Top Mortgage Lenders in Huntsville, AL

Which mortgage lender in the Huntsville, AL area typically has the best rates? To help you narrow down where to shop for a mortgage, MortgageWaldo.com provides an objective and data driven ranking of mortgage lenders operating in the Huntsville, AL area by interest rate and market share. Unlike our competitors, we maintain independence by not accepting any compensation from the mortgage lenders we rank. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings.

Going by historical data, the best mortgage lender in the Huntsville, AL area in terms of interest rate is Progress Bank and Trust, with an average “Rate Difference” of -0.18%. This means that, comparing similar borrowers, Progress Bank and Trust provided a -0.18% lower interest rate for its customers than other lenders in the area. Progress Bank and Trust has a market share of 2.9%. On the other hand, the most popular lender in the Huntsville, AL area is Redstone Federal Credit Union, with a larger market share of 9.0%. Redstone Federal Credit Union is an average lender in terms of the interest rate it offers, with a “Rate Difference” of +0.04% compared to those of other lenders in this area.

Our detailed ranking of mortgage lenders in the Huntsville, AL area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, the cheapest lender for Conventional mortgages in Huntsville, AL is Progress Bank and Trust. If you want to take out a loan that is above conforming limits (for example, above $548,250 in 2021), the cheapest Jumbo mortgage provider is Synovus Bank. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Trustmark National Bank. The cheapest VA mortgage provider is Navy Federal Credit Union. Note that as a consumer advocate we always recommend shopping among several of our top ranked lenders in order to get the best rates and fees.

Ranking of Mortgage Lenders in Huntsville, AL

Mortgage Type:
Purchase/Refinance:
Lender NameRate DifferenceRate RatingMarket Share
Progress Bank and Trust-0.18%(4.5)2.90%
Cadence Bank-0.17%(4.5)1.10%
Home Point Financial Corporation-0.16%(4.5)1.63%
DHI Mortgage Company Limited-0.14%(4.0)1.88%
Trustmark National Bank-0.13%(4.0)2.70%
Truist Bank-0.11%(4.0)0.67%
Navy Federal Credit Union-0.11%(4.0)1.64%
Avadian Credit Union-0.11%(4.0)1.31%
CenterState Bank-0.10%(4.0)1.52%
Keller Mortgage-0.09%(4.0)0.71%
Amerisave Mortgage Corporation-0.08%(4.0)0.32%
GMFS Mortgage-0.08%(4.0)2.34%
JPMorgan Chase Bank-0.05%(4.0)0.67%
Bank Independent-0.05%(3.5)1.61%
MortgageRight-0.05%(3.5)0.96%
Certainty Home Loans-0.05%(3.5)2.07%
Flagstar Bank-0.04%(3.5)0.92%
Caliber Home Loans-0.04%(3.5)0.62%
NewRez-0.04%(3.5)0.26%
DelMar Financial Company-0.04%(3.5)0.41%
Mortgage Investors Group-0.04%(3.5)1.03%
IBERIABANK-0.04%(3.5)1.99%
Wells Fargo Bank-0.04%(3.5)3.08%
Synovus Bank-0.03%(3.5)0.30%
DSLD Mortgage-0.03%(3.5)0.86%
First Federal Bank-0.03%(3.5)0.95%
Bank of America-0.03%(3.5)0.41%
PennyMac Loan Services-0.03%(3.5)0.77%
CB&S Bank-0.03%(3.5)0.52%
Magnolia Bank-0.03%(3.5)0.29%
US Bank-0.02%(3.5)0.30%
ServisFirst Bank-0.02%(3.5)0.47%
Gateway First Bank-0.02%(3.5)0.97%
Renasant Bank-0.02%(3.5)2.21%
Guaranty Home Mortgage Corporation-0.02%(3.5)0.43%
Lakeview Loan Servicing-0.02%(3.5)0.31%
New South Mortgage-0.01%(3.5)0.66%
SouthPoint Bank-0.01%(3.5)1.07%
FirstBank TN-0.01%(3.5)6.21%
First Community Mortgage0.00%(3.5)0.29%
InterLinc Mortgage Services0.00%(3.5)0.96%
Freedom Mortgage Corporation0.00%(3.5)1.07%
Bank of England AR0.01%(3.5)0.57%
BancorpSouth Bank0.01%(3.5)1.69%
Fairway Independent Mortgage Corporation0.01%(3.5)2.23%
USAA0.02%(3.5)2.59%
Resource Financial Services0.02%(3.5)0.55%
Acopia Home Loans0.02%(3.5)0.51%
Regions Bank0.02%(3.5)4.70%
Planet Home Lending0.03%(3.5)0.36%
BBVA0.03%(3.5)1.59%
Movement Mortgage0.03%(3.5)1.58%
Hamilton Mortgage Corporation0.03%(3.5)0.36%
Redstone Federal Credit Union0.04%(3.5)8.99%
PNC Bank0.04%(3.5)0.92%
Supreme Lending0.04%(3.5)0.24%
PrimeLending0.04%(3.5)0.95%
Willow Bend Mortgage0.06%(3.0)0.41%
The Mortgage Firm0.06%(3.0)0.31%
loanDepot0.07%(3.0)4.68%
Carrington Mortgage Services0.08%(3.0)0.73%
The Federal Savings Bank0.08%(3.0)0.28%
Assurance Financial0.10%(3.0)0.98%
Quicken Loans0.11%(3.0)8.45%
Mr. Cooper0.13%(3.0)0.86%
New American Funding0.15%(2.5)1.53%
Hometown Lenders0.23%(2.5)2.18%
NewDay USA0.39%(1.5)0.39%
Lender NameRate DifferenceRate RatingMarket Share
Cadence Bank-0.18%(4.5)1.52%
Progress Bank and Trust-0.17%(4.5)3.44%
Home Point Financial Corporation-0.16%(4.5)1.48%
Truist Bank-0.14%(4.0)0.75%
Trustmark National Bank-0.14%(4.0)3.36%
DHI Mortgage Company Limited-0.14%(4.0)2.69%
Avadian Credit Union-0.12%(4.0)1.51%
Navy Federal Credit Union-0.12%(4.0)2.05%
CenterState Bank-0.11%(4.0)1.36%
Regions Bank-0.10%(4.0)3.74%
Keller Mortgage-0.09%(4.0)0.96%
JPMorgan Chase Bank-0.08%(4.0)0.59%
Wells Fargo Bank-0.08%(4.0)3.33%
Bank of America-0.08%(4.0)0.36%
Freedom Mortgage Corporation-0.07%(4.0)0.87%
GMFS Mortgage-0.07%(4.0)2.54%
Bank Independent-0.07%(4.0)1.48%
IBERIABANK-0.06%(4.0)2.41%
MortgageRight-0.05%(4.0)1.17%
Certainty Home Loans-0.05%(3.5)2.68%
Flagstar Bank-0.04%(3.5)1.20%
DelMar Financial Company-0.04%(3.5)0.53%
Magnolia Bank-0.04%(3.5)0.28%
Synovus Bank-0.04%(3.5)0.35%
Renasant Bank-0.04%(3.5)1.90%
First Federal Bank-0.03%(3.5)1.17%
DSLD Mortgage-0.03%(3.5)1.23%
Mortgage Investors Group-0.03%(3.5)1.01%
PNC Bank-0.03%(3.5)0.33%
CB&S Bank-0.03%(3.5)0.52%
US Bank-0.02%(3.5)0.22%
PennyMac Loan Services-0.02%(3.5)0.25%
Guaranty Home Mortgage Corporation-0.02%(3.5)0.57%
SouthPoint Bank-0.01%(3.5)1.45%
Gateway First Bank-0.01%(3.5)1.09%
Caliber Home Loans-0.01%(3.5)0.31%
Lakeview Loan Servicing-0.01%(3.5)0.01%
NewRez-0.01%(3.5)0.06%
ServisFirst Bank-0.00%(3.5)0.38%
New South Mortgage0.00%(3.5)0.40%
First Community Mortgage0.00%(3.5)0.32%
InterLinc Mortgage Services0.01%(3.5)1.29%
BancorpSouth Bank0.01%(3.5)2.28%
FirstBank TN0.01%(3.5)7.37%
Fairway Independent Mortgage Corporation0.01%(3.5)2.85%
Amerisave Mortgage Corporation0.01%(3.5)0.05%
Bank of England AR0.01%(3.5)0.67%
Resource Financial Services0.02%(3.5)0.78%
Acopia Home Loans0.02%(3.5)0.67%
The Federal Savings Bank0.03%(3.5)0.07%
Planet Home Lending0.03%(3.5)0.38%
Movement Mortgage0.03%(3.5)2.05%
USAA0.04%(3.5)2.97%
Hamilton Mortgage Corporation0.04%(3.5)0.38%
PrimeLending0.04%(3.5)1.22%
BBVA0.04%(3.5)1.80%
Supreme Lending0.05%(3.5)0.29%
Carrington Mortgage Services0.06%(3.0)0.09%
Willow Bend Mortgage0.06%(3.0)0.53%
The Mortgage Firm0.06%(3.0)0.42%
Mr. Cooper0.07%(3.0)0.34%
NewDay USA0.07%(3.0)0.06%
Assurance Financial0.12%(3.0)1.14%
Quicken Loans0.15%(3.0)4.36%
loanDepot0.15%(3.0)4.21%
New American Funding0.16%(2.5)1.98%
Redstone Federal Credit Union0.20%(2.5)7.38%
Hometown Lenders0.25%(2.5)2.52%
Lender NameRate DifferenceRate RatingMarket Share
Progress Bank and Trust-0.22%(4.5)1.67%
Redstone Federal Credit Union-0.18%(4.5)12.68%
Home Point Financial Corporation-0.16%(4.5)1.95%
CenterState Bank-0.10%(4.0)1.90%
GMFS Mortgage-0.09%(4.0)1.90%
Amerisave Mortgage Corporation-0.09%(4.0)0.94%
FirstBank TN-0.09%(4.0)3.54%
Navy Federal Credit Union-0.07%(4.0)0.70%
USAA-0.06%(4.0)1.72%
Caliber Home Loans-0.06%(4.0)1.33%
Trustmark National Bank-0.06%(4.0)1.17%
Avadian Credit Union-0.06%(4.0)0.86%
Mortgage Investors Group-0.06%(4.0)1.09%
loanDepot-0.06%(4.0)5.75%
NewRez-0.05%(3.5)0.73%
ServisFirst Bank-0.04%(3.5)0.68%
Flagstar Bank-0.04%(3.5)0.29%
Gateway First Bank-0.04%(3.5)0.70%
Movement Mortgage-0.04%(3.5)0.49%
BBVA-0.04%(3.5)1.09%
PennyMac Loan Services-0.03%(3.5)1.95%
CB&S Bank-0.03%(3.5)0.52%
Certainty Home Loans-0.03%(3.5)0.68%
New South Mortgage-0.03%(3.5)1.28%
US Bank-0.03%(3.5)0.49%
MortgageRight-0.03%(3.5)0.49%
DelMar Financial Company-0.03%(3.5)0.13%
Bank of England AR-0.02%(3.5)0.34%
First Federal Bank-0.02%(3.5)0.44%
Synovus Bank-0.02%(3.5)0.18%
Bank Independent-0.02%(3.5)1.90%
Truist Bank-0.02%(3.5)0.49%
Lakeview Loan Servicing-0.02%(3.5)0.99%
BancorpSouth Bank-0.01%(3.5)0.34%
Fairway Independent Mortgage Corporation-0.01%(3.5)0.81%
Guaranty Home Mortgage Corporation-0.01%(3.5)0.13%
JPMorgan Chase Bank-0.01%(3.5)0.86%
Keller Mortgage-0.01%(3.5)0.13%
Cadence Bank-0.01%(3.5)0.13%
The Mortgage Firm-0.00%(3.5)0.05%
InterLinc Mortgage Services-0.00%(3.5)0.21%
First Community Mortgage-0.00%(3.5)0.23%
Magnolia Bank0.00%(3.5)0.31%
Resource Financial Services0.01%(3.5)0.03%
Hamilton Mortgage Corporation0.01%(3.5)0.29%
Planet Home Lending0.01%(3.5)0.29%
Supreme Lending0.01%(3.5)0.13%
Renasant Bank0.01%(3.5)2.92%
Assurance Financial0.02%(3.5)0.60%
Acopia Home Loans0.02%(3.5)0.16%
PrimeLending0.02%(3.5)0.34%
SouthPoint Bank0.03%(3.5)0.18%
Willow Bend Mortgage0.03%(3.5)0.13%
New American Funding0.04%(3.5)0.49%
Bank of America0.04%(3.5)0.52%
PNC Bank0.06%(3.0)2.29%
Carrington Mortgage Services0.08%(3.0)2.19%
The Federal Savings Bank0.09%(3.0)0.75%
Quicken Loans0.09%(3.0)17.86%
Wells Fargo Bank0.10%(3.0)2.52%
Freedom Mortgage Corporation0.11%(3.0)1.54%
IBERIABANK0.11%(3.0)1.02%
Hometown Lenders0.14%(3.0)1.38%
Mr. Cooper0.15%(2.5)2.06%
Regions Bank0.17%(2.5)6.92%
NewDay USA0.43%(1.5)1.15%
Lender NameRate DifferenceRate RatingMarket Share
Progress Bank and Trust-0.19%(4.5)3.35%
DHI Mortgage Company Limited-0.19%(4.5)1.57%
Home Point Financial Corporation-0.18%(4.5)1.49%
Cadence Bank-0.18%(4.5)1.46%
Truist Bank-0.13%(4.0)0.85%
Avadian Credit Union-0.12%(4.0)1.49%
CenterState Bank-0.12%(4.0)1.44%
Amerisave Mortgage Corporation-0.12%(4.0)0.33%
Keller Mortgage-0.09%(4.0)0.80%
Trustmark National Bank-0.09%(4.0)2.78%
GMFS Mortgage-0.08%(4.0)2.47%
Flagstar Bank-0.06%(4.0)0.97%
NewRez-0.06%(4.0)0.23%
MortgageRight-0.06%(4.0)0.81%
JPMorgan Chase Bank-0.05%(4.0)0.97%
First Federal Bank-0.05%(3.5)0.82%
Gateway First Bank-0.04%(3.5)1.02%
Bank Independent-0.04%(3.5)2.04%
Mortgage Investors Group-0.04%(3.5)1.12%
Certainty Home Loans-0.04%(3.5)1.88%
DelMar Financial Company-0.04%(3.5)0.34%
Synovus Bank-0.03%(3.5)0.36%
Wells Fargo Bank-0.03%(3.5)4.12%
Bank of America-0.03%(3.5)0.59%
US Bank-0.03%(3.5)0.29%
loanDepot-0.03%(3.5)3.30%
CB&S Bank-0.02%(3.5)0.72%
DSLD Mortgage-0.02%(3.5)0.91%
InterLinc Mortgage Services-0.02%(3.5)0.74%
IBERIABANK-0.02%(3.5)2.25%
ServisFirst Bank-0.02%(3.5)0.68%
Fairway Independent Mortgage Corporation-0.01%(3.5)1.83%
Renasant Bank-0.01%(3.5)2.48%
Magnolia Bank-0.00%(3.5)0.15%
New South Mortgage-0.00%(3.5)0.64%
FirstBank TN0.00%(3.5)6.27%
PennyMac Loan Services0.00%(3.5)0.27%
SouthPoint Bank0.01%(3.5)0.86%
Caliber Home Loans0.01%(3.5)0.31%
Planet Home Lending0.01%(3.5)0.28%
Bank of England AR0.01%(3.5)0.63%
Acopia Home Loans0.02%(3.5)0.32%
USAA0.02%(3.5)1.01%
Resource Financial Services0.02%(3.5)0.45%
Lakeview Loan Servicing0.02%(3.5)0.01%
Carrington Mortgage Services0.03%(3.5)0.23%
Hamilton Mortgage Corporation0.03%(3.5)0.39%
The Federal Savings Bank0.03%(3.5)0.04%
Willow Bend Mortgage0.03%(3.5)0.33%
BBVA0.04%(3.5)2.08%
Regions Bank0.04%(3.5)6.30%
BancorpSouth Bank0.05%(3.5)1.92%
PNC Bank0.05%(3.5)1.34%
First Community Mortgage0.05%(3.5)0.20%
Supreme Lending0.05%(3.5)0.17%
Redstone Federal Credit Union0.05%(3.5)12.97%
PrimeLending0.05%(3.0)0.87%
Navy Federal Credit Union0.06%(3.0)0.76%
The Mortgage Firm0.06%(3.0)0.28%
Movement Mortgage0.07%(3.0)1.36%
Freedom Mortgage Corporation0.08%(3.0)0.36%
Guaranty Home Mortgage Corporation0.09%(3.0)0.29%
New American Funding0.09%(3.0)1.24%
Assurance Financial0.14%(3.0)1.02%
Hometown Lenders0.15%(2.5)1.35%
Quicken Loans0.16%(2.5)8.14%
Mr. Cooper0.17%(2.5)0.65%
Lender NameRate DifferenceRate RatingMarket Share
DHI Mortgage Company Limited-0.19%(4.5)2.32%
Home Point Financial Corporation-0.18%(4.5)1.36%
Cadence Bank-0.18%(4.5)2.10%
Progress Bank and Trust-0.18%(4.5)3.91%
Truist Bank-0.17%(4.5)0.94%
Avadian Credit Union-0.14%(4.0)1.68%
CenterState Bank-0.11%(4.0)1.25%
Trustmark National Bank-0.10%(4.0)3.47%
Regions Bank-0.10%(4.0)4.74%
Keller Mortgage-0.09%(4.0)1.12%
JPMorgan Chase Bank-0.09%(4.0)0.85%
Wells Fargo Bank-0.09%(4.0)4.34%
Bank of America-0.08%(4.0)0.52%
MortgageRight-0.07%(4.0)1.00%
GMFS Mortgage-0.07%(4.0)2.59%
Flagstar Bank-0.07%(4.0)1.36%
Bank Independent-0.06%(4.0)1.90%
First Federal Bank-0.05%(4.0)1.01%
IBERIABANK-0.05%(3.5)2.71%
Gateway First Bank-0.04%(3.5)1.10%
Certainty Home Loans-0.04%(3.5)2.42%
DelMar Financial Company-0.04%(3.5)0.43%
Synovus Bank-0.04%(3.5)0.47%
Renasant Bank-0.03%(3.5)1.90%
PNC Bank-0.03%(3.5)0.40%
Mortgage Investors Group-0.03%(3.5)1.00%
Caliber Home Loans-0.03%(3.5)0.22%
CB&S Bank-0.02%(3.5)0.71%
InterLinc Mortgage Services-0.02%(3.5)0.98%
DSLD Mortgage-0.02%(3.5)1.34%
US Bank-0.02%(3.5)0.16%
Fairway Independent Mortgage Corporation-0.01%(3.5)2.33%
PennyMac Loan Services-0.01%(3.5)0.18%
Magnolia Bank-0.01%(3.5)0.16%
NewRez-0.01%(3.5)0.05%
loanDepot0.00%(3.5)2.89%
ServisFirst Bank0.00%(3.5)0.54%
New South Mortgage0.00%(3.5)0.42%
SouthPoint Bank0.01%(3.5)1.19%
Amerisave Mortgage Corporation0.01%(3.5)0.04%
Planet Home Lending0.01%(3.5)0.38%
Acopia Home Loans0.01%(3.5)0.42%
FirstBank TN0.02%(3.5)7.67%
Resource Financial Services0.02%(3.5)0.67%
Bank of England AR0.02%(3.5)0.81%
Freedom Mortgage Corporation0.03%(3.5)0.24%
Willow Bend Mortgage0.03%(3.5)0.40%
The Federal Savings Bank0.04%(3.5)0.04%
USAA0.04%(3.5)1.14%
Hamilton Mortgage Corporation0.04%(3.5)0.40%
BancorpSouth Bank0.05%(3.5)2.68%
Mr. Cooper0.05%(3.0)0.22%
Supreme Lending0.06%(3.0)0.20%
BBVA0.06%(3.0)2.51%
PrimeLending0.06%(3.0)1.07%
The Mortgage Firm0.06%(3.0)0.38%
Navy Federal Credit Union0.08%(3.0)0.96%
First Community Mortgage0.08%(3.0)0.18%
Movement Mortgage0.08%(3.0)1.77%
New American Funding0.10%(3.0)1.59%
Guaranty Home Mortgage Corporation0.11%(3.0)0.38%
Hometown Lenders0.15%(2.5)1.39%
Assurance Financial0.17%(2.5)1.23%
Quicken Loans0.18%(2.5)4.32%
Redstone Federal Credit Union0.23%(2.5)10.84%
Lender NameRate DifferenceRate RatingMarket Share
Progress Bank and Trust-0.24%(4.5)2.18%
Redstone Federal Credit Union-0.18%(4.5)17.49%
Home Point Financial Corporation-0.18%(4.5)1.76%
CenterState Bank-0.13%(4.0)1.84%
Amerisave Mortgage Corporation-0.13%(4.0)0.96%
GMFS Mortgage-0.10%(4.0)2.22%
FirstBank TN-0.09%(4.0)3.29%
loanDepot-0.07%(4.0)4.17%
NewRez-0.07%(4.0)0.61%
Navy Federal Credit Union-0.06%(4.0)0.34%
Avadian Credit Union-0.06%(4.0)1.07%
Mortgage Investors Group-0.06%(4.0)1.38%
Trustmark National Bank-0.06%(4.0)1.30%
Movement Mortgage-0.05%(3.5)0.50%
Gateway First Bank-0.04%(3.5)0.84%
USAA-0.04%(3.5)0.73%
Bank of England AR-0.04%(3.5)0.23%
BBVA-0.04%(3.5)1.15%
ServisFirst Bank-0.04%(3.5)0.96%
US Bank-0.03%(3.5)0.57%
Certainty Home Loans-0.03%(3.5)0.73%
CB&S Bank-0.03%(3.5)0.77%
DelMar Financial Company-0.03%(3.5)0.15%
MortgageRight-0.02%(3.5)0.42%
First Federal Bank-0.02%(3.5)0.42%
Truist Bank-0.01%(3.5)0.65%
BancorpSouth Bank-0.01%(3.5)0.31%
Fairway Independent Mortgage Corporation-0.01%(3.5)0.77%
Synovus Bank-0.01%(3.5)0.11%
Keller Mortgage-0.01%(3.5)0.11%
First Community Mortgage-0.01%(3.5)0.23%
New South Mortgage-0.00%(3.5)1.11%
Bank Independent-0.00%(3.5)2.33%
Cadence Bank-0.00%(3.5)0.11%
JPMorgan Chase Bank-0.00%(3.5)1.22%
Guaranty Home Mortgage Corporation-0.00%(3.5)0.11%
InterLinc Mortgage Services-0.00%(3.5)0.23%
The Mortgage Firm0.00%(3.5)0.08%
Planet Home Lending0.00%(3.5)0.08%
Flagstar Bank0.01%(3.5)0.15%
PennyMac Loan Services0.01%(3.5)0.46%
Hamilton Mortgage Corporation0.01%(3.5)0.38%
Renasant Bank0.01%(3.5)3.71%
Supreme Lending0.02%(3.5)0.11%
Lakeview Loan Servicing0.03%(3.5)0.04%
The Federal Savings Bank0.03%(3.5)0.04%
Carrington Mortgage Services0.03%(3.5)0.73%
PrimeLending0.03%(3.5)0.46%
Magnolia Bank0.03%(3.5)0.11%
Assurance Financial0.04%(3.5)0.57%
Willow Bend Mortgage0.04%(3.5)0.19%
Caliber Home Loans0.04%(3.5)0.50%
SouthPoint Bank0.04%(3.5)0.15%
Acopia Home Loans0.05%(3.5)0.11%
Bank of America0.05%(3.0)0.73%
New American Funding0.05%(3.0)0.50%
PNC Bank0.07%(3.0)3.33%
Wells Fargo Bank0.11%(3.0)3.64%
Freedom Mortgage Corporation0.13%(3.0)0.61%
IBERIABANK0.13%(3.0)1.26%
Hometown Lenders0.15%(3.0)1.26%
Quicken Loans0.15%(3.0)16.23%
Regions Bank0.19%(2.5)9.61%
Mr. Cooper0.21%(2.5)1.57%
Lender NameRate DifferenceRate RatingMarket Share
Trustmark National Bank-0.30%(5.0)2.18%
Progress Bank and Trust-0.16%(4.5)1.88%
BancorpSouth Bank-0.16%(4.5)1.78%
CenterState Bank-0.16%(4.5)1.34%
Cadence Bank-0.15%(4.5)0.49%
Guaranty Home Mortgage Corporation-0.15%(4.5)1.04%
Regions Bank-0.13%(4.0)1.83%
DHI Mortgage Company Limited-0.13%(4.0)2.52%
Freedom Mortgage Corporation-0.11%(4.0)1.93%
GMFS Mortgage-0.11%(4.0)2.52%
Bank Independent-0.11%(4.0)0.64%
Redstone Federal Credit Union-0.11%(4.0)0.40%
Keller Mortgage-0.11%(4.0)0.54%
Certainty Home Loans-0.11%(4.0)3.32%
Home Point Financial Corporation-0.10%(4.0)1.58%
DelMar Financial Company-0.10%(4.0)0.64%
SouthPoint Bank-0.09%(4.0)2.23%
FirstBank TN-0.08%(4.0)4.21%
Magnolia Bank-0.08%(4.0)0.69%
Avadian Credit Union-0.08%(4.0)0.49%
DSLD Mortgage-0.08%(4.0)0.30%
IBERIABANK-0.07%(4.0)1.24%
Caliber Home Loans-0.07%(4.0)1.09%
Mortgage Investors Group-0.07%(4.0)1.34%
MortgageRight-0.06%(4.0)1.19%
Renasant Bank-0.05%(4.0)2.18%
PennyMac Loan Services-0.05%(3.5)0.89%
First Community Mortgage-0.05%(3.5)0.99%
Movement Mortgage-0.05%(3.5)3.17%
CB&S Bank-0.04%(3.5)0.30%
First Federal Bank-0.04%(3.5)1.58%
ServisFirst Bank-0.04%(3.5)0.20%
Navy Federal Credit Union-0.03%(3.5)0.10%
Quicken Loans-0.03%(3.5)12.32%
BBVA-0.03%(3.5)0.74%
US Bank-0.03%(3.5)0.20%
NewRez-0.02%(3.5)0.40%
PNC Bank-0.02%(3.5)0.15%
Resource Financial Services-0.02%(3.5)0.25%
Amerisave Mortgage Corporation-0.02%(3.5)0.35%
Carrington Mortgage Services-0.02%(3.5)1.98%
Flagstar Bank-0.01%(3.5)0.59%
New South Mortgage-0.00%(3.5)0.49%
Hamilton Mortgage Corporation-0.00%(3.5)0.15%
InterLinc Mortgage Services-0.00%(3.5)1.83%
The Federal Savings Bank-0.00%(3.5)0.20%
Fairway Independent Mortgage Corporation-0.00%(3.5)4.90%
Planet Home Lending0.00%(3.5)0.45%
Assurance Financial0.01%(3.5)0.99%
Wells Fargo Bank0.01%(3.5)0.05%
Acopia Home Loans0.01%(3.5)1.14%
Bank of England AR0.02%(3.5)0.35%
PrimeLending0.02%(3.5)1.19%
Lakeview Loan Servicing0.02%(3.5)0.49%
Gateway First Bank0.02%(3.5)1.29%
The Mortgage Firm0.04%(3.5)0.49%
Supreme Lending0.05%(3.5)0.40%
Mr. Cooper0.07%(3.0)1.83%
Willow Bend Mortgage0.08%(3.0)0.99%
New American Funding0.25%(2.5)3.41%
loanDepot0.25%(2.0)8.76%
Hometown Lenders0.29%(2.0)6.83%
Lender NameRate DifferenceRate RatingMarket Share
Trustmark National Bank-0.31%(5.0)2.70%
Freedom Mortgage Corporation-0.18%(4.5)1.82%
CenterState Bank-0.18%(4.5)1.32%
Progress Bank and Trust-0.17%(4.5)2.33%
BancorpSouth Bank-0.16%(4.5)2.26%
Regions Bank-0.16%(4.5)1.95%
Cadence Bank-0.16%(4.5)0.63%
Guaranty Home Mortgage Corporation-0.16%(4.5)1.32%
DHI Mortgage Company Limited-0.14%(4.0)3.21%
Bank Independent-0.13%(4.0)0.69%
GMFS Mortgage-0.13%(4.0)2.58%
Home Point Financial Corporation-0.12%(4.0)1.70%
Redstone Federal Credit Union-0.12%(4.0)0.50%
Certainty Home Loans-0.12%(4.0)4.02%
Keller Mortgage-0.11%(4.0)0.69%
DelMar Financial Company-0.11%(4.0)0.82%
Magnolia Bank-0.10%(4.0)0.69%
FirstBank TN-0.10%(4.0)4.97%
SouthPoint Bank-0.09%(4.0)2.83%
Avadian Credit Union-0.09%(4.0)0.63%
Mortgage Investors Group-0.09%(4.0)1.38%
DSLD Mortgage-0.08%(4.0)0.38%
IBERIABANK-0.08%(4.0)1.57%
Renasant Bank-0.07%(4.0)2.26%
PennyMac Loan Services-0.07%(4.0)0.31%
MortgageRight-0.07%(4.0)1.38%
First Community Mortgage-0.06%(4.0)1.07%
Movement Mortgage-0.06%(4.0)3.77%
US Bank-0.05%(4.0)0.13%
First Federal Bank-0.05%(3.5)1.70%
CB&S Bank-0.05%(3.5)0.38%
ServisFirst Bank-0.04%(3.5)0.25%
Navy Federal Credit Union-0.04%(3.5)0.13%
Caliber Home Loans-0.04%(3.5)0.44%
BBVA-0.03%(3.5)0.88%
Lakeview Loan Servicing-0.03%(3.5)0.06%
PNC Bank-0.03%(3.5)0.13%
Resource Financial Services-0.03%(3.5)0.31%
NewRez-0.02%(3.5)0.13%
Flagstar Bank-0.02%(3.5)0.75%
New South Mortgage-0.01%(3.5)0.57%
Hamilton Mortgage Corporation-0.01%(3.5)0.19%
Amerisave Mortgage Corporation-0.01%(3.5)0.13%
InterLinc Mortgage Services-0.01%(3.5)2.26%
Fairway Independent Mortgage Corporation-0.01%(3.5)5.85%
The Federal Savings Bank-0.00%(3.5)0.19%
Wells Fargo Bank0.00%(3.5)0.06%
Bank of England AR0.01%(3.5)0.31%
Acopia Home Loans0.01%(3.5)1.45%
PrimeLending0.01%(3.5)1.51%
Carrington Mortgage Services0.01%(3.5)0.19%
Gateway First Bank0.02%(3.5)1.57%
Assurance Financial0.02%(3.5)1.01%
Planet Home Lending0.03%(3.5)0.31%
The Mortgage Firm0.04%(3.5)0.63%
Supreme Lending0.05%(3.0)0.44%
Quicken Loans0.05%(3.0)5.85%
Mr. Cooper0.07%(3.0)0.63%
Willow Bend Mortgage0.08%(3.0)1.26%
New American Funding0.25%(2.0)4.15%
loanDepot0.30%(2.0)8.86%
Hometown Lenders0.31%(2.0)7.54%
Lender NameRate DifferenceRate RatingMarket Share
CenterState Bank-0.07%(4.0)1.40%
Caliber Home Loans-0.07%(4.0)3.49%
Quicken Loans-0.05%(4.0)36.28%
GMFS Mortgage-0.04%(3.5)2.33%
Assurance Financial-0.03%(3.5)0.93%
PennyMac Loan Services-0.02%(3.5)3.02%
Mortgage Investors Group-0.01%(3.5)1.16%
First Federal Bank-0.01%(3.5)1.16%
Magnolia Bank-0.01%(3.5)0.70%
Bank Independent-0.01%(3.5)0.47%
Planet Home Lending-0.01%(3.5)0.93%
Home Point Financial Corporation-0.00%(3.5)1.16%
Trustmark National Bank-0.00%(3.5)0.23%
Regions Bank-0.00%(3.5)1.40%
Supreme Lending-0.00%(3.5)0.23%
Progress Bank and Trust-0.00%(3.5)0.23%
The Federal Savings Bank0.00%(3.5)0.23%
Amerisave Mortgage Corporation0.00%(3.5)1.16%
NewRez0.00%(3.5)1.40%
Certainty Home Loans0.00%(3.5)0.70%
MortgageRight0.00%(3.5)0.47%
Movement Mortgage0.01%(3.5)0.93%
Carrington Mortgage Services0.01%(3.5)8.60%
InterLinc Mortgage Services0.01%(3.5)0.23%
FirstBank TN0.01%(3.5)1.40%
PNC Bank0.01%(3.5)0.23%
First Community Mortgage0.02%(3.5)0.70%
Gateway First Bank0.02%(3.5)0.23%
US Bank0.02%(3.5)0.47%
BBVA0.02%(3.5)0.23%
Fairway Independent Mortgage Corporation0.03%(3.5)1.40%
Renasant Bank0.03%(3.5)1.86%
New South Mortgage0.03%(3.5)0.23%
New American Funding0.04%(3.5)0.70%
Bank of England AR0.04%(3.5)0.47%
Lakeview Loan Servicing0.05%(3.0)2.09%
Freedom Mortgage Corporation0.08%(3.0)2.33%
loanDepot0.08%(3.0)8.37%
Mr. Cooper0.10%(3.0)6.28%
Hometown Lenders0.15%(2.5)4.19%
Lender NameRate DifferenceRate RatingMarket Share
Synovus Bank-0.03%(3.5)8.82%
Regions Bank-0.02%(3.5)15.69%
Wells Fargo Bank-0.01%(3.5)8.82%
BBVA-0.01%(3.5)16.67%
Trustmark National Bank0.01%(3.5)3.92%
Renasant Bank0.01%(3.5)4.90%
PrimeLending0.01%(3.5)0.98%
MortgageRight0.01%(3.5)0.98%
Hometown Lenders0.01%(3.5)0.98%
Navy Federal Credit Union0.01%(3.5)0.98%
Quicken Loans0.01%(3.5)1.96%
Movement Mortgage0.01%(3.5)0.98%
Bank of America0.01%(3.5)1.96%
Truist Bank0.01%(3.5)1.96%
CenterState Bank0.01%(3.5)5.88%
Certainty Home Loans0.02%(3.5)1.96%
Cadence Bank0.02%(3.5)0.98%
US Bank0.02%(3.5)2.94%
loanDepot0.02%(3.5)0.98%
GMFS Mortgage0.02%(3.5)1.96%
JPMorgan Chase Bank0.02%(3.5)3.92%
Avadian Credit Union0.02%(3.5)0.98%
IBERIABANK0.02%(3.5)4.90%
FirstBank TN0.03%(3.5)4.90%
Caliber Home Loans0.04%(3.5)0.98%
Lender NameRate DifferenceRate RatingMarket Share
Regions Bank-0.03%(3.5)18.75%
Synovus Bank-0.03%(3.5)7.81%
BBVA-0.02%(3.5)9.38%
Wells Fargo Bank-0.01%(3.5)10.94%
Truist Bank0.00%(3.5)1.56%
Renasant Bank0.01%(3.5)6.25%
Trustmark National Bank0.01%(3.5)3.12%
PrimeLending0.01%(3.5)1.56%
MortgageRight0.01%(3.5)1.56%
Bank of America0.01%(3.5)1.56%
Navy Federal Credit Union0.01%(3.5)1.56%
Movement Mortgage0.01%(3.5)1.56%
Quicken Loans0.02%(3.5)1.56%
Certainty Home Loans0.02%(3.5)3.12%
Cadence Bank0.02%(3.5)1.56%
CenterState Bank0.02%(3.5)6.25%
IBERIABANK0.02%(3.5)1.56%
loanDepot0.02%(3.5)1.56%
GMFS Mortgage0.02%(3.5)3.12%
JPMorgan Chase Bank0.03%(3.5)4.69%
US Bank0.03%(3.5)1.56%
FirstBank TN0.03%(3.5)7.81%
Caliber Home Loans0.04%(3.5)1.56%
Lender NameRate DifferenceRate RatingMarket Share
Synovus Bank-0.03%(3.5)10.53%
Wells Fargo Bank-0.01%(3.5)5.26%
BBVA-0.01%(3.5)28.95%
Trustmark National Bank0.00%(3.5)5.26%
Renasant Bank0.00%(3.5)2.63%
CenterState Bank0.00%(3.5)5.26%
Regions Bank0.00%(3.5)10.53%
Quicken Loans0.00%(3.5)2.63%
Hometown Lenders0.00%(3.5)2.63%
Bank of America0.01%(3.5)2.63%
US Bank0.01%(3.5)5.26%
JPMorgan Chase Bank0.02%(3.5)2.63%
Truist Bank0.02%(3.5)2.63%
Avadian Credit Union0.02%(3.5)2.63%
IBERIABANK0.02%(3.5)10.53%
Lender NameRate DifferenceRate RatingMarket Share
Navy Federal Credit Union-0.18%(4.5)5.93%
Trustmark National Bank-0.15%(4.5)2.82%
Home Point Financial Corporation-0.15%(4.0)2.20%
Progress Bank and Trust-0.11%(4.0)2.36%
IBERIABANK-0.11%(4.0)1.62%
Caliber Home Loans-0.07%(4.0)1.24%
Cadence Bank-0.06%(4.0)0.37%
Redstone Federal Credit Union-0.06%(4.0)3.11%
CenterState Bank-0.05%(4.0)1.78%
New South Mortgage-0.05%(4.0)0.91%
Avadian Credit Union-0.05%(3.5)1.41%
Bank Independent-0.05%(3.5)1.04%
DSLD Mortgage-0.05%(3.5)1.20%
Regions Bank-0.04%(3.5)1.24%
Keller Mortgage-0.04%(3.5)0.58%
PennyMac Loan Services-0.04%(3.5)2.36%
Wells Fargo Bank-0.04%(3.5)1.91%
Lakeview Loan Servicing-0.04%(3.5)1.16%
DHI Mortgage Company Limited-0.03%(3.5)2.45%
Guaranty Home Mortgage Corporation-0.02%(3.5)0.41%
GMFS Mortgage-0.02%(3.5)1.78%
US Bank-0.02%(3.5)0.29%
Renasant Bank-0.02%(3.5)1.20%
MortgageRight-0.02%(3.5)1.28%
Bank of England AR-0.02%(3.5)0.58%
PNC Bank-0.02%(3.5)0.21%
Truist Bank-0.01%(3.5)0.58%
NewRez-0.01%(3.5)0.25%
Magnolia Bank-0.00%(3.5)0.46%
BancorpSouth Bank-0.00%(3.5)0.91%
First Community Mortgage0.00%(3.5)0.04%
ServisFirst Bank0.01%(3.5)0.04%
FirstBank TN0.01%(3.5)7.75%
Certainty Home Loans0.01%(3.5)1.70%
Flagstar Bank0.01%(3.5)1.08%
Supreme Lending0.01%(3.5)0.37%
DelMar Financial Company0.01%(3.5)0.46%
First Federal Bank0.01%(3.5)0.87%
Movement Mortgage0.01%(3.5)0.99%
Amerisave Mortgage Corporation0.02%(3.5)0.25%
JPMorgan Chase Bank0.02%(3.5)0.08%
USAA0.02%(3.5)10.19%
CB&S Bank0.02%(3.5)0.04%
PrimeLending0.02%(3.5)1.04%
Bank of America0.02%(3.5)0.08%
Acopia Home Loans0.02%(3.5)0.66%
loanDepot0.02%(3.5)6.05%
Freedom Mortgage Corporation0.03%(3.5)2.82%
Resource Financial Services0.03%(3.5)1.16%
Mortgage Investors Group0.03%(3.5)0.54%
Willow Bend Mortgage0.03%(3.5)0.21%
Assurance Financial0.04%(3.5)0.87%
Gateway First Bank0.05%(3.5)0.58%
SouthPoint Bank0.05%(3.0)0.83%
InterLinc Mortgage Services0.06%(3.0)1.04%
Hamilton Mortgage Corporation0.06%(3.0)0.41%
Planet Home Lending0.07%(3.0)0.54%
The Mortgage Firm0.07%(3.0)0.25%
New American Funding0.08%(3.0)0.99%
Fairway Independent Mortgage Corporation0.09%(3.0)1.45%
Mr. Cooper0.09%(3.0)0.79%
The Federal Savings Bank0.10%(3.0)1.16%
Hometown Lenders0.13%(3.0)1.12%
Quicken Loans0.14%(3.0)6.51%
Carrington Mortgage Services0.19%(2.5)1.37%
NewDay USA0.39%(1.5)2.03%
Lender NameRate DifferenceRate RatingMarket Share
Navy Federal Credit Union-0.19%(4.5)7.57%
Trustmark National Bank-0.16%(4.5)3.63%
Home Point Financial Corporation-0.14%(4.0)1.76%
Progress Bank and Trust-0.11%(4.0)3.09%
IBERIABANK-0.10%(4.0)2.24%
CenterState Bank-0.07%(4.0)1.57%
Cadence Bank-0.06%(4.0)0.42%
Redstone Federal Credit Union-0.04%(3.5)2.72%
Avadian Credit Union-0.04%(3.5)1.82%
DSLD Mortgage-0.04%(3.5)1.76%
Keller Mortgage-0.04%(3.5)0.73%
Regions Bank-0.04%(3.5)1.51%
Freedom Mortgage Corporation-0.03%(3.5)2.12%
Wells Fargo Bank-0.03%(3.5)2.78%
Bank Independent-0.02%(3.5)0.91%
DHI Mortgage Company Limited-0.02%(3.5)3.57%
Renasant Bank-0.02%(3.5)1.39%
Guaranty Home Mortgage Corporation-0.01%(3.5)0.48%
GMFS Mortgage-0.01%(3.5)2.30%
Bank of England AR-0.01%(3.5)0.54%
US Bank-0.01%(3.5)0.42%
PNC Bank-0.00%(3.5)0.30%
MortgageRight-0.00%(3.5)1.51%
Truist Bank-0.00%(3.5)0.79%
BancorpSouth Bank0.01%(3.5)1.03%
PennyMac Loan Services0.01%(3.5)0.42%
Magnolia Bank0.01%(3.5)0.30%
First Community Mortgage0.01%(3.5)0.06%
Supreme Lending0.02%(3.5)0.48%
Certainty Home Loans0.02%(3.5)2.24%
First Federal Bank0.02%(3.5)1.21%
DelMar Financial Company0.02%(3.5)0.61%
New South Mortgage0.02%(3.5)0.18%
Movement Mortgage0.02%(3.5)1.33%
JPMorgan Chase Bank0.03%(3.5)0.12%
CB&S Bank0.03%(3.5)0.06%
The Federal Savings Bank0.03%(3.5)0.06%
PrimeLending0.03%(3.5)1.45%
Bank of America0.03%(3.5)0.12%
Caliber Home Loans0.03%(3.5)0.42%
Acopia Home Loans0.04%(3.5)0.79%
Resource Financial Services0.04%(3.5)1.63%
Mortgage Investors Group0.04%(3.5)0.73%
Willow Bend Mortgage0.05%(3.5)0.30%
FirstBank TN0.05%(3.5)8.66%
USAA0.05%(3.5)12.05%
Flagstar Bank0.05%(3.5)1.15%
Assurance Financial0.06%(3.0)1.03%
Mr. Cooper0.07%(3.0)0.48%
SouthPoint Bank0.07%(3.0)1.03%
InterLinc Mortgage Services0.07%(3.0)1.45%
Hamilton Mortgage Corporation0.07%(3.0)0.54%
NewDay USA0.08%(3.0)0.30%
Carrington Mortgage Services0.08%(3.0)0.30%
Gateway First Bank0.08%(3.0)0.61%
The Mortgage Firm0.09%(3.0)0.36%
New American Funding0.10%(3.0)1.27%
Planet Home Lending0.10%(3.0)0.48%
Fairway Independent Mortgage Corporation0.11%(3.0)1.82%
Hometown Lenders0.15%(3.0)1.57%
Quicken Loans0.15%(2.5)3.15%
loanDepot0.15%(2.5)4.24%
Lender NameRate DifferenceRate RatingMarket Share
Home Point Financial Corporation-0.17%(4.5)3.15%
Caliber Home Loans-0.13%(4.0)3.02%
loanDepot-0.11%(4.0)9.99%
FirstBank TN-0.10%(4.0)5.78%
Bank Independent-0.09%(4.0)1.31%
Flagstar Bank-0.09%(4.0)0.92%
Navy Federal Credit Union-0.09%(4.0)2.37%
USAA-0.09%(4.0)6.18%
New South Mortgage-0.08%(4.0)2.50%
Redstone Federal Credit Union-0.08%(4.0)3.94%
Trustmark National Bank-0.08%(4.0)1.05%
PennyMac Loan Services-0.07%(4.0)6.57%
Lakeview Loan Servicing-0.06%(4.0)3.68%
MortgageRight-0.06%(4.0)0.79%
Progress Bank and Trust-0.05%(3.5)0.79%
Avadian Credit Union-0.05%(3.5)0.53%
IBERIABANK-0.04%(3.5)0.26%
GMFS Mortgage-0.04%(3.5)0.66%
CenterState Bank-0.04%(3.5)2.23%
Gateway First Bank-0.04%(3.5)0.53%
Regions Bank-0.03%(3.5)0.66%
Bank of England AR-0.03%(3.5)0.66%
Movement Mortgage-0.03%(3.5)0.26%
Guaranty Home Mortgage Corporation-0.03%(3.5)0.26%
NewRez-0.03%(3.5)0.79%
Certainty Home Loans-0.03%(3.5)0.53%
Acopia Home Loans-0.03%(3.5)0.39%
PrimeLending-0.03%(3.5)0.13%
Cadence Bank-0.03%(3.5)0.26%
Fairway Independent Mortgage Corporation-0.03%(3.5)0.66%
Magnolia Bank-0.03%(3.5)0.79%
DelMar Financial Company-0.02%(3.5)0.13%
BancorpSouth Bank-0.02%(3.5)0.66%
Keller Mortgage-0.02%(3.5)0.26%
Hometown Lenders-0.02%(3.5)0.13%
ServisFirst Bank-0.02%(3.5)0.13%
Resource Financial Services-0.02%(3.5)0.13%
InterLinc Mortgage Services-0.02%(3.5)0.13%
Renasant Bank-0.02%(3.5)0.79%
Assurance Financial-0.01%(3.5)0.53%
New American Funding-0.01%(3.5)0.39%
Truist Bank-0.01%(3.5)0.13%
Amerisave Mortgage Corporation-0.01%(3.5)0.79%
First Federal Bank-0.01%(3.5)0.13%
Mortgage Investors Group-0.01%(3.5)0.13%
SouthPoint Bank-0.01%(3.5)0.39%
Hamilton Mortgage Corporation-0.01%(3.5)0.13%
Supreme Lending0.00%(3.5)0.13%
Planet Home Lending0.00%(3.5)0.66%
The Federal Savings Bank0.08%(3.0)3.55%
Freedom Mortgage Corporation0.08%(3.0)4.34%
Mr. Cooper0.10%(3.0)1.45%
Quicken Loans0.11%(3.0)13.80%
Carrington Mortgage Services0.19%(2.5)3.68%
NewDay USA0.41%(1.5)5.78%

* Data is compiled for the Huntsville, AL commuting zone area, which comprises of counties of Cullman County, AL, Lawrence County, AL, Limestone County, AL, Madison County, AL, Morgan County, AL, and Lincoln County, TN. This includes cities/towns/communities of Huntsville, AL as well as Decatur, AL, Madison, AL, Athens, AL, Harvest, AL, Hartselle, AL, Meridianville, AL, New Market, AL, Priceville, AL, Cullman, AL, West Point, AL, Gurley, AL, Hazel Green, AL, South Vinemont, AL, Park City, TN, Decatur, AL, Fayetteville, TN, Ardmore, AL, East Point, AL, Trinity, AL, Moulton, AL, Dodge City, AL, Elkmont, AL, Owens Cross Roads, AL, Flintville, TN, Lester, AL, Eva, AL, Holly Pond, AL, Somerville, AL, Baileyton, AL, Garden City, AL, Hatton, AL, Ardmore, TN, North Courtland, AL, Good Hope, AL, Petersburg, TN, and Hillsboro, AL. Lenders must have made at least 30 loans in the area to be included. Source of the data is Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate conditional on the commuting zone, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

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