Top Mortgage Lenders in Logan, UT

Which mortgage lender in the Logan, UT area typically has the best rates? To help you narrow down where to shop for a mortgage, provides an objective and data driven ranking of mortgage lenders operating in the Logan, UT area by interest rate and market share. We maintain our independence by not accepting any compensation from the mortgage lenders we rank, and use data on all fixed rate mortgages that were closed in the past year to generate our rankings.

Going by historical data, the best mortgage lender in the Logan, UT area in terms of interest rate is Goldenwest Credit Union, with an average “Rate Difference” of -0.20%. This means that, comparing similar borrowers, Goldenwest Credit Union provided a -0.20% lower interest rate for its customers than other lenders in the area. Goldenwest Credit Union has a market share of 5.7%. On the other hand, the most popular lender in the Logan, UT area is Guild Mortgage Company, with a larger market share of 13.0%. Guild Mortgage Company is an average lender in terms of the interest rate it offers, with a “Rate Difference” of -0.03% compared to those of other lenders in this area.

Our detailed ranking of mortgage lenders in the Logan, UT area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, going by historical data, the cheapest lender for Conventional mortgages in Logan, UT is Goldenwest Credit Union. If you want to take out a loan that is above conforming limits (above $548,250 or $822,375 depending on the area in 2021), the cheapest Jumbo mortgage provider is KeyBank. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Caliber Home Loans. The cheapest VA mortgage provider is loanDepot. Note that as a consumer advocate we always recommend shopping among several of our top ranked lenders in order to get the best rates and fees.

Ranking of Mortgage Lenders in Logan, UT

Mortgage Type:
Lender NameRate DifferenceRate RatingMarket Share
Goldenwest Credit Union-0.20%(4.5)5.70%
Provident Funding-0.13%(4.0)2.17%
Cache Valley Bank-0.05%(3.5)6.55%
America First Federal Credit Union-0.05%(3.5)7.85%
Zions Bank-0.04%(3.5)1.49%
Bank of Utah-0.04%(3.5)7.04%
Caliber Home Loans-0.03%(3.5)3.17%
Guild Mortgage Company-0.03%(3.5)12.98%
Finance of America Mortgage-0.03%(3.5)1.16%
Movement Mortgage-0.03%(3.5)4.80%
Veritas Funding-0.00%(3.5)0.87%
JPMorgan Chase Bank0.02%(3.5)0.85%
Intercap Lending0.02%(3.5)2.39%
Fairway Independent Mortgage Corporation0.02%(3.5)0.90%
American Pacific Mortgage0.03%(3.5)0.95%
Stearns Home Loans0.03%(3.5)2.41%
RANLife Home Loans0.04%(3.5)0.85%
Synergy One Lending0.04%(3.5)1.87%
Citywide Home Loans0.04%(3.5)1.87%
PennyMac Loan Services0.05%(3.5)1.58%
Castle & Cooke Mortgage0.05%(3.0)0.85%
SecurityNational Mortgage Company0.06%(3.0)0.73%
US Bank0.06%(3.0)1.13%
Wells Fargo Bank0.06%(3.0)1.65%
Freedom Mortgage Corporation0.07%(3.0)0.90%
Primary Residential Mortgage Inc0.08%(3.0)1.96%
Mountain America Credit Union0.10%(3.0)2.62%
Quicken Loans0.10%(3.0)7.28%
Academy Mortgage Corporation Utah0.16%(2.5)7.35%
Lender NameRate DifferenceRate RatingMarket Share
Goldenwest Credit Union-0.11%(4.0)4.45%
America First Federal Credit Union-0.10%(4.0)4.09%
Caliber Home Loans-0.07%(4.0)3.45%
Provident Funding-0.06%(4.0)1.32%
Bank of Utah-0.05%(3.5)9.08%
Quicken Loans-0.05%(3.5)3.41%
Zions Bank-0.04%(3.5)1.32%
Guild Mortgage Company-0.03%(3.5)17.85%
JPMorgan Chase Bank-0.03%(3.5)0.64%
PennyMac Loan Services-0.02%(3.5)0.82%
Cache Valley Bank-0.02%(3.5)7.58%
Mountain America Credit Union-0.01%(3.5)1.41%
Finance of America Mortgage-0.01%(3.5)1.23%
US Bank-0.00%(3.5)0.54%
Wells Fargo Bank0.00%(3.5)1.73%
Veritas Funding0.01%(3.5)1.04%
Freedom Mortgage Corporation0.01%(3.5)0.23%
Movement Mortgage0.02%(3.5)5.86%
Intercap Lending0.02%(3.5)3.27%
Stearns Home Loans0.02%(3.5)2.91%
Fairway Independent Mortgage Corporation0.03%(3.5)1.09%
Synergy One Lending0.04%(3.5)2.13%
American Pacific Mortgage0.05%(3.0)1.14%
Citywide Home Loans0.06%(3.0)2.72%
Castle & Cooke Mortgage0.07%(3.0)1.27%
RANLife Home Loans0.07%(3.0)0.59%
SecurityNational Mortgage Company0.08%(3.0)1.18%
Primary Residential Mortgage Inc0.11%(3.0)2.32%
Academy Mortgage Corporation Utah0.18%(2.5)8.49%
Lender NameRate DifferenceRate RatingMarket Share
Goldenwest Credit Union-0.26%(5.0)7.05%
Provident Funding-0.16%(4.5)3.10%
Movement Mortgage-0.10%(4.0)3.65%
Cache Valley Bank-0.09%(4.0)5.42%
Finance of America Mortgage-0.05%(3.5)1.08%
Zions Bank-0.05%(3.5)1.68%
America First Federal Credit Union-0.03%(3.5)11.93%
SecurityNational Mortgage Company-0.02%(3.5)0.25%
Veritas Funding-0.01%(3.5)0.69%
Bank of Utah-0.01%(3.5)4.83%
Guild Mortgage Company-0.01%(3.5)7.69%
American Pacific Mortgage-0.00%(3.5)0.74%
Citywide Home Loans0.00%(3.5)0.94%
Fairway Independent Mortgage Corporation0.00%(3.5)0.69%
Castle & Cooke Mortgage0.01%(3.5)0.39%
Caliber Home Loans0.01%(3.5)2.86%
RANLife Home Loans0.01%(3.5)1.13%
Intercap Lending0.02%(3.5)1.43%
Primary Residential Mortgage Inc0.03%(3.5)1.58%
JPMorgan Chase Bank0.04%(3.5)1.08%
Synergy One Lending0.05%(3.5)1.58%
Stearns Home Loans0.05%(3.0)1.87%
PennyMac Loan Services0.07%(3.0)2.41%
Freedom Mortgage Corporation0.07%(3.0)1.63%
US Bank0.07%(3.0)1.77%
Wells Fargo Bank0.13%(3.0)1.58%
Mountain America Credit Union0.14%(3.0)3.94%
Academy Mortgage Corporation Utah0.15%(3.0)6.11%
Quicken Loans0.15%(3.0)11.48%
Lender NameRate DifferenceRate RatingMarket Share
Goldenwest Credit Union-0.20%(4.5)6.81%
Provident Funding-0.13%(4.0)2.73%
Cache Valley Bank-0.05%(3.5)7.95%
America First Federal Credit Union-0.04%(3.5)9.69%
Zions Bank-0.04%(3.5)1.83%
Guild Mortgage Company-0.04%(3.5)10.58%
Finance of America Mortgage-0.04%(3.5)0.99%
Bank of Utah-0.03%(3.5)7.62%
Movement Mortgage-0.02%(3.5)4.74%
Veritas Funding-0.01%(3.5)0.72%
Caliber Home Loans0.00%(3.5)2.19%
American Pacific Mortgage0.01%(3.5)0.78%
Intercap Lending0.02%(3.5)2.16%
JPMorgan Chase Bank0.02%(3.5)1.08%
Fairway Independent Mortgage Corporation0.02%(3.5)0.78%
RANLife Home Loans0.03%(3.5)0.72%
Citywide Home Loans0.03%(3.5)1.53%
Synergy One Lending0.03%(3.5)1.47%
SecurityNational Mortgage Company0.04%(3.5)0.63%
Castle & Cooke Mortgage0.04%(3.5)0.63%
US Bank0.06%(3.0)1.29%
Wells Fargo Bank0.07%(3.0)2.10%
Freedom Mortgage Corporation0.08%(3.0)0.39%
PennyMac Loan Services0.09%(3.0)0.99%
Primary Residential Mortgage Inc0.09%(3.0)1.68%
Mountain America Credit Union0.10%(3.0)3.27%
Stearns Home Loans0.12%(3.0)1.53%
Quicken Loans0.13%(3.0)7.32%
Academy Mortgage Corporation Utah0.17%(2.5)7.35%
Lender NameRate DifferenceRate RatingMarket Share
Goldenwest Credit Union-0.11%(4.0)5.72%
America First Federal Credit Union-0.11%(4.0)5.16%
Provident Funding-0.06%(4.0)1.74%
Guild Mortgage Company-0.06%(4.0)15.31%
Zions Bank-0.04%(3.5)1.68%
Bank of Utah-0.03%(3.5)10.33%
Quicken Loans-0.03%(3.5)3.61%
JPMorgan Chase Bank-0.02%(3.5)0.87%
Veritas Funding-0.02%(3.5)0.62%
Cache Valley Bank-0.01%(3.5)9.77%
Finance of America Mortgage-0.01%(3.5)1.18%
Caliber Home Loans-0.01%(3.5)2.43%
Mountain America Credit Union-0.01%(3.5)1.80%
PennyMac Loan Services-0.00%(3.5)0.62%
US Bank0.00%(3.5)0.68%
Wells Fargo Bank0.01%(3.5)2.36%
Synergy One Lending0.01%(3.5)1.62%
Intercap Lending0.02%(3.5)2.86%
American Pacific Mortgage0.02%(3.5)0.75%
Freedom Mortgage Corporation0.02%(3.5)0.06%
Movement Mortgage0.04%(3.5)5.91%
Fairway Independent Mortgage Corporation0.04%(3.5)1.00%
Citywide Home Loans0.05%(3.0)2.18%
Castle & Cooke Mortgage0.06%(3.0)0.93%
RANLife Home Loans0.06%(3.0)0.50%
SecurityNational Mortgage Company0.07%(3.0)1.00%
Primary Residential Mortgage Inc0.12%(3.0)2.24%
Stearns Home Loans0.17%(2.5)1.49%
Academy Mortgage Corporation Utah0.18%(2.5)8.34%
Lender NameRate DifferenceRate RatingMarket Share
Goldenwest Credit Union-0.27%(5.0)7.81%
Provident Funding-0.16%(4.5)3.65%
Movement Mortgage-0.11%(4.0)3.65%
Cache Valley Bank-0.09%(4.0)6.25%
Finance of America Mortgage-0.07%(4.0)0.81%
Zions Bank-0.05%(3.5)1.97%
America First Federal Credit Union-0.03%(3.5)13.89%
SecurityNational Mortgage Company-0.02%(3.5)0.29%
Veritas Funding-0.01%(3.5)0.81%
Bank of Utah-0.01%(3.5)5.09%
American Pacific Mortgage-0.00%(3.5)0.81%
Citywide Home Loans0.00%(3.5)0.93%
Fairway Independent Mortgage Corporation0.01%(3.5)0.58%
RANLife Home Loans0.01%(3.5)0.93%
Castle & Cooke Mortgage0.01%(3.5)0.35%
Guild Mortgage Company0.01%(3.5)6.19%
Intercap Lending0.02%(3.5)1.50%
Caliber Home Loans0.02%(3.5)1.97%
Primary Residential Mortgage Inc0.04%(3.5)1.16%
JPMorgan Chase Bank0.04%(3.5)1.27%
Synergy One Lending0.06%(3.0)1.33%
Stearns Home Loans0.07%(3.0)1.56%
Freedom Mortgage Corporation0.08%(3.0)0.69%
US Bank0.08%(3.0)1.85%
PennyMac Loan Services0.12%(3.0)1.33%
Wells Fargo Bank0.13%(3.0)1.85%
Mountain America Credit Union0.14%(3.0)4.63%
Academy Mortgage Corporation Utah0.16%(2.5)6.42%
Quicken Loans0.18%(2.5)10.76%
Lender NameRate DifferenceRate RatingMarket Share
Caliber Home Loans-0.12%(4.0)6.21%
Bank of Utah-0.11%(4.0)5.41%
Stearns Home Loans-0.09%(4.0)5.57%
Movement Mortgage-0.05%(3.5)4.78%
Goldenwest Credit Union-0.04%(3.5)0.96%
Cache Valley Bank-0.02%(3.5)0.48%
Quicken Loans-0.02%(3.5)7.48%
Guild Mortgage Company-0.02%(3.5)26.11%
Finance of America Mortgage-0.02%(3.5)0.96%
Mountain America Credit Union-0.01%(3.5)0.16%
Provident Funding-0.01%(3.5)0.16%
PennyMac Loan Services0.00%(3.5)2.87%
Fairway Independent Mortgage Corporation0.01%(3.5)1.27%
Veritas Funding0.02%(3.5)1.75%
Zions Bank0.02%(3.5)0.32%
Intercap Lending0.02%(3.5)3.18%
America First Federal Credit Union0.04%(3.5)0.80%
RANLife Home Loans0.05%(3.5)1.27%
Synergy One Lending0.05%(3.0)3.66%
Primary Residential Mortgage Inc0.06%(3.0)3.82%
Freedom Mortgage Corporation0.06%(3.0)2.71%
Castle & Cooke Mortgage0.07%(3.0)1.75%
Citywide Home Loans0.07%(3.0)3.34%
American Pacific Mortgage0.09%(3.0)1.43%
SecurityNational Mortgage Company0.11%(3.0)1.27%
Academy Mortgage Corporation Utah0.17%(2.5)7.96%
Lender NameRate DifferenceRate RatingMarket Share
Caliber Home Loans-0.16%(4.5)6.13%
Bank of Utah-0.14%(4.0)5.71%
Stearns Home Loans-0.11%(4.0)5.92%
Quicken Loans-0.11%(4.0)3.17%
PennyMac Loan Services-0.06%(4.0)1.48%
Goldenwest Credit Union-0.05%(4.0)0.85%
Movement Mortgage-0.05%(3.5)5.50%
Cache Valley Bank-0.02%(3.5)0.63%
Finance of America Mortgage-0.02%(3.5)1.06%
Mountain America Credit Union-0.01%(3.5)0.21%
Provident Funding-0.01%(3.5)0.21%
Freedom Mortgage Corporation-0.00%(3.5)0.85%
Guild Mortgage Company-0.00%(3.5)28.12%
Fairway Independent Mortgage Corporation0.01%(3.5)1.48%
Veritas Funding0.02%(3.5)2.33%
Zions Bank0.02%(3.5)0.42%
Intercap Lending0.03%(3.5)4.02%
America First Federal Credit Union0.04%(3.5)1.06%
Synergy One Lending0.07%(3.0)3.59%
Citywide Home Loans0.07%(3.0)4.44%
Castle & Cooke Mortgage0.07%(3.0)2.11%
RANLife Home Loans0.08%(3.0)1.06%
American Pacific Mortgage0.09%(3.0)1.90%
Primary Residential Mortgage Inc0.10%(3.0)2.96%
SecurityNational Mortgage Company0.11%(3.0)1.69%
Academy Mortgage Corporation Utah0.20%(2.5)8.67%
Lender NameRate DifferenceRate RatingMarket Share
Guild Mortgage Company-0.08%(4.0)20.00%
Movement Mortgage-0.03%(3.5)2.58%
Bank of Utah-0.02%(3.5)4.52%
Goldenwest Credit Union-0.01%(3.5)1.29%
Caliber Home Loans-0.01%(3.5)6.45%
RANLife Home Loans-0.01%(3.5)1.94%
Stearns Home Loans-0.01%(3.5)4.52%
Finance of America Mortgage-0.00%(3.5)0.65%
Fairway Independent Mortgage Corporation-0.00%(3.5)0.65%
Castle & Cooke Mortgage0.00%(3.5)0.65%
Primary Residential Mortgage Inc0.01%(3.5)6.45%
Intercap Lending0.01%(3.5)0.65%
Synergy One Lending0.01%(3.5)3.87%
Quicken Loans0.02%(3.5)20.65%
PennyMac Loan Services0.04%(3.5)7.10%
Academy Mortgage Corporation Utah0.05%(3.0)5.81%
Freedom Mortgage Corporation0.08%(3.0)8.39%
Lender NameRate DifferenceRate RatingMarket Share
Quicken Loans-0.00%(3.5)8.00%
Bank of Utah0.00%(3.5)4.00%
Goldenwest Credit Union0.00%(3.5)16.00%
America First Federal Credit Union0.00%(3.5)8.00%
US Bank0.01%(3.5)12.00%
Academy Mortgage Corporation Utah0.01%(3.5)4.00%
Cache Valley Bank0.02%(3.5)20.00%
Lender NameRate DifferenceRate RatingMarket Share
Goldenwest Credit Union-0.00%(3.5)8.33%
America First Federal Credit Union0.01%(3.5)8.33%
US Bank0.01%(3.5)8.33%
Cache Valley Bank0.02%(3.5)25.00%
Lender NameRate DifferenceRate RatingMarket Share
Quicken Loans-0.01%(3.5)15.38%
Bank of Utah-0.00%(3.5)7.69%
America First Federal Credit Union-0.00%(3.5)7.69%
Goldenwest Credit Union0.00%(3.5)23.08%
US Bank0.00%(3.5)15.38%
Academy Mortgage Corporation Utah0.00%(3.5)7.69%
Cache Valley Bank0.01%(3.5)15.38%
Lender NameRate DifferenceRate RatingMarket Share
Goldenwest Credit Union-0.03%(3.5)1.65%
Finance of America Mortgage-0.02%(3.5)4.12%
Caliber Home Loans-0.02%(3.5)9.05%
Guild Mortgage Company-0.02%(3.5)13.17%
Fairway Independent Mortgage Corporation-0.01%(3.5)1.65%
Mountain America Credit Union-0.01%(3.5)0.41%
Bank of Utah-0.01%(3.5)3.70%
Cache Valley Bank-0.01%(3.5)1.65%
SecurityNational Mortgage Company-0.01%(3.5)0.82%
Intercap Lending-0.01%(3.5)3.70%
Movement Mortgage-0.00%(3.5)6.17%
PennyMac Loan Services-0.00%(3.5)6.58%
Stearns Home Loans-0.00%(3.5)6.58%
America First Federal Credit Union0.00%(3.5)0.82%
Primary Residential Mortgage Inc0.01%(3.5)1.23%
Veritas Funding0.01%(3.5)0.82%
American Pacific Mortgage0.01%(3.5)2.06%
Synergy One Lending0.01%(3.5)2.88%
US Bank0.02%(3.5)0.82%
Citywide Home Loans0.02%(3.5)2.88%
RANLife Home Loans0.03%(3.5)1.65%
Castle & Cooke Mortgage0.03%(3.5)1.65%
Freedom Mortgage Corporation0.03%(3.5)3.29%
Quicken Loans0.04%(3.5)6.17%
Academy Mortgage Corporation Utah0.05%(3.0)6.17%
Lender NameRate DifferenceRate RatingMarket Share
Caliber Home Loans-0.05%(3.5)7.27%
Bank of Utah-0.03%(3.5)6.36%
Mountain America Credit Union-0.02%(3.5)0.91%
Fairway Independent Mortgage Corporation-0.02%(3.5)0.91%
America First Federal Credit Union-0.02%(3.5)0.91%
Cache Valley Bank-0.01%(3.5)3.64%
SecurityNational Mortgage Company-0.01%(3.5)1.82%
Finance of America Mortgage-0.01%(3.5)2.73%
PennyMac Loan Services-0.01%(3.5)0.91%
Intercap Lending-0.01%(3.5)6.36%
Quicken Loans-0.01%(3.5)1.82%
Guild Mortgage Company-0.01%(3.5)12.73%
Movement Mortgage-0.01%(3.5)7.27%
Goldenwest Credit Union-0.00%(3.5)0.91%
Stearns Home Loans-0.00%(3.5)10.91%
Veritas Funding0.00%(3.5)1.82%
Primary Residential Mortgage Inc0.00%(3.5)0.91%
American Pacific Mortgage0.00%(3.5)3.64%
Synergy One Lending0.02%(3.5)3.64%
Castle & Cooke Mortgage0.03%(3.5)2.73%
Citywide Home Loans0.03%(3.5)3.64%
Academy Mortgage Corporation Utah0.06%(3.0)10.91%
Lender NameRate DifferenceRate RatingMarket Share
Goldenwest Credit Union-0.04%(3.5)2.26%
Guild Mortgage Company-0.03%(3.5)13.53%
Finance of America Mortgage-0.03%(3.5)5.26%
Stearns Home Loans-0.01%(3.5)3.01%
Intercap Lending-0.01%(3.5)1.50%
Fairway Independent Mortgage Corporation-0.01%(3.5)2.26%
Caliber Home Loans-0.00%(3.5)10.53%
Movement Mortgage-0.00%(3.5)5.26%
PennyMac Loan Services0.00%(3.5)11.28%
Castle & Cooke Mortgage0.00%(3.5)0.75%
Synergy One Lending0.00%(3.5)2.26%
Citywide Home Loans0.01%(3.5)2.26%
Academy Mortgage Corporation Utah0.01%(3.5)2.26%
Primary Residential Mortgage Inc0.01%(3.5)1.50%
American Pacific Mortgage0.01%(3.5)0.75%
America First Federal Credit Union0.02%(3.5)0.75%
Bank of Utah0.02%(3.5)1.50%
US Bank0.02%(3.5)1.50%
RANLife Home Loans0.03%(3.5)3.01%
Freedom Mortgage Corporation0.04%(3.5)6.02%
Quicken Loans0.05%(3.0)9.77%

* Data is compiled for the Logan, UT commuting zone area, which comprises of counties of Franklin County, ID, Oneida County, ID, Box Elder County, UT, and Cache County, UT. This includes cities/towns/communities of Logan, UT as well as Brigham City, UT, Smithfield, UT, Providence, UT, Tremonton, UT, Hyrum, UT, Garland, UT, Nibley, UT, Perry, UT, North Logan, UT, Hyde Park, UT, Franklin, ID, Wellsville, UT, Willard, UT, Bear River City, UT, Oxford, ID, Richmond, UT, Thatcher, UT, Malad City, ID, Paradise, UT, and Clarkston, UT. Lenders must have made at least 30 loans in the area to be included. Source of the data is Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate conditional on the commuting zone, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

Mortgage Lender Rankings in Other Cities

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