Top Mortgage Lenders in Ocean City, NJ

Which mortgage lender in the Ocean City, NJ area typically has the best rates? To help you narrow down where to shop for a mortgage, MortgageWaldo.com provides an objective and data driven ranking of mortgage lenders operating in the Ocean City, NJ area by interest rate and market share. Unlike our competitors, we maintain independence by not accepting any compensation from the mortgage lenders we rank. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings.

Going by historical data, the best mortgage lender in the Ocean City, NJ area in terms of interest rate is Columbia Bank NJ, with an average “Rate Difference” of -0.25%. This means that, comparing similar borrowers, Columbia Bank NJ provided a -0.25% lower interest rate for its customers than other lenders in the area. Columbia Bank NJ has a market share of 0.7%. On the other hand, the most popular lender in the Ocean City, NJ area is Quicken Loans, with a larger market share of 8.8%. However, Quicken Loans also tends to be an expensive lender in the area, with an average “Rate Difference” of +0.15% compared to those of other lenders. We recommend shopping around before going with this popular lender.

Our detailed ranking of mortgage lenders in the Ocean City, NJ area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, the cheapest lender for Conventional mortgages in Ocean City, NJ is OceanFirst Bank. If you want to take out a loan that is above conforming limits (for example, above $548,250 in 2021), the cheapest Jumbo mortgage provider is Wells Fargo Bank. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Bank of America. The cheapest VA mortgage provider is Navy Federal Credit Union. Note that as a consumer advocate we always recommend shopping among several of our top ranked lenders in order to get the best rates and fees.

Ranking of Mortgage Lenders in Ocean City, NJ

Mortgage Type:
Purchase/Refinance:
Lender NameRate DifferenceRate RatingMarket Share
Columbia Bank NJ-0.25%(5.0)0.68%
OceanFirst Bank-0.24%(4.5)1.92%
Bank of America-0.22%(4.5)1.70%
Investors Bank-0.21%(4.5)0.44%
Provident Funding-0.17%(4.5)0.49%
Police and Fire Federal Credit Union-0.16%(4.5)2.94%
DHI Mortgage Company Limited-0.14%(4.0)0.38%
Affinity Federal Credit Union-0.13%(4.0)0.14%
Amerisave Mortgage Corporation-0.12%(4.0)0.37%
Home Point Financial Corporation-0.11%(4.0)1.01%
Trident Mortgage-0.11%(4.0)5.79%
M&T Bank-0.09%(4.0)0.27%
Guaranteed Rate-0.09%(4.0)2.16%
Fulton Bank-0.08%(4.0)0.90%
American Federal Mortgage-0.08%(4.0)0.21%
Republic Bank-0.08%(4.0)3.77%
Santander Bank-0.07%(4.0)0.85%
Firstrust Bank-0.07%(4.0)0.46%
Truist Bank-0.07%(4.0)0.30%
Arc Home-0.06%(4.0)0.36%
Guaranteed Rate Affinity-0.06%(4.0)0.39%
USAA-0.06%(4.0)1.14%
PennyMac Loan Services-0.06%(4.0)0.80%
loanDepot-0.06%(4.0)1.29%
First Choice Loan Services-0.05%(3.5)0.23%
Nations Lending Corporation-0.05%(3.5)0.24%
US Bank-0.04%(3.5)0.22%
Princeton Mortgage-0.04%(3.5)0.30%
TD Bank-0.04%(3.5)2.01%
1st Colonial Community Bank-0.03%(3.5)1.29%
WSFS Bank-0.03%(3.5)0.59%
State Financial Network LLC-0.03%(3.5)0.13%
Huntingdon Valley Bank-0.03%(3.5)0.13%
Valley Bank-0.03%(3.5)0.47%
Freedom Mortgage Corporation-0.02%(3.5)1.58%
Weichert Financial Services-0.02%(3.5)1.48%
NewRez-0.02%(3.5)0.87%
Stearns Home Loans-0.02%(3.5)0.28%
Lakeview Loan Servicing-0.02%(3.5)0.49%
Wells Fargo Bank-0.01%(3.5)4.15%
NJ Lenders Corp-0.01%(3.5)0.14%
Greentree Mortgage-0.01%(3.5)8.64%
South Jersey FCU-0.01%(3.5)0.23%
Philadelphia Mortgage Advisors-0.01%(3.5)0.23%
Fairway Independent Mortgage Corporation-0.00%(3.5)1.23%
Univest0.00%(3.5)0.14%
Advisors Mortgage Group0.00%(3.5)1.01%
Movement Mortgage0.01%(3.5)0.89%
Florida Capital Bank0.01%(3.5)0.19%
Allied Mortgage Group0.01%(3.5)2.46%
Draper and Kramer Mortgage Corp0.01%(3.5)0.57%
Carrington Mortgage Services0.01%(3.5)0.80%
Prosperity Home Mortgage LLC0.01%(3.5)0.86%
Meridian Bank0.01%(3.5)0.74%
CMG Financial0.02%(3.5)0.36%
Absolute Home Mortgage0.02%(3.5)0.81%
Embrace Home Loans0.02%(3.5)0.16%
JPMorgan Chase Bank0.02%(3.5)1.04%
Flagstar Bank0.02%(3.5)0.42%
Bank of England AR0.02%(3.5)0.13%
US Mortgage Corporation0.02%(3.5)0.36%
New American Funding0.02%(3.5)0.23%
PNC Bank0.03%(3.5)1.84%
The Money Store0.03%(3.5)0.50%
Sun West Mortgage Company0.03%(3.5)0.14%
Evesham Mortgage0.03%(3.5)0.97%
Cardinal Financial Company0.03%(3.5)0.30%
Northpointe Bank0.03%(3.5)0.43%
Navy Federal Credit Union0.03%(3.5)1.39%
Success Mortgage Partners0.04%(3.5)0.30%
Union Home Mortgage0.04%(3.5)0.59%
Caliber Home Loans0.04%(3.5)5.05%
NVR Mortgage Finance Inc0.04%(3.5)0.82%
emmloans0.04%(3.5)0.42%
Family First Funding0.05%(3.5)0.30%
NFM Lending0.05%(3.5)0.43%
Bayshore Mortgage Funding0.06%(3.0)0.18%
The Federal Savings Bank0.06%(3.0)0.20%
HomeBridge Financial Services0.06%(3.0)0.50%
PrimeLending0.08%(3.0)0.18%
PRMG Mortgage0.09%(3.0)0.43%
Gateway First Bank0.11%(3.0)2.79%
Benchmark0.12%(3.0)0.19%
Finance of America Mortgage0.12%(3.0)3.45%
Primary Residential Mortgage Inc0.13%(3.0)0.18%
MDE Home Loans0.13%(3.0)0.25%
Equity Prime Mortgage0.13%(3.0)0.50%
Quicken Loans0.15%(3.0)8.85%
PHH Mortgage0.16%(2.5)0.13%
Financial Freedom Mortgage0.19%(2.5)0.13%
AnnieMac Home Mortgage0.22%(2.5)2.50%
NewDay USA0.23%(2.5)0.14%
Mr. Cooper0.26%(2.0)1.09%
Lender NameRate DifferenceRate RatingMarket Share
Bank of America-0.30%(5.0)1.59%
OceanFirst Bank-0.25%(4.5)1.49%
Columbia Bank NJ-0.21%(4.5)0.38%
TD Bank-0.21%(4.5)1.35%
Investors Bank-0.21%(4.5)0.33%
Police and Fire Federal Credit Union-0.18%(4.5)0.67%
Provident Funding-0.16%(4.5)0.26%
Home Point Financial Corporation-0.15%(4.5)1.04%
DHI Mortgage Company Limited-0.14%(4.0)0.54%
Affinity Federal Credit Union-0.14%(4.0)0.12%
M&T Bank-0.12%(4.0)0.32%
PNC Bank-0.11%(4.0)0.98%
Fulton Bank-0.09%(4.0)1.13%
Trident Mortgage-0.09%(4.0)7.45%
Republic Bank-0.08%(4.0)4.68%
Freedom Mortgage Corporation-0.08%(4.0)1.62%
Santander Bank-0.07%(4.0)1.03%
PennyMac Loan Services-0.07%(4.0)0.37%
Truist Bank-0.07%(4.0)0.20%
Nations Lending Corporation-0.06%(4.0)0.28%
US Bank-0.06%(4.0)0.21%
Wells Fargo Bank-0.06%(4.0)4.10%
Lakeview Loan Servicing-0.06%(4.0)0.24%
Guaranteed Rate-0.06%(4.0)2.45%
Princeton Mortgage-0.05%(4.0)0.35%
Arc Home-0.05%(3.5)0.37%
WSFS Bank-0.05%(3.5)0.36%
First Choice Loan Services-0.04%(3.5)0.24%
Firstrust Bank-0.04%(3.5)0.48%
1st Colonial Community Bank-0.04%(3.5)1.44%
USAA-0.04%(3.5)1.29%
Guaranteed Rate Affinity-0.04%(3.5)0.43%
loanDepot-0.04%(3.5)0.52%
Valley Bank-0.03%(3.5)0.52%
State Financial Network LLC-0.03%(3.5)0.16%
American Federal Mortgage-0.03%(3.5)0.17%
Huntingdon Valley Bank-0.03%(3.5)0.18%
JPMorgan Chase Bank-0.02%(3.5)0.81%
Weichert Financial Services-0.02%(3.5)2.12%
NJ Lenders Corp-0.01%(3.5)0.15%
Stearns Home Loans-0.01%(3.5)0.30%
Amerisave Mortgage Corporation-0.01%(3.5)0.03%
Fairway Independent Mortgage Corporation-0.00%(3.5)1.53%
Movement Mortgage0.00%(3.5)1.10%
Advisors Mortgage Group0.00%(3.5)1.18%
Philadelphia Mortgage Advisors0.00%(3.5)0.26%
Florida Capital Bank0.01%(3.5)0.22%
Greentree Mortgage0.01%(3.5)11.19%
Univest0.01%(3.5)0.09%
Embrace Home Loans0.02%(3.5)0.07%
Allied Mortgage Group0.02%(3.5)3.36%
South Jersey FCU0.02%(3.5)0.08%
New American Funding0.02%(3.5)0.25%
Draper and Kramer Mortgage Corp0.02%(3.5)0.73%
Bank of England AR0.02%(3.5)0.15%
NewDay USA0.02%(3.5)0.03%
Prosperity Home Mortgage LLC0.02%(3.5)1.15%
CMG Financial0.02%(3.5)0.45%
The Federal Savings Bank0.02%(3.5)0.04%
Cardinal Financial Company0.03%(3.5)0.19%
Absolute Home Mortgage0.03%(3.5)1.06%
US Mortgage Corporation0.03%(3.5)0.37%
Evesham Mortgage0.03%(3.5)1.05%
Northpointe Bank0.04%(3.5)0.49%
Sun West Mortgage Company0.04%(3.5)0.15%
NVR Mortgage Finance Inc0.04%(3.5)1.25%
Flagstar Bank0.04%(3.5)0.38%
PHH Mortgage0.04%(3.5)0.03%
emmloans0.04%(3.5)0.45%
The Money Store0.04%(3.5)0.62%
Navy Federal Credit Union0.05%(3.5)1.77%
Family First Funding0.05%(3.0)0.35%
Meridian Bank0.05%(3.0)0.83%
NewRez0.06%(3.0)0.49%
NFM Lending0.06%(3.0)0.53%
Success Mortgage Partners0.06%(3.0)0.30%
Caliber Home Loans0.07%(3.0)5.89%
HomeBridge Financial Services0.08%(3.0)0.49%
Bayshore Mortgage Funding0.08%(3.0)0.16%
Union Home Mortgage0.09%(3.0)0.63%
PrimeLending0.09%(3.0)0.23%
Carrington Mortgage Services0.11%(3.0)0.33%
Quicken Loans0.12%(3.0)4.11%
PRMG Mortgage0.13%(3.0)0.45%
Mr. Cooper0.14%(3.0)0.48%
Benchmark0.14%(3.0)0.23%
Finance of America Mortgage0.14%(3.0)4.47%
Gateway First Bank0.14%(3.0)3.59%
Primary Residential Mortgage Inc0.15%(2.5)0.23%
MDE Home Loans0.17%(2.5)0.30%
Equity Prime Mortgage0.19%(2.5)0.47%
AnnieMac Home Mortgage0.29%(2.0)2.93%
Lender NameRate DifferenceRate RatingMarket Share
Columbia Bank NJ-0.28%(5.0)1.23%
Trident Mortgage-0.25%(4.5)2.63%
OceanFirst Bank-0.22%(4.5)2.74%
Investors Bank-0.21%(4.5)0.64%
Guaranteed Rate-0.18%(4.5)1.62%
Provident Funding-0.17%(4.5)0.92%
Police and Fire Federal Credit Union-0.15%(4.5)7.23%
Firstrust Bank-0.14%(4.0)0.43%
American Federal Mortgage-0.13%(4.0)0.29%
Affinity Federal Credit Union-0.12%(4.0)0.17%
Guaranteed Rate Affinity-0.12%(4.0)0.30%
Amerisave Mortgage Corporation-0.12%(4.0)1.03%
USAA-0.10%(4.0)0.87%
Meridian Bank-0.10%(4.0)0.57%
Bank of America-0.10%(4.0)1.89%
Arc Home-0.09%(4.0)0.34%
Santander Bank-0.08%(4.0)0.53%
Greentree Mortgage-0.08%(4.0)3.80%
Union Home Mortgage-0.07%(4.0)0.53%
NewRez-0.06%(4.0)1.60%
Truist Bank-0.06%(4.0)0.51%
First Choice Loan Services-0.06%(4.0)0.20%
loanDepot-0.06%(4.0)2.75%
DHI Mortgage Company Limited-0.06%(4.0)0.06%
Caliber Home Loans-0.06%(4.0)3.47%
Prosperity Home Mortgage LLC-0.06%(4.0)0.32%
Republic Bank-0.05%(4.0)2.05%
Allied Mortgage Group-0.05%(4.0)0.76%
PennyMac Loan Services-0.05%(3.5)1.60%
Draper and Kramer Mortgage Corp-0.05%(3.5)0.26%
Weichert Financial Services-0.05%(3.5)0.26%
Gateway First Bank-0.04%(3.5)1.28%
The Money Store-0.04%(3.5)0.26%
Philadelphia Mortgage Advisors-0.03%(3.5)0.18%
Absolute Home Mortgage-0.03%(3.5)0.34%
Home Point Financial Corporation-0.03%(3.5)0.94%
Carrington Mortgage Services-0.03%(3.5)1.67%
Navy Federal Credit Union-0.03%(3.5)0.68%
Huntingdon Valley Bank-0.02%(3.5)0.03%
Stearns Home Loans-0.02%(3.5)0.24%
Fulton Bank-0.02%(3.5)0.47%
MDE Home Loans-0.02%(3.5)0.15%
Success Mortgage Partners-0.02%(3.5)0.29%
WSFS Bank-0.02%(3.5)1.04%
Primary Residential Mortgage Inc-0.01%(3.5)0.08%
State Financial Network LLC-0.01%(3.5)0.07%
South Jersey FCU-0.01%(3.5)0.52%
US Bank-0.01%(3.5)0.24%
Princeton Mortgage-0.01%(3.5)0.20%
NFM Lending-0.01%(3.5)0.25%
1st Colonial Community Bank-0.01%(3.5)1.00%
Flagstar Bank-0.01%(3.5)0.48%
Valley Bank-0.00%(3.5)0.38%
AnnieMac Home Mortgage-0.00%(3.5)1.67%
CMG Financial-0.00%(3.5)0.19%
Univest-0.00%(3.5)0.21%
PRMG Mortgage0.00%(3.5)0.39%
Lakeview Loan Servicing0.00%(3.5)0.96%
Sun West Mortgage Company0.00%(3.5)0.13%
NJ Lenders Corp0.01%(3.5)0.11%
Fairway Independent Mortgage Corporation0.01%(3.5)0.67%
Advisors Mortgage Group0.01%(3.5)0.68%
M&T Bank0.01%(3.5)0.17%
Florida Capital Bank0.01%(3.5)0.14%
US Mortgage Corporation0.01%(3.5)0.34%
Northpointe Bank0.02%(3.5)0.32%
Movement Mortgage0.02%(3.5)0.51%
Nations Lending Corporation0.02%(3.5)0.16%
Evesham Mortgage0.02%(3.5)0.80%
Benchmark0.02%(3.5)0.11%
PrimeLending0.02%(3.5)0.10%
Finance of America Mortgage0.03%(3.5)1.51%
Embrace Home Loans0.03%(3.5)0.33%
Bayshore Mortgage Funding0.03%(3.5)0.21%
Family First Funding0.03%(3.5)0.21%
Bank of England AR0.03%(3.5)0.08%
New American Funding0.04%(3.5)0.18%
Cardinal Financial Company0.04%(3.5)0.50%
HomeBridge Financial Services0.04%(3.5)0.52%
emmloans0.04%(3.5)0.38%
Equity Prime Mortgage0.05%(3.5)0.55%
The Federal Savings Bank0.07%(3.0)0.50%
JPMorgan Chase Bank0.07%(3.0)1.47%
Wells Fargo Bank0.07%(3.0)4.25%
PNC Bank0.10%(3.0)3.47%
TD Bank0.10%(3.0)3.27%
Freedom Mortgage Corporation0.11%(3.0)1.49%
Quicken Loans0.16%(2.5)17.82%
PHH Mortgage0.19%(2.5)0.32%
Financial Freedom Mortgage0.19%(2.5)0.37%
NewDay USA0.27%(2.0)0.35%
Mr. Cooper0.30%(2.0)2.24%
Lender NameRate DifferenceRate RatingMarket Share
OceanFirst Bank-0.28%(5.0)2.34%
Columbia Bank NJ-0.28%(5.0)0.94%
Investors Bank-0.25%(5.0)0.56%
Bank of America-0.24%(4.5)2.08%
Provident Funding-0.16%(4.5)0.75%
Police and Fire Federal Credit Union-0.16%(4.5)4.48%
Trident Mortgage-0.15%(4.0)6.16%
Amerisave Mortgage Corporation-0.14%(4.0)0.45%
Guaranteed Rate-0.13%(4.0)2.36%
Affinity Federal Credit Union-0.13%(4.0)0.21%
DHI Mortgage Company Limited-0.12%(4.0)0.40%
Republic Bank-0.11%(4.0)3.73%
M&T Bank-0.08%(4.0)0.25%
Fulton Bank-0.08%(4.0)1.18%
Santander Bank-0.08%(4.0)1.15%
Firstrust Bank-0.08%(4.0)0.64%
American Federal Mortgage-0.08%(4.0)0.31%
Truist Bank-0.07%(4.0)0.40%
Guaranteed Rate Affinity-0.07%(4.0)0.47%
Arc Home-0.06%(4.0)0.33%
loanDepot-0.06%(4.0)1.25%
US Bank-0.06%(4.0)0.27%
First Choice Loan Services-0.05%(3.5)0.29%
Weichert Financial Services-0.04%(3.5)1.40%
TD Bank-0.03%(3.5)2.58%
WSFS Bank-0.03%(3.5)0.84%
Huntingdon Valley Bank-0.03%(3.5)0.14%
Princeton Mortgage-0.03%(3.5)0.26%
State Financial Network LLC-0.03%(3.5)0.18%
Freedom Mortgage Corporation-0.03%(3.5)1.38%
Valley Bank-0.02%(3.5)0.45%
Fairway Independent Mortgage Corporation-0.02%(3.5)1.14%
Home Point Financial Corporation-0.01%(3.5)0.61%
NewRez-0.01%(3.5)0.95%
Philadelphia Mortgage Advisors-0.01%(3.5)0.28%
South Jersey FCU-0.00%(3.5)0.35%
Draper and Kramer Mortgage Corp-0.00%(3.5)0.62%
Univest0.00%(3.5)0.18%
NJ Lenders Corp0.00%(3.5)0.15%
1st Colonial Community Bank0.00%(3.5)1.31%
Wells Fargo Bank0.01%(3.5)5.13%
Nations Lending Corporation0.01%(3.5)0.12%
Gateway First Bank0.01%(3.5)2.03%
Bank of England AR0.01%(3.5)0.08%
Meridian Bank0.01%(3.5)0.75%
Lakeview Loan Servicing0.01%(3.5)0.17%
Prosperity Home Mortgage LLC0.01%(3.5)0.97%
Florida Capital Bank0.02%(3.5)0.20%
New American Funding0.02%(3.5)0.16%
Stearns Home Loans0.02%(3.5)0.22%
Family First Funding0.02%(3.5)0.20%
Evesham Mortgage0.02%(3.5)1.29%
Success Mortgage Partners0.02%(3.5)0.30%
JPMorgan Chase Bank0.02%(3.5)1.37%
The Money Store0.03%(3.5)0.64%
Greentree Mortgage0.03%(3.5)7.07%
The Federal Savings Bank0.03%(3.5)0.04%
Advisors Mortgage Group0.03%(3.5)1.10%
USAA0.03%(3.5)0.62%
Flagstar Bank0.04%(3.5)0.32%
PNC Bank0.04%(3.5)2.50%
Sun West Mortgage Company0.04%(3.5)0.14%
Union Home Mortgage0.04%(3.5)0.68%
US Mortgage Corporation0.05%(3.5)0.30%
Cardinal Financial Company0.05%(3.0)0.25%
PennyMac Loan Services0.05%(3.0)0.47%
CMG Financial0.05%(3.0)0.33%
Embrace Home Loans0.05%(3.0)0.11%
Caliber Home Loans0.06%(3.0)4.89%
NFM Lending0.06%(3.0)0.36%
emmloans0.07%(3.0)0.37%
Bayshore Mortgage Funding0.07%(3.0)0.13%
Allied Mortgage Group0.07%(3.0)1.85%
Financial Freedom Mortgage0.08%(3.0)0.04%
Movement Mortgage0.08%(3.0)0.80%
Northpointe Bank0.08%(3.0)0.49%
Carrington Mortgage Services0.09%(3.0)0.20%
PRMG Mortgage0.09%(3.0)0.22%
HomeBridge Financial Services0.10%(3.0)0.32%
Primary Residential Mortgage Inc0.10%(3.0)0.08%
PrimeLending0.10%(3.0)0.23%
Finance of America Mortgage0.11%(3.0)2.36%
NVR Mortgage Finance Inc0.11%(3.0)0.80%
Absolute Home Mortgage0.13%(3.0)0.62%
Benchmark0.14%(3.0)0.14%
Equity Prime Mortgage0.17%(2.5)0.31%
MDE Home Loans0.17%(2.5)0.30%
AnnieMac Home Mortgage0.19%(2.5)1.87%
Quicken Loans0.19%(2.5)10.29%
PHH Mortgage0.20%(2.5)0.17%
Mr. Cooper0.37%(1.5)0.76%
Navy Federal Credit Union0.37%(1.5)0.99%
Lender NameRate DifferenceRate RatingMarket Share
Bank of America-0.33%(5.0)2.00%
OceanFirst Bank-0.32%(5.0)1.87%
Investors Bank-0.26%(5.0)0.43%
TD Bank-0.25%(5.0)1.79%
Columbia Bank NJ-0.24%(4.5)0.57%
Police and Fire Federal Credit Union-0.17%(4.5)1.13%
Provident Funding-0.15%(4.5)0.44%
Republic Bank-0.13%(4.0)4.76%
Affinity Federal Credit Union-0.13%(4.0)0.20%
DHI Mortgage Company Limited-0.13%(4.0)0.61%
Trident Mortgage-0.12%(4.0)8.26%
M&T Bank-0.11%(4.0)0.33%
PNC Bank-0.11%(4.0)1.29%
Guaranteed Rate-0.10%(4.0)2.73%
Fulton Bank-0.10%(4.0)1.58%
US Bank-0.09%(4.0)0.27%
Santander Bank-0.08%(4.0)1.48%
Truist Bank-0.07%(4.0)0.29%
Freedom Mortgage Corporation-0.06%(4.0)1.63%
loanDepot-0.06%(4.0)0.51%
WSFS Bank-0.05%(4.0)0.53%
Firstrust Bank-0.04%(3.5)0.72%
First Choice Loan Services-0.04%(3.5)0.31%
Wells Fargo Bank-0.04%(3.5)5.16%
Guaranteed Rate Affinity-0.04%(3.5)0.54%
Weichert Financial Services-0.04%(3.5)2.13%
JPMorgan Chase Bank-0.04%(3.5)1.06%
Arc Home-0.04%(3.5)0.36%
Princeton Mortgage-0.03%(3.5)0.30%
Huntingdon Valley Bank-0.03%(3.5)0.21%
State Financial Network LLC-0.03%(3.5)0.25%
Valley Bank-0.03%(3.5)0.54%
Fairway Independent Mortgage Corporation-0.03%(3.5)1.52%
American Federal Mortgage-0.03%(3.5)0.27%
Bank of England AR-0.01%(3.5)0.10%
Home Point Financial Corporation-0.01%(3.5)0.61%
New American Funding-0.00%(3.5)0.17%
Philadelphia Mortgage Advisors-0.00%(3.5)0.32%
Lakeview Loan Servicing0.00%(3.5)0.13%
NJ Lenders Corp0.00%(3.5)0.17%
Nations Lending Corporation0.00%(3.5)0.10%
1st Colonial Community Bank0.01%(3.5)1.39%
Draper and Kramer Mortgage Corp0.01%(3.5)0.84%
Family First Funding0.01%(3.5)0.24%
Florida Capital Bank0.02%(3.5)0.20%
Univest0.02%(3.5)0.14%
South Jersey FCU0.02%(3.5)0.13%
Evesham Mortgage0.02%(3.5)1.49%
Prosperity Home Mortgage LLC0.03%(3.5)1.41%
PennyMac Loan Services0.03%(3.5)0.31%
Amerisave Mortgage Corporation0.03%(3.5)0.01%
The Federal Savings Bank0.03%(3.5)0.04%
Advisors Mortgage Group0.04%(3.5)1.29%
Stearns Home Loans0.04%(3.5)0.23%
Embrace Home Loans0.04%(3.5)0.07%
The Money Store0.04%(3.5)0.85%
Gateway First Bank0.05%(3.5)2.48%
PHH Mortgage0.05%(3.5)0.06%
Success Mortgage Partners0.05%(3.5)0.30%
Greentree Mortgage0.05%(3.0)9.32%
USAA0.06%(3.0)0.70%
CMG Financial0.06%(3.0)0.47%
Sun West Mortgage Company0.06%(3.0)0.15%
Meridian Bank0.07%(3.0)0.86%
emmloans0.07%(3.0)0.39%
Caliber Home Loans0.08%(3.0)6.23%
US Mortgage Corporation0.08%(3.0)0.28%
NFM Lending0.09%(3.0)0.44%
Cardinal Financial Company0.09%(3.0)0.14%
NewRez0.10%(3.0)0.57%
Allied Mortgage Group0.10%(3.0)2.55%
Bayshore Mortgage Funding0.10%(3.0)0.11%
Movement Mortgage0.10%(3.0)0.96%
Flagstar Bank0.11%(3.0)0.31%
Northpointe Bank0.11%(3.0)0.58%
Union Home Mortgage0.11%(3.0)0.73%
NVR Mortgage Finance Inc0.12%(3.0)1.33%
PRMG Mortgage0.12%(3.0)0.24%
PrimeLending0.12%(3.0)0.31%
Mr. Cooper0.13%(3.0)0.20%
HomeBridge Financial Services0.14%(3.0)0.37%
Carrington Mortgage Services0.14%(3.0)0.09%
Finance of America Mortgage0.15%(3.0)3.03%
Primary Residential Mortgage Inc0.15%(3.0)0.10%
Benchmark0.17%(2.5)0.20%
Absolute Home Mortgage0.17%(2.5)0.83%
Quicken Loans0.18%(2.5)4.95%
MDE Home Loans0.23%(2.5)0.38%
Equity Prime Mortgage0.24%(2.5)0.33%
AnnieMac Home Mortgage0.26%(2.0)2.36%
Navy Federal Credit Union0.44%(1.5)1.33%
Lender NameRate DifferenceRate RatingMarket Share
Columbia Bank NJ-0.30%(5.0)1.49%
Trident Mortgage-0.28%(5.0)3.02%
OceanFirst Bank-0.25%(4.5)3.04%
Investors Bank-0.24%(4.5)0.75%
Guaranteed Rate-0.21%(4.5)1.82%
Provident Funding-0.17%(4.5)1.21%
Police and Fire Federal Credit Union-0.15%(4.5)9.49%
Firstrust Bank-0.15%(4.0)0.51%
Amerisave Mortgage Corporation-0.14%(4.0)1.10%
American Federal Mortgage-0.13%(4.0)0.38%
Guaranteed Rate Affinity-0.12%(4.0)0.38%
Affinity Federal Credit Union-0.12%(4.0)0.22%
Meridian Bank-0.12%(4.0)0.60%
Arc Home-0.11%(4.0)0.29%
Bank of America-0.10%(4.0)2.20%
Santander Bank-0.09%(4.0)0.65%
Gateway First Bank-0.08%(4.0)1.36%
Union Home Mortgage-0.08%(4.0)0.61%
Truist Bank-0.08%(4.0)0.57%
NewRez-0.07%(4.0)1.51%
Prosperity Home Mortgage LLC-0.07%(4.0)0.31%
Greentree Mortgage-0.07%(4.0)3.70%
loanDepot-0.06%(4.0)2.35%
First Choice Loan Services-0.06%(4.0)0.26%
AnnieMac Home Mortgage-0.06%(4.0)1.13%
Draper and Kramer Mortgage Corp-0.06%(4.0)0.31%
DHI Mortgage Company Limited-0.05%(4.0)0.08%
Flagstar Bank-0.05%(4.0)0.35%
Allied Mortgage Group-0.05%(4.0)0.81%
Weichert Financial Services-0.05%(3.5)0.31%
Republic Bank-0.05%(3.5)2.18%
The Money Store-0.04%(3.5)0.33%
Philadelphia Mortgage Advisors-0.03%(3.5)0.22%
Absolute Home Mortgage-0.03%(3.5)0.32%
Primary Residential Mortgage Inc-0.03%(3.5)0.06%
Home Point Financial Corporation-0.02%(3.5)0.61%
Huntingdon Valley Bank-0.02%(3.5)0.04%
Fulton Bank-0.02%(3.5)0.58%
MDE Home Loans-0.02%(3.5)0.17%
USAA-0.02%(3.5)0.50%
WSFS Bank-0.02%(3.5)1.31%
Success Mortgage Partners-0.02%(3.5)0.31%
Univest-0.01%(3.5)0.24%
Stearns Home Loans-0.01%(3.5)0.19%
US Bank-0.01%(3.5)0.28%
Princeton Mortgage-0.01%(3.5)0.21%
State Financial Network LLC-0.01%(3.5)0.08%
Valley Bank-0.01%(3.5)0.31%
South Jersey FCU-0.01%(3.5)0.68%
NFM Lending-0.01%(3.5)0.25%
CMG Financial-0.01%(3.5)0.13%
1st Colonial Community Bank-0.01%(3.5)1.19%
Caliber Home Loans-0.00%(3.5)2.89%
HomeBridge Financial Services-0.00%(3.5)0.25%
Sun West Mortgage Company0.00%(3.5)0.14%
Fairway Independent Mortgage Corporation0.00%(3.5)0.58%
US Mortgage Corporation0.01%(3.5)0.33%
NJ Lenders Corp0.01%(3.5)0.13%
Advisors Mortgage Group0.01%(3.5)0.81%
Finance of America Mortgage0.01%(3.5)1.35%
Florida Capital Bank0.01%(3.5)0.18%
M&T Bank0.02%(3.5)0.14%
The Federal Savings Bank0.02%(3.5)0.04%
Evesham Mortgage0.02%(3.5)0.99%
Nations Lending Corporation0.02%(3.5)0.14%
Northpointe Bank0.02%(3.5)0.36%
Movement Mortgage0.02%(3.5)0.57%
Lakeview Loan Servicing0.02%(3.5)0.22%
PrimeLending0.02%(3.5)0.11%
Cardinal Financial Company0.03%(3.5)0.40%
Benchmark0.03%(3.5)0.07%
Family First Funding0.04%(3.5)0.14%
Bayshore Mortgage Funding0.04%(3.5)0.17%
New American Funding0.05%(3.5)0.15%
PRMG Mortgage0.05%(3.5)0.19%
emmloans0.05%(3.0)0.33%
Equity Prime Mortgage0.06%(3.0)0.29%
Embrace Home Loans0.06%(3.0)0.15%
Bank of England AR0.07%(3.0)0.06%
PennyMac Loan Services0.07%(3.0)0.72%
Freedom Mortgage Corporation0.07%(3.0)1.00%
Carrington Mortgage Services0.07%(3.0)0.36%
JPMorgan Chase Bank0.08%(3.0)1.83%
Financial Freedom Mortgage0.08%(3.0)0.10%
Navy Federal Credit Union0.08%(3.0)0.49%
Wells Fargo Bank0.09%(3.0)5.09%
PNC Bank0.10%(3.0)4.31%
TD Bank0.13%(3.0)3.77%
Quicken Loans0.20%(2.5)18.27%
PHH Mortgage0.23%(2.5)0.33%
Mr. Cooper0.42%(1.5)1.58%
Lender NameRate DifferenceRate RatingMarket Share
Bank of America-0.37%(5.0)0.47%
Home Point Financial Corporation-0.22%(4.5)2.09%
DHI Mortgage Company Limited-0.21%(4.5)0.34%
PNC Bank-0.18%(4.5)0.31%
PennyMac Loan Services-0.16%(4.5)1.38%
M&T Bank-0.15%(4.0)0.33%
Northpointe Bank-0.14%(4.0)0.36%
1st Colonial Community Bank-0.14%(4.0)1.48%
Movement Mortgage-0.12%(4.0)1.36%
Absolute Home Mortgage-0.11%(4.0)1.38%
Nations Lending Corporation-0.11%(4.0)0.55%
Arc Home-0.10%(4.0)0.36%
NVR Mortgage Finance Inc-0.10%(4.0)1.14%
Fulton Bank-0.08%(4.0)0.24%
Navy Federal Credit Union-0.08%(4.0)0.21%
Advisors Mortgage Group-0.08%(4.0)1.04%
Princeton Mortgage-0.08%(4.0)0.49%
Stearns Home Loans-0.07%(4.0)0.50%
Allied Mortgage Group-0.07%(4.0)4.71%
Freedom Mortgage Corporation-0.07%(4.0)2.10%
Greentree Mortgage-0.07%(4.0)14.72%
Santander Bank-0.06%(4.0)0.22%
Guaranteed Rate Affinity-0.06%(4.0)0.12%
First Choice Loan Services-0.05%(4.0)0.15%
CMG Financial-0.05%(4.0)0.46%
NewRez-0.05%(4.0)0.74%
NJ Lenders Corp-0.05%(4.0)0.13%
Trident Mortgage-0.05%(3.5)5.64%
Univest-0.05%(3.5)0.03%
Carrington Mortgage Services-0.04%(3.5)2.21%
WSFS Bank-0.03%(3.5)0.03%
Flagstar Bank-0.03%(3.5)0.43%
American Federal Mortgage-0.03%(3.5)0.01%
Firstrust Bank-0.03%(3.5)0.09%
Quicken Loans-0.03%(3.5)6.21%
PrimeLending-0.03%(3.5)0.06%
Huntingdon Valley Bank-0.03%(3.5)0.10%
Amerisave Mortgage Corporation-0.03%(3.5)0.16%
TD Bank-0.02%(3.5)0.12%
US Mortgage Corporation-0.02%(3.5)0.53%
Prosperity Home Mortgage LLC-0.02%(3.5)0.37%
Investors Bank-0.02%(3.5)0.10%
Florida Capital Bank-0.02%(3.5)0.27%
Columbia Bank NJ-0.02%(3.5)0.01%
Lakeview Loan Servicing-0.01%(3.5)1.08%
loanDepot-0.01%(3.5)1.02%
Embrace Home Loans-0.01%(3.5)0.24%
The Federal Savings Bank-0.01%(3.5)0.09%
PHH Mortgage-0.00%(3.5)0.07%
Wells Fargo Bank-0.00%(3.5)0.07%
MDE Home Loans-0.00%(3.5)0.21%
Weichert Financial Services-0.00%(3.5)1.76%
Sun West Mortgage Company0.00%(3.5)0.18%
emmloans0.00%(3.5)0.64%
Philadelphia Mortgage Advisors0.01%(3.5)0.07%
Cardinal Financial Company0.01%(3.5)0.43%
NewDay USA0.01%(3.5)0.01%
Caliber Home Loans0.01%(3.5)5.70%
Meridian Bank0.02%(3.5)0.84%
Republic Bank0.02%(3.5)3.52%
Union Home Mortgage0.02%(3.5)0.47%
Fairway Independent Mortgage Corporation0.02%(3.5)1.47%
New American Funding0.02%(3.5)0.41%
Guaranteed Rate0.02%(3.5)1.84%
Bank of England AR0.03%(3.5)0.25%
Draper and Kramer Mortgage Corp0.03%(3.5)0.49%
HomeBridge Financial Services0.03%(3.5)0.95%
Bayshore Mortgage Funding0.04%(3.5)0.30%
NFM Lending0.04%(3.5)0.68%
The Money Store0.06%(3.0)0.25%
Success Mortgage Partners0.06%(3.0)0.37%
Family First Funding0.07%(3.0)0.59%
Benchmark0.08%(3.0)0.33%
PRMG Mortgage0.09%(3.0)0.93%
Finance of America Mortgage0.11%(3.0)6.71%
Equity Prime Mortgage0.11%(3.0)1.04%
Evesham Mortgage0.12%(3.0)0.37%
Primary Residential Mortgage Inc0.13%(3.0)0.50%
Mr. Cooper0.14%(3.0)1.88%
Gateway First Bank0.20%(2.5)5.44%
Financial Freedom Mortgage0.22%(2.5)0.39%
AnnieMac Home Mortgage0.28%(2.0)4.65%
Lender NameRate DifferenceRate RatingMarket Share
Bank of America-0.38%(5.0)0.59%
Home Point Financial Corporation-0.27%(5.0)2.03%
DHI Mortgage Company Limited-0.21%(4.5)0.42%
PNC Bank-0.20%(4.5)0.35%
PennyMac Loan Services-0.20%(4.5)0.53%
Northpointe Bank-0.15%(4.5)0.40%
M&T Bank-0.15%(4.5)0.38%
Freedom Mortgage Corporation-0.15%(4.5)1.81%
1st Colonial Community Bank-0.15%(4.0)1.72%
Movement Mortgage-0.13%(4.0)1.57%
Absolute Home Mortgage-0.12%(4.0)1.56%
Nations Lending Corporation-0.12%(4.0)0.62%
Arc Home-0.11%(4.0)0.31%
Lakeview Loan Servicing-0.11%(4.0)0.46%
NVR Mortgage Finance Inc-0.10%(4.0)1.41%
Navy Federal Credit Union-0.09%(4.0)0.22%
Quicken Loans-0.09%(4.0)3.04%
Advisors Mortgage Group-0.09%(4.0)1.17%
Princeton Mortgage-0.09%(4.0)0.53%
Fulton Bank-0.09%(4.0)0.27%
Stearns Home Loans-0.08%(4.0)0.48%
Allied Mortgage Group-0.07%(4.0)5.58%
Santander Bank-0.07%(4.0)0.27%
CMG Financial-0.07%(4.0)0.46%
Greentree Mortgage-0.06%(4.0)16.65%
Guaranteed Rate Affinity-0.06%(4.0)0.15%
NJ Lenders Corp-0.06%(4.0)0.15%
First Choice Loan Services-0.06%(4.0)0.18%
Univest-0.05%(3.5)0.04%
Trident Mortgage-0.05%(3.5)6.64%
Cardinal Financial Company-0.05%(3.5)0.27%
Flagstar Bank-0.04%(3.5)0.42%
Firstrust Bank-0.04%(3.5)0.07%
Embrace Home Loans-0.04%(3.5)0.09%
US Mortgage Corporation-0.04%(3.5)0.53%
NewRez-0.04%(3.5)0.37%
WSFS Bank-0.04%(3.5)0.04%
American Federal Mortgage-0.03%(3.5)0.02%
Amerisave Mortgage Corporation-0.03%(3.5)0.07%
PrimeLending-0.03%(3.5)0.07%
TD Bank-0.03%(3.5)0.13%
Huntingdon Valley Bank-0.03%(3.5)0.13%
Investors Bank-0.02%(3.5)0.13%
Florida Capital Bank-0.02%(3.5)0.33%
Prosperity Home Mortgage LLC-0.02%(3.5)0.42%
Columbia Bank NJ-0.02%(3.5)0.02%
Wells Fargo Bank-0.01%(3.5)0.07%
loanDepot-0.01%(3.5)0.66%
emmloans-0.01%(3.5)0.62%
Weichert Financial Services-0.00%(3.5)2.18%
Sun West Mortgage Company-0.00%(3.5)0.18%
MDE Home Loans-0.00%(3.5)0.22%
The Federal Savings Bank-0.00%(3.5)0.05%
Philadelphia Mortgage Advisors0.00%(3.5)0.09%
HomeBridge Financial Services0.01%(3.5)0.84%
Republic Bank0.01%(3.5)4.23%
Meridian Bank0.02%(3.5)0.95%
Union Home Mortgage0.02%(3.5)0.51%
Fairway Independent Mortgage Corporation0.02%(3.5)1.56%
New American Funding0.02%(3.5)0.46%
Guaranteed Rate0.02%(3.5)2.18%
Draper and Kramer Mortgage Corp0.03%(3.5)0.60%
Bank of England AR0.03%(3.5)0.29%
NFM Lending0.04%(3.5)0.75%
Bayshore Mortgage Funding0.05%(3.5)0.26%
Caliber Home Loans0.05%(3.0)5.69%
The Money Store0.06%(3.0)0.31%
Family First Funding0.08%(3.0)0.57%
Success Mortgage Partners0.08%(3.0)0.38%
Carrington Mortgage Services0.09%(3.0)0.77%
Benchmark0.10%(3.0)0.33%
Mr. Cooper0.11%(3.0)0.90%
Finance of America Mortgage0.11%(3.0)7.63%
Evesham Mortgage0.12%(3.0)0.46%
PRMG Mortgage0.13%(3.0)0.86%
Primary Residential Mortgage Inc0.14%(3.0)0.57%
Equity Prime Mortgage0.15%(3.0)0.86%
Gateway First Bank0.20%(2.5)6.31%
AnnieMac Home Mortgage0.33%(2.0)4.54%
Lender NameRate DifferenceRate RatingMarket Share
Caliber Home Loans-0.17%(4.5)5.75%
PennyMac Loan Services-0.13%(4.0)4.97%
Greentree Mortgage-0.12%(4.0)6.52%
Carrington Mortgage Services-0.08%(4.0)8.31%
Trident Mortgage-0.07%(4.0)1.40%
Home Point Financial Corporation-0.07%(4.0)2.33%
Allied Mortgage Group-0.07%(4.0)1.01%
Arc Home-0.06%(4.0)0.54%
NewRez-0.05%(4.0)2.33%
Stearns Home Loans-0.05%(3.5)0.62%
Absolute Home Mortgage-0.03%(3.5)0.62%
Guaranteed Rate-0.03%(3.5)0.39%
PRMG Mortgage-0.03%(3.5)1.24%
Northpointe Bank-0.02%(3.5)0.16%
Prosperity Home Mortgage LLC-0.02%(3.5)0.16%
Success Mortgage Partners-0.02%(3.5)0.31%
M&T Bank-0.01%(3.5)0.08%
Amerisave Mortgage Corporation-0.01%(3.5)0.54%
Firstrust Bank-0.01%(3.5)0.16%
MDE Home Loans-0.01%(3.5)0.16%
Navy Federal Credit Union-0.01%(3.5)0.16%
Meridian Bank-0.01%(3.5)0.39%
NFM Lending-0.01%(3.5)0.39%
1st Colonial Community Bank-0.01%(3.5)0.47%
Primary Residential Mortgage Inc-0.01%(3.5)0.23%
loanDepot-0.01%(3.5)2.56%
The Federal Savings Bank-0.00%(3.5)0.23%
TD Bank-0.00%(3.5)0.08%
NJ Lenders Corp-0.00%(3.5)0.08%
CMG Financial-0.00%(3.5)0.47%
Movement Mortgage0.00%(3.5)0.47%
Bank of England AR0.00%(3.5)0.08%
Advisors Mortgage Group0.00%(3.5)0.47%
PHH Mortgage0.01%(3.5)0.39%
Fulton Bank0.01%(3.5)0.08%
Benchmark0.01%(3.5)0.31%
Republic Bank0.01%(3.5)0.54%
Embrace Home Loans0.01%(3.5)0.85%
Princeton Mortgage0.01%(3.5)0.31%
Nations Lending Corporation0.01%(3.5)0.23%
Bayshore Mortgage Funding0.01%(3.5)0.47%
Flagstar Bank0.02%(3.5)0.47%
Quicken Loans0.02%(3.5)19.64%
Sun West Mortgage Company0.02%(3.5)0.16%
NewDay USA0.02%(3.5)0.08%
Family First Funding0.03%(3.5)0.70%
Union Home Mortgage0.03%(3.5)0.31%
New American Funding0.03%(3.5)0.23%
Fairway Independent Mortgage Corporation0.03%(3.5)1.09%
PNC Bank0.03%(3.5)0.16%
Wells Fargo Bank0.03%(3.5)0.08%
emmloans0.04%(3.5)0.70%
US Mortgage Corporation0.04%(3.5)0.54%
Lakeview Loan Servicing0.05%(3.5)3.73%
Equity Prime Mortgage0.06%(3.0)1.79%
Finance of America Mortgage0.06%(3.0)2.80%
AnnieMac Home Mortgage0.06%(3.0)5.12%
Cardinal Financial Company0.07%(3.0)1.09%
HomeBridge Financial Services0.10%(3.0)1.40%
Gateway First Bank0.12%(3.0)1.71%
Freedom Mortgage Corporation0.13%(3.0)3.34%
Mr. Cooper0.17%(2.5)6.06%
Financial Freedom Mortgage0.23%(2.5)2.02%
Lender NameRate DifferenceRate RatingMarket Share
Wells Fargo Bank-0.09%(4.0)20.26%
Republic Bank-0.07%(4.0)9.75%
TD Bank-0.02%(3.5)8.25%
Bank of America-0.01%(3.5)5.68%
OceanFirst Bank-0.01%(3.5)11.47%
Valley Bank0.01%(3.5)5.36%
Fulton Bank0.02%(3.5)1.71%
Police and Fire Federal Credit Union0.03%(3.5)0.11%
Columbia Bank NJ0.04%(3.5)1.71%
Cardinal Financial Company0.04%(3.5)0.21%
American Federal Mortgage0.04%(3.5)0.11%
Advisors Mortgage Group0.04%(3.5)0.11%
Fairway Independent Mortgage Corporation0.04%(3.5)0.11%
M&T Bank0.04%(3.5)0.64%
Finance of America Mortgage0.04%(3.5)0.21%
Truist Bank0.04%(3.5)1.07%
Success Mortgage Partners0.04%(3.5)0.11%
State Financial Network LLC0.05%(3.5)0.32%
Evesham Mortgage0.05%(3.5)0.21%
Meridian Bank0.05%(3.5)0.32%
Investors Bank0.05%(3.5)1.39%
emmloans0.05%(3.5)0.11%
Huntingdon Valley Bank0.05%(3.0)0.11%
AnnieMac Home Mortgage0.05%(3.0)0.11%
Guaranteed Rate0.05%(3.0)3.00%
Allied Mortgage Group0.05%(3.0)0.21%
The Federal Savings Bank0.05%(3.0)0.11%
The Money Store0.05%(3.0)0.11%
Movement Mortgage0.06%(3.0)0.11%
US Mortgage Corporation0.06%(3.0)0.11%
Weichert Financial Services0.06%(3.0)0.43%
Guaranteed Rate Affinity0.06%(3.0)0.32%
Trident Mortgage0.06%(3.0)3.43%
PNC Bank0.06%(3.0)3.11%
Firstrust Bank0.06%(3.0)0.64%
Flagstar Bank0.07%(3.0)0.32%
Prosperity Home Mortgage LLC0.07%(3.0)2.79%
US Bank0.07%(3.0)1.29%
Philadelphia Mortgage Advisors0.07%(3.0)0.75%
HomeBridge Financial Services0.07%(3.0)0.11%
Carrington Mortgage Services0.07%(3.0)0.11%
WSFS Bank0.07%(3.0)1.07%
Quicken Loans0.08%(3.0)0.86%
Greentree Mortgage0.08%(3.0)0.21%
JPMorgan Chase Bank0.08%(3.0)3.97%
1st Colonial Community Bank0.08%(3.0)0.54%
Draper and Kramer Mortgage Corp0.08%(3.0)1.07%
loanDepot0.08%(3.0)0.32%
Santander Bank0.08%(3.0)1.29%
NewRez0.10%(3.0)0.21%
Univest0.10%(3.0)0.32%
Navy Federal Credit Union0.11%(3.0)0.54%
Caliber Home Loans0.15%(2.5)3.22%
Lender NameRate DifferenceRate RatingMarket Share
Wells Fargo Bank-0.10%(4.0)24.29%
Republic Bank-0.07%(4.0)9.78%
Bank of America-0.02%(3.5)5.05%
TD Bank-0.01%(3.5)6.62%
Valley Bank0.00%(3.5)5.68%
OceanFirst Bank0.01%(3.5)10.57%
Fulton Bank0.03%(3.5)2.37%
Cardinal Financial Company0.04%(3.5)0.16%
Finance of America Mortgage0.04%(3.5)0.16%
American Federal Mortgage0.04%(3.5)0.16%
Advisors Mortgage Group0.04%(3.5)0.16%
Fairway Independent Mortgage Corporation0.05%(3.5)0.16%
Investors Bank0.05%(3.5)0.95%
Truist Bank0.05%(3.5)0.47%
Evesham Mortgage0.05%(3.5)0.16%
Meridian Bank0.05%(3.0)0.32%
Columbia Bank NJ0.05%(3.0)1.10%
State Financial Network LLC0.05%(3.0)0.32%
emmloans0.05%(3.0)0.16%
Huntingdon Valley Bank0.06%(3.0)0.16%
AnnieMac Home Mortgage0.06%(3.0)0.16%
M&T Bank0.06%(3.0)0.32%
Allied Mortgage Group0.06%(3.0)0.32%
The Federal Savings Bank0.06%(3.0)0.16%
The Money Store0.06%(3.0)0.16%
Movement Mortgage0.06%(3.0)0.16%
US Mortgage Corporation0.06%(3.0)0.16%
Weichert Financial Services0.06%(3.0)0.63%
Guaranteed Rate Affinity0.06%(3.0)0.47%
Flagstar Bank0.07%(3.0)0.16%
Guaranteed Rate0.07%(3.0)2.05%
PNC Bank0.07%(3.0)2.37%
Firstrust Bank0.07%(3.0)0.63%
HomeBridge Financial Services0.08%(3.0)0.16%
Trident Mortgage0.08%(3.0)3.31%
Prosperity Home Mortgage LLC0.08%(3.0)3.47%
WSFS Bank0.08%(3.0)0.95%
Philadelphia Mortgage Advisors0.08%(3.0)0.95%
Greentree Mortgage0.08%(3.0)0.32%
US Bank0.08%(3.0)1.42%
JPMorgan Chase Bank0.09%(3.0)4.73%
1st Colonial Community Bank0.09%(3.0)0.47%
Quicken Loans0.10%(3.0)0.63%
Santander Bank0.10%(3.0)1.42%
Draper and Kramer Mortgage Corp0.10%(3.0)1.10%
Navy Federal Credit Union0.11%(3.0)0.79%
Caliber Home Loans0.18%(2.5)3.79%
Lender NameRate DifferenceRate RatingMarket Share
Republic Bank-0.07%(4.0)9.70%
TD Bank-0.04%(3.5)11.71%
OceanFirst Bank-0.04%(3.5)13.38%
Wells Fargo Bank-0.02%(3.5)11.71%
Bank of America-0.00%(3.5)7.02%
Columbia Bank NJ0.01%(3.5)3.01%
Police and Fire Federal Credit Union0.02%(3.5)0.33%
Trident Mortgage0.02%(3.5)3.68%
Philadelphia Mortgage Advisors0.02%(3.5)0.33%
M&T Bank0.03%(3.5)1.34%
State Financial Network LLC0.03%(3.5)0.33%
Fulton Bank0.03%(3.5)0.33%
Prosperity Home Mortgage LLC0.03%(3.5)1.34%
Valley Bank0.03%(3.5)4.68%
Truist Bank0.03%(3.5)2.34%
Cardinal Financial Company0.03%(3.5)0.33%
Success Mortgage Partners0.03%(3.5)0.33%
Guaranteed Rate0.03%(3.5)5.02%
Meridian Bank0.03%(3.5)0.33%
US Bank0.03%(3.5)1.00%
Finance of America Mortgage0.04%(3.5)0.33%
Evesham Mortgage0.04%(3.5)0.33%
Investors Bank0.04%(3.5)2.34%
Draper and Kramer Mortgage Corp0.04%(3.5)1.00%
Santander Bank0.04%(3.5)1.00%
PNC Bank0.04%(3.5)4.68%
Firstrust Bank0.05%(3.5)0.67%
Quicken Loans0.05%(3.5)1.34%
JPMorgan Chase Bank0.05%(3.0)2.34%
1st Colonial Community Bank0.06%(3.0)0.67%
Flagstar Bank0.06%(3.0)0.67%
WSFS Bank0.06%(3.0)1.34%
Carrington Mortgage Services0.06%(3.0)0.33%
Caliber Home Loans0.06%(3.0)2.01%
loanDepot0.07%(3.0)1.00%
NewRez0.09%(3.0)0.67%
Univest0.09%(3.0)1.00%
Lender NameRate DifferenceRate RatingMarket Share
Navy Federal Credit Union-0.27%(5.0)10.38%
USAA-0.10%(4.0)11.40%
loanDepot-0.08%(4.0)3.27%
Lakeview Loan Servicing-0.07%(4.0)1.75%
PennyMac Loan Services-0.06%(4.0)2.26%
DHI Mortgage Company Limited-0.05%(3.5)0.45%
Caliber Home Loans-0.04%(3.5)5.19%
Absolute Home Mortgage-0.03%(3.5)0.96%
Trident Mortgage-0.02%(3.5)3.84%
Amerisave Mortgage Corporation-0.01%(3.5)0.62%
Fulton Bank-0.01%(3.5)0.17%
Meridian Bank-0.01%(3.5)0.40%
1st Colonial Community Bank-0.01%(3.5)0.73%
PNC Bank-0.00%(3.5)0.28%
Guaranteed Rate Affinity-0.00%(3.5)0.56%
NFM Lending-0.00%(3.5)0.45%
AnnieMac Home Mortgage0.00%(3.5)1.92%
NJ Lenders Corp0.00%(3.5)0.06%
Arc Home0.00%(3.5)0.79%
Northpointe Bank0.01%(3.5)0.34%
Bank of America0.01%(3.5)0.40%
Republic Bank0.01%(3.5)2.03%
Truist Bank0.01%(3.5)0.06%
Wells Fargo Bank0.01%(3.5)1.30%
NewRez0.01%(3.5)0.90%
Firstrust Bank0.01%(3.5)0.06%
M&T Bank0.01%(3.5)0.06%
PHH Mortgage0.01%(3.5)0.06%
Huntingdon Valley Bank0.01%(3.5)0.06%
Home Point Financial Corporation0.01%(3.5)1.41%
Cardinal Financial Company0.01%(3.5)0.34%
Embrace Home Loans0.01%(3.5)0.51%
Movement Mortgage0.01%(3.5)0.45%
Bank of England AR0.01%(3.5)0.17%
Philadelphia Mortgage Advisors0.01%(3.5)0.06%
NVR Mortgage Finance Inc0.01%(3.5)0.28%
Equity Prime Mortgage0.01%(3.5)0.62%
Princeton Mortgage0.01%(3.5)0.06%
CMG Financial0.01%(3.5)0.40%
Draper and Kramer Mortgage Corp0.02%(3.5)0.06%
TD Bank0.02%(3.5)0.23%
Sun West Mortgage Company0.02%(3.5)0.06%
Stearns Home Loans0.02%(3.5)0.17%
MDE Home Loans0.02%(3.5)0.06%
PrimeLending0.02%(3.5)0.28%
Success Mortgage Partners0.02%(3.5)0.06%
Fairway Independent Mortgage Corporation0.02%(3.5)1.86%
HomeBridge Financial Services0.02%(3.5)0.73%
JPMorgan Chase Bank0.02%(3.5)0.06%
Guaranteed Rate0.03%(3.5)0.96%
Santander Bank0.03%(3.5)0.06%
New American Funding0.03%(3.5)0.28%
The Money Store0.03%(3.5)0.23%
Advisors Mortgage Group0.03%(3.5)0.45%
Allied Mortgage Group0.03%(3.5)1.30%
Union Home Mortgage0.03%(3.5)0.51%
Family First Funding0.03%(3.5)0.34%
Financial Freedom Mortgage0.03%(3.5)0.11%
Primary Residential Mortgage Inc0.03%(3.5)0.06%
emmloans0.04%(3.5)0.34%
Prosperity Home Mortgage LLC0.04%(3.5)0.62%
PRMG Mortgage0.04%(3.5)0.79%
US Mortgage Corporation0.04%(3.5)0.40%
Benchmark0.05%(3.5)0.23%
Evesham Mortgage0.05%(3.5)0.40%
Weichert Financial Services0.05%(3.5)1.75%
Nations Lending Corporation0.05%(3.0)0.40%
Bayshore Mortgage Funding0.05%(3.0)0.28%
Flagstar Bank0.06%(3.0)1.35%
Greentree Mortgage0.09%(3.0)5.87%
The Federal Savings Bank0.09%(3.0)2.31%
Carrington Mortgage Services0.09%(3.0)1.81%
Quicken Loans0.14%(3.0)8.47%
Freedom Mortgage Corporation0.14%(3.0)2.43%
Finance of America Mortgage0.17%(2.5)3.72%
Gateway First Bank0.19%(2.5)1.86%
Mr. Cooper0.19%(2.5)1.98%
NewDay USA0.24%(2.5)2.14%
Lender NameRate DifferenceRate RatingMarket Share
Navy Federal Credit Union-0.28%(5.0)14.35%
USAA-0.06%(4.0)14.26%
DHI Mortgage Company Limited-0.03%(3.5)0.73%
Home Point Financial Corporation-0.03%(3.5)0.91%
Absolute Home Mortgage-0.02%(3.5)1.46%
PNC Bank-0.01%(3.5)0.27%
Trident Mortgage-0.01%(3.5)5.94%
PennyMac Loan Services-0.00%(3.5)0.46%
Fulton Bank0.00%(3.5)0.27%
1st Colonial Community Bank0.01%(3.5)1.10%
NFM Lending0.01%(3.5)0.64%
Guaranteed Rate Affinity0.01%(3.5)0.82%
TD Bank0.01%(3.5)0.18%
NJ Lenders Corp0.02%(3.5)0.09%
AnnieMac Home Mortgage0.02%(3.5)2.10%
Northpointe Bank0.02%(3.5)0.37%
Bank of America0.02%(3.5)0.64%
Republic Bank0.02%(3.5)3.20%
Truist Bank0.02%(3.5)0.09%
Wells Fargo Bank0.02%(3.5)2.10%
Firstrust Bank0.02%(3.5)0.09%
Huntingdon Valley Bank0.02%(3.5)0.09%
loanDepot0.02%(3.5)0.27%
Arc Home0.03%(3.5)0.91%
Movement Mortgage0.03%(3.5)0.64%
Philadelphia Mortgage Advisors0.03%(3.5)0.09%
NVR Mortgage Finance Inc0.03%(3.5)0.46%
Princeton Mortgage0.03%(3.5)0.09%
Draper and Kramer Mortgage Corp0.03%(3.5)0.09%
Sun West Mortgage Company0.03%(3.5)0.09%
Lakeview Loan Servicing0.03%(3.5)0.37%
MDE Home Loans0.03%(3.5)0.09%
CMG Financial0.03%(3.5)0.37%
Meridian Bank0.03%(3.5)0.18%
Stearns Home Loans0.03%(3.5)0.18%
PrimeLending0.04%(3.5)0.37%
Cardinal Financial Company0.04%(3.5)0.27%
Success Mortgage Partners0.04%(3.5)0.09%
NewRez0.04%(3.5)0.55%
JPMorgan Chase Bank0.04%(3.5)0.09%
Caliber Home Loans0.04%(3.5)4.75%
The Money Store0.04%(3.5)0.27%
Santander Bank0.04%(3.5)0.09%
Advisors Mortgage Group0.04%(3.5)0.73%
Guaranteed Rate0.04%(3.5)1.37%
Flagstar Bank0.04%(3.5)1.10%
Evesham Mortgage0.05%(3.5)0.27%
Fairway Independent Mortgage Corporation0.05%(3.5)2.38%
Allied Mortgage Group0.05%(3.5)2.01%
New American Funding0.05%(3.5)0.18%
NewDay USA0.05%(3.5)0.55%
Family First Funding0.05%(3.5)0.46%
Union Home Mortgage0.05%(3.5)0.64%
Prosperity Home Mortgage LLC0.06%(3.0)0.82%
Equity Prime Mortgage0.06%(3.0)0.27%
emmloans0.07%(3.0)0.27%
US Mortgage Corporation0.07%(3.0)0.55%
Weichert Financial Services0.07%(3.0)2.56%
Benchmark0.07%(3.0)0.27%
Nations Lending Corporation0.08%(3.0)0.46%
Bayshore Mortgage Funding0.10%(3.0)0.27%
Greentree Mortgage0.11%(3.0)8.59%
Freedom Mortgage Corporation0.11%(3.0)1.55%
PRMG Mortgage0.11%(3.0)0.64%
Quicken Loans0.12%(3.0)3.29%
Carrington Mortgage Services0.17%(2.5)0.73%
Finance of America Mortgage0.20%(2.5)5.21%
Gateway First Bank0.21%(2.5)2.93%
Mr. Cooper0.21%(2.5)1.37%
Lender NameRate DifferenceRate RatingMarket Share
USAA-0.19%(4.5)6.78%
Navy Federal Credit Union-0.19%(4.5)3.98%
Caliber Home Loans-0.15%(4.5)5.90%
loanDepot-0.11%(4.0)8.11%
Lakeview Loan Servicing-0.10%(4.0)3.98%
PennyMac Loan Services-0.09%(4.0)5.16%
Meridian Bank-0.04%(3.5)0.74%
PRMG Mortgage-0.04%(3.5)1.03%
Arc Home-0.04%(3.5)0.59%
Amerisave Mortgage Corporation-0.04%(3.5)1.62%
Weichert Financial Services-0.03%(3.5)0.44%
Prosperity Home Mortgage LLC-0.03%(3.5)0.29%
Fairway Independent Mortgage Corporation-0.03%(3.5)1.03%
Trident Mortgage-0.03%(3.5)0.44%
Cardinal Financial Company-0.03%(3.5)0.44%
NewRez-0.03%(3.5)1.47%
AnnieMac Home Mortgage-0.02%(3.5)1.62%
Equity Prime Mortgage-0.02%(3.5)1.18%
Bayshore Mortgage Funding-0.02%(3.5)0.29%
Allied Mortgage Group-0.02%(3.5)0.15%
Guaranteed Rate-0.02%(3.5)0.29%
US Mortgage Corporation-0.02%(3.5)0.15%
Northpointe Bank-0.02%(3.5)0.29%
Benchmark-0.02%(3.5)0.15%
Absolute Home Mortgage-0.02%(3.5)0.15%
1st Colonial Community Bank-0.02%(3.5)0.15%
M&T Bank-0.02%(3.5)0.15%
PHH Mortgage-0.01%(3.5)0.15%
CMG Financial-0.01%(3.5)0.44%
Embrace Home Loans-0.01%(3.5)1.33%
Guaranteed Rate Affinity-0.01%(3.5)0.15%
Movement Mortgage-0.01%(3.5)0.15%
Gateway First Bank-0.01%(3.5)0.15%
Bank of England AR-0.01%(3.5)0.44%
Republic Bank-0.01%(3.5)0.15%
Stearns Home Loans-0.01%(3.5)0.15%
PNC Bank-0.00%(3.5)0.29%
Greentree Mortgage-0.00%(3.5)1.47%
emmloans-0.00%(3.5)0.44%
Union Home Mortgage-0.00%(3.5)0.29%
NFM Lending-0.00%(3.5)0.15%
PrimeLending-0.00%(3.5)0.15%
New American Funding0.00%(3.5)0.44%
HomeBridge Financial Services0.00%(3.5)1.92%
Family First Funding0.00%(3.5)0.15%
TD Bank0.01%(3.5)0.29%
Nations Lending Corporation0.01%(3.5)0.29%
Financial Freedom Mortgage0.01%(3.5)0.29%
Primary Residential Mortgage Inc0.01%(3.5)0.15%
The Money Store0.01%(3.5)0.15%
Home Point Financial Corporation0.02%(3.5)2.21%
Evesham Mortgage0.03%(3.5)0.59%
Finance of America Mortgage0.04%(3.5)1.33%
Carrington Mortgage Services0.04%(3.5)3.54%
The Federal Savings Bank0.06%(3.0)6.05%
Flagstar Bank0.06%(3.0)1.77%
Quicken Loans0.12%(3.0)16.81%
Freedom Mortgage Corporation0.15%(2.5)3.83%
Mr. Cooper0.16%(2.5)2.95%
NewDay USA0.26%(2.0)4.72%

* Data is compiled for the Ocean City, NJ commuting zone area, which comprises of counties of Atlantic County, NJ, Burlington County, NJ, Camden County, NJ, Cape May County, NJ, Cumberland County, NJ, Gloucester County, NJ, and Salem County, NJ. This includes cities/towns/communities of Ocean City, NJ as well as Vineland, NJ, Brigantine, NJ, Mays Landing, NJ, Margate City, NJ, Williamstown, NJ, North Wildwood, NJ, Cherry Hill Mall, NJ, Haddonfield, NJ, Sea Isle City, NJ, Avalon, NJ, Millville, NJ, Springdale, NJ, Moorestown-Lenola, NJ, Wildwood, NJ, Glassboro, NJ, Smithville, NJ, Ventnor City, NJ, Collingswood, NJ, Marlton, NJ, Villas, NJ, Greentree, NJ, Hammonton, NJ, Echelon, NJ, Wildwood Crest, NJ, Camden, NJ, Linwood, NJ, Pomona, NJ, Roebling, NJ, Pennsville, NJ, Bellmawr, NJ, Northfield, NJ, North Cape May, NJ, Atlantic City, NJ, Richwood, NJ, Somers Point, NJ, Browns Mills, NJ, Pitman, NJ, Gloucester City, NJ, Absecon, NJ, Berlin, NJ, Fieldsboro, NJ, Audubon, NJ, Pleasantville, NJ, Victory Lakes, NJ, Haddon Heights, NJ, Glendora, NJ, Runnemede, NJ, Ashland, NJ, Cape May, NJ, and Woodbury, NJ. Lenders must have made at least 30 loans in the area to be included. Source of the data is Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate conditional on the commuting zone, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

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