Top Mortgage Lenders in Stockton, CA

Lender Rankings / Last Updated: January 25, 2021

Which mortgage lender in the Stockton, CA area typically has the best rates? To help you narrow down where to shop for a mortgage, MortgageWaldo.com provides an objective and data driven ranking of mortgage lenders operating in the Stockton, CA area by interest rate and market share. We maintain our independence by not accepting any compensation from the mortgage lenders we rank, and use data on all fixed rate mortgages that were closed in the past year to generate our rankings.

Going by historical data, the best mortgage lender in the Stockton, CA area in terms of interest rate is El Dorado Savings Bank, with an average “Rate Difference” of -0.38%. This means that, comparing similar borrowers, El Dorado Savings Bank provided a -0.38% lower interest rate for its customers than other lenders in the area. El Dorado Savings Bank has a market share of 0.8%. On the other hand, the most popular lender in the Stockton, CA area is Quicken Loans, with a larger market share of 14.3%. Quicken Loans is an average lender in terms of the interest rate it offers, with a “Rate Difference” of +0.00% compared to those of other lenders in this area.

Our detailed ranking of mortgage lenders in the Stockton, CA area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, going by historical data, the cheapest lender for Conventional mortgages in Stockton, CA is El Dorado Savings Bank. If you want to take out a loan that is above conforming limits (above $548,250 or $822,375 depending on the area in 2021), the cheapest Jumbo mortgage provider is Wells Fargo Bank. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Home Point Financial Corporation. The cheapest VA mortgage provider is Navy Federal Credit Union. Note that as a consumer advocate we always recommend shopping among several of our top ranked lenders in order to get the best rates and fees.

Ranking of Mortgage Lenders in Stockton, CA

Mortgage Type:
Purchase/Refinance:
Lender NameRate DifferenceRate RatingMarket Share
El Dorado Savings Bank-0.38%(5.0)0.77%
UNCLE Credit Union-0.29%(5.0)0.40%
CashCall Mortgage-0.17%(4.5)0.70%
Interactive Mortgage-0.17%(4.5)0.24%
OGI Mortgage Bankers-0.16%(4.5)0.21%
Amerisave Mortgage Corporation-0.15%(4.0)0.58%
Provident Funding-0.15%(4.0)1.38%
Googain-0.15%(4.0)0.22%
LenderFi-0.14%(4.0)0.14%
Home Point Financial Corporation-0.13%(4.0)1.52%
SAFE Credit Union-0.13%(4.0)0.62%
Operating Engineers Federal Credit Union-0.12%(4.0)0.15%
Stearns Home Loans-0.12%(4.0)2.18%
Pacific Service Credit Union-0.08%(4.0)0.15%
FirstBank TN-0.08%(4.0)0.18%
Bank of America-0.08%(4.0)1.95%
Sovereign Lending Group-0.08%(4.0)0.18%
PRMG Mortgage-0.08%(4.0)0.96%
loanDepot-0.07%(4.0)5.49%
Navy Federal Credit Union-0.07%(4.0)0.36%
US Bank-0.07%(4.0)1.84%
Star One Credit Union-0.07%(4.0)0.16%
HomeAmerican Mortgage Corporation-0.07%(4.0)0.31%
Mason-McDuffie Mortgage Corporation-0.07%(4.0)0.47%
FBC Mortgage-0.07%(4.0)0.17%
United Fidelity Funding Corp-0.06%(4.0)0.25%
Patelco Credit Union-0.06%(4.0)0.28%
NBKC Bank-0.06%(4.0)0.31%
Land Home Financial Services-0.06%(4.0)0.80%
Inspire Home Loans-0.05%(4.0)0.18%
Union Bank-0.05%(4.0)0.58%
Guaranteed Rate Affinity-0.05%(4.0)0.33%
NexBank-0.05%(3.5)0.18%
Guaranteed Rate-0.05%(3.5)0.42%
Network Capital Funding Corporation-0.04%(3.5)0.23%
Golden 1 Credit Union-0.03%(3.5)1.14%
New American Funding-0.03%(3.5)1.36%
USAA-0.03%(3.5)0.65%
Academy Mortgage Corporation Utah-0.03%(3.5)1.09%
Caliber Home Loans-0.03%(3.5)2.51%
Cardinal Financial Company-0.02%(3.5)0.43%
NewRez-0.02%(3.5)0.60%
Citibank-0.02%(3.5)0.16%
Flagstar Bank-0.02%(3.5)1.38%
Synergy One Lending-0.02%(3.5)0.58%
First Choice Loan Services-0.02%(3.5)0.28%
Commerce Home Mortgage-0.02%(3.5)0.28%
Golden Empire Mortgage-0.02%(3.5)0.79%
Plaza Home Mortgage-0.01%(3.5)0.31%
JMAC-0.01%(3.5)0.25%
Nations Direct Mortgage-0.00%(3.5)0.18%
JPMorgan Chase Bank-0.00%(3.5)2.07%
PennyMac Loan Services-0.00%(3.5)1.28%
BBVA-0.00%(3.5)0.33%
PNC Bank0.00%(3.5)0.22%
Scenic Oaks Funding0.00%(3.5)0.71%
Quicken Loans0.00%(3.5)14.31%
Cherry Creek Mortgage0.01%(3.5)0.17%
LendUS LLC0.01%(3.5)0.43%
Dignified Home Loans0.01%(3.5)0.22%
Wells Fargo Bank0.01%(3.5)5.87%
Planet Home Lending0.02%(3.5)0.19%
KBHS Home Loans0.02%(3.5)0.44%
Lakeview Loan Servicing0.02%(3.5)0.44%
CMG Financial0.02%(3.5)0.85%
Essex Mortgage0.02%(3.5)0.20%
Guild Mortgage Company0.03%(3.5)3.57%
Fairway Independent Mortgage Corporation0.03%(3.5)1.30%
Greater Nevada Mortgage0.03%(3.5)0.34%
Umpqua Bank0.03%(3.5)0.26%
Sierra Pacific Mortgage0.03%(3.5)1.84%
HomeBridge Financial Services0.03%(3.5)0.91%
AmeriFirst Financial0.03%(3.5)0.31%
MiMutual Mortgage0.04%(3.5)0.27%
Finance of America Mortgage0.04%(3.5)6.04%
Movement Mortgage0.04%(3.5)1.33%
Alameda Mortgage Corporation0.05%(3.0)0.28%
Bank in San Ramon0.05%(3.0)0.90%
Freedom Mortgage Corporation0.05%(3.0)2.47%
Mountain West Financial0.06%(3.0)0.41%
American Pacific Mortgage0.06%(3.0)3.80%
Eagle Home Mortgage0.07%(3.0)0.45%
Platinum Home Mortgage Corporation0.08%(3.0)0.47%
Supreme Lending0.10%(3.0)0.45%
Carrington Mortgage Services0.10%(3.0)0.75%
The Federal Savings Bank0.11%(3.0)0.28%
Bay Equity Home Loans0.13%(3.0)0.63%
PrimeLending0.14%(3.0)0.71%
Summit Funding Inc0.16%(2.5)4.10%
Primary Residential Mortgage Inc0.16%(2.5)0.72%
Evergreen Moneysource Mortgage Company0.18%(2.5)1.13%
Mr. Cooper0.20%(2.5)1.55%
Self-Help Federal Credit Union0.36%(1.5)0.15%
Lender NameRate DifferenceRate RatingMarket Share
SAFE Credit Union-0.20%(4.5)0.89%
US Bank-0.19%(4.5)1.94%
Bank of America-0.18%(4.5)1.60%
Stearns Home Loans-0.18%(4.5)3.60%
Wells Fargo Bank-0.16%(4.5)5.86%
Home Point Financial Corporation-0.13%(4.0)1.54%
Golden 1 Credit Union-0.13%(4.0)0.72%
JPMorgan Chase Bank-0.12%(4.0)1.31%
Union Bank-0.11%(4.0)0.52%
El Dorado Savings Bank-0.10%(4.0)0.22%
Navy Federal Credit Union-0.09%(4.0)0.57%
PRMG Mortgage-0.09%(4.0)1.28%
Quicken Loans-0.08%(4.0)6.90%
United Fidelity Funding Corp-0.07%(4.0)0.41%
Patelco Credit Union-0.07%(4.0)0.32%
NBKC Bank-0.07%(4.0)0.27%
HomeAmerican Mortgage Corporation-0.06%(4.0)0.71%
FBC Mortgage-0.06%(4.0)0.15%
Star One Credit Union-0.06%(4.0)0.20%
Mason-McDuffie Mortgage Corporation-0.06%(4.0)0.53%
Academy Mortgage Corporation Utah-0.05%(4.0)1.66%
Provident Funding-0.05%(4.0)0.48%
Inspire Home Loans-0.05%(3.5)0.39%
Guaranteed Rate-0.04%(3.5)0.50%
FirstBank TN-0.04%(3.5)0.09%
Operating Engineers Federal Credit Union-0.04%(3.5)0.07%
Golden Empire Mortgage-0.03%(3.5)1.35%
New American Funding-0.03%(3.5)1.54%
Citibank-0.03%(3.5)0.17%
Pacific Service Credit Union-0.02%(3.5)0.10%
PNC Bank-0.02%(3.5)0.13%
Freedom Mortgage Corporation-0.02%(3.5)2.76%
USAA-0.02%(3.5)0.80%
Synergy One Lending-0.02%(3.5)0.63%
Bank in San Ramon-0.02%(3.5)0.74%
Guaranteed Rate Affinity-0.02%(3.5)0.46%
PennyMac Loan Services-0.02%(3.5)0.29%
Umpqua Bank-0.01%(3.5)0.30%
Land Home Financial Services-0.01%(3.5)0.96%
Cardinal Financial Company-0.00%(3.5)0.41%
Plaza Home Mortgage-0.00%(3.5)0.26%
Caliber Home Loans-0.00%(3.5)2.41%
NexBank0.00%(3.5)0.02%
BBVA0.00%(3.5)0.39%
Mr. Cooper0.00%(3.5)0.47%
OGI Mortgage Bankers0.00%(3.5)0.13%
Amerisave Mortgage Corporation0.00%(3.5)0.06%
loanDepot0.01%(3.5)5.60%
NewRez0.01%(3.5)0.25%
Commerce Home Mortgage0.01%(3.5)0.40%
Dignified Home Loans0.01%(3.5)0.32%
HomeBridge Financial Services0.01%(3.5)1.05%
Scenic Oaks Funding0.02%(3.5)1.15%
UNCLE Credit Union0.02%(3.5)0.06%
Lakeview Loan Servicing0.02%(3.5)0.02%
Flagstar Bank0.02%(3.5)1.05%
Sierra Pacific Mortgage0.03%(3.5)2.11%
Movement Mortgage0.03%(3.5)1.88%
CMG Financial0.03%(3.5)1.01%
Nations Direct Mortgage0.03%(3.5)0.17%
KBHS Home Loans0.03%(3.5)1.00%
LendUS LLC0.03%(3.5)0.64%
Essex Mortgage0.04%(3.5)0.31%
Fairway Independent Mortgage Corporation0.04%(3.5)1.65%
JMAC0.04%(3.5)0.22%
Planet Home Lending0.04%(3.5)0.19%
Cherry Creek Mortgage0.04%(3.5)0.13%
Guild Mortgage Company0.04%(3.5)4.83%
AmeriFirst Financial0.04%(3.5)0.51%
MiMutual Mortgage0.04%(3.5)0.22%
The Federal Savings Bank0.04%(3.5)0.05%
Googain0.05%(3.5)0.05%
Alameda Mortgage Corporation0.05%(3.0)0.29%
CashCall Mortgage0.06%(3.0)0.11%
Carrington Mortgage Services0.06%(3.0)0.14%
Eagle Home Mortgage0.08%(3.0)1.03%
Greater Nevada Mortgage0.08%(3.0)0.35%
Finance of America Mortgage0.09%(3.0)7.36%
Supreme Lending0.10%(3.0)0.67%
Platinum Home Mortgage Corporation0.10%(3.0)0.83%
American Pacific Mortgage0.10%(3.0)5.24%
Mountain West Financial0.11%(3.0)0.59%
PrimeLending0.11%(3.0)0.96%
First Choice Loan Services0.12%(3.0)0.25%
Primary Residential Mortgage Inc0.17%(2.5)1.10%
Bay Equity Home Loans0.18%(2.5)0.91%
Evergreen Moneysource Mortgage Company0.18%(2.5)2.01%
Summit Funding Inc0.19%(2.5)5.82%
Self-Help Federal Credit Union0.39%(1.5)0.32%
Lender NameRate DifferenceRate RatingMarket Share
El Dorado Savings Bank-0.43%(5.0)1.20%
UNCLE Credit Union-0.31%(5.0)0.67%
OGI Mortgage Bankers-0.23%(4.5)0.27%
CashCall Mortgage-0.20%(4.5)1.16%
Googain-0.17%(4.5)0.36%
Interactive Mortgage-0.17%(4.5)0.42%
Provident Funding-0.17%(4.5)2.08%
Amerisave Mortgage Corporation-0.16%(4.5)0.98%
LenderFi-0.15%(4.0)0.25%
Operating Engineers Federal Credit Union-0.15%(4.0)0.21%
loanDepot-0.14%(4.0)5.40%
Home Point Financial Corporation-0.13%(4.0)1.49%
Pacific Service Credit Union-0.11%(4.0)0.19%
First Choice Loan Services-0.11%(4.0)0.30%
Land Home Financial Services-0.11%(4.0)0.68%
FirstBank TN-0.10%(4.0)0.24%
Guaranteed Rate Affinity-0.10%(4.0)0.24%
Sovereign Lending Group-0.09%(4.0)0.31%
Star One Credit Union-0.09%(4.0)0.13%
Mason-McDuffie Mortgage Corporation-0.08%(4.0)0.42%
FBC Mortgage-0.07%(4.0)0.18%
NexBank-0.06%(4.0)0.30%
Commerce Home Mortgage-0.06%(4.0)0.18%
NBKC Bank-0.05%(4.0)0.35%
PRMG Mortgage-0.05%(4.0)0.72%
Network Capital Funding Corporation-0.05%(3.5)0.42%
Caliber Home Loans-0.05%(3.5)2.59%
Patelco Credit Union-0.05%(3.5)0.25%
Guaranteed Rate-0.04%(3.5)0.36%
Flagstar Bank-0.04%(3.5)1.64%
Cardinal Financial Company-0.04%(3.5)0.45%
USAA-0.04%(3.5)0.53%
JMAC-0.03%(3.5)0.27%
NewRez-0.03%(3.5)0.88%
New American Funding-0.03%(3.5)1.22%
LendUS LLC-0.03%(3.5)0.27%
Bank of America-0.03%(3.5)2.22%
Nations Direct Mortgage-0.02%(3.5)0.18%
United Fidelity Funding Corp-0.02%(3.5)0.12%
Scenic Oaks Funding-0.02%(3.5)0.36%
Finance of America Mortgage-0.02%(3.5)5.01%
Plaza Home Mortgage-0.02%(3.5)0.35%
Synergy One Lending-0.02%(3.5)0.54%
Greater Nevada Mortgage-0.01%(3.5)0.33%
Mountain West Financial-0.01%(3.5)0.28%
Cherry Creek Mortgage-0.01%(3.5)0.20%
Union Bank-0.01%(3.5)0.63%
Citibank-0.01%(3.5)0.15%
Navy Federal Credit Union-0.01%(3.5)0.20%
PennyMac Loan Services-0.01%(3.5)2.05%
Golden 1 Credit Union-0.00%(3.5)1.46%
Inspire Home Loans-0.00%(3.5)0.01%
BBVA-0.00%(3.5)0.28%
KBHS Home Loans0.00%(3.5)0.01%
PNC Bank0.00%(3.5)0.30%
Planet Home Lending0.01%(3.5)0.19%
American Pacific Mortgage0.01%(3.5)2.66%
Self-Help Federal Credit Union0.01%(3.5)0.02%
Essex Mortgage0.01%(3.5)0.11%
SAFE Credit Union0.01%(3.5)0.41%
Guild Mortgage Company0.01%(3.5)2.58%
Dignified Home Loans0.02%(3.5)0.15%
Lakeview Loan Servicing0.02%(3.5)0.77%
Quicken Loans0.02%(3.5)20.13%
Fairway Independent Mortgage Corporation0.02%(3.5)1.02%
Platinum Home Mortgage Corporation0.02%(3.5)0.18%
CMG Financial0.02%(3.5)0.72%
Academy Mortgage Corporation Utah0.03%(3.5)0.64%
US Bank0.03%(3.5)1.76%
AmeriFirst Financial0.03%(3.5)0.15%
MiMutual Mortgage0.04%(3.5)0.31%
Sierra Pacific Mortgage0.04%(3.5)1.62%
JPMorgan Chase Bank0.04%(3.5)2.67%
Alameda Mortgage Corporation0.05%(3.0)0.27%
Bay Equity Home Loans0.05%(3.0)0.41%
HomeBridge Financial Services0.06%(3.0)0.79%
Golden Empire Mortgage0.06%(3.0)0.35%
Stearns Home Loans0.07%(3.0)1.06%
Movement Mortgage0.08%(3.0)0.90%
Umpqua Bank0.08%(3.0)0.22%
Bank in San Ramon0.09%(3.0)1.03%
Carrington Mortgage Services0.10%(3.0)1.23%
The Federal Savings Bank0.11%(3.0)0.46%
Supreme Lending0.11%(3.0)0.28%
Summit Funding Inc0.12%(3.0)2.74%
Freedom Mortgage Corporation0.13%(3.0)2.23%
Wells Fargo Bank0.15%(3.0)5.88%
Primary Residential Mortgage Inc0.16%(2.5)0.42%
PrimeLending0.18%(2.5)0.52%
Evergreen Moneysource Mortgage Company0.20%(2.5)0.44%
Mr. Cooper0.23%(2.5)2.39%
Lender NameRate DifferenceRate RatingMarket Share
El Dorado Savings Bank-0.39%(5.0)1.02%
UNCLE Credit Union-0.29%(5.0)0.54%
Stearns Home Loans-0.21%(4.5)1.73%
CashCall Mortgage-0.18%(4.5)0.89%
Interactive Mortgage-0.17%(4.5)0.31%
Amerisave Mortgage Corporation-0.17%(4.5)0.69%
OGI Mortgage Bankers-0.17%(4.5)0.27%
Provident Funding-0.15%(4.5)1.84%
LenderFi-0.15%(4.5)0.18%
Googain-0.14%(4.0)0.31%
SAFE Credit Union-0.14%(4.0)0.68%
Operating Engineers Federal Credit Union-0.12%(4.0)0.20%
Home Point Financial Corporation-0.12%(4.0)0.99%
HomeAmerican Mortgage Corporation-0.11%(4.0)0.26%
Golden Empire Mortgage-0.10%(4.0)0.69%
loanDepot-0.09%(4.0)5.67%
FirstBank TN-0.09%(4.0)0.22%
Bank of America-0.09%(4.0)2.20%
Star One Credit Union-0.09%(4.0)0.16%
Pacific Service Credit Union-0.08%(4.0)0.21%
Mason-McDuffie Mortgage Corporation-0.08%(4.0)0.50%
Land Home Financial Services-0.07%(4.0)0.79%
Guaranteed Rate Affinity-0.07%(4.0)0.34%
FBC Mortgage-0.07%(4.0)0.17%
Patelco Credit Union-0.07%(4.0)0.34%
NBKC Bank-0.07%(4.0)0.37%
US Bank-0.06%(4.0)1.69%
Guaranteed Rate-0.06%(4.0)0.44%
Inspire Home Loans-0.06%(4.0)0.23%
Network Capital Funding Corporation-0.06%(4.0)0.21%
Union Bank-0.06%(4.0)0.72%
PRMG Mortgage-0.06%(4.0)0.79%
Academy Mortgage Corporation Utah-0.05%(4.0)1.12%
NexBank-0.05%(3.5)0.24%
New American Funding-0.05%(3.5)1.20%
Synergy One Lending-0.03%(3.5)0.56%
Caliber Home Loans-0.03%(3.5)2.22%
Golden 1 Credit Union-0.03%(3.5)1.39%
Cardinal Financial Company-0.03%(3.5)0.43%
First Choice Loan Services-0.03%(3.5)0.31%
Flagstar Bank-0.03%(3.5)1.49%
NewRez-0.03%(3.5)0.66%
Sovereign Lending Group-0.03%(3.5)0.07%
USAA-0.02%(3.5)0.30%
Commerce Home Mortgage-0.02%(3.5)0.28%
Citibank-0.01%(3.5)0.14%
Nations Direct Mortgage-0.01%(3.5)0.13%
JMAC-0.01%(3.5)0.21%
JPMorgan Chase Bank-0.00%(3.5)2.30%
United Fidelity Funding Corp0.01%(3.5)0.14%
Cherry Creek Mortgage0.01%(3.5)0.19%
PNC Bank0.01%(3.5)0.21%
Quicken Loans0.01%(3.5)17.03%
BBVA0.01%(3.5)0.28%
LendUS LLC0.01%(3.5)0.44%
Plaza Home Mortgage0.01%(3.5)0.23%
Essex Mortgage0.01%(3.5)0.14%
Planet Home Lending0.01%(3.5)0.16%
Guild Mortgage Company0.02%(3.5)3.59%
Dignified Home Loans0.02%(3.5)0.18%
Scenic Oaks Funding0.03%(3.5)0.58%
Fairway Independent Mortgage Corporation0.03%(3.5)1.20%
Umpqua Bank0.03%(3.5)0.32%
Greater Nevada Mortgage0.03%(3.5)0.41%
Wells Fargo Bank0.04%(3.5)6.93%
Finance of America Mortgage0.04%(3.5)5.95%
CMG Financial0.04%(3.5)0.79%
Navy Federal Credit Union0.04%(3.5)0.18%
The Federal Savings Bank0.05%(3.5)0.04%
HomeBridge Financial Services0.05%(3.5)0.66%
MiMutual Mortgage0.05%(3.5)0.33%
AmeriFirst Financial0.05%(3.0)0.29%
Movement Mortgage0.05%(3.0)1.33%
Lakeview Loan Servicing0.06%(3.0)0.16%
Sierra Pacific Mortgage0.06%(3.0)1.91%
KBHS Home Loans0.06%(3.0)0.31%
Alameda Mortgage Corporation0.06%(3.0)0.22%
Mountain West Financial0.06%(3.0)0.29%
Bank in San Ramon0.07%(3.0)0.97%
Eagle Home Mortgage0.07%(3.0)0.48%
PennyMac Loan Services0.07%(3.0)0.83%
Carrington Mortgage Services0.08%(3.0)0.29%
American Pacific Mortgage0.08%(3.0)3.40%
Freedom Mortgage Corporation0.09%(3.0)2.02%
Platinum Home Mortgage Corporation0.12%(3.0)0.28%
Supreme Lending0.12%(3.0)0.39%
Bay Equity Home Loans0.16%(2.5)0.55%
PrimeLending0.16%(2.5)0.78%
Primary Residential Mortgage Inc0.17%(2.5)0.64%
Summit Funding Inc0.19%(2.5)3.79%
Evergreen Moneysource Mortgage Company0.26%(2.0)0.84%
Mr. Cooper0.29%(2.0)1.34%
Self-Help Federal Credit Union0.36%(1.5)0.21%
Lender NameRate DifferenceRate RatingMarket Share
Stearns Home Loans-0.34%(5.0)3.11%
US Bank-0.25%(4.5)1.72%
SAFE Credit Union-0.23%(4.5)1.04%
Bank of America-0.21%(4.5)1.91%
Wells Fargo Bank-0.16%(4.5)6.94%
JPMorgan Chase Bank-0.15%(4.0)1.43%
Golden Empire Mortgage-0.14%(4.0)1.25%
Union Bank-0.14%(4.0)0.62%
Golden 1 Credit Union-0.13%(4.0)0.87%
El Dorado Savings Bank-0.11%(4.0)0.29%
Home Point Financial Corporation-0.11%(4.0)1.23%
Academy Mortgage Corporation Utah-0.10%(4.0)1.74%
HomeAmerican Mortgage Corporation-0.09%(4.0)0.66%
Patelco Credit Union-0.08%(4.0)0.40%
NBKC Bank-0.07%(4.0)0.37%
Mason-McDuffie Mortgage Corporation-0.07%(4.0)0.58%
Quicken Loans-0.06%(4.0)8.49%
Guaranteed Rate-0.06%(4.0)0.55%
Star One Credit Union-0.06%(4.0)0.20%
New American Funding-0.06%(4.0)1.36%
FBC Mortgage-0.05%(4.0)0.15%
PRMG Mortgage-0.05%(3.5)0.96%
Provident Funding-0.05%(3.5)0.70%
Inspire Home Loans-0.04%(3.5)0.56%
FirstBank TN-0.04%(3.5)0.12%
Operating Engineers Federal Credit Union-0.03%(3.5)0.11%
Synergy One Lending-0.03%(3.5)0.61%
Guaranteed Rate Affinity-0.03%(3.5)0.50%
PNC Bank-0.02%(3.5)0.14%
Citibank-0.02%(3.5)0.14%
Pacific Service Credit Union-0.02%(3.5)0.15%
USAA-0.02%(3.5)0.46%
Bank in San Ramon-0.02%(3.5)0.81%
Umpqua Bank-0.01%(3.5)0.38%
loanDepot-0.01%(3.5)6.08%
Land Home Financial Services-0.00%(3.5)0.90%
Caliber Home Loans-0.00%(3.5)2.48%
PennyMac Loan Services0.00%(3.5)0.27%
Plaza Home Mortgage0.00%(3.5)0.20%
NexBank0.01%(3.5)0.03%
NewRez0.01%(3.5)0.27%
Cardinal Financial Company0.01%(3.5)0.43%
Amerisave Mortgage Corporation0.01%(3.5)0.09%
BBVA0.01%(3.5)0.35%
OGI Mortgage Bankers0.01%(3.5)0.17%
Essex Mortgage0.02%(3.5)0.24%
Freedom Mortgage Corporation0.02%(3.5)2.36%
Commerce Home Mortgage0.02%(3.5)0.46%
UNCLE Credit Union0.02%(3.5)0.08%
Mr. Cooper0.02%(3.5)0.17%
Lakeview Loan Servicing0.03%(3.5)0.03%
Guild Mortgage Company0.03%(3.5)5.40%
Flagstar Bank0.03%(3.5)1.27%
Planet Home Lending0.03%(3.5)0.17%
Movement Mortgage0.03%(3.5)1.97%
United Fidelity Funding Corp0.04%(3.5)0.20%
HomeBridge Financial Services0.04%(3.5)0.99%
Dignified Home Loans0.04%(3.5)0.23%
Alameda Mortgage Corporation0.04%(3.5)0.14%
CMG Financial0.05%(3.5)0.93%
Fairway Independent Mortgage Corporation0.05%(3.5)1.54%
LendUS LLC0.05%(3.5)0.69%
Cherry Creek Mortgage0.05%(3.5)0.15%
Navy Federal Credit Union0.05%(3.0)0.30%
Nations Direct Mortgage0.05%(3.0)0.08%
The Federal Savings Bank0.05%(3.0)0.03%
Googain0.06%(3.0)0.08%
JMAC0.06%(3.0)0.14%
AmeriFirst Financial0.07%(3.0)0.50%
MiMutual Mortgage0.07%(3.0)0.24%
Scenic Oaks Funding0.07%(3.0)0.91%
KBHS Home Loans0.07%(3.0)0.79%
Sierra Pacific Mortgage0.08%(3.0)2.12%
Eagle Home Mortgage0.08%(3.0)1.20%
CashCall Mortgage0.08%(3.0)0.12%
Carrington Mortgage Services0.10%(3.0)0.05%
Finance of America Mortgage0.11%(3.0)7.07%
Greater Nevada Mortgage0.11%(3.0)0.40%
Supreme Lending0.12%(3.0)0.59%
PrimeLending0.14%(3.0)1.08%
American Pacific Mortgage0.14%(3.0)4.91%
Platinum Home Mortgage Corporation0.16%(2.5)0.53%
First Choice Loan Services0.17%(2.5)0.24%
Mountain West Financial0.17%(2.5)0.32%
Primary Residential Mortgage Inc0.17%(2.5)1.01%
Summit Funding Inc0.22%(2.5)5.70%
Bay Equity Home Loans0.23%(2.5)0.82%
Evergreen Moneysource Mortgage Company0.27%(2.0)1.45%
Self-Help Federal Credit Union0.39%(1.5)0.49%
Lender NameRate DifferenceRate RatingMarket Share
El Dorado Savings Bank-0.44%(5.0)1.50%
UNCLE Credit Union-0.32%(5.0)0.84%
OGI Mortgage Bankers-0.23%(4.5)0.34%
CashCall Mortgage-0.21%(4.5)1.40%
Amerisave Mortgage Corporation-0.19%(4.5)1.09%
Interactive Mortgage-0.18%(4.5)0.51%
Provident Funding-0.18%(4.5)2.58%
Googain-0.17%(4.5)0.46%
LenderFi-0.16%(4.5)0.30%
Operating Engineers Federal Credit Union-0.16%(4.5)0.26%
loanDepot-0.15%(4.5)5.40%
Home Point Financial Corporation-0.13%(4.0)0.83%
Land Home Financial Services-0.13%(4.0)0.72%
Guaranteed Rate Affinity-0.12%(4.0)0.24%
First Choice Loan Services-0.12%(4.0)0.36%
Pacific Service Credit Union-0.11%(4.0)0.24%
FirstBank TN-0.11%(4.0)0.29%
Star One Credit Union-0.11%(4.0)0.13%
Mason-McDuffie Mortgage Corporation-0.09%(4.0)0.45%
FBC Mortgage-0.08%(4.0)0.19%
Commerce Home Mortgage-0.07%(4.0)0.17%
Network Capital Funding Corporation-0.07%(4.0)0.35%
NBKC Bank-0.06%(4.0)0.38%
NexBank-0.06%(4.0)0.37%
PRMG Mortgage-0.06%(4.0)0.68%
Flagstar Bank-0.06%(4.0)1.64%
Guaranteed Rate-0.06%(4.0)0.37%
Cardinal Financial Company-0.06%(4.0)0.43%
Caliber Home Loans-0.06%(4.0)2.05%
Patelco Credit Union-0.05%(4.0)0.30%
JMAC-0.04%(3.5)0.25%
NewRez-0.04%(3.5)0.92%
Nations Direct Mortgage-0.04%(3.5)0.17%
Synergy One Lending-0.04%(3.5)0.53%
Sovereign Lending Group-0.03%(3.5)0.12%
New American Funding-0.03%(3.5)1.10%
LendUS LLC-0.03%(3.5)0.28%
Scenic Oaks Funding-0.03%(3.5)0.37%
United Fidelity Funding Corp-0.03%(3.5)0.10%
Bank of America-0.03%(3.5)2.39%
USAA-0.03%(3.5)0.19%
Finance of America Mortgage-0.02%(3.5)5.22%
Cherry Creek Mortgage-0.02%(3.5)0.22%
Greater Nevada Mortgage-0.02%(3.5)0.42%
Mountain West Financial-0.01%(3.5)0.27%
Union Bank-0.01%(3.5)0.78%
Citibank-0.01%(3.5)0.15%
Inspire Home Loans-0.00%(3.5)0.01%
Golden 1 Credit Union-0.00%(3.5)1.74%
Planet Home Lending0.00%(3.5)0.15%
American Pacific Mortgage0.00%(3.5)2.41%
Self-Help Federal Credit Union0.01%(3.5)0.02%
BBVA0.01%(3.5)0.24%
Plaza Home Mortgage0.01%(3.5)0.25%
PNC Bank0.01%(3.5)0.25%
SAFE Credit Union0.01%(3.5)0.44%
Dignified Home Loans0.01%(3.5)0.15%
Quicken Loans0.02%(3.5)22.62%
Fairway Independent Mortgage Corporation0.02%(3.5)0.98%
Essex Mortgage0.02%(3.5)0.07%
Guild Mortgage Company0.03%(3.5)2.40%
Academy Mortgage Corporation Utah0.03%(3.5)0.72%
CMG Financial0.03%(3.5)0.70%
Navy Federal Credit Union0.04%(3.5)0.10%
MiMutual Mortgage0.04%(3.5)0.38%
Sierra Pacific Mortgage0.04%(3.5)1.78%
The Federal Savings Bank0.04%(3.5)0.04%
JPMorgan Chase Bank0.04%(3.5)2.87%
Platinum Home Mortgage Corporation0.04%(3.5)0.12%
AmeriFirst Financial0.05%(3.5)0.15%
Lakeview Loan Servicing0.05%(3.5)0.25%
Golden Empire Mortgage0.05%(3.0)0.32%
Bay Equity Home Loans0.06%(3.0)0.37%
Alameda Mortgage Corporation0.06%(3.0)0.28%
US Bank0.06%(3.0)1.67%
Carrington Mortgage Services0.07%(3.0)0.45%
PennyMac Loan Services0.07%(3.0)1.20%
HomeBridge Financial Services0.07%(3.0)0.45%
Umpqua Bank0.08%(3.0)0.28%
Movement Mortgage0.09%(3.0)0.91%
Bank in San Ramon0.10%(3.0)1.08%
Stearns Home Loans0.13%(3.0)0.83%
Summit Funding Inc0.14%(3.0)2.53%
Supreme Lending0.15%(3.0)0.25%
Freedom Mortgage Corporation0.15%(3.0)1.80%
Wells Fargo Bank0.16%(2.5)6.93%
Primary Residential Mortgage Inc0.19%(2.5)0.40%
PrimeLending0.19%(2.5)0.58%
Evergreen Moneysource Mortgage Company0.25%(2.5)0.44%
Mr. Cooper0.29%(2.0)2.11%
Lender NameRate DifferenceRate RatingMarket Share
Home Point Financial Corporation-0.19%(4.5)3.22%
PRMG Mortgage-0.17%(4.5)2.02%
United Fidelity Funding Corp-0.15%(4.0)0.82%
Quicken Loans-0.10%(4.0)7.89%
Sierra Pacific Mortgage-0.08%(4.0)1.99%
FBC Mortgage-0.08%(4.0)0.18%
Scenic Oaks Funding-0.06%(4.0)1.55%
Plaza Home Mortgage-0.06%(4.0)0.41%
US Bank-0.05%(4.0)0.50%
Mason-McDuffie Mortgage Corporation-0.05%(3.5)0.35%
LendUS LLC-0.04%(3.5)0.38%
Wells Fargo Bank-0.04%(3.5)0.23%
BBVA-0.04%(3.5)0.18%
Bank of America-0.04%(3.5)0.18%
Network Capital Funding Corporation-0.04%(3.5)0.18%
HomeAmerican Mortgage Corporation-0.04%(3.5)0.06%
PennyMac Loan Services-0.03%(3.5)1.29%
Synergy One Lending-0.03%(3.5)0.53%
Flagstar Bank-0.03%(3.5)0.58%
KBHS Home Loans-0.03%(3.5)1.17%
Commerce Home Mortgage-0.03%(3.5)0.41%
Golden 1 Credit Union-0.03%(3.5)0.06%
Freedom Mortgage Corporation-0.03%(3.5)4.77%
MiMutual Mortgage-0.03%(3.5)0.23%
Caliber Home Loans-0.03%(3.5)2.31%
Union Bank-0.03%(3.5)0.18%
Land Home Financial Services-0.03%(3.5)1.29%
Guaranteed Rate-0.03%(3.5)0.35%
Cardinal Financial Company-0.03%(3.5)0.53%
Dignified Home Loans-0.03%(3.5)0.53%
CMG Financial-0.03%(3.5)1.20%
OGI Mortgage Bankers-0.03%(3.5)0.06%
JMAC-0.02%(3.5)0.32%
AmeriFirst Financial-0.02%(3.5)0.50%
Provident Funding-0.02%(3.5)0.15%
Citibank-0.02%(3.5)0.03%
New American Funding-0.02%(3.5)2.16%
NewRez-0.02%(3.5)0.44%
Amerisave Mortgage Corporation-0.01%(3.5)0.26%
LenderFi-0.01%(3.5)0.06%
Interactive Mortgage-0.01%(3.5)0.09%
Guaranteed Rate Affinity-0.01%(3.5)0.23%
Navy Federal Credit Union-0.01%(3.5)0.03%
NBKC Bank-0.01%(3.5)0.03%
Movement Mortgage-0.01%(3.5)1.43%
Cherry Creek Mortgage-0.01%(3.5)0.06%
The Federal Savings Bank-0.01%(3.5)0.15%
HomeBridge Financial Services-0.00%(3.5)1.49%
CashCall Mortgage0.00%(3.5)0.23%
Fairway Independent Mortgage Corporation0.00%(3.5)2.05%
Umpqua Bank0.00%(3.5)0.12%
Lakeview Loan Servicing0.00%(3.5)1.32%
Nations Direct Mortgage0.00%(3.5)0.29%
loanDepot0.01%(3.5)4.59%
Stearns Home Loans0.01%(3.5)5.15%
SAFE Credit Union0.02%(3.5)0.06%
Planet Home Lending0.02%(3.5)0.41%
American Pacific Mortgage0.03%(3.5)5.35%
Mr. Cooper0.03%(3.5)3.01%
First Choice Loan Services0.03%(3.5)0.20%
Alameda Mortgage Corporation0.03%(3.5)0.67%
Greater Nevada Mortgage0.03%(3.5)0.15%
Platinum Home Mortgage Corporation0.03%(3.5)1.52%
Essex Mortgage0.03%(3.5)0.50%
Bank in San Ramon0.04%(3.5)0.23%
Academy Mortgage Corporation Utah0.04%(3.5)1.32%
PrimeLending0.05%(3.5)0.47%
Finance of America Mortgage0.05%(3.0)8.10%
Mountain West Financial0.06%(3.0)1.14%
Guild Mortgage Company0.06%(3.0)3.54%
Supreme Lending0.06%(3.0)0.67%
Carrington Mortgage Services0.08%(3.0)2.16%
Evergreen Moneysource Mortgage Company0.08%(3.0)3.10%
Bay Equity Home Loans0.09%(3.0)1.14%
Summit Funding Inc0.10%(3.0)6.43%
Golden Empire Mortgage0.12%(3.0)1.67%
Primary Residential Mortgage Inc0.15%(3.0)1.40%
Lender NameRate DifferenceRate RatingMarket Share
Home Point Financial Corporation-0.21%(4.5)2.59%
Quicken Loans-0.20%(4.5)3.98%
PRMG Mortgage-0.19%(4.5)2.46%
United Fidelity Funding Corp-0.17%(4.5)1.07%
Sierra Pacific Mortgage-0.12%(4.0)2.37%
Freedom Mortgage Corporation-0.11%(4.0)4.29%
FBC Mortgage-0.10%(4.0)0.22%
Scenic Oaks Funding-0.07%(4.0)2.10%
US Bank-0.07%(4.0)0.49%
Cardinal Financial Company-0.07%(4.0)0.40%
PennyMac Loan Services-0.06%(4.0)0.22%
LendUS LLC-0.06%(4.0)0.40%
Flagstar Bank-0.06%(4.0)0.49%
Plaza Home Mortgage-0.06%(4.0)0.36%
HomeBridge Financial Services-0.06%(4.0)1.30%
BBVA-0.05%(4.0)0.18%
Wells Fargo Bank-0.05%(4.0)0.31%
Mason-McDuffie Mortgage Corporation-0.05%(4.0)0.49%
Caliber Home Loans-0.05%(3.5)1.79%
Bank of America-0.04%(3.5)0.27%
HomeAmerican Mortgage Corporation-0.04%(3.5)0.09%
Synergy One Lending-0.04%(3.5)0.58%
Guaranteed Rate-0.04%(3.5)0.40%
MiMutual Mortgage-0.04%(3.5)0.27%
CashCall Mortgage-0.04%(3.5)0.09%
KBHS Home Loans-0.04%(3.5)1.79%
Golden 1 Credit Union-0.04%(3.5)0.09%
Dignified Home Loans-0.04%(3.5)0.72%
Union Bank-0.03%(3.5)0.27%
OGI Mortgage Bankers-0.03%(3.5)0.09%
Mr. Cooper-0.03%(3.5)1.25%
Commerce Home Mortgage-0.03%(3.5)0.45%
Land Home Financial Services-0.03%(3.5)1.48%
AmeriFirst Financial-0.03%(3.5)0.63%
Provident Funding-0.03%(3.5)0.09%
Citibank-0.02%(3.5)0.04%
JMAC-0.02%(3.5)0.22%
CMG Financial-0.02%(3.5)1.16%
New American Funding-0.02%(3.5)2.28%
Guaranteed Rate Affinity-0.01%(3.5)0.31%
Navy Federal Credit Union-0.01%(3.5)0.04%
Cherry Creek Mortgage-0.01%(3.5)0.04%
NBKC Bank-0.01%(3.5)0.04%
Movement Mortgage-0.00%(3.5)1.88%
Bank in San Ramon-0.00%(3.5)0.09%
The Federal Savings Bank-0.00%(3.5)0.04%
NewRez-0.00%(3.5)0.09%
Umpqua Bank0.00%(3.5)0.18%
Fairway Independent Mortgage Corporation0.00%(3.5)2.33%
Nations Direct Mortgage0.01%(3.5)0.27%
loanDepot0.01%(3.5)4.87%
SAFE Credit Union0.01%(3.5)0.09%
Stearns Home Loans0.02%(3.5)6.35%
Carrington Mortgage Services0.02%(3.5)0.36%
American Pacific Mortgage0.02%(3.5)6.22%
Greater Nevada Mortgage0.03%(3.5)0.22%
Planet Home Lending0.03%(3.5)0.36%
First Choice Loan Services0.03%(3.5)0.27%
Alameda Mortgage Corporation0.03%(3.5)0.85%
Platinum Home Mortgage Corporation0.04%(3.5)1.88%
Academy Mortgage Corporation Utah0.04%(3.5)1.74%
PrimeLending0.04%(3.5)0.67%
Essex Mortgage0.05%(3.5)0.58%
Mountain West Financial0.06%(3.0)1.57%
Supreme Lending0.06%(3.0)0.94%
Finance of America Mortgage0.07%(3.0)9.26%
Evergreen Moneysource Mortgage Company0.09%(3.0)4.43%
Guild Mortgage Company0.09%(3.0)3.89%
Bay Equity Home Loans0.10%(3.0)1.34%
Summit Funding Inc0.12%(3.0)7.25%
Golden Empire Mortgage0.13%(3.0)2.10%
Primary Residential Mortgage Inc0.17%(2.5)1.65%
Lender NameRate DifferenceRate RatingMarket Share
Home Point Financial Corporation-0.17%(4.5)4.39%
PRMG Mortgage-0.07%(4.0)1.18%
Plaza Home Mortgage-0.06%(4.0)0.51%
Quicken Loans-0.05%(4.0)15.29%
Commerce Home Mortgage-0.04%(3.5)0.34%
Land Home Financial Services-0.04%(3.5)0.93%
CMG Financial-0.04%(3.5)1.27%
Movement Mortgage-0.03%(3.5)0.59%
Network Capital Funding Corporation-0.03%(3.5)0.51%
PennyMac Loan Services-0.03%(3.5)3.29%
JMAC-0.02%(3.5)0.51%
Synergy One Lending-0.02%(3.5)0.42%
Guild Mortgage Company-0.02%(3.5)2.87%
Finance of America Mortgage-0.02%(3.5)5.91%
United Fidelity Funding Corp-0.02%(3.5)0.34%
US Bank-0.02%(3.5)0.51%
AmeriFirst Financial-0.02%(3.5)0.25%
Provident Funding-0.02%(3.5)0.25%
Essex Mortgage-0.02%(3.5)0.34%
Caliber Home Loans-0.02%(3.5)3.29%
Mountain West Financial-0.01%(3.5)0.34%
MiMutual Mortgage-0.01%(3.5)0.17%
Mason-McDuffie Mortgage Corporation-0.01%(3.5)0.08%
NewRez-0.01%(3.5)1.10%
BBVA-0.01%(3.5)0.17%
New American Funding-0.01%(3.5)1.94%
LendUS LLC-0.01%(3.5)0.34%
FBC Mortgage-0.01%(3.5)0.08%
Platinum Home Mortgage Corporation-0.01%(3.5)0.84%
Guaranteed Rate-0.01%(3.5)0.25%
Amerisave Mortgage Corporation-0.01%(3.5)0.76%
LenderFi-0.01%(3.5)0.17%
Interactive Mortgage-0.01%(3.5)0.25%
Flagstar Bank-0.00%(3.5)0.76%
Stearns Home Loans-0.00%(3.5)2.87%
The Federal Savings Bank-0.00%(3.5)0.34%
Nations Direct Mortgage0.00%(3.5)0.34%
Fairway Independent Mortgage Corporation0.00%(3.5)1.52%
Cherry Creek Mortgage0.00%(3.5)0.08%
Supreme Lending0.00%(3.5)0.17%
loanDepot0.00%(3.5)4.05%
First Choice Loan Services0.01%(3.5)0.08%
Planet Home Lending0.01%(3.5)0.51%
Guaranteed Rate Affinity0.01%(3.5)0.08%
Dignified Home Loans0.01%(3.5)0.17%
Lakeview Loan Servicing0.01%(3.5)3.80%
Scenic Oaks Funding0.01%(3.5)0.51%
Alameda Mortgage Corporation0.01%(3.5)0.34%
Cardinal Financial Company0.01%(3.5)0.76%
PrimeLending0.01%(3.5)0.08%
Evergreen Moneysource Mortgage Company0.02%(3.5)0.59%
Academy Mortgage Corporation Utah0.02%(3.5)0.51%
CashCall Mortgage0.02%(3.5)0.51%
Wells Fargo Bank0.03%(3.5)0.08%
Sierra Pacific Mortgage0.04%(3.5)1.27%
Bay Equity Home Loans0.05%(3.5)0.76%
American Pacific Mortgage0.05%(3.5)3.72%
Mr. Cooper0.05%(3.0)6.33%
Bank in San Ramon0.05%(3.0)0.51%
Summit Funding Inc0.06%(3.0)4.90%
Golden Empire Mortgage0.06%(3.0)0.84%
HomeBridge Financial Services0.07%(3.0)1.86%
Primary Residential Mortgage Inc0.07%(3.0)0.93%
Freedom Mortgage Corporation0.07%(3.0)5.66%
Carrington Mortgage Services0.09%(3.0)5.57%
Lender NameRate DifferenceRate RatingMarket Share
Wells Fargo Bank-0.12%(4.0)17.43%
US Bank-0.08%(4.0)12.76%
SAFE Credit Union-0.05%(3.5)3.00%
Golden 1 Credit Union-0.03%(3.5)2.77%
Bank of America-0.02%(3.5)7.88%
Star One Credit Union-0.00%(3.5)1.11%
Citibank-0.00%(3.5)1.22%
HomeAmerican Mortgage Corporation0.01%(3.5)1.89%
PNC Bank0.01%(3.5)1.66%
BBVA0.02%(3.5)2.33%
Bank in San Ramon0.02%(3.5)3.66%
JPMorgan Chase Bank0.03%(3.5)9.66%
Essex Mortgage0.03%(3.5)0.22%
PRMG Mortgage0.03%(3.5)0.11%
Union Bank0.03%(3.5)0.44%
Operating Engineers Federal Credit Union0.03%(3.5)0.11%
El Dorado Savings Bank0.03%(3.5)0.55%
Stearns Home Loans0.04%(3.5)0.11%
Inspire Home Loans0.04%(3.5)0.11%
CMG Financial0.04%(3.5)0.33%
Patelco Credit Union0.04%(3.5)0.89%
American Pacific Mortgage0.04%(3.5)1.78%
KBHS Home Loans0.04%(3.5)0.22%
Mason-McDuffie Mortgage Corporation0.04%(3.5)0.11%
Greater Nevada Mortgage0.05%(3.5)0.11%
Freedom Mortgage Corporation0.05%(3.5)0.11%
Umpqua Bank0.05%(3.5)0.11%
Home Point Financial Corporation0.05%(3.5)0.11%
NBKC Bank0.05%(3.5)0.11%
Mountain West Financial0.05%(3.5)0.11%
UNCLE Credit Union0.05%(3.5)0.22%
New American Funding0.05%(3.5)0.55%
Guaranteed Rate Affinity0.05%(3.5)0.55%
Commerce Home Mortgage0.05%(3.5)0.11%
Land Home Financial Services0.05%(3.0)0.11%
Cherry Creek Mortgage0.05%(3.0)0.33%
Guild Mortgage Company0.05%(3.0)1.55%
Sierra Pacific Mortgage0.05%(3.0)0.33%
Academy Mortgage Corporation Utah0.05%(3.0)0.44%
Provident Funding0.05%(3.0)0.33%
Movement Mortgage0.05%(3.0)0.44%
Fairway Independent Mortgage Corporation0.05%(3.0)0.67%
PrimeLending0.05%(3.0)0.44%
Cardinal Financial Company0.06%(3.0)0.22%
Evergreen Moneysource Mortgage Company0.06%(3.0)0.11%
Synergy One Lending0.06%(3.0)0.33%
Nations Direct Mortgage0.06%(3.0)0.11%
Scenic Oaks Funding0.07%(3.0)0.22%
Guaranteed Rate0.07%(3.0)0.89%
Navy Federal Credit Union0.07%(3.0)0.11%
Flagstar Bank0.07%(3.0)0.55%
AmeriFirst Financial0.07%(3.0)0.22%
Plaza Home Mortgage0.07%(3.0)0.33%
Carrington Mortgage Services0.07%(3.0)0.11%
Primary Residential Mortgage Inc0.07%(3.0)0.11%
HomeBridge Financial Services0.07%(3.0)0.67%
CashCall Mortgage0.07%(3.0)0.11%
JMAC0.07%(3.0)0.44%
Finance of America Mortgage0.08%(3.0)2.66%
NewRez0.09%(3.0)0.22%
First Choice Loan Services0.09%(3.0)0.22%
Supreme Lending0.09%(3.0)0.55%
Quicken Loans0.10%(3.0)3.55%
LendUS LLC0.10%(3.0)0.89%
Platinum Home Mortgage Corporation0.10%(3.0)0.44%
Summit Funding Inc0.10%(3.0)1.55%
Eagle Home Mortgage0.13%(3.0)2.22%
loanDepot0.15%(2.5)4.33%
Caliber Home Loans0.17%(2.5)1.66%
Lender NameRate DifferenceRate RatingMarket Share
Wells Fargo Bank-0.14%(4.0)19.78%
US Bank-0.09%(4.0)12.45%
SAFE Credit Union-0.07%(4.0)3.48%
Golden 1 Credit Union-0.05%(4.0)2.38%
Bank of America-0.04%(3.5)5.31%
Star One Credit Union0.00%(3.5)1.28%
Citibank0.00%(3.5)1.28%
JPMorgan Chase Bank0.02%(3.5)6.59%
Bank in San Ramon0.02%(3.5)3.48%
PNC Bank0.02%(3.5)0.73%
HomeAmerican Mortgage Corporation0.03%(3.5)3.11%
Essex Mortgage0.03%(3.5)0.18%
American Pacific Mortgage0.04%(3.5)1.47%
BBVA0.04%(3.5)2.20%
PRMG Mortgage0.04%(3.5)0.18%
Union Bank0.05%(3.5)0.73%
El Dorado Savings Bank0.05%(3.5)0.55%
Stearns Home Loans0.05%(3.5)0.18%
Inspire Home Loans0.05%(3.0)0.18%
CMG Financial0.05%(3.0)0.37%
Patelco Credit Union0.06%(3.0)1.10%
Mason-McDuffie Mortgage Corporation0.06%(3.0)0.18%
Guaranteed Rate Affinity0.06%(3.0)0.55%
Movement Mortgage0.06%(3.0)0.37%
Greater Nevada Mortgage0.06%(3.0)0.18%
Freedom Mortgage Corporation0.06%(3.0)0.18%
Umpqua Bank0.06%(3.0)0.18%
KBHS Home Loans0.06%(3.0)0.18%
Mountain West Financial0.06%(3.0)0.18%
UNCLE Credit Union0.06%(3.0)0.18%
Land Home Financial Services0.06%(3.0)0.18%
Guild Mortgage Company0.07%(3.0)1.83%
Fairway Independent Mortgage Corporation0.07%(3.0)0.55%
Academy Mortgage Corporation Utah0.07%(3.0)0.37%
Sierra Pacific Mortgage0.07%(3.0)0.37%
PrimeLending0.07%(3.0)0.55%
New American Funding0.08%(3.0)0.37%
Scenic Oaks Funding0.08%(3.0)0.37%
Navy Federal Credit Union0.08%(3.0)0.18%
Cardinal Financial Company0.08%(3.0)0.18%
Synergy One Lending0.08%(3.0)0.18%
AmeriFirst Financial0.08%(3.0)0.37%
Cherry Creek Mortgage0.09%(3.0)0.18%
Primary Residential Mortgage Inc0.09%(3.0)0.18%
CashCall Mortgage0.09%(3.0)0.18%
JMAC0.09%(3.0)0.73%
Flagstar Bank0.09%(3.0)0.73%
Quicken Loans0.09%(3.0)2.56%
Plaza Home Mortgage0.09%(3.0)0.37%
HomeBridge Financial Services0.09%(3.0)0.92%
Finance of America Mortgage0.10%(3.0)2.75%
Supreme Lending0.10%(3.0)0.37%
NewRez0.10%(3.0)0.37%
First Choice Loan Services0.10%(3.0)0.37%
LendUS LLC0.12%(3.0)1.47%
Platinum Home Mortgage Corporation0.12%(3.0)0.73%
Guaranteed Rate0.12%(3.0)0.73%
Summit Funding Inc0.13%(3.0)1.65%
Eagle Home Mortgage0.14%(3.0)3.66%
loanDepot0.20%(2.5)5.13%
Caliber Home Loans0.21%(2.5)2.20%
Lender NameRate DifferenceRate RatingMarket Share
US Bank-0.05%(4.0)13.24%
Wells Fargo Bank-0.05%(3.5)13.80%
Bank of America-0.03%(3.5)11.83%
BBVA-0.02%(3.5)2.54%
PNC Bank-0.00%(3.5)3.10%
Citibank-0.00%(3.5)1.13%
Golden 1 Credit Union-0.00%(3.5)3.38%
Star One Credit Union0.00%(3.5)0.85%
Guaranteed Rate0.01%(3.5)1.13%
Operating Engineers Federal Credit Union0.01%(3.5)0.28%
El Dorado Savings Bank0.02%(3.5)0.56%
Caliber Home Loans0.02%(3.5)0.85%
Patelco Credit Union0.02%(3.5)0.56%
New American Funding0.02%(3.5)0.85%
KBHS Home Loans0.02%(3.5)0.28%
Bank in San Ramon0.02%(3.5)3.94%
Flagstar Bank0.02%(3.5)0.28%
Cherry Creek Mortgage0.02%(3.5)0.56%
CMG Financial0.02%(3.5)0.28%
Essex Mortgage0.02%(3.5)0.28%
HomeBridge Financial Services0.02%(3.5)0.28%
SAFE Credit Union0.02%(3.5)2.25%
JPMorgan Chase Bank0.02%(3.5)14.37%
Sierra Pacific Mortgage0.02%(3.5)0.28%
Cardinal Financial Company0.02%(3.5)0.28%
Home Point Financial Corporation0.03%(3.5)0.28%
NBKC Bank0.03%(3.5)0.28%
PrimeLending0.03%(3.5)0.28%
UNCLE Credit Union0.03%(3.5)0.28%
Guild Mortgage Company0.03%(3.5)1.13%
Commerce Home Mortgage0.03%(3.5)0.28%
Academy Mortgage Corporation Utah0.03%(3.5)0.56%
Provident Funding0.03%(3.5)0.85%
Fairway Independent Mortgage Corporation0.03%(3.5)0.85%
Guaranteed Rate Affinity0.03%(3.5)0.56%
Synergy One Lending0.03%(3.5)0.56%
Plaza Home Mortgage0.04%(3.5)0.28%
Evergreen Moneysource Mortgage Company0.04%(3.5)0.28%
American Pacific Mortgage0.04%(3.5)2.25%
Movement Mortgage0.04%(3.5)0.56%
Nations Direct Mortgage0.04%(3.5)0.28%
Finance of America Mortgage0.05%(3.5)2.54%
loanDepot0.05%(3.5)3.10%
Carrington Mortgage Services0.05%(3.0)0.28%
Summit Funding Inc0.06%(3.0)1.41%
Supreme Lending0.07%(3.0)0.85%
Quicken Loans0.09%(3.0)5.07%
Lender NameRate DifferenceRate RatingMarket Share
Navy Federal Credit Union-0.14%(4.0)2.78%
loanDepot-0.13%(4.0)6.11%
Sovereign Lending Group-0.10%(4.0)1.56%
PennyMac Loan Services-0.07%(4.0)6.00%
Home Point Financial Corporation-0.07%(4.0)3.83%
Caliber Home Loans-0.04%(3.5)5.94%
Plaza Home Mortgage-0.04%(3.5)0.89%
Wells Fargo Bank-0.03%(3.5)1.00%
USAA-0.03%(3.5)5.44%
Greater Nevada Mortgage-0.02%(3.5)0.17%
New American Funding-0.02%(3.5)1.72%
Stearns Home Loans-0.01%(3.5)1.72%
FBC Mortgage-0.01%(3.5)0.17%
United Fidelity Funding Corp-0.01%(3.5)0.28%
HomeAmerican Mortgage Corporation-0.01%(3.5)0.50%
Network Capital Funding Corporation-0.00%(3.5)0.67%
Mason-McDuffie Mortgage Corporation-0.00%(3.5)0.56%
Union Bank-0.00%(3.5)0.17%
Guild Mortgage Company-0.00%(3.5)4.50%
KBHS Home Loans0.00%(3.5)0.39%
NBKC Bank0.00%(3.5)0.39%
Lakeview Loan Servicing0.01%(3.5)1.56%
JMAC0.01%(3.5)0.39%
Mountain West Financial0.01%(3.5)0.33%
Finance of America Mortgage0.01%(3.5)4.67%
Sierra Pacific Mortgage0.01%(3.5)1.61%
Commerce Home Mortgage0.01%(3.5)0.06%
Nations Direct Mortgage0.01%(3.5)0.39%
NewRez0.01%(3.5)0.56%
FirstBank TN0.01%(3.5)0.17%
LendUS LLC0.01%(3.5)0.22%
NexBank0.01%(3.5)0.06%
Alameda Mortgage Corporation0.01%(3.5)0.17%
AmeriFirst Financial0.01%(3.5)0.17%
First Choice Loan Services0.02%(3.5)0.11%
Cherry Creek Mortgage0.02%(3.5)0.06%
Essex Mortgage0.02%(3.5)0.17%
Guaranteed Rate Affinity0.02%(3.5)0.33%
Cardinal Financial Company0.02%(3.5)0.39%
Eagle Home Mortgage0.02%(3.5)0.22%
Flagstar Bank0.02%(3.5)2.33%
Platinum Home Mortgage Corporation0.02%(3.5)0.17%
PRMG Mortgage0.02%(3.5)1.00%
CashCall Mortgage0.02%(3.5)0.06%
Dignified Home Loans0.02%(3.5)0.17%
PNC Bank0.03%(3.5)0.11%
CMG Financial0.03%(3.5)1.00%
Scenic Oaks Funding0.03%(3.5)0.50%
JPMorgan Chase Bank0.03%(3.5)0.11%
Guaranteed Rate0.03%(3.5)0.17%
HomeBridge Financial Services0.03%(3.5)2.17%
Academy Mortgage Corporation Utah0.03%(3.5)0.72%
Inspire Home Loans0.03%(3.5)0.06%
Movement Mortgage0.03%(3.5)1.61%
Land Home Financial Services0.03%(3.5)0.33%
Amerisave Mortgage Corporation0.03%(3.5)0.39%
American Pacific Mortgage0.04%(3.5)5.50%
Planet Home Lending0.04%(3.5)0.17%
US Bank0.04%(3.5)0.33%
Bank in San Ramon0.04%(3.5)0.17%
Fairway Independent Mortgage Corporation0.04%(3.5)1.11%
PrimeLending0.04%(3.5)0.72%
Supreme Lending0.05%(3.5)0.56%
Quicken Loans0.05%(3.5)6.78%
Summit Funding Inc0.05%(3.5)3.78%
Bay Equity Home Loans0.05%(3.0)0.72%
Golden Empire Mortgage0.06%(3.0)0.44%
Synergy One Lending0.07%(3.0)1.00%
Mr. Cooper0.07%(3.0)1.39%
Primary Residential Mortgage Inc0.07%(3.0)0.50%
Evergreen Moneysource Mortgage Company0.07%(3.0)0.61%
Freedom Mortgage Corporation0.08%(3.0)3.39%
The Federal Savings Bank0.13%(3.0)2.89%
Carrington Mortgage Services0.14%(3.0)2.67%
Lender NameRate DifferenceRate RatingMarket Share
Navy Federal Credit Union-0.19%(4.5)5.39%
Quicken Loans-0.06%(4.0)4.47%
Wells Fargo Bank-0.05%(4.0)2.31%
PennyMac Loan Services-0.04%(3.5)0.92%
Freedom Mortgage Corporation-0.04%(3.5)3.70%
Caliber Home Loans-0.04%(3.5)4.01%
USAA-0.03%(3.5)7.70%
Greater Nevada Mortgage-0.03%(3.5)0.46%
Home Point Financial Corporation-0.03%(3.5)2.31%
United Fidelity Funding Corp-0.01%(3.5)0.62%
HomeBridge Financial Services-0.01%(3.5)0.92%
NewRez-0.01%(3.5)0.46%
Stearns Home Loans-0.01%(3.5)2.00%
HomeAmerican Mortgage Corporation-0.01%(3.5)1.39%
Finance of America Mortgage-0.01%(3.5)7.55%
Mr. Cooper-0.01%(3.5)1.23%
KBHS Home Loans-0.00%(3.5)1.08%
Sierra Pacific Mortgage-0.00%(3.5)2.62%
Union Bank-0.00%(3.5)0.15%
FirstBank TN-0.00%(3.5)0.15%
NBKC Bank-0.00%(3.5)0.31%
Essex Mortgage0.00%(3.5)0.15%
Nations Direct Mortgage0.00%(3.5)0.92%
Plaza Home Mortgage0.01%(3.5)0.46%
Mason-McDuffie Mortgage Corporation0.01%(3.5)0.46%
Cherry Creek Mortgage0.01%(3.5)0.15%
AmeriFirst Financial0.01%(3.5)0.31%
Cardinal Financial Company0.01%(3.5)0.46%
US Bank0.01%(3.5)0.31%
JMAC0.02%(3.5)0.62%
Dignified Home Loans0.02%(3.5)0.15%
PrimeLending0.02%(3.5)1.08%
Platinum Home Mortgage Corporation0.02%(3.5)0.31%
Eagle Home Mortgage0.02%(3.5)0.62%
JPMorgan Chase Bank0.02%(3.5)0.15%
LendUS LLC0.02%(3.5)0.31%
CMG Financial0.02%(3.5)1.85%
First Choice Loan Services0.02%(3.5)0.15%
Mountain West Financial0.02%(3.5)0.31%
Alameda Mortgage Corporation0.02%(3.5)0.15%
Academy Mortgage Corporation Utah0.02%(3.5)1.69%
Synergy One Lending0.03%(3.5)1.39%
Guild Mortgage Company0.03%(3.5)4.93%
Scenic Oaks Funding0.03%(3.5)0.92%
Inspire Home Loans0.03%(3.5)0.15%
Land Home Financial Services0.03%(3.5)0.46%
New American Funding0.03%(3.5)1.85%
Guaranteed Rate0.03%(3.5)0.15%
Guaranteed Rate Affinity0.03%(3.5)0.46%
loanDepot0.04%(3.5)3.54%
The Federal Savings Bank0.04%(3.5)0.31%
Movement Mortgage0.04%(3.5)2.31%
Carrington Mortgage Services0.05%(3.0)0.46%
Flagstar Bank0.05%(3.0)1.08%
PRMG Mortgage0.05%(3.0)1.39%
American Pacific Mortgage0.06%(3.0)8.47%
Summit Funding Inc0.07%(3.0)5.55%
Supreme Lending0.07%(3.0)0.77%
Fairway Independent Mortgage Corporation0.07%(3.0)1.39%
Golden Empire Mortgage0.07%(3.0)0.92%
Primary Residential Mortgage Inc0.07%(3.0)0.92%
Bay Equity Home Loans0.08%(3.0)1.08%
Evergreen Moneysource Mortgage Company0.08%(3.0)1.08%
Lender NameRate DifferenceRate RatingMarket Share
loanDepot-0.17%(4.5)7.56%
Sovereign Lending Group-0.10%(4.0)2.43%
Home Point Financial Corporation-0.08%(4.0)4.69%
PennyMac Loan Services-0.07%(4.0)8.86%
New American Funding-0.05%(4.0)1.65%
Plaza Home Mortgage-0.05%(3.5)1.13%
Caliber Home Loans-0.04%(3.5)7.04%
Navy Federal Credit Union-0.03%(3.5)1.30%
USAA-0.02%(3.5)4.17%
Guild Mortgage Company-0.02%(3.5)4.26%
Stearns Home Loans-0.02%(3.5)1.56%
JMAC-0.01%(3.5)0.26%
FBC Mortgage-0.01%(3.5)0.26%
Mason-McDuffie Mortgage Corporation-0.01%(3.5)0.61%
PRMG Mortgage-0.01%(3.5)0.78%
Mountain West Financial-0.00%(3.5)0.35%
Network Capital Funding Corporation-0.00%(3.5)1.04%
Union Bank-0.00%(3.5)0.17%
American Pacific Mortgage-0.00%(3.5)3.82%
NBKC Bank0.00%(3.5)0.43%
Guaranteed Rate Affinity0.00%(3.5)0.26%
LendUS LLC0.00%(3.5)0.17%
United Fidelity Funding Corp0.01%(3.5)0.09%
Lakeview Loan Servicing0.01%(3.5)2.43%
AmeriFirst Financial0.01%(3.5)0.09%
First Choice Loan Services0.01%(3.5)0.09%
Alameda Mortgage Corporation0.01%(3.5)0.17%
Commerce Home Mortgage0.01%(3.5)0.09%
NexBank0.02%(3.5)0.09%
Sierra Pacific Mortgage0.02%(3.5)1.04%
Flagstar Bank0.02%(3.5)3.04%
Movement Mortgage0.02%(3.5)1.22%
FirstBank TN0.02%(3.5)0.17%
Scenic Oaks Funding0.02%(3.5)0.26%
NewRez0.02%(3.5)0.61%
Fairway Independent Mortgage Corporation0.02%(3.5)0.96%
Supreme Lending0.02%(3.5)0.43%
Cardinal Financial Company0.02%(3.5)0.35%
Essex Mortgage0.03%(3.5)0.17%
CashCall Mortgage0.03%(3.5)0.09%
Guaranteed Rate0.03%(3.5)0.17%
Finance of America Mortgage0.03%(3.5)3.04%
PNC Bank0.03%(3.5)0.17%
Platinum Home Mortgage Corporation0.03%(3.5)0.09%
Summit Funding Inc0.03%(3.5)2.78%
Bay Equity Home Loans0.03%(3.5)0.52%
Dignified Home Loans0.03%(3.5)0.17%
Nations Direct Mortgage0.03%(3.5)0.09%
CMG Financial0.03%(3.5)0.52%
JPMorgan Chase Bank0.03%(3.5)0.09%
Golden Empire Mortgage0.03%(3.5)0.17%
Land Home Financial Services0.03%(3.5)0.26%
Amerisave Mortgage Corporation0.04%(3.5)0.61%
HomeBridge Financial Services0.04%(3.5)2.87%
Planet Home Lending0.04%(3.5)0.26%
Bank in San Ramon0.04%(3.5)0.26%
Academy Mortgage Corporation Utah0.04%(3.5)0.17%
US Bank0.05%(3.5)0.35%
Evergreen Moneysource Mortgage Company0.05%(3.0)0.35%
Primary Residential Mortgage Inc0.06%(3.0)0.26%
Wells Fargo Bank0.07%(3.0)0.26%
PrimeLending0.07%(3.0)0.52%
Quicken Loans0.08%(3.0)8.08%
Synergy One Lending0.10%(3.0)0.78%
Mr. Cooper0.11%(3.0)1.48%
The Federal Savings Bank0.14%(3.0)4.34%
Carrington Mortgage Services0.15%(3.0)3.91%
Freedom Mortgage Corporation0.15%(2.5)3.21%

* Data is compiled for the Stockton, CA commuting zone area, which comprises of counties of Alpine County, CA, Amador County, CA, Calaveras County, CA, El Dorado County, CA, San Joaquin County, CA, and Douglas County, NV. This includes cities/towns/communities of Stockton, CA as well as Manteca, CA, Tracy, CA, El Dorado Hills, CA, Lodi, CA, Mountain House, CA, Cameron Park, CA, South Lake Tahoe, CA, Ripon, CA, Morada, CA, Placerville, CA, Gardnerville Ranchos, NV, Diamond Springs, CA, Country Club, CA, Wallace, CA, Lathrop, CA, Pollock Pines, CA, Escalon, CA, Coloma, CA, August, CA, Angels, CA, Sutter Creek, CA, Rancho Calaveras, CA, Johnson Lane, NV, Camino, CA, Auburn Lake Trails, CA, Gardnerville, NV, Grizzly Flats, CA, Indian Hills, NV, Lincoln Village, CA, Vallecito, CA, Arnold, CA, Lockeford, CA, Camanche North Shore, CA, Cold Springs, CA, Volcano, CA, Pioneer, CA, East Valley, NV, Red Corral, CA, Mokelumne Hill, CA, Kingsbury, NV, Garden Acres, CA, Avery, CA, Minden, NV, Martell, CA, Peters, CA, Georgetown, CA, Victor, CA, Kirkwood, CA, Tahoma, CA, and Dorrington, CA. Lenders must have made at least 30 loans in the area to be included. Source of the data is Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate conditional on the commuting zone, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

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