Which mortgage lender in the Corpus Christi, TX area typically has the best rates? To help you narrow down where to shop for a mortgage, MortgageWaldo.com provides an objective and data driven ranking of mortgage lenders operating in the Corpus Christi, TX area by interest rate and market share. We maintain our independence by not accepting any compensation from the mortgage lenders we rank, and use data on all fixed rate mortgages that were closed in the past year to generate our rankings.
Going by historical data, the best mortgage lender in the Corpus Christi, TX area in terms of interest rate is Security Service Federal Credit Union, with an average “Rate Difference” of -0.22%. This means that, comparing similar borrowers, Security Service Federal Credit Union provided a -0.22% lower interest rate for its customers than other lenders in the area. Security Service Federal Credit Union has a market share of 1.9%. On the other hand, the most popular lender in the Corpus Christi, TX area is Navy Army Community Credit Union, with a larger market share of 16.6%. However, Navy Army Community Credit Union also tends to be an expensive lender in the area, with an average “Rate Difference” of +0.14% compared to those of other lenders. We recommend shopping around before going with this popular lender.
Our detailed ranking of mortgage lenders in the Corpus Christi, TX area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, going by historical data, the cheapest lender for Conventional mortgages in Corpus Christi, TX is Security Service Federal Credit Union. If you want to take out a loan that is above conforming limits (above $548,250 or $822,375 depending on the area in 2021), the cheapest Jumbo mortgage provider is Bank of America. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Caliber Home Loans. The cheapest VA mortgage provider is Navy Federal Credit Union. Note that as a consumer advocate we always recommend shopping among several of our top ranked lenders in order to get the best rates and fees.
Ranking of Mortgage Lenders in Corpus Christi, TX
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Caliber Home Loans | -0.21% | 16.59% | |
| Thrive Mortgage | -0.15% | 15.81% | |
| Plaza Home Mortgage | -0.11% | 1.40% | |
| Willow Bend Mortgage | -0.08% | 4.42% | |
| Quicken Loans | -0.06% | 5.58% | |
| First National Bank Texas | -0.05% | 2.71% | |
| Mid America Mortgage | -0.03% | 0.70% | |
| Freedom Mortgage Corporation | -0.02% | 2.71% | |
| Guaranteed Rate | -0.01% | 3.33% | |
| Navy Federal Credit Union | -0.01% | 0.16% | |
| Prosperity Bank | -0.00% | 0.08% | |
| Movement Mortgage | 0.01% | 1.24% | |
| New American Funding | 0.02% | 1.09% | |
| Carrington Mortgage Services | 0.02% | 2.02% | |
| Republic State Mortgage Co | 0.02% | 0.08% | |
| Bank of America | 0.02% | 0.39% | |
| Extraco Banks | 0.02% | 2.56% | |
| Gateway First Bank | 0.03% | 0.85% | |
| loanDepot | 0.03% | 0.31% | |
| Cornerstone Home Lending | 0.05% | 2.33% | |
| PrimeLending | 0.06% | 1.40% | |
| Union Home Mortgage | 0.07% | 0.85% | |
| Supreme Lending | 0.07% | 3.64% | |
| HomeTrust Mortgage Company | 0.10% | 1.86% | |
| Guild Mortgage Company | 0.13% | 9.61% | |
| Mr. Cooper | 0.17% | 2.09% | |
| Certainty Home Loans | 0.19% | 4.73% | |
| Nations Reliable Lending | 0.29% | 2.09% | |
| AmCap Home Loans | 0.31% | 4.57% | |
| Primary Residential Mortgage Inc | 0.33% | 4.81% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Caliber Home Loans | -0.22% | 15.91% | |
| Thrive Mortgage | -0.16% | 16.49% | |
| Plaza Home Mortgage | -0.11% | 1.40% | |
| Willow Bend Mortgage | -0.09% | 4.45% | |
| Quicken Loans | -0.07% | 5.19% | |
| First National Bank Texas | -0.06% | 2.72% | |
| Mid America Mortgage | -0.03% | 0.74% | |
| Freedom Mortgage Corporation | -0.03% | 2.64% | |
| Guaranteed Rate | -0.02% | 3.54% | |
| Navy Federal Credit Union | -0.01% | 0.16% | |
| Prosperity Bank | -0.01% | 0.08% | |
| Carrington Mortgage Services | 0.01% | 1.07% | |
| Movement Mortgage | 0.01% | 1.32% | |
| Republic State Mortgage Co | 0.02% | 0.08% | |
| Bank of America | 0.02% | 0.41% | |
| Extraco Banks | 0.02% | 2.72% | |
| Gateway First Bank | 0.03% | 0.91% | |
| loanDepot | 0.03% | 0.33% | |
| New American Funding | 0.03% | 0.74% | |
| Cornerstone Home Lending | 0.05% | 2.39% | |
| PrimeLending | 0.06% | 1.48% | |
| Union Home Mortgage | 0.07% | 0.91% | |
| Supreme Lending | 0.07% | 3.87% | |
| HomeTrust Mortgage Company | 0.10% | 1.90% | |
| Guild Mortgage Company | 0.14% | 9.48% | |
| Mr. Cooper | 0.17% | 2.14% | |
| Certainty Home Loans | 0.19% | 4.95% | |
| Nations Reliable Lending | 0.29% | 2.23% | |
| AmCap Home Loans | 0.32% | 4.70% | |
| Primary Residential Mortgage Inc | 0.33% | 5.03% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Caliber Home Loans | -0.09% | 27.27% | |
| New American Funding | -0.00% | 6.49% | |
| First National Bank Texas | 0.01% | 2.60% | |
| Cornerstone Home Lending | 0.02% | 1.30% | |
| Plaza Home Mortgage | 0.02% | 1.30% | |
| Mr. Cooper | 0.02% | 1.30% | |
| HomeTrust Mortgage Company | 0.02% | 1.30% | |
| Quicken Loans | 0.02% | 11.69% | |
| Guild Mortgage Company | 0.03% | 11.69% | |
| Primary Residential Mortgage Inc | 0.03% | 1.30% | |
| Freedom Mortgage Corporation | 0.04% | 3.90% | |
| Carrington Mortgage Services | 0.04% | 16.88% | |
| AmCap Home Loans | 0.04% | 2.60% | |
| Willow Bend Mortgage | 0.04% | 3.90% | |
| Certainty Home Loans | 0.07% | 1.30% | |
| Thrive Mortgage | 0.08% | 5.19% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Bank of America | -0.03% | 9.09% | |
| JPMorgan Chase Bank | -0.02% | 24.24% | |
| Republic State Mortgage Co | -0.00% | 3.03% | |
| Wells Fargo Bank | -0.00% | 9.09% | |
| Thrive Mortgage | -0.00% | 3.03% | |
| Security Service Federal Credit Union | -0.00% | 6.06% | |
| Cornerstone Home Lending | -0.00% | 3.03% | |
| Plaza Home Mortgage | -0.00% | 3.03% | |
| Prosperity Bank | 0.00% | 9.09% | |
| Primary Residential Mortgage Inc | 0.01% | 3.03% | |
| Guild Mortgage Company | 0.01% | 3.03% | |
| Guaranteed Rate | 0.02% | 3.03% | |
| Navy Army Community Credit Union | 0.03% | 18.18% | |
| Caliber Home Loans | 0.03% | 3.03% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Bank of America | -0.03% | 11.54% | |
| JPMorgan Chase Bank | -0.01% | 23.08% | |
| Republic State Mortgage Co | -0.00% | 3.85% | |
| Wells Fargo Bank | -0.00% | 11.54% | |
| Thrive Mortgage | -0.00% | 3.85% | |
| Plaza Home Mortgage | -0.00% | 3.85% | |
| Prosperity Bank | 0.00% | 11.54% | |
| Primary Residential Mortgage Inc | 0.01% | 3.85% | |
| Guild Mortgage Company | 0.01% | 3.85% | |
| Guaranteed Rate | 0.02% | 3.85% | |
| Navy Army Community Credit Union | 0.03% | 19.23% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| JPMorgan Chase Bank | -0.03% | 28.57% | |
| Security Service Federal Credit Union | 0.00% | 28.57% | |
| Cornerstone Home Lending | 0.00% | 14.29% | |
| Navy Army Community Credit Union | 0.01% | 14.29% | |
| Caliber Home Loans | 0.04% | 14.29% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Navy Federal Credit Union | -0.25% | 23.90% | |
| loanDepot | 0.01% | 1.17% | |
| Guaranteed Rate | 0.02% | 2.35% | |
| USAA | 0.02% | 15.40% | |
| Wells Fargo Bank | 0.04% | 1.76% | |
| Movement Mortgage | 0.04% | 0.29% | |
| Caliber Home Loans | 0.04% | 17.45% | |
| Willow Bend Mortgage | 0.04% | 3.96% | |
| Gateway First Bank | 0.04% | 0.44% | |
| New American Funding | 0.05% | 0.59% | |
| Prosperity Bank | 0.05% | 0.29% | |
| First National Bank Texas | 0.05% | 0.29% | |
| Mid America Mortgage | 0.06% | 0.88% | |
| JPMorgan Chase Bank | 0.06% | 0.44% | |
| Quicken Loans | 0.06% | 2.93% | |
| Cornerstone Home Lending | 0.07% | 0.59% | |
| Republic State Mortgage Co | 0.07% | 0.44% | |
| PrimeLending | 0.07% | 0.29% | |
| Supreme Lending | 0.08% | 0.59% | |
| Extraco Banks | 0.08% | 0.44% | |
| Plaza Home Mortgage | 0.09% | 1.32% | |
| Mr. Cooper | 0.10% | 1.47% | |
| HomeTrust Mortgage Company | 0.11% | 1.32% | |
| Thrive Mortgage | 0.11% | 3.96% | |
| Certainty Home Loans | 0.13% | 2.20% | |
| Union Home Mortgage | 0.13% | 0.59% | |
| Carrington Mortgage Services | 0.14% | 1.76% | |
| Freedom Mortgage Corporation | 0.15% | 1.47% | |
| Primary Residential Mortgage Inc | 0.16% | 1.32% | |
| AmCap Home Loans | 0.17% | 1.76% | |
| Guild Mortgage Company | 0.24% | 8.36% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Navy Federal Credit Union | -0.25% | 26.61% | |
| USAA | 0.02% | 15.37% | |
| Guaranteed Rate | 0.03% | 2.64% | |
| Gateway First Bank | 0.04% | 0.33% | |
| Wells Fargo Bank | 0.05% | 1.98% | |
| Movement Mortgage | 0.05% | 0.33% | |
| Caliber Home Loans | 0.05% | 14.88% | |
| Willow Bend Mortgage | 0.05% | 4.46% | |
| Prosperity Bank | 0.05% | 0.33% | |
| First National Bank Texas | 0.06% | 0.33% | |
| loanDepot | 0.06% | 0.17% | |
| New American Funding | 0.06% | 0.17% | |
| Mid America Mortgage | 0.06% | 0.99% | |
| Quicken Loans | 0.07% | 3.14% | |
| JPMorgan Chase Bank | 0.07% | 0.50% | |
| Cornerstone Home Lending | 0.07% | 0.66% | |
| Republic State Mortgage Co | 0.07% | 0.50% | |
| PrimeLending | 0.08% | 0.33% | |
| Supreme Lending | 0.08% | 0.66% | |
| Extraco Banks | 0.09% | 0.33% | |
| Plaza Home Mortgage | 0.10% | 1.32% | |
| Mr. Cooper | 0.11% | 1.65% | |
| HomeTrust Mortgage Company | 0.12% | 1.49% | |
| Thrive Mortgage | 0.12% | 3.80% | |
| Certainty Home Loans | 0.14% | 2.31% | |
| Union Home Mortgage | 0.14% | 0.66% | |
| Freedom Mortgage Corporation | 0.15% | 1.65% | |
| Primary Residential Mortgage Inc | 0.17% | 1.49% | |
| AmCap Home Loans | 0.18% | 1.82% | |
| Carrington Mortgage Services | 0.18% | 0.99% | |
| Guild Mortgage Company | 0.28% | 8.10% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| loanDepot | -0.04% | 9.09% | |
| USAA | -0.01% | 15.58% | |
| Caliber Home Loans | -0.01% | 37.66% | |
| Navy Federal Credit Union | -0.01% | 2.60% | |
| New American Funding | -0.01% | 3.90% | |
| Plaza Home Mortgage | -0.00% | 1.30% | |
| Gateway First Bank | 0.00% | 1.30% | |
| Certainty Home Loans | 0.01% | 1.30% | |
| AmCap Home Loans | 0.02% | 1.30% | |
| Extraco Banks | 0.02% | 1.30% | |
| Quicken Loans | 0.02% | 1.30% | |
| Guild Mortgage Company | 0.02% | 10.39% | |
| Carrington Mortgage Services | 0.04% | 7.79% | |
| Thrive Mortgage | 0.05% | 5.19% |
* Data is compiled for the Corpus Christi, TX commuting zone area, which comprises of counties of Aransas County, TX, Brooks County, TX, Duval County, TX, Jim Wells County, TX, Kenedy County, TX, Kleberg County, TX, Nueces County, TX, Refugio County, TX, and San Patricio County, TX. This includes cities/towns/communities of Corpus Christi, TX as well as Rockport, TX, Portland, TX, Ingleside, TX, Kingsville, TX, Port Aransas, TX, Aransas Pass, TX, Orange Grove, TX, Aransas Pass, TX, Alice, TX, Agua Dulce, TX, St. Paul, TX, Ricardo, TX, San Diego, TX, Lake City, TX, Sinton, TX, Bishop, TX, Robstown, TX, Woodsboro, TX, Odem, TX, Driscoll, TX, Refugio, TX, Taft, TX, Banquete, TX, San Diego, TX, Falfurrias, TX, Freer, TX, Premont, TX, Mathis, TX, Benavides, TX, Gregory, TX, and Sarita, TX. Lenders must have made at least 30 loans in the area to be included. Source of the data is Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate conditional on the commuting zone, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.
Mortgage Lender Rankings in Other Cities
This page contains information about the top mortgage lenders in the Corpus Christi, TX area. For mortgage lender rankings in other cities, click here.