Top Mortgage Lenders in Anchorage, AK

Which mortgage lender in the Anchorage, AK area typically has the best rates? To help you narrow down where to shop for a mortgage, provides an objective and data driven ranking of mortgage lenders operating in the Anchorage, AK area by interest rate and market share. We maintain our independence by not accepting any compensation from the mortgage lenders we rank, and use data on all fixed rate mortgages that were closed in the past year to generate our rankings.

Going by historical data, the best mortgage lender in the Anchorage, AK area in terms of interest rate is North American Savings Bank, with an average “Rate Difference” of -0.17%. This means that, comparing similar borrowers, North American Savings Bank provided a -0.17% lower interest rate for its customers than other lenders in the area. North American Savings Bank has a market share of 1.1%. On the other hand, the most popular lender in the Anchorage, AK area is Residential Mortgage, with a larger market share of 21.2%. Residential Mortgage is an average lender in terms of the interest rate it offers, with a “Rate Difference” of -0.02% compared to those of other lenders in this area.

Our detailed ranking of mortgage lenders in the Anchorage, AK area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, going by historical data, the cheapest lender for Conventional mortgages in Anchorage, AK is Alaska USA Mortgage Company. If you want to take out a loan that is above conforming limits (above $548,250 or $822,375 depending on the area in 2021), the cheapest Jumbo mortgage provider is Wells Fargo Bank. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Caliber Home Loans. The cheapest VA mortgage provider is North American Savings Bank. Note that as a consumer advocate we always recommend shopping among several of our top ranked lenders in order to get the best rates and fees.

Ranking of Mortgage Lenders in Anchorage, AK

Mortgage Type:
Lender NameRate DifferenceRate RatingMarket Share
North American Savings Bank-0.17%(4.5)1.11%
Flagstar Bank-0.11%(4.0)2.15%
Alaska USA Mortgage Company-0.11%(4.0)18.24%
Credit Union 1 Alaska-0.10%(4.0)2.49%
First National Bank Alaska-0.08%(4.0)3.73%
Matanuska Valley Federal Credit Union-0.06%(4.0)1.58%
Navy Federal Credit Union-0.06%(4.0)0.74%
NBKC Bank-0.03%(3.5)1.09%
Residential Mortgage-0.02%(3.5)21.22%
Guild Mortgage Company-0.00%(3.5)1.24%
Movement Mortgage0.01%(3.5)3.26%
Wells Fargo Bank0.01%(3.5)9.91%
Caliber Home Loans0.04%(3.5)8.48%
Finance of America Mortgage0.04%(3.5)0.69%
Chickasaw Community Bank0.06%(3.0)0.44%
Freedom Mortgage Corporation0.07%(3.0)0.44%
Academy Mortgage Corporation Utah0.08%(3.0)2.19%
Cornerstone Home Lending0.09%(3.0)0.62%
Guaranteed Rate0.10%(3.0)0.49%
Planet Home Lending0.12%(3.0)0.60%
Stearns Home Loans0.13%(3.0)2.68%
Primary Residential Mortgage Inc0.14%(3.0)1.66%
The Federal Savings Bank0.17%(2.5)1.05%
Quicken Loans0.21%(2.5)7.68%
Lender NameRate DifferenceRate RatingMarket Share
North American Savings Bank-0.17%(4.5)1.57%
Flagstar Bank-0.11%(4.0)2.06%
Alaska USA Mortgage Company-0.09%(4.0)19.96%
Credit Union 1 Alaska-0.07%(4.0)1.27%
Navy Federal Credit Union-0.06%(4.0)0.95%
Wells Fargo Bank-0.05%(3.5)9.99%
Residential Mortgage-0.01%(3.5)25.77%
NBKC Bank-0.01%(3.5)0.88%
First National Bank Alaska-0.00%(3.5)3.20%
Guild Mortgage Company0.01%(3.5)1.14%
Matanuska Valley Federal Credit Union0.02%(3.5)0.56%
Movement Mortgage0.02%(3.5)3.68%
Finance of America Mortgage0.04%(3.5)0.94%
Chickasaw Community Bank0.06%(3.0)0.60%
Caliber Home Loans0.07%(3.0)9.84%
Academy Mortgage Corporation Utah0.09%(3.0)2.97%
Freedom Mortgage Corporation0.09%(3.0)0.24%
Cornerstone Home Lending0.10%(3.0)0.77%
Guaranteed Rate0.12%(3.0)0.60%
Planet Home Lending0.15%(2.5)0.64%
Primary Residential Mortgage Inc0.16%(2.5)2.11%
Stearns Home Loans0.16%(2.5)3.10%
Quicken Loans0.20%(2.5)2.09%
Lender NameRate DifferenceRate RatingMarket Share
First National Bank Alaska-0.19%(4.5)4.93%
Alaska USA Mortgage Company-0.18%(4.5)14.37%
Credit Union 1 Alaska-0.12%(4.0)5.23%
Flagstar Bank-0.12%(4.0)2.36%
Matanuska Valley Federal Credit Union-0.10%(4.0)3.88%
Residential Mortgage-0.08%(4.0)10.96%
Caliber Home Loans-0.06%(4.0)5.44%
NBKC Bank-0.05%(3.5)1.56%
Movement Mortgage-0.04%(3.5)2.32%
Guild Mortgage Company-0.02%(3.5)1.47%
Stearns Home Loans-0.02%(3.5)1.73%
Navy Federal Credit Union-0.00%(3.5)0.25%
Finance of America Mortgage-0.00%(3.5)0.13%
North American Savings Bank0.01%(3.5)0.08%
Guaranteed Rate0.01%(3.5)0.25%
Chickasaw Community Bank0.01%(3.5)0.08%
Academy Mortgage Corporation Utah0.02%(3.5)0.42%
Cornerstone Home Lending0.02%(3.5)0.29%
Primary Residential Mortgage Inc0.04%(3.5)0.63%
Planet Home Lending0.04%(3.5)0.51%
Freedom Mortgage Corporation0.06%(3.0)0.88%
Wells Fargo Bank0.14%(3.0)9.73%
The Federal Savings Bank0.16%(2.5)3.41%
Quicken Loans0.21%(2.5)20.27%
Lender NameRate DifferenceRate RatingMarket Share
Alaska USA Mortgage Company-0.13%(4.0)20.35%
Credit Union 1 Alaska-0.10%(4.0)3.77%
First National Bank Alaska-0.09%(4.0)5.37%
Matanuska Valley Federal Credit Union-0.06%(4.0)2.50%
Residential Mortgage-0.05%(3.5)22.93%
Flagstar Bank-0.04%(3.5)1.46%
NBKC Bank-0.01%(3.5)0.86%
Movement Mortgage-0.00%(3.5)2.13%
Guild Mortgage Company0.01%(3.5)0.78%
North American Savings Bank0.01%(3.5)0.08%
The Federal Savings Bank0.01%(3.5)0.02%
Finance of America Mortgage0.01%(3.5)0.45%
Wells Fargo Bank0.03%(3.5)13.27%
Chickasaw Community Bank0.05%(3.5)0.06%
Navy Federal Credit Union0.07%(3.0)0.25%
Academy Mortgage Corporation Utah0.08%(3.0)1.81%
Freedom Mortgage Corporation0.09%(3.0)0.12%
Cornerstone Home Lending0.11%(3.0)0.66%
Guaranteed Rate0.12%(3.0)0.41%
Planet Home Lending0.15%(3.0)0.47%
Stearns Home Loans0.19%(2.5)1.76%
Primary Residential Mortgage Inc0.19%(2.5)0.94%
Caliber Home Loans0.19%(2.5)5.48%
Quicken Loans0.23%(2.5)9.13%
Lender NameRate DifferenceRate RatingMarket Share
Alaska USA Mortgage Company-0.09%(4.0)22.89%
Credit Union 1 Alaska-0.07%(4.0)2.06%
Wells Fargo Bank-0.04%(3.5)13.58%
Residential Mortgage-0.04%(3.5)28.52%
Flagstar Bank-0.03%(3.5)1.20%
First National Bank Alaska-0.01%(3.5)4.65%
NBKC Bank-0.00%(3.5)0.73%
Movement Mortgage0.00%(3.5)2.50%
North American Savings Bank0.01%(3.5)0.09%
Finance of America Mortgage0.02%(3.5)0.63%
Matanuska Valley Federal Credit Union0.02%(3.5)0.95%
Guild Mortgage Company0.05%(3.5)0.51%
Chickasaw Community Bank0.05%(3.0)0.09%
Academy Mortgage Corporation Utah0.09%(3.0)2.60%
Navy Federal Credit Union0.09%(3.0)0.28%
Cornerstone Home Lending0.13%(3.0)0.85%
Guaranteed Rate0.14%(3.0)0.54%
Planet Home Lending0.17%(2.5)0.51%
Primary Residential Mortgage Inc0.21%(2.5)1.27%
Stearns Home Loans0.21%(2.5)2.28%
Quicken Loans0.22%(2.5)2.41%
Caliber Home Loans0.22%(2.5)7.15%
Lender NameRate DifferenceRate RatingMarket Share
Alaska USA Mortgage Company-0.21%(4.5)15.68%
First National Bank Alaska-0.19%(4.5)6.70%
Credit Union 1 Alaska-0.12%(4.0)6.93%
Residential Mortgage-0.09%(4.0)12.65%
Matanuska Valley Federal Credit Union-0.09%(4.0)5.36%
Flagstar Bank-0.06%(4.0)1.92%
NBKC Bank-0.03%(3.5)1.11%
Guild Mortgage Company-0.03%(3.5)1.28%
Movement Mortgage-0.02%(3.5)1.46%
Navy Federal Credit Union-0.01%(3.5)0.17%
Finance of America Mortgage0.00%(3.5)0.12%
The Federal Savings Bank0.01%(3.5)0.06%
North American Savings Bank0.02%(3.5)0.06%
Academy Mortgage Corporation Utah0.03%(3.5)0.35%
Cornerstone Home Lending0.03%(3.5)0.29%
Guaranteed Rate0.03%(3.5)0.17%
Caliber Home Loans0.05%(3.0)2.39%
Primary Residential Mortgage Inc0.08%(3.0)0.35%
Stearns Home Loans0.08%(3.0)0.82%
Freedom Mortgage Corporation0.09%(3.0)0.35%
Planet Home Lending0.10%(3.0)0.41%
Wells Fargo Bank0.16%(2.5)12.70%
Quicken Loans0.23%(2.5)21.50%
Lender NameRate DifferenceRate RatingMarket Share
Caliber Home Loans-0.09%(4.0)15.46%
Alaska USA Mortgage Company-0.08%(4.0)18.26%
Guild Mortgage Company-0.02%(3.5)3.19%
Residential Mortgage-0.02%(3.5)21.06%
Movement Mortgage-0.01%(3.5)5.99%
NBKC Bank0.00%(3.5)0.39%
Flagstar Bank0.01%(3.5)0.19%
North American Savings Bank0.02%(3.5)0.29%
Wells Fargo Bank0.02%(3.5)1.55%
Navy Federal Credit Union0.03%(3.5)0.10%
The Federal Savings Bank0.03%(3.5)0.19%
First National Bank Alaska0.04%(3.5)0.97%
Cornerstone Home Lending0.04%(3.5)0.87%
Finance of America Mortgage0.05%(3.5)1.16%
Freedom Mortgage Corporation0.05%(3.0)0.97%
Chickasaw Community Bank0.06%(3.0)3.00%
Academy Mortgage Corporation Utah0.08%(3.0)4.44%
Guaranteed Rate0.09%(3.0)0.58%
Stearns Home Loans0.11%(3.0)5.02%
Quicken Loans0.14%(3.0)6.28%
Planet Home Lending0.14%(3.0)1.35%
Primary Residential Mortgage Inc0.15%(3.0)5.12%
Lender NameRate DifferenceRate RatingMarket Share
Caliber Home Loans-0.09%(4.0)14.77%
Alaska USA Mortgage Company-0.08%(4.0)20.11%
Guild Mortgage Company-0.03%(3.5)2.61%
Residential Mortgage-0.01%(3.5)23.18%
Movement Mortgage-0.01%(3.5)6.14%
NBKC Bank0.01%(3.5)0.45%
Flagstar Bank0.01%(3.5)0.23%
Wells Fargo Bank0.02%(3.5)1.36%
North American Savings Bank0.03%(3.5)0.23%
Navy Federal Credit Union0.03%(3.5)0.11%
First National Bank Alaska0.04%(3.5)1.14%
Cornerstone Home Lending0.05%(3.0)0.91%
Finance of America Mortgage0.05%(3.0)1.25%
Freedom Mortgage Corporation0.06%(3.0)0.80%
Chickasaw Community Bank0.07%(3.0)3.30%
Academy Mortgage Corporation Utah0.08%(3.0)5.23%
Guaranteed Rate0.09%(3.0)0.68%
Stearns Home Loans0.13%(3.0)5.45%
Planet Home Lending0.15%(2.5)1.48%
Quicken Loans0.16%(2.5)1.93%
Primary Residential Mortgage Inc0.16%(2.5)5.45%
Lender NameRate DifferenceRate RatingMarket Share
Caliber Home Loans-0.11%(4.0)19.35%
Residential Mortgage-0.04%(3.5)9.03%
Stearns Home Loans-0.04%(3.5)2.58%
Alaska USA Mortgage Company-0.04%(3.5)7.74%
Guild Mortgage Company-0.02%(3.5)6.45%
North American Savings Bank-0.02%(3.5)0.65%
Movement Mortgage-0.02%(3.5)5.16%
Finance of America Mortgage-0.01%(3.5)0.65%
Chickasaw Community Bank-0.01%(3.5)1.29%
Freedom Mortgage Corporation0.00%(3.5)1.94%
The Federal Savings Bank0.00%(3.5)1.29%
Cornerstone Home Lending0.00%(3.5)0.65%
Wells Fargo Bank0.01%(3.5)2.58%
Planet Home Lending0.01%(3.5)0.65%
Primary Residential Mortgage Inc0.02%(3.5)3.23%
Quicken Loans0.10%(3.0)30.97%
Lender NameRate DifferenceRate RatingMarket Share
Wells Fargo Bank-0.02%(3.5)30.00%
First National Bank Alaska-0.00%(3.5)3.33%
Alaska USA Mortgage Company0.00%(3.5)10.00%
Residential Mortgage0.01%(3.5)46.67%
Navy Federal Credit Union0.02%(3.5)3.33%
Lender NameRate DifferenceRate RatingMarket Share
Wells Fargo Bank-0.03%(3.5)22.73%
Alaska USA Mortgage Company-0.01%(3.5)4.55%
First National Bank Alaska-0.00%(3.5)4.55%
Residential Mortgage0.01%(3.5)54.55%
Navy Federal Credit Union0.02%(3.5)4.55%
Lender NameRate DifferenceRate RatingMarket Share
Wells Fargo Bank-0.01%(3.5)50.00%
Residential Mortgage0.00%(3.5)25.00%
Alaska USA Mortgage Company0.01%(3.5)25.00%
Lender NameRate DifferenceRate RatingMarket Share
North American Savings Bank-0.19%(4.5)4.44%
Flagstar Bank-0.18%(4.5)5.22%
Navy Federal Credit Union-0.10%(4.0)2.42%
Wells Fargo Bank-0.10%(4.0)5.22%
Caliber Home Loans-0.06%(4.0)12.81%
NBKC Bank-0.05%(4.0)2.13%
Alaska USA Mortgage Company-0.05%(3.5)12.58%
Guild Mortgage Company0.00%(3.5)1.40%
Movement Mortgage0.03%(3.5)4.83%
Credit Union 1 Alaska0.03%(3.5)0.45%
Planet Home Lending0.03%(3.5)0.51%
First National Bank Alaska0.04%(3.5)0.84%
Cornerstone Home Lending0.05%(3.5)0.39%
Stearns Home Loans0.05%(3.0)3.88%
Guaranteed Rate0.06%(3.0)0.67%
Primary Residential Mortgage Inc0.06%(3.0)1.63%
Finance of America Mortgage0.06%(3.0)1.07%
Residential Mortgage0.06%(3.0)16.18%
Freedom Mortgage Corporation0.08%(3.0)1.01%
Academy Mortgage Corporation Utah0.08%(3.0)1.97%
The Federal Savings Bank0.16%(2.5)4.38%
Quicken Loans0.18%(2.5)4.66%
Lender NameRate DifferenceRate RatingMarket Share
North American Savings Bank-0.19%(4.5)6.14%
Flagstar Bank-0.17%(4.5)5.44%
Navy Federal Credit Union-0.10%(4.0)3.11%
Wells Fargo Bank-0.10%(4.0)6.84%
Alaska USA Mortgage Company-0.05%(4.0)12.91%
Caliber Home Loans-0.03%(3.5)13.22%
NBKC Bank-0.03%(3.5)1.56%
Guild Mortgage Company0.01%(3.5)1.71%
Credit Union 1 Alaska0.01%(3.5)0.23%
First National Bank Alaska0.05%(3.0)1.01%
Cornerstone Home Lending0.06%(3.0)0.47%
Finance of America Mortgage0.06%(3.0)1.48%
Movement Mortgage0.07%(3.0)4.98%
Residential Mortgage0.07%(3.0)20.30%
Primary Residential Mortgage Inc0.07%(3.0)1.94%
Guaranteed Rate0.08%(3.0)0.70%
Planet Home Lending0.09%(3.0)0.39%
Academy Mortgage Corporation Utah0.10%(3.0)2.41%
Freedom Mortgage Corporation0.13%(3.0)0.47%
Stearns Home Loans0.13%(3.0)3.58%
Quicken Loans0.15%(2.5)1.48%
Lender NameRate DifferenceRate RatingMarket Share
Flagstar Bank-0.21%(4.5)4.66%
Caliber Home Loans-0.14%(4.0)11.74%
Stearns Home Loans-0.10%(4.0)4.66%
Movement Mortgage-0.09%(4.0)4.45%
NBKC Bank-0.09%(4.0)3.64%
Planet Home Lending-0.06%(4.0)0.81%
Alaska USA Mortgage Company-0.04%(3.5)11.74%
Guaranteed Rate-0.03%(3.5)0.61%
Guild Mortgage Company-0.02%(3.5)0.61%
First National Bank Alaska-0.02%(3.5)0.40%
Primary Residential Mortgage Inc-0.01%(3.5)0.81%
Cornerstone Home Lending-0.01%(3.5)0.20%
Academy Mortgage Corporation Utah-0.01%(3.5)0.81%
Navy Federal Credit Union-0.01%(3.5)0.61%
Residential Mortgage0.01%(3.5)5.47%
Credit Union 1 Alaska0.02%(3.5)1.01%
Freedom Mortgage Corporation0.03%(3.5)2.43%
Wells Fargo Bank0.06%(3.0)1.01%
The Federal Savings Bank0.14%(3.0)15.79%
Quicken Loans0.17%(2.5)12.96%

* Data is compiled for the Anchorage, AK commuting zone area, which comprises of counties of Anchorage Borough, AK, Kenai Peninsula Borough, AK, and Matanuska-Susitna Borough, AK. This includes cities/towns/communities of Anchorage, AK as well as Anchorage municipality, AK, Knik-Fairview, AK, Gateway, AK, Meadow Lakes, AK, Lakes, AK, Kalifornsky, AK, Tanaina, AK, Wasilla, AK, Funny River, AK, Palmer, AK, Kenai, AK, Homer, AK, Soldotna, AK, Knik River, AK, Point MacKenzie, AK, Salamatof, AK, Lowell Point, AK, Fox River, AK, Susitna North, AK, Ninilchik, AK, Talkeetna, AK, Houston, AK, Lazy Mountain, AK, Primrose, AK, Halibut Cove, AK, and Trapper Creek, AK. Lenders must have made at least 30 loans in the area to be included. Source of the data is Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate conditional on the commuting zone, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

Mortgage Lender Rankings in Other Cities

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