Top Mortgage Lenders in Killeen, TX

Lender Rankings / Last Updated: January 25, 2021

Which mortgage lender in the Killeen, TX area typically has the best rates? To help you narrow down where to shop for a mortgage, MortgageWaldo.com provides an objective and data driven ranking of mortgage lenders operating in the Killeen, TX area by interest rate and market share. We maintain our independence by not accepting any compensation from the mortgage lenders we rank, and use data on all fixed rate mortgages that were closed in the past year to generate our rankings.

Going by historical data, the best mortgage lender in the Killeen, TX area in terms of interest rate is DHI Mortgage Company Limited, with an average “Rate Difference” of -0.31%. This means that, comparing similar borrowers, DHI Mortgage Company Limited provided a -0.31% lower interest rate for its customers than other lenders in the area. DHI Mortgage Company Limited has a market share of 7.8%. On the other hand, the most popular lender in the Killeen, TX area is Fairway Independent Mortgage Corporation, with a larger market share of 30.4%. Fairway Independent Mortgage Corporation is an average lender in terms of the interest rate it offers, with a “Rate Difference” of +0.06% compared to those of other lenders in this area.

Our detailed ranking of mortgage lenders in the Killeen, TX area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, going by historical data, the cheapest lender for Conventional mortgages in Killeen, TX is DHI Mortgage Company Limited. If you want to take out a loan that is above conforming limits (above $548,250 or $822,375 depending on the area in 2021), the cheapest Jumbo mortgage provider is JPMorgan Chase Bank. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is SWBC Mortgage. The cheapest VA mortgage provider is Navy Federal Credit Union. Note that as a consumer advocate we always recommend shopping among several of our top ranked lenders in order to get the best rates and fees.

Ranking of Mortgage Lenders in Killeen, TX

Mortgage Type:
Purchase/Refinance:
Lender NameRate DifferenceRate RatingMarket Share
DHI Mortgage Company Limited-0.31%(5.0)7.80%
Navy Federal Credit Union-0.29%(5.0)4.79%
First National Bank Texas-0.13%(4.0)3.93%
JPMorgan Chase Bank-0.12%(4.0)0.87%
USAA-0.07%(4.0)5.21%
Bank of America-0.07%(4.0)0.67%
American Pacific Mortgage-0.06%(4.0)1.12%
Flagstar Bank-0.06%(4.0)1.38%
Wells Fargo Bank-0.05%(4.0)2.34%
SWBC Mortgage-0.04%(3.5)5.82%
PennyMac Loan Services-0.02%(3.5)0.99%
BancorpSouth Bank-0.01%(3.5)1.15%
Austin Capital Bank-0.01%(3.5)0.55%
Freedom Mortgage Corporation-0.01%(3.5)0.47%
Extraco Banks-0.01%(3.5)1.41%
Caliber Home Loans-0.01%(3.5)1.69%
Lakeview Loan Servicing0.01%(3.5)1.60%
Gateway First Bank0.01%(3.5)2.62%
BOK Financial0.01%(3.5)0.48%
Legacy Mutual Mortgage0.02%(3.5)0.45%
Cornerstone Home Lending0.02%(3.5)0.87%
Lakeview Community Capital0.02%(3.5)0.70%
Synergy One Lending0.03%(3.5)0.47%
Benchmark0.03%(3.5)0.89%
Guaranteed Rate0.03%(3.5)0.98%
Thrive Mortgage0.03%(3.5)0.45%
loanDepot0.05%(3.0)1.02%
LeaderOne Financial Corporation0.05%(3.0)1.03%
Fairway Independent Mortgage Corporation0.06%(3.0)30.41%
CMG Financial0.06%(3.0)1.46%
Village Capital0.06%(3.0)0.77%
New American Funding0.06%(3.0)0.48%
PrimeLending0.07%(3.0)0.63%
Cardinal Financial Company0.11%(3.0)0.60%
Supreme Lending0.11%(3.0)0.54%
Quicken Loans0.12%(3.0)4.31%
AmCap Home Loans0.13%(3.0)1.18%
Mr. Cooper0.17%(2.5)0.67%
Carrington Mortgage Services0.19%(2.5)1.16%
Sente Mortgage0.19%(2.5)1.37%
Guild Mortgage Company0.21%(2.5)2.81%
Planet Home Lending0.64%(1.0)1.85%
Lender NameRate DifferenceRate RatingMarket Share
DHI Mortgage Company Limited-0.30%(5.0)9.40%
Navy Federal Credit Union-0.30%(5.0)5.54%
JPMorgan Chase Bank-0.17%(4.5)0.60%
First National Bank Texas-0.13%(4.0)4.54%
USAA-0.08%(4.0)5.43%
Wells Fargo Bank-0.07%(4.0)1.96%
Flagstar Bank-0.06%(4.0)1.12%
American Pacific Mortgage-0.06%(4.0)1.21%
Bank of America-0.05%(3.5)0.37%
SWBC Mortgage-0.04%(3.5)6.43%
Freedom Mortgage Corporation-0.04%(3.5)0.39%
Extraco Banks-0.03%(3.5)1.26%
BancorpSouth Bank-0.01%(3.5)1.24%
Austin Capital Bank-0.01%(3.5)0.67%
Caliber Home Loans0.01%(3.5)1.26%
PennyMac Loan Services0.02%(3.5)0.25%
BOK Financial0.02%(3.5)0.49%
Gateway First Bank0.02%(3.5)2.51%
Legacy Mutual Mortgage0.03%(3.5)0.49%
Cornerstone Home Lending0.03%(3.5)0.93%
Synergy One Lending0.03%(3.5)0.40%
Benchmark0.03%(3.5)0.95%
Thrive Mortgage0.04%(3.5)0.39%
Guaranteed Rate0.05%(3.5)0.96%
loanDepot0.06%(3.0)0.30%
LeaderOne Financial Corporation0.06%(3.0)1.24%
CMG Financial0.07%(3.0)1.75%
Fairway Independent Mortgage Corporation0.07%(3.0)34.78%
PrimeLending0.08%(3.0)0.65%
New American Funding0.09%(3.0)0.42%
Mr. Cooper0.10%(3.0)0.32%
Quicken Loans0.11%(3.0)2.63%
Cardinal Financial Company0.13%(3.0)0.54%
Supreme Lending0.14%(3.0)0.56%
AmCap Home Loans0.16%(2.5)1.21%
Sente Mortgage0.21%(2.5)1.51%
Guild Mortgage Company0.24%(2.5)2.96%
Carrington Mortgage Services0.32%(2.0)0.37%
Planet Home Lending0.73%(1.0)1.96%
Lender NameRate DifferenceRate RatingMarket Share
Bank of America-0.12%(4.0)2.15%
JPMorgan Chase Bank-0.08%(4.0)2.23%
Flagstar Bank-0.07%(4.0)2.66%
Fairway Independent Mortgage Corporation-0.07%(4.0)9.01%
American Pacific Mortgage-0.06%(4.0)0.69%
Guaranteed Rate-0.06%(4.0)1.03%
PennyMac Loan Services-0.06%(4.0)4.64%
USAA-0.06%(4.0)4.12%
Caliber Home Loans-0.05%(4.0)3.78%
First National Bank Texas-0.05%(4.0)0.94%
Gateway First Bank-0.04%(3.5)3.18%
Navy Federal Credit Union-0.04%(3.5)1.12%
AmCap Home Loans-0.04%(3.5)1.03%
BOK Financial-0.03%(3.5)0.43%
BancorpSouth Bank-0.03%(3.5)0.69%
Wells Fargo Bank-0.02%(3.5)4.21%
Legacy Mutual Mortgage-0.02%(3.5)0.26%
Supreme Lending-0.02%(3.5)0.43%
Lakeview Loan Servicing-0.02%(3.5)9.44%
Cornerstone Home Lending-0.01%(3.5)0.60%
New American Funding-0.01%(3.5)0.77%
Planet Home Lending-0.01%(3.5)1.29%
Lakeview Community Capital-0.01%(3.5)4.12%
Thrive Mortgage-0.00%(3.5)0.77%
Synergy One Lending-0.00%(3.5)0.77%
Guild Mortgage Company-0.00%(3.5)2.06%
Benchmark0.01%(3.5)0.60%
SWBC Mortgage0.01%(3.5)2.83%
Sente Mortgage0.02%(3.5)0.69%
Cardinal Financial Company0.02%(3.5)0.86%
loanDepot0.02%(3.5)4.55%
Village Capital0.03%(3.5)4.55%
Freedom Mortgage Corporation0.03%(3.5)0.86%
PrimeLending0.04%(3.5)0.52%
Extraco Banks0.05%(3.5)2.15%
Quicken Loans0.11%(3.0)12.53%
Carrington Mortgage Services0.11%(3.0)5.06%
Mr. Cooper0.18%(2.5)2.40%
Lender NameRate DifferenceRate RatingMarket Share
DHI Mortgage Company Limited-0.19%(4.5)3.11%
JPMorgan Chase Bank-0.12%(4.0)2.74%
Fairway Independent Mortgage Corporation-0.10%(4.0)29.64%
Bank of America-0.07%(4.0)1.76%
Wells Fargo Bank-0.05%(3.5)6.73%
USAA-0.05%(3.5)2.18%
Flagstar Bank-0.04%(3.5)2.50%
Gateway First Bank-0.03%(3.5)2.60%
Carrington Mortgage Services-0.02%(3.5)0.56%
Guaranteed Rate-0.02%(3.5)1.44%
First National Bank Texas-0.01%(3.5)1.95%
Cornerstone Home Lending0.00%(3.5)1.02%
Legacy Mutual Mortgage0.01%(3.5)0.56%
CMG Financial0.02%(3.5)1.35%
BOK Financial0.02%(3.5)1.07%
AmCap Home Loans0.02%(3.5)1.11%
Synergy One Lending0.02%(3.5)0.46%
Extraco Banks0.03%(3.5)2.88%
Thrive Mortgage0.03%(3.5)0.65%
BancorpSouth Bank0.03%(3.5)1.90%
Planet Home Lending0.03%(3.5)0.28%
American Pacific Mortgage0.04%(3.5)0.05%
Lakeview Community Capital0.04%(3.5)0.05%
PennyMac Loan Services0.04%(3.5)0.46%
Benchmark0.04%(3.5)1.02%
Freedom Mortgage Corporation0.04%(3.5)0.28%
Lakeview Loan Servicing0.05%(3.5)0.05%
Caliber Home Loans0.05%(3.5)1.95%
SWBC Mortgage0.05%(3.5)3.29%
Austin Capital Bank0.05%(3.5)0.42%
PrimeLending0.08%(3.0)1.25%
loanDepot0.10%(3.0)1.76%
New American Funding0.10%(3.0)0.74%
LeaderOne Financial Corporation0.12%(3.0)1.02%
Quicken Loans0.15%(3.0)10.30%
Guild Mortgage Company0.15%(3.0)2.46%
Supreme Lending0.16%(2.5)1.11%
Cardinal Financial Company0.18%(2.5)1.16%
Mr. Cooper0.20%(2.5)1.48%
Navy Federal Credit Union0.22%(2.5)2.69%
Sente Mortgage0.22%(2.5)1.99%
Lender NameRate DifferenceRate RatingMarket Share
DHI Mortgage Company Limited-0.18%(4.5)4.25%
JPMorgan Chase Bank-0.16%(4.5)2.09%
Fairway Independent Mortgage Corporation-0.08%(4.0)36.27%
Wells Fargo Bank-0.06%(4.0)6.15%
Gateway First Bank-0.04%(3.5)1.97%
USAA-0.03%(3.5)2.79%
Bank of America-0.03%(3.5)0.89%
Flagstar Bank-0.02%(3.5)1.97%
Guaranteed Rate-0.00%(3.5)1.27%
loanDepot0.01%(3.5)0.38%
Extraco Banks0.01%(3.5)2.54%
First National Bank Texas0.02%(3.5)2.16%
Cornerstone Home Lending0.02%(3.5)1.27%
Freedom Mortgage Corporation0.02%(3.5)0.13%
Legacy Mutual Mortgage0.02%(3.5)0.63%
CMG Financial0.03%(3.5)1.84%
PennyMac Loan Services0.04%(3.5)0.19%
BOK Financial0.04%(3.5)1.27%
Synergy One Lending0.04%(3.5)0.25%
Thrive Mortgage0.04%(3.5)0.57%
Benchmark0.05%(3.5)1.08%
American Pacific Mortgage0.05%(3.0)0.06%
BancorpSouth Bank0.05%(3.0)2.09%
AmCap Home Loans0.06%(3.0)1.08%
Mr. Cooper0.06%(3.0)0.25%
Planet Home Lending0.06%(3.0)0.19%
Austin Capital Bank0.06%(3.0)0.57%
SWBC Mortgage0.07%(3.0)4.31%
Caliber Home Loans0.08%(3.0)1.52%
PrimeLending0.10%(3.0)1.33%
LeaderOne Financial Corporation0.13%(3.0)1.40%
New American Funding0.15%(2.5)0.70%
Quicken Loans0.15%(2.5)5.45%
Guild Mortgage Company0.17%(2.5)3.17%
Supreme Lending0.20%(2.5)1.33%
Cardinal Financial Company0.26%(2.0)1.01%
Navy Federal Credit Union0.26%(2.0)3.30%
Sente Mortgage0.27%(2.0)2.28%
Lender NameRate DifferenceRate RatingMarket Share
Fairway Independent Mortgage Corporation-0.14%(4.0)11.57%
Bank of America-0.13%(4.0)4.15%
Flagstar Bank-0.09%(4.0)3.97%
JPMorgan Chase Bank-0.09%(4.0)4.49%
USAA-0.08%(4.0)0.52%
First National Bank Texas-0.07%(4.0)1.38%
Carrington Mortgage Services-0.07%(4.0)2.07%
Guaranteed Rate-0.07%(4.0)1.90%
AmCap Home Loans-0.06%(4.0)1.21%
Guild Mortgage Company-0.05%(4.0)0.52%
SWBC Mortgage-0.05%(4.0)0.52%
Navy Federal Credit Union-0.05%(3.5)1.04%
Gateway First Bank-0.04%(3.5)4.32%
BOK Financial-0.04%(3.5)0.52%
Legacy Mutual Mortgage-0.04%(3.5)0.35%
Cornerstone Home Lending-0.03%(3.5)0.35%
BancorpSouth Bank-0.03%(3.5)1.38%
Supreme Lending-0.03%(3.5)0.52%
Wells Fargo Bank-0.03%(3.5)8.29%
Caliber Home Loans-0.02%(3.5)3.11%
Planet Home Lending-0.02%(3.5)0.52%
Synergy One Lending-0.02%(3.5)1.04%
New American Funding-0.01%(3.5)0.86%
Lakeview Community Capital-0.01%(3.5)0.17%
Thrive Mortgage-0.00%(3.5)0.86%
PennyMac Loan Services0.00%(3.5)1.21%
Lakeview Loan Servicing0.00%(3.5)0.17%
Benchmark0.00%(3.5)0.86%
Sente Mortgage0.01%(3.5)1.21%
Cardinal Financial Company0.02%(3.5)1.55%
Freedom Mortgage Corporation0.02%(3.5)0.69%
PrimeLending0.03%(3.5)1.04%
Extraco Banks0.05%(3.5)3.80%
loanDepot0.08%(3.0)5.53%
Quicken Loans0.11%(3.0)23.49%
Mr. Cooper0.18%(2.5)4.84%
Lender NameRate DifferenceRate RatingMarket Share
SWBC Mortgage-0.21%(4.5)6.63%
DHI Mortgage Company Limited-0.18%(4.5)5.67%
Flagstar Bank-0.17%(4.5)1.57%
First National Bank Texas-0.12%(4.0)4.45%
Bank of America-0.10%(4.0)0.52%
Extraco Banks-0.09%(4.0)0.96%
BancorpSouth Bank-0.09%(4.0)0.70%
Freedom Mortgage Corporation-0.07%(4.0)1.13%
LeaderOne Financial Corporation-0.07%(4.0)1.75%
Caliber Home Loans-0.06%(4.0)2.27%
Cardinal Financial Company-0.03%(3.5)1.05%
Benchmark-0.03%(3.5)0.70%
Lakeview Loan Servicing-0.03%(3.5)1.05%
BOK Financial-0.02%(3.5)0.09%
Legacy Mutual Mortgage-0.02%(3.5)0.44%
American Pacific Mortgage-0.01%(3.5)0.87%
Navy Federal Credit Union-0.01%(3.5)0.35%
PennyMac Loan Services-0.01%(3.5)0.52%
Carrington Mortgage Services-0.01%(3.5)0.70%
Thrive Mortgage-0.01%(3.5)0.61%
Mr. Cooper0.00%(3.5)0.26%
Supreme Lending0.00%(3.5)0.26%
loanDepot0.00%(3.5)0.17%
Synergy One Lending0.01%(3.5)0.26%
Village Capital0.01%(3.5)1.05%
New American Funding0.01%(3.5)0.44%
Lakeview Community Capital0.01%(3.5)0.35%
Cornerstone Home Lending0.02%(3.5)2.62%
Quicken Loans0.02%(3.5)2.97%
Fairway Independent Mortgage Corporation0.03%(3.5)41.36%
Austin Capital Bank0.03%(3.5)0.44%
CMG Financial0.04%(3.5)1.83%
Guaranteed Rate0.08%(3.0)1.57%
PrimeLending0.08%(3.0)0.70%
Sente Mortgage0.12%(3.0)2.44%
Planet Home Lending0.14%(3.0)1.05%
Gateway First Bank0.17%(2.5)4.10%
AmCap Home Loans0.17%(2.5)2.18%
Guild Mortgage Company0.18%(2.5)3.93%
Lender NameRate DifferenceRate RatingMarket Share
SWBC Mortgage-0.22%(4.5)7.00%
DHI Mortgage Company Limited-0.18%(4.5)6.06%
Flagstar Bank-0.17%(4.5)1.68%
First National Bank Texas-0.12%(4.0)4.66%
Bank of America-0.12%(4.0)0.47%
Extraco Banks-0.09%(4.0)1.03%
BancorpSouth Bank-0.09%(4.0)0.75%
Freedom Mortgage Corporation-0.08%(4.0)1.12%
LeaderOne Financial Corporation-0.07%(4.0)1.87%
Caliber Home Loans-0.06%(4.0)2.24%
Cardinal Financial Company-0.03%(3.5)1.03%
Benchmark-0.03%(3.5)0.75%
Carrington Mortgage Services-0.03%(3.5)0.09%
BOK Financial-0.02%(3.5)0.09%
Legacy Mutual Mortgage-0.02%(3.5)0.47%
American Pacific Mortgage-0.01%(3.5)0.93%
Navy Federal Credit Union-0.01%(3.5)0.37%
Thrive Mortgage-0.01%(3.5)0.56%
PennyMac Loan Services-0.01%(3.5)0.28%
Synergy One Lending0.00%(3.5)0.19%
Mr. Cooper0.00%(3.5)0.28%
loanDepot0.00%(3.5)0.19%
New American Funding0.01%(3.5)0.47%
Supreme Lending0.01%(3.5)0.19%
Quicken Loans0.02%(3.5)2.33%
Cornerstone Home Lending0.02%(3.5)2.52%
Fairway Independent Mortgage Corporation0.03%(3.5)43.47%
Austin Capital Bank0.03%(3.5)0.47%
CMG Financial0.04%(3.5)1.96%
Guaranteed Rate0.08%(3.0)1.68%
PrimeLending0.08%(3.0)0.75%
Sente Mortgage0.12%(3.0)2.52%
Planet Home Lending0.15%(2.5)1.03%
Gateway First Bank0.17%(2.5)4.38%
AmCap Home Loans0.18%(2.5)2.15%
Guild Mortgage Company0.19%(2.5)4.01%
Lender NameRate DifferenceRate RatingMarket Share
Guild Mortgage Company-0.03%(3.5)2.70%
Caliber Home Loans-0.03%(3.5)2.70%
Lakeview Loan Servicing-0.03%(3.5)16.22%
First National Bank Texas-0.02%(3.5)1.35%
PennyMac Loan Services-0.01%(3.5)4.05%
SWBC Mortgage-0.01%(3.5)1.35%
Supreme Lending-0.01%(3.5)1.35%
Carrington Mortgage Services-0.01%(3.5)9.46%
Cardinal Financial Company-0.01%(3.5)1.35%
Bank of America-0.00%(3.5)1.35%
Thrive Mortgage-0.00%(3.5)1.35%
Freedom Mortgage Corporation-0.00%(3.5)1.35%
Planet Home Lending0.00%(3.5)1.35%
Sente Mortgage0.01%(3.5)1.35%
Cornerstone Home Lending0.01%(3.5)4.05%
Village Capital0.01%(3.5)16.22%
AmCap Home Loans0.01%(3.5)2.70%
Lakeview Community Capital0.01%(3.5)5.41%
Synergy One Lending0.02%(3.5)1.35%
Quicken Loans0.02%(3.5)12.16%
Fairway Independent Mortgage Corporation0.02%(3.5)10.81%
Lender NameRate DifferenceRate RatingMarket Share
JPMorgan Chase Bank-0.01%(3.5)11.11%
Wells Fargo Bank-0.01%(3.5)11.11%
Bank of America-0.00%(3.5)11.11%
Fairway Independent Mortgage Corporation0.00%(3.5)11.11%
SWBC Mortgage0.00%(3.5)11.11%
Extraco Banks0.00%(3.5)22.22%
Guild Mortgage Company0.00%(3.5)11.11%
Thrive Mortgage0.01%(3.5)11.11%
Lender NameRate DifferenceRate RatingMarket Share
JPMorgan Chase Bank-0.01%(3.5)16.67%
Wells Fargo Bank-0.01%(3.5)16.67%
Extraco Banks0.00%(3.5)16.67%
Bank of America0.00%(3.5)16.67%
SWBC Mortgage0.00%(3.5)16.67%
Guild Mortgage Company0.01%(3.5)16.67%
Lender NameRate DifferenceRate RatingMarket Share
Fairway Independent Mortgage Corporation-0.00%(3.5)33.33%
Extraco Banks0.00%(3.5)33.33%
Thrive Mortgage0.00%(3.5)33.33%
Lender NameRate DifferenceRate RatingMarket Share
Navy Federal Credit Union-0.40%(5.0)7.50%
DHI Mortgage Company Limited-0.34%(5.0)11.35%
First National Bank Texas-0.16%(4.5)4.97%
USAA-0.07%(4.0)8.74%
Extraco Banks-0.07%(4.0)0.62%
American Pacific Mortgage-0.07%(4.0)1.85%
Wells Fargo Bank-0.06%(4.0)0.42%
Gateway First Bank-0.06%(4.0)2.16%
BancorpSouth Bank-0.05%(4.0)0.84%
Austin Capital Bank-0.04%(3.5)0.67%
Caliber Home Loans-0.03%(3.5)1.35%
PennyMac Loan Services-0.02%(3.5)1.46%
Flagstar Bank-0.02%(3.5)0.65%
SWBC Mortgage-0.01%(3.5)7.08%
loanDepot0.00%(3.5)0.84%
Freedom Mortgage Corporation0.01%(3.5)0.37%
Bank of America0.01%(3.5)0.03%
Cornerstone Home Lending0.01%(3.5)0.22%
BOK Financial0.02%(3.5)0.25%
Lakeview Loan Servicing0.02%(3.5)2.73%
Lakeview Community Capital0.03%(3.5)1.21%
New American Funding0.03%(3.5)0.34%
Synergy One Lending0.03%(3.5)0.53%
Legacy Mutual Mortgage0.04%(3.5)0.39%
Benchmark0.04%(3.5)0.87%
Cardinal Financial Company0.04%(3.5)0.11%
Supreme Lending0.05%(3.5)0.28%
Thrive Mortgage0.05%(3.5)0.25%
PrimeLending0.05%(3.5)0.22%
Guaranteed Rate0.05%(3.0)0.51%
Quicken Loans0.07%(3.0)1.12%
Village Capital0.08%(3.0)1.15%
LeaderOne Financial Corporation0.08%(3.0)0.82%
CMG Financial0.09%(3.0)1.41%
Mr. Cooper0.14%(3.0)0.31%
Fairway Independent Mortgage Corporation0.17%(2.5)27.40%
AmCap Home Loans0.17%(2.5)0.90%
Sente Mortgage0.22%(2.5)0.65%
Guild Mortgage Company0.25%(2.0)2.64%
Carrington Mortgage Services0.26%(2.0)1.69%
Planet Home Lending0.73%(1.0)3.06%
Lender NameRate DifferenceRate RatingMarket Share
Navy Federal Credit Union-0.41%(5.0)8.53%
DHI Mortgage Company Limited-0.34%(5.0)13.25%
First National Bank Texas-0.16%(4.5)5.74%
USAA-0.08%(4.0)8.72%
Extraco Banks-0.07%(4.0)0.66%
American Pacific Mortgage-0.07%(4.0)1.90%
Wells Fargo Bank-0.06%(4.0)0.46%
Gateway First Bank-0.06%(4.0)2.13%
BancorpSouth Bank-0.05%(3.5)0.98%
Austin Capital Bank-0.04%(3.5)0.79%
Freedom Mortgage Corporation-0.03%(3.5)0.26%
Flagstar Bank-0.03%(3.5)0.49%
Caliber Home Loans-0.02%(3.5)0.79%
SWBC Mortgage-0.01%(3.5)7.31%
Cornerstone Home Lending0.01%(3.5)0.20%
Bank of America0.01%(3.5)0.03%
PennyMac Loan Services0.02%(3.5)0.26%
BOK Financial0.02%(3.5)0.23%
Synergy One Lending0.04%(3.5)0.56%
Legacy Mutual Mortgage0.05%(3.5)0.43%
New American Funding0.05%(3.5)0.26%
Benchmark0.05%(3.5)0.95%
Cardinal Financial Company0.05%(3.5)0.13%
Supreme Lending0.05%(3.0)0.30%
PrimeLending0.05%(3.0)0.26%
Guaranteed Rate0.06%(3.0)0.56%
Thrive Mortgage0.06%(3.0)0.23%
Quicken Loans0.07%(3.0)1.28%
LeaderOne Financial Corporation0.09%(3.0)0.95%
CMG Financial0.09%(3.0)1.64%
loanDepot0.11%(3.0)0.30%
Mr. Cooper0.14%(3.0)0.36%
Fairway Independent Mortgage Corporation0.18%(2.5)31.03%
AmCap Home Loans0.20%(2.5)0.95%
Sente Mortgage0.23%(2.5)0.75%
Guild Mortgage Company0.31%(2.0)2.46%
Carrington Mortgage Services0.34%(2.0)0.66%
Planet Home Lending0.81%(1.0)3.21%
Lender NameRate DifferenceRate RatingMarket Share
Caliber Home Loans-0.08%(4.0)4.72%
loanDepot-0.07%(4.0)4.13%
PennyMac Loan Services-0.06%(4.0)8.64%
American Pacific Mortgage-0.06%(4.0)1.57%
USAA-0.05%(4.0)8.84%
Gateway First Bank-0.05%(3.5)2.36%
Navy Federal Credit Union-0.04%(3.5)1.38%
BOK Financial-0.02%(3.5)0.39%
AmCap Home Loans-0.02%(3.5)0.59%
Flagstar Bank-0.02%(3.5)1.57%
New American Funding-0.02%(3.5)0.79%
Lakeview Loan Servicing-0.02%(3.5)19.06%
Supreme Lending-0.02%(3.5)0.20%
Cornerstone Home Lending-0.01%(3.5)0.39%
First National Bank Texas-0.01%(3.5)0.39%
Guaranteed Rate-0.01%(3.5)0.20%
Thrive Mortgage-0.01%(3.5)0.39%
Extraco Banks-0.01%(3.5)0.39%
Planet Home Lending-0.01%(3.5)2.16%
Lakeview Community Capital-0.01%(3.5)8.45%
Legacy Mutual Mortgage-0.00%(3.5)0.20%
Quicken Loans0.00%(3.5)0.20%
Benchmark0.01%(3.5)0.39%
Guild Mortgage Company0.01%(3.5)3.73%
Wells Fargo Bank0.01%(3.5)0.20%
SWBC Mortgage0.02%(3.5)5.70%
Synergy One Lending0.02%(3.5)0.39%
Village Capital0.04%(3.5)8.06%
Freedom Mortgage Corporation0.05%(3.0)0.98%
Fairway Independent Mortgage Corporation0.05%(3.0)5.70%
Carrington Mortgage Services0.19%(2.5)7.86%

* Data is compiled for the Killeen, TX commuting zone area, which comprises of counties of Bell County, TX, Coryell County, TX, Lampasas County, TX, and San Saba County, TX. This includes cities/towns/communities of Killeen, TX as well as Temple, TX, Copperas Cove, TX, Harker Heights, TX, Belton, TX, Nolanville, TX, Salado, TX, Kempner, TX, Gatesville, TX, Lampasas, TX, Morgans Point Resort, TX, Bartlett, TX, Troy, TX, Little River-Academy, TX, Rogers, TX, Evant, TX, Oglesby, TX, Lometa, TX, San Saba, TX, and Fort Hood, TX. Lenders must have made at least 30 loans in the area to be included. Source of the data is Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate conditional on the commuting zone, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

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