Which mortgage lender in the Logan, UT area typically has the best rates? To help you narrow down where to shop for a mortgage, MortgageWaldo.com provides an objective and data driven ranking of mortgage lenders operating in the Logan, UT area by interest rate and market share. We maintain our independence by not accepting any compensation from the mortgage lenders we rank, and use data on all fixed rate mortgages that were closed in the past year to generate our rankings.
Going by historical data, the best mortgage lender in the Logan, UT area in terms of interest rate is Goldenwest Credit Union, with an average “Rate Difference” of -0.20%. This means that, comparing similar borrowers, Goldenwest Credit Union provided a -0.20% lower interest rate for its customers than other lenders in the area. Goldenwest Credit Union has a market share of 5.7%. On the other hand, the most popular lender in the Logan, UT area is Guild Mortgage Company, with a larger market share of 13.0%. Guild Mortgage Company is an average lender in terms of the interest rate it offers, with a “Rate Difference” of -0.03% compared to those of other lenders in this area.
Our detailed ranking of mortgage lenders in the Logan, UT area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, going by historical data, the cheapest lender for Conventional mortgages in Logan, UT is Goldenwest Credit Union. If you want to take out a loan that is above conforming limits (above $548,250 or $822,375 depending on the area in 2021), the cheapest Jumbo mortgage provider is KeyBank. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Caliber Home Loans. The cheapest VA mortgage provider is loanDepot. Note that as a consumer advocate we always recommend shopping among several of our top ranked lenders in order to get the best rates and fees.
Ranking of Mortgage Lenders in Logan, UT
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Caliber Home Loans | -0.12% | 6.21% | |
| Bank of Utah | -0.11% | 5.41% | |
| Stearns Home Loans | -0.09% | 5.57% | |
| Altabank | -0.09% | 1.75% | |
| Movement Mortgage | -0.05% | 4.78% | |
| Goldenwest Credit Union | -0.04% | 0.96% | |
| Cache Valley Bank | -0.02% | 0.48% | |
| Quicken Loans | -0.02% | 7.48% | |
| Guild Mortgage Company | -0.02% | 26.11% | |
| Finance of America Mortgage | -0.02% | 0.96% | |
| Mountain America Credit Union | -0.01% | 0.16% | |
| Provident Funding | -0.01% | 0.16% | |
| PennyMac Loan Services | 0.00% | 2.87% | |
| Fairway Independent Mortgage Corporation | 0.01% | 1.27% | |
| Veritas Funding | 0.02% | 1.75% | |
| loanDepot | 0.02% | 0.96% | |
| Zions Bank | 0.02% | 0.32% | |
| Intercap Lending | 0.02% | 3.18% | |
| PrimeLending | 0.03% | 1.59% | |
| America First Federal Credit Union | 0.04% | 0.80% | |
| RANLife Home Loans | 0.05% | 1.27% | |
| Synergy One Lending | 0.05% | 3.66% | |
| Primary Residential Mortgage Inc | 0.06% | 3.82% | |
| Freedom Mortgage Corporation | 0.06% | 2.71% | |
| Castle & Cooke Mortgage | 0.07% | 1.75% | |
| Citywide Home Loans | 0.07% | 3.34% | |
| American Pacific Mortgage | 0.09% | 1.43% | |
| SecurityNational Mortgage Company | 0.11% | 1.27% | |
| Academy Mortgage Corporation Utah | 0.17% | 7.96% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Caliber Home Loans | -0.16% | 6.13% | |
| Bank of Utah | -0.14% | 5.71% | |
| Stearns Home Loans | -0.11% | 5.92% | |
| Quicken Loans | -0.11% | 3.17% | |
| Altabank | -0.10% | 2.11% | |
| PennyMac Loan Services | -0.06% | 1.48% | |
| Goldenwest Credit Union | -0.05% | 0.85% | |
| Movement Mortgage | -0.05% | 5.50% | |
| Cache Valley Bank | -0.02% | 0.63% | |
| Finance of America Mortgage | -0.02% | 1.06% | |
| Mountain America Credit Union | -0.01% | 0.21% | |
| Provident Funding | -0.01% | 0.21% | |
| Freedom Mortgage Corporation | -0.00% | 0.85% | |
| Guild Mortgage Company | -0.00% | 28.12% | |
| Fairway Independent Mortgage Corporation | 0.01% | 1.48% | |
| loanDepot | 0.01% | 0.63% | |
| Veritas Funding | 0.02% | 2.33% | |
| Zions Bank | 0.02% | 0.42% | |
| Intercap Lending | 0.03% | 4.02% | |
| PrimeLending | 0.03% | 1.69% | |
| America First Federal Credit Union | 0.04% | 1.06% | |
| Synergy One Lending | 0.07% | 3.59% | |
| Citywide Home Loans | 0.07% | 4.44% | |
| Castle & Cooke Mortgage | 0.07% | 2.11% | |
| RANLife Home Loans | 0.08% | 1.06% | |
| American Pacific Mortgage | 0.09% | 1.90% | |
| Primary Residential Mortgage Inc | 0.10% | 2.96% | |
| SecurityNational Mortgage Company | 0.11% | 1.69% | |
| Academy Mortgage Corporation Utah | 0.20% | 8.67% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Guild Mortgage Company | -0.08% | 20.00% | |
| Movement Mortgage | -0.03% | 2.58% | |
| Bank of Utah | -0.02% | 4.52% | |
| Goldenwest Credit Union | -0.01% | 1.29% | |
| Caliber Home Loans | -0.01% | 6.45% | |
| RANLife Home Loans | -0.01% | 1.94% | |
| Stearns Home Loans | -0.01% | 4.52% | |
| Finance of America Mortgage | -0.00% | 0.65% | |
| Fairway Independent Mortgage Corporation | -0.00% | 0.65% | |
| Altabank | 0.00% | 0.65% | |
| Castle & Cooke Mortgage | 0.00% | 0.65% | |
| Primary Residential Mortgage Inc | 0.01% | 6.45% | |
| Intercap Lending | 0.01% | 0.65% | |
| Synergy One Lending | 0.01% | 3.87% | |
| loanDepot | 0.02% | 1.94% | |
| Quicken Loans | 0.02% | 20.65% | |
| PrimeLending | 0.03% | 1.29% | |
| PennyMac Loan Services | 0.04% | 7.10% | |
| Academy Mortgage Corporation Utah | 0.05% | 5.81% | |
| Freedom Mortgage Corporation | 0.08% | 8.39% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| KeyBank | -0.02% | 24.00% | |
| Quicken Loans | -0.00% | 8.00% | |
| Bank of Utah | 0.00% | 4.00% | |
| Goldenwest Credit Union | 0.00% | 16.00% | |
| America First Federal Credit Union | 0.00% | 8.00% | |
| Altabank | 0.00% | 4.00% | |
| US Bank | 0.01% | 12.00% | |
| Academy Mortgage Corporation Utah | 0.01% | 4.00% | |
| Cache Valley Bank | 0.02% | 20.00% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| KeyBank | -0.02% | 41.67% | |
| Goldenwest Credit Union | -0.00% | 8.33% | |
| America First Federal Credit Union | 0.01% | 8.33% | |
| Altabank | 0.01% | 8.33% | |
| US Bank | 0.01% | 8.33% | |
| Cache Valley Bank | 0.02% | 25.00% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| KeyBank | -0.01% | 7.69% | |
| Quicken Loans | -0.01% | 15.38% | |
| Bank of Utah | -0.00% | 7.69% | |
| America First Federal Credit Union | -0.00% | 7.69% | |
| Goldenwest Credit Union | 0.00% | 23.08% | |
| US Bank | 0.00% | 15.38% | |
| Academy Mortgage Corporation Utah | 0.00% | 7.69% | |
| Cache Valley Bank | 0.01% | 15.38% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| loanDepot | -0.03% | 5.35% | |
| Goldenwest Credit Union | -0.03% | 1.65% | |
| Finance of America Mortgage | -0.02% | 4.12% | |
| Caliber Home Loans | -0.02% | 9.05% | |
| Guild Mortgage Company | -0.02% | 13.17% | |
| Fairway Independent Mortgage Corporation | -0.01% | 1.65% | |
| Mountain America Credit Union | -0.01% | 0.41% | |
| Bank of Utah | -0.01% | 3.70% | |
| Cache Valley Bank | -0.01% | 1.65% | |
| SecurityNational Mortgage Company | -0.01% | 0.82% | |
| Intercap Lending | -0.01% | 3.70% | |
| Altabank | -0.00% | 3.70% | |
| Movement Mortgage | -0.00% | 6.17% | |
| PennyMac Loan Services | -0.00% | 6.58% | |
| Stearns Home Loans | -0.00% | 6.58% | |
| America First Federal Credit Union | 0.00% | 0.82% | |
| Primary Residential Mortgage Inc | 0.01% | 1.23% | |
| Veritas Funding | 0.01% | 0.82% | |
| American Pacific Mortgage | 0.01% | 2.06% | |
| Synergy One Lending | 0.01% | 2.88% | |
| PrimeLending | 0.01% | 1.23% | |
| US Bank | 0.02% | 0.82% | |
| Citywide Home Loans | 0.02% | 2.88% | |
| RANLife Home Loans | 0.03% | 1.65% | |
| Castle & Cooke Mortgage | 0.03% | 1.65% | |
| Freedom Mortgage Corporation | 0.03% | 3.29% | |
| Quicken Loans | 0.04% | 6.17% | |
| Academy Mortgage Corporation Utah | 0.05% | 6.17% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Caliber Home Loans | -0.05% | 7.27% | |
| Bank of Utah | -0.03% | 6.36% | |
| Mountain America Credit Union | -0.02% | 0.91% | |
| Fairway Independent Mortgage Corporation | -0.02% | 0.91% | |
| PrimeLending | -0.02% | 0.91% | |
| America First Federal Credit Union | -0.02% | 0.91% | |
| Cache Valley Bank | -0.01% | 3.64% | |
| SecurityNational Mortgage Company | -0.01% | 1.82% | |
| Finance of America Mortgage | -0.01% | 2.73% | |
| PennyMac Loan Services | -0.01% | 0.91% | |
| loanDepot | -0.01% | 0.91% | |
| Intercap Lending | -0.01% | 6.36% | |
| Quicken Loans | -0.01% | 1.82% | |
| Guild Mortgage Company | -0.01% | 12.73% | |
| Movement Mortgage | -0.01% | 7.27% | |
| Goldenwest Credit Union | -0.00% | 0.91% | |
| Stearns Home Loans | -0.00% | 10.91% | |
| Veritas Funding | 0.00% | 1.82% | |
| Altabank | 0.00% | 5.45% | |
| Primary Residential Mortgage Inc | 0.00% | 0.91% | |
| American Pacific Mortgage | 0.00% | 3.64% | |
| Synergy One Lending | 0.02% | 3.64% | |
| Castle & Cooke Mortgage | 0.03% | 2.73% | |
| Citywide Home Loans | 0.03% | 3.64% | |
| Academy Mortgage Corporation Utah | 0.06% | 10.91% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Goldenwest Credit Union | -0.04% | 2.26% | |
| Guild Mortgage Company | -0.03% | 13.53% | |
| loanDepot | -0.03% | 9.02% | |
| Finance of America Mortgage | -0.03% | 5.26% | |
| Altabank | -0.02% | 2.26% | |
| Stearns Home Loans | -0.01% | 3.01% | |
| Intercap Lending | -0.01% | 1.50% | |
| Fairway Independent Mortgage Corporation | -0.01% | 2.26% | |
| Caliber Home Loans | -0.00% | 10.53% | |
| Movement Mortgage | -0.00% | 5.26% | |
| PennyMac Loan Services | 0.00% | 11.28% | |
| Castle & Cooke Mortgage | 0.00% | 0.75% | |
| Synergy One Lending | 0.00% | 2.26% | |
| Citywide Home Loans | 0.01% | 2.26% | |
| Academy Mortgage Corporation Utah | 0.01% | 2.26% | |
| Primary Residential Mortgage Inc | 0.01% | 1.50% | |
| American Pacific Mortgage | 0.01% | 0.75% | |
| America First Federal Credit Union | 0.02% | 0.75% | |
| Bank of Utah | 0.02% | 1.50% | |
| US Bank | 0.02% | 1.50% | |
| PrimeLending | 0.03% | 1.50% | |
| RANLife Home Loans | 0.03% | 3.01% | |
| Freedom Mortgage Corporation | 0.04% | 6.02% | |
| Quicken Loans | 0.05% | 9.77% |
* Data is compiled for the Logan, UT commuting zone area, which comprises of counties of Franklin County, ID, Oneida County, ID, Box Elder County, UT, and Cache County, UT. This includes cities/towns/communities of Logan, UT as well as Brigham City, UT, Smithfield, UT, Providence, UT, Tremonton, UT, Hyrum, UT, Garland, UT, Nibley, UT, Perry, UT, North Logan, UT, Hyde Park, UT, Franklin, ID, Wellsville, UT, Willard, UT, Bear River City, UT, Oxford, ID, Richmond, UT, Thatcher, UT, Malad City, ID, Paradise, UT, and Clarkston, UT. Lenders must have made at least 30 loans in the area to be included. Source of the data is Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate conditional on the commuting zone, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.
Mortgage Lender Rankings in Other Cities
This page contains information about the top mortgage lenders in the Logan, UT area. For mortgage lender rankings in other cities, click here.