Top Mortgage Lenders in Fresno, CA

Which mortgage lender in the Fresno, CA area typically has the best rates? To help you narrow down where to shop for a mortgage, MortgageWaldo.com provides an objective and data driven ranking of mortgage lenders operating in the Fresno, CA area by interest rate and market share. Unlike our competitors, we maintain independence by not accepting any compensation from the mortgage lenders we rank. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings.

Going by historical data, the best mortgage lender in the Fresno, CA area in terms of interest rate is Educational Employees Credit Union, with an average “Rate Difference” of -0.40%. This means that, comparing similar borrowers, Educational Employees Credit Union provided a -0.40% lower interest rate for its customers than other lenders in the area. Educational Employees Credit Union has a market share of 2.2%. On the other hand, the most popular lender in the Fresno, CA area is Quicken Loans, with a larger market share of 10.6%. Quicken Loans is an average lender in terms of the interest rate it offers, with a “Rate Difference” of +0.09% compared to those of other lenders in this area.

Our detailed ranking of mortgage lenders in the Fresno, CA area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, the cheapest lender for Conventional mortgages in Fresno, CA is Citywide Home Loans. If you want to take out a loan that is above conforming limits (for example, above $548,250 in 2021), the cheapest Jumbo mortgage provider is Wells Fargo Bank. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Home Point Financial Corporation. The cheapest VA mortgage provider is Navy Federal Credit Union. Note that as a consumer advocate we always recommend shopping among several of our top ranked lenders in order to get the best rates and fees.

Ranking of Mortgage Lenders in Fresno, CA

Mortgage Type:
Purchase/Refinance:
Lender NameRate DifferenceRate RatingMarket Share
Educational Employees Credit Union-0.40%(5.0)2.25%
Golden Empire Mortgage-0.29%(5.0)1.30%
Citywide Home Loans-0.26%(5.0)3.95%
Academy Mortgage Corporation Utah-0.24%(4.5)0.43%
Country Club Mortgage-0.22%(4.5)6.61%
DHI Mortgage Company Limited-0.21%(4.5)1.75%
Provident Funding-0.16%(4.5)0.48%
Amerisave Mortgage Corporation-0.15%(4.5)0.54%
Home Point Financial Corporation-0.12%(4.0)2.70%
Bank of America-0.11%(4.0)1.57%
Navy Federal Credit Union-0.10%(4.0)0.85%
loanDepot-0.09%(4.0)2.52%
Watermark Home Loans-0.09%(4.0)0.67%
Inspire Home Loans-0.09%(4.0)0.60%
Golden 1 Credit Union-0.09%(4.0)0.94%
AmeriFirst Financial-0.09%(4.0)0.33%
Pacific Service Credit Union-0.09%(4.0)0.21%
Interactive Mortgage-0.08%(4.0)0.23%
Essex Mortgage-0.07%(4.0)0.15%
Union Bank-0.07%(4.0)1.02%
CMG Financial-0.06%(4.0)1.51%
Keller Mortgage-0.06%(4.0)0.25%
Sovereign Lending Group-0.06%(4.0)0.14%
Guild Mortgage Company-0.05%(4.0)1.25%
First Choice Loan Services-0.03%(3.5)0.19%
Guaranteed Rate-0.03%(3.5)0.13%
FirstBank TN-0.03%(3.5)0.15%
CrossCountry Mortgage-0.02%(3.5)0.50%
NewRez-0.02%(3.5)0.57%
CashCall Mortgage-0.01%(3.5)0.52%
Citibank-0.01%(3.5)0.27%
Mason-McDuffie Mortgage Corporation-0.00%(3.5)1.09%
Cardinal Financial Company0.00%(3.5)0.31%
Sierra Pacific Mortgage0.01%(3.5)3.01%
Plaza Home Mortgage0.01%(3.5)0.94%
Caliber Home Loans0.01%(3.5)1.82%
Nations Direct Mortgage0.01%(3.5)0.14%
K. Hovnanian American Mortgage0.01%(3.5)0.14%
USAA0.01%(3.5)0.72%
Benchmark0.02%(3.5)0.54%
Colonial Savings0.02%(3.5)0.15%
Strong Home Mortgage0.02%(3.5)0.17%
PennyMac Loan Services0.02%(3.5)1.52%
Network Capital Funding Corporation0.02%(3.5)0.15%
American Financing0.02%(3.5)0.19%
NBKC Bank0.02%(3.5)0.17%
Finance of America Mortgage0.03%(3.5)1.80%
Kings Mortgage Services0.03%(3.5)3.72%
Stearns Home Loans0.03%(3.5)1.26%
The Money Store0.03%(3.5)0.29%
US Bank0.03%(3.5)0.40%
Scenic Oaks Funding0.04%(3.5)0.15%
Flagstar Bank0.04%(3.5)1.89%
North American Savings Bank0.04%(3.5)0.13%
Cherry Creek Mortgage0.04%(3.5)0.22%
Commerce Home Mortgage0.04%(3.5)1.52%
Churchill Mortgage0.04%(3.5)0.13%
PRMG Mortgage0.04%(3.5)0.29%
KBHS Home Loans0.05%(3.5)0.31%
Lakeview Loan Servicing0.05%(3.5)0.41%
Primary Residential Mortgage Inc0.05%(3.5)0.56%
Mid Valley Financial0.05%(3.5)0.27%
Monster Loans0.05%(3.5)0.13%
BBVA0.05%(3.5)0.13%
Prime Choice Funding0.05%(3.0)0.13%
Bank in San Ramon0.06%(3.0)0.37%
Pacific Bay Lending Group0.06%(3.0)0.18%
Mechanics Bank CA0.06%(3.0)0.13%
New American Funding0.07%(3.0)1.27%
Wells Fargo Bank0.07%(3.0)5.58%
HomeBridge Financial Services0.07%(3.0)2.56%
Carrington Mortgage Services0.08%(3.0)1.57%
Movement Mortgage0.08%(3.0)0.26%
JPMorgan Chase Bank0.08%(3.0)1.70%
Quicken Loans0.09%(3.0)10.59%
Supreme Lending0.09%(3.0)0.19%
Synergy One Lending0.09%(3.0)0.24%
American Pacific Mortgage0.12%(3.0)2.25%
Mountain West Financial0.12%(3.0)0.53%
Fairway Independent Mortgage Corporation0.12%(3.0)0.80%
Summit Funding Inc0.13%(3.0)0.25%
Amerihome Mortgage Company0.15%(3.0)0.21%
Nations Lending Corporation0.15%(2.5)0.30%
Eagle Home Mortgage0.17%(2.5)1.27%
Platinum Home Mortgage Corporation0.17%(2.5)0.90%
The Federal Savings Bank0.17%(2.5)0.21%
Freedom Mortgage Corporation0.18%(2.5)1.30%
Alameda Mortgage Corporation0.21%(2.5)3.03%
Panorama Mortgage Group0.26%(2.0)1.62%
Bay Equity Home Loans0.26%(2.0)1.16%
Mr. Cooper0.30%(2.0)1.53%
NewDay USA0.45%(1.0)0.19%
Self-Help Federal Credit Union0.57%(1.0)0.44%
Lender NameRate DifferenceRate RatingMarket Share
Golden Empire Mortgage-0.41%(5.0)1.70%
Country Club Mortgage-0.26%(5.0)9.93%
Academy Mortgage Corporation Utah-0.26%(5.0)0.68%
Citywide Home Loans-0.25%(4.5)6.64%
Educational Employees Credit Union-0.23%(4.5)0.50%
Bank of America-0.19%(4.5)1.06%
DHI Mortgage Company Limited-0.18%(4.5)3.17%
AmeriFirst Financial-0.10%(4.0)0.40%
Home Point Financial Corporation-0.09%(4.0)2.92%
Navy Federal Credit Union-0.08%(4.0)1.15%
Union Bank-0.07%(4.0)1.00%
Watermark Home Loans-0.07%(4.0)1.03%
Essex Mortgage-0.06%(4.0)0.22%
Inspire Home Loans-0.06%(4.0)1.07%
Golden 1 Credit Union-0.06%(4.0)0.66%
CMG Financial-0.04%(3.5)2.03%
Keller Mortgage-0.04%(3.5)0.31%
Guild Mortgage Company-0.03%(3.5)1.40%
Wells Fargo Bank-0.03%(3.5)5.23%
Provident Funding-0.02%(3.5)0.15%
JPMorgan Chase Bank-0.01%(3.5)0.91%
Citibank-0.01%(3.5)0.14%
US Bank-0.00%(3.5)0.24%
Pacific Service Credit Union0.01%(3.5)0.08%
CrossCountry Mortgage0.01%(3.5)0.91%
loanDepot0.02%(3.5)1.03%
Carrington Mortgage Services0.02%(3.5)0.88%
Sierra Pacific Mortgage0.03%(3.5)3.84%
Mason-McDuffie Mortgage Corporation0.04%(3.5)1.22%
PennyMac Loan Services0.04%(3.5)0.18%
NBKC Bank0.04%(3.5)0.14%
Plaza Home Mortgage0.04%(3.5)0.72%
Bank in San Ramon0.04%(3.5)0.20%
Kings Mortgage Services0.04%(3.5)5.52%
Freedom Mortgage Corporation0.04%(3.5)0.30%
Strong Home Mortgage0.05%(3.5)0.04%
K. Hovnanian American Mortgage0.05%(3.5)0.26%
Cardinal Financial Company0.05%(3.5)0.27%
FirstBank TN0.05%(3.5)0.04%
Benchmark0.05%(3.0)0.62%
Nations Direct Mortgage0.05%(3.0)0.14%
Stearns Home Loans0.06%(3.0)1.65%
North American Savings Bank0.06%(3.0)0.10%
Cherry Creek Mortgage0.06%(3.0)0.21%
PRMG Mortgage0.06%(3.0)0.30%
Finance of America Mortgage0.06%(3.0)2.56%
The Money Store0.06%(3.0)0.44%
Quicken Loans0.07%(3.0)4.07%
Flagstar Bank0.07%(3.0)1.57%
Colonial Savings0.07%(3.0)0.10%
Scenic Oaks Funding0.07%(3.0)0.23%
Guaranteed Rate0.07%(3.0)0.07%
Mid Valley Financial0.08%(3.0)0.24%
Amerihome Mortgage Company0.08%(3.0)0.01%
NewRez0.08%(3.0)0.24%
KBHS Home Loans0.08%(3.0)0.56%
Lakeview Loan Servicing0.08%(3.0)0.01%
Amerisave Mortgage Corporation0.08%(3.0)0.03%
USAA0.09%(3.0)0.68%
HomeBridge Financial Services0.09%(3.0)3.04%
Synergy One Lending0.09%(3.0)0.08%
First Choice Loan Services0.09%(3.0)0.09%
Commerce Home Mortgage0.09%(3.0)2.14%
Mechanics Bank CA0.09%(3.0)0.07%
BBVA0.09%(3.0)0.09%
Pacific Bay Lending Group0.10%(3.0)0.16%
Churchill Mortgage0.10%(3.0)0.11%
American Financing0.10%(3.0)0.02%
New American Funding0.10%(3.0)1.35%
Prime Choice Funding0.11%(3.0)0.08%
The Federal Savings Bank0.11%(3.0)0.01%
Primary Residential Mortgage Inc0.11%(3.0)0.69%
NewDay USA0.11%(3.0)0.04%
Monster Loans0.11%(3.0)0.05%
Movement Mortgage0.12%(3.0)0.38%
Supreme Lending0.12%(3.0)0.22%
Caliber Home Loans0.13%(3.0)1.46%
CashCall Mortgage0.13%(3.0)0.11%
Mr. Cooper0.13%(3.0)0.22%
Nations Lending Corporation0.15%(3.0)0.23%
Fairway Independent Mortgage Corporation0.17%(2.5)1.04%
American Pacific Mortgage0.18%(2.5)2.94%
Mountain West Financial0.19%(2.5)0.70%
Summit Funding Inc0.19%(2.5)0.30%
Eagle Home Mortgage0.21%(2.5)2.24%
Platinum Home Mortgage Corporation0.22%(2.5)1.25%
Alameda Mortgage Corporation0.26%(2.0)4.08%
Panorama Mortgage Group0.29%(2.0)2.41%
Bay Equity Home Loans0.36%(1.5)1.58%
Self-Help Federal Credit Union0.62%(1.0)0.78%
Lender NameRate DifferenceRate RatingMarket Share
Educational Employees Credit Union-0.46%(5.0)4.41%
Provident Funding-0.23%(4.5)0.90%
Amerisave Mortgage Corporation-0.20%(4.5)1.18%
loanDepot-0.16%(4.5)4.36%
Home Point Financial Corporation-0.15%(4.0)2.42%
Pacific Service Credit Union-0.14%(4.0)0.38%
Golden 1 Credit Union-0.13%(4.0)1.28%
Interactive Mortgage-0.13%(4.0)0.52%
First Choice Loan Services-0.11%(4.0)0.31%
Navy Federal Credit Union-0.10%(4.0)0.48%
Guaranteed Rate-0.10%(4.0)0.21%
Sovereign Lending Group-0.10%(4.0)0.31%
Caliber Home Loans-0.10%(4.0)2.27%
Bank of America-0.09%(4.0)2.21%
NewRez-0.09%(4.0)0.97%
FirstBank TN-0.08%(4.0)0.29%
Watermark Home Loans-0.07%(4.0)0.23%
USAA-0.07%(4.0)0.76%
CashCall Mortgage-0.07%(4.0)1.03%
Guild Mortgage Company-0.07%(4.0)1.07%
Keller Mortgage-0.06%(4.0)0.17%
Primary Residential Mortgage Inc-0.06%(4.0)0.39%
Union Bank-0.06%(4.0)1.04%
CMG Financial-0.05%(4.0)0.87%
Commerce Home Mortgage-0.05%(4.0)0.75%
Mason-McDuffie Mortgage Corporation-0.05%(4.0)0.93%
Cardinal Financial Company-0.05%(3.5)0.36%
Citibank-0.04%(3.5)0.42%
Nations Direct Mortgage-0.04%(3.5)0.14%
Colonial Savings-0.03%(3.5)0.21%
Plaza Home Mortgage-0.03%(3.5)1.20%
American Financing-0.02%(3.5)0.39%
Benchmark-0.02%(3.5)0.43%
Strong Home Mortgage-0.02%(3.5)0.33%
Finance of America Mortgage-0.02%(3.5)0.85%
AmeriFirst Financial-0.02%(3.5)0.25%
PennyMac Loan Services-0.02%(3.5)3.17%
Churchill Mortgage-0.02%(3.5)0.16%
Network Capital Funding Corporation-0.02%(3.5)0.34%
Sierra Pacific Mortgage-0.02%(3.5)1.98%
Inspire Home Loans-0.01%(3.5)0.02%
Prime Choice Funding-0.01%(3.5)0.19%
NBKC Bank-0.01%(3.5)0.21%
Mountain West Financial-0.01%(3.5)0.32%
Flagstar Bank-0.00%(3.5)2.27%
Scenic Oaks Funding-0.00%(3.5)0.05%
Monster Loans-0.00%(3.5)0.23%
BBVA0.00%(3.5)0.19%
North American Savings Bank0.00%(3.5)0.16%
Pacific Bay Lending Group0.00%(3.5)0.19%
Stearns Home Loans0.00%(3.5)0.78%
Citywide Home Loans0.00%(3.5)0.61%
Lakeview Loan Servicing0.00%(3.5)0.90%
The Money Store0.00%(3.5)0.09%
Essex Mortgage0.01%(3.5)0.06%
KBHS Home Loans0.01%(3.5)0.01%
Cherry Creek Mortgage0.01%(3.5)0.24%
Mid Valley Financial0.01%(3.5)0.29%
Mechanics Bank CA0.02%(3.5)0.20%
New American Funding0.02%(3.5)1.16%
Movement Mortgage0.02%(3.5)0.10%
Self-Help Federal Credit Union0.02%(3.5)0.03%
American Pacific Mortgage0.02%(3.5)1.39%
US Bank0.02%(3.5)0.61%
PRMG Mortgage0.02%(3.5)0.27%
Summit Funding Inc0.03%(3.5)0.18%
Eagle Home Mortgage0.03%(3.5)0.07%
Bank in San Ramon0.03%(3.5)0.58%
Supreme Lending0.04%(3.5)0.16%
Bay Equity Home Loans0.04%(3.5)0.63%
Fairway Independent Mortgage Corporation0.04%(3.5)0.50%
Synergy One Lending0.05%(3.0)0.43%
Quicken Loans0.06%(3.0)18.67%
HomeBridge Financial Services0.06%(3.0)1.97%
Golden Empire Mortgage0.07%(3.0)0.81%
Carrington Mortgage Services0.07%(3.0)2.44%
Kings Mortgage Services0.08%(3.0)1.49%
Platinum Home Mortgage Corporation0.08%(3.0)0.46%
JPMorgan Chase Bank0.09%(3.0)2.67%
Amerihome Mortgage Company0.10%(3.0)0.47%
Country Club Mortgage0.11%(3.0)2.48%
Alameda Mortgage Corporation0.11%(3.0)1.73%
Academy Mortgage Corporation Utah0.12%(3.0)0.11%
The Federal Savings Bank0.13%(3.0)0.46%
Nations Lending Corporation0.14%(3.0)0.39%
Freedom Mortgage Corporation0.16%(2.5)2.54%
Wells Fargo Bank0.16%(2.5)6.02%
Panorama Mortgage Group0.21%(2.5)0.63%
Mr. Cooper0.28%(2.0)3.16%
NewDay USA0.46%(1.0)0.38%
Lender NameRate DifferenceRate RatingMarket Share
Citywide Home Loans-0.47%(5.0)3.93%
Academy Mortgage Corporation Utah-0.42%(5.0)0.42%
Golden Empire Mortgage-0.40%(5.0)1.42%
Educational Employees Credit Union-0.39%(5.0)3.34%
Country Club Mortgage-0.39%(5.0)5.59%
DHI Mortgage Company Limited-0.23%(4.5)1.17%
Amerisave Mortgage Corporation-0.18%(4.5)0.64%
Essex Mortgage-0.16%(4.5)0.13%
Provident Funding-0.15%(4.0)0.73%
Guild Mortgage Company-0.13%(4.0)1.16%
AmeriFirst Financial-0.12%(4.0)0.34%
Watermark Home Loans-0.12%(4.0)0.82%
loanDepot-0.11%(4.0)2.68%
Inspire Home Loans-0.10%(4.0)0.68%
Bank of America-0.10%(4.0)2.06%
Interactive Mortgage-0.09%(4.0)0.27%
Golden 1 Credit Union-0.08%(4.0)1.35%
Pacific Service Credit Union-0.07%(4.0)0.32%
Keller Mortgage-0.06%(4.0)0.30%
Union Bank-0.06%(4.0)1.22%
Home Point Financial Corporation-0.04%(3.5)2.09%
K. Hovnanian American Mortgage-0.04%(3.5)0.11%
Guaranteed Rate-0.04%(3.5)0.16%
Primary Residential Mortgage Inc-0.03%(3.5)0.50%
First Choice Loan Services-0.03%(3.5)0.24%
CMG Financial-0.02%(3.5)1.40%
NewRez-0.02%(3.5)0.67%
FirstBank TN-0.02%(3.5)0.19%
Cardinal Financial Company-0.01%(3.5)0.34%
CashCall Mortgage-0.01%(3.5)0.69%
New American Funding-0.00%(3.5)1.14%
Mason-McDuffie Mortgage Corporation0.00%(3.5)0.93%
Citibank0.00%(3.5)0.39%
Benchmark0.01%(3.5)0.52%
Stearns Home Loans0.01%(3.5)0.93%
USAA0.01%(3.5)0.30%
Nations Direct Mortgage0.03%(3.5)0.09%
Scenic Oaks Funding0.03%(3.5)0.12%
Colonial Savings0.03%(3.5)0.22%
Strong Home Mortgage0.03%(3.5)0.23%
Network Capital Funding Corporation0.04%(3.5)0.13%
KBHS Home Loans0.04%(3.5)0.20%
NBKC Bank0.04%(3.5)0.22%
American Financing0.04%(3.5)0.20%
Sierra Pacific Mortgage0.04%(3.5)3.40%
Sovereign Lending Group0.04%(3.5)0.04%
Finance of America Mortgage0.05%(3.5)1.86%
US Bank0.05%(3.5)0.48%
Caliber Home Loans0.05%(3.0)1.56%
The Money Store0.05%(3.0)0.36%
Monster Loans0.05%(3.0)0.10%
Cherry Creek Mortgage0.06%(3.0)0.26%
Flagstar Bank0.06%(3.0)2.07%
Churchill Mortgage0.06%(3.0)0.18%
Plaza Home Mortgage0.06%(3.0)0.81%
North American Savings Bank0.07%(3.0)0.07%
Synergy One Lending0.07%(3.0)0.17%
Mid Valley Financial0.07%(3.0)0.37%
Pacific Bay Lending Group0.07%(3.0)0.14%
Bank in San Ramon0.07%(3.0)0.50%
Mechanics Bank CA0.07%(3.0)0.15%
The Federal Savings Bank0.08%(3.0)0.01%
Carrington Mortgage Services0.09%(3.0)0.83%
Supreme Lending0.09%(3.0)0.20%
BBVA0.09%(3.0)0.10%
Prime Choice Funding0.10%(3.0)0.06%
Lakeview Loan Servicing0.10%(3.0)0.14%
Movement Mortgage0.10%(3.0)0.25%
JPMorgan Chase Bank0.10%(3.0)2.41%
Wells Fargo Bank0.10%(3.0)7.66%
Commerce Home Mortgage0.10%(3.0)1.44%
PRMG Mortgage0.10%(3.0)0.24%
Quicken Loans0.11%(3.0)12.96%
PennyMac Loan Services0.12%(3.0)0.95%
Kings Mortgage Services0.13%(3.0)2.92%
Mountain West Financial0.13%(3.0)0.37%
Fairway Independent Mortgage Corporation0.13%(3.0)0.67%
Summit Funding Inc0.15%(3.0)0.25%
American Pacific Mortgage0.15%(3.0)1.87%
Amerihome Mortgage Company0.17%(2.5)0.21%
Eagle Home Mortgage0.18%(2.5)1.33%
Nations Lending Corporation0.18%(2.5)0.32%
HomeBridge Financial Services0.19%(2.5)2.33%
Navy Federal Credit Union0.20%(2.5)0.30%
Platinum Home Mortgage Corporation0.20%(2.5)0.70%
Freedom Mortgage Corporation0.22%(2.5)0.80%
Alameda Mortgage Corporation0.22%(2.5)3.12%
Panorama Mortgage Group0.23%(2.5)1.27%
CrossCountry Mortgage0.25%(2.0)0.11%
Bay Equity Home Loans0.25%(2.0)1.11%
Mr. Cooper0.41%(1.5)1.35%
Self-Help Federal Credit Union0.59%(1.0)0.67%
Lender NameRate DifferenceRate RatingMarket Share
Golden Empire Mortgage-0.63%(5.0)1.84%
Country Club Mortgage-0.50%(5.0)8.59%
Academy Mortgage Corporation Utah-0.48%(5.0)0.69%
Citywide Home Loans-0.46%(5.0)7.15%
Educational Employees Credit Union-0.19%(4.5)0.82%
Essex Mortgage-0.19%(4.5)0.19%
Bank of America-0.19%(4.5)1.28%
DHI Mortgage Company Limited-0.17%(4.5)2.35%
AmeriFirst Financial-0.14%(4.0)0.46%
Guild Mortgage Company-0.13%(4.0)1.36%
Watermark Home Loans-0.08%(4.0)1.35%
Union Bank-0.06%(4.0)1.15%
Inspire Home Loans-0.04%(3.5)1.33%
Golden 1 Credit Union-0.02%(3.5)0.98%
New American Funding-0.02%(3.5)1.23%
Keller Mortgage-0.02%(3.5)0.41%
US Bank0.00%(3.5)0.29%
Home Point Financial Corporation0.01%(3.5)2.56%
Primary Residential Mortgage Inc0.01%(3.5)0.61%
JPMorgan Chase Bank0.02%(3.5)1.34%
Wells Fargo Bank0.02%(3.5)7.57%
Provident Funding0.02%(3.5)0.25%
Stearns Home Loans0.02%(3.5)1.14%
K. Hovnanian American Mortgage0.02%(3.5)0.21%
CMG Financial0.03%(3.5)1.82%
loanDepot0.03%(3.5)1.27%
Citibank0.03%(3.5)0.22%
Mason-McDuffie Mortgage Corporation0.04%(3.5)0.98%
Benchmark0.05%(3.5)0.62%
Pacific Service Credit Union0.05%(3.0)0.14%
Cardinal Financial Company0.05%(3.0)0.31%
USAA0.05%(3.0)0.31%
PennyMac Loan Services0.07%(3.0)0.17%
Bank in San Ramon0.07%(3.0)0.29%
NBKC Bank0.07%(3.0)0.20%
Scenic Oaks Funding0.08%(3.0)0.19%
Strong Home Mortgage0.09%(3.0)0.07%
FirstBank TN0.09%(3.0)0.06%
Cherry Creek Mortgage0.09%(3.0)0.22%
KBHS Home Loans0.09%(3.0)0.38%
Sierra Pacific Mortgage0.10%(3.0)4.53%
Plaza Home Mortgage0.10%(3.0)0.65%
Colonial Savings0.11%(3.0)0.15%
Flagstar Bank0.11%(3.0)1.87%
Finance of America Mortgage0.11%(3.0)2.80%
Mr. Cooper0.11%(3.0)0.12%
The Money Store0.11%(3.0)0.61%
North American Savings Bank0.11%(3.0)0.02%
Synergy One Lending0.11%(3.0)0.06%
Guaranteed Rate0.11%(3.0)0.06%
Lakeview Loan Servicing0.12%(3.0)0.01%
Mid Valley Financial0.12%(3.0)0.37%
Freedom Mortgage Corporation0.12%(3.0)0.07%
Amerihome Mortgage Company0.12%(3.0)0.01%
Nations Direct Mortgage0.12%(3.0)0.07%
NewRez0.12%(3.0)0.30%
Amerisave Mortgage Corporation0.13%(3.0)0.05%
Mechanics Bank CA0.13%(3.0)0.07%
First Choice Loan Services0.13%(3.0)0.11%
Quicken Loans0.13%(3.0)5.11%
Supreme Lending0.14%(3.0)0.21%
American Financing0.14%(3.0)0.01%
PRMG Mortgage0.14%(3.0)0.30%
BBVA0.14%(3.0)0.10%
Carrington Mortgage Services0.15%(3.0)0.55%
Pacific Bay Lending Group0.15%(3.0)0.12%
Churchill Mortgage0.15%(2.5)0.15%
The Federal Savings Bank0.16%(2.5)0.01%
Prime Choice Funding0.16%(2.5)0.10%
Monster Loans0.16%(2.5)0.05%
Movement Mortgage0.16%(2.5)0.38%
CashCall Mortgage0.18%(2.5)0.16%
Kings Mortgage Services0.18%(2.5)4.26%
Fairway Independent Mortgage Corporation0.19%(2.5)0.92%
Caliber Home Loans0.19%(2.5)1.33%
Nations Lending Corporation0.19%(2.5)0.32%
Commerce Home Mortgage0.20%(2.5)2.05%
Mountain West Financial0.23%(2.5)0.47%
American Pacific Mortgage0.23%(2.5)2.46%
Eagle Home Mortgage0.24%(2.5)2.57%
Summit Funding Inc0.24%(2.5)0.32%
Panorama Mortgage Group0.26%(2.0)1.90%
Platinum Home Mortgage Corporation0.29%(2.0)0.87%
HomeBridge Financial Services0.29%(2.0)3.06%
Navy Federal Credit Union0.30%(2.0)0.46%
Alameda Mortgage Corporation0.30%(2.0)4.31%
CrossCountry Mortgage0.31%(2.0)0.22%
Bay Equity Home Loans0.38%(1.5)1.58%
Self-Help Federal Credit Union0.66%(1.0)1.30%
Lender NameRate DifferenceRate RatingMarket Share
Educational Employees Credit Union-0.47%(5.0)5.86%
Amerisave Mortgage Corporation-0.25%(5.0)1.23%
Provident Funding-0.23%(4.5)1.21%
loanDepot-0.20%(4.5)4.10%
Interactive Mortgage-0.15%(4.5)0.53%
Pacific Service Credit Union-0.14%(4.0)0.51%
Golden 1 Credit Union-0.13%(4.0)1.71%
First Choice Loan Services-0.12%(4.0)0.37%
Guaranteed Rate-0.12%(4.0)0.25%
NewRez-0.11%(4.0)1.04%
Guild Mortgage Company-0.10%(4.0)0.96%
Bank of America-0.09%(4.0)2.85%
FirstBank TN-0.09%(4.0)0.31%
CashCall Mortgage-0.08%(4.0)1.22%
Home Point Financial Corporation-0.08%(4.0)1.62%
Watermark Home Loans-0.08%(4.0)0.29%
Keller Mortgage-0.07%(4.0)0.20%
Cardinal Financial Company-0.07%(4.0)0.36%
CMG Financial-0.07%(4.0)0.98%
Caliber Home Loans-0.07%(4.0)1.79%
Primary Residential Mortgage Inc-0.07%(4.0)0.39%
Commerce Home Mortgage-0.07%(4.0)0.83%
Union Bank-0.06%(4.0)1.28%
Nations Direct Mortgage-0.05%(4.0)0.10%
Citibank-0.04%(3.5)0.56%
Colonial Savings-0.03%(3.5)0.29%
Mason-McDuffie Mortgage Corporation-0.03%(3.5)0.88%
AmeriFirst Financial-0.03%(3.5)0.21%
Benchmark-0.03%(3.5)0.41%
USAA-0.03%(3.5)0.29%
Strong Home Mortgage-0.03%(3.5)0.39%
Finance of America Mortgage-0.02%(3.5)0.92%
Network Capital Funding Corporation-0.02%(3.5)0.26%
American Financing-0.02%(3.5)0.40%
Monster Loans-0.02%(3.5)0.15%
Churchill Mortgage-0.02%(3.5)0.21%
Sovereign Lending Group-0.02%(3.5)0.07%
Pacific Bay Lending Group-0.01%(3.5)0.15%
Inspire Home Loans-0.01%(3.5)0.02%
Sierra Pacific Mortgage-0.01%(3.5)2.27%
NBKC Bank-0.00%(3.5)0.24%
Scenic Oaks Funding-0.00%(3.5)0.05%
Navy Federal Credit Union0.00%(3.5)0.15%
Citywide Home Loans0.00%(3.5)0.71%
The Federal Savings Bank0.00%(3.5)0.01%
The Money Store0.01%(3.5)0.11%
Essex Mortgage0.01%(3.5)0.07%
North American Savings Bank0.01%(3.5)0.12%
Mountain West Financial0.01%(3.5)0.26%
Flagstar Bank0.01%(3.5)2.27%
Synergy One Lending0.01%(3.5)0.29%
KBHS Home Loans0.01%(3.5)0.01%
Cherry Creek Mortgage0.01%(3.5)0.30%
Mechanics Bank CA0.01%(3.5)0.22%
Prime Choice Funding0.02%(3.5)0.01%
Mid Valley Financial0.02%(3.5)0.36%
Self-Help Federal Credit Union0.02%(3.5)0.04%
Plaza Home Mortgage0.02%(3.5)0.98%
Movement Mortgage0.02%(3.5)0.11%
Summit Funding Inc0.02%(3.5)0.17%
Carrington Mortgage Services0.02%(3.5)1.11%
New American Funding0.03%(3.5)1.04%
Eagle Home Mortgage0.03%(3.5)0.10%
US Bank0.03%(3.5)0.67%
Stearns Home Loans0.03%(3.5)0.71%
BBVA0.04%(3.5)0.10%
Bay Equity Home Loans0.04%(3.5)0.65%
Bank in San Ramon0.04%(3.5)0.72%
Lakeview Loan Servicing0.04%(3.5)0.27%
Supreme Lending0.04%(3.5)0.19%
American Pacific Mortgage0.05%(3.5)1.28%
HomeBridge Financial Services0.06%(3.0)1.60%
Quicken Loans0.06%(3.0)20.81%
Golden Empire Mortgage0.07%(3.0)1.01%
Fairway Independent Mortgage Corporation0.07%(3.0)0.42%
PennyMac Loan Services0.07%(3.0)1.73%
PRMG Mortgage0.07%(3.0)0.17%
Kings Mortgage Services0.09%(3.0)1.59%
JPMorgan Chase Bank0.09%(3.0)3.48%
Platinum Home Mortgage Corporation0.10%(3.0)0.52%
Amerihome Mortgage Company0.11%(3.0)0.41%
Alameda Mortgage Corporation0.12%(3.0)1.93%
Academy Mortgage Corporation Utah0.13%(3.0)0.14%
Country Club Mortgage0.14%(3.0)2.60%
Nations Lending Corporation0.17%(2.5)0.32%
Freedom Mortgage Corporation0.17%(2.5)1.53%
Wells Fargo Bank0.18%(2.5)7.74%
Panorama Mortgage Group0.25%(2.0)0.63%
Mr. Cooper0.37%(1.5)2.57%
Lender NameRate DifferenceRate RatingMarket Share
Home Point Financial Corporation-0.27%(5.0)3.47%
DHI Mortgage Company Limited-0.26%(5.0)3.43%
HomeBridge Financial Services-0.17%(4.5)3.52%
CMG Financial-0.15%(4.0)2.07%
Bank of America-0.13%(4.0)0.34%
Sierra Pacific Mortgage-0.12%(4.0)2.46%
CrossCountry Mortgage-0.11%(4.0)1.84%
Kings Mortgage Services-0.11%(4.0)6.40%
Plaza Home Mortgage-0.10%(4.0)1.13%
Inspire Home Loans-0.09%(4.0)0.46%
Union Bank-0.08%(4.0)0.80%
Commerce Home Mortgage-0.08%(4.0)2.02%
Flagstar Bank-0.06%(4.0)0.76%
Interactive Mortgage-0.05%(4.0)0.21%
Quicken Loans-0.05%(4.0)5.82%
PRMG Mortgage-0.05%(3.5)0.44%
Golden 1 Credit Union-0.05%(3.5)0.11%
Country Club Mortgage-0.04%(3.5)10.17%
The Money Store-0.04%(3.5)0.18%
Mason-McDuffie Mortgage Corporation-0.04%(3.5)1.71%
Nations Direct Mortgage-0.03%(3.5)0.28%
Keller Mortgage-0.03%(3.5)0.12%
American Financing-0.02%(3.5)0.19%
Caliber Home Loans-0.02%(3.5)2.03%
AmeriFirst Financial-0.02%(3.5)0.35%
Finance of America Mortgage-0.01%(3.5)1.63%
Navy Federal Credit Union-0.01%(3.5)0.04%
Churchill Mortgage-0.01%(3.5)0.05%
Mid Valley Financial-0.01%(3.5)0.05%
NewRez-0.01%(3.5)0.28%
Strong Home Mortgage-0.01%(3.5)0.05%
BBVA-0.00%(3.5)0.04%
Amerisave Mortgage Corporation-0.00%(3.5)0.23%
NBKC Bank-0.00%(3.5)0.04%
Provident Funding0.00%(3.5)0.02%
Wells Fargo Bank0.00%(3.5)0.18%
PennyMac Loan Services0.00%(3.5)1.43%
Golden Empire Mortgage0.01%(3.5)1.49%
FirstBank TN0.01%(3.5)0.02%
North American Savings Bank0.01%(3.5)0.07%
First Choice Loan Services0.01%(3.5)0.07%
Cherry Creek Mortgage0.01%(3.5)0.21%
Guaranteed Rate0.01%(3.5)0.04%
Scenic Oaks Funding0.01%(3.5)0.23%
Colonial Savings0.01%(3.5)0.02%
The Federal Savings Bank0.01%(3.5)0.02%
US Bank0.02%(3.5)0.11%
Prime Choice Funding0.02%(3.5)0.16%
Bank in San Ramon0.02%(3.5)0.11%
Carrington Mortgage Services0.02%(3.5)3.47%
Benchmark0.02%(3.5)0.51%
Network Capital Funding Corporation0.02%(3.5)0.11%
Watermark Home Loans0.02%(3.5)0.50%
Pacific Bay Lending Group0.02%(3.5)0.37%
Stearns Home Loans0.03%(3.5)2.40%
loanDepot0.03%(3.5)1.34%
Monster Loans0.04%(3.5)0.18%
KBHS Home Loans0.04%(3.5)0.60%
Essex Mortgage0.04%(3.5)0.27%
K. Hovnanian American Mortgage0.04%(3.5)0.28%
Movement Mortgage0.04%(3.5)0.28%
CashCall Mortgage0.05%(3.5)0.27%
Lakeview Loan Servicing0.06%(3.0)0.85%
Cardinal Financial Company0.06%(3.0)0.23%
Guild Mortgage Company0.07%(3.0)1.75%
Synergy One Lending0.07%(3.0)0.25%
Academy Mortgage Corporation Utah0.08%(3.0)0.55%
Supreme Lending0.08%(3.0)0.25%
American Pacific Mortgage0.09%(3.0)2.99%
Amerihome Mortgage Company0.09%(3.0)0.32%
Summit Funding Inc0.09%(3.0)0.34%
Mountain West Financial0.10%(3.0)1.15%
Freedom Mortgage Corporation0.10%(3.0)1.79%
Fairway Independent Mortgage Corporation0.11%(3.0)1.22%
Nations Lending Corporation0.12%(3.0)0.27%
Platinum Home Mortgage Corporation0.13%(3.0)1.75%
Mr. Cooper0.13%(3.0)2.32%
Citywide Home Loans0.14%(3.0)5.06%
Primary Residential Mortgage Inc0.16%(2.5)0.94%
Alameda Mortgage Corporation0.18%(2.5)3.48%
New American Funding0.19%(2.5)1.75%
Eagle Home Mortgage0.22%(2.5)1.01%
Panorama Mortgage Group0.29%(2.0)3.01%
Bay Equity Home Loans0.33%(2.0)1.33%
Lender NameRate DifferenceRate RatingMarket Share
Home Point Financial Corporation-0.29%(5.0)3.40%
HomeBridge Financial Services-0.26%(5.0)3.47%
DHI Mortgage Company Limited-0.25%(4.5)4.62%
CMG Financial-0.16%(4.5)2.52%
Bank of America-0.13%(4.0)0.43%
Sierra Pacific Mortgage-0.12%(4.0)2.81%
Carrington Mortgage Services-0.11%(4.0)1.62%
Quicken Loans-0.11%(4.0)2.36%
Kings Mortgage Services-0.11%(4.0)8.21%
CrossCountry Mortgage-0.10%(4.0)2.47%
Union Bank-0.09%(4.0)0.90%
Inspire Home Loans-0.08%(4.0)0.62%
Commerce Home Mortgage-0.08%(4.0)2.50%
Flagstar Bank-0.07%(4.0)0.69%
Freedom Mortgage Corporation-0.07%(4.0)0.38%
PRMG Mortgage-0.06%(4.0)0.36%
Plaza Home Mortgage-0.06%(4.0)0.88%
Golden 1 Credit Union-0.05%(4.0)0.12%
Country Club Mortgage-0.04%(3.5)12.71%
Keller Mortgage-0.04%(3.5)0.12%
The Money Store-0.03%(3.5)0.24%
Nations Direct Mortgage-0.03%(3.5)0.29%
PennyMac Loan Services-0.03%(3.5)0.19%
AmeriFirst Financial-0.02%(3.5)0.33%
Mason-McDuffie Mortgage Corporation-0.01%(3.5)1.74%
Mid Valley Financial-0.01%(3.5)0.05%
Finance of America Mortgage-0.01%(3.5)1.90%
Wells Fargo Bank-0.00%(3.5)0.19%
NewRez-0.00%(3.5)0.07%
Navy Federal Credit Union-0.00%(3.5)0.05%
Churchill Mortgage-0.00%(3.5)0.07%
NBKC Bank0.01%(3.5)0.02%
Golden Empire Mortgage0.01%(3.5)1.86%
First Choice Loan Services0.01%(3.5)0.02%
Guaranteed Rate0.01%(3.5)0.02%
Cherry Creek Mortgage0.02%(3.5)0.24%
North American Savings Bank0.02%(3.5)0.05%
Scenic Oaks Funding0.02%(3.5)0.31%
Colonial Savings0.02%(3.5)0.02%
loanDepot0.02%(3.5)0.55%
Lakeview Loan Servicing0.03%(3.5)0.02%
Watermark Home Loans0.03%(3.5)0.64%
Pacific Bay Lending Group0.03%(3.5)0.29%
Bank in San Ramon0.03%(3.5)0.07%
Caliber Home Loans0.03%(3.5)1.81%
American Financing0.04%(3.5)0.05%
KBHS Home Loans0.04%(3.5)0.81%
Monster Loans0.04%(3.5)0.07%
US Bank0.04%(3.5)0.05%
Benchmark0.04%(3.5)0.52%
Essex Mortgage0.05%(3.5)0.33%
Synergy One Lending0.05%(3.5)0.07%
K. Hovnanian American Mortgage0.05%(3.5)0.38%
Movement Mortgage0.05%(3.0)0.36%
Prime Choice Funding0.05%(3.0)0.05%
Stearns Home Loans0.05%(3.0)2.74%
CashCall Mortgage0.06%(3.0)0.05%
Cardinal Financial Company0.08%(3.0)0.19%
Nations Lending Corporation0.08%(3.0)0.10%
Academy Mortgage Corporation Utah0.09%(3.0)0.74%
Supreme Lending0.09%(3.0)0.31%
Guild Mortgage Company0.10%(3.0)1.67%
Mr. Cooper0.10%(3.0)0.45%
American Pacific Mortgage0.12%(3.0)3.47%
Summit Funding Inc0.13%(3.0)0.31%
Mountain West Financial0.13%(3.0)1.26%
Fairway Independent Mortgage Corporation0.13%(3.0)1.40%
Platinum Home Mortgage Corporation0.14%(3.0)2.24%
Citywide Home Loans0.15%(2.5)6.66%
Alameda Mortgage Corporation0.21%(2.5)4.14%
Primary Residential Mortgage Inc0.22%(2.5)1.00%
Eagle Home Mortgage0.22%(2.5)1.36%
New American Funding0.26%(2.0)1.71%
Panorama Mortgage Group0.31%(2.0)3.69%
Bay Equity Home Loans0.36%(1.5)1.62%
Lender NameRate DifferenceRate RatingMarket Share
Home Point Financial Corporation-0.21%(4.5)3.65%
Plaza Home Mortgage-0.17%(4.5)1.86%
Mason-McDuffie Mortgage Corporation-0.14%(4.0)1.65%
Caliber Home Loans-0.13%(4.0)2.68%
Sierra Pacific Mortgage-0.10%(4.0)1.45%
Stearns Home Loans-0.09%(4.0)1.45%
Interactive Mortgage-0.07%(4.0)0.83%
Primary Residential Mortgage Inc-0.06%(4.0)0.76%
Benchmark-0.05%(4.0)0.48%
Country Club Mortgage-0.05%(4.0)2.82%
American Financing-0.05%(4.0)0.62%
American Pacific Mortgage-0.05%(4.0)1.58%
Quicken Loans-0.04%(3.5)15.83%
Mountain West Financial-0.04%(3.5)0.83%
PRMG Mortgage-0.04%(3.5)0.69%
Finance of America Mortgage-0.04%(3.5)0.83%
Flagstar Bank-0.04%(3.5)0.96%
Nations Direct Mortgage-0.04%(3.5)0.28%
Union Bank-0.03%(3.5)0.48%
Platinum Home Mortgage Corporation-0.03%(3.5)0.34%
Keller Mortgage-0.02%(3.5)0.14%
Strong Home Mortgage-0.02%(3.5)0.21%
NewRez-0.02%(3.5)0.89%
AmeriFirst Financial-0.02%(3.5)0.41%
Guild Mortgage Company-0.02%(3.5)2.00%
NBKC Bank-0.02%(3.5)0.07%
Citywide Home Loans-0.02%(3.5)0.41%
BBVA-0.02%(3.5)0.14%
Amerisave Mortgage Corporation-0.02%(3.5)0.89%
Provident Funding-0.02%(3.5)0.07%
North American Savings Bank-0.01%(3.5)0.14%
US Bank-0.01%(3.5)0.28%
Commerce Home Mortgage-0.01%(3.5)0.62%
Golden 1 Credit Union-0.01%(3.5)0.07%
Mid Valley Financial-0.01%(3.5)0.07%
Movement Mortgage-0.01%(3.5)0.07%
FirstBank TN-0.01%(3.5)0.07%
PennyMac Loan Services-0.01%(3.5)5.02%
Bank in San Ramon-0.01%(3.5)0.21%
Prime Choice Funding-0.01%(3.5)0.48%
First Choice Loan Services-0.01%(3.5)0.21%
Supreme Lending-0.01%(3.5)0.07%
Cherry Creek Mortgage-0.01%(3.5)0.14%
The Federal Savings Bank-0.00%(3.5)0.07%
Kings Mortgage Services-0.00%(3.5)1.17%
Essex Mortgage-0.00%(3.5)0.07%
Guaranteed Rate0.00%(3.5)0.07%
Network Capital Funding Corporation0.00%(3.5)0.41%
Pacific Bay Lending Group0.01%(3.5)0.62%
Bank of America0.01%(3.5)0.07%
New American Funding0.01%(3.5)1.86%
Fairway Independent Mortgage Corporation0.02%(3.5)0.69%
Monster Loans0.02%(3.5)0.48%
Summit Funding Inc0.02%(3.5)0.41%
loanDepot0.02%(3.5)3.65%
Watermark Home Loans0.03%(3.5)0.07%
CMG Financial0.03%(3.5)0.76%
CashCall Mortgage0.03%(3.5)0.89%
Wells Fargo Bank0.03%(3.5)0.14%
Cardinal Financial Company0.04%(3.5)0.34%
Lakeview Loan Servicing0.04%(3.5)3.23%
Golden Empire Mortgage0.04%(3.5)0.41%
Alameda Mortgage Corporation0.05%(3.5)1.58%
Synergy One Lending0.06%(3.0)0.76%
Panorama Mortgage Group0.07%(3.0)1.03%
Carrington Mortgage Services0.07%(3.0)8.81%
Amerihome Mortgage Company0.08%(3.0)1.24%
HomeBridge Financial Services0.08%(3.0)3.65%
Bay Equity Home Loans0.09%(3.0)0.48%
Freedom Mortgage Corporation0.12%(3.0)5.85%
Mr. Cooper0.12%(3.0)7.71%
Nations Lending Corporation0.12%(3.0)0.76%
Lender NameRate DifferenceRate RatingMarket Share
Wells Fargo Bank-0.11%(4.0)31.03%
Bank of America-0.06%(4.0)10.03%
Educational Employees Credit Union0.02%(3.5)3.45%
Golden 1 Credit Union0.02%(3.5)1.88%
BBVA0.04%(3.5)4.39%
US Bank0.04%(3.5)4.39%
Citibank0.05%(3.5)0.63%
Platinum Home Mortgage Corporation0.05%(3.0)0.31%
Keller Mortgage0.06%(3.0)0.31%
Finance of America Mortgage0.06%(3.0)1.88%
Mason-McDuffie Mortgage Corporation0.06%(3.0)0.31%
JPMorgan Chase Bank0.06%(3.0)7.21%
Eagle Home Mortgage0.06%(3.0)0.31%
Guaranteed Rate0.06%(3.0)0.31%
Bank in San Ramon0.06%(3.0)0.63%
Watermark Home Loans0.06%(3.0)0.31%
Navy Federal Credit Union0.07%(3.0)1.25%
Cardinal Financial Company0.07%(3.0)0.31%
Panorama Mortgage Group0.07%(3.0)0.31%
American Pacific Mortgage0.07%(3.0)0.63%
Supreme Lending0.07%(3.0)0.31%
North American Savings Bank0.07%(3.0)0.31%
loanDepot0.07%(3.0)1.88%
Kings Mortgage Services0.08%(3.0)0.63%
Quicken Loans0.08%(3.0)2.51%
Fairway Independent Mortgage Corporation0.08%(3.0)0.94%
Benchmark0.08%(3.0)0.31%
Plaza Home Mortgage0.08%(3.0)1.25%
Academy Mortgage Corporation Utah0.08%(3.0)0.31%
New American Funding0.08%(3.0)0.63%
NewRez0.08%(3.0)0.94%
Mechanics Bank CA0.09%(3.0)2.19%
Sierra Pacific Mortgage0.09%(3.0)1.57%
Bay Equity Home Loans0.09%(3.0)3.76%
Home Point Financial Corporation0.09%(3.0)0.63%
Citywide Home Loans0.09%(3.0)2.82%
Mid Valley Financial0.09%(3.0)0.31%
CMG Financial0.09%(3.0)0.31%
AmeriFirst Financial0.09%(3.0)0.31%
Country Club Mortgage0.10%(3.0)1.25%
Flagstar Bank0.10%(3.0)4.08%
Caliber Home Loans0.11%(3.0)0.94%
HomeBridge Financial Services0.11%(3.0)1.88%
Lender NameRate DifferenceRate RatingMarket Share
Wells Fargo Bank-0.12%(4.0)36.51%
Bank of America-0.07%(4.0)11.11%
Golden 1 Credit Union0.03%(3.5)2.65%
Citibank0.07%(3.0)0.53%
Educational Employees Credit Union0.07%(3.0)1.06%
JPMorgan Chase Bank0.07%(3.0)6.35%
Finance of America Mortgage0.08%(3.0)2.65%
BBVA0.08%(3.0)1.59%
US Bank0.08%(3.0)2.65%
Bank in San Ramon0.08%(3.0)0.53%
Eagle Home Mortgage0.08%(3.0)0.53%
Guaranteed Rate0.08%(3.0)0.53%
Cardinal Financial Company0.09%(3.0)0.53%
Panorama Mortgage Group0.09%(3.0)0.53%
North American Savings Bank0.09%(3.0)0.53%
Plaza Home Mortgage0.10%(3.0)0.53%
New American Funding0.10%(3.0)0.53%
loanDepot0.10%(3.0)2.12%
Navy Federal Credit Union0.10%(3.0)1.06%
Benchmark0.10%(3.0)0.53%
Kings Mortgage Services0.10%(3.0)0.53%
Academy Mortgage Corporation Utah0.10%(3.0)0.53%
Mechanics Bank CA0.10%(3.0)1.59%
American Pacific Mortgage0.11%(3.0)0.53%
Country Club Mortgage0.11%(3.0)0.53%
Fairway Independent Mortgage Corporation0.11%(3.0)1.06%
Quicken Loans0.11%(3.0)2.65%
Sierra Pacific Mortgage0.11%(3.0)2.12%
Home Point Financial Corporation0.11%(3.0)1.06%
CMG Financial0.11%(3.0)0.53%
Mid Valley Financial0.11%(3.0)0.53%
AmeriFirst Financial0.11%(3.0)0.53%
Caliber Home Loans0.12%(3.0)0.53%
Citywide Home Loans0.12%(3.0)3.17%
Flagstar Bank0.12%(3.0)4.23%
NewRez0.12%(3.0)1.06%
Bay Equity Home Loans0.13%(3.0)3.17%
HomeBridge Financial Services0.15%(3.0)2.65%
Lender NameRate DifferenceRate RatingMarket Share
Wells Fargo Bank-0.08%(4.0)23.08%
Educational Employees Credit Union-0.02%(3.5)6.92%
Bank of America-0.02%(3.5)8.46%
BBVA0.00%(3.5)8.46%
US Bank0.01%(3.5)6.92%
Citibank0.02%(3.5)0.77%
Platinum Home Mortgage Corporation0.02%(3.5)0.77%
NewRez0.02%(3.5)0.77%
Keller Mortgage0.02%(3.5)0.77%
Golden 1 Credit Union0.03%(3.5)0.77%
American Pacific Mortgage0.03%(3.5)0.77%
Mason-McDuffie Mortgage Corporation0.03%(3.5)0.77%
Fairway Independent Mortgage Corporation0.03%(3.5)0.77%
Quicken Loans0.03%(3.5)2.31%
Navy Federal Credit Union0.03%(3.5)1.54%
Bank in San Ramon0.03%(3.5)0.77%
Watermark Home Loans0.03%(3.5)0.77%
HomeBridge Financial Services0.03%(3.5)0.77%
JPMorgan Chase Bank0.03%(3.5)8.46%
loanDepot0.03%(3.5)1.54%
Supreme Lending0.04%(3.5)0.77%
Finance of America Mortgage0.04%(3.5)0.77%
Kings Mortgage Services0.04%(3.5)0.77%
Bay Equity Home Loans0.04%(3.5)4.62%
Plaza Home Mortgage0.05%(3.5)2.31%
Citywide Home Loans0.05%(3.5)2.31%
New American Funding0.05%(3.5)0.77%
Sierra Pacific Mortgage0.06%(3.0)0.77%
Mechanics Bank CA0.06%(3.0)3.08%
Country Club Mortgage0.07%(3.0)2.31%
Flagstar Bank0.08%(3.0)3.85%
Caliber Home Loans0.09%(3.0)1.54%
Lender NameRate DifferenceRate RatingMarket Share
Navy Federal Credit Union-0.23%(4.5)6.47%
Home Point Financial Corporation-0.15%(4.0)5.29%
PennyMac Loan Services-0.12%(4.0)5.80%
loanDepot-0.11%(4.0)4.27%
Caliber Home Loans-0.11%(4.0)3.21%
Sovereign Lending Group-0.11%(4.0)1.18%
DHI Mortgage Company Limited-0.08%(4.0)1.95%
Lakeview Loan Servicing-0.08%(4.0)1.23%
Kings Mortgage Services-0.07%(4.0)3.17%
Amerisave Mortgage Corporation-0.06%(4.0)0.72%
Plaza Home Mortgage-0.04%(3.5)1.27%
CMG Financial-0.03%(3.5)1.06%
Network Capital Funding Corporation-0.02%(3.5)0.42%
Finance of America Mortgage-0.02%(3.5)1.78%
FirstBank TN-0.02%(3.5)0.25%
USAA-0.01%(3.5)5.37%
Keller Mortgage-0.01%(3.5)0.17%
North American Savings Bank-0.01%(3.5)0.63%
Flagstar Bank-0.00%(3.5)3.00%
Interactive Mortgage-0.00%(3.5)0.08%
Mid Valley Financial-0.00%(3.5)0.08%
Prime Choice Funding-0.00%(3.5)0.59%
Strong Home Mortgage0.00%(3.5)0.08%
Wells Fargo Bank0.00%(3.5)0.93%
Guaranteed Rate0.00%(3.5)0.21%
US Bank0.01%(3.5)0.08%
NBKC Bank0.01%(3.5)0.21%
PRMG Mortgage0.01%(3.5)0.30%
Sierra Pacific Mortgage0.01%(3.5)1.82%
Nations Direct Mortgage0.01%(3.5)0.17%
Monster Loans0.01%(3.5)0.25%
AmeriFirst Financial0.01%(3.5)0.25%
Fairway Independent Mortgage Corporation0.01%(3.5)0.68%
Mountain West Financial0.01%(3.5)0.25%
Stearns Home Loans0.01%(3.5)0.97%
Inspire Home Loans0.01%(3.5)0.51%
Union Bank0.02%(3.5)0.34%
Commerce Home Mortgage0.02%(3.5)1.06%
BBVA0.02%(3.5)0.04%
KBHS Home Loans0.02%(3.5)0.47%
Citywide Home Loans0.02%(3.5)1.61%
Essex Mortgage0.02%(3.5)0.04%
Bank in San Ramon0.02%(3.5)0.04%
New American Funding0.02%(3.5)1.10%
Bank of America0.02%(3.5)0.04%
CrossCountry Mortgage0.02%(3.5)0.04%
The Money Store0.02%(3.5)0.08%
NewRez0.02%(3.5)0.51%
Summit Funding Inc0.02%(3.5)0.08%
First Choice Loan Services0.02%(3.5)0.13%
JPMorgan Chase Bank0.03%(3.5)0.17%
K. Hovnanian American Mortgage0.03%(3.5)0.08%
American Financing0.03%(3.5)0.08%
Cardinal Financial Company0.03%(3.5)0.30%
Cherry Creek Mortgage0.03%(3.5)0.04%
American Pacific Mortgage0.03%(3.5)3.30%
Movement Mortgage0.04%(3.5)0.30%
Platinum Home Mortgage Corporation0.04%(3.5)0.30%
HomeBridge Financial Services0.04%(3.5)1.90%
Academy Mortgage Corporation Utah0.04%(3.5)0.21%
Guild Mortgage Company0.05%(3.5)0.85%
CashCall Mortgage0.05%(3.5)0.04%
Nations Lending Corporation0.05%(3.5)0.30%
Scenic Oaks Funding0.05%(3.5)0.21%
Primary Residential Mortgage Inc0.05%(3.5)0.17%
Benchmark0.05%(3.0)0.76%
Golden Empire Mortgage0.05%(3.0)0.21%
Country Club Mortgage0.06%(3.0)5.71%
Eagle Home Mortgage0.06%(3.0)1.61%
Watermark Home Loans0.07%(3.0)0.17%
Mason-McDuffie Mortgage Corporation0.08%(3.0)0.76%
Alameda Mortgage Corporation0.09%(3.0)1.78%
Synergy One Lending0.11%(3.0)0.68%
Quicken Loans0.13%(3.0)6.98%
Carrington Mortgage Services0.14%(3.0)2.37%
The Federal Savings Bank0.15%(3.0)2.03%
Freedom Mortgage Corporation0.15%(3.0)3.68%
Panorama Mortgage Group0.16%(2.5)0.85%
Mr. Cooper0.17%(2.5)1.14%
Bay Equity Home Loans0.19%(2.5)0.72%
NewDay USA0.42%(1.5)1.99%
Lender NameRate DifferenceRate RatingMarket Share
Navy Federal Credit Union-0.26%(5.0)10.66%
Kings Mortgage Services-0.08%(4.0)5.38%
DHI Mortgage Company Limited-0.08%(4.0)4.26%
Home Point Financial Corporation-0.04%(3.5)4.08%
CMG Financial-0.04%(3.5)1.85%
Finance of America Mortgage-0.02%(3.5)3.34%
North American Savings Bank-0.01%(3.5)0.83%
NewRez-0.00%(3.5)0.37%
Keller Mortgage-0.00%(3.5)0.37%
Wells Fargo Bank0.00%(3.5)1.85%
Guaranteed Rate0.01%(3.5)0.28%
PRMG Mortgage0.01%(3.5)0.19%
US Bank0.01%(3.5)0.19%
NBKC Bank0.01%(3.5)0.19%
Union Bank0.02%(3.5)0.37%
Freedom Mortgage Corporation0.02%(3.5)1.67%
Sierra Pacific Mortgage0.02%(3.5)2.97%
Commerce Home Mortgage0.02%(3.5)1.76%
Plaza Home Mortgage0.02%(3.5)0.74%
Stearns Home Loans0.02%(3.5)1.48%
Inspire Home Loans0.02%(3.5)1.11%
PennyMac Loan Services0.02%(3.5)0.28%
Mountain West Financial0.02%(3.5)0.37%
BBVA0.02%(3.5)0.09%
Citywide Home Loans0.02%(3.5)3.43%
KBHS Home Loans0.02%(3.5)1.02%
Essex Mortgage0.02%(3.5)0.09%
Quicken Loans0.02%(3.5)3.24%
Nations Direct Mortgage0.02%(3.5)0.09%
Bank of America0.03%(3.5)0.09%
CrossCountry Mortgage0.03%(3.5)0.09%
Prime Choice Funding0.03%(3.5)0.09%
JPMorgan Chase Bank0.03%(3.5)0.28%
Summit Funding Inc0.03%(3.5)0.19%
Mr. Cooper0.03%(3.5)0.09%
Caliber Home Loans0.03%(3.5)1.20%
Synergy One Lending0.03%(3.5)0.28%
K. Hovnanian American Mortgage0.03%(3.5)0.19%
Nations Lending Corporation0.03%(3.5)0.09%
Cherry Creek Mortgage0.04%(3.5)0.09%
First Choice Loan Services0.04%(3.5)0.19%
The Money Store0.04%(3.5)0.09%
AmeriFirst Financial0.04%(3.5)0.19%
Platinum Home Mortgage Corporation0.04%(3.5)0.46%
Movement Mortgage0.05%(3.5)0.56%
loanDepot0.05%(3.5)0.93%
Cardinal Financial Company0.05%(3.5)0.19%
American Pacific Mortgage0.05%(3.0)4.91%
USAA0.06%(3.0)6.21%
Country Club Mortgage0.06%(3.0)10.84%
Academy Mortgage Corporation Utah0.06%(3.0)0.37%
NewDay USA0.06%(3.0)0.56%
HomeBridge Financial Services0.06%(3.0)1.20%
Primary Residential Mortgage Inc0.06%(3.0)0.28%
Golden Empire Mortgage0.06%(3.0)0.37%
Benchmark0.07%(3.0)1.02%
Eagle Home Mortgage0.07%(3.0)3.52%
Fairway Independent Mortgage Corporation0.07%(3.0)0.56%
Watermark Home Loans0.07%(3.0)0.37%
Scenic Oaks Funding0.08%(3.0)0.28%
Guild Mortgage Company0.08%(3.0)0.83%
Flagstar Bank0.09%(3.0)2.32%
New American Funding0.09%(3.0)1.02%
Mason-McDuffie Mortgage Corporation0.10%(3.0)1.20%
Carrington Mortgage Services0.10%(3.0)0.65%
Alameda Mortgage Corporation0.11%(3.0)2.87%
Panorama Mortgage Group0.19%(2.5)1.58%
Bay Equity Home Loans0.24%(2.5)1.20%
Lender NameRate DifferenceRate RatingMarket Share
Home Point Financial Corporation-0.21%(4.5)6.30%
Caliber Home Loans-0.14%(4.0)4.90%
loanDepot-0.14%(4.0)7.08%
Navy Federal Credit Union-0.13%(4.0)2.96%
PennyMac Loan Services-0.13%(4.0)10.43%
Sovereign Lending Group-0.11%(4.0)2.18%
Lakeview Loan Servicing-0.09%(4.0)2.26%
USAA-0.08%(4.0)4.67%
Amerisave Mortgage Corporation-0.06%(4.0)1.32%
Plaza Home Mortgage-0.06%(4.0)1.71%
Flagstar Bank-0.05%(4.0)3.58%
New American Funding-0.03%(3.5)1.17%
Network Capital Funding Corporation-0.03%(3.5)0.78%
Fairway Independent Mortgage Corporation-0.02%(3.5)0.78%
FirstBank TN-0.02%(3.5)0.47%
Prime Choice Funding-0.01%(3.5)1.01%
CMG Financial-0.01%(3.5)0.39%
Interactive Mortgage-0.01%(3.5)0.16%
Mid Valley Financial-0.01%(3.5)0.16%
Sierra Pacific Mortgage-0.01%(3.5)0.86%
American Pacific Mortgage-0.01%(3.5)1.95%
Strong Home Mortgage-0.00%(3.5)0.16%
AmeriFirst Financial-0.00%(3.5)0.31%
NBKC Bank-0.00%(3.5)0.23%
North American Savings Bank0.00%(3.5)0.47%
PRMG Mortgage0.00%(3.5)0.39%
Nations Direct Mortgage0.00%(3.5)0.23%
Guaranteed Rate0.00%(3.5)0.16%
Finance of America Mortgage0.00%(3.5)0.47%
Scenic Oaks Funding0.00%(3.5)0.16%
Mountain West Financial0.01%(3.5)0.16%
Monster Loans0.01%(3.5)0.47%
The Money Store0.01%(3.5)0.08%
First Choice Loan Services0.01%(3.5)0.08%
Stearns Home Loans0.01%(3.5)0.54%
Guild Mortgage Company0.01%(3.5)0.86%
Kings Mortgage Services0.01%(3.5)1.32%
Bank in San Ramon0.01%(3.5)0.08%
Union Bank0.02%(3.5)0.31%
Academy Mortgage Corporation Utah0.02%(3.5)0.08%
Mason-McDuffie Mortgage Corporation0.02%(3.5)0.39%
Cardinal Financial Company0.02%(3.5)0.39%
Movement Mortgage0.02%(3.5)0.08%
Primary Residential Mortgage Inc0.02%(3.5)0.08%
Golden Empire Mortgage0.02%(3.5)0.08%
American Financing0.02%(3.5)0.16%
Commerce Home Mortgage0.03%(3.5)0.47%
Citywide Home Loans0.03%(3.5)0.08%
JPMorgan Chase Bank0.03%(3.5)0.08%
Benchmark0.03%(3.5)0.54%
NewRez0.03%(3.5)0.62%
HomeBridge Financial Services0.03%(3.5)2.49%
Platinum Home Mortgage Corporation0.04%(3.5)0.16%
Panorama Mortgage Group0.04%(3.5)0.23%
Wells Fargo Bank0.04%(3.5)0.16%
CashCall Mortgage0.04%(3.5)0.08%
Nations Lending Corporation0.05%(3.5)0.47%
Bay Equity Home Loans0.05%(3.5)0.31%
Alameda Mortgage Corporation0.06%(3.0)0.86%
Country Club Mortgage0.11%(3.0)1.40%
Synergy One Lending0.13%(3.0)1.01%
The Federal Savings Bank0.14%(3.0)3.74%
Carrington Mortgage Services0.14%(3.0)3.81%
Quicken Loans0.15%(3.0)10.12%
Mr. Cooper0.17%(2.5)2.02%
Freedom Mortgage Corporation0.18%(2.5)5.37%
NewDay USA0.47%(1.0)3.19%

* Data is compiled for the Fresno, CA commuting zone area, which comprises of counties of Fresno County, CA, Kings County, CA, Madera County, CA, Mariposa County, CA, and Tulare County, CA. This includes cities/towns/communities of Fresno, CA as well as Visalia, CA, Clovis, CA, Tulare, CA, Hanford, CA, Porterville, CA, Madera, CA, Lemoore, CA, Bonadelle Ranchos-Madera Ranchos, CA, Sanger, CA, Sunnyside, CA, Dinuba, CA, Madera Acres, CA, Reedley, CA, Chowchilla, CA, Selma, CA, Kingsburg, CA, Bass Lake, CA, Kerman, CA, Exeter, CA, Yosemite Lakes, CA, Coalinga, CA, Coarsegold, CA, Auberry, CA, Shaver Lake, CA, Fowler, CA, Tarpey Village, CA, Camp Nelson, CA, Midpines, CA, Parksdale, CA, Mayfair, CA, Lindsay, CA, Squaw Valley, CA, Oakhurst, CA, Wilsonia, CA, Corcoran, CA, West Goshen, CA, Greeley Hill, CA, Sultana, CA, Lindcove, CA, Parlier, CA, Bootjack, CA, Old Fig Garden, CA, Grangeville, CA, Linnell Camp, CA, Ivanhoe, CA, Nipinnawasee, CA, Plainview, CA, Catheys Valley, CA, Friant, CA, and Woodlake, CA. Lenders must have made at least 30 loans in the area to be included. Source of the data is Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate conditional on the commuting zone, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

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