Top Mortgage Lenders in Blue River, CO

Which mortgage lender in the Blue River, CO area typically has the best rates? To help you narrow down where to shop for a mortgage, MortgageWaldo.com provides an objective and data driven ranking of mortgage lenders operating in the Blue River, CO area by interest rate and market share. Unlike our competitors, we maintain independence by not accepting any compensation from the mortgage lenders we rank. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings.

Going by historical data, the best mortgage lender in the Blue River, CO area in terms of interest rate is Provident Funding, with an average “Rate Difference” of -0.13%. This means that, comparing similar borrowers, Provident Funding provided a -0.13% lower interest rate for its customers than other lenders in the area. Provident Funding has a market share of 1.7%. On the other hand, the most popular lender in the Blue River, CO area is Bay Equity Home Loans, with a larger market share of 18.0%. Bay Equity Home Loans is an average lender in terms of the interest rate it offers, with a “Rate Difference” of +0.06% compared to those of other lenders in this area.

Our detailed ranking of mortgage lenders in the Blue River, CO area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, the cheapest lender for Conventional mortgages in Blue River, CO is Provident Funding. If you want to take out a loan that is above conforming limits (for example, above $548,250 in 2021), the cheapest Jumbo mortgage provider is Wells Fargo Bank. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Cherry Creek Mortgage. The cheapest VA mortgage provider is Quicken Loans. Note that as a consumer advocate we always recommend shopping among several of our top ranked lenders in order to get the best rates and fees.

Ranking of Mortgage Lenders in Blue River, CO

Mortgage Type:
Purchase/Refinance:
Lender NameRate DifferenceRate RatingMarket Share
Provident Funding-0.13%(4.0)1.68%
Alpine Bank-0.09%(4.0)3.94%
KeyBank-0.07%(4.0)1.44%
FirstBank-0.07%(4.0)3.61%
Guaranteed Rate-0.07%(4.0)2.63%
Bank of America-0.07%(4.0)1.47%
US Bank-0.06%(4.0)3.66%
BOK Financial-0.05%(3.5)9.28%
loanDepot-0.04%(3.5)2.06%
NBH Bank-0.03%(3.5)1.08%
Wells Fargo Bank-0.03%(3.5)9.74%
Home Point Financial Corporation-0.03%(3.5)0.90%
First Western Trust Bank-0.02%(3.5)0.85%
New American Funding-0.01%(3.5)1.03%
Flagstar Bank-0.01%(3.5)1.49%
USAA-0.01%(3.5)0.90%
Caliber Home Loans-0.01%(3.5)1.86%
Academy Mortgage Corporation Utah-0.01%(3.5)4.18%
JPMorgan Chase Bank-0.00%(3.5)3.22%
Bank of Colorado0.00%(3.5)0.80%
CMG Financial0.01%(3.5)1.21%
American Financing0.02%(3.5)1.39%
Cherry Creek Mortgage0.03%(3.5)2.22%
Megastar Financial Corporation0.04%(3.5)3.94%
Cornerstone Home Lending0.04%(3.5)3.81%
Bank of England AR0.04%(3.5)0.88%
Fairway Independent Mortgage Corporation0.05%(3.0)4.15%
Bay Equity Home Loans0.06%(3.0)17.99%
Quicken Loans0.09%(3.0)7.45%
Guild Mortgage Company0.09%(3.0)1.13%
Lender NameRate DifferenceRate RatingMarket Share
US Bank-0.11%(4.0)3.74%
Guaranteed Rate-0.10%(4.0)3.07%
KeyBank-0.09%(4.0)2.06%
FirstBank-0.08%(4.0)3.50%
Wells Fargo Bank-0.08%(4.0)10.46%
Bank of America-0.08%(4.0)1.82%
Provident Funding-0.07%(4.0)0.67%
Home Point Financial Corporation-0.05%(3.5)0.38%
loanDepot-0.04%(3.5)0.86%
Alpine Bank-0.03%(3.5)3.65%
Flagstar Bank-0.03%(3.5)0.91%
BOK Financial-0.03%(3.5)10.65%
USAA-0.02%(3.5)1.10%
JPMorgan Chase Bank-0.01%(3.5)3.60%
Caliber Home Loans-0.01%(3.5)1.58%
New American Funding-0.01%(3.5)1.01%
First Western Trust Bank-0.00%(3.5)0.86%
Quicken Loans-0.00%(3.5)3.07%
American Financing0.00%(3.5)0.48%
Academy Mortgage Corporation Utah0.00%(3.5)3.65%
NBH Bank0.01%(3.5)0.67%
Bank of Colorado0.02%(3.5)0.91%
CMG Financial0.03%(3.5)1.78%
Cornerstone Home Lending0.04%(3.5)4.13%
Cherry Creek Mortgage0.04%(3.5)3.41%
Fairway Independent Mortgage Corporation0.04%(3.5)4.85%
Bank of England AR0.06%(3.0)1.30%
Bay Equity Home Loans0.08%(3.0)20.15%
Megastar Financial Corporation0.08%(3.0)4.41%
Guild Mortgage Company0.14%(3.0)1.25%
Lender NameRate DifferenceRate RatingMarket Share
Alpine Bank-0.15%(4.5)4.29%
Provident Funding-0.14%(4.0)2.84%
BOK Financial-0.08%(4.0)7.68%
NBH Bank-0.06%(4.0)1.56%
FirstBank-0.06%(4.0)3.73%
CMG Financial-0.05%(3.5)0.56%
First Western Trust Bank-0.04%(3.5)0.84%
loanDepot-0.04%(3.5)3.45%
Bank of America-0.03%(3.5)1.06%
Megastar Financial Corporation-0.03%(3.5)3.40%
KeyBank-0.03%(3.5)0.72%
Academy Mortgage Corporation Utah-0.02%(3.5)4.79%
Home Point Financial Corporation-0.02%(3.5)1.50%
New American Funding-0.02%(3.5)1.06%
Guaranteed Rate-0.02%(3.5)2.12%
Bank of Colorado-0.01%(3.5)0.67%
Caliber Home Loans-0.01%(3.5)2.17%
Flagstar Bank-0.01%(3.5)2.17%
US Bank-0.01%(3.5)3.56%
USAA-0.01%(3.5)0.67%
Bank of England AR-0.00%(3.5)0.39%
Cherry Creek Mortgage0.00%(3.5)0.84%
Guild Mortgage Company0.01%(3.5)1.00%
JPMorgan Chase Bank0.02%(3.5)2.78%
Bay Equity Home Loans0.02%(3.5)15.48%
American Financing0.03%(3.5)2.45%
Wells Fargo Bank0.04%(3.5)8.91%
Cornerstone Home Lending0.05%(3.0)3.45%
Fairway Independent Mortgage Corporation0.07%(3.0)3.34%
Quicken Loans0.11%(3.0)12.53%
Lender NameRate DifferenceRate RatingMarket Share
Provident Funding-0.13%(4.0)2.05%
Alpine Bank-0.10%(4.0)4.77%
FirstBank-0.09%(4.0)3.79%
KeyBank-0.09%(4.0)1.36%
US Bank-0.08%(4.0)3.09%
Guaranteed Rate-0.08%(4.0)2.87%
BOK Financial-0.05%(3.5)10.99%
Bank of America-0.05%(3.5)0.98%
loanDepot-0.05%(3.5)1.99%
NBH Bank-0.04%(3.5)1.20%
Home Point Financial Corporation-0.03%(3.5)0.92%
First Western Trust Bank-0.03%(3.5)0.88%
USAA-0.02%(3.5)0.73%
Academy Mortgage Corporation Utah-0.02%(3.5)3.76%
New American Funding-0.02%(3.5)0.98%
Flagstar Bank-0.02%(3.5)1.64%
JPMorgan Chase Bank-0.01%(3.5)2.05%
Caliber Home Loans-0.01%(3.5)1.80%
Wells Fargo Bank-0.00%(3.5)9.09%
Bank of Colorado0.00%(3.5)0.79%
CMG Financial0.01%(3.5)1.11%
American Financing0.04%(3.5)1.29%
Megastar Financial Corporation0.04%(3.5)4.55%
Cherry Creek Mortgage0.04%(3.5)2.34%
Bay Equity Home Loans0.05%(3.5)16.51%
Fairway Independent Mortgage Corporation0.05%(3.0)4.17%
Bank of England AR0.06%(3.0)0.92%
Cornerstone Home Lending0.06%(3.0)3.82%
Quicken Loans0.10%(3.0)8.46%
Guild Mortgage Company0.11%(3.0)1.11%
Lender NameRate DifferenceRate RatingMarket Share
US Bank-0.14%(4.0)3.26%
FirstBank-0.11%(4.0)3.83%
Guaranteed Rate-0.11%(4.0)3.45%
KeyBank-0.10%(4.0)2.20%
Provident Funding-0.06%(4.0)0.88%
Bank of America-0.06%(4.0)1.07%
Wells Fargo Bank-0.05%(4.0)10.48%
loanDepot-0.05%(3.5)0.82%
Home Point Financial Corporation-0.04%(3.5)0.50%
JPMorgan Chase Bank-0.04%(3.5)1.95%
Alpine Bank-0.03%(3.5)4.65%
Flagstar Bank-0.03%(3.5)1.00%
BOK Financial-0.02%(3.5)13.37%
USAA-0.02%(3.5)0.88%
New American Funding-0.01%(3.5)0.94%
Caliber Home Loans-0.01%(3.5)1.57%
First Western Trust Bank-0.00%(3.5)0.94%
Academy Mortgage Corporation Utah-0.00%(3.5)2.64%
American Financing0.00%(3.5)0.31%
Quicken Loans0.01%(3.5)3.64%
Bank of Colorado0.02%(3.5)0.88%
NBH Bank0.02%(3.5)0.75%
CMG Financial0.03%(3.5)1.63%
Fairway Independent Mortgage Corporation0.05%(3.5)4.90%
Cherry Creek Mortgage0.05%(3.0)3.70%
Cornerstone Home Lending0.06%(3.0)4.08%
Bay Equity Home Loans0.07%(3.0)17.51%
Bank of England AR0.08%(3.0)1.38%
Megastar Financial Corporation0.09%(3.0)5.34%
Guild Mortgage Company0.16%(2.5)1.44%
Lender NameRate DifferenceRate RatingMarket Share
Alpine Bank-0.16%(4.5)4.89%
Provident Funding-0.15%(4.0)3.24%
BOK Financial-0.09%(4.0)8.58%
FirstBank-0.07%(4.0)3.75%
NBH Bank-0.07%(4.0)1.65%
CMG Financial-0.05%(4.0)0.57%
First Western Trust Bank-0.05%(3.5)0.83%
loanDepot-0.05%(3.5)3.18%
Bank of America-0.04%(3.5)0.89%
Megastar Financial Corporation-0.03%(3.5)3.75%
KeyBank-0.03%(3.5)0.51%
Academy Mortgage Corporation Utah-0.03%(3.5)4.89%
Home Point Financial Corporation-0.03%(3.5)1.33%
New American Funding-0.02%(3.5)1.02%
Guaranteed Rate-0.02%(3.5)2.29%
USAA-0.02%(3.5)0.57%
Bank of Colorado-0.02%(3.5)0.70%
Caliber Home Loans-0.02%(3.5)2.03%
Flagstar Bank-0.01%(3.5)2.29%
Bank of England AR-0.01%(3.5)0.44%
US Bank-0.00%(3.5)2.92%
Cherry Creek Mortgage0.00%(3.5)0.95%
Guild Mortgage Company0.01%(3.5)0.76%
JPMorgan Chase Bank0.01%(3.5)2.16%
Bay Equity Home Loans0.02%(3.5)15.50%
American Financing0.04%(3.5)2.29%
Cornerstone Home Lending0.05%(3.0)3.56%
Fairway Independent Mortgage Corporation0.07%(3.0)3.43%
Wells Fargo Bank0.08%(3.0)7.69%
Quicken Loans0.12%(3.0)13.34%
Lender NameRate DifferenceRate RatingMarket Share
Cherry Creek Mortgage-0.10%(4.0)2.34%
Caliber Home Loans-0.08%(4.0)2.01%
Cornerstone Home Lending-0.08%(4.0)8.03%
Quicken Loans-0.07%(4.0)4.35%
New American Funding-0.07%(4.0)1.00%
American Financing-0.06%(4.0)3.68%
Megastar Financial Corporation-0.06%(4.0)0.67%
US Bank-0.06%(4.0)1.34%
Bank of England AR-0.06%(4.0)1.67%
Home Point Financial Corporation-0.06%(4.0)1.34%
Flagstar Bank-0.06%(4.0)0.33%
BOK Financial-0.05%(4.0)0.67%
loanDepot-0.05%(3.5)1.34%
CMG Financial-0.04%(3.5)0.33%
Guaranteed Rate-0.04%(3.5)1.34%
NBH Bank-0.03%(3.5)0.67%
Academy Mortgage Corporation Utah-0.03%(3.5)12.37%
Guild Mortgage Company-0.03%(3.5)1.67%
Wells Fargo Bank-0.02%(3.5)0.67%
Bank of Colorado-0.01%(3.5)1.00%
Fairway Independent Mortgage Corporation0.01%(3.5)7.02%
Bay Equity Home Loans0.05%(3.0)46.15%
Lender NameRate DifferenceRate RatingMarket Share
Cherry Creek Mortgage-0.12%(4.0)2.99%
Caliber Home Loans-0.11%(4.0)2.14%
Quicken Loans-0.10%(4.0)1.71%
Cornerstone Home Lending-0.10%(4.0)8.97%
loanDepot-0.09%(4.0)0.85%
New American Funding-0.09%(4.0)0.85%
US Bank-0.08%(4.0)1.28%
Megastar Financial Corporation-0.07%(4.0)0.85%
Bank of England AR-0.07%(4.0)2.14%
NBH Bank-0.07%(4.0)0.43%
BOK Financial-0.07%(4.0)0.85%
CMG Financial-0.06%(4.0)0.43%
Guaranteed Rate-0.05%(3.5)1.28%
Guild Mortgage Company-0.04%(3.5)0.85%
American Financing-0.04%(3.5)1.71%
Academy Mortgage Corporation Utah-0.04%(3.5)12.82%
Wells Fargo Bank-0.03%(3.5)0.43%
Bank of Colorado-0.02%(3.5)1.28%
Fairway Independent Mortgage Corporation0.00%(3.5)8.12%
Bay Equity Home Loans0.06%(3.0)50.00%
Lender NameRate DifferenceRate RatingMarket Share
American Financing-0.03%(3.5)10.77%
Quicken Loans-0.01%(3.5)13.85%
Home Point Financial Corporation-0.01%(3.5)6.15%
Flagstar Bank-0.01%(3.5)1.54%
Academy Mortgage Corporation Utah-0.00%(3.5)10.77%
New American Funding0.00%(3.5)1.54%
Guaranteed Rate0.00%(3.5)1.54%
Bay Equity Home Loans0.01%(3.5)32.31%
Guild Mortgage Company0.01%(3.5)4.62%
Cornerstone Home Lending0.01%(3.5)4.62%
Caliber Home Loans0.02%(3.5)1.54%
US Bank0.02%(3.5)1.54%
Wells Fargo Bank0.02%(3.5)1.54%
loanDepot0.03%(3.5)3.08%
Fairway Independent Mortgage Corporation0.03%(3.5)3.08%
NBH Bank0.03%(3.5)1.54%
Lender NameRate DifferenceRate RatingMarket Share
Wells Fargo Bank-0.09%(4.0)27.27%
Bank of America-0.04%(3.5)8.44%
US Bank0.01%(3.5)12.99%
KeyBank0.02%(3.5)4.22%
Bank of Colorado0.04%(3.5)0.32%
Bay Equity Home Loans0.04%(3.5)1.95%
Academy Mortgage Corporation Utah0.04%(3.5)0.32%
Guaranteed Rate0.04%(3.5)1.30%
loanDepot0.04%(3.5)0.97%
American Financing0.04%(3.5)0.32%
Fairway Independent Mortgage Corporation0.04%(3.5)1.62%
Alpine Bank0.05%(3.5)0.32%
First Western Trust Bank0.05%(3.5)1.30%
JPMorgan Chase Bank0.05%(3.0)19.48%
Guild Mortgage Company0.05%(3.0)0.65%
Cornerstone Home Lending0.05%(3.0)0.32%
Megastar Financial Corporation0.05%(3.0)2.27%
New American Funding0.06%(3.0)0.97%
Flagstar Bank0.06%(3.0)0.97%
BOK Financial0.06%(3.0)2.27%
Cherry Creek Mortgage0.07%(3.0)0.97%
Quicken Loans0.07%(3.0)0.97%
Caliber Home Loans0.07%(3.0)0.97%
FirstBank0.08%(3.0)6.49%
CMG Financial0.10%(3.0)2.27%
Lender NameRate DifferenceRate RatingMarket Share
Wells Fargo Bank-0.13%(4.0)23.74%
Bank of America-0.05%(4.0)10.61%
US Bank0.01%(3.5)11.62%
KeyBank0.03%(3.5)4.04%
Bay Equity Home Loans0.04%(3.5)1.52%
Bank of Colorado0.05%(3.5)0.51%
Academy Mortgage Corporation Utah0.05%(3.5)0.51%
Guaranteed Rate0.05%(3.0)1.52%
American Financing0.05%(3.0)0.51%
JPMorgan Chase Bank0.05%(3.0)22.22%
loanDepot0.06%(3.0)1.01%
Guild Mortgage Company0.06%(3.0)0.51%
Alpine Bank0.06%(3.0)0.51%
Flagstar Bank0.06%(3.0)0.51%
First Western Trust Bank0.06%(3.0)1.52%
Fairway Independent Mortgage Corporation0.07%(3.0)1.01%
New American Funding0.07%(3.0)1.52%
Megastar Financial Corporation0.07%(3.0)2.53%
BOK Financial0.08%(3.0)2.53%
Cherry Creek Mortgage0.08%(3.0)1.52%
Caliber Home Loans0.09%(3.0)1.01%
FirstBank0.12%(3.0)6.06%
CMG Financial0.12%(3.0)3.03%
Lender NameRate DifferenceRate RatingMarket Share
Wells Fargo Bank-0.05%(3.5)33.64%
KeyBank-0.00%(3.5)4.55%
US Bank0.00%(3.5)15.45%
Bank of America0.00%(3.5)4.55%
Megastar Financial Corporation0.01%(3.5)1.82%
Fairway Independent Mortgage Corporation0.02%(3.5)2.73%
CMG Financial0.02%(3.5)0.91%
loanDepot0.02%(3.5)0.91%
Guaranteed Rate0.02%(3.5)0.91%
First Western Trust Bank0.03%(3.5)0.91%
Bay Equity Home Loans0.03%(3.5)2.73%
FirstBank0.03%(3.5)7.27%
Cornerstone Home Lending0.03%(3.5)0.91%
BOK Financial0.04%(3.5)1.82%
Guild Mortgage Company0.04%(3.5)0.91%
JPMorgan Chase Bank0.05%(3.0)14.55%
Quicken Loans0.05%(3.0)2.73%
Caliber Home Loans0.05%(3.0)0.91%
Flagstar Bank0.05%(3.0)1.82%
Lender NameRate DifferenceRate RatingMarket Share
Quicken Loans-0.03%(3.5)4.72%
Wells Fargo Bank-0.03%(3.5)3.77%
Cherry Creek Mortgage-0.03%(3.5)1.89%
Guaranteed Rate-0.03%(3.5)2.83%
Caliber Home Loans-0.02%(3.5)5.66%
Guild Mortgage Company-0.02%(3.5)1.89%
BOK Financial-0.02%(3.5)2.83%
NBH Bank-0.02%(3.5)1.89%
New American Funding-0.02%(3.5)2.83%
USAA-0.02%(3.5)11.32%
loanDepot-0.02%(3.5)9.43%
Flagstar Bank-0.02%(3.5)1.89%
Alpine Bank-0.02%(3.5)0.94%
First Western Trust Bank-0.02%(3.5)0.94%
Bank of Colorado-0.01%(3.5)1.89%
CMG Financial-0.01%(3.5)3.77%
Cornerstone Home Lending-0.01%(3.5)1.89%
Home Point Financial Corporation-0.01%(3.5)1.89%
American Financing-0.01%(3.5)0.94%
Fairway Independent Mortgage Corporation-0.00%(3.5)2.83%
Academy Mortgage Corporation Utah0.00%(3.5)4.72%
Bay Equity Home Loans0.04%(3.5)29.25%
Lender NameRate DifferenceRate RatingMarket Share
Wells Fargo Bank-0.05%(4.0)5.08%
Quicken Loans-0.05%(3.5)3.39%
USAA-0.03%(3.5)15.25%
Cherry Creek Mortgage-0.03%(3.5)3.39%
Guaranteed Rate-0.03%(3.5)5.08%
NBH Bank-0.03%(3.5)1.69%
loanDepot-0.03%(3.5)1.69%
Bank of Colorado-0.03%(3.5)1.69%
BOK Financial-0.03%(3.5)3.39%
Flagstar Bank-0.02%(3.5)3.39%
Alpine Bank-0.02%(3.5)1.69%
New American Funding-0.02%(3.5)1.69%
Caliber Home Loans-0.02%(3.5)1.69%
CMG Financial-0.02%(3.5)6.78%
Fairway Independent Mortgage Corporation-0.01%(3.5)3.39%
Academy Mortgage Corporation Utah0.00%(3.5)5.08%
Bay Equity Home Loans0.05%(3.0)35.59%
Lender NameRate DifferenceRate RatingMarket Share
Quicken Loans-0.02%(3.5)6.38%
Caliber Home Loans-0.02%(3.5)10.64%
Guild Mortgage Company-0.01%(3.5)4.26%
BOK Financial-0.01%(3.5)2.13%
New American Funding-0.01%(3.5)4.26%
loanDepot-0.01%(3.5)19.15%
Academy Mortgage Corporation Utah-0.01%(3.5)4.26%
NBH Bank-0.01%(3.5)2.13%
First Western Trust Bank-0.01%(3.5)2.13%
Cornerstone Home Lending-0.00%(3.5)4.26%
Home Point Financial Corporation-0.00%(3.5)4.26%
Bank of Colorado-0.00%(3.5)2.13%
American Financing-0.00%(3.5)2.13%
Wells Fargo Bank0.01%(3.5)2.13%
Fairway Independent Mortgage Corporation0.01%(3.5)2.13%
Bay Equity Home Loans0.02%(3.5)21.28%
USAA0.02%(3.5)6.38%

* Data is compiled for the Blue River, CO commuting zone area, which comprises of counties of Eagle County, CO, Garfield County, CO, Lake County, CO, Pitkin County, CO, and Summit County, CO. This includes cities/towns/communities of Blue River, CO as well as Dillon, CO, Heeney, CO, Rifle, CO, Avon, CO, Eagle, CO, Vail, CO, Copper Mountain, CO, Edwards, CO, New Castle, CO, Carbondale, CO, Basalt, CO, Aspen, CO, Gypsum, CO, Battlement Mesa, CO, Glenwood Springs, CO, Silt, CO, Leadville, CO, El Jebel, CO, Cattle Creek, CO, Minturn, CO, Chacra, CO, Dotsero, CO, Norrie, CO, Basalt, CO, Twin Lakes, CO, and Red Cliff, CO. Lenders must have made at least 30 loans in the area to be included. Source of the data is Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate conditional on the commuting zone, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

Mortgage Lender Rankings in Other Cities

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