Which mortgage lender in the Anchorage, AK area typically has the best rates? To help you narrow down where to shop for a mortgage, MortgageWaldo.com provides an objective and data driven ranking of mortgage lenders operating in the Anchorage, AK area by interest rate and market share. We maintain our independence by not accepting any compensation from the mortgage lenders we rank, and use data on all fixed rate mortgages that were closed in the past year to generate our rankings.
Going by historical data, the best mortgage lender in the Anchorage, AK area in terms of interest rate is North American Savings Bank, with an average “Rate Difference” of -0.17%. This means that, comparing similar borrowers, North American Savings Bank provided a -0.17% lower interest rate for its customers than other lenders in the area. North American Savings Bank has a market share of 1.1%. On the other hand, the most popular lender in the Anchorage, AK area is Residential Mortgage, with a larger market share of 21.2%. Residential Mortgage is an average lender in terms of the interest rate it offers, with a “Rate Difference” of -0.02% compared to those of other lenders in this area.
Our detailed ranking of mortgage lenders in the Anchorage, AK area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, going by historical data, the cheapest lender for Conventional mortgages in Anchorage, AK is Alaska USA Mortgage Company. If you want to take out a loan that is above conforming limits (above $548,250 or $822,375 depending on the area in 2021), the cheapest Jumbo mortgage provider is Wells Fargo Bank. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Caliber Home Loans. The cheapest VA mortgage provider is North American Savings Bank. Note that as a consumer advocate we always recommend shopping among several of our top ranked lenders in order to get the best rates and fees.
Ranking of Mortgage Lenders in Anchorage, AK
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| North American Savings Bank | -0.17% | 1.11% | |
| Flagstar Bank | -0.11% | 2.15% | |
| Alaska USA Mortgage Company | -0.11% | 18.24% | |
| Credit Union 1 Alaska | -0.10% | 2.49% | |
| First National Bank Alaska | -0.08% | 3.73% | |
| Matanuska Valley Federal Credit Union | -0.06% | 1.58% | |
| Navy Federal Credit Union | -0.06% | 0.74% | |
| NBKC Bank | -0.03% | 1.09% | |
| Residential Mortgage | -0.02% | 21.22% | |
| loanDepot | -0.01% | 1.67% | |
| Guild Mortgage Company | -0.00% | 1.24% | |
| Movement Mortgage | 0.01% | 3.26% | |
| Wells Fargo Bank | 0.01% | 9.91% | |
| KeyBank | 0.01% | 0.61% | |
| Caliber Home Loans | 0.04% | 8.48% | |
| Finance of America Mortgage | 0.04% | 0.69% | |
| Chickasaw Community Bank | 0.06% | 0.44% | |
| Freedom Mortgage Corporation | 0.07% | 0.44% | |
| Academy Mortgage Corporation Utah | 0.08% | 2.19% | |
| USAA | 0.09% | 2.32% | |
| Cornerstone Home Lending | 0.09% | 0.62% | |
| Guaranteed Rate | 0.10% | 0.49% | |
| PrimeLending | 0.11% | 1.62% | |
| Planet Home Lending | 0.12% | 0.60% | |
| Stearns Home Loans | 0.13% | 2.68% | |
| Primary Residential Mortgage Inc | 0.14% | 1.66% | |
| The Federal Savings Bank | 0.17% | 1.05% | |
| Quicken Loans | 0.21% | 7.68% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| North American Savings Bank | -0.17% | 1.57% | |
| Flagstar Bank | -0.11% | 2.06% | |
| Alaska USA Mortgage Company | -0.09% | 19.96% | |
| Credit Union 1 Alaska | -0.07% | 1.27% | |
| Navy Federal Credit Union | -0.06% | 0.95% | |
| Wells Fargo Bank | -0.05% | 9.99% | |
| Residential Mortgage | -0.01% | 25.77% | |
| NBKC Bank | -0.01% | 0.88% | |
| First National Bank Alaska | -0.00% | 3.20% | |
| Guild Mortgage Company | 0.01% | 1.14% | |
| Matanuska Valley Federal Credit Union | 0.02% | 0.56% | |
| Movement Mortgage | 0.02% | 3.68% | |
| loanDepot | 0.03% | 0.11% | |
| Finance of America Mortgage | 0.04% | 0.94% | |
| KeyBank | 0.05% | 0.41% | |
| Chickasaw Community Bank | 0.06% | 0.60% | |
| Caliber Home Loans | 0.07% | 9.84% | |
| Academy Mortgage Corporation Utah | 0.09% | 2.97% | |
| Freedom Mortgage Corporation | 0.09% | 0.24% | |
| Cornerstone Home Lending | 0.10% | 0.77% | |
| USAA | 0.11% | 2.51% | |
| Guaranteed Rate | 0.12% | 0.60% | |
| PrimeLending | 0.13% | 2.04% | |
| Planet Home Lending | 0.15% | 0.64% | |
| Primary Residential Mortgage Inc | 0.16% | 2.11% | |
| Stearns Home Loans | 0.16% | 3.10% | |
| Quicken Loans | 0.20% | 2.09% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| First National Bank Alaska | -0.19% | 4.93% | |
| Alaska USA Mortgage Company | -0.18% | 14.37% | |
| Credit Union 1 Alaska | -0.12% | 5.23% | |
| Flagstar Bank | -0.12% | 2.36% | |
| Matanuska Valley Federal Credit Union | -0.10% | 3.88% | |
| Residential Mortgage | -0.08% | 10.96% | |
| Caliber Home Loans | -0.06% | 5.44% | |
| NBKC Bank | -0.05% | 1.56% | |
| Movement Mortgage | -0.04% | 2.32% | |
| KeyBank | -0.03% | 1.05% | |
| Guild Mortgage Company | -0.02% | 1.47% | |
| Stearns Home Loans | -0.02% | 1.73% | |
| loanDepot | -0.02% | 5.18% | |
| Navy Federal Credit Union | -0.00% | 0.25% | |
| Finance of America Mortgage | -0.00% | 0.13% | |
| North American Savings Bank | 0.01% | 0.08% | |
| Guaranteed Rate | 0.01% | 0.25% | |
| Chickasaw Community Bank | 0.01% | 0.08% | |
| USAA | 0.01% | 1.90% | |
| Academy Mortgage Corporation Utah | 0.02% | 0.42% | |
| PrimeLending | 0.02% | 0.67% | |
| Cornerstone Home Lending | 0.02% | 0.29% | |
| Primary Residential Mortgage Inc | 0.04% | 0.63% | |
| Planet Home Lending | 0.04% | 0.51% | |
| Freedom Mortgage Corporation | 0.06% | 0.88% | |
| Wells Fargo Bank | 0.14% | 9.73% | |
| The Federal Savings Bank | 0.16% | 3.41% | |
| Quicken Loans | 0.21% | 20.27% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Alaska USA Mortgage Company | -0.13% | 20.35% | |
| Credit Union 1 Alaska | -0.10% | 3.77% | |
| First National Bank Alaska | -0.09% | 5.37% | |
| Matanuska Valley Federal Credit Union | -0.06% | 2.50% | |
| Residential Mortgage | -0.05% | 22.93% | |
| Flagstar Bank | -0.04% | 1.46% | |
| NBKC Bank | -0.01% | 0.86% | |
| loanDepot | -0.01% | 1.46% | |
| Movement Mortgage | -0.00% | 2.13% | |
| Guild Mortgage Company | 0.01% | 0.78% | |
| North American Savings Bank | 0.01% | 0.08% | |
| KeyBank | 0.01% | 0.84% | |
| The Federal Savings Bank | 0.01% | 0.02% | |
| Finance of America Mortgage | 0.01% | 0.45% | |
| Wells Fargo Bank | 0.03% | 13.27% | |
| Chickasaw Community Bank | 0.05% | 0.06% | |
| Navy Federal Credit Union | 0.07% | 0.25% | |
| USAA | 0.07% | 1.09% | |
| Academy Mortgage Corporation Utah | 0.08% | 1.81% | |
| Freedom Mortgage Corporation | 0.09% | 0.12% | |
| Cornerstone Home Lending | 0.11% | 0.66% | |
| Guaranteed Rate | 0.12% | 0.41% | |
| Planet Home Lending | 0.15% | 0.47% | |
| PrimeLending | 0.16% | 1.54% | |
| Stearns Home Loans | 0.19% | 1.76% | |
| Primary Residential Mortgage Inc | 0.19% | 0.94% | |
| Caliber Home Loans | 0.19% | 5.48% | |
| Quicken Loans | 0.23% | 9.13% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Alaska USA Mortgage Company | -0.09% | 22.89% | |
| Credit Union 1 Alaska | -0.07% | 2.06% | |
| Wells Fargo Bank | -0.04% | 13.58% | |
| Residential Mortgage | -0.04% | 28.52% | |
| Flagstar Bank | -0.03% | 1.20% | |
| First National Bank Alaska | -0.01% | 4.65% | |
| NBKC Bank | -0.00% | 0.73% | |
| Movement Mortgage | 0.00% | 2.50% | |
| North American Savings Bank | 0.01% | 0.09% | |
| Finance of America Mortgage | 0.02% | 0.63% | |
| Matanuska Valley Federal Credit Union | 0.02% | 0.95% | |
| loanDepot | 0.02% | 0.09% | |
| Guild Mortgage Company | 0.05% | 0.51% | |
| Chickasaw Community Bank | 0.05% | 0.09% | |
| KeyBank | 0.06% | 0.51% | |
| Academy Mortgage Corporation Utah | 0.09% | 2.60% | |
| Navy Federal Credit Union | 0.09% | 0.28% | |
| USAA | 0.11% | 1.17% | |
| Cornerstone Home Lending | 0.13% | 0.85% | |
| Guaranteed Rate | 0.14% | 0.54% | |
| Planet Home Lending | 0.17% | 0.51% | |
| PrimeLending | 0.19% | 1.93% | |
| Primary Residential Mortgage Inc | 0.21% | 1.27% | |
| Stearns Home Loans | 0.21% | 2.28% | |
| Quicken Loans | 0.22% | 2.41% | |
| Caliber Home Loans | 0.22% | 7.15% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Alaska USA Mortgage Company | -0.21% | 15.68% | |
| First National Bank Alaska | -0.19% | 6.70% | |
| Credit Union 1 Alaska | -0.12% | 6.93% | |
| Residential Mortgage | -0.09% | 12.65% | |
| Matanuska Valley Federal Credit Union | -0.09% | 5.36% | |
| Flagstar Bank | -0.06% | 1.92% | |
| NBKC Bank | -0.03% | 1.11% | |
| Guild Mortgage Company | -0.03% | 1.28% | |
| Movement Mortgage | -0.02% | 1.46% | |
| KeyBank | -0.02% | 1.46% | |
| loanDepot | -0.02% | 3.96% | |
| Navy Federal Credit Union | -0.01% | 0.17% | |
| USAA | -0.01% | 0.93% | |
| Finance of America Mortgage | 0.00% | 0.12% | |
| The Federal Savings Bank | 0.01% | 0.06% | |
| North American Savings Bank | 0.02% | 0.06% | |
| Academy Mortgage Corporation Utah | 0.03% | 0.35% | |
| PrimeLending | 0.03% | 0.82% | |
| Cornerstone Home Lending | 0.03% | 0.29% | |
| Guaranteed Rate | 0.03% | 0.17% | |
| Caliber Home Loans | 0.05% | 2.39% | |
| Primary Residential Mortgage Inc | 0.08% | 0.35% | |
| Stearns Home Loans | 0.08% | 0.82% | |
| Freedom Mortgage Corporation | 0.09% | 0.35% | |
| Planet Home Lending | 0.10% | 0.41% | |
| Wells Fargo Bank | 0.16% | 12.70% | |
| Quicken Loans | 0.23% | 21.50% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Caliber Home Loans | -0.09% | 15.46% | |
| Alaska USA Mortgage Company | -0.08% | 18.26% | |
| Guild Mortgage Company | -0.02% | 3.19% | |
| Residential Mortgage | -0.02% | 21.06% | |
| Movement Mortgage | -0.01% | 5.99% | |
| NBKC Bank | 0.00% | 0.39% | |
| loanDepot | 0.00% | 0.97% | |
| Flagstar Bank | 0.01% | 0.19% | |
| KeyBank | 0.01% | 0.10% | |
| North American Savings Bank | 0.02% | 0.29% | |
| Wells Fargo Bank | 0.02% | 1.55% | |
| Navy Federal Credit Union | 0.03% | 0.10% | |
| The Federal Savings Bank | 0.03% | 0.19% | |
| PrimeLending | 0.03% | 2.51% | |
| First National Bank Alaska | 0.04% | 0.97% | |
| Cornerstone Home Lending | 0.04% | 0.87% | |
| Finance of America Mortgage | 0.05% | 1.16% | |
| Freedom Mortgage Corporation | 0.05% | 0.97% | |
| Chickasaw Community Bank | 0.06% | 3.00% | |
| Academy Mortgage Corporation Utah | 0.08% | 4.44% | |
| Guaranteed Rate | 0.09% | 0.58% | |
| Stearns Home Loans | 0.11% | 5.02% | |
| Quicken Loans | 0.14% | 6.28% | |
| Planet Home Lending | 0.14% | 1.35% | |
| Primary Residential Mortgage Inc | 0.15% | 5.12% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Caliber Home Loans | -0.09% | 14.77% | |
| Alaska USA Mortgage Company | -0.08% | 20.11% | |
| Guild Mortgage Company | -0.03% | 2.61% | |
| Residential Mortgage | -0.01% | 23.18% | |
| Movement Mortgage | -0.01% | 6.14% | |
| NBKC Bank | 0.01% | 0.45% | |
| Flagstar Bank | 0.01% | 0.23% | |
| KeyBank | 0.02% | 0.11% | |
| Wells Fargo Bank | 0.02% | 1.36% | |
| North American Savings Bank | 0.03% | 0.23% | |
| loanDepot | 0.03% | 0.11% | |
| Navy Federal Credit Union | 0.03% | 0.11% | |
| PrimeLending | 0.04% | 2.95% | |
| First National Bank Alaska | 0.04% | 1.14% | |
| Cornerstone Home Lending | 0.05% | 0.91% | |
| Finance of America Mortgage | 0.05% | 1.25% | |
| Freedom Mortgage Corporation | 0.06% | 0.80% | |
| Chickasaw Community Bank | 0.07% | 3.30% | |
| Academy Mortgage Corporation Utah | 0.08% | 5.23% | |
| Guaranteed Rate | 0.09% | 0.68% | |
| Stearns Home Loans | 0.13% | 5.45% | |
| Planet Home Lending | 0.15% | 1.48% | |
| Quicken Loans | 0.16% | 1.93% | |
| Primary Residential Mortgage Inc | 0.16% | 5.45% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Caliber Home Loans | -0.11% | 19.35% | |
| Residential Mortgage | -0.04% | 9.03% | |
| Stearns Home Loans | -0.04% | 2.58% | |
| Alaska USA Mortgage Company | -0.04% | 7.74% | |
| loanDepot | -0.03% | 5.81% | |
| Guild Mortgage Company | -0.02% | 6.45% | |
| North American Savings Bank | -0.02% | 0.65% | |
| Movement Mortgage | -0.02% | 5.16% | |
| Finance of America Mortgage | -0.01% | 0.65% | |
| Chickasaw Community Bank | -0.01% | 1.29% | |
| Freedom Mortgage Corporation | 0.00% | 1.94% | |
| The Federal Savings Bank | 0.00% | 1.29% | |
| Cornerstone Home Lending | 0.00% | 0.65% | |
| Wells Fargo Bank | 0.01% | 2.58% | |
| Planet Home Lending | 0.01% | 0.65% | |
| Primary Residential Mortgage Inc | 0.02% | 3.23% | |
| Quicken Loans | 0.10% | 30.97% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Wells Fargo Bank | -0.02% | 30.00% | |
| KeyBank | -0.01% | 6.67% | |
| First National Bank Alaska | -0.00% | 3.33% | |
| Alaska USA Mortgage Company | 0.00% | 10.00% | |
| Residential Mortgage | 0.01% | 46.67% | |
| Navy Federal Credit Union | 0.02% | 3.33% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Wells Fargo Bank | -0.03% | 22.73% | |
| KeyBank | -0.01% | 9.09% | |
| Alaska USA Mortgage Company | -0.01% | 4.55% | |
| First National Bank Alaska | -0.00% | 4.55% | |
| Residential Mortgage | 0.01% | 54.55% | |
| Navy Federal Credit Union | 0.02% | 4.55% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Wells Fargo Bank | -0.01% | 50.00% | |
| Residential Mortgage | 0.00% | 25.00% | |
| Alaska USA Mortgage Company | 0.01% | 25.00% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| North American Savings Bank | -0.19% | 4.44% | |
| Flagstar Bank | -0.18% | 5.22% | |
| Navy Federal Credit Union | -0.10% | 2.42% | |
| Wells Fargo Bank | -0.10% | 5.22% | |
| Caliber Home Loans | -0.06% | 12.81% | |
| NBKC Bank | -0.05% | 2.13% | |
| Alaska USA Mortgage Company | -0.05% | 12.58% | |
| loanDepot | -0.01% | 2.70% | |
| Guild Mortgage Company | 0.00% | 1.40% | |
| Movement Mortgage | 0.03% | 4.83% | |
| Credit Union 1 Alaska | 0.03% | 0.45% | |
| Planet Home Lending | 0.03% | 0.51% | |
| KeyBank | 0.03% | 0.17% | |
| PrimeLending | 0.04% | 1.35% | |
| First National Bank Alaska | 0.04% | 0.84% | |
| Cornerstone Home Lending | 0.05% | 0.39% | |
| Stearns Home Loans | 0.05% | 3.88% | |
| Guaranteed Rate | 0.06% | 0.67% | |
| Primary Residential Mortgage Inc | 0.06% | 1.63% | |
| Finance of America Mortgage | 0.06% | 1.07% | |
| Residential Mortgage | 0.06% | 16.18% | |
| Freedom Mortgage Corporation | 0.08% | 1.01% | |
| Academy Mortgage Corporation Utah | 0.08% | 1.97% | |
| USAA | 0.08% | 7.08% | |
| The Federal Savings Bank | 0.16% | 4.38% | |
| Quicken Loans | 0.18% | 4.66% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| North American Savings Bank | -0.19% | 6.14% | |
| Flagstar Bank | -0.17% | 5.44% | |
| Navy Federal Credit Union | -0.10% | 3.11% | |
| Wells Fargo Bank | -0.10% | 6.84% | |
| Alaska USA Mortgage Company | -0.05% | 12.91% | |
| Caliber Home Loans | -0.03% | 13.22% | |
| NBKC Bank | -0.03% | 1.56% | |
| Guild Mortgage Company | 0.01% | 1.71% | |
| Credit Union 1 Alaska | 0.01% | 0.23% | |
| KeyBank | 0.04% | 0.23% | |
| PrimeLending | 0.05% | 1.71% | |
| loanDepot | 0.05% | 0.16% | |
| First National Bank Alaska | 0.05% | 1.01% | |
| Cornerstone Home Lending | 0.06% | 0.47% | |
| Finance of America Mortgage | 0.06% | 1.48% | |
| Movement Mortgage | 0.07% | 4.98% | |
| Residential Mortgage | 0.07% | 20.30% | |
| Primary Residential Mortgage Inc | 0.07% | 1.94% | |
| Guaranteed Rate | 0.08% | 0.70% | |
| Planet Home Lending | 0.09% | 0.39% | |
| Academy Mortgage Corporation Utah | 0.10% | 2.41% | |
| USAA | 0.11% | 7.54% | |
| Freedom Mortgage Corporation | 0.13% | 0.47% | |
| Stearns Home Loans | 0.13% | 3.58% | |
| Quicken Loans | 0.15% | 1.48% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Flagstar Bank | -0.21% | 4.66% | |
| Caliber Home Loans | -0.14% | 11.74% | |
| Stearns Home Loans | -0.10% | 4.66% | |
| Movement Mortgage | -0.09% | 4.45% | |
| NBKC Bank | -0.09% | 3.64% | |
| Planet Home Lending | -0.06% | 0.81% | |
| Alaska USA Mortgage Company | -0.04% | 11.74% | |
| loanDepot | -0.03% | 9.31% | |
| Guaranteed Rate | -0.03% | 0.61% | |
| Guild Mortgage Company | -0.02% | 0.61% | |
| First National Bank Alaska | -0.02% | 0.40% | |
| Primary Residential Mortgage Inc | -0.01% | 0.81% | |
| PrimeLending | -0.01% | 0.40% | |
| Cornerstone Home Lending | -0.01% | 0.20% | |
| Academy Mortgage Corporation Utah | -0.01% | 0.81% | |
| Navy Federal Credit Union | -0.01% | 0.61% | |
| USAA | 0.01% | 5.87% | |
| Residential Mortgage | 0.01% | 5.47% | |
| Credit Union 1 Alaska | 0.02% | 1.01% | |
| Freedom Mortgage Corporation | 0.03% | 2.43% | |
| Wells Fargo Bank | 0.06% | 1.01% | |
| The Federal Savings Bank | 0.14% | 15.79% | |
| Quicken Loans | 0.17% | 12.96% |
* Data is compiled for the Anchorage, AK commuting zone area, which comprises of counties of Anchorage Borough, AK, Kenai Peninsula Borough, AK, and Matanuska-Susitna Borough, AK. This includes cities/towns/communities of Anchorage, AK as well as Anchorage municipality, AK, Knik-Fairview, AK, Gateway, AK, Meadow Lakes, AK, Lakes, AK, Kalifornsky, AK, Tanaina, AK, Wasilla, AK, Funny River, AK, Palmer, AK, Kenai, AK, Homer, AK, Soldotna, AK, Knik River, AK, Point MacKenzie, AK, Salamatof, AK, Lowell Point, AK, Fox River, AK, Susitna North, AK, Ninilchik, AK, Talkeetna, AK, Houston, AK, Lazy Mountain, AK, Primrose, AK, Halibut Cove, AK, and Trapper Creek, AK. Lenders must have made at least 30 loans in the area to be included. Source of the data is Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate conditional on the commuting zone, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.
Mortgage Lender Rankings in Other Cities
This page contains information about the top mortgage lenders in the Anchorage, AK area. For mortgage lender rankings in other cities, click here.