Top Mortgage Lenders in Middletown, DE

Which mortgage lender in the Middletown, DE area typically has the best rates? To help you narrow down where to shop for a mortgage, MortgageWaldo.com provides an objective and data driven ranking of mortgage lenders operating in the Middletown, DE area by interest rate and market share. Unlike our competitors, we maintain independence by not accepting any compensation from the mortgage lenders we rank. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings.

Going by historical data, the best mortgage lender in the Middletown, DE area in terms of interest rate is M&T Bank, with an average “Rate Difference” of -0.20%. This means that, comparing similar borrowers, M&T Bank provided a -0.20% lower interest rate for its customers than other lenders in the area. M&T Bank has a market share of 2.2%. On the other hand, the most popular lender in the Middletown, DE area is Pike Creek Mortgage Services, Inc, with a larger market share of 12.2%. Pike Creek Mortgage Services, Inc is an average lender in terms of the interest rate it offers, with a “Rate Difference” of -0.01% compared to those of other lenders in this area.

Our detailed ranking of mortgage lenders in the Middletown, DE area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, JPMorgan Chase Bank is the cheapest mortgage provider for Conventional and Jumbo mortgages in Middletown, DE. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is M&T Bank. The cheapest VA mortgage provider is Navy Federal Credit Union. Note that as a consumer advocate we always recommend shopping among several of our top ranked lenders in order to get the best rates and fees.

Ranking of Mortgage Lenders in Middletown, DE

Mortgage Type:
Purchase/Refinance:
Lender NameRate DifferenceRate RatingMarket Share
M&T Bank-0.20%(4.5)2.21%
JPMorgan Chase Bank-0.19%(4.5)2.56%
Bank of America-0.19%(4.5)1.96%
Trident Mortgage-0.14%(4.0)2.94%
Home Point Financial Corporation-0.13%(4.0)1.75%
Bryn Mawr Trust-0.13%(4.0)0.34%
Residential Mortgage Services-0.13%(4.0)3.83%
WSFS Bank-0.11%(4.0)3.35%
Santander Bank-0.09%(4.0)0.58%
Huntingdon Valley Bank-0.07%(4.0)2.27%
Citibank-0.07%(4.0)0.29%
State Financial Network LLC-0.07%(4.0)0.36%
Amerisave Mortgage Corporation-0.06%(4.0)0.55%
loanDepot-0.05%(3.5)1.59%
Police and Fire Federal Credit Union-0.05%(3.5)0.45%
Cardinal Financial Company-0.05%(3.5)0.81%
Wells Fargo Bank-0.05%(3.5)3.73%
NewRez-0.04%(3.5)0.81%
TD Bank-0.03%(3.5)0.43%
Caliber Home Loans-0.02%(3.5)2.01%
Draper and Kramer Mortgage Corp-0.02%(3.5)0.71%
PennyMac Loan Services-0.02%(3.5)0.95%
emmloans-0.01%(3.5)0.56%
Fulton Bank-0.01%(3.5)0.71%
Pike Creek Mortgage Services, Inc-0.01%(3.5)12.23%
Howard Bank-0.01%(3.5)0.33%
USAA-0.01%(3.5)0.99%
Freedom Mortgage Corporation-0.01%(3.5)0.73%
Greentree Mortgage-0.01%(3.5)0.33%
Florida Capital Bank-0.01%(3.5)0.43%
Prosperity Home Mortgage LLC-0.00%(3.5)1.92%
Navy Federal Credit Union0.00%(3.5)0.93%
CMG Financial0.00%(3.5)0.34%
Guaranteed Rate0.01%(3.5)1.68%
Finance of America Mortgage0.01%(3.5)0.38%
Union Home Mortgage0.01%(3.5)0.30%
Atlantic Home Loans0.01%(3.5)1.21%
Carrington Mortgage Services0.01%(3.5)0.98%
Lakeview Loan Servicing0.02%(3.5)0.35%
NVR Mortgage Finance Inc0.02%(3.5)2.82%
Movement Mortgage0.02%(3.5)1.35%
Northpointe Bank0.02%(3.5)0.43%
Nations Lending Corporation0.02%(3.5)1.27%
PNC Bank0.03%(3.5)3.23%
Tidewater Mortgage Services0.03%(3.5)0.33%
New American Funding0.03%(3.5)0.66%
Nationwide Mortgage Bankers0.04%(3.5)0.46%
The Federal Savings Bank0.04%(3.5)0.45%
Academy Mortgage Corporation Utah0.05%(3.5)0.33%
Embrace Home Loans0.05%(3.5)1.35%
Fairway Independent Mortgage Corporation0.05%(3.0)3.48%
APG Federal Credit Union0.06%(3.0)1.86%
PrimeLending0.06%(3.0)1.19%
Supreme Lending0.10%(3.0)0.83%
AnnieMac Home Mortgage0.13%(3.0)2.47%
Quicken Loans0.13%(3.0)8.80%
Mr. Cooper0.13%(3.0)1.03%
Meridian Bank0.14%(3.0)5.03%
Evolve Bank & Trust0.14%(3.0)1.79%
Primary Residential Mortgage Inc0.16%(2.5)1.97%
Lender NameRate DifferenceRate RatingMarket Share
M&T Bank-0.26%(5.0)2.42%
JPMorgan Chase Bank-0.23%(4.5)2.00%
Bank of America-0.22%(4.5)1.88%
WSFS Bank-0.17%(4.5)2.52%
Home Point Financial Corporation-0.15%(4.5)1.79%
Bryn Mawr Trust-0.14%(4.0)0.48%
Trident Mortgage-0.14%(4.0)3.94%
Residential Mortgage Services-0.13%(4.0)4.61%
Wells Fargo Bank-0.13%(4.0)3.39%
Santander Bank-0.10%(4.0)0.71%
PNC Bank-0.10%(4.0)1.63%
Police and Fire Federal Credit Union-0.09%(4.0)0.23%
Citibank-0.08%(4.0)0.26%
Huntingdon Valley Bank-0.07%(4.0)3.26%
Freedom Mortgage Corporation-0.05%(4.0)0.54%
NewRez-0.05%(3.5)0.59%
Cardinal Financial Company-0.04%(3.5)1.01%
loanDepot-0.04%(3.5)0.30%
emmloans-0.04%(3.5)0.62%
The Federal Savings Bank-0.03%(3.5)0.11%
State Financial Network LLC-0.03%(3.5)0.34%
PennyMac Loan Services-0.03%(3.5)0.20%
Fulton Bank-0.02%(3.5)0.79%
Draper and Kramer Mortgage Corp-0.02%(3.5)0.96%
TD Bank-0.01%(3.5)0.16%
Caliber Home Loans-0.01%(3.5)1.83%
Howard Bank-0.01%(3.5)0.39%
Lakeview Loan Servicing-0.01%(3.5)0.02%
Greentree Mortgage-0.01%(3.5)0.48%
Florida Capital Bank-0.00%(3.5)0.54%
Amerisave Mortgage Corporation0.00%(3.5)0.06%
Prosperity Home Mortgage LLC0.00%(3.5)2.80%
CMG Financial0.00%(3.5)0.47%
USAA0.00%(3.5)0.98%
Navy Federal Credit Union0.00%(3.5)1.29%
Finance of America Mortgage0.01%(3.5)0.40%
Mr. Cooper0.01%(3.5)0.17%
Atlantic Home Loans0.01%(3.5)1.66%
Nations Lending Corporation0.02%(3.5)1.34%
Union Home Mortgage0.02%(3.5)0.39%
NVR Mortgage Finance Inc0.02%(3.5)4.63%
Guaranteed Rate0.03%(3.5)2.03%
Northpointe Bank0.03%(3.5)0.43%
Tidewater Mortgage Services0.04%(3.5)0.43%
Movement Mortgage0.04%(3.5)1.68%
APG Federal Credit Union0.04%(3.5)0.98%
Pike Creek Mortgage Services, Inc0.05%(3.5)13.79%
New American Funding0.05%(3.0)0.82%
Academy Mortgage Corporation Utah0.05%(3.0)0.51%
Nationwide Mortgage Bankers0.05%(3.0)0.57%
Quicken Loans0.06%(3.0)3.21%
Fairway Independent Mortgage Corporation0.06%(3.0)5.23%
Carrington Mortgage Services0.06%(3.0)0.23%
PrimeLending0.07%(3.0)1.48%
Embrace Home Loans0.09%(3.0)1.26%
Supreme Lending0.12%(3.0)1.07%
Meridian Bank0.16%(2.5)7.16%
Evolve Bank & Trust0.20%(2.5)2.11%
AnnieMac Home Mortgage0.21%(2.5)2.41%
Primary Residential Mortgage Inc0.22%(2.5)2.38%
Lender NameRate DifferenceRate RatingMarket Share
Trident Mortgage-0.16%(4.5)1.38%
Bank of America-0.15%(4.5)2.08%
JPMorgan Chase Bank-0.15%(4.5)3.43%
Pike Creek Mortgage Services, Inc-0.14%(4.0)9.80%
State Financial Network LLC-0.12%(4.0)0.39%
Residential Mortgage Services-0.12%(4.0)2.61%
Home Point Financial Corporation-0.10%(4.0)1.69%
Huntingdon Valley Bank-0.08%(4.0)0.72%
Amerisave Mortgage Corporation-0.07%(4.0)1.30%
M&T Bank-0.07%(4.0)1.88%
Guaranteed Rate-0.06%(4.0)1.13%
Cardinal Financial Company-0.06%(4.0)0.51%
WSFS Bank-0.06%(4.0)4.66%
Santander Bank-0.06%(4.0)0.36%
Citibank-0.05%(4.0)0.34%
loanDepot-0.05%(3.5)3.60%
Draper and Kramer Mortgage Corp-0.04%(3.5)0.31%
Bryn Mawr Trust-0.04%(3.5)0.12%
Prosperity Home Mortgage LLC-0.04%(3.5)0.56%
TD Bank-0.04%(3.5)0.84%
Caliber Home Loans-0.04%(3.5)2.29%
USAA-0.03%(3.5)1.01%
Police and Fire Federal Credit Union-0.03%(3.5)0.80%
NewRez-0.03%(3.5)1.16%
Atlantic Home Loans-0.03%(3.5)0.51%
Academy Mortgage Corporation Utah-0.03%(3.5)0.05%
New American Funding-0.02%(3.5)0.41%
Navy Federal Credit Union-0.02%(3.5)0.36%
Union Home Mortgage-0.02%(3.5)0.17%
Florida Capital Bank-0.02%(3.5)0.27%
PennyMac Loan Services-0.02%(3.5)2.10%
Movement Mortgage-0.02%(3.5)0.84%
Evolve Bank & Trust-0.01%(3.5)1.28%
Fairway Independent Mortgage Corporation-0.01%(3.5)0.75%
Fulton Bank-0.01%(3.5)0.58%
CMG Financial-0.01%(3.5)0.14%
Greentree Mortgage-0.01%(3.5)0.10%
Nationwide Mortgage Bankers-0.01%(3.5)0.29%
Embrace Home Loans-0.00%(3.5)1.50%
Carrington Mortgage Services-0.00%(3.5)2.15%
Howard Bank-0.00%(3.5)0.24%
Finance of America Mortgage0.00%(3.5)0.34%
Tidewater Mortgage Services0.01%(3.5)0.17%
Meridian Bank0.01%(3.5)1.71%
Northpointe Bank0.01%(3.5)0.43%
AnnieMac Home Mortgage0.01%(3.5)2.56%
Lakeview Loan Servicing0.02%(3.5)0.87%
Primary Residential Mortgage Inc0.02%(3.5)1.33%
Freedom Mortgage Corporation0.02%(3.5)1.01%
emmloans0.03%(3.5)0.46%
Nations Lending Corporation0.04%(3.5)1.16%
PrimeLending0.04%(3.5)0.75%
Supreme Lending0.05%(3.5)0.46%
Wells Fargo Bank0.05%(3.0)4.27%
The Federal Savings Bank0.06%(3.0)0.99%
APG Federal Credit Union0.06%(3.0)3.23%
PNC Bank0.09%(3.0)5.72%
Mr. Cooper0.15%(3.0)2.37%
Quicken Loans0.15%(2.5)17.48%
Lender NameRate DifferenceRate RatingMarket Share
JPMorgan Chase Bank-0.20%(4.5)3.51%
Bank of America-0.19%(4.5)2.67%
M&T Bank-0.17%(4.5)2.55%
Trident Mortgage-0.17%(4.5)3.20%
Bryn Mawr Trust-0.15%(4.0)0.42%
WSFS Bank-0.12%(4.0)4.42%
Residential Mortgage Services-0.11%(4.0)4.01%
Home Point Financial Corporation-0.11%(4.0)1.35%
Huntingdon Valley Bank-0.10%(4.0)1.72%
Santander Bank-0.09%(4.0)0.83%
Amerisave Mortgage Corporation-0.08%(4.0)0.65%
Citibank-0.07%(4.0)0.34%
State Financial Network LLC-0.06%(4.0)0.54%
loanDepot-0.06%(4.0)1.55%
Wells Fargo Bank-0.04%(3.5)5.12%
Pike Creek Mortgage Services, Inc-0.04%(3.5)13.07%
Police and Fire Federal Credit Union-0.04%(3.5)0.68%
Guaranteed Rate-0.04%(3.5)1.35%
Cardinal Financial Company-0.04%(3.5)0.76%
NewRez-0.03%(3.5)0.85%
TD Bank-0.03%(3.5)0.52%
Draper and Kramer Mortgage Corp-0.02%(3.5)0.93%
Freedom Mortgage Corporation-0.01%(3.5)0.49%
New American Funding-0.01%(3.5)0.34%
Carrington Mortgage Services-0.00%(3.5)0.34%
Fulton Bank-0.00%(3.5)0.89%
The Federal Savings Bank0.00%(3.5)0.06%
Prosperity Home Mortgage LLC0.00%(3.5)2.14%
USAA0.01%(3.5)0.44%
Howard Bank0.02%(3.5)0.28%
Finance of America Mortgage0.02%(3.5)0.38%
Atlantic Home Loans0.02%(3.5)0.85%
Union Home Mortgage0.03%(3.5)0.37%
Tidewater Mortgage Services0.03%(3.5)0.24%
Florida Capital Bank0.03%(3.5)0.25%
Greentree Mortgage0.03%(3.5)0.27%
emmloans0.03%(3.5)0.45%
Nationwide Mortgage Bankers0.04%(3.5)0.31%
Northpointe Bank0.04%(3.5)0.55%
CMG Financial0.04%(3.5)0.24%
Movement Mortgage0.04%(3.5)1.13%
Nations Lending Corporation0.05%(3.5)0.89%
PennyMac Loan Services0.05%(3.5)0.47%
PNC Bank0.05%(3.0)4.42%
Caliber Home Loans0.06%(3.0)1.30%
APG Federal Credit Union0.06%(3.0)2.77%
NVR Mortgage Finance Inc0.06%(3.0)2.86%
Embrace Home Loans0.08%(3.0)1.52%
Academy Mortgage Corporation Utah0.08%(3.0)0.32%
PrimeLending0.08%(3.0)1.31%
Fairway Independent Mortgage Corporation0.09%(3.0)3.61%
Evolve Bank & Trust0.09%(3.0)1.14%
Primary Residential Mortgage Inc0.11%(3.0)0.87%
AnnieMac Home Mortgage0.12%(3.0)1.95%
Supreme Lending0.12%(3.0)0.99%
Quicken Loans0.17%(2.5)10.24%
Meridian Bank0.21%(2.5)3.01%
Mr. Cooper0.23%(2.5)0.65%
Navy Federal Credit Union0.24%(2.5)0.61%
Lender NameRate DifferenceRate RatingMarket Share
JPMorgan Chase Bank-0.24%(4.5)2.87%
M&T Bank-0.22%(4.5)2.84%
Bank of America-0.22%(4.5)2.69%
WSFS Bank-0.19%(4.5)3.34%
Trident Mortgage-0.16%(4.5)4.34%
Bryn Mawr Trust-0.16%(4.5)0.62%
Wells Fargo Bank-0.13%(4.0)4.77%
Home Point Financial Corporation-0.10%(4.0)1.57%
Santander Bank-0.09%(4.0)1.12%
Huntingdon Valley Bank-0.09%(4.0)2.42%
Residential Mortgage Services-0.09%(4.0)4.67%
Citibank-0.09%(4.0)0.30%
PNC Bank-0.08%(4.0)2.00%
Police and Fire Federal Credit Union-0.07%(4.0)0.37%
loanDepot-0.03%(3.5)0.27%
Freedom Mortgage Corporation-0.03%(3.5)0.35%
NewRez-0.02%(3.5)0.60%
Cardinal Financial Company-0.02%(3.5)1.02%
PennyMac Loan Services-0.02%(3.5)0.20%
State Financial Network LLC-0.02%(3.5)0.55%
Guaranteed Rate-0.01%(3.5)1.60%
Draper and Kramer Mortgage Corp-0.01%(3.5)1.35%
TD Bank-0.00%(3.5)0.22%
Fulton Bank0.00%(3.5)1.00%
The Federal Savings Bank0.00%(3.5)0.05%
New American Funding0.01%(3.5)0.35%
Amerisave Mortgage Corporation0.01%(3.5)0.07%
Prosperity Home Mortgage LLC0.02%(3.5)3.32%
USAA0.02%(3.5)0.52%
Mr. Cooper0.03%(3.5)0.10%
emmloans0.03%(3.5)0.42%
Howard Bank0.03%(3.5)0.30%
Pike Creek Mortgage Services, Inc0.03%(3.5)14.50%
Finance of America Mortgage0.03%(3.5)0.35%
Greentree Mortgage0.04%(3.5)0.42%
Nationwide Mortgage Bankers0.04%(3.5)0.47%
Atlantic Home Loans0.05%(3.5)1.17%
Tidewater Mortgage Services0.05%(3.5)0.27%
Nations Lending Corporation0.05%(3.5)0.95%
Union Home Mortgage0.05%(3.5)0.50%
APG Federal Credit Union0.05%(3.0)1.57%
Northpointe Bank0.05%(3.0)0.57%
CMG Financial0.06%(3.0)0.35%
Movement Mortgage0.06%(3.0)1.40%
Florida Capital Bank0.07%(3.0)0.30%
Carrington Mortgage Services0.07%(3.0)0.07%
NVR Mortgage Finance Inc0.07%(3.0)5.06%
Academy Mortgage Corporation Utah0.09%(3.0)0.52%
Caliber Home Loans0.10%(3.0)1.42%
PrimeLending0.10%(3.0)1.57%
Fairway Independent Mortgage Corporation0.10%(3.0)5.99%
Quicken Loans0.11%(3.0)3.59%
Supreme Lending0.14%(3.0)1.35%
Primary Residential Mortgage Inc0.14%(3.0)1.22%
Evolve Bank & Trust0.14%(3.0)1.45%
Embrace Home Loans0.14%(3.0)1.47%
AnnieMac Home Mortgage0.17%(2.5)2.00%
Meridian Bank0.25%(2.5)4.32%
Navy Federal Credit Union0.29%(2.0)0.90%
Lender NameRate DifferenceRate RatingMarket Share
Trident Mortgage-0.18%(4.5)1.72%
Pike Creek Mortgage Services, Inc-0.16%(4.5)11.20%
Bank of America-0.16%(4.5)2.63%
JPMorgan Chase Bank-0.16%(4.5)4.35%
Residential Mortgage Services-0.13%(4.0)3.15%
Home Point Financial Corporation-0.12%(4.0)1.07%
State Financial Network LLC-0.12%(4.0)0.52%
Amerisave Mortgage Corporation-0.10%(4.0)1.40%
Huntingdon Valley Bank-0.09%(4.0)0.81%
Guaranteed Rate-0.09%(4.0)1.04%
M&T Bank-0.08%(4.0)2.18%
Cardinal Financial Company-0.08%(4.0)0.42%
WSFS Bank-0.07%(4.0)5.81%
loanDepot-0.07%(4.0)3.22%
Santander Bank-0.06%(4.0)0.45%
Citibank-0.06%(4.0)0.39%
Prosperity Home Mortgage LLC-0.05%(4.0)0.62%
Draper and Kramer Mortgage Corp-0.05%(3.5)0.39%
Atlantic Home Loans-0.05%(3.5)0.42%
Bryn Mawr Trust-0.04%(3.5)0.16%
TD Bank-0.04%(3.5)0.91%
NewRez-0.04%(3.5)1.17%
Evolve Bank & Trust-0.03%(3.5)0.75%
Florida Capital Bank-0.03%(3.5)0.19%
Police and Fire Federal Credit Union-0.03%(3.5)1.07%
New American Funding-0.03%(3.5)0.32%
Union Home Mortgage-0.03%(3.5)0.19%
Academy Mortgage Corporation Utah-0.02%(3.5)0.06%
Carrington Mortgage Services-0.02%(3.5)0.68%
Embrace Home Loans-0.01%(3.5)1.59%
Fulton Bank-0.01%(3.5)0.75%
Movement Mortgage-0.00%(3.5)0.78%
CMG Financial-0.00%(3.5)0.10%
USAA-0.00%(3.5)0.32%
Freedom Mortgage Corporation-0.00%(3.5)0.68%
Greentree Mortgage-0.00%(3.5)0.06%
Fairway Independent Mortgage Corporation0.00%(3.5)0.52%
The Federal Savings Bank0.00%(3.5)0.06%
Caliber Home Loans0.00%(3.5)1.14%
Howard Bank0.00%(3.5)0.26%
Primary Residential Mortgage Inc0.01%(3.5)0.42%
Finance of America Mortgage0.01%(3.5)0.42%
Nationwide Mortgage Bankers0.01%(3.5)0.10%
Tidewater Mortgage Services0.01%(3.5)0.19%
Northpointe Bank0.02%(3.5)0.52%
Navy Federal Credit Union0.02%(3.5)0.23%
AnnieMac Home Mortgage0.04%(3.5)1.88%
Meridian Bank0.04%(3.5)1.30%
emmloans0.04%(3.5)0.49%
PrimeLending0.04%(3.5)0.97%
Nations Lending Corporation0.05%(3.0)0.81%
Wells Fargo Bank0.06%(3.0)5.59%
Supreme Lending0.06%(3.0)0.52%
APG Federal Credit Union0.06%(3.0)4.32%
PennyMac Loan Services0.07%(3.0)0.81%
PNC Bank0.09%(3.0)7.57%
Quicken Loans0.18%(2.5)18.90%
Mr. Cooper0.24%(2.5)1.36%
Lender NameRate DifferenceRate RatingMarket Share
M&T Bank-0.36%(5.0)1.59%
Residential Mortgage Services-0.23%(4.5)3.15%
Home Point Financial Corporation-0.21%(4.5)2.53%
PNC Bank-0.18%(4.5)0.66%
Bank of America-0.15%(4.0)0.35%
Caliber Home Loans-0.11%(4.0)2.96%
Cardinal Financial Company-0.10%(4.0)0.78%
emmloans-0.10%(4.0)0.82%
Trident Mortgage-0.10%(4.0)2.76%
NVR Mortgage Finance Inc-0.08%(4.0)3.19%
Greentree Mortgage-0.08%(4.0)0.54%
Union Home Mortgage-0.08%(4.0)0.23%
NewRez-0.08%(4.0)0.70%
Fulton Bank-0.08%(4.0)0.27%
Huntingdon Valley Bank-0.07%(4.0)4.12%
Howard Bank-0.07%(4.0)0.39%
Florida Capital Bank-0.07%(4.0)0.78%
The Federal Savings Bank-0.06%(4.0)0.39%
PennyMac Loan Services-0.06%(4.0)1.32%
CMG Financial-0.06%(4.0)0.70%
Bryn Mawr Trust-0.05%(4.0)0.08%
Freedom Mortgage Corporation-0.05%(4.0)1.13%
Embrace Home Loans-0.05%(3.5)0.82%
Fairway Independent Mortgage Corporation-0.04%(3.5)3.38%
Navy Federal Credit Union-0.04%(3.5)0.04%
Northpointe Bank-0.04%(3.5)0.19%
Finance of America Mortgage-0.04%(3.5)0.31%
Citibank-0.03%(3.5)0.04%
loanDepot-0.03%(3.5)0.93%
Quicken Loans-0.03%(3.5)5.91%
Atlantic Home Loans-0.02%(3.5)1.98%
Draper and Kramer Mortgage Corp-0.02%(3.5)0.27%
Carrington Mortgage Services-0.02%(3.5)2.33%
Movement Mortgage-0.02%(3.5)2.18%
JPMorgan Chase Bank-0.02%(3.5)0.08%
Nations Lending Corporation-0.02%(3.5)2.33%
Academy Mortgage Corporation Utah-0.02%(3.5)0.35%
Prosperity Home Mortgage LLC-0.01%(3.5)1.24%
Wells Fargo Bank-0.00%(3.5)0.08%
WSFS Bank0.00%(3.5)0.78%
Tidewater Mortgage Services0.01%(3.5)0.58%
Amerisave Mortgage Corporation0.02%(3.5)0.35%
Nationwide Mortgage Bankers0.03%(3.5)0.74%
Lakeview Loan Servicing0.03%(3.5)0.97%
PrimeLending0.03%(3.5)0.97%
Mr. Cooper0.04%(3.5)1.98%
Supreme Lending0.04%(3.5)0.54%
New American Funding0.05%(3.0)1.44%
Pike Creek Mortgage Services, Inc0.06%(3.0)12.49%
Guaranteed Rate0.06%(3.0)2.68%
Meridian Bank0.09%(3.0)11.20%
AnnieMac Home Mortgage0.15%(3.0)4.43%
Evolve Bank & Trust0.17%(2.5)4.05%
Primary Residential Mortgage Inc0.19%(2.5)4.86%
Lender NameRate DifferenceRate RatingMarket Share
M&T Bank-0.42%(5.0)1.86%
Home Point Financial Corporation-0.27%(5.0)2.32%
Residential Mortgage Services-0.25%(5.0)3.92%
PNC Bank-0.20%(4.5)0.83%
Bank of America-0.17%(4.5)0.41%
Caliber Home Loans-0.16%(4.5)2.22%
NewRez-0.13%(4.0)0.46%
Cardinal Financial Company-0.12%(4.0)0.72%
emmloans-0.11%(4.0)0.98%
Trident Mortgage-0.11%(4.0)3.46%
Union Home Mortgage-0.10%(4.0)0.26%
Quicken Loans-0.09%(4.0)2.53%
Freedom Mortgage Corporation-0.09%(4.0)0.93%
NVR Mortgage Finance Inc-0.09%(4.0)4.23%
Greentree Mortgage-0.08%(4.0)0.72%
Fulton Bank-0.08%(4.0)0.36%
Embrace Home Loans-0.08%(4.0)0.77%
Huntingdon Valley Bank-0.08%(4.0)5.31%
Florida Capital Bank-0.08%(4.0)0.93%
Howard Bank-0.08%(4.0)0.52%
The Federal Savings Bank-0.07%(4.0)0.26%
CMG Financial-0.07%(4.0)0.77%
Bryn Mawr Trust-0.06%(4.0)0.10%
loanDepot-0.06%(4.0)0.36%
PennyMac Loan Services-0.05%(4.0)0.10%
Navy Federal Credit Union-0.05%(3.5)0.05%
Northpointe Bank-0.05%(3.5)0.21%
Finance of America Mortgage-0.05%(3.5)0.36%
Fairway Independent Mortgage Corporation-0.05%(3.5)3.97%
Lakeview Loan Servicing-0.04%(3.5)0.05%
Citibank-0.04%(3.5)0.05%
JPMorgan Chase Bank-0.04%(3.5)0.05%
Amerisave Mortgage Corporation-0.03%(3.5)0.05%
Atlantic Home Loans-0.03%(3.5)2.42%
Nations Lending Corporation-0.03%(3.5)2.22%
Draper and Kramer Mortgage Corp-0.03%(3.5)0.36%
Academy Mortgage Corporation Utah-0.02%(3.5)0.46%
Prosperity Home Mortgage LLC-0.02%(3.5)1.60%
Mr. Cooper-0.02%(3.5)0.31%
Movement Mortgage-0.01%(3.5)2.37%
WSFS Bank-0.01%(3.5)0.83%
Wells Fargo Bank-0.01%(3.5)0.10%
Tidewater Mortgage Services0.01%(3.5)0.72%
PrimeLending0.03%(3.5)1.24%
Carrington Mortgage Services0.03%(3.5)0.46%
Supreme Lending0.05%(3.5)0.62%
Nationwide Mortgage Bankers0.05%(3.0)0.67%
New American Funding0.06%(3.0)1.70%
Guaranteed Rate0.07%(3.0)3.15%
Pike Creek Mortgage Services, Inc0.07%(3.0)14.08%
Meridian Bank0.09%(3.0)14.18%
Evolve Bank & Trust0.22%(2.5)3.97%
Primary Residential Mortgage Inc0.24%(2.5)4.80%
AnnieMac Home Mortgage0.26%(2.0)3.61%
Lender NameRate DifferenceRate RatingMarket Share
Home Point Financial Corporation-0.08%(4.0)3.16%
Movement Mortgage-0.06%(4.0)1.58%
Cardinal Financial Company-0.05%(4.0)0.95%
The Federal Savings Bank-0.04%(3.5)0.79%
PennyMac Loan Services-0.04%(3.5)5.06%
Fairway Independent Mortgage Corporation-0.04%(3.5)1.58%
New American Funding-0.03%(3.5)0.63%
Bank of America-0.03%(3.5)0.16%
PNC Bank-0.03%(3.5)0.16%
Huntingdon Valley Bank-0.02%(3.5)0.47%
Caliber Home Loans-0.02%(3.5)5.22%
Pike Creek Mortgage Services, Inc-0.02%(3.5)7.59%
AnnieMac Home Mortgage-0.02%(3.5)6.96%
Nationwide Mortgage Bankers-0.02%(3.5)0.95%
Northpointe Bank-0.02%(3.5)0.16%
CMG Financial-0.02%(3.5)0.47%
Florida Capital Bank-0.01%(3.5)0.32%
emmloans-0.01%(3.5)0.32%
Carrington Mortgage Services-0.01%(3.5)8.07%
Trident Mortgage-0.01%(3.5)0.63%
Finance of America Mortgage-0.01%(3.5)0.16%
Residential Mortgage Services-0.01%(3.5)0.79%
M&T Bank-0.01%(3.5)0.79%
Supreme Lending-0.01%(3.5)0.32%
PrimeLending-0.01%(3.5)0.16%
loanDepot-0.01%(3.5)2.69%
NewRez-0.00%(3.5)1.42%
Meridian Bank-0.00%(3.5)2.06%
Tidewater Mortgage Services0.00%(3.5)0.16%
Evolve Bank & Trust0.00%(3.5)4.27%
Prosperity Home Mortgage LLC0.00%(3.5)0.16%
Atlantic Home Loans0.00%(3.5)0.63%
Union Home Mortgage0.01%(3.5)0.16%
Guaranteed Rate0.01%(3.5)1.27%
Quicken Loans0.02%(3.5)16.30%
JPMorgan Chase Bank0.02%(3.5)0.16%
Freedom Mortgage Corporation0.02%(3.5)1.74%
Nations Lending Corporation0.02%(3.5)2.69%
Primary Residential Mortgage Inc0.03%(3.5)5.06%
WSFS Bank0.04%(3.5)0.63%
Embrace Home Loans0.04%(3.5)0.95%
Amerisave Mortgage Corporation0.05%(3.5)1.27%
Lakeview Loan Servicing0.05%(3.5)3.80%
Mr. Cooper0.07%(3.0)7.12%
Lender NameRate DifferenceRate RatingMarket Share
JPMorgan Chase Bank-0.04%(3.5)14.08%
Citibank-0.01%(3.5)4.23%
TD Bank-0.01%(3.5)5.63%
Wells Fargo Bank-0.01%(3.5)14.79%
Bank of America-0.00%(3.5)4.93%
Fairway Independent Mortgage Corporation0.00%(3.5)2.82%
Fulton Bank0.00%(3.5)2.82%
Trident Mortgage0.00%(3.5)2.82%
Pike Creek Mortgage Services, Inc0.00%(3.5)2.11%
PNC Bank0.00%(3.5)2.82%
Draper and Kramer Mortgage Corp0.01%(3.5)1.41%
Cardinal Financial Company0.01%(3.5)0.70%
NVR Mortgage Finance Inc0.01%(3.5)3.52%
Quicken Loans0.01%(3.5)2.82%
Santander Bank0.01%(3.5)1.41%
M&T Bank0.01%(3.5)4.93%
AnnieMac Home Mortgage0.01%(3.5)0.70%
Meridian Bank0.01%(3.5)0.70%
Bryn Mawr Trust0.01%(3.5)2.82%
Finance of America Mortgage0.01%(3.5)0.70%
Prosperity Home Mortgage LLC0.01%(3.5)4.23%
Huntingdon Valley Bank0.01%(3.5)0.70%
Embrace Home Loans0.01%(3.5)0.70%
Residential Mortgage Services0.01%(3.5)2.11%
Primary Residential Mortgage Inc0.01%(3.5)0.70%
NewRez0.02%(3.5)0.70%
Northpointe Bank0.02%(3.5)0.70%
WSFS Bank0.03%(3.5)11.97%
Navy Federal Credit Union0.04%(3.5)1.41%
Lender NameRate DifferenceRate RatingMarket Share
JPMorgan Chase Bank-0.05%(3.5)13.98%
Citibank-0.02%(3.5)4.30%
Wells Fargo Bank-0.01%(3.5)17.20%
Prosperity Home Mortgage LLC0.00%(3.5)4.30%
Fulton Bank0.00%(3.5)3.23%
M&T Bank0.00%(3.5)2.15%
Fairway Independent Mortgage Corporation0.01%(3.5)4.30%
TD Bank0.01%(3.5)1.08%
Trident Mortgage0.01%(3.5)4.30%
Bank of America0.01%(3.5)4.30%
Pike Creek Mortgage Services, Inc0.01%(3.5)3.23%
PNC Bank0.01%(3.5)3.23%
Draper and Kramer Mortgage Corp0.01%(3.5)1.08%
NVR Mortgage Finance Inc0.01%(3.5)5.38%
Santander Bank0.01%(3.5)1.08%
Bryn Mawr Trust0.02%(3.5)4.30%
Finance of America Mortgage0.02%(3.5)1.08%
Quicken Loans0.02%(3.5)2.15%
Huntingdon Valley Bank0.02%(3.5)1.08%
Embrace Home Loans0.02%(3.5)1.08%
Residential Mortgage Services0.02%(3.5)3.23%
WSFS Bank0.02%(3.5)9.68%
NewRez0.02%(3.5)1.08%
Northpointe Bank0.03%(3.5)1.08%
Navy Federal Credit Union0.04%(3.5)2.15%
Lender NameRate DifferenceRate RatingMarket Share
TD Bank-0.02%(3.5)14.29%
Bank of America-0.02%(3.5)6.12%
JPMorgan Chase Bank-0.02%(3.5)14.29%
Quicken Loans-0.01%(3.5)4.08%
Citibank-0.00%(3.5)4.08%
PNC Bank-0.00%(3.5)2.04%
Cardinal Financial Company-0.00%(3.5)2.04%
Draper and Kramer Mortgage Corp-0.00%(3.5)2.04%
Santander Bank-0.00%(3.5)2.04%
Wells Fargo Bank-0.00%(3.5)10.20%
Fulton Bank-0.00%(3.5)2.04%
AnnieMac Home Mortgage0.00%(3.5)2.04%
Meridian Bank0.00%(3.5)2.04%
M&T Bank0.00%(3.5)10.20%
Primary Residential Mortgage Inc0.00%(3.5)2.04%
Prosperity Home Mortgage LLC0.03%(3.5)4.08%
WSFS Bank0.04%(3.5)16.33%
Lender NameRate DifferenceRate RatingMarket Share
Navy Federal Credit Union-0.18%(4.5)6.65%
Caliber Home Loans-0.07%(4.0)5.75%
Residential Mortgage Services-0.06%(4.0)4.73%
PennyMac Loan Services-0.05%(4.0)4.22%
Home Point Financial Corporation-0.05%(3.5)3.07%
Lakeview Loan Servicing-0.05%(3.5)1.53%
PrimeLending-0.04%(3.5)1.02%
PNC Bank-0.03%(3.5)1.02%
Prosperity Home Mortgage LLC-0.03%(3.5)1.66%
Huntingdon Valley Bank-0.02%(3.5)1.41%
Guaranteed Rate-0.02%(3.5)1.66%
Howard Bank-0.02%(3.5)0.64%
loanDepot-0.01%(3.5)4.35%
Bank of America-0.01%(3.5)0.26%
Wells Fargo Bank-0.01%(3.5)1.15%
NewRez-0.01%(3.5)0.90%
Evolve Bank & Trust-0.01%(3.5)0.51%
USAA-0.00%(3.5)9.46%
M&T Bank-0.00%(3.5)0.64%
emmloans-0.00%(3.5)0.77%
Fulton Bank-0.00%(3.5)0.13%
Greentree Mortgage0.00%(3.5)0.26%
New American Funding0.00%(3.5)1.15%
AnnieMac Home Mortgage0.00%(3.5)1.02%
NVR Mortgage Finance Inc0.00%(3.5)1.02%
Supreme Lending0.00%(3.5)0.51%
Northpointe Bank0.01%(3.5)0.13%
Amerisave Mortgage Corporation0.01%(3.5)0.38%
Cardinal Financial Company0.01%(3.5)1.41%
CMG Financial0.01%(3.5)0.13%
Finance of America Mortgage0.01%(3.5)0.51%
APG Federal Credit Union0.01%(3.5)0.13%
WSFS Bank0.01%(3.5)0.64%
Atlantic Home Loans0.01%(3.5)2.17%
Trident Mortgage0.02%(3.5)1.15%
Academy Mortgage Corporation Utah0.02%(3.5)0.38%
Meridian Bank0.02%(3.5)3.84%
Florida Capital Bank0.03%(3.5)1.02%
Embrace Home Loans0.03%(3.5)1.66%
Fairway Independent Mortgage Corporation0.03%(3.5)2.69%
Nations Lending Corporation0.03%(3.5)1.41%
Pike Creek Mortgage Services, Inc0.05%(3.5)5.63%
Movement Mortgage0.05%(3.0)0.90%
Tidewater Mortgage Services0.05%(3.0)0.38%
Nationwide Mortgage Bankers0.06%(3.0)1.02%
Carrington Mortgage Services0.06%(3.0)2.56%
Freedom Mortgage Corporation0.07%(3.0)1.66%
Primary Residential Mortgage Inc0.07%(3.0)2.56%
The Federal Savings Bank0.09%(3.0)4.35%
Mr. Cooper0.09%(3.0)1.53%
Quicken Loans0.14%(3.0)6.27%
Lender NameRate DifferenceRate RatingMarket Share
Navy Federal Credit Union-0.20%(4.5)11.03%
Residential Mortgage Services-0.06%(4.0)7.77%
PNC Bank-0.03%(3.5)1.50%
PrimeLending-0.03%(3.5)2.01%
Caliber Home Loans-0.02%(3.5)4.51%
Huntingdon Valley Bank-0.02%(3.5)2.26%
Prosperity Home Mortgage LLC-0.02%(3.5)3.01%
Howard Bank-0.01%(3.5)0.75%
NewRez-0.01%(3.5)1.00%
PennyMac Loan Services-0.01%(3.5)0.75%
emmloans-0.00%(3.5)1.00%
Guaranteed Rate-0.00%(3.5)1.50%
Bank of America-0.00%(3.5)0.25%
M&T Bank0.00%(3.5)1.00%
Home Point Financial Corporation0.00%(3.5)1.75%
Wells Fargo Bank0.00%(3.5)2.26%
Freedom Mortgage Corporation0.00%(3.5)0.75%
AnnieMac Home Mortgage0.01%(3.5)1.25%
Evolve Bank & Trust0.01%(3.5)0.25%
Fulton Bank0.01%(3.5)0.25%
NVR Mortgage Finance Inc0.02%(3.5)2.01%
Supreme Lending0.02%(3.5)0.75%
loanDepot0.02%(3.5)0.25%
New American Funding0.02%(3.5)1.50%
Cardinal Financial Company0.02%(3.5)2.51%
CMG Financial0.02%(3.5)0.25%
Atlantic Home Loans0.02%(3.5)3.26%
Finance of America Mortgage0.02%(3.5)1.00%
USAA0.02%(3.5)10.53%
Nations Lending Corporation0.03%(3.5)1.25%
Trident Mortgage0.03%(3.5)2.26%
Mr. Cooper0.03%(3.5)0.25%
Academy Mortgage Corporation Utah0.03%(3.5)0.75%
WSFS Bank0.03%(3.5)0.75%
Florida Capital Bank0.05%(3.5)1.25%
Fairway Independent Mortgage Corporation0.05%(3.5)4.01%
Quicken Loans0.05%(3.0)3.01%
Embrace Home Loans0.06%(3.0)1.50%
Tidewater Mortgage Services0.07%(3.0)0.75%
Movement Mortgage0.07%(3.0)1.50%
Carrington Mortgage Services0.08%(3.0)0.75%
Nationwide Mortgage Bankers0.09%(3.0)1.25%
Pike Creek Mortgage Services, Inc0.10%(3.0)7.77%
Meridian Bank0.11%(3.0)3.26%
Primary Residential Mortgage Inc0.14%(3.0)2.76%
Lender NameRate DifferenceRate RatingMarket Share
Caliber Home Loans-0.11%(4.0)7.05%
Home Point Financial Corporation-0.08%(4.0)4.44%
PennyMac Loan Services-0.07%(4.0)7.83%
Navy Federal Credit Union-0.06%(4.0)2.09%
Lakeview Loan Servicing-0.06%(4.0)3.13%
Pike Creek Mortgage Services, Inc-0.05%(4.0)3.39%
Meridian Bank-0.04%(3.5)4.44%
Guaranteed Rate-0.04%(3.5)1.83%
USAA-0.04%(3.5)8.36%
loanDepot-0.02%(3.5)8.62%
New American Funding-0.02%(3.5)0.78%
Movement Mortgage-0.02%(3.5)0.26%
Bank of America-0.02%(3.5)0.26%
Evolve Bank & Trust-0.02%(3.5)0.78%
Howard Bank-0.01%(3.5)0.52%
Greentree Mortgage-0.01%(3.5)0.52%
Prosperity Home Mortgage LLC-0.01%(3.5)0.26%
Fairway Independent Mortgage Corporation-0.01%(3.5)1.31%
Primary Residential Mortgage Inc-0.01%(3.5)2.35%
WSFS Bank-0.01%(3.5)0.52%
Huntingdon Valley Bank-0.01%(3.5)0.52%
Northpointe Bank-0.01%(3.5)0.26%
Cardinal Financial Company-0.01%(3.5)0.26%
Embrace Home Loans-0.00%(3.5)1.83%
Amerisave Mortgage Corporation-0.00%(3.5)0.78%
Supreme Lending-0.00%(3.5)0.26%
Florida Capital Bank-0.00%(3.5)0.78%
Nationwide Mortgage Bankers-0.00%(3.5)0.78%
APG Federal Credit Union0.00%(3.5)0.26%
NewRez0.00%(3.5)0.78%
AnnieMac Home Mortgage0.01%(3.5)0.78%
emmloans0.01%(3.5)0.52%
PNC Bank0.01%(3.5)0.52%
Atlantic Home Loans0.01%(3.5)1.04%
M&T Bank0.01%(3.5)0.26%
Residential Mortgage Services0.03%(3.5)1.57%
Nations Lending Corporation0.04%(3.5)1.57%
Carrington Mortgage Services0.04%(3.5)4.44%
The Federal Savings Bank0.07%(3.0)8.88%
Freedom Mortgage Corporation0.08%(3.0)2.61%
Mr. Cooper0.08%(3.0)2.87%
Quicken Loans0.17%(2.5)9.66%

* Data is compiled for the Middletown, DE commuting zone area, which comprises of counties of New Castle County, DE, and Cecil County, MD. This includes cities/towns/communities of Middletown, DE as well as Wilmington, DE, Newark, DE, Glasgow, DE, Elkton, MD, Bear, DE, Pike Creek Valley, DE, North East, MD, Hockessin, DE, Odessa, DE, Claymont, DE, New Castle, DE, Pike Creek, DE, Edgemoor, DE, Brookside, DE, North Star, DE, Wilmington Manor, DE, Greenville, DE, Newport, DE, Port Deposit, MD, Chesapeake City, MD, Cecilton, MD, Rising Sun, MD, Elsmere, DE, Perryville, MD, Ardentown, DE, Delaware City, DE, Arden, DE, and Smyrna, DE. Lenders must have made at least 30 loans in the area to be included. Source of the data is Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate conditional on the commuting zone, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

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