Top Mortgage Lenders in Cincinnati, OH

Which mortgage lender in the Cincinnati, OH area typically has the best rates? To help you narrow down where to shop for a mortgage, MortgageWaldo.com provides an objective and data driven ranking of mortgage lenders operating in the Cincinnati, OH area by interest rate and market share. Unlike our competitors, we maintain independence by not accepting any compensation from the mortgage lenders we rank. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings.

Going by historical data, the best mortgage lender in the Cincinnati, OH area in terms of interest rate is Third Federal Savings & Loan, with an average “Rate Difference” of -0.31%. This means that, comparing similar borrowers, Third Federal Savings & Loan provided a -0.31% lower interest rate for its customers than other lenders in the area. Third Federal Savings & Loan has a market share of 2.2%. On the other hand, the most popular lender in the Cincinnati, OH area is Union Savings Bank, with a larger market share of 10.7%. Union Savings Bank is also a relatively cheap lender, with a “Rate Difference” of -0.22% compared to those of other lenders in this area.

Our detailed ranking of mortgage lenders in the Cincinnati, OH area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, the cheapest lender for Conventional mortgages in Cincinnati, OH is Third Federal Savings & Loan. If you want to take out a loan that is above conforming limits (for example, above $548,250 in 2021), the cheapest Jumbo mortgage provider is Fifth Third Bank. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Huntington National Bank. The cheapest VA mortgage provider is Navy Federal Credit Union. Note that as a consumer advocate we always recommend shopping among several of our top ranked lenders in order to get the best rates and fees.

Ranking of Mortgage Lenders in Cincinnati, OH

Mortgage Type:
Purchase/Refinance:
Lender NameRate DifferenceRate RatingMarket Share
Third Federal Savings & Loan-0.31%(5.0)2.23%
myCUmortgage-0.22%(4.5)0.24%
Union Savings Bank-0.22%(4.5)10.72%
1st National Bank-0.21%(4.5)1.52%
Guardian Savings Bank-0.20%(4.5)5.40%
Victory Community Bank-0.19%(4.5)1.89%
Prosperity Home Mortgage LLC-0.17%(4.5)0.30%
Cinfed Federal Credit Union-0.16%(4.5)0.47%
TCF Bank-0.15%(4.5)0.49%
Superior Credit Union-0.14%(4.0)0.13%
M/I Financial-0.14%(4.0)0.51%
Victory Mortgage-0.13%(4.0)0.59%
Civista Bank-0.12%(4.0)0.16%
Huntington National Bank-0.11%(4.0)4.58%
Bank of America-0.10%(4.0)0.43%
Ruoff Mortgage-0.09%(4.0)1.00%
General Electric Credit Union-0.09%(4.0)0.41%
LCNB National Bank-0.08%(4.0)0.23%
Provident Funding-0.08%(4.0)0.27%
North Side Bank and Trust Co-0.07%(4.0)0.20%
Navy Federal Credit Union-0.07%(4.0)0.39%
Peoples Bank OH WY KY-0.07%(4.0)0.68%
Central Bank KY-0.07%(4.0)0.28%
WesBanco-0.07%(4.0)0.49%
Wright-Patt Credit Union Inc-0.06%(4.0)0.62%
JPMorgan Chase Bank-0.06%(4.0)1.85%
Truist Bank-0.04%(3.5)0.40%
Sirva Mortgage-0.03%(3.5)0.09%
Telhio Credit Union-0.03%(3.5)0.16%
Guaranteed Rate Affinity-0.02%(3.5)0.63%
Mid America Mortgage-0.02%(3.5)0.24%
Amerisave Mortgage Corporation-0.02%(3.5)0.21%
Fifth Third Bank-0.01%(3.5)6.72%
Lakeview Loan Servicing-0.01%(3.5)0.21%
NBKC Bank-0.01%(3.5)0.12%
USAA-0.00%(3.5)0.70%
Keller Mortgage-0.00%(3.5)0.11%
Sibcy Cline Mortgage Services0.00%(3.5)1.36%
FirstBank TN0.00%(3.5)0.07%
First Equity Mortgage0.01%(3.5)0.92%
RoundPoint Mortgage Servicing Corporation0.01%(3.5)0.11%
Guaranteed Rate0.01%(3.5)3.23%
PennyMac Loan Services0.02%(3.5)0.35%
Park National Bank0.02%(3.5)0.33%
Home Point Financial Corporation0.02%(3.5)0.16%
Planet Home Lending0.02%(3.5)0.11%
Liberty Home Mortgage0.02%(3.5)0.09%
Plaza Home Mortgage0.02%(3.5)0.10%
The Union Bank Co0.03%(3.5)0.11%
Stockton Mortgage0.03%(3.5)0.56%
Wells Fargo Bank0.03%(3.5)1.10%
Village Capital0.04%(3.5)0.10%
Nations Direct Mortgage0.04%(3.5)0.10%
Equity Resources0.04%(3.5)0.68%
Barrington Bank & Trust0.04%(3.5)0.08%
VanDyk Mortgage Corporation0.04%(3.5)0.41%
US Bank0.04%(3.5)3.87%
Land Home Financial Services0.05%(3.5)0.27%
American Mortgage Service Company0.05%(3.5)2.70%
AmCap Home Loans0.05%(3.5)0.16%
Synergy One Lending0.05%(3.5)0.11%
Regions Bank0.05%(3.5)0.36%
New American Funding0.05%(3.0)0.24%
Forcht Bank0.05%(3.0)0.20%
Churchill Mortgage0.05%(3.0)0.34%
Primary Residential Mortgage Inc0.06%(3.0)0.08%
First Federal Bank of Florida0.06%(3.0)0.08%
Flagstar Bank0.06%(3.0)0.22%
1st Signature Lending0.06%(3.0)0.08%
Caliber Home Loans0.07%(3.0)2.44%
KeyBank0.07%(3.0)0.40%
Reliance First Capital0.07%(3.0)0.13%
Commonwealth Bank and Trust Company0.07%(3.0)0.09%
HomeBridge Financial Services0.07%(3.0)0.08%
Liberty Savings Bank0.08%(3.0)0.19%
RiverHills Bank0.08%(3.0)0.58%
Gateway First Bank0.08%(3.0)0.13%
Bayshore Mortgage Funding0.08%(3.0)0.99%
Northpointe Bank0.08%(3.0)0.14%
Guaranty Home Mortgage Corporation0.08%(3.0)0.48%
AnnieMac Home Mortgage0.08%(3.0)0.96%
Warsaw Bank0.09%(3.0)0.14%
Bank of England AR0.09%(3.0)0.36%
NewRez0.09%(3.0)0.24%
Carrington Mortgage Services0.09%(3.0)0.69%
United Mortgage Corp0.09%(3.0)0.21%
PNC Bank0.09%(3.0)2.23%
loanDepot0.10%(3.0)0.98%
Freedom Mortgage Corporation0.10%(3.0)0.40%
HomeServices Lending0.10%(3.0)0.29%
Union Home Mortgage0.11%(3.0)1.27%
Movement Mortgage0.11%(3.0)0.11%
First Financial Bank0.12%(3.0)1.58%
NVR Mortgage Finance Inc0.12%(3.0)1.13%
Nations Lending Corporation0.13%(3.0)0.10%
Merchants National Bank0.13%(3.0)0.10%
First State Bank OH0.13%(3.0)0.27%
Option Financial0.13%(3.0)0.16%
First Home Bank0.13%(3.0)0.10%
Fairway Independent Mortgage Corporation0.15%(3.0)1.34%
The Federal Savings Bank0.15%(3.0)0.18%
Polaris Home Funding Corp0.15%(2.5)0.61%
Western Ohio Mortgage0.16%(2.5)0.28%
Homeside Financial0.16%(2.5)0.15%
Waterstone Mortgage Corporation0.18%(2.5)0.09%
PrimeLending0.18%(2.5)2.48%
Royal United Mortgage0.18%(2.5)0.13%
Finance of America Mortgage0.18%(2.5)0.37%
Farm Credit Mid-America0.19%(2.5)0.14%
Cardinal Financial Company0.19%(2.5)0.70%
PRMG Mortgage0.21%(2.5)0.45%
Quicken Loans0.21%(2.5)5.61%
Rapid Mortgage Company0.21%(2.5)1.10%
DAS Acquisition Company0.25%(2.0)0.73%
AurGroup Finanical Credit Union0.26%(2.0)0.27%
First Savings Bank0.27%(2.0)0.28%
Amerifirst Home Mortgage0.29%(2.0)0.50%
Nations Reliable Lending0.31%(2.0)1.38%
Mr. Cooper0.32%(2.0)0.99%
NewDay USA0.40%(1.5)0.16%
Summit Funding Inc0.41%(1.5)0.71%
Lender NameRate DifferenceRate RatingMarket Share
Third Federal Savings & Loan-0.34%(5.0)2.77%
myCUmortgage-0.28%(5.0)0.34%
Victory Community Bank-0.23%(4.5)2.53%
Prosperity Home Mortgage LLC-0.19%(4.5)0.45%
TCF Bank-0.19%(4.5)0.47%
Union Savings Bank-0.17%(4.5)6.00%
Civista Bank-0.15%(4.5)0.22%
Bank of America-0.15%(4.0)0.44%
JPMorgan Chase Bank-0.15%(4.0)1.76%
Victory Mortgage-0.15%(4.0)0.93%
Huntington National Bank-0.14%(4.0)4.43%
Guardian Savings Bank-0.14%(4.0)3.17%
M/I Financial-0.14%(4.0)0.87%
Fifth Third Bank-0.14%(4.0)5.62%
US Bank-0.14%(4.0)3.33%
1st National Bank-0.13%(4.0)1.38%
PNC Bank-0.12%(4.0)1.78%
Peoples Bank OH WY KY-0.11%(4.0)0.78%
Ruoff Mortgage-0.11%(4.0)1.20%
Wright-Patt Credit Union Inc-0.10%(4.0)0.62%
WesBanco-0.10%(4.0)0.56%
Telhio Credit Union-0.09%(4.0)0.12%
Freedom Mortgage Corporation-0.09%(4.0)0.20%
Cinfed Federal Credit Union-0.08%(4.0)0.13%
Navy Federal Credit Union-0.08%(4.0)0.55%
Wells Fargo Bank-0.07%(4.0)1.18%
Superior Credit Union-0.07%(4.0)0.07%
Truist Bank-0.07%(4.0)0.36%
LCNB National Bank-0.07%(4.0)0.11%
Lakeview Loan Servicing-0.07%(4.0)0.07%
Provident Funding-0.06%(4.0)0.18%
North Side Bank and Trust Co-0.04%(3.5)0.15%
Sirva Mortgage-0.04%(3.5)0.16%
General Electric Credit Union-0.04%(3.5)0.14%
Central Bank KY-0.03%(3.5)0.23%
Guaranteed Rate Affinity-0.03%(3.5)1.01%
Mid America Mortgage-0.02%(3.5)0.32%
PennyMac Loan Services-0.02%(3.5)0.11%
NBKC Bank-0.02%(3.5)0.12%
Keller Mortgage-0.01%(3.5)0.16%
The Union Bank Co-0.01%(3.5)0.09%
Park National Bank-0.01%(3.5)0.33%
First Federal Bank of Florida-0.00%(3.5)0.02%
Sibcy Cline Mortgage Services-0.00%(3.5)2.07%
First Equity Mortgage0.00%(3.5)1.58%
KeyBank0.00%(3.5)0.35%
USAA0.01%(3.5)0.92%
Amerisave Mortgage Corporation0.01%(3.5)0.02%
Plaza Home Mortgage0.01%(3.5)0.14%
Liberty Home Mortgage0.02%(3.5)0.13%
Forcht Bank0.02%(3.5)0.18%
FirstBank TN0.02%(3.5)0.04%
Reliance First Capital0.02%(3.5)0.01%
RoundPoint Mortgage Servicing Corporation0.02%(3.5)0.00%
Home Point Financial Corporation0.02%(3.5)0.12%
The Federal Savings Bank0.02%(3.5)0.03%
Guaranteed Rate0.03%(3.5)4.38%
New American Funding0.03%(3.5)0.19%
HomeBridge Financial Services0.03%(3.5)0.03%
VanDyk Mortgage Corporation0.03%(3.5)0.57%
Churchill Mortgage0.03%(3.5)0.43%
Planet Home Lending0.03%(3.5)0.09%
Nations Direct Mortgage0.03%(3.5)0.13%
1st Signature Lending0.04%(3.5)0.07%
Merchants National Bank0.04%(3.5)0.06%
Barrington Bank & Trust0.04%(3.5)0.11%
Land Home Financial Services0.04%(3.5)0.35%
Nations Lending Corporation0.04%(3.5)0.02%
Liberty Savings Bank0.04%(3.5)0.18%
Regions Bank0.04%(3.5)0.56%
American Mortgage Service Company0.05%(3.5)3.72%
NewDay USA0.05%(3.5)0.02%
Stockton Mortgage0.05%(3.0)0.71%
United Mortgage Corp0.05%(3.0)0.10%
Equity Resources0.06%(3.0)0.89%
AmCap Home Loans0.06%(3.0)0.19%
Primary Residential Mortgage Inc0.06%(3.0)0.11%
Synergy One Lending0.07%(3.0)0.03%
Commonwealth Bank and Trust Company0.07%(3.0)0.10%
Homeside Financial0.08%(3.0)0.11%
Caliber Home Loans0.08%(3.0)3.04%
Guaranty Home Mortgage Corporation0.09%(3.0)0.42%
Bayshore Mortgage Funding0.09%(3.0)1.37%
Warsaw Bank0.09%(3.0)0.16%
RiverHills Bank0.09%(3.0)0.78%
Bank of England AR0.10%(3.0)0.46%
Flagstar Bank0.10%(3.0)0.19%
HomeServices Lending0.10%(3.0)0.48%
Northpointe Bank0.11%(3.0)0.12%
AnnieMac Home Mortgage0.11%(3.0)1.36%
Gateway First Bank0.11%(3.0)0.16%
Quicken Loans0.11%(3.0)3.24%
Royal United Mortgage0.11%(3.0)0.09%
loanDepot0.12%(3.0)0.54%
First Financial Bank0.12%(3.0)1.72%
NVR Mortgage Finance Inc0.12%(3.0)1.93%
Movement Mortgage0.13%(3.0)0.16%
NewRez0.14%(3.0)0.12%
Option Financial0.15%(3.0)0.24%
Union Home Mortgage0.15%(3.0)1.54%
Fairway Independent Mortgage Corporation0.15%(2.5)1.89%
First State Bank OH0.15%(2.5)0.32%
First Home Bank0.16%(2.5)0.13%
Western Ohio Mortgage0.18%(2.5)0.37%
Waterstone Mortgage Corporation0.18%(2.5)0.15%
Polaris Home Funding Corp0.19%(2.5)0.78%
PrimeLending0.19%(2.5)3.57%
Finance of America Mortgage0.19%(2.5)0.54%
Carrington Mortgage Services0.21%(2.5)0.26%
Cardinal Financial Company0.22%(2.5)0.98%
Rapid Mortgage Company0.22%(2.5)1.71%
Farm Credit Mid-America0.22%(2.5)0.19%
DAS Acquisition Company0.26%(2.0)1.20%
PRMG Mortgage0.26%(2.0)0.57%
First Savings Bank0.28%(2.0)0.24%
Mr. Cooper0.30%(2.0)0.68%
AurGroup Finanical Credit Union0.31%(2.0)0.27%
Amerifirst Home Mortgage0.33%(2.0)0.71%
Nations Reliable Lending0.35%(1.5)1.91%
Summit Funding Inc0.44%(1.5)1.13%
Lender NameRate DifferenceRate RatingMarket Share
1st National Bank-0.30%(5.0)1.71%
Union Savings Bank-0.24%(4.5)17.35%
Third Federal Savings & Loan-0.23%(4.5)1.47%
Guardian Savings Bank-0.22%(4.5)8.52%
Superior Credit Union-0.17%(4.5)0.22%
Cinfed Federal Credit Union-0.17%(4.5)0.95%
TCF Bank-0.10%(4.0)0.52%
North Side Bank and Trust Co-0.10%(4.0)0.28%
Central Bank KY-0.10%(4.0)0.35%
General Electric Credit Union-0.10%(4.0)0.78%
Provident Funding-0.09%(4.0)0.40%
Victory Community Bank-0.09%(4.0)0.99%
LCNB National Bank-0.08%(4.0)0.41%
Huntington National Bank-0.07%(4.0)4.79%
Guaranteed Rate-0.06%(4.0)1.60%
Ruoff Mortgage-0.06%(4.0)0.73%
USAA-0.05%(4.0)0.40%
Stockton Mortgage-0.04%(3.5)0.36%
AnnieMac Home Mortgage-0.03%(3.5)0.41%
Bank of America-0.03%(3.5)0.41%
Prosperity Home Mortgage LLC-0.02%(3.5)0.08%
Navy Federal Credit Union-0.02%(3.5)0.16%
Equity Resources-0.02%(3.5)0.39%
Mid America Mortgage-0.02%(3.5)0.13%
Amerisave Mortgage Corporation-0.01%(3.5)0.48%
Sibcy Cline Mortgage Services-0.01%(3.5)0.36%
WesBanco-0.01%(3.5)0.39%
Wright-Patt Credit Union Inc-0.01%(3.5)0.64%
Truist Bank-0.01%(3.5)0.45%
Victory Mortgage-0.00%(3.5)0.12%
FirstBank TN-0.00%(3.5)0.13%
Peoples Bank OH WY KY0.01%(3.5)0.54%
First Equity Mortgage0.01%(3.5)0.01%
Lakeview Loan Servicing0.01%(3.5)0.42%
NBKC Bank0.01%(3.5)0.13%
Gateway First Bank0.01%(3.5)0.09%
Union Home Mortgage0.01%(3.5)0.89%
Planet Home Lending0.01%(3.5)0.14%
AmCap Home Loans0.01%(3.5)0.11%
RoundPoint Mortgage Servicing Corporation0.01%(3.5)0.26%
Flagstar Bank0.01%(3.5)0.25%
Caliber Home Loans0.01%(3.5)1.60%
Option Financial0.02%(3.5)0.05%
Primary Residential Mortgage Inc0.02%(3.5)0.04%
Telhio Credit Union0.02%(3.5)0.22%
RiverHills Bank0.02%(3.5)0.31%
Home Point Financial Corporation0.02%(3.5)0.21%
Guaranteed Rate Affinity0.02%(3.5)0.09%
Keller Mortgage0.03%(3.5)0.03%
PennyMac Loan Services0.03%(3.5)0.68%
Liberty Home Mortgage0.03%(3.5)0.02%
Movement Mortgage0.03%(3.5)0.04%
Civista Bank0.03%(3.5)0.06%
American Mortgage Service Company0.03%(3.5)1.26%
Nations Direct Mortgage0.03%(3.5)0.06%
myCUmortgage0.04%(3.5)0.09%
Bayshore Mortgage Funding0.04%(3.5)0.46%
First Home Bank0.04%(3.5)0.06%
Village Capital0.04%(3.5)0.25%
Barrington Bank & Trust0.04%(3.5)0.04%
Amerifirst Home Mortgage0.05%(3.5)0.21%
Land Home Financial Services0.05%(3.5)0.15%
PRMG Mortgage0.05%(3.5)0.28%
Polaris Home Funding Corp0.05%(3.5)0.36%
Synergy One Lending0.05%(3.5)0.23%
Park National Bank0.05%(3.0)0.32%
HomeServices Lending0.05%(3.0)0.02%
JPMorgan Chase Bank0.06%(3.0)1.97%
Summit Funding Inc0.06%(3.0)0.11%
The Union Bank Co0.06%(3.0)0.15%
DAS Acquisition Company0.06%(3.0)0.07%
Regions Bank0.06%(3.0)0.09%
Northpointe Bank0.06%(3.0)0.17%
Plaza Home Mortgage0.06%(3.0)0.03%
Farm Credit Mid-America0.06%(3.0)0.07%
Carrington Mortgage Services0.07%(3.0)1.30%
Cardinal Financial Company0.07%(3.0)0.30%
Warsaw Bank0.07%(3.0)0.10%
New American Funding0.07%(3.0)0.32%
Bank of England AR0.07%(3.0)0.23%
Commonwealth Bank and Trust Company0.07%(3.0)0.08%
First State Bank OH0.07%(3.0)0.19%
First Federal Bank of Florida0.07%(3.0)0.17%
Waterstone Mortgage Corporation0.07%(3.0)0.02%
Reliance First Capital0.08%(3.0)0.31%
NewRez0.08%(3.0)0.42%
Guaranty Home Mortgage Corporation0.08%(3.0)0.56%
Nations Reliable Lending0.08%(3.0)0.62%
1st Signature Lending0.09%(3.0)0.10%
HomeBridge Financial Services0.09%(3.0)0.16%
Forcht Bank0.09%(3.0)0.22%
VanDyk Mortgage Corporation0.09%(3.0)0.19%
loanDepot0.10%(3.0)1.59%
Western Ohio Mortgage0.10%(3.0)0.14%
Fairway Independent Mortgage Corporation0.10%(3.0)0.56%
Churchill Mortgage0.11%(3.0)0.22%
Fifth Third Bank0.11%(3.0)8.27%
United Mortgage Corp0.11%(3.0)0.36%
Liberty Savings Bank0.12%(3.0)0.21%
Finance of America Mortgage0.12%(3.0)0.12%
First Financial Bank0.12%(3.0)1.39%
Rapid Mortgage Company0.13%(3.0)0.25%
PrimeLending0.13%(3.0)0.94%
KeyBank0.14%(3.0)0.46%
Nations Lending Corporation0.15%(3.0)0.19%
The Federal Savings Bank0.17%(2.5)0.40%
Merchants National Bank0.18%(2.5)0.17%
Freedom Mortgage Corporation0.19%(2.5)0.66%
AurGroup Finanical Credit Union0.20%(2.5)0.28%
Wells Fargo Bank0.21%(2.5)0.98%
Royal United Mortgage0.23%(2.5)0.18%
US Bank0.23%(2.5)4.64%
Homeside Financial0.23%(2.5)0.21%
First Savings Bank0.26%(2.0)0.34%
Quicken Loans0.27%(2.0)8.94%
PNC Bank0.29%(2.0)2.87%
Mr. Cooper0.34%(2.0)1.42%
NewDay USA0.44%(1.5)0.34%
Lender NameRate DifferenceRate RatingMarket Share
Third Federal Savings & Loan-0.30%(5.0)2.96%
Union Savings Bank-0.21%(4.5)13.14%
1st National Bank-0.21%(4.5)1.84%
Prosperity Home Mortgage LLC-0.19%(4.5)0.31%
Guardian Savings Bank-0.18%(4.5)6.64%
Victory Community Bank-0.18%(4.5)2.08%
TCF Bank-0.15%(4.5)0.48%
Cinfed Federal Credit Union-0.15%(4.0)0.63%
M/I Financial-0.14%(4.0)0.63%
Superior Credit Union-0.13%(4.0)0.18%
Victory Mortgage-0.13%(4.0)0.61%
Civista Bank-0.12%(4.0)0.18%
Ruoff Mortgage-0.11%(4.0)1.00%
Bank of America-0.10%(4.0)0.51%
General Electric Credit Union-0.09%(4.0)0.50%
LCNB National Bank-0.07%(4.0)0.31%
Provident Funding-0.07%(4.0)0.36%
Huntington National Bank-0.07%(4.0)5.10%
North Side Bank and Trust Co-0.07%(4.0)0.27%
Central Bank KY-0.07%(4.0)0.35%
Wright-Patt Credit Union Inc-0.06%(4.0)0.77%
JPMorgan Chase Bank-0.05%(4.0)2.40%
WesBanco-0.05%(4.0)0.52%
Peoples Bank OH WY KY-0.05%(3.5)0.75%
Truist Bank-0.04%(3.5)0.47%
Sirva Mortgage-0.03%(3.5)0.10%
Telhio Credit Union-0.02%(3.5)0.22%
Guaranteed Rate Affinity-0.02%(3.5)0.59%
Amerisave Mortgage Corporation-0.01%(3.5)0.24%
Guaranteed Rate0.00%(3.5)3.45%
Keller Mortgage0.00%(3.5)0.13%
FirstBank TN0.01%(3.5)0.07%
NBKC Bank0.01%(3.5)0.09%
Fifth Third Bank0.02%(3.5)7.94%
RoundPoint Mortgage Servicing Corporation0.02%(3.5)0.10%
Planet Home Lending0.02%(3.5)0.08%
Park National Bank0.03%(3.5)0.40%
First Equity Mortgage0.03%(3.5)1.03%
Equity Resources0.03%(3.5)0.52%
Stockton Mortgage0.03%(3.5)0.49%
Mid America Mortgage0.03%(3.5)0.04%
The Federal Savings Bank0.04%(3.5)0.01%
Home Point Financial Corporation0.05%(3.5)0.05%
First Federal Bank of Florida0.05%(3.5)0.05%
Wells Fargo Bank0.05%(3.5)1.28%
1st Signature Lending0.05%(3.5)0.02%
Barrington Bank & Trust0.05%(3.5)0.03%
Synergy One Lending0.05%(3.0)0.06%
AmCap Home Loans0.05%(3.0)0.08%
Plaza Home Mortgage0.06%(3.0)0.01%
Forcht Bank0.06%(3.0)0.24%
Nations Lending Corporation0.06%(3.0)0.02%
US Bank0.06%(3.0)4.60%
The Union Bank Co0.07%(3.0)0.08%
HomeBridge Financial Services0.07%(3.0)0.01%
myCUmortgage0.07%(3.0)0.05%
RiverHills Bank0.08%(3.0)0.60%
Sibcy Cline Mortgage Services0.08%(3.0)1.35%
KeyBank0.08%(3.0)0.49%
Land Home Financial Services0.08%(3.0)0.21%
Liberty Home Mortgage0.08%(3.0)0.03%
USAA0.08%(3.0)0.33%
Bayshore Mortgage Funding0.08%(3.0)0.75%
Gateway First Bank0.09%(3.0)0.11%
VanDyk Mortgage Corporation0.09%(3.0)0.31%
Primary Residential Mortgage Inc0.09%(3.0)0.05%
Warsaw Bank0.10%(3.0)0.12%
Bank of England AR0.10%(3.0)0.30%
Liberty Savings Bank0.10%(3.0)0.23%
Nations Direct Mortgage0.10%(3.0)0.02%
Commonwealth Bank and Trust Company0.10%(3.0)0.08%
Regions Bank0.11%(3.0)0.37%
New American Funding0.11%(3.0)0.17%
Flagstar Bank0.11%(3.0)0.15%
Churchill Mortgage0.11%(3.0)0.33%
American Mortgage Service Company0.11%(3.0)2.29%
Northpointe Bank0.11%(3.0)0.14%
Lakeview Loan Servicing0.11%(3.0)0.03%
PennyMac Loan Services0.12%(3.0)0.18%
HomeServices Lending0.12%(3.0)0.30%
PNC Bank0.13%(3.0)2.68%
NewRez0.13%(3.0)0.24%
Fairway Independent Mortgage Corporation0.14%(3.0)0.97%
Merchants National Bank0.14%(3.0)0.14%
First State Bank OH0.14%(3.0)0.36%
NVR Mortgage Finance Inc0.14%(3.0)1.05%
Reliance First Capital0.14%(3.0)0.06%
Polaris Home Funding Corp0.14%(3.0)0.19%
AnnieMac Home Mortgage0.14%(3.0)0.59%
Caliber Home Loans0.15%(3.0)1.81%
First Home Bank0.15%(3.0)0.04%
Finance of America Mortgage0.15%(2.5)0.25%
First Financial Bank0.15%(2.5)1.85%
Carrington Mortgage Services0.16%(2.5)0.16%
PRMG Mortgage0.16%(2.5)0.24%
loanDepot0.16%(2.5)0.67%
United Mortgage Corp0.17%(2.5)0.13%
Guaranty Home Mortgage Corporation0.17%(2.5)0.42%
Western Ohio Mortgage0.17%(2.5)0.22%
Cardinal Financial Company0.18%(2.5)0.47%
Union Home Mortgage0.18%(2.5)1.13%
Movement Mortgage0.18%(2.5)0.09%
PrimeLending0.19%(2.5)2.43%
Waterstone Mortgage Corporation0.22%(2.5)0.07%
Farm Credit Mid-America0.22%(2.5)0.16%
DAS Acquisition Company0.23%(2.5)0.43%
Royal United Mortgage0.24%(2.5)0.12%
Freedom Mortgage Corporation0.24%(2.5)0.09%
Rapid Mortgage Company0.24%(2.5)0.78%
Nations Reliable Lending0.24%(2.5)0.95%
Navy Federal Credit Union0.25%(2.5)0.18%
Amerifirst Home Mortgage0.25%(2.0)0.44%
Option Financial0.26%(2.0)0.09%
Homeside Financial0.26%(2.0)0.09%
AurGroup Finanical Credit Union0.27%(2.0)0.36%
Quicken Loans0.34%(2.0)4.86%
First Savings Bank0.35%(1.5)0.27%
Summit Funding Inc0.36%(1.5)0.54%
Mr. Cooper0.46%(1.0)0.37%
Lender NameRate DifferenceRate RatingMarket Share
Third Federal Savings & Loan-0.34%(5.0)3.95%
Victory Community Bank-0.21%(4.5)2.88%
Prosperity Home Mortgage LLC-0.21%(4.5)0.50%
TCF Bank-0.18%(4.5)0.50%
Civista Bank-0.16%(4.5)0.28%
Bank of America-0.16%(4.5)0.55%
Victory Mortgage-0.15%(4.0)1.01%
JPMorgan Chase Bank-0.15%(4.0)2.43%
M/I Financial-0.14%(4.0)1.15%
Union Savings Bank-0.14%(4.0)6.94%
Ruoff Mortgage-0.14%(4.0)1.21%
US Bank-0.13%(4.0)4.01%
Fifth Third Bank-0.11%(4.0)6.66%
1st National Bank-0.11%(4.0)1.67%
PNC Bank-0.11%(4.0)2.15%
Wright-Patt Credit Union Inc-0.10%(4.0)0.82%
Guardian Savings Bank-0.09%(4.0)3.72%
Telhio Credit Union-0.08%(4.0)0.18%
Peoples Bank OH WY KY-0.08%(4.0)0.86%
Huntington National Bank-0.08%(4.0)4.94%
WesBanco-0.08%(4.0)0.62%
Cinfed Federal Credit Union-0.08%(4.0)0.19%
Wells Fargo Bank-0.07%(4.0)1.40%
Truist Bank-0.07%(4.0)0.47%
Superior Credit Union-0.06%(4.0)0.11%
LCNB National Bank-0.06%(4.0)0.15%
Provident Funding-0.05%(3.5)0.26%
Sirva Mortgage-0.04%(3.5)0.18%
General Electric Credit Union-0.03%(3.5)0.20%
North Side Bank and Trust Co-0.03%(3.5)0.22%
Central Bank KY-0.03%(3.5)0.29%
Guaranteed Rate Affinity-0.02%(3.5)1.01%
Keller Mortgage-0.00%(3.5)0.21%
Park National Bank0.00%(3.5)0.41%
NBKC Bank0.00%(3.5)0.09%
First Federal Bank of Florida0.00%(3.5)0.02%
Planet Home Lending0.01%(3.5)0.08%
KeyBank0.01%(3.5)0.45%
Mid America Mortgage0.02%(3.5)0.05%
Guaranteed Rate0.02%(3.5)4.92%
Amerisave Mortgage Corporation0.02%(3.5)0.02%
First Equity Mortgage0.03%(3.5)1.88%
Forcht Bank0.03%(3.5)0.25%
The Union Bank Co0.03%(3.5)0.06%
RoundPoint Mortgage Servicing Corporation0.03%(3.5)0.01%
FirstBank TN0.03%(3.5)0.04%
1st Signature Lending0.03%(3.5)0.01%
PennyMac Loan Services0.04%(3.5)0.08%
Merchants National Bank0.05%(3.5)0.09%
Plaza Home Mortgage0.05%(3.5)0.01%
Freedom Mortgage Corporation0.05%(3.0)0.03%
Home Point Financial Corporation0.05%(3.0)0.04%
Nations Lending Corporation0.05%(3.0)0.01%
Barrington Bank & Trust0.05%(3.0)0.04%
myCUmortgage0.05%(3.0)0.04%
Equity Resources0.06%(3.0)0.66%
Carrington Mortgage Services0.07%(3.0)0.02%
New American Funding0.07%(3.0)0.10%
Liberty Savings Bank0.07%(3.0)0.22%
Stockton Mortgage0.07%(3.0)0.62%
AmCap Home Loans0.07%(3.0)0.09%
HomeBridge Financial Services0.07%(3.0)0.02%
Homeside Financial0.08%(3.0)0.05%
VanDyk Mortgage Corporation0.08%(3.0)0.43%
Liberty Home Mortgage0.08%(3.0)0.06%
Synergy One Lending0.08%(3.0)0.04%
USAA0.08%(3.0)0.47%
United Mortgage Corp0.09%(3.0)0.05%
Sibcy Cline Mortgage Services0.09%(3.0)2.18%
Land Home Financial Services0.09%(3.0)0.25%
RiverHills Bank0.09%(3.0)0.81%
Churchill Mortgage0.09%(3.0)0.43%
Bayshore Mortgage Funding0.10%(3.0)1.01%
Primary Residential Mortgage Inc0.10%(3.0)0.09%
Bank of England AR0.10%(3.0)0.38%
Mr. Cooper0.10%(3.0)0.10%
Regions Bank0.11%(3.0)0.60%
Warsaw Bank0.11%(3.0)0.13%
Commonwealth Bank and Trust Company0.11%(3.0)0.08%
Nations Direct Mortgage0.12%(3.0)0.02%
HomeServices Lending0.12%(3.0)0.53%
American Mortgage Service Company0.12%(3.0)3.19%
Gateway First Bank0.13%(3.0)0.13%
NVR Mortgage Finance Inc0.14%(3.0)1.93%
Fairway Independent Mortgage Corporation0.14%(3.0)1.38%
Royal United Mortgage0.15%(3.0)0.08%
Northpointe Bank0.15%(3.0)0.11%
Caliber Home Loans0.15%(3.0)2.53%
Finance of America Mortgage0.15%(3.0)0.37%
Flagstar Bank0.15%(2.5)0.16%
First Financial Bank0.16%(2.5)2.10%
First State Bank OH0.16%(2.5)0.46%
Polaris Home Funding Corp0.16%(2.5)0.24%
First Home Bank0.17%(2.5)0.06%
Western Ohio Mortgage0.19%(2.5)0.28%
PRMG Mortgage0.19%(2.5)0.32%
Guaranty Home Mortgage Corporation0.19%(2.5)0.39%
NewRez0.19%(2.5)0.12%
PrimeLending0.19%(2.5)3.68%
Movement Mortgage0.20%(2.5)0.15%
AnnieMac Home Mortgage0.20%(2.5)0.83%
Cardinal Financial Company0.20%(2.5)0.69%
Quicken Loans0.21%(2.5)3.02%
Waterstone Mortgage Corporation0.23%(2.5)0.12%
loanDepot0.23%(2.5)0.30%
Union Home Mortgage0.23%(2.5)1.44%
DAS Acquisition Company0.25%(2.5)0.73%
Rapid Mortgage Company0.25%(2.0)1.25%
Farm Credit Mid-America0.25%(2.0)0.25%
Navy Federal Credit Union0.27%(2.0)0.29%
Nations Reliable Lending0.28%(2.0)1.35%
Option Financial0.30%(2.0)0.14%
Amerifirst Home Mortgage0.31%(2.0)0.62%
AurGroup Finanical Credit Union0.32%(2.0)0.38%
First Savings Bank0.36%(1.5)0.23%
Summit Funding Inc0.38%(1.5)0.90%
Lender NameRate DifferenceRate RatingMarket Share
1st National Bank-0.30%(5.0)2.05%
Union Savings Bank-0.24%(4.5)20.53%
Third Federal Savings & Loan-0.23%(4.5)1.79%
Guardian Savings Bank-0.22%(4.5)10.10%
Superior Credit Union-0.16%(4.5)0.27%
Cinfed Federal Credit Union-0.16%(4.5)1.14%
TCF Bank-0.12%(4.0)0.46%
General Electric Credit Union-0.10%(4.0)0.87%
Central Bank KY-0.10%(4.0)0.41%
North Side Bank and Trust Co-0.09%(4.0)0.33%
Provident Funding-0.09%(4.0)0.47%
Victory Community Bank-0.08%(4.0)1.12%
LCNB National Bank-0.08%(4.0)0.49%
Ruoff Mortgage-0.07%(4.0)0.74%
Guaranteed Rate-0.06%(4.0)1.70%
Huntington National Bank-0.06%(4.0)5.30%
Stockton Mortgage-0.05%(3.5)0.34%
AnnieMac Home Mortgage-0.03%(3.5)0.31%
Prosperity Home Mortgage LLC-0.03%(3.5)0.08%
Equity Resources-0.02%(3.5)0.36%
Bank of America-0.02%(3.5)0.47%
Amerisave Mortgage Corporation-0.01%(3.5)0.49%
WesBanco-0.01%(3.5)0.41%
Sibcy Cline Mortgage Services-0.00%(3.5)0.36%
Wright-Patt Credit Union Inc-0.00%(3.5)0.72%
FirstBank TN-0.00%(3.5)0.11%
Truist Bank-0.00%(3.5)0.47%
Victory Mortgage0.00%(3.5)0.12%
Peoples Bank OH WY KY0.01%(3.5)0.62%
AmCap Home Loans0.01%(3.5)0.06%
First Equity Mortgage0.01%(3.5)0.01%
Gateway First Bank0.02%(3.5)0.08%
RoundPoint Mortgage Servicing Corporation0.02%(3.5)0.22%
Telhio Credit Union0.02%(3.5)0.27%
Guaranteed Rate Affinity0.03%(3.5)0.08%
NBKC Bank0.03%(3.5)0.10%
RiverHills Bank0.03%(3.5)0.36%
Barrington Bank & Trust0.03%(3.5)0.01%
Primary Residential Mortgage Inc0.03%(3.5)0.01%
Keller Mortgage0.03%(3.5)0.04%
Movement Mortgage0.03%(3.5)0.02%
HomeBridge Financial Services0.03%(3.5)0.01%
Bayshore Mortgage Funding0.04%(3.5)0.44%
Option Financial0.04%(3.5)0.03%
Civista Bank0.04%(3.5)0.08%
Flagstar Bank0.04%(3.5)0.13%
Planet Home Lending0.04%(3.5)0.08%
Synergy One Lending0.04%(3.5)0.10%
Home Point Financial Corporation0.04%(3.5)0.08%
The Federal Savings Bank0.04%(3.5)0.02%
Amerifirst Home Mortgage0.05%(3.0)0.22%
Land Home Financial Services0.06%(3.0)0.15%
1st Signature Lending0.06%(3.0)0.03%
Park National Bank0.06%(3.0)0.39%
HomeServices Lending0.06%(3.0)0.01%
JPMorgan Chase Bank0.06%(3.0)2.35%
American Mortgage Service Company0.06%(3.0)1.21%
First Federal Bank of Florida0.06%(3.0)0.09%
Union Home Mortgage0.06%(3.0)0.76%
First Home Bank0.07%(3.0)0.02%
Plaza Home Mortgage0.07%(3.0)0.01%
Summit Funding Inc0.07%(3.0)0.10%
Regions Bank0.07%(3.0)0.10%
Nations Lending Corporation0.07%(3.0)0.03%
Mid America Mortgage0.07%(3.0)0.03%
USAA0.07%(3.0)0.16%
DAS Acquisition Company0.07%(3.0)0.08%
Warsaw Bank0.08%(3.0)0.11%
First State Bank OH0.08%(3.0)0.24%
Nations Direct Mortgage0.08%(3.0)0.02%
Cardinal Financial Company0.08%(3.0)0.20%
Northpointe Bank0.08%(3.0)0.17%
Farm Credit Mid-America0.09%(3.0)0.06%
PRMG Mortgage0.09%(3.0)0.14%
Bank of England AR0.09%(3.0)0.21%
Navy Federal Credit Union0.09%(3.0)0.06%
Commonwealth Bank and Trust Company0.09%(3.0)0.08%
The Union Bank Co0.09%(3.0)0.11%
myCUmortgage0.09%(3.0)0.06%
Waterstone Mortgage Corporation0.09%(3.0)0.01%
Polaris Home Funding Corp0.10%(3.0)0.14%
Nations Reliable Lending0.10%(3.0)0.47%
Forcht Bank0.10%(3.0)0.23%
Fairway Independent Mortgage Corporation0.11%(3.0)0.47%
VanDyk Mortgage Corporation0.11%(3.0)0.17%
NewRez0.11%(3.0)0.37%
Lakeview Loan Servicing0.11%(3.0)0.06%
Western Ohio Mortgage0.13%(3.0)0.14%
Fifth Third Bank0.13%(3.0)9.47%
New American Funding0.13%(3.0)0.24%
Liberty Savings Bank0.13%(3.0)0.24%
First Financial Bank0.14%(3.0)1.56%
Churchill Mortgage0.14%(3.0)0.21%
PennyMac Loan Services0.14%(3.0)0.29%
Caliber Home Loans0.14%(3.0)0.95%
loanDepot0.14%(3.0)1.11%
Reliance First Capital0.15%(3.0)0.13%
Finance of America Mortgage0.15%(3.0)0.11%
Guaranty Home Mortgage Corporation0.15%(3.0)0.45%
KeyBank0.15%(3.0)0.53%
PrimeLending0.15%(2.5)0.95%
Rapid Mortgage Company0.16%(2.5)0.22%
Carrington Mortgage Services0.17%(2.5)0.32%
Merchants National Bank0.18%(2.5)0.20%
United Mortgage Corp0.19%(2.5)0.23%
AurGroup Finanical Credit Union0.21%(2.5)0.33%
Wells Fargo Bank0.22%(2.5)1.14%
US Bank0.24%(2.5)5.30%
Freedom Mortgage Corporation0.28%(2.0)0.16%
Royal United Mortgage0.29%(2.0)0.17%
PNC Bank0.31%(2.0)3.31%
Homeside Financial0.34%(2.0)0.14%
First Savings Bank0.35%(2.0)0.31%
Quicken Loans0.41%(1.5)7.05%
Mr. Cooper0.52%(1.0)0.70%
Lender NameRate DifferenceRate RatingMarket Share
Huntington National Bank-0.41%(5.0)3.05%
Victory Community Bank-0.33%(5.0)1.23%
myCUmortgage-0.32%(5.0)1.09%
Guardian Savings Bank-0.31%(5.0)2.21%
Union Savings Bank-0.29%(5.0)3.87%
PNC Bank-0.28%(5.0)0.60%
1st National Bank-0.28%(5.0)0.58%
Fifth Third Bank-0.28%(5.0)2.62%
Sibcy Cline Mortgage Services-0.26%(5.0)1.34%
TCF Bank-0.23%(4.5)0.42%
Victory Mortgage-0.22%(4.5)0.46%
Peoples Bank OH WY KY-0.22%(4.5)0.46%
First Equity Mortgage-0.20%(4.5)0.42%
Regions Bank-0.19%(4.5)0.33%
US Bank-0.17%(4.5)1.14%
Prosperity Home Mortgage LLC-0.16%(4.5)0.26%
WesBanco-0.14%(4.0)0.45%
Guaranty Home Mortgage Corporation-0.13%(4.0)0.62%
Churchill Mortgage-0.12%(4.0)0.37%
Civista Bank-0.11%(4.0)0.08%
First Financial Bank-0.10%(4.0)0.65%
American Mortgage Service Company-0.08%(4.0)4.65%
Union Home Mortgage-0.07%(4.0)1.82%
The Union Bank Co-0.07%(4.0)0.14%
Quicken Loans-0.07%(4.0)8.82%
Mid America Mortgage-0.07%(4.0)0.94%
Liberty Savings Bank-0.06%(4.0)0.11%
NBKC Bank-0.06%(4.0)0.04%
Lakeview Loan Servicing-0.06%(4.0)0.83%
Central Bank KY-0.05%(4.0)0.05%
Keller Mortgage-0.05%(3.5)0.03%
Caliber Home Loans-0.04%(3.5)4.48%
VanDyk Mortgage Corporation-0.04%(3.5)0.87%
Guaranteed Rate Affinity-0.04%(3.5)0.76%
Movement Mortgage-0.04%(3.5)0.15%
Navy Federal Credit Union-0.03%(3.5)0.09%
NewRez-0.03%(3.5)0.28%
Sirva Mortgage-0.03%(3.5)0.04%
KeyBank-0.03%(3.5)0.03%
PennyMac Loan Services-0.03%(3.5)0.58%
Land Home Financial Services-0.03%(3.5)0.47%
Liberty Home Mortgage-0.03%(3.5)0.34%
New American Funding-0.03%(3.5)0.60%
The Federal Savings Bank-0.02%(3.5)0.07%
Park National Bank-0.02%(3.5)0.11%
Ruoff Mortgage-0.02%(3.5)1.03%
Amerisave Mortgage Corporation-0.02%(3.5)0.09%
M/I Financial-0.02%(3.5)0.04%
RoundPoint Mortgage Servicing Corporation-0.02%(3.5)0.11%
FirstBank TN-0.02%(3.5)0.04%
Home Point Financial Corporation-0.02%(3.5)0.33%
Provident Funding-0.02%(3.5)0.01%
First Federal Bank of Florida-0.01%(3.5)0.03%
Plaza Home Mortgage-0.01%(3.5)0.45%
Nations Direct Mortgage-0.01%(3.5)0.30%
Freedom Mortgage Corporation-0.01%(3.5)1.14%
Bank of America-0.01%(3.5)0.03%
Synergy One Lending-0.00%(3.5)0.15%
Planet Home Lending-0.00%(3.5)0.18%
Primary Residential Mortgage Inc0.00%(3.5)0.20%
Barrington Bank & Trust0.00%(3.5)0.04%
Stockton Mortgage0.00%(3.5)0.95%
United Mortgage Corp0.00%(3.5)0.43%
Northpointe Bank0.00%(3.5)0.18%
NewDay USA0.00%(3.5)0.01%
Reliance First Capital0.01%(3.5)0.38%
Forcht Bank0.01%(3.5)0.01%
Commonwealth Bank and Trust Company0.01%(3.5)0.09%
AnnieMac Home Mortgage0.01%(3.5)2.36%
Option Financial0.01%(3.5)0.50%
AmCap Home Loans0.03%(3.5)0.45%
Village Capital0.03%(3.5)0.37%
Royal United Mortgage0.03%(3.5)0.19%
Flagstar Bank0.04%(3.5)0.30%
Carrington Mortgage Services0.04%(3.5)2.46%
Equity Resources0.04%(3.5)1.36%
1st Signature Lending0.05%(3.5)0.33%
JPMorgan Chase Bank0.05%(3.5)0.09%
HomeServices Lending0.05%(3.5)0.26%
Warsaw Bank0.06%(3.0)0.22%
HomeBridge Financial Services0.06%(3.0)0.27%
Bayshore Mortgage Funding0.07%(3.0)2.03%
Gateway First Bank0.07%(3.0)0.23%
Bank of England AR0.07%(3.0)0.69%
Homeside Financial0.08%(3.0)0.31%
First Savings Bank0.08%(3.0)0.31%
loanDepot0.08%(3.0)1.86%
NVR Mortgage Finance Inc0.08%(3.0)1.75%
RiverHills Bank0.10%(3.0)0.65%
Waterstone Mortgage Corporation0.11%(3.0)0.20%
Guaranteed Rate0.12%(3.0)2.13%
Nations Lending Corporation0.13%(3.0)0.38%
Polaris Home Funding Corp0.14%(3.0)2.32%
First Home Bank0.14%(3.0)0.24%
Fairway Independent Mortgage Corporation0.16%(2.5)2.96%
Western Ohio Mortgage0.16%(2.5)0.56%
Rapid Mortgage Company0.17%(2.5)2.58%
Cardinal Financial Company0.21%(2.5)1.61%
Finance of America Mortgage0.22%(2.5)0.88%
Mr. Cooper0.26%(2.0)3.50%
PRMG Mortgage0.26%(2.0)1.28%
DAS Acquisition Company0.27%(2.0)1.94%
PrimeLending0.27%(2.0)2.10%
Nations Reliable Lending0.38%(1.5)3.32%
Amerifirst Home Mortgage0.39%(1.5)0.83%
Summit Funding Inc0.53%(1.0)1.42%
Lender NameRate DifferenceRate RatingMarket Share
Huntington National Bank-0.46%(5.0)3.41%
Guardian Savings Bank-0.38%(5.0)2.34%
Victory Community Bank-0.34%(5.0)1.55%
myCUmortgage-0.34%(5.0)1.32%
Fifth Third Bank-0.33%(5.0)2.84%
PNC Bank-0.32%(5.0)0.70%
Union Savings Bank-0.32%(5.0)4.30%
TCF Bank-0.29%(5.0)0.38%
1st National Bank-0.29%(5.0)0.75%
Sibcy Cline Mortgage Services-0.27%(5.0)1.73%
Victory Mortgage-0.24%(4.5)0.57%
Peoples Bank OH WY KY-0.24%(4.5)0.57%
US Bank-0.22%(4.5)1.21%
First Equity Mortgage-0.21%(4.5)0.55%
Regions Bank-0.20%(4.5)0.43%
WesBanco-0.17%(4.5)0.50%
Guaranty Home Mortgage Corporation-0.17%(4.5)0.45%
Prosperity Home Mortgage LLC-0.16%(4.5)0.34%
Freedom Mortgage Corporation-0.16%(4.5)0.70%
Churchill Mortgage-0.13%(4.0)0.45%
Civista Bank-0.11%(4.0)0.11%
First Financial Bank-0.11%(4.0)0.77%
Quicken Loans-0.10%(4.0)4.14%
Lakeview Loan Servicing-0.10%(4.0)0.29%
PennyMac Loan Services-0.09%(4.0)0.12%
The Union Bank Co-0.09%(4.0)0.14%
American Mortgage Service Company-0.08%(4.0)5.64%
Liberty Savings Bank-0.08%(4.0)0.12%
Central Bank KY-0.06%(4.0)0.05%
Mid America Mortgage-0.06%(4.0)1.00%
NBKC Bank-0.06%(4.0)0.05%
Home Point Financial Corporation-0.06%(4.0)0.23%
Keller Mortgage-0.05%(3.5)0.04%
Navy Federal Credit Union-0.05%(3.5)0.09%
VanDyk Mortgage Corporation-0.04%(3.5)1.04%
Guaranteed Rate Affinity-0.04%(3.5)0.93%
Movement Mortgage-0.04%(3.5)0.16%
Union Home Mortgage-0.04%(3.5)1.73%
Sirva Mortgage-0.04%(3.5)0.05%
Ruoff Mortgage-0.04%(3.5)1.09%
Liberty Home Mortgage-0.03%(3.5)0.39%
Land Home Financial Services-0.03%(3.5)0.57%
KeyBank-0.03%(3.5)0.04%
The Federal Savings Bank-0.03%(3.5)0.07%
First Federal Bank of Florida-0.03%(3.5)0.02%
Park National Bank-0.03%(3.5)0.14%
FirstBank TN-0.03%(3.5)0.04%
HomeBridge Financial Services-0.02%(3.5)0.05%
Caliber Home Loans-0.02%(3.5)4.55%
M/I Financial-0.02%(3.5)0.05%
Reliance First Capital-0.02%(3.5)0.02%
Plaza Home Mortgage-0.02%(3.5)0.52%
New American Funding-0.02%(3.5)0.52%
Nations Direct Mortgage-0.01%(3.5)0.36%
Bank of America-0.01%(3.5)0.04%
NewRez-0.01%(3.5)0.11%
Amerisave Mortgage Corporation-0.00%(3.5)0.02%
Barrington Bank & Trust-0.00%(3.5)0.04%
Stockton Mortgage0.00%(3.5)1.09%
Forcht Bank0.00%(3.5)0.02%
Primary Residential Mortgage Inc0.01%(3.5)0.20%
Commonwealth Bank and Trust Company0.01%(3.5)0.12%
Synergy One Lending0.01%(3.5)0.02%
Flagstar Bank0.01%(3.5)0.25%
United Mortgage Corp0.02%(3.5)0.20%
1st Signature Lending0.02%(3.5)0.21%
JPMorgan Chase Bank0.02%(3.5)0.07%
Option Financial0.02%(3.5)0.59%
Nations Lending Corporation0.02%(3.5)0.05%
AnnieMac Home Mortgage0.02%(3.5)2.77%
Northpointe Bank0.02%(3.5)0.16%
AmCap Home Loans0.03%(3.5)0.50%
loanDepot0.03%(3.5)1.36%
Equity Resources0.04%(3.5)1.62%
HomeServices Lending0.05%(3.5)0.34%
Royal United Mortgage0.05%(3.5)0.14%
Planet Home Lending0.06%(3.0)0.09%
Warsaw Bank0.06%(3.0)0.27%
Bayshore Mortgage Funding0.07%(3.0)2.45%
Bank of England AR0.07%(3.0)0.82%
Gateway First Bank0.08%(3.0)0.27%
Homeside Financial0.08%(3.0)0.27%
NVR Mortgage Finance Inc0.08%(3.0)2.30%
First Savings Bank0.09%(3.0)0.32%
RiverHills Bank0.10%(3.0)0.80%
Waterstone Mortgage Corporation0.11%(3.0)0.25%
Guaranteed Rate0.13%(3.0)2.70%
First Home Bank0.15%(3.0)0.30%
Fairway Independent Mortgage Corporation0.16%(2.5)3.52%
Western Ohio Mortgage0.16%(2.5)0.70%
Polaris Home Funding Corp0.18%(2.5)2.43%
Rapid Mortgage Company0.18%(2.5)3.18%
Carrington Mortgage Services0.20%(2.5)0.86%
Finance of America Mortgage0.23%(2.5)1.09%
Cardinal Financial Company0.23%(2.5)1.80%
DAS Acquisition Company0.27%(2.0)2.54%
PrimeLending0.29%(2.0)2.50%
PRMG Mortgage0.31%(2.0)1.36%
Mr. Cooper0.32%(2.0)2.39%
Amerifirst Home Mortgage0.40%(1.5)1.04%
Nations Reliable Lending0.43%(1.5)3.79%
Summit Funding Inc0.54%(1.0)1.84%
Lender NameRate DifferenceRate RatingMarket Share
Union Savings Bank-0.17%(4.5)2.48%
Union Home Mortgage-0.16%(4.5)2.09%
Huntington National Bank-0.12%(4.0)1.92%
TCF Bank-0.11%(4.0)0.56%
Guaranty Home Mortgage Corporation-0.09%(4.0)1.19%
Caliber Home Loans-0.09%(4.0)4.23%
Mid America Mortgage-0.08%(4.0)0.73%
American Mortgage Service Company-0.08%(4.0)1.52%
Guardian Savings Bank-0.06%(4.0)1.81%
Fifth Third Bank-0.05%(3.5)1.92%
myCUmortgage-0.05%(3.5)0.34%
Quicken Loans-0.04%(3.5)23.59%
New American Funding-0.04%(3.5)0.85%
AnnieMac Home Mortgage-0.04%(3.5)1.07%
NewRez-0.04%(3.5)0.85%
Planet Home Lending-0.04%(3.5)0.45%
Lakeview Loan Servicing-0.03%(3.5)2.54%
First Financial Bank-0.03%(3.5)0.28%
Victory Community Bank-0.03%(3.5)0.23%
Equity Resources-0.03%(3.5)0.51%
Northpointe Bank-0.03%(3.5)0.23%
RiverHills Bank-0.03%(3.5)0.17%
Option Financial-0.03%(3.5)0.23%
Peoples Bank OH WY KY-0.02%(3.5)0.11%
Victory Mortgage-0.02%(3.5)0.11%
Movement Mortgage-0.01%(3.5)0.11%
Amerisave Mortgage Corporation-0.01%(3.5)0.34%
Carrington Mortgage Services-0.01%(3.5)7.51%
1st National Bank-0.01%(3.5)0.06%
Primary Residential Mortgage Inc-0.01%(3.5)0.23%
The Union Bank Co-0.01%(3.5)0.11%
Central Bank KY-0.01%(3.5)0.06%
Sibcy Cline Mortgage Services-0.01%(3.5)0.11%
RoundPoint Mortgage Servicing Corporation-0.01%(3.5)0.45%
Gateway First Bank-0.01%(3.5)0.11%
PennyMac Loan Services-0.01%(3.5)2.03%
Provident Funding-0.00%(3.5)0.06%
The Federal Savings Bank-0.00%(3.5)0.06%
Polaris Home Funding Corp-0.00%(3.5)1.98%
Navy Federal Credit Union-0.00%(3.5)0.11%
WesBanco-0.00%(3.5)0.28%
Land Home Financial Services0.00%(3.5)0.17%
Churchill Mortgage0.00%(3.5)0.11%
Stockton Mortgage0.00%(3.5)0.51%
Synergy One Lending0.00%(3.5)0.56%
United Mortgage Corp0.01%(3.5)1.19%
Liberty Home Mortgage0.01%(3.5)0.17%
FirstBank TN0.01%(3.5)0.06%
Western Ohio Mortgage0.01%(3.5)0.11%
Liberty Savings Bank0.01%(3.5)0.06%
VanDyk Mortgage Corporation0.01%(3.5)0.34%
Guaranteed Rate0.01%(3.5)0.34%
DAS Acquisition Company0.01%(3.5)0.06%
Guaranteed Rate Affinity0.01%(3.5)0.23%
Barrington Bank & Trust0.01%(3.5)0.06%
NewDay USA0.02%(3.5)0.06%
First Federal Bank of Florida0.02%(3.5)0.06%
Reliance First Capital0.02%(3.5)1.52%
AmCap Home Loans0.02%(3.5)0.28%
US Bank0.02%(3.5)0.90%
Royal United Mortgage0.02%(3.5)0.34%
Nations Direct Mortgage0.02%(3.5)0.11%
PRMG Mortgage0.02%(3.5)1.02%
PNC Bank0.02%(3.5)0.28%
Warsaw Bank0.02%(3.5)0.06%
Waterstone Mortgage Corporation0.02%(3.5)0.06%
First Home Bank0.03%(3.5)0.06%
Ruoff Mortgage0.03%(3.5)0.85%
Rapid Mortgage Company0.03%(3.5)0.68%
Finance of America Mortgage0.04%(3.5)0.23%
Bank of England AR0.04%(3.5)0.28%
Amerifirst Home Mortgage0.04%(3.5)0.17%
First Savings Bank0.04%(3.5)0.28%
Village Capital0.04%(3.5)1.52%
Plaza Home Mortgage0.04%(3.5)0.23%
Home Point Financial Corporation0.05%(3.5)0.62%
Cardinal Financial Company0.05%(3.5)1.02%
Summit Funding Inc0.05%(3.0)0.11%
Nations Reliable Lending0.05%(3.0)1.86%
PrimeLending0.06%(3.0)0.85%
Bayshore Mortgage Funding0.06%(3.0)0.73%
Homeside Financial0.08%(3.0)0.45%
1st Signature Lending0.08%(3.0)0.68%
Flagstar Bank0.09%(3.0)0.45%
HomeBridge Financial Services0.09%(3.0)0.96%
JPMorgan Chase Bank0.09%(3.0)0.17%
Fairway Independent Mortgage Corporation0.09%(3.0)1.19%
Freedom Mortgage Corporation0.12%(3.0)2.54%
loanDepot0.14%(3.0)3.44%
Nations Lending Corporation0.15%(2.5)1.41%
Mr. Cooper0.20%(2.5)7.00%
Lender NameRate DifferenceRate RatingMarket Share
Fifth Third Bank-0.08%(4.0)17.58%
Bank of America-0.03%(3.5)3.64%
Wells Fargo Bank-0.03%(3.5)7.47%
Huntington National Bank-0.02%(3.5)8.89%
Regions Bank-0.00%(3.5)1.62%
Third Federal Savings & Loan0.00%(3.5)1.01%
Fairway Independent Mortgage Corporation0.01%(3.5)0.20%
General Electric Credit Union0.01%(3.5)2.63%
Navy Federal Credit Union0.01%(3.5)0.40%
Truist Bank0.01%(3.5)3.43%
Cinfed Federal Credit Union0.01%(3.5)0.20%
Civista Bank0.01%(3.5)0.20%
Guaranteed Rate0.02%(3.5)3.84%
Keller Mortgage0.02%(3.5)0.20%
JPMorgan Chase Bank0.02%(3.5)3.03%
Quicken Loans0.02%(3.5)0.40%
KeyBank0.02%(3.5)2.22%
Central Bank KY0.02%(3.5)0.40%
Victory Community Bank0.02%(3.5)0.61%
Guaranteed Rate Affinity0.02%(3.5)0.61%
M/I Financial0.02%(3.5)0.61%
LCNB National Bank0.02%(3.5)0.20%
Wright-Patt Credit Union Inc0.03%(3.5)0.81%
PNC Bank0.03%(3.5)6.26%
Churchill Mortgage0.03%(3.5)0.20%
Park National Bank0.03%(3.5)0.40%
Sirva Mortgage0.03%(3.5)0.20%
Equity Resources0.03%(3.5)0.20%
American Mortgage Service Company0.03%(3.5)1.62%
TCF Bank0.03%(3.5)0.61%
Sibcy Cline Mortgage Services0.03%(3.5)0.61%
WesBanco0.03%(3.5)0.20%
HomeServices Lending0.03%(3.5)0.20%
NBKC Bank0.03%(3.5)0.20%
First Financial Bank0.03%(3.5)4.24%
Cardinal Financial Company0.03%(3.5)0.20%
Guardian Savings Bank0.03%(3.5)0.40%
Reliance First Capital0.03%(3.5)0.20%
PrimeLending0.04%(3.5)2.83%
Forcht Bank0.04%(3.5)1.01%
USAA0.04%(3.5)0.20%
Peoples Bank OH WY KY0.04%(3.5)0.81%
Farm Credit Mid-America0.04%(3.5)1.62%
Finance of America Mortgage0.04%(3.5)0.20%
First Equity Mortgage0.04%(3.5)1.41%
Victory Mortgage0.05%(3.5)1.21%
US Bank0.05%(3.5)13.54%
Caliber Home Loans0.07%(3.0)0.81%
NewRez0.08%(3.0)0.40%
Lender NameRate DifferenceRate RatingMarket Share
Fifth Third Bank-0.08%(4.0)19.02%
Bank of America-0.05%(3.5)4.26%
Wells Fargo Bank-0.03%(3.5)10.82%
Regions Bank0.00%(3.5)2.30%
PNC Bank0.01%(3.5)5.25%
Third Federal Savings & Loan0.01%(3.5)1.64%
KeyBank0.01%(3.5)1.97%
Fairway Independent Mortgage Corporation0.02%(3.5)0.33%
Navy Federal Credit Union0.02%(3.5)0.66%
JPMorgan Chase Bank0.02%(3.5)3.61%
Forcht Bank0.02%(3.5)0.33%
Civista Bank0.02%(3.5)0.33%
Huntington National Bank0.02%(3.5)5.25%
General Electric Credit Union0.02%(3.5)0.33%
Keller Mortgage0.02%(3.5)0.33%
Guaranteed Rate0.02%(3.5)3.61%
US Bank0.02%(3.5)13.77%
Quicken Loans0.03%(3.5)0.33%
Central Bank KY0.03%(3.5)0.66%
Victory Community Bank0.03%(3.5)0.98%
First Financial Bank0.03%(3.5)2.62%
Sibcy Cline Mortgage Services0.03%(3.5)0.66%
Guaranteed Rate Affinity0.03%(3.5)0.98%
M/I Financial0.03%(3.5)0.98%
Park National Bank0.03%(3.5)0.66%
Sirva Mortgage0.03%(3.5)0.33%
American Mortgage Service Company0.03%(3.5)1.64%
Wright-Patt Credit Union Inc0.03%(3.5)0.98%
HomeServices Lending0.04%(3.5)0.33%
NBKC Bank0.04%(3.5)0.33%
PrimeLending0.04%(3.5)2.62%
Cardinal Financial Company0.04%(3.5)0.33%
Guardian Savings Bank0.04%(3.5)0.66%
Reliance First Capital0.04%(3.5)0.33%
Peoples Bank OH WY KY0.05%(3.5)0.66%
USAA0.05%(3.5)0.33%
Finance of America Mortgage0.05%(3.0)0.33%
First Equity Mortgage0.05%(3.0)2.30%
Truist Bank0.06%(3.0)2.30%
Victory Mortgage0.06%(3.0)1.64%
Farm Credit Mid-America0.07%(3.0)1.64%
NewRez0.09%(3.0)0.66%
Caliber Home Loans0.09%(3.0)0.98%
Lender NameRate DifferenceRate RatingMarket Share
Fifth Third Bank-0.07%(4.0)15.26%
Huntington National Bank-0.05%(4.0)14.74%
Truist Bank-0.03%(3.5)5.26%
Wells Fargo Bank-0.02%(3.5)2.11%
General Electric Credit Union-0.00%(3.5)6.32%
Cinfed Federal Credit Union0.00%(3.5)0.53%
Victory Mortgage0.00%(3.5)0.53%
Farm Credit Mid-America0.00%(3.5)1.58%
Guaranteed Rate0.00%(3.5)4.21%
Caliber Home Loans0.01%(3.5)0.53%
Regions Bank0.01%(3.5)0.53%
Wright-Patt Credit Union Inc0.01%(3.5)0.53%
Quicken Loans0.01%(3.5)0.53%
Bank of America0.01%(3.5)2.63%
LCNB National Bank0.01%(3.5)0.53%
Churchill Mortgage0.01%(3.5)0.53%
Equity Resources0.01%(3.5)0.53%
TCF Bank0.01%(3.5)1.58%
American Mortgage Service Company0.02%(3.5)1.58%
WesBanco0.02%(3.5)0.53%
JPMorgan Chase Bank0.02%(3.5)2.11%
First Financial Bank0.02%(3.5)6.84%
KeyBank0.03%(3.5)2.63%
Sibcy Cline Mortgage Services0.03%(3.5)0.53%
Peoples Bank OH WY KY0.03%(3.5)1.05%
Forcht Bank0.03%(3.5)2.11%
PrimeLending0.03%(3.5)3.16%
PNC Bank0.04%(3.5)7.89%
US Bank0.09%(3.0)13.16%
Lender NameRate DifferenceRate RatingMarket Share
Navy Federal Credit Union-0.28%(5.0)3.57%
Sibcy Cline Mortgage Services-0.17%(4.5)1.64%
Union Savings Bank-0.16%(4.5)3.24%
Victory Community Bank-0.11%(4.0)1.71%
loanDepot-0.10%(4.0)2.38%
PennyMac Loan Services-0.09%(4.0)1.79%
Caliber Home Loans-0.08%(4.0)4.61%
Fifth Third Bank-0.08%(4.0)1.71%
American Mortgage Service Company-0.07%(4.0)2.34%
USAA-0.07%(4.0)7.07%
First Financial Bank-0.07%(4.0)0.52%
TCF Bank-0.07%(4.0)0.74%
1st National Bank-0.06%(4.0)0.56%
Flagstar Bank-0.05%(4.0)0.86%
Guaranteed Rate-0.05%(4.0)3.53%
Guardian Savings Bank-0.05%(3.5)0.60%
Wells Fargo Bank-0.04%(3.5)0.82%
NBKC Bank-0.04%(3.5)0.71%
Regions Bank-0.04%(3.5)0.19%
First Savings Bank-0.04%(3.5)0.41%
Amerisave Mortgage Corporation-0.04%(3.5)0.30%
Peoples Bank OH WY KY-0.04%(3.5)0.48%
M/I Financial-0.03%(3.5)0.33%
Ruoff Mortgage-0.03%(3.5)1.15%
Park National Bank-0.03%(3.5)0.07%
Prosperity Home Mortgage LLC-0.03%(3.5)0.37%
RoundPoint Mortgage Servicing Corporation-0.03%(3.5)0.22%
Victory Mortgage-0.03%(3.5)0.67%
WesBanco-0.03%(3.5)0.30%
New American Funding-0.03%(3.5)0.22%
Huntington National Bank-0.03%(3.5)1.86%
PNC Bank-0.03%(3.5)0.78%
Churchill Mortgage-0.02%(3.5)0.41%
Keller Mortgage-0.02%(3.5)0.07%
Sirva Mortgage-0.02%(3.5)0.15%
Lakeview Loan Servicing-0.02%(3.5)0.74%
myCUmortgage-0.02%(3.5)0.15%
Wright-Patt Credit Union Inc-0.02%(3.5)0.56%
Village Capital-0.02%(3.5)0.63%
Guaranteed Rate Affinity-0.02%(3.5)0.71%
Equity Resources-0.02%(3.5)0.82%
Central Bank KY-0.01%(3.5)0.11%
Civista Bank-0.01%(3.5)0.04%
Warsaw Bank-0.01%(3.5)0.11%
FirstBank TN-0.01%(3.5)0.19%
RiverHills Bank-0.01%(3.5)0.26%
Home Point Financial Corporation-0.01%(3.5)0.93%
US Bank-0.01%(3.5)1.12%
First Equity Mortgage-0.00%(3.5)1.04%
AmCap Home Loans-0.00%(3.5)0.33%
Liberty Savings Bank-0.00%(3.5)0.07%
Northpointe Bank-0.00%(3.5)0.07%
Royal United Mortgage-0.00%(3.5)0.04%
Primary Residential Mortgage Inc0.00%(3.5)0.07%
Truist Bank0.00%(3.5)0.04%
PrimeLending0.00%(3.5)3.98%
The Union Bank Co0.00%(3.5)0.45%
Forcht Bank0.00%(3.5)0.11%
Commonwealth Bank and Trust Company0.00%(3.5)0.22%
Gateway First Bank0.00%(3.5)0.15%
AurGroup Finanical Credit Union0.01%(3.5)0.07%
Liberty Home Mortgage0.01%(3.5)0.04%
Waterstone Mortgage Corporation0.01%(3.5)0.04%
Mid America Mortgage0.01%(3.5)0.71%
Land Home Financial Services0.01%(3.5)0.45%
Movement Mortgage0.01%(3.5)0.22%
AnnieMac Home Mortgage0.01%(3.5)1.60%
1st Signature Lending0.02%(3.5)0.11%
Bank of England AR0.02%(3.5)0.26%
Nations Direct Mortgage0.02%(3.5)0.48%
Planet Home Lending0.02%(3.5)0.26%
Guaranty Home Mortgage Corporation0.02%(3.5)0.89%
Western Ohio Mortgage0.02%(3.5)0.26%
Barrington Bank & Trust0.02%(3.5)0.89%
PRMG Mortgage0.03%(3.5)0.74%
United Mortgage Corp0.03%(3.5)0.48%
HomeBridge Financial Services0.03%(3.5)0.41%
Stockton Mortgage0.03%(3.5)0.48%
NewRez0.03%(3.5)0.19%
VanDyk Mortgage Corporation0.03%(3.5)0.37%
Reliance First Capital0.03%(3.5)0.30%
HomeServices Lending0.03%(3.5)0.30%
Option Financial0.03%(3.5)0.04%
Bayshore Mortgage Funding0.04%(3.5)1.12%
Union Home Mortgage0.04%(3.5)1.67%
Plaza Home Mortgage0.04%(3.5)0.11%
Homeside Financial0.05%(3.5)0.45%
Synergy One Lending0.05%(3.0)0.60%
First Home Bank0.05%(3.0)0.45%
Nations Lending Corporation0.06%(3.0)0.19%
NVR Mortgage Finance Inc0.06%(3.0)0.60%
First Federal Bank of Florida0.06%(3.0)0.60%
Fairway Independent Mortgage Corporation0.06%(3.0)1.38%
Polaris Home Funding Corp0.08%(3.0)0.82%
Amerifirst Home Mortgage0.08%(3.0)0.41%
Quicken Loans0.10%(3.0)6.55%
Finance of America Mortgage0.10%(3.0)0.33%
Carrington Mortgage Services0.12%(3.0)2.19%
Cardinal Financial Company0.13%(3.0)0.97%
The Federal Savings Bank0.15%(3.0)2.53%
Freedom Mortgage Corporation0.15%(3.0)2.01%
Rapid Mortgage Company0.16%(2.5)1.04%
DAS Acquisition Company0.17%(2.5)1.08%
Nations Reliable Lending0.17%(2.5)1.26%
Mr. Cooper0.18%(2.5)1.45%
Summit Funding Inc0.20%(2.5)0.89%
NewDay USA0.39%(1.5)2.42%
Lender NameRate DifferenceRate RatingMarket Share
Navy Federal Credit Union-0.31%(5.0)5.07%
Sibcy Cline Mortgage Services-0.17%(4.5)2.41%
Union Savings Bank-0.12%(4.0)3.06%
Victory Community Bank-0.10%(4.0)2.54%
Fifth Third Bank-0.09%(4.0)1.63%
PennyMac Loan Services-0.06%(4.0)0.52%
First Financial Bank-0.06%(4.0)0.78%
1st National Bank-0.06%(4.0)0.78%
American Mortgage Service Company-0.06%(4.0)2.99%
TCF Bank-0.05%(4.0)0.59%
Wells Fargo Bank-0.05%(3.5)1.17%
Guardian Savings Bank-0.05%(3.5)0.59%
NBKC Bank-0.03%(3.5)0.72%
USAA-0.03%(3.5)9.37%
Churchill Mortgage-0.03%(3.5)0.39%
Peoples Bank OH WY KY-0.02%(3.5)0.72%
Regions Bank-0.02%(3.5)0.33%
PNC Bank-0.02%(3.5)0.98%
Guaranteed Rate-0.02%(3.5)4.75%
Prosperity Home Mortgage LLC-0.02%(3.5)0.46%
Ruoff Mortgage-0.02%(3.5)1.63%
M/I Financial-0.02%(3.5)0.59%
US Bank-0.02%(3.5)1.43%
Park National Bank-0.01%(3.5)0.13%
Victory Mortgage-0.01%(3.5)1.11%
WesBanco-0.01%(3.5)0.33%
myCUmortgage-0.01%(3.5)0.20%
Keller Mortgage-0.01%(3.5)0.13%
Huntington National Bank-0.01%(3.5)2.34%
Sirva Mortgage-0.01%(3.5)0.26%
Guaranteed Rate Affinity-0.00%(3.5)1.24%
Central Bank KY-0.00%(3.5)0.13%
New American Funding-0.00%(3.5)0.07%
Equity Resources0.00%(3.5)0.98%
Wright-Patt Credit Union Inc0.01%(3.5)0.52%
Civista Bank0.01%(3.5)0.07%
Warsaw Bank0.01%(3.5)0.20%
Quicken Loans0.01%(3.5)2.99%
Primary Residential Mortgage Inc0.01%(3.5)0.07%
RiverHills Bank0.01%(3.5)0.46%
Commonwealth Bank and Trust Company0.01%(3.5)0.20%
loanDepot0.01%(3.5)0.39%
First Savings Bank0.02%(3.5)0.07%
First Equity Mortgage0.02%(3.5)1.82%
Lakeview Loan Servicing0.02%(3.5)0.07%
PrimeLending0.02%(3.5)6.51%
Movement Mortgage0.02%(3.5)0.26%
HomeBridge Financial Services0.02%(3.5)0.07%
Northpointe Bank0.02%(3.5)0.07%
The Union Bank Co0.02%(3.5)0.26%
Liberty Savings Bank0.02%(3.5)0.07%
Liberty Home Mortgage0.02%(3.5)0.07%
Forcht Bank0.03%(3.5)0.07%
Waterstone Mortgage Corporation0.03%(3.5)0.07%
Caliber Home Loans0.03%(3.5)3.64%
Homeside Financial0.03%(3.5)0.26%
Land Home Financial Services0.03%(3.5)0.72%
1st Signature Lending0.03%(3.5)0.20%
AurGroup Finanical Credit Union0.03%(3.5)0.07%
Mid America Mortgage0.03%(3.5)0.85%
Freedom Mortgage Corporation0.03%(3.5)0.39%
Flagstar Bank0.03%(3.5)0.33%
Nations Lending Corporation0.04%(3.5)0.07%
AnnieMac Home Mortgage0.04%(3.5)2.34%
Barrington Bank & Trust0.04%(3.5)1.30%
United Mortgage Corp0.04%(3.5)0.33%
Gateway First Bank0.05%(3.5)0.13%
NewDay USA0.05%(3.5)0.39%
VanDyk Mortgage Corporation0.05%(3.5)0.46%
HomeServices Lending0.05%(3.0)0.46%
Option Financial0.05%(3.0)0.07%
Guaranty Home Mortgage Corporation0.06%(3.0)0.85%
Nations Direct Mortgage0.06%(3.0)0.46%
Plaza Home Mortgage0.06%(3.0)0.20%
Bank of England AR0.06%(3.0)0.13%
The Federal Savings Bank0.06%(3.0)0.20%
Bayshore Mortgage Funding0.06%(3.0)1.69%
Western Ohio Mortgage0.06%(3.0)0.26%
Stockton Mortgage0.06%(3.0)0.52%
AmCap Home Loans0.07%(3.0)0.20%
Union Home Mortgage0.07%(3.0)2.34%
NVR Mortgage Finance Inc0.08%(3.0)1.04%
Home Point Financial Corporation0.08%(3.0)0.72%
Fairway Independent Mortgage Corporation0.09%(3.0)1.82%
Planet Home Lending0.10%(3.0)0.20%
Polaris Home Funding Corp0.11%(3.0)0.91%
Amerifirst Home Mortgage0.12%(3.0)0.59%
PRMG Mortgage0.12%(3.0)0.59%
First Home Bank0.12%(3.0)0.39%
Finance of America Mortgage0.13%(3.0)0.52%
Mr. Cooper0.17%(2.5)1.04%
Carrington Mortgage Services0.17%(2.5)0.78%
Rapid Mortgage Company0.18%(2.5)1.76%
Cardinal Financial Company0.19%(2.5)1.30%
DAS Acquisition Company0.19%(2.5)1.82%
Nations Reliable Lending0.22%(2.5)1.76%
Summit Funding Inc0.25%(2.5)1.37%
Lender NameRate DifferenceRate RatingMarket Share
Union Savings Bank-0.22%(4.5)3.47%
Caliber Home Loans-0.19%(4.5)5.90%
USAA-0.16%(4.5)3.99%
loanDepot-0.13%(4.0)5.03%
Guaranteed Rate-0.13%(4.0)1.91%
Navy Federal Credit Union-0.13%(4.0)1.56%
PennyMac Loan Services-0.12%(4.0)3.47%
Flagstar Bank-0.09%(4.0)1.56%
American Mortgage Service Company-0.09%(4.0)1.48%
TCF Bank-0.09%(4.0)0.95%
Home Point Financial Corporation-0.08%(4.0)1.22%
Sibcy Cline Mortgage Services-0.08%(4.0)0.61%
Fifth Third Bank-0.07%(4.0)1.82%
First Savings Bank-0.06%(4.0)0.87%
Huntington National Bank-0.06%(4.0)1.22%
Victory Community Bank-0.06%(4.0)0.61%
Amerisave Mortgage Corporation-0.06%(4.0)0.69%
NBKC Bank-0.06%(4.0)0.69%
PRMG Mortgage-0.06%(4.0)0.95%
Planet Home Lending-0.06%(4.0)0.35%
Wright-Patt Credit Union Inc-0.06%(4.0)0.61%
WesBanco-0.05%(4.0)0.26%
New American Funding-0.05%(4.0)0.43%
RoundPoint Mortgage Servicing Corporation-0.05%(4.0)0.52%
AmCap Home Loans-0.05%(3.5)0.52%
Guardian Savings Bank-0.05%(3.5)0.61%
AnnieMac Home Mortgage-0.05%(3.5)0.61%
Lakeview Loan Servicing-0.05%(3.5)1.65%
Gateway First Bank-0.04%(3.5)0.17%
Village Capital-0.04%(3.5)1.48%
Equity Resources-0.04%(3.5)0.61%
Prosperity Home Mortgage LLC-0.04%(3.5)0.26%
Ruoff Mortgage-0.04%(3.5)0.52%
First Financial Bank-0.04%(3.5)0.17%
Bayshore Mortgage Funding-0.04%(3.5)0.35%
Peoples Bank OH WY KY-0.04%(3.5)0.17%
Nations Direct Mortgage-0.04%(3.5)0.52%
myCUmortgage-0.04%(3.5)0.09%
Union Home Mortgage-0.03%(3.5)0.78%
PrimeLending-0.03%(3.5)0.61%
1st National Bank-0.03%(3.5)0.26%
Victory Mortgage-0.03%(3.5)0.09%
Guaranty Home Mortgage Corporation-0.03%(3.5)0.95%
FirstBank TN-0.03%(3.5)0.43%
Western Ohio Mortgage-0.03%(3.5)0.26%
Liberty Savings Bank-0.03%(3.5)0.09%
Central Bank KY-0.03%(3.5)0.09%
Northpointe Bank-0.03%(3.5)0.09%
Rapid Mortgage Company-0.03%(3.5)0.09%
PNC Bank-0.03%(3.5)0.52%
AurGroup Finanical Credit Union-0.03%(3.5)0.09%
Mid America Mortgage-0.03%(3.5)0.52%
DAS Acquisition Company-0.03%(3.5)0.09%
Forcht Bank-0.03%(3.5)0.17%
Stockton Mortgage-0.02%(3.5)0.43%
Churchill Mortgage-0.02%(3.5)0.43%
Royal United Mortgage-0.02%(3.5)0.09%
The Union Bank Co-0.02%(3.5)0.69%
Truist Bank-0.02%(3.5)0.09%
First Home Bank-0.02%(3.5)0.52%
Land Home Financial Services-0.02%(3.5)0.09%
Bank of England AR-0.02%(3.5)0.43%
Primary Residential Mortgage Inc-0.02%(3.5)0.09%
Commonwealth Bank and Trust Company-0.01%(3.5)0.26%
Summit Funding Inc-0.01%(3.5)0.26%
Cardinal Financial Company-0.01%(3.5)0.52%
Amerifirst Home Mortgage-0.01%(3.5)0.17%
Finance of America Mortgage-0.01%(3.5)0.09%
HomeServices Lending-0.00%(3.5)0.09%
Fairway Independent Mortgage Corporation0.00%(3.5)0.78%
United Mortgage Corp0.01%(3.5)0.69%
NewRez0.01%(3.5)0.43%
HomeBridge Financial Services0.01%(3.5)0.87%
VanDyk Mortgage Corporation0.01%(3.5)0.26%
Barrington Bank & Trust0.01%(3.5)0.35%
Movement Mortgage0.01%(3.5)0.17%
Reliance First Capital0.01%(3.5)0.69%
Nations Reliable Lending0.01%(3.5)0.61%
Polaris Home Funding Corp0.02%(3.5)0.69%
Wells Fargo Bank0.03%(3.5)0.35%
Synergy One Lending0.03%(3.5)1.39%
First Federal Bank of Florida0.04%(3.5)1.39%
Nations Lending Corporation0.04%(3.5)0.35%
Homeside Financial0.04%(3.5)0.69%
US Bank0.04%(3.5)0.69%
Carrington Mortgage Services0.09%(3.0)4.08%
Quicken Loans0.11%(3.0)11.28%
The Federal Savings Bank0.13%(3.0)5.64%
Freedom Mortgage Corporation0.14%(3.0)4.17%
Mr. Cooper0.18%(2.5)2.00%
NewDay USA0.40%(1.5)5.12%

* Data is compiled for the Cincinnati, OH commuting zone area, which comprises of counties of Boone County, KY, Bracken County, KY, Campbell County, KY, Gallatin County, KY, Grant County, KY, Kenton County, KY, Pendleton County, KY, Adams County, OH, Brown County, OH, Butler County, OH, Clermont County, OH, Hamilton County, OH, and Warren County, OH. This includes cities/towns/communities of Cincinnati, OH as well as Hamilton, OH, Mason, OH, Florence, KY, South Lebanon, OH, Springboro, OH, Independence, KY, Fairfield, OH, Covington, KY, Lebanon, OH, Monroe, OH, Middletown, OH, Amelia, OH, Montgomery, OH, Fort Wright, KY, Beckett Ridge, OH, Batavia, OH, Union, KY, Norwood, OH, Burlington, KY, Fort Thomas, KY, Francisville, KY, Loveland, OH, Alexandria, KY, Franklin, OH, Blue Ash, OH, Villa Hills, KY, Oakbrook, KY, Withamsville, OH, Mack, OH, Dent, OH, Madeira, OH, Monfort Heights, OH, White Oak, OH, Trenton, OH, Claryville, KY, Erlanger, KY, Finneytown, OH, Turpin Hills, OH, Harrison, OH, Forest Park, OH, Mount Repose, OH, Landen, OH, Williamstown, KY, Walton, KY, Mount Carmel, OH, Hunter, OH, Wyoming, OH, Miamitown, OH, Mount Orab, OH, and The Village of Indian Hill, OH. Lenders must have made at least 30 loans in the area to be included. Source of the data is Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate conditional on the commuting zone, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

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