
Inspire Home Loans-0.05%(4.0)0.09%
Guild Mortgage Company-0.05%(3.5)2.58%
Axia Home Loans-0.05%(3.5)0.12%
The Federal Savings Bank-0.05%(3.5)0.48%
First Savings Bank-0.05%(3.5)0.06%
University Federal Credit Union in Utah-0.05%(3.5)0.09%
PRMG Mortgage-0.05%(3.5)0.34%
FirstBank TN-0.05%(3.5)0.03%
Cornerstone Home Lending-0.04%(3.5)0.31%
First Choice Loan Services-0.04%(3.5)0.01%
Newfi Lending-0.04%(3.5)0.03%
City First Mortgage Services-0.04%(3.5)0.37%
Commerce Home Mortgage-0.04%(3.5)0.04%
US Bank-0.04%(3.5)0.04%
Finance of America Mortgage-0.04%(3.5)0.63%
Bank of America-0.03%(3.5)0.02%
LeaderOne Financial Corporation-0.03%(3.5)0.01%
Village Capital-0.03%(3.5)0.31%
Cherry Creek Mortgage-0.03%(3.5)0.12%
RoundPoint Mortgage Servicing Corporation-0.03%(3.5)0.10%
Altabank-0.03%(3.5)0.03%
First Federal Bank of Florida-0.02%(3.5)0.04%
KeyBank-0.02%(3.5)0.01%
Amerisave Mortgage Corporation-0.02%(3.5)0.22%
North American Savings Bank-0.02%(3.5)0.02%
Fairway Independent Mortgage Corporation-0.02%(3.5)2.59%
Network Funding-0.02%(3.5)1.36%
Wells Fargo Bank-0.01%(3.5)0.03%
Primary Residential Mortgage Inc-0.01%(3.5)1.45%
EverLEND Mortgage Company-0.01%(3.5)0.33%
America First Federal Credit Union-0.01%(3.5)0.52%
Essex Mortgage-0.01%(3.5)0.14%
Peoples Mortgage-0.01%(3.5)0.18%
Magnolia Bank-0.01%(3.5)0.02%
JPMorgan Chase Bank-0.01%(3.5)0.01%
Carrington Mortgage Services-0.01%(3.5)1.12%
Lakeview Loan Servicing-0.00%(3.5)0.78%
NEST Home Lending-0.00%(3.5)0.08%
Bank of England AR-0.00%(3.5)0.12%
Castle & Cooke Mortgage0.01%(3.5)2.35%
Mr. Cooper0.01%(3.5)1.93%
Cardinal Financial Company0.02%(3.5)0.95%
Synergy One Lending0.03%(3.5)0.58%
PennyMac Loan Services0.05%(3.5)1.30%
Intercap Lending0.06%(3.0)7.27%
Nations Lending Corporation0.06%(3.0)0.20%
American Pacific Mortgage0.07%(3.0)1.81%
New American Funding0.09%(3.0)2.49%
loanDepot0.11%(3.0)1.38%
Freedom Mortgage Corporation0.11%(3.0)1.97%
Academy Mortgage Corporation Utah0.11%(3.0)5.74%
Veritas Funding0.12%(3.0)3.47%
Embrace Home Loans0.13%(3.0)0.20%
AmCap Home Loans0.13%(3.0)0.19%
OneTrust Home Loans0.15%(2.5)0.99%
SecurityNational Mortgage Company0.16%(2.5)7.22%
RANLife Home Loans0.18%(2.5)3.59%
United Security Financial0.19%(2.5)0.32%
Citywide Home Loans0.26%(2.0)6.32%
Graystone Mortgage0.27%(2.0)1.68%
Lender NameRate DifferenceRate RatingMarket Share
Quicken Loans-0.37%(5.0)2.14%
HomeAmerican Mortgage Corporation-0.37%(5.0)0.53%
Caliber Home Loans-0.37%(5.0)5.09%
DHI Mortgage Company Limited-0.36%(5.0)0.65%
Momentum Loans-0.35%(5.0)2.19%
Home Point Financial Corporation-0.35%(5.0)0.60%
Stearns Home Loans-0.32%(5.0)1.91%
Guaranteed Rate-0.29%(5.0)1.13%
Flagstar Bank-0.27%(5.0)0.44%
Cyprus Credit Union-0.23%(4.5)0.49%
Direct Mortgage, Corp-0.23%(4.5)2.63%
loanDepot-0.22%(4.5)0.26%
First Colony Mortgage Corporation-0.21%(4.5)2.90%
NBH Bank-0.21%(4.5)0.57%
SWBC Mortgage-0.20%(4.5)0.76%
CMG Financial-0.18%(4.5)0.23%
Cason Home Loans-0.18%(4.5)0.32%
Keller Mortgage-0.17%(4.5)0.14%
Mountain America Credit Union-0.17%(4.5)0.58%
Security Home Mortgage-0.17%(4.5)1.71%
Provident Funding-0.15%(4.5)0.12%
Northpointe Bank-0.14%(4.0)0.28%
Freedom Mortgage Corporation-0.14%(4.0)0.46%
Goldenwest Credit Union-0.14%(4.0)0.64%
Movement Mortgage-0.14%(4.0)0.21%
Mid America Mortgage-0.14%(4.0)0.12%
Zions Bank-0.12%(4.0)0.23%
PennyMac Loan Services-0.12%(4.0)0.23%
Megastar Financial Corporation-0.11%(4.0)0.21%
Cache Valley Bank-0.11%(4.0)0.11%
Gateway First Bank-0.10%(4.0)0.62%
Bank of Utah-0.10%(4.0)0.83%
Mr. Cooper-0.10%(4.0)0.21%
M&T Bank-0.10%(4.0)0.09%
Lakeview Loan Servicing-0.10%(4.0)0.14%
Panorama Mortgage Group-0.09%(4.0)0.07%
VanDyk Mortgage Corporation-0.09%(4.0)0.25%
PrimeLending-0.08%(4.0)1.01%
Utah Community Credit Union-0.08%(4.0)0.12%
Utah Mortgage Loan Corporation-0.08%(4.0)1.02%
Supreme Lending-0.08%(4.0)0.14%
Cornerstone Home Lending-0.07%(4.0)0.39%
Newfi Lending-0.07%(4.0)0.04%
Guaranteed Rate Affinity-0.07%(4.0)0.14%
Axia Home Loans-0.07%(4.0)0.14%
City First Mortgage Services-0.06%(4.0)0.34%
NewRez-0.06%(4.0)0.04%
University Federal Credit Union in Utah-0.06%(4.0)0.09%
Inspire Home Loans-0.06%(4.0)0.12%
Carrington Mortgage Services-0.06%(4.0)0.11%
FirstBank TN-0.06%(4.0)0.02%
Cardinal Financial Company-0.06%(4.0)0.81%
US Bank-0.06%(4.0)0.05%
Finance of America Mortgage-0.05%(4.0)0.72%
First Choice Loan Services-0.05%(4.0)0.02%
Commerce Home Mortgage-0.05%(4.0)0.05%
First Savings Bank-0.05%(4.0)0.02%
NBKC Bank-0.05%(3.5)0.02%
Cherry Creek Mortgage-0.05%(3.5)0.12%
Bank of America-0.05%(3.5)0.04%
Altabank-0.04%(3.5)0.02%
Amerisave Mortgage Corporation-0.04%(3.5)0.02%
PRMG Mortgage-0.04%(3.5)0.12%
Fairway Independent Mortgage Corporation-0.04%(3.5)3.06%
KeyBank-0.04%(3.5)0.02%
Primary Residential Mortgage Inc-0.03%(3.5)1.29%
American Financing-0.03%(3.5)0.05%
Atlantic Bay Mortgage Group-0.03%(3.5)0.02%
Essex Mortgage-0.02%(3.5)0.18%
Bank of England AR-0.02%(3.5)0.09%
Peoples Mortgage-0.02%(3.5)0.26%
EverLEND Mortgage Company-0.02%(3.5)0.44%
Network Funding-0.02%(3.5)1.68%
NEST Home Lending-0.01%(3.5)0.12%
Synergy One Lending0.00%(3.5)0.53%
America First Federal Credit Union0.01%(3.5)0.64%
Guild Mortgage Company0.01%(3.5)2.53%
Castle & Cooke Mortgage0.04%(3.5)2.44%
American Pacific Mortgage0.06%(3.0)2.35%
Academy Mortgage Corporation Utah0.10%(3.0)7.45%
Intercap Lending0.10%(3.0)8.74%
New American Funding0.11%(3.0)2.54%
AmCap Home Loans0.13%(3.0)0.26%
Veritas Funding0.15%(3.0)4.40%
SecurityNational Mortgage Company0.17%(2.5)9.38%
OneTrust Home Loans0.17%(2.5)1.15%
RANLife Home Loans0.18%(2.5)3.07%
United Security Financial0.26%(2.0)0.37%
Citywide Home Loans0.27%(2.0)8.94%
Graystone Mortgage0.30%(2.0)2.19%
Lender NameRate DifferenceRate RatingMarket Share
Caliber Home Loans-0.22%(4.5)5.63%
Cyprus Credit Union-0.19%(4.5)0.90%
Home Point Financial Corporation-0.17%(4.5)1.05%
Mountain America Credit Union-0.14%(4.0)0.72%
Guild Mortgage Company-0.14%(4.0)2.68%
Momentum Loans-0.13%(4.0)1.23%
American Financing-0.13%(4.0)1.23%
Provident Funding-0.12%(4.0)0.30%
Intercap Lending-0.11%(4.0)4.75%
Security Home Mortgage-0.10%(4.0)0.78%
Goldenwest Credit Union-0.10%(4.0)0.30%
NewRez-0.09%(4.0)0.81%
Guaranteed Rate-0.09%(4.0)0.90%
America First Federal Credit Union-0.08%(4.0)0.33%
Direct Mortgage, Corp-0.08%(4.0)3.10%
NBH Bank-0.06%(4.0)0.39%
Northpointe Bank-0.05%(3.5)0.39%
NBKC Bank-0.05%(3.5)0.09%
Network Funding-0.05%(3.5)0.81%
Cason Home Loans-0.04%(3.5)0.21%
Castle & Cooke Mortgage-0.04%(3.5)2.20%
Atlantic Bay Mortgage Group-0.04%(3.5)0.21%
BNC National Bank-0.04%(3.5)0.06%
PRMG Mortgage-0.03%(3.5)0.72%
First Savings Bank-0.03%(3.5)0.12%
Flagstar Bank-0.03%(3.5)0.45%
The Federal Savings Bank-0.03%(3.5)1.29%
FirstBank TN-0.03%(3.5)0.06%
Quicken Loans-0.02%(3.5)11.28%
Inspire Home Loans-0.02%(3.5)0.03%
Gateway First Bank-0.02%(3.5)0.84%
Movement Mortgage-0.02%(3.5)0.09%
EverLEND Mortgage Company-0.02%(3.5)0.15%
University Federal Credit Union in Utah-0.02%(3.5)0.09%
Keller Mortgage-0.02%(3.5)0.06%
Zions Bank-0.02%(3.5)0.03%
DHI Mortgage Company Limited-0.02%(3.5)0.03%
First Colony Mortgage Corporation-0.02%(3.5)2.08%
Panorama Mortgage Group-0.02%(3.5)0.06%
Stearns Home Loans-0.02%(3.5)1.65%
Peoples Mortgage-0.02%(3.5)0.03%
LeaderOne Financial Corporation-0.02%(3.5)0.03%
Village Capital-0.01%(3.5)0.84%
Commerce Home Mortgage-0.01%(3.5)0.03%
M&T Bank-0.01%(3.5)0.18%
RoundPoint Mortgage Servicing Corporation-0.01%(3.5)0.27%
Axia Home Loans-0.01%(3.5)0.09%
United Security Financial-0.01%(3.5)0.24%
Altabank-0.01%(3.5)0.06%
US Bank-0.01%(3.5)0.03%
Mid America Mortgage-0.01%(3.5)0.09%
Supreme Lending-0.01%(3.5)0.03%
Cherry Creek Mortgage-0.01%(3.5)0.12%
SWBC Mortgage-0.01%(3.5)0.03%
First Federal Bank of Florida-0.01%(3.5)0.12%
North American Savings Bank-0.00%(3.5)0.06%
Amerisave Mortgage Corporation-0.00%(3.5)0.57%
City First Mortgage Services-0.00%(3.5)0.42%
CMG Financial-0.00%(3.5)0.12%
Veritas Funding-0.00%(3.5)1.90%
VanDyk Mortgage Corporation-0.00%(3.5)0.03%
Wells Fargo Bank0.00%(3.5)0.09%
Bank of Utah0.00%(3.5)0.27%
Finance of America Mortgage0.01%(3.5)0.48%
PrimeLending0.01%(3.5)0.24%
Megastar Financial Corporation0.01%(3.5)0.09%
AmCap Home Loans0.01%(3.5)0.06%
Newfi Lending0.01%(3.5)0.03%
Magnolia Bank0.01%(3.5)0.06%
Essex Mortgage0.01%(3.5)0.09%
JPMorgan Chase Bank0.01%(3.5)0.03%
Carrington Mortgage Services0.02%(3.5)2.86%
Primary Residential Mortgage Inc0.02%(3.5)1.71%
Bank of England AR0.02%(3.5)0.18%
Fairway Independent Mortgage Corporation0.02%(3.5)1.81%
Lakeview Loan Servicing0.02%(3.5)1.87%
Utah Mortgage Loan Corporation0.03%(3.5)0.24%
Cornerstone Home Lending0.04%(3.5)0.18%
Mr. Cooper0.04%(3.5)4.84%
New American Funding0.04%(3.5)2.41%
Synergy One Lending0.06%(3.0)0.66%
SecurityNational Mortgage Company0.07%(3.0)3.55%
American Pacific Mortgage0.07%(3.0)0.90%
Citywide Home Loans0.08%(3.0)1.87%
Nations Lending Corporation0.08%(3.0)0.54%
PennyMac Loan Services0.08%(3.0)3.13%
OneTrust Home Loans0.09%(3.0)0.72%
Graystone Mortgage0.10%(3.0)0.81%
Cardinal Financial Company0.12%(3.0)1.17%
Embrace Home Loans0.14%(3.0)0.54%
Academy Mortgage Corporation Utah0.14%(3.0)2.83%
loanDepot0.17%(2.5)3.28%
Freedom Mortgage Corporation0.17%(2.5)4.54%
RANLife Home Loans0.18%(2.5)4.48%
Lender NameRate DifferenceRate RatingMarket Share
Wells Fargo Bank-0.16%(4.5)14.27%
KeyBank-0.11%(4.0)6.13%
Bank of America-0.09%(4.0)3.84%
US Bank-0.05%(3.5)10.43%
JPMorgan Chase Bank-0.00%(3.5)12.08%
Cardinal Financial Company0.02%(3.5)0.73%
Inspire Home Loans0.02%(3.5)0.09%
PNC Bank0.02%(3.5)0.91%
SoFi Lending0.03%(3.5)0.09%
VanDyk Mortgage Corporation0.03%(3.5)0.18%
Zions Bank0.03%(3.5)0.18%
PrimeLending0.03%(3.5)0.46%
Synergy One Lending0.03%(3.5)0.09%
HomeAmerican Mortgage Corporation0.03%(3.5)0.09%
Quicken Loans0.03%(3.5)4.21%
Navy Federal Credit Union0.03%(3.5)0.37%
Movement Mortgage0.03%(3.5)0.18%
FirstBank TN0.03%(3.5)0.09%
Momentum Loans0.03%(3.5)0.18%
Altabank0.03%(3.5)0.09%
Jordan Credit Union0.03%(3.5)0.09%
Gateway First Bank0.04%(3.5)0.09%
Northpointe Bank0.04%(3.5)0.27%
Watermark Home Loans0.04%(3.5)0.09%
loanDepot0.04%(3.5)0.73%
Provident Funding0.04%(3.5)0.09%
Cache Valley Bank0.04%(3.5)0.09%
Essex Mortgage0.04%(3.5)0.09%
Strong Home Mortgage0.04%(3.5)0.09%
Megastar Financial Corporation0.04%(3.5)0.09%
Goldenwest Credit Union0.04%(3.5)0.91%
Utah Community Credit Union0.04%(3.5)0.55%
Truist Bank0.04%(3.5)2.01%
Guild Mortgage Company0.04%(3.5)0.82%
Guaranteed Rate0.04%(3.5)1.74%
Panorama Mortgage Group0.04%(3.5)0.09%
Security Service Federal Credit Union0.04%(3.5)1.56%
Deseret First Credit Union0.04%(3.5)0.37%
NBKC Bank0.05%(3.5)0.18%
Direct Mortgage, Corp0.05%(3.5)0.37%
Finance of America Mortgage0.05%(3.5)0.09%
Axia Home Loans0.05%(3.5)0.37%
Utah Mortgage Loan Corporation0.05%(3.5)0.18%
Flagstar Bank0.05%(3.5)0.73%
Primary Residential Mortgage Inc0.05%(3.0)0.18%
University Federal Credit Union in Utah0.05%(3.0)0.18%
Cason Home Loans0.05%(3.0)0.09%
SWBC Mortgage0.05%(3.0)0.46%
SunTrust Bank0.05%(3.0)1.19%
America First Federal Credit Union0.05%(3.0)0.46%
USAA0.05%(3.0)0.18%
Mountain America Credit Union0.05%(3.0)1.01%
Supreme Lending0.06%(3.0)0.46%
Washington Federal0.06%(3.0)1.56%
Cyprus Credit Union0.06%(3.0)0.09%
Intercap Lending0.06%(3.0)5.95%
American Pacific Mortgage0.06%(3.0)0.46%
M&T Bank0.06%(3.0)0.18%
EverLEND Mortgage Company0.07%(3.0)0.18%
North American Savings Bank0.07%(3.0)0.09%
Home Point Financial Corporation0.07%(3.0)0.37%
Fairway Independent Mortgage Corporation0.07%(3.0)2.84%
Carrington Mortgage Services0.07%(3.0)0.09%
Veritas Funding0.07%(3.0)0.09%
Castle & Cooke Mortgage0.07%(3.0)0.37%
PRMG Mortgage0.07%(3.0)0.09%
Security Home Mortgage0.07%(3.0)0.09%
Bank of Utah0.07%(3.0)0.46%
Graystone Mortgage0.08%(3.0)0.37%
SecurityNational Mortgage Company0.08%(3.0)0.91%
OneTrust Home Loans0.09%(3.0)1.01%
First Colony Mortgage Corporation0.09%(3.0)0.73%
Newfi Lending0.10%(3.0)0.64%
Academy Mortgage Corporation Utah0.10%(3.0)3.02%
Cornerstone Home Lending0.10%(3.0)1.83%
NewRez0.12%(3.0)0.73%
Caliber Home Loans0.15%(3.0)2.47%
Citywide Home Loans0.16%(2.5)4.76%
Lender NameRate DifferenceRate RatingMarket Share
Wells Fargo Bank-0.18%(4.5)16.08%
KeyBank-0.11%(4.0)4.29%
Bank of America-0.11%(4.0)4.59%
US Bank-0.10%(4.0)7.96%
JPMorgan Chase Bank-0.03%(3.5)12.56%
Cardinal Financial Company0.03%(3.5)0.61%
PNC Bank0.03%(3.5)0.61%
Inspire Home Loans0.03%(3.5)0.15%
PrimeLending0.03%(3.5)0.61%
VanDyk Mortgage Corporation0.04%(3.5)0.31%
loanDepot0.04%(3.5)0.46%
Synergy One Lending0.04%(3.5)0.15%
HomeAmerican Mortgage Corporation0.04%(3.5)0.15%
Momentum Loans0.04%(3.5)0.15%
Movement Mortgage0.04%(3.5)0.31%
Navy Federal Credit Union0.04%(3.5)0.46%
Altabank0.04%(3.5)0.15%
Gateway First Bank0.04%(3.5)0.15%
Northpointe Bank0.04%(3.5)0.46%
Provident Funding0.05%(3.5)0.15%
Utah Community Credit Union0.05%(3.5)0.31%
Cache Valley Bank0.05%(3.5)0.15%
Essex Mortgage0.05%(3.5)0.15%
Deseret First Credit Union0.05%(3.5)0.15%
Strong Home Mortgage0.05%(3.5)0.15%
Megastar Financial Corporation0.05%(3.5)0.15%
Security Service Federal Credit Union0.05%(3.5)1.38%
Goldenwest Credit Union0.05%(3.5)0.46%
Axia Home Loans0.05%(3.0)0.46%
Guild Mortgage Company0.05%(3.0)1.23%
Panorama Mortgage Group0.05%(3.0)0.15%
Finance of America Mortgage0.05%(3.0)0.15%
Guaranteed Rate0.06%(3.0)1.53%
America First Federal Credit Union0.06%(3.0)0.31%
Direct Mortgage, Corp0.06%(3.0)0.31%
Primary Residential Mortgage Inc0.06%(3.0)0.31%
SecurityNational Mortgage Company0.06%(3.0)0.31%
Cason Home Loans0.06%(3.0)0.15%
Flagstar Bank0.06%(3.0)0.31%
OneTrust Home Loans0.06%(3.0)0.46%
Supreme Lending0.06%(3.0)0.77%
SunTrust Bank0.06%(3.0)1.53%
SWBC Mortgage0.06%(3.0)0.61%
USAA0.07%(3.0)0.15%
Truist Bank0.07%(3.0)1.68%
Utah Mortgage Loan Corporation0.07%(3.0)0.15%
Washington Federal0.07%(3.0)2.30%
Mountain America Credit Union0.07%(3.0)0.92%
M&T Bank0.07%(3.0)0.31%
EverLEND Mortgage Company0.07%(3.0)0.31%
North American Savings Bank0.07%(3.0)0.15%
Intercap Lending0.07%(3.0)5.97%
American Pacific Mortgage0.08%(3.0)0.61%
Fairway Independent Mortgage Corporation0.08%(3.0)3.52%
Veritas Funding0.08%(3.0)0.15%
PRMG Mortgage0.08%(3.0)0.15%
Castle & Cooke Mortgage0.08%(3.0)0.31%
Security Home Mortgage0.08%(3.0)0.15%
Bank of Utah0.08%(3.0)0.77%
Quicken Loans0.09%(3.0)2.45%
Graystone Mortgage0.10%(3.0)0.46%
First Colony Mortgage Corporation0.10%(3.0)1.23%
Home Point Financial Corporation0.10%(3.0)0.31%
Cornerstone Home Lending0.12%(3.0)2.76%
Academy Mortgage Corporation Utah0.12%(3.0)3.52%
Newfi Lending0.13%(3.0)0.77%
NewRez0.14%(3.0)0.92%
Caliber Home Loans0.18%(2.5)2.45%
Citywide Home Loans0.19%(2.5)5.67%
Lender NameRate DifferenceRate RatingMarket Share
KeyBank-0.12%(4.0)8.86%
Wells Fargo Bank-0.12%(4.0)11.59%
Bank of America-0.02%(3.5)2.73%
US Bank-0.01%(3.5)14.09%
Quicken Loans-0.00%(3.5)6.82%
Cardinal Financial Company-0.00%(3.5)0.91%
PNC Bank0.01%(3.5)1.36%
Washington Federal0.01%(3.5)0.45%
SoFi Lending0.01%(3.5)0.23%
Truist Bank0.01%(3.5)2.50%
Navy Federal Credit Union0.02%(3.5)0.23%
Zions Bank0.02%(3.5)0.45%
Guild Mortgage Company0.02%(3.5)0.23%
FirstBank TN0.02%(3.5)0.23%
Momentum Loans0.02%(3.5)0.23%
Jordan Credit Union0.02%(3.5)0.23%
Watermark Home Loans0.02%(3.5)0.23%
PrimeLending0.03%(3.5)0.23%
Guaranteed Rate0.03%(3.5)2.05%
Home Point Financial Corporation0.03%(3.5)0.45%
Newfi Lending0.03%(3.5)0.45%
Utah Mortgage Loan Corporation0.03%(3.5)0.23%
Goldenwest Credit Union0.03%(3.5)1.59%
Direct Mortgage, Corp0.03%(3.5)0.45%
loanDepot0.03%(3.5)1.14%
SWBC Mortgage0.03%(3.5)0.23%
Utah Community Credit Union0.03%(3.5)0.91%
Deseret First Credit Union0.03%(3.5)0.68%
Mountain America Credit Union0.03%(3.5)1.14%
NBKC Bank0.03%(3.5)0.45%
Security Service Federal Credit Union0.03%(3.5)1.82%
SunTrust Bank0.03%(3.5)0.68%
Flagstar Bank0.04%(3.5)1.36%
Graystone Mortgage0.04%(3.5)0.23%
University Federal Credit Union in Utah0.04%(3.5)0.45%
USAA0.04%(3.5)0.23%
American Pacific Mortgage0.04%(3.5)0.23%
Cornerstone Home Lending0.04%(3.5)0.45%
Intercap Lending0.04%(3.5)5.91%
Cyprus Credit Union0.05%(3.5)0.23%
America First Federal Credit Union0.05%(3.5)0.68%
Axia Home Loans0.05%(3.5)0.23%
Fairway Independent Mortgage Corporation0.05%(3.0)1.82%
JPMorgan Chase Bank0.05%(3.0)11.36%
Academy Mortgage Corporation Utah0.05%(3.0)2.27%
Castle & Cooke Mortgage0.06%(3.0)0.45%
Carrington Mortgage Services0.06%(3.0)0.23%
SecurityNational Mortgage Company0.08%(3.0)1.82%
NewRez0.08%(3.0)0.45%
Citywide Home Loans0.09%(3.0)3.41%
OneTrust Home Loans0.09%(3.0)1.82%
Caliber Home Loans0.09%(3.0)2.50%
Lender NameRate DifferenceRate RatingMarket Share
Navy Federal Credit Union-0.23%(4.5)1.94%
Goldenwest Credit Union-0.19%(4.5)1.07%
HomeAmerican Mortgage Corporation-0.18%(4.5)0.55%
First Savings Bank-0.14%(4.0)0.62%
Home Point Financial Corporation-0.14%(4.0)1.07%
DHI Mortgage Company Limited-0.13%(4.0)0.46%
Momentum Loans-0.13%(4.0)1.99%
Flagstar Bank-0.12%(4.0)1.51%
Caliber Home Loans-0.12%(4.0)6.29%
NBKC Bank-0.10%(4.0)0.82%
Cyprus Credit Union-0.10%(4.0)0.43%
Wells Fargo Bank-0.10%(4.0)0.78%
Mountain America Credit Union-0.09%(4.0)0.78%
Inspire Home Loans-0.09%(4.0)0.16%
Direct Mortgage, Corp-0.08%(4.0)1.07%
BNC National Bank-0.08%(4.0)0.32%
Village Capital-0.08%(4.0)0.62%
North American Savings Bank-0.08%(4.0)0.41%
Guaranteed Rate-0.07%(4.0)1.12%
American Pacific Mortgage-0.07%(4.0)3.27%
Guild Mortgage Company-0.07%(4.0)1.23%
BOK Financial-0.06%(4.0)0.37%
Guaranteed Rate Affinity-0.06%(4.0)0.27%
Utah Mortgage Loan Corporation-0.05%(4.0)0.39%
loanDepot-0.05%(4.0)2.88%
PennyMac Loan Services-0.05%(4.0)4.82%
Keller Mortgage-0.05%(3.5)0.11%
FirstBank TN-0.05%(3.5)0.07%
NBH Bank-0.05%(3.5)0.30%
Security Home Mortgage-0.04%(3.5)0.55%
Gateway First Bank-0.04%(3.5)0.27%
Cason Home Loans-0.04%(3.5)0.27%
USAA-0.04%(3.5)5.40%
Mid America Mortgage-0.04%(3.5)0.23%
CMG Financial-0.04%(3.5)0.30%
Nations Lending Corporation-0.04%(3.5)0.11%
Strong Home Mortgage-0.04%(3.5)0.07%
Northpointe Bank-0.04%(3.5)0.16%
Granite Credit Union-0.04%(3.5)0.09%
Stearns Home Loans-0.03%(3.5)2.97%
Finance of America Mortgage-0.03%(3.5)0.41%
Amerisave Mortgage Corporation-0.03%(3.5)0.25%
University Federal Credit Union in Utah-0.03%(3.5)0.07%
Watermark Home Loans-0.03%(3.5)0.05%
Lakeview Loan Servicing-0.03%(3.5)0.50%
Panorama Mortgage Group-0.03%(3.5)0.05%
AimLoan.com-0.03%(3.5)0.02%
Megastar Financial Corporation-0.03%(3.5)0.14%
Zions Bank-0.03%(3.5)0.11%
Truist Bank-0.03%(3.5)0.02%
First Internet Bank-0.03%(3.5)0.05%
LeaderOne Financial Corporation-0.02%(3.5)0.05%
Axia Home Loans-0.02%(3.5)0.02%
America First Federal Credit Union-0.02%(3.5)0.78%
Newfi Lending-0.02%(3.5)0.02%
EverLEND Mortgage Company-0.02%(3.5)0.23%
Cache Valley Bank-0.02%(3.5)0.11%
United Security Financial-0.02%(3.5)0.25%
Cherry Creek Mortgage-0.02%(3.5)0.25%
VanDyk Mortgage Corporation-0.02%(3.5)0.23%
American Financing-0.02%(3.5)0.50%
Utah Community Credit Union-0.01%(3.5)0.11%
NewRez-0.01%(3.5)0.48%
Commerce Home Mortgage-0.01%(3.5)0.09%
Essex Mortgage-0.01%(3.5)0.02%
Altabank-0.01%(3.5)0.09%
RoundPoint Mortgage Servicing Corporation-0.01%(3.5)0.07%
Bank of America-0.01%(3.5)0.02%
PRMG Mortgage-0.01%(3.5)0.18%
M&T Bank-0.01%(3.5)0.05%
US Bank-0.01%(3.5)0.23%
Supreme Lending-0.00%(3.5)0.14%
Atlantic Bay Mortgage Group-0.00%(3.5)0.02%
New American Funding-0.00%(3.5)1.49%
Movement Mortgage-0.00%(3.5)0.34%
SunTrust Bank0.00%(3.5)0.05%
Cardinal Financial Company0.00%(3.5)0.55%
JPMorgan Chase Bank0.00%(3.5)0.18%
Bank of Utah0.01%(3.5)0.46%
PrimeLending0.01%(3.5)0.43%
Bank of England AR0.01%(3.5)0.25%
First Colony Mortgage Corporation0.01%(3.5)1.58%
SWBC Mortgage0.01%(3.5)0.64%
AmCap Home Loans0.01%(3.5)0.05%
Network Funding0.01%(3.5)0.48%
NEST Home Lending0.02%(3.5)0.07%
City First Mortgage Services0.02%(3.5)0.18%
RANLife Home Loans0.02%(3.5)1.55%
Graystone Mortgage0.02%(3.5)0.59%
Veritas Funding0.02%(3.5)1.35%
Primary Residential Mortgage Inc0.02%(3.5)1.05%
Magnolia Bank0.03%(3.5)0.78%
Peoples Mortgage0.03%(3.5)0.32%
Intercap Lending0.04%(3.5)4.39%
OneTrust Home Loans0.04%(3.5)0.34%
Fairway Independent Mortgage Corporation0.04%(3.5)1.85%
Cornerstone Home Lending0.04%(3.5)0.27%
SecurityNational Mortgage Company0.04%(3.5)1.90%
Castle & Cooke Mortgage0.06%(3.0)1.49%
Embrace Home Loans0.07%(3.0)0.11%
Carrington Mortgage Services0.09%(3.0)0.78%
Academy Mortgage Corporation Utah0.10%(3.0)5.26%
Mr. Cooper0.10%(3.0)1.37%
Quicken Loans0.11%(3.0)5.65%
First Federal Bank of Florida0.12%(3.0)0.66%
Synergy One Lending0.12%(3.0)0.71%
The Federal Savings Bank0.13%(3.0)5.01%
Freedom Mortgage Corporation0.22%(2.5)2.90%
Citywide Home Loans0.23%(2.5)3.13%
Lender NameRate DifferenceRate RatingMarket Share
Navy Federal Credit Union-0.26%(5.0)3.66%
HomeAmerican Mortgage Corporation-0.17%(4.5)1.25%
Goldenwest Credit Union-0.14%(4.0)0.89%
Momentum Loans-0.13%(4.0)3.24%
Caliber Home Loans-0.13%(4.0)4.55%
DHI Mortgage Company Limited-0.12%(4.0)1.05%
Home Point Financial Corporation-0.12%(4.0)0.89%
Wells Fargo Bank-0.12%(4.0)1.52%
Direct Mortgage, Corp-0.11%(4.0)1.05%
NBKC Bank-0.10%(4.0)1.20%
Mountain America Credit Union-0.09%(4.0)0.84%
PennyMac Loan Services-0.09%(4.0)0.52%
Inspire Home Loans-0.08%(4.0)0.37%
North American Savings Bank-0.06%(4.0)0.37%
Utah Mortgage Loan Corporation-0.06%(4.0)0.58%
NBH Bank-0.06%(4.0)0.42%
Cyprus Credit Union-0.05%(4.0)0.26%
Flagstar Bank-0.05%(4.0)1.31%
Guild Mortgage Company-0.05%(4.0)1.46%
BNC National Bank-0.05%(4.0)0.21%
Keller Mortgage-0.05%(3.5)0.21%
Quicken Loans-0.04%(3.5)2.88%
Mid America Mortgage-0.04%(3.5)0.26%
CMG Financial-0.04%(3.5)0.58%
Cason Home Loans-0.04%(3.5)0.37%
US Bank-0.03%(3.5)0.26%
Granite Credit Union-0.03%(3.5)0.16%
NewRez-0.03%(3.5)0.31%
Northpointe Bank-0.03%(3.5)0.16%
Guaranteed Rate Affinity-0.03%(3.5)0.31%
Finance of America Mortgage-0.03%(3.5)0.37%
Megastar Financial Corporation-0.03%(3.5)0.21%
Strong Home Mortgage-0.03%(3.5)0.05%
BOK Financial-0.03%(3.5)0.37%
Watermark Home Loans-0.03%(3.5)0.05%
Security Home Mortgage-0.02%(3.5)0.58%
USAA-0.02%(3.5)7.00%
Panorama Mortgage Group-0.02%(3.5)0.10%
Gateway First Bank-0.02%(3.5)0.16%
City First Mortgage Services-0.02%(3.5)0.16%
Guaranteed Rate-0.02%(3.5)1.36%
Lakeview Loan Servicing-0.02%(3.5)0.26%
Axia Home Loans-0.02%(3.5)0.05%
Zions Bank-0.02%(3.5)0.16%
Newfi Lending-0.02%(3.5)0.05%
Cache Valley Bank-0.02%(3.5)0.26%
The Federal Savings Bank-0.02%(3.5)0.05%
America First Federal Credit Union-0.02%(3.5)0.63%
Cherry Creek Mortgage-0.01%(3.5)0.42%
American Pacific Mortgage-0.01%(3.5)4.60%
Bank of England AR-0.01%(3.5)0.16%
loanDepot-0.01%(3.5)0.16%
Utah Community Credit Union-0.01%(3.5)0.26%
Essex Mortgage-0.01%(3.5)0.05%
VanDyk Mortgage Corporation-0.01%(3.5)0.26%
Supreme Lending-0.01%(3.5)0.05%
PRMG Mortgage-0.01%(3.5)0.05%
M&T Bank-0.01%(3.5)0.05%
Bank of America-0.01%(3.5)0.05%
Altabank-0.01%(3.5)0.16%
American Financing-0.01%(3.5)0.16%
Commerce Home Mortgage-0.00%(3.5)0.05%
EverLEND Mortgage Company-0.00%(3.5)0.26%
Magnolia Bank-0.00%(3.5)0.05%
JPMorgan Chase Bank0.00%(3.5)0.31%
Cornerstone Home Lending0.01%(3.5)0.10%
Veritas Funding0.01%(3.5)1.78%
Village Capital0.01%(3.5)0.05%
Graystone Mortgage0.01%(3.5)0.78%
Stearns Home Loans0.01%(3.5)3.55%
Movement Mortgage0.01%(3.5)0.52%
Cardinal Financial Company0.02%(3.5)0.78%
AmCap Home Loans0.02%(3.5)0.10%
PrimeLending0.02%(3.5)0.73%
NEST Home Lending0.02%(3.5)0.16%
Network Funding0.02%(3.5)0.78%
United Security Financial0.03%(3.5)0.10%
Freedom Mortgage Corporation0.03%(3.5)0.58%
Mr. Cooper0.03%(3.5)0.89%
First Colony Mortgage Corporation0.03%(3.5)2.25%
Primary Residential Mortgage Inc0.04%(3.5)1.67%
Bank of Utah0.04%(3.5)0.58%
SWBC Mortgage0.04%(3.5)0.99%
Peoples Mortgage0.04%(3.5)0.37%
SecurityNational Mortgage Company0.05%(3.5)3.19%
Synergy One Lending0.05%(3.5)0.26%
OneTrust Home Loans0.05%(3.0)0.63%
Intercap Lending0.05%(3.0)8.10%
RANLife Home Loans0.06%(3.0)1.25%
New American Funding0.08%(3.0)1.41%
Fairway Independent Mortgage Corporation0.08%(3.0)2.67%
Academy Mortgage Corporation Utah0.09%(3.0)8.00%
Castle & Cooke Mortgage0.11%(3.0)1.36%
Carrington Mortgage Services0.12%(3.0)0.31%
Citywide Home Loans0.28%(2.0)5.96%
Lender NameRate DifferenceRate RatingMarket Share
Goldenwest Credit Union-0.23%(4.5)1.22%
Flagstar Bank-0.16%(4.5)1.67%
American Pacific Mortgage-0.16%(4.5)2.23%
Home Point Financial Corporation-0.16%(4.5)1.22%
First Savings Bank-0.15%(4.0)1.10%
Guaranteed Rate-0.13%(4.0)0.93%
Cyprus Credit Union-0.12%(4.0)0.57%
Caliber Home Loans-0.12%(4.0)7.64%
Momentum Loans-0.11%(4.0)1.02%
NBKC Bank-0.10%(4.0)0.53%
BNC National Bank-0.09%(4.0)0.41%
Mountain America Credit Union-0.09%(4.0)0.73%
BOK Financial-0.09%(4.0)0.37%
North American Savings Bank-0.09%(4.0)0.45%
Village Capital-0.09%(4.0)1.06%
Stearns Home Loans-0.09%(4.0)2.52%
Guaranteed Rate Affinity-0.08%(4.0)0.24%
Guild Mortgage Company-0.08%(4.0)1.06%
Navy Federal Credit Union-0.07%(4.0)0.61%
Direct Mortgage, Corp-0.07%(4.0)1.10%
USAA-0.06%(4.0)4.14%
Security Home Mortgage-0.06%(4.0)0.53%
loanDepot-0.06%(4.0)5.00%
New American Funding-0.06%(4.0)1.54%
Gateway First Bank-0.05%(4.0)0.37%
PennyMac Loan Services-0.05%(4.0)8.17%
FirstBank TN-0.05%(4.0)0.12%
Cason Home Loans-0.05%(4.0)0.20%
EverLEND Mortgage Company-0.04%(3.5)0.20%
Strong Home Mortgage-0.04%(3.5)0.08%
Nations Lending Corporation-0.04%(3.5)0.20%
SWBC Mortgage-0.04%(3.5)0.37%
Northpointe Bank-0.04%(3.5)0.16%
Cherry Creek Mortgage-0.04%(3.5)0.12%
Mid America Mortgage-0.04%(3.5)0.20%
Utah Mortgage Loan Corporation-0.04%(3.5)0.24%
Amerisave Mortgage Corporation-0.04%(3.5)0.45%
University Federal Credit Union in Utah-0.03%(3.5)0.12%
United Security Financial-0.03%(3.5)0.37%
Zions Bank-0.03%(3.5)0.08%
Finance of America Mortgage-0.03%(3.5)0.45%
Watermark Home Loans-0.03%(3.5)0.04%
Lakeview Loan Servicing-0.03%(3.5)0.69%
Keller Mortgage-0.03%(3.5)0.04%
AimLoan.com-0.03%(3.5)0.04%
Truist Bank-0.03%(3.5)0.04%
America First Federal Credit Union-0.03%(3.5)0.89%
First Colony Mortgage Corporation-0.03%(3.5)1.06%
First Internet Bank-0.03%(3.5)0.08%
LeaderOne Financial Corporation-0.03%(3.5)0.08%
Bank of Utah-0.03%(3.5)0.37%
NBH Bank-0.03%(3.5)0.20%
Fairway Independent Mortgage Corporation-0.03%(3.5)1.22%
Granite Credit Union-0.03%(3.5)0.04%
VanDyk Mortgage Corporation-0.02%(3.5)0.20%
Movement Mortgage-0.02%(3.5)0.20%
Altabank-0.02%(3.5)0.04%
American Financing-0.02%(3.5)0.77%
Commerce Home Mortgage-0.02%(3.5)0.12%
Intercap Lending-0.02%(3.5)1.50%
Cardinal Financial Company-0.02%(3.5)0.37%
Megastar Financial Corporation-0.02%(3.5)0.08%
RoundPoint Mortgage Servicing Corporation-0.02%(3.5)0.12%
PrimeLending-0.01%(3.5)0.20%
CMG Financial-0.01%(3.5)0.08%
PRMG Mortgage-0.01%(3.5)0.28%
M&T Bank-0.01%(3.5)0.04%
NewRez-0.01%(3.5)0.61%
Atlantic Bay Mortgage Group-0.01%(3.5)0.04%
Supreme Lending-0.01%(3.5)0.20%
Primary Residential Mortgage Inc-0.00%(3.5)0.57%
RANLife Home Loans-0.00%(3.5)1.79%
Network Funding-0.00%(3.5)0.24%
SunTrust Bank-0.00%(3.5)0.08%
OneTrust Home Loans0.00%(3.5)0.12%
Citywide Home Loans0.01%(3.5)0.93%
JPMorgan Chase Bank0.01%(3.5)0.08%
Bank of England AR0.01%(3.5)0.33%
US Bank0.02%(3.5)0.20%
Magnolia Bank0.03%(3.5)1.34%
Peoples Mortgage0.03%(3.5)0.28%
Wells Fargo Bank0.03%(3.5)0.20%
Castle & Cooke Mortgage0.03%(3.5)1.58%
Graystone Mortgage0.03%(3.5)0.45%
Veritas Funding0.04%(3.5)1.02%
City First Mortgage Services0.04%(3.5)0.20%
SecurityNational Mortgage Company0.04%(3.5)0.89%
Cornerstone Home Lending0.05%(3.5)0.41%
Embrace Home Loans0.07%(3.0)0.20%
Carrington Mortgage Services0.08%(3.0)1.14%
First Federal Bank of Florida0.11%(3.0)1.18%
Mr. Cooper0.13%(3.0)1.75%
The Federal Savings Bank0.13%(3.0)8.86%
Academy Mortgage Corporation Utah0.13%(3.0)3.13%
Synergy One Lending0.14%(3.0)1.06%
Quicken Loans0.15%(3.0)7.80%
Freedom Mortgage Corporation0.23%(2.5)4.71%

* Data is compiled for the West Jordan, UT commuting zone area, which comprises of counties of Davis County, UT, Morgan County, UT, Salt Lake County, UT, Summit County, UT, Tooele County, UT, Wasatch County, UT, and Weber County, UT. This includes cities/towns/communities of West Jordan, UT as well as Salt Lake City, UT, West Valley City, UT, Herriman, UT, Sandy, UT, Ogden, UT, South Jordan, UT, Layton, UT, Syracuse, UT, Millcreek, UT, Roy, UT, Taylorsville, UT, Draper, UT, Murray, UT, Bountiful, UT, Magna, UT, Tooele, UT, Kearns, UT, Clearfield, UT, Kaysville, UT, Riverton, UT, Heber, UT, Clinton, UT, Cottonwood Heights, UT, Stansbury Park, UT, Grantsville, UT, Bluffdale, UT, Midvale, UT, South Ogden, UT, Farmington, UT, Holladay, UT, Centerville, UT, North Salt Lake, UT, South Salt Lake, UT, West Haven, UT, South Weber, UT, Park City, UT, North Ogden, UT, Plain City, UT, Pleasant View, UT, Harrisville, UT, Hooper, UT, Snyderville, UT, Wolf Creek, UT, West Bountiful, UT, Farr West, UT, Morgan, UT, Summit Park, UT, Washington Terrace, UT, Midway, UT, and Woods Cross, UT. Lenders must have made at least 30 loans in the area to be included. Source of the data is Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate conditional on the commuting zone, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

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