Top Mortgage Lenders in Providence, RI

Lender Rankings / Last Updated: January 25, 2021

Which mortgage lender in the Providence, RI area typically has the best rates? To help you narrow down where to shop for a mortgage, MortgageWaldo.com provides an objective and data driven ranking of mortgage lenders operating in the Providence, RI area by interest rate and market share. We maintain our independence by not accepting any compensation from the mortgage lenders we rank, and use data on all fixed rate mortgages that were closed in the past year to generate our rankings.

Going by historical data, the best mortgage lender in the Providence, RI area in terms of interest rate is Pawtucket Credit Union, with an average “Rate Difference” of -0.34%. This means that, comparing similar borrowers, Pawtucket Credit Union provided a -0.34% lower interest rate for its customers than other lenders in the area. Pawtucket Credit Union has a market share of 3.2%. On the other hand, the most popular lender in the Providence, RI area is Quicken Loans, with a larger market share of 7.5%. However, Quicken Loans also tends to be an expensive lender in the area, with an average “Rate Difference” of +0.16% compared to those of other lenders. We recommend shopping around before going with this popular lender.

Our detailed ranking of mortgage lenders in the Providence, RI area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, going by historical data, the cheapest lender for Conventional mortgages in Providence, RI is Pawtucket Credit Union. If you want to take out a loan that is above conforming limits (above $548,250 or $822,375 depending on the area in 2021), the cheapest Jumbo mortgage provider is Bank of America. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Stearns Home Loans. The cheapest VA mortgage provider is Navy Federal Credit Union. Note that as a consumer advocate we always recommend shopping among several of our top ranked lenders in order to get the best rates and fees.

Ranking of Mortgage Lenders in Providence, RI

Mortgage Type:
Purchase/Refinance:
Lender NameRate DifferenceRate RatingMarket Share
Pawtucket Credit Union-0.34%(5.0)3.21%
People’s Credit Union-0.21%(4.5)0.67%
BayCoast Mortgage-0.18%(4.5)2.24%
Santander Bank-0.18%(4.5)2.98%
Leader Bank-0.18%(4.5)0.82%
Milford Federal-0.17%(4.5)0.32%
Sharon Credit Union-0.16%(4.5)0.24%
Somerset Federal Credit Union-0.15%(4.0)0.23%
Eastern Bank-0.15%(4.0)0.38%
Webster Bank-0.14%(4.0)1.21%
Bristol County Savings Bank-0.13%(4.0)0.80%
emmloans-0.13%(4.0)0.23%
Home Point Financial Corporation-0.13%(4.0)1.02%
St. Anne’s Credit Union-0.12%(4.0)1.17%
Bank of America-0.12%(4.0)1.55%
Washington Trust Mortgage Company-0.11%(4.0)2.57%
Envision Bank-0.11%(4.0)2.05%
Rockland Trust Company-0.11%(4.0)0.91%
Bank RI-0.10%(4.0)0.52%
Fairway Independent Mortgage Corporation-0.10%(4.0)2.19%
BankNewport-0.10%(4.0)1.33%
Stearns Home Loans-0.10%(4.0)0.96%
Provident Funding-0.09%(4.0)0.16%
Poli Mortgage Group-0.09%(4.0)0.16%
Guaranteed Rate-0.09%(4.0)1.53%
Rockland Federal Credit Union-0.08%(4.0)0.19%
MSA Mortgage-0.08%(4.0)0.19%
Centreville Bank-0.08%(4.0)0.93%
TD Bank-0.06%(4.0)0.36%
Draper and Kramer Mortgage Corp-0.06%(4.0)0.12%
Caliber Home Loans-0.06%(4.0)1.71%
Guaranteed Rate Affinity-0.05%(4.0)0.38%
Salem Five Mortgage Company-0.05%(4.0)0.38%
Navy Federal Credit Union-0.05%(4.0)0.93%
PennyMac Loan Services-0.05%(4.0)0.83%
Merrimack Valley Federal Credit Union-0.05%(4.0)0.12%
Plaza Home Mortgage-0.05%(3.5)0.17%
Residential Mortgage Services-0.05%(3.5)7.33%
New Fed Mortgage Corporation-0.04%(3.5)0.20%
Amerisave Mortgage Corporation-0.04%(3.5)0.44%
US Bank-0.03%(3.5)0.53%
Home Loan Investment Bank-0.03%(3.5)1.52%
Equity Resources-0.02%(3.5)0.15%
Freedom Mortgage Corporation-0.02%(3.5)1.19%
First Savings Bank-0.02%(3.5)0.15%
Northpoint Mortgage-0.02%(3.5)0.40%
CMG Financial-0.02%(3.5)0.15%
First Choice Loan Services-0.01%(3.5)0.17%
PRMG Mortgage-0.01%(3.5)0.12%
HarborOne Mortgage-0.01%(3.5)2.34%
Lakeview Loan Servicing-0.00%(3.5)0.64%
Flagstar Bank0.00%(3.5)0.81%
USAA0.01%(3.5)0.76%
Carrington Mortgage Services0.01%(3.5)0.29%
Movement Mortgage0.01%(3.5)3.85%
loanDepot0.01%(3.5)1.62%
Conway Financial Services0.01%(3.5)0.20%
NewRez0.02%(3.5)0.90%
New American Funding0.02%(3.5)0.14%
Mortgage Network, Inc0.03%(3.5)1.07%
JPMorgan Chase Bank0.03%(3.5)0.66%
Finance of America Mortgage0.03%(3.5)0.21%
Wells Fargo Bank0.05%(3.5)0.91%
PrimeLending0.05%(3.5)0.70%
Bank of England AR0.06%(3.0)0.12%
Navigant Credit Union0.06%(3.0)3.83%
Atlantic Home Loans0.06%(3.0)1.26%
Digital Federal Credit Union0.07%(3.0)0.21%
Radius Financial Group0.07%(3.0)0.56%
The Federal Savings Bank0.07%(3.0)0.48%
HomeBridge Financial Services0.07%(3.0)0.80%
Sierra Pacific Mortgage0.08%(3.0)0.48%
Reliance First Capital0.08%(3.0)0.22%
Province Mortgage Associates0.08%(3.0)2.74%
Northpointe Bank0.09%(3.0)2.27%
Embrace Home Loans0.09%(3.0)1.19%
Synergy One Lending0.10%(3.0)0.26%
Nations Lending Corporation0.11%(3.0)0.67%
Shamrock Home Loans0.13%(3.0)2.22%
Norwich Commercial Group Inc0.15%(2.5)0.51%
Quicken Loans0.16%(2.5)7.54%
Semper Home Loans0.17%(2.5)1.90%
Mr. Cooper0.20%(2.5)1.44%
NFM Lending0.20%(2.5)2.24%
Total Mortgage Services0.21%(2.5)1.64%
First Home Mortgage0.25%(2.5)1.02%
Primary Residential Mortgage Inc0.25%(2.0)2.67%
Greenwood Credit Union0.27%(2.0)0.47%
Lender NameRate DifferenceRate RatingMarket Share
Pawtucket Credit Union-0.26%(5.0)1.27%
Bank of America-0.25%(5.0)1.50%
Webster Bank-0.20%(4.5)1.12%
Leader Bank-0.19%(4.5)0.89%
Santander Bank-0.18%(4.5)2.21%
BayCoast Mortgage-0.17%(4.5)1.96%
Eastern Bank-0.17%(4.5)0.52%
Rockland Trust Company-0.17%(4.5)0.81%
emmloans-0.17%(4.5)0.29%
PennyMac Loan Services-0.16%(4.5)0.43%
BankNewport-0.16%(4.5)1.07%
Home Point Financial Corporation-0.15%(4.5)1.04%
Bank RI-0.15%(4.5)0.21%
Stearns Home Loans-0.14%(4.0)1.34%
Bristol County Savings Bank-0.13%(4.0)0.65%
Washington Trust Mortgage Company-0.12%(4.0)2.52%
St. Anne’s Credit Union-0.12%(4.0)0.51%
Somerset Federal Credit Union-0.12%(4.0)0.08%
Fairway Independent Mortgage Corporation-0.11%(4.0)2.64%
Centreville Bank-0.11%(4.0)0.87%
People’s Credit Union-0.10%(4.0)0.39%
Milford Federal-0.10%(4.0)0.23%
Freedom Mortgage Corporation-0.09%(4.0)1.34%
Rockland Federal Credit Union-0.09%(4.0)0.19%
US Bank-0.09%(4.0)0.52%
TD Bank-0.09%(4.0)0.37%
MSA Mortgage-0.09%(4.0)0.19%
Guaranteed Rate-0.08%(4.0)1.80%
Caliber Home Loans-0.07%(4.0)1.87%
Lakeview Loan Servicing-0.07%(4.0)0.33%
Envision Bank-0.07%(4.0)1.87%
Merrimack Valley Federal Credit Union-0.07%(4.0)0.06%
Guaranteed Rate Affinity-0.07%(4.0)0.60%
Poli Mortgage Group-0.06%(4.0)0.08%
Wells Fargo Bank-0.06%(4.0)0.85%
JPMorgan Chase Bank-0.06%(4.0)0.57%
Provident Funding-0.06%(4.0)0.06%
CMG Financial-0.05%(4.0)0.17%
Draper and Kramer Mortgage Corp-0.05%(4.0)0.12%
Navy Federal Credit Union-0.05%(4.0)1.32%
Residential Mortgage Services-0.05%(3.5)10.33%
NewRez-0.05%(3.5)0.82%
Sharon Credit Union-0.04%(3.5)0.05%
Equity Resources-0.03%(3.5)0.23%
First Choice Loan Services-0.02%(3.5)0.21%
Reliance First Capital-0.02%(3.5)0.01%
Synergy One Lending-0.02%(3.5)0.03%
Salem Five Mortgage Company-0.01%(3.5)0.35%
Plaza Home Mortgage-0.01%(3.5)0.19%
New Fed Mortgage Corporation-0.01%(3.5)0.17%
Flagstar Bank-0.01%(3.5)0.87%
Home Loan Investment Bank-0.01%(3.5)1.82%
PRMG Mortgage-0.01%(3.5)0.04%
First Savings Bank-0.01%(3.5)0.13%
Mr. Cooper-0.00%(3.5)0.75%
Greenwood Credit Union0.00%(3.5)0.17%
New American Funding0.01%(3.5)0.12%
Amerisave Mortgage Corporation0.01%(3.5)0.06%
Conway Financial Services0.01%(3.5)0.33%
Carrington Mortgage Services0.01%(3.5)0.14%
Northpoint Mortgage0.01%(3.5)0.45%
HarborOne Mortgage0.02%(3.5)2.78%
Mortgage Network, Inc0.02%(3.5)1.51%
Movement Mortgage0.02%(3.5)4.97%
USAA0.02%(3.5)0.99%
loanDepot0.03%(3.5)0.62%
Bank of England AR0.04%(3.5)0.13%
Embrace Home Loans0.05%(3.5)0.96%
PrimeLending0.05%(3.5)0.94%
The Federal Savings Bank0.05%(3.0)0.26%
Digital Federal Credit Union0.05%(3.0)0.23%
Navigant Credit Union0.06%(3.0)4.02%
Atlantic Home Loans0.07%(3.0)1.54%
Quicken Loans0.07%(3.0)2.85%
Sierra Pacific Mortgage0.08%(3.0)0.79%
Province Mortgage Associates0.08%(3.0)3.58%
Finance of America Mortgage0.08%(3.0)0.21%
Northpointe Bank0.09%(3.0)3.00%
HomeBridge Financial Services0.09%(3.0)0.89%
Radius Financial Group0.11%(3.0)0.70%
Nations Lending Corporation0.12%(3.0)0.85%
NFM Lending0.14%(3.0)3.13%
Shamrock Home Loans0.16%(2.5)2.98%
Norwich Commercial Group Inc0.17%(2.5)0.52%
Semper Home Loans0.18%(2.5)2.75%
Total Mortgage Services0.23%(2.5)1.78%
First Home Mortgage0.25%(2.0)1.43%
Primary Residential Mortgage Inc0.31%(2.0)3.46%
Lender NameRate DifferenceRate RatingMarket Share
Pawtucket Credit Union-0.35%(5.0)5.47%
People’s Credit Union-0.25%(4.5)1.00%
Milford Federal-0.21%(4.5)0.42%
BayCoast Mortgage-0.18%(4.5)2.56%
Santander Bank-0.17%(4.5)3.88%
Sharon Credit Union-0.17%(4.5)0.46%
Leader Bank-0.16%(4.5)0.74%
Somerset Federal Credit Union-0.15%(4.0)0.42%
Envision Bank-0.14%(4.0)2.26%
Bristol County Savings Bank-0.14%(4.0)0.97%
St. Anne’s Credit Union-0.11%(4.0)1.94%
Plaza Home Mortgage-0.11%(4.0)0.15%
Washington Trust Mortgage Company-0.10%(4.0)2.63%
Home Point Financial Corporation-0.10%(4.0)1.00%
Guaranteed Rate-0.10%(4.0)1.22%
Poli Mortgage Group-0.09%(4.0)0.26%
Fairway Independent Mortgage Corporation-0.09%(4.0)1.66%
Provident Funding-0.09%(4.0)0.28%
Salem Five Mortgage Company-0.09%(4.0)0.41%
Home Loan Investment Bank-0.09%(4.0)1.17%
Eastern Bank-0.08%(4.0)0.22%
Bank RI-0.08%(4.0)0.88%
Webster Bank-0.08%(4.0)1.32%
MSA Mortgage-0.08%(4.0)0.19%
Rockland Federal Credit Union-0.08%(4.0)0.18%
Navy Federal Credit Union-0.07%(4.0)0.48%
Northpoint Mortgage-0.07%(4.0)0.34%
Draper and Kramer Mortgage Corp-0.07%(4.0)0.12%
New Fed Mortgage Corporation-0.06%(4.0)0.24%
emmloans-0.06%(4.0)0.17%
HarborOne Mortgage-0.06%(4.0)1.83%
BankNewport-0.05%(4.0)1.62%
Residential Mortgage Services-0.05%(4.0)3.84%
Centreville Bank-0.05%(3.5)1.00%
Rockland Trust Company-0.04%(3.5)1.04%
USAA-0.04%(3.5)0.51%
Merrimack Valley Federal Credit Union-0.04%(3.5)0.19%
Caliber Home Loans-0.04%(3.5)1.53%
Amerisave Mortgage Corporation-0.03%(3.5)0.88%
Finance of America Mortgage-0.03%(3.5)0.20%
First Savings Bank-0.03%(3.5)0.17%
Guaranteed Rate Affinity-0.02%(3.5)0.12%
TD Bank-0.02%(3.5)0.35%
Equity Resources-0.02%(3.5)0.05%
Radius Financial Group-0.02%(3.5)0.39%
Movement Mortgage-0.01%(3.5)2.55%
Stearns Home Loans-0.01%(3.5)0.51%
PennyMac Loan Services-0.01%(3.5)1.28%
PRMG Mortgage-0.00%(3.5)0.21%
First Choice Loan Services0.01%(3.5)0.14%
Conway Financial Services0.01%(3.5)0.06%
Flagstar Bank0.01%(3.5)0.74%
loanDepot0.02%(3.5)2.79%
Carrington Mortgage Services0.02%(3.5)0.46%
Mortgage Network, Inc0.03%(3.5)0.55%
US Bank0.03%(3.5)0.55%
Shamrock Home Loans0.03%(3.5)1.34%
Bank of America0.03%(3.5)1.61%
Lakeview Loan Servicing0.03%(3.5)1.00%
Sierra Pacific Mortgage0.04%(3.5)0.12%
Atlantic Home Loans0.04%(3.5)0.95%
CMG Financial0.04%(3.5)0.13%
PrimeLending0.04%(3.5)0.42%
New American Funding0.04%(3.5)0.17%
HomeBridge Financial Services0.04%(3.5)0.71%
Navigant Credit Union0.05%(3.5)3.61%
Province Mortgage Associates0.06%(3.0)1.77%
Northpointe Bank0.07%(3.0)1.41%
Bank of England AR0.07%(3.0)0.11%
Nations Lending Corporation0.08%(3.0)0.47%
Digital Federal Credit Union0.08%(3.0)0.18%
The Federal Savings Bank0.08%(3.0)0.74%
Reliance First Capital0.09%(3.0)0.45%
NewRez0.09%(3.0)1.00%
Freedom Mortgage Corporation0.10%(3.0)1.02%
Semper Home Loans0.10%(3.0)0.91%
Primary Residential Mortgage Inc0.11%(3.0)1.74%
JPMorgan Chase Bank0.11%(3.0)0.77%
Synergy One Lending0.12%(3.0)0.52%
Norwich Commercial Group Inc0.13%(3.0)0.51%
Embrace Home Loans0.13%(3.0)1.45%
Wells Fargo Bank0.16%(2.5)0.98%
Total Mortgage Services0.19%(2.5)1.49%
Quicken Loans0.19%(2.5)13.02%
First Home Mortgage0.22%(2.5)0.55%
Mr. Cooper0.29%(2.0)2.25%
Greenwood Credit Union0.35%(2.0)0.83%
NFM Lending0.36%(1.5)1.20%
Lender NameRate DifferenceRate RatingMarket Share
Pawtucket Credit Union-0.35%(5.0)4.49%
People’s Credit Union-0.22%(4.5)0.89%
Leader Bank-0.20%(4.5)0.97%
Santander Bank-0.19%(4.5)3.95%
BayCoast Mortgage-0.18%(4.5)3.02%
Milford Federal-0.17%(4.5)0.45%
Webster Bank-0.17%(4.5)1.45%
Eastern Bank-0.16%(4.5)0.44%
Sharon Credit Union-0.16%(4.5)0.34%
Somerset Federal Credit Union-0.15%(4.5)0.33%
Bristol County Savings Bank-0.14%(4.0)1.09%
Envision Bank-0.13%(4.0)2.23%
Bank of America-0.12%(4.0)1.84%
St. Anne’s Credit Union-0.12%(4.0)1.66%
Washington Trust Mortgage Company-0.12%(4.0)3.50%
Fairway Independent Mortgage Corporation-0.11%(4.0)2.14%
Bank RI-0.11%(4.0)0.68%
Rockland Trust Company-0.10%(4.0)1.14%
BankNewport-0.10%(4.0)1.79%
Guaranteed Rate-0.10%(4.0)1.68%
Poli Mortgage Group-0.09%(4.0)0.23%
MSA Mortgage-0.09%(4.0)0.22%
emmloans-0.09%(4.0)0.16%
Provident Funding-0.09%(4.0)0.23%
Rockland Federal Credit Union-0.09%(4.0)0.25%
Centreville Bank-0.08%(4.0)1.21%
Guaranteed Rate Affinity-0.07%(4.0)0.42%
Draper and Kramer Mortgage Corp-0.06%(4.0)0.16%
TD Bank-0.06%(4.0)0.41%
Salem Five Mortgage Company-0.06%(4.0)0.40%
Home Loan Investment Bank-0.05%(4.0)1.65%
HarborOne Mortgage-0.05%(4.0)2.22%
Merrimack Valley Federal Credit Union-0.05%(4.0)0.18%
Amerisave Mortgage Corporation-0.05%(3.5)0.53%
PennyMac Loan Services-0.05%(3.5)0.63%
New Fed Mortgage Corporation-0.05%(3.5)0.20%
US Bank-0.04%(3.5)0.61%
Northpoint Mortgage-0.02%(3.5)0.44%
loanDepot-0.02%(3.5)1.58%
Residential Mortgage Services-0.01%(3.5)6.83%
CMG Financial-0.01%(3.5)0.12%
Equity Resources-0.01%(3.5)0.10%
First Choice Loan Services-0.01%(3.5)0.18%
Flagstar Bank-0.01%(3.5)0.87%
First Savings Bank-0.01%(3.5)0.10%
Plaza Home Mortgage-0.00%(3.5)0.05%
Home Point Financial Corporation-0.00%(3.5)0.54%
Stearns Home Loans0.01%(3.5)0.63%
Finance of America Mortgage0.02%(3.5)0.21%
Conway Financial Services0.02%(3.5)0.24%
USAA0.03%(3.5)0.39%
PRMG Mortgage0.03%(3.5)0.04%
Lakeview Loan Servicing0.03%(3.5)0.34%
Mortgage Network, Inc0.04%(3.5)1.15%
JPMorgan Chase Bank0.04%(3.5)0.77%
New American Funding0.05%(3.5)0.11%
The Federal Savings Bank0.05%(3.0)0.11%
PrimeLending0.05%(3.0)0.65%
Navigant Credit Union0.06%(3.0)5.33%
Carrington Mortgage Services0.06%(3.0)0.11%
Wells Fargo Bank0.06%(3.0)1.11%
Digital Federal Credit Union0.07%(3.0)0.29%
Atlantic Home Loans0.07%(3.0)1.33%
Radius Financial Group0.08%(3.0)0.60%
Caliber Home Loans0.08%(3.0)1.15%
Bank of England AR0.08%(3.0)0.10%
Province Mortgage Associates0.08%(3.0)2.23%
Movement Mortgage0.08%(3.0)3.30%
Shamrock Home Loans0.08%(3.0)1.51%
Freedom Mortgage Corporation0.11%(3.0)0.52%
Nations Lending Corporation0.12%(3.0)0.43%
Embrace Home Loans0.14%(3.0)0.87%
Navy Federal Credit Union0.14%(3.0)0.56%
Synergy One Lending0.14%(3.0)0.19%
Sierra Pacific Mortgage0.14%(3.0)0.35%
Northpointe Bank0.14%(3.0)1.75%
HomeBridge Financial Services0.15%(3.0)0.60%
Norwich Commercial Group Inc0.16%(2.5)0.38%
Reliance First Capital0.18%(2.5)0.14%
Quicken Loans0.19%(2.5)8.49%
NewRez0.19%(2.5)0.71%
Semper Home Loans0.21%(2.5)1.19%
Total Mortgage Services0.27%(2.0)1.34%
Greenwood Credit Union0.28%(2.0)0.65%
First Home Mortgage0.30%(2.0)0.91%
NFM Lending0.31%(2.0)1.81%
Primary Residential Mortgage Inc0.32%(2.0)1.93%
Mr. Cooper0.40%(1.5)0.89%
Lender NameRate DifferenceRate RatingMarket Share
Bank of America-0.31%(5.0)1.83%
Pawtucket Credit Union-0.28%(5.0)1.94%
Webster Bank-0.27%(5.0)1.32%
Leader Bank-0.22%(4.5)1.12%
Eastern Bank-0.21%(4.5)0.61%
Santander Bank-0.20%(4.5)3.12%
Rockland Trust Company-0.18%(4.5)1.00%
BayCoast Mortgage-0.18%(4.5)2.81%
Bank RI-0.17%(4.5)0.31%
BankNewport-0.17%(4.5)1.51%
PennyMac Loan Services-0.16%(4.5)0.45%
Bristol County Savings Bank-0.14%(4.0)0.95%
Washington Trust Mortgage Company-0.13%(4.0)3.84%
US Bank-0.13%(4.0)0.58%
St. Anne’s Credit Union-0.12%(4.0)0.82%
Fairway Independent Mortgage Corporation-0.12%(4.0)2.61%
Somerset Federal Credit Union-0.12%(4.0)0.12%
Centreville Bank-0.12%(4.0)1.20%
emmloans-0.11%(4.0)0.15%
People’s Credit Union-0.11%(4.0)0.58%
TD Bank-0.11%(4.0)0.48%
Milford Federal-0.10%(4.0)0.35%
MSA Mortgage-0.10%(4.0)0.23%
Rockland Federal Credit Union-0.10%(4.0)0.30%
Guaranteed Rate-0.10%(4.0)2.17%
Envision Bank-0.09%(4.0)2.10%
Guaranteed Rate Affinity-0.09%(4.0)0.71%
JPMorgan Chase Bank-0.08%(4.0)0.64%
Merrimack Valley Federal Credit Union-0.07%(4.0)0.10%
CMG Financial-0.07%(4.0)0.13%
Poli Mortgage Group-0.07%(4.0)0.13%
Wells Fargo Bank-0.07%(4.0)1.10%
Draper and Kramer Mortgage Corp-0.06%(4.0)0.17%
Provident Funding-0.06%(4.0)0.09%
Sharon Credit Union-0.04%(3.5)0.08%
HarborOne Mortgage-0.04%(3.5)2.54%
Home Loan Investment Bank-0.03%(3.5)1.99%
Flagstar Bank-0.03%(3.5)1.02%
loanDepot-0.02%(3.5)0.58%
Home Point Financial Corporation-0.02%(3.5)0.53%
First Choice Loan Services-0.02%(3.5)0.21%
Reliance First Capital-0.02%(3.5)0.02%
Synergy One Lending-0.02%(3.5)0.04%
First Savings Bank-0.02%(3.5)0.12%
Lakeview Loan Servicing-0.02%(3.5)0.22%
Equity Resources-0.01%(3.5)0.15%
New Fed Mortgage Corporation-0.01%(3.5)0.18%
PRMG Mortgage-0.01%(3.5)0.02%
Plaza Home Mortgage-0.00%(3.5)0.07%
Greenwood Credit Union-0.00%(3.5)0.25%
Amerisave Mortgage Corporation0.00%(3.5)0.08%
Residential Mortgage Services0.00%(3.5)9.74%
New American Funding0.01%(3.5)0.10%
Stearns Home Loans0.01%(3.5)0.89%
Conway Financial Services0.01%(3.5)0.43%
Mr. Cooper0.01%(3.5)0.12%
Northpoint Mortgage0.01%(3.5)0.50%
Salem Five Mortgage Company0.01%(3.5)0.34%
Mortgage Network, Inc0.03%(3.5)1.80%
USAA0.04%(3.5)0.58%
Freedom Mortgage Corporation0.04%(3.5)0.61%
PrimeLending0.05%(3.5)0.90%
Bank of England AR0.05%(3.0)0.11%
Digital Federal Credit Union0.05%(3.0)0.36%
Caliber Home Loans0.06%(3.0)1.35%
Embrace Home Loans0.06%(3.0)0.85%
Navigant Credit Union0.06%(3.0)6.19%
Province Mortgage Associates0.07%(3.0)2.75%
The Federal Savings Bank0.07%(3.0)0.10%
Finance of America Mortgage0.08%(3.0)0.19%
Atlantic Home Loans0.08%(3.0)1.73%
Shamrock Home Loans0.09%(3.0)2.28%
Quicken Loans0.10%(3.0)3.44%
Movement Mortgage0.10%(3.0)4.64%
Nations Lending Corporation0.11%(3.0)0.55%
Northpointe Bank0.12%(3.0)2.43%
Radius Financial Group0.13%(3.0)0.77%
Sierra Pacific Mortgage0.15%(2.5)0.57%
Navy Federal Credit Union0.16%(2.5)0.85%
HomeBridge Financial Services0.16%(2.5)0.72%
NewRez0.19%(2.5)0.63%
Norwich Commercial Group Inc0.19%(2.5)0.39%
Semper Home Loans0.20%(2.5)1.84%
NFM Lending0.24%(2.5)2.32%
Total Mortgage Services0.28%(2.0)1.35%
First Home Mortgage0.31%(2.0)1.32%
Primary Residential Mortgage Inc0.43%(1.5)2.56%
Lender NameRate DifferenceRate RatingMarket Share
Pawtucket Credit Union-0.36%(5.0)6.87%
People’s Credit Union-0.26%(5.0)1.18%
Milford Federal-0.20%(4.5)0.53%
BayCoast Mortgage-0.18%(4.5)3.21%
Santander Bank-0.18%(4.5)4.73%
Leader Bank-0.18%(4.5)0.83%
Envision Bank-0.17%(4.5)2.34%
Sharon Credit Union-0.17%(4.5)0.59%
Somerset Federal Credit Union-0.15%(4.0)0.52%
Bristol County Savings Bank-0.14%(4.0)1.22%
Fairway Independent Mortgage Corporation-0.11%(4.0)1.69%
Guaranteed Rate-0.11%(4.0)1.23%
St. Anne’s Credit Union-0.11%(4.0)2.45%
Washington Trust Mortgage Company-0.10%(4.0)3.18%
Salem Five Mortgage Company-0.10%(4.0)0.46%
Home Loan Investment Bank-0.09%(4.0)1.33%
Poli Mortgage Group-0.09%(4.0)0.32%
Bank RI-0.09%(4.0)1.03%
Provident Funding-0.09%(4.0)0.36%
Webster Bank-0.08%(4.0)1.56%
MSA Mortgage-0.08%(4.0)0.22%
Eastern Bank-0.08%(4.0)0.28%
Rockland Federal Credit Union-0.08%(4.0)0.21%
Northpoint Mortgage-0.07%(4.0)0.39%
HarborOne Mortgage-0.07%(4.0)1.91%
emmloans-0.07%(4.0)0.16%
New Fed Mortgage Corporation-0.07%(4.0)0.22%
Draper and Kramer Mortgage Corp-0.06%(4.0)0.15%
Residential Mortgage Services-0.06%(4.0)4.13%
BankNewport-0.05%(4.0)2.04%
Centreville Bank-0.05%(3.5)1.21%
Amerisave Mortgage Corporation-0.04%(3.5)0.94%
Rockland Trust Company-0.04%(3.5)1.27%
Merrimack Valley Federal Credit Union-0.03%(3.5)0.25%
Finance of America Mortgage-0.03%(3.5)0.24%
Radius Financial Group-0.02%(3.5)0.44%
Guaranteed Rate Affinity-0.02%(3.5)0.15%
Equity Resources-0.02%(3.5)0.05%
Plaza Home Mortgage-0.01%(3.5)0.04%
USAA-0.01%(3.5)0.22%
loanDepot-0.01%(3.5)2.51%
TD Bank-0.00%(3.5)0.34%
First Choice Loan Services0.01%(3.5)0.15%
First Savings Bank0.01%(3.5)0.07%
Conway Financial Services0.01%(3.5)0.07%
Home Point Financial Corporation0.01%(3.5)0.54%
Flagstar Bank0.02%(3.5)0.73%
Stearns Home Loans0.02%(3.5)0.39%
PennyMac Loan Services0.02%(3.5)0.79%
Movement Mortgage0.03%(3.5)2.05%
Mortgage Network, Inc0.04%(3.5)0.55%
US Bank0.04%(3.5)0.64%
Atlantic Home Loans0.04%(3.5)0.97%
Navy Federal Credit Union0.04%(3.5)0.29%
The Federal Savings Bank0.04%(3.5)0.12%
Sierra Pacific Mortgage0.04%(3.5)0.13%
Bank of America0.05%(3.5)1.85%
PrimeLending0.05%(3.5)0.42%
PRMG Mortgage0.05%(3.0)0.06%
Navigant Credit Union0.05%(3.0)4.53%
CMG Financial0.05%(3.0)0.11%
Shamrock Home Loans0.06%(3.0)0.80%
Lakeview Loan Servicing0.07%(3.0)0.45%
Carrington Mortgage Services0.07%(3.0)0.21%
New American Funding0.08%(3.0)0.12%
Digital Federal Credit Union0.08%(3.0)0.23%
Province Mortgage Associates0.09%(3.0)1.75%
Caliber Home Loans0.10%(3.0)0.95%
Primary Residential Mortgage Inc0.10%(3.0)1.34%
Bank of England AR0.11%(3.0)0.09%
Nations Lending Corporation0.12%(3.0)0.31%
HomeBridge Financial Services0.12%(3.0)0.49%
JPMorgan Chase Bank0.13%(3.0)0.89%
Norwich Commercial Group Inc0.13%(3.0)0.37%
Northpointe Bank0.17%(2.5)1.11%
Synergy One Lending0.17%(2.5)0.32%
Wells Fargo Bank0.18%(2.5)1.11%
Freedom Mortgage Corporation0.18%(2.5)0.44%
NewRez0.19%(2.5)0.78%
Semper Home Loans0.20%(2.5)0.57%
Embrace Home Loans0.21%(2.5)0.88%
Reliance First Capital0.21%(2.5)0.26%
Quicken Loans0.22%(2.5)13.19%
Total Mortgage Services0.26%(2.0)1.33%
First Home Mortgage0.27%(2.0)0.52%
Greenwood Credit Union0.36%(1.5)1.03%
NFM Lending0.42%(1.5)1.33%
Mr. Cooper0.43%(1.5)1.61%
Lender NameRate DifferenceRate RatingMarket Share
Stearns Home Loans-0.24%(4.5)1.94%
Home Point Financial Corporation-0.23%(4.5)2.60%
NewRez-0.23%(4.5)1.34%
Caliber Home Loans-0.20%(4.5)3.57%
BayCoast Mortgage-0.19%(4.5)0.51%
emmloans-0.19%(4.5)0.50%
Rockland Trust Company-0.17%(4.5)0.40%
Eastern Bank-0.14%(4.0)0.18%
Washington Trust Mortgage Company-0.12%(4.0)0.10%
Residential Mortgage Services-0.12%(4.0)9.91%
Movement Mortgage-0.12%(4.0)5.45%
Leader Bank-0.12%(4.0)0.25%
BankNewport-0.12%(4.0)0.35%
Salem Five Mortgage Company-0.10%(4.0)0.18%
Freedom Mortgage Corporation-0.10%(4.0)2.73%
Fairway Independent Mortgage Corporation-0.10%(4.0)2.53%
Centreville Bank-0.09%(4.0)0.15%
Santander Bank-0.09%(4.0)0.48%
Plaza Home Mortgage-0.09%(4.0)0.50%
MSA Mortgage-0.06%(4.0)0.13%
PennyMac Loan Services-0.05%(4.0)0.94%
Equity Resources-0.05%(4.0)0.30%
Webster Bank-0.04%(3.5)0.15%
Envision Bank-0.04%(3.5)1.47%
TD Bank-0.04%(3.5)0.05%
CMG Financial-0.04%(3.5)0.20%
First Choice Loan Services-0.04%(3.5)0.17%
Guaranteed Rate-0.04%(3.5)1.08%
Navy Federal Credit Union-0.04%(3.5)0.03%
New Fed Mortgage Corporation-0.03%(3.5)0.26%
PRMG Mortgage-0.03%(3.5)0.36%
Reliance First Capital-0.02%(3.5)0.46%
Guaranteed Rate Affinity-0.02%(3.5)0.25%
Carrington Mortgage Services-0.02%(3.5)0.78%
JPMorgan Chase Bank-0.02%(3.5)0.02%
US Bank-0.02%(3.5)0.05%
New American Funding-0.02%(3.5)0.22%
HomeBridge Financial Services-0.01%(3.5)1.41%
Draper and Kramer Mortgage Corp-0.01%(3.5)0.05%
Lakeview Loan Servicing-0.01%(3.5)1.32%
First Savings Bank-0.01%(3.5)0.22%
Bank of America-0.01%(3.5)0.18%
Mortgage Network, Inc-0.01%(3.5)0.68%
Northpoint Mortgage-0.00%(3.5)0.26%
Conway Financial Services0.01%(3.5)0.08%
Synergy One Lending0.01%(3.5)0.36%
Sierra Pacific Mortgage0.01%(3.5)0.94%
Amerisave Mortgage Corporation0.01%(3.5)0.28%
Northpointe Bank0.02%(3.5)4.20%
Bank of England AR0.02%(3.5)0.20%
Quicken Loans0.03%(3.5)4.88%
Home Loan Investment Bank0.03%(3.5)1.37%
Atlantic Home Loans0.04%(3.5)1.18%
Flagstar Bank0.04%(3.5)0.46%
PrimeLending0.04%(3.5)0.89%
Mr. Cooper0.04%(3.5)3.21%
Radius Financial Group0.05%(3.5)0.48%
The Federal Savings Bank0.05%(3.5)0.56%
Embrace Home Loans0.05%(3.0)1.77%
NFM Lending0.05%(3.0)4.15%
Province Mortgage Associates0.08%(3.0)4.80%
HarborOne Mortgage0.10%(3.0)2.62%
Finance of America Mortgage0.10%(3.0)0.20%
Nations Lending Corporation0.11%(3.0)1.42%
Semper Home Loans0.14%(3.0)4.20%
Total Mortgage Services0.15%(3.0)2.90%
loanDepot0.15%(3.0)1.37%
Norwich Commercial Group Inc0.15%(2.5)1.01%
First Home Mortgage0.16%(2.5)1.41%
Shamrock Home Loans0.17%(2.5)4.83%
Primary Residential Mortgage Inc0.19%(2.5)5.49%
Lender NameRate DifferenceRate RatingMarket Share
NewRez-0.31%(5.0)1.11%
Stearns Home Loans-0.27%(5.0)2.28%
Home Point Financial Corporation-0.23%(4.5)2.24%
emmloans-0.22%(4.5)0.58%
BayCoast Mortgage-0.21%(4.5)0.65%
Caliber Home Loans-0.20%(4.5)3.16%
PennyMac Loan Services-0.19%(4.5)0.37%
Rockland Trust Company-0.18%(4.5)0.48%
Freedom Mortgage Corporation-0.18%(4.5)2.58%
Eastern Bank-0.14%(4.0)0.25%
Leader Bank-0.14%(4.0)0.28%
Residential Mortgage Services-0.13%(4.0)12.53%
Washington Trust Mortgage Company-0.13%(4.0)0.14%
BankNewport-0.13%(4.0)0.44%
Movement Mortgage-0.12%(4.0)5.89%
Lakeview Loan Servicing-0.12%(4.0)0.60%
Fairway Independent Mortgage Corporation-0.12%(4.0)2.75%
Santander Bank-0.11%(4.0)0.44%
Salem Five Mortgage Company-0.10%(4.0)0.25%
Centreville Bank-0.10%(4.0)0.18%
MSA Mortgage-0.07%(4.0)0.14%
Quicken Loans-0.05%(4.0)1.64%
Equity Resources-0.05%(4.0)0.39%
CMG Financial-0.05%(4.0)0.21%
Envision Bank-0.05%(3.5)1.36%
Webster Bank-0.05%(3.5)0.18%
TD Bank-0.04%(3.5)0.07%
First Choice Loan Services-0.04%(3.5)0.23%
Navy Federal Credit Union-0.04%(3.5)0.05%
Guaranteed Rate-0.03%(3.5)1.13%
Plaza Home Mortgage-0.03%(3.5)0.37%
Guaranteed Rate Affinity-0.02%(3.5)0.35%
Synergy One Lending-0.02%(3.5)0.02%
JPMorgan Chase Bank-0.02%(3.5)0.02%
US Bank-0.02%(3.5)0.07%
New Fed Mortgage Corporation-0.02%(3.5)0.21%
Draper and Kramer Mortgage Corp-0.02%(3.5)0.07%
Mortgage Network, Inc-0.01%(3.5)0.85%
Bank of America-0.01%(3.5)0.25%
New American Funding-0.01%(3.5)0.12%
PRMG Mortgage-0.00%(3.5)0.09%
Mr. Cooper-0.00%(3.5)2.10%
Carrington Mortgage Services0.00%(3.5)0.37%
Northpoint Mortgage0.00%(3.5)0.30%
Conway Financial Services0.01%(3.5)0.12%
Sierra Pacific Mortgage0.01%(3.5)1.27%
First Savings Bank0.01%(3.5)0.16%
HomeBridge Financial Services0.01%(3.5)1.36%
Amerisave Mortgage Corporation0.02%(3.5)0.05%
Embrace Home Loans0.02%(3.5)1.11%
Bank of England AR0.03%(3.5)0.18%
Home Loan Investment Bank0.04%(3.5)1.62%
Atlantic Home Loans0.04%(3.5)1.18%
PrimeLending0.05%(3.5)1.08%
Radius Financial Group0.05%(3.5)0.60%
Northpointe Bank0.05%(3.5)4.55%
Flagstar Bank0.05%(3.5)0.46%
The Federal Savings Bank0.05%(3.0)0.58%
NFM Lending0.06%(3.0)5.35%
Province Mortgage Associates0.09%(3.0)5.70%
Finance of America Mortgage0.10%(3.0)0.28%
HarborOne Mortgage0.10%(3.0)3.23%
loanDepot0.12%(3.0)0.69%
Nations Lending Corporation0.13%(3.0)1.45%
Norwich Commercial Group Inc0.17%(2.5)0.81%
Semper Home Loans0.17%(2.5)4.82%
First Home Mortgage0.19%(2.5)1.62%
Total Mortgage Services0.19%(2.5)3.00%
Primary Residential Mortgage Inc0.21%(2.5)5.93%
Shamrock Home Loans0.23%(2.5)5.01%
Lender NameRate DifferenceRate RatingMarket Share
Home Point Financial Corporation-0.23%(4.5)3.51%
Caliber Home Loans-0.19%(4.5)4.62%
Plaza Home Mortgage-0.15%(4.5)0.82%
Movement Mortgage-0.11%(4.0)4.33%
NewRez-0.10%(4.0)1.93%
Northpointe Bank-0.10%(4.0)3.34%
HomeBridge Financial Services-0.08%(4.0)1.52%
Stearns Home Loans-0.06%(4.0)1.05%
Guaranteed Rate-0.05%(4.0)0.94%
New Fed Mortgage Corporation-0.05%(4.0)0.41%
Santander Bank-0.05%(3.5)0.59%
Rockland Trust Company-0.05%(3.5)0.18%
MSA Mortgage-0.04%(3.5)0.12%
PRMG Mortgage-0.04%(3.5)1.05%
Leader Bank-0.03%(3.5)0.18%
First Savings Bank-0.03%(3.5)0.35%
Envision Bank-0.03%(3.5)1.76%
Carrington Mortgage Services-0.03%(3.5)1.81%
BankNewport-0.03%(3.5)0.12%
Northpoint Mortgage-0.02%(3.5)0.18%
emmloans-0.02%(3.5)0.29%
Centreville Bank-0.02%(3.5)0.06%
Home Loan Investment Bank-0.02%(3.5)0.76%
New American Funding-0.02%(3.5)0.47%
Reliance First Capital-0.02%(3.5)1.64%
Equity Resources-0.02%(3.5)0.06%
Province Mortgage Associates-0.02%(3.5)2.52%
Fairway Independent Mortgage Corporation-0.02%(3.5)1.99%
Residential Mortgage Services-0.01%(3.5)3.28%
NFM Lending-0.01%(3.5)1.11%
Webster Bank-0.01%(3.5)0.06%
BayCoast Mortgage-0.00%(3.5)0.18%
Bank of England AR-0.00%(3.5)0.23%
CMG Financial-0.00%(3.5)0.18%
PennyMac Loan Services0.00%(3.5)2.40%
Sierra Pacific Mortgage0.00%(3.5)0.12%
Semper Home Loans0.00%(3.5)2.63%
Shamrock Home Loans0.01%(3.5)4.39%
Synergy One Lending0.01%(3.5)1.23%
PrimeLending0.01%(3.5)0.41%
Mortgage Network, Inc0.01%(3.5)0.23%
Amerisave Mortgage Corporation0.01%(3.5)0.88%
Radius Financial Group0.02%(3.5)0.18%
Flagstar Bank0.02%(3.5)0.47%
Nations Lending Corporation0.02%(3.5)1.35%
Total Mortgage Services0.02%(3.5)2.63%
The Federal Savings Bank0.03%(3.5)0.53%
Atlantic Home Loans0.03%(3.5)1.17%
HarborOne Mortgage0.04%(3.5)1.05%
Lakeview Loan Servicing0.04%(3.5)3.16%
Quicken Loans0.06%(3.0)13.11%
Freedom Mortgage Corporation0.06%(3.0)3.10%
First Home Mortgage0.07%(3.0)0.88%
Embrace Home Loans0.08%(3.0)3.45%
Mr. Cooper0.09%(3.0)6.03%
Norwich Commercial Group Inc0.12%(3.0)1.52%
Primary Residential Mortgage Inc0.12%(3.0)4.39%
loanDepot0.17%(2.5)3.10%
Lender NameRate DifferenceRate RatingMarket Share
Bank of America-0.08%(4.0)9.39%
TD Bank-0.05%(4.0)2.43%
Wells Fargo Bank-0.03%(3.5)5.50%
People’s Credit Union-0.02%(3.5)1.94%
Pawtucket Credit Union-0.01%(3.5)3.24%
Milford Federal-0.01%(3.5)0.32%
Leader Bank-0.01%(3.5)2.75%
St. Anne’s Credit Union-0.01%(3.5)0.32%
JPMorgan Chase Bank-0.00%(3.5)5.34%
Fairway Independent Mortgage Corporation-0.00%(3.5)0.97%
Bank RI0.00%(3.5)1.94%
Centreville Bank0.00%(3.5)2.59%
Webster Bank0.00%(3.5)7.12%
Rockland Federal Credit Union0.00%(3.5)0.49%
Flagstar Bank0.00%(3.5)1.13%
NFM Lending0.00%(3.5)0.32%
Eastern Bank0.01%(3.5)1.46%
MSA Mortgage0.01%(3.5)0.16%
Salem Five Mortgage Company0.01%(3.5)1.78%
BankNewport0.01%(3.5)0.16%
Finance of America Mortgage0.01%(3.5)0.16%
US Bank0.01%(3.5)3.88%
Washington Trust Mortgage Company0.01%(3.5)4.69%
HarborOne Mortgage0.01%(3.5)6.47%
loanDepot0.01%(3.5)0.32%
PrimeLending0.01%(3.5)0.16%
First Home Mortgage0.01%(3.5)0.65%
Digital Federal Credit Union0.01%(3.5)0.16%
Equity Resources0.01%(3.5)0.16%
CMG Financial0.01%(3.5)0.32%
Guaranteed Rate Affinity0.01%(3.5)0.32%
HomeBridge Financial Services0.02%(3.5)0.16%
Santander Bank0.02%(3.5)4.85%
Somerset Federal Credit Union0.02%(3.5)0.16%
NewRez0.02%(3.5)0.32%
Greenwood Credit Union0.02%(3.5)0.65%
Bristol County Savings Bank0.02%(3.5)1.78%
Guaranteed Rate0.02%(3.5)1.13%
First Choice Loan Services0.02%(3.5)0.49%
Residential Mortgage Services0.02%(3.5)3.72%
Home Loan Investment Bank0.02%(3.5)0.65%
Atlantic Home Loans0.02%(3.5)0.32%
Sierra Pacific Mortgage0.02%(3.5)0.32%
Rockland Trust Company0.02%(3.5)0.81%
Mortgage Network, Inc0.02%(3.5)1.94%
Caliber Home Loans0.02%(3.5)0.49%
Northpointe Bank0.02%(3.5)0.49%
Primary Residential Mortgage Inc0.03%(3.5)0.97%
BayCoast Mortgage0.03%(3.5)0.81%
Movement Mortgage0.03%(3.5)1.13%
Quicken Loans0.03%(3.5)1.62%
Navy Federal Credit Union0.03%(3.5)1.46%
PennyMac Loan Services0.04%(3.5)0.32%
Total Mortgage Services0.04%(3.5)0.16%
Envision Bank0.04%(3.5)2.91%
Navigant Credit Union0.04%(3.5)4.85%
Embrace Home Loans0.05%(3.5)0.81%
Lender NameRate DifferenceRate RatingMarket Share
Bank of America-0.09%(4.0)10.00%
Wells Fargo Bank-0.05%(3.5)5.41%
TD Bank-0.03%(3.5)1.35%
Pawtucket Credit Union-0.02%(3.5)2.16%
People’s Credit Union-0.01%(3.5)0.81%
Centreville Bank-0.01%(3.5)2.70%
Leader Bank-0.01%(3.5)3.24%
JPMorgan Chase Bank-0.01%(3.5)6.49%
Milford Federal-0.01%(3.5)0.54%
Bank RI-0.01%(3.5)0.81%
Fairway Independent Mortgage Corporation-0.00%(3.5)1.35%
Webster Bank0.00%(3.5)8.92%
Rockland Federal Credit Union0.00%(3.5)0.27%
NFM Lending0.01%(3.5)0.54%
Flagstar Bank0.01%(3.5)1.08%
Eastern Bank0.01%(3.5)2.43%
MSA Mortgage0.01%(3.5)0.27%
US Bank0.01%(3.5)4.59%
NewRez0.01%(3.5)0.27%
loanDepot0.01%(3.5)0.27%
Salem Five Mortgage Company0.01%(3.5)1.89%
Digital Federal Credit Union0.01%(3.5)0.27%
Equity Resources0.01%(3.5)0.27%
CMG Financial0.01%(3.5)0.54%
First Choice Loan Services0.02%(3.5)0.27%
Guaranteed Rate Affinity0.02%(3.5)0.54%
HarborOne Mortgage0.02%(3.5)5.95%
Primary Residential Mortgage Inc0.02%(3.5)0.81%
Home Loan Investment Bank0.02%(3.5)0.81%
Quicken Loans0.02%(3.5)0.81%
Bristol County Savings Bank0.02%(3.5)2.43%
Washington Trust Mortgage Company0.02%(3.5)2.97%
BayCoast Mortgage0.02%(3.5)0.54%
Santander Bank0.02%(3.5)4.86%
Atlantic Home Loans0.02%(3.5)0.54%
First Home Mortgage0.02%(3.5)0.54%
Sierra Pacific Mortgage0.02%(3.5)0.54%
Caliber Home Loans0.03%(3.5)0.81%
Rockland Trust Company0.03%(3.5)1.08%
Greenwood Credit Union0.03%(3.5)0.27%
Mortgage Network, Inc0.03%(3.5)1.35%
Guaranteed Rate0.03%(3.5)1.08%
Northpointe Bank0.03%(3.5)0.54%
Residential Mortgage Services0.03%(3.5)4.32%
Navigant Credit Union0.04%(3.5)5.68%
Movement Mortgage0.04%(3.5)1.35%
Navy Federal Credit Union0.04%(3.5)2.16%
Envision Bank0.06%(3.0)2.43%
Embrace Home Loans0.07%(3.0)0.81%
Lender NameRate DifferenceRate RatingMarket Share
TD Bank-0.06%(4.0)4.03%
Bank of America-0.06%(4.0)8.47%
People’s Credit Union-0.03%(3.5)3.63%
Pawtucket Credit Union-0.01%(3.5)4.84%
Wells Fargo Bank-0.01%(3.5)5.65%
St. Anne’s Credit Union-0.01%(3.5)0.81%
Residential Mortgage Services-0.01%(3.5)2.82%
Salem Five Mortgage Company-0.00%(3.5)1.61%
Leader Bank-0.00%(3.5)2.02%
Navy Federal Credit Union-0.00%(3.5)0.40%
Flagstar Bank0.00%(3.5)1.21%
First Home Mortgage0.00%(3.5)0.81%
Rockland Federal Credit Union0.00%(3.5)0.81%
Washington Trust Mortgage Company0.00%(3.5)7.26%
Bank RI0.00%(3.5)3.63%
Webster Bank0.00%(3.5)4.44%
HarborOne Mortgage0.01%(3.5)7.26%
Fairway Independent Mortgage Corporation0.01%(3.5)0.40%
Guaranteed Rate0.01%(3.5)1.21%
BankNewport0.01%(3.5)0.40%
Finance of America Mortgage0.01%(3.5)0.40%
Santander Bank0.01%(3.5)4.84%
Embrace Home Loans0.01%(3.5)0.81%
PrimeLending0.01%(3.5)0.40%
JPMorgan Chase Bank0.01%(3.5)3.63%
US Bank0.01%(3.5)2.82%
loanDepot0.01%(3.5)0.40%
Northpointe Bank0.01%(3.5)0.40%
HomeBridge Financial Services0.01%(3.5)0.40%
Somerset Federal Credit Union0.02%(3.5)0.40%
Greenwood Credit Union0.02%(3.5)1.21%
Envision Bank0.02%(3.5)3.63%
Rockland Trust Company0.02%(3.5)0.40%
Movement Mortgage0.02%(3.5)0.81%
Mortgage Network, Inc0.02%(3.5)2.82%
First Choice Loan Services0.02%(3.5)0.81%
Centreville Bank0.02%(3.5)2.42%
Bristol County Savings Bank0.02%(3.5)0.81%
NewRez0.03%(3.5)0.40%
Home Loan Investment Bank0.03%(3.5)0.40%
BayCoast Mortgage0.03%(3.5)1.21%
Primary Residential Mortgage Inc0.03%(3.5)1.21%
PennyMac Loan Services0.04%(3.5)0.81%
Total Mortgage Services0.04%(3.5)0.40%
Quicken Loans0.04%(3.5)2.82%
Navigant Credit Union0.05%(3.5)3.63%
Lender NameRate DifferenceRate RatingMarket Share
Navy Federal Credit Union-0.19%(4.5)9.13%
PennyMac Loan Services-0.07%(4.0)3.09%
Guaranteed Rate-0.06%(4.0)1.61%
Residential Mortgage Services-0.06%(4.0)4.63%
Lakeview Loan Servicing-0.06%(4.0)1.88%
First Savings Bank-0.05%(3.5)0.60%
NewRez-0.05%(3.5)1.88%
Caliber Home Loans-0.04%(3.5)1.81%
Stearns Home Loans-0.02%(3.5)1.54%
Leader Bank-0.02%(3.5)0.40%
emmloans-0.01%(3.5)0.20%
Mortgage Network, Inc-0.01%(3.5)1.21%
Envision Bank-0.01%(3.5)1.88%
Fairway Independent Mortgage Corporation-0.01%(3.5)1.95%
Shamrock Home Loans-0.01%(3.5)1.48%
New Fed Mortgage Corporation-0.01%(3.5)0.13%
loanDepot-0.01%(3.5)3.69%
HomeBridge Financial Services-0.00%(3.5)1.21%
Salem Five Mortgage Company-0.00%(3.5)0.27%
MSA Mortgage-0.00%(3.5)0.07%
Rockland Trust Company-0.00%(3.5)0.13%
Freedom Mortgage Corporation0.00%(3.5)3.96%
Home Point Financial Corporation0.00%(3.5)1.14%
Poli Mortgage Group0.00%(3.5)0.07%
Conway Financial Services0.00%(3.5)0.27%
Reliance First Capital0.00%(3.5)0.20%
Amerisave Mortgage Corporation0.00%(3.5)0.20%
Movement Mortgage0.00%(3.5)5.44%
USAA0.01%(3.5)8.86%
TD Bank0.01%(3.5)0.07%
HarborOne Mortgage0.01%(3.5)1.07%
Guaranteed Rate Affinity0.01%(3.5)0.40%
Bank of England AR0.01%(3.5)0.13%
Total Mortgage Services0.01%(3.5)0.94%
US Bank0.01%(3.5)0.13%
Sierra Pacific Mortgage0.01%(3.5)0.40%
Webster Bank0.01%(3.5)0.13%
Finance of America Mortgage0.01%(3.5)0.20%
Santander Bank0.01%(3.5)0.07%
Flagstar Bank0.02%(3.5)1.28%
PRMG Mortgage0.02%(3.5)0.13%
Northpointe Bank0.02%(3.5)1.74%
PrimeLending0.02%(3.5)0.67%
Bank of America0.02%(3.5)0.27%
Embrace Home Loans0.02%(3.5)3.09%
CMG Financial0.02%(3.5)0.20%
Province Mortgage Associates0.02%(3.5)1.95%
Wells Fargo Bank0.02%(3.5)0.20%
Atlantic Home Loans0.02%(3.5)1.14%
Equity Resources0.02%(3.5)0.13%
New American Funding0.03%(3.5)0.27%
Radius Financial Group0.03%(3.5)0.54%
Northpoint Mortgage0.03%(3.5)0.60%
Semper Home Loans0.04%(3.5)2.35%
Home Loan Investment Bank0.04%(3.5)0.81%
Plaza Home Mortgage0.04%(3.5)0.47%
NFM Lending0.04%(3.5)0.67%
Carrington Mortgage Services0.05%(3.5)0.67%
Primary Residential Mortgage Inc0.05%(3.5)1.21%
Mr. Cooper0.07%(3.0)1.81%
Nations Lending Corporation0.07%(3.0)1.07%
Norwich Commercial Group Inc0.08%(3.0)0.40%
The Federal Savings Bank0.09%(3.0)5.03%
First Home Mortgage0.11%(3.0)1.07%
Quicken Loans0.13%(3.0)8.86%
Synergy One Lending0.16%(2.5)0.87%
Lender NameRate DifferenceRate RatingMarket Share
Navy Federal Credit Union-0.18%(4.5)14.31%
NewRez-0.08%(4.0)1.77%
Residential Mortgage Services-0.06%(4.0)7.63%
Guaranteed Rate-0.03%(3.5)1.50%
PennyMac Loan Services-0.02%(3.5)0.82%
Stearns Home Loans-0.01%(3.5)2.04%
Fairway Independent Mortgage Corporation-0.00%(3.5)3.00%
Leader Bank-0.00%(3.5)0.41%
Freedom Mortgage Corporation-0.00%(3.5)3.81%
Mortgage Network, Inc-0.00%(3.5)1.91%
emmloans0.00%(3.5)0.41%
Salem Five Mortgage Company0.01%(3.5)0.27%
Caliber Home Loans0.01%(3.5)1.09%
Mr. Cooper0.01%(3.5)0.95%
Shamrock Home Loans0.02%(3.5)1.09%
Rockland Trust Company0.02%(3.5)0.14%
Envision Bank0.02%(3.5)1.77%
CMG Financial0.02%(3.5)0.14%
Bank of England AR0.02%(3.5)0.14%
Conway Financial Services0.02%(3.5)0.54%
TD Bank0.02%(3.5)0.14%
Total Mortgage Services0.02%(3.5)0.68%
Guaranteed Rate Affinity0.02%(3.5)0.82%
US Bank0.03%(3.5)0.27%
Sierra Pacific Mortgage0.03%(3.5)0.82%
Webster Bank0.03%(3.5)0.27%
HomeBridge Financial Services0.03%(3.5)0.68%
Lakeview Loan Servicing0.03%(3.5)0.27%
HarborOne Mortgage0.03%(3.5)1.36%
Santander Bank0.03%(3.5)0.14%
Finance of America Mortgage0.03%(3.5)0.27%
The Federal Savings Bank0.03%(3.5)0.54%
PrimeLending0.03%(3.5)0.95%
Bank of America0.03%(3.5)0.54%
First Savings Bank0.03%(3.5)0.14%
Province Mortgage Associates0.04%(3.5)3.00%
Wells Fargo Bank0.04%(3.5)0.41%
Home Point Financial Corporation0.04%(3.5)0.82%
Equity Resources0.04%(3.5)0.27%
Atlantic Home Loans0.04%(3.5)1.77%
Northpointe Bank0.04%(3.5)2.18%
USAA0.05%(3.5)12.26%
Embrace Home Loans0.05%(3.5)1.63%
Flagstar Bank0.05%(3.0)1.23%
Northpoint Mortgage0.05%(3.0)1.09%
Primary Residential Mortgage Inc0.05%(3.0)1.36%
New American Funding0.05%(3.0)0.41%
NFM Lending0.06%(3.0)1.23%
Home Loan Investment Bank0.06%(3.0)1.36%
Plaza Home Mortgage0.06%(3.0)0.82%
Movement Mortgage0.06%(3.0)5.45%
Radius Financial Group0.07%(3.0)0.68%
Semper Home Loans0.08%(3.0)3.13%
loanDepot0.08%(3.0)0.82%
Quicken Loans0.09%(3.0)3.68%
Carrington Mortgage Services0.09%(3.0)0.54%
Norwich Commercial Group Inc0.10%(3.0)0.68%
Nations Lending Corporation0.11%(3.0)1.36%
First Home Mortgage0.12%(3.0)2.18%
Lender NameRate DifferenceRate RatingMarket Share
Navy Federal Credit Union-0.19%(4.5)4.10%
Guaranteed Rate-0.09%(4.0)1.72%
PennyMac Loan Services-0.08%(4.0)5.29%
Lakeview Loan Servicing-0.08%(4.0)3.44%
First Savings Bank-0.07%(4.0)1.06%
Caliber Home Loans-0.07%(4.0)2.51%
USAA-0.06%(4.0)5.56%
Movement Mortgage-0.05%(4.0)5.42%
Leader Bank-0.03%(3.5)0.40%
Envision Bank-0.03%(3.5)1.98%
Semper Home Loans-0.03%(3.5)1.59%
Stearns Home Loans-0.03%(3.5)1.06%
loanDepot-0.03%(3.5)6.48%
Shamrock Home Loans-0.03%(3.5)1.85%
Home Point Financial Corporation-0.03%(3.5)1.46%
HomeBridge Financial Services-0.02%(3.5)1.72%
New Fed Mortgage Corporation-0.02%(3.5)0.26%
NewRez-0.02%(3.5)1.98%
Flagstar Bank-0.02%(3.5)1.32%
Plaza Home Mortgage-0.02%(3.5)0.13%
Northpointe Bank-0.02%(3.5)1.32%
New American Funding-0.02%(3.5)0.13%
Rockland Trust Company-0.02%(3.5)0.13%
MSA Mortgage-0.02%(3.5)0.13%
Salem Five Mortgage Company-0.01%(3.5)0.26%
Poli Mortgage Group-0.01%(3.5)0.13%
HarborOne Mortgage-0.01%(3.5)0.79%
Radius Financial Group-0.01%(3.5)0.40%
Reliance First Capital-0.01%(3.5)0.40%
Home Loan Investment Bank-0.01%(3.5)0.26%
Amerisave Mortgage Corporation-0.01%(3.5)0.40%
Residential Mortgage Services-0.01%(3.5)1.72%
Mortgage Network, Inc-0.00%(3.5)0.53%
Total Mortgage Services-0.00%(3.5)1.19%
Northpoint Mortgage-0.00%(3.5)0.13%
Finance of America Mortgage-0.00%(3.5)0.13%
Embrace Home Loans-0.00%(3.5)4.50%
Province Mortgage Associates-0.00%(3.5)0.93%
Atlantic Home Loans-0.00%(3.5)0.53%
PRMG Mortgage0.00%(3.5)0.26%
Bank of England AR0.00%(3.5)0.13%
Freedom Mortgage Corporation0.00%(3.5)4.10%
PrimeLending0.00%(3.5)0.40%
NFM Lending0.00%(3.5)0.13%
Fairway Independent Mortgage Corporation0.00%(3.5)0.93%
Carrington Mortgage Services0.01%(3.5)0.79%
CMG Financial0.01%(3.5)0.26%
Norwich Commercial Group Inc0.01%(3.5)0.13%
Nations Lending Corporation0.03%(3.5)0.79%
Primary Residential Mortgage Inc0.04%(3.5)1.06%
Mr. Cooper0.08%(3.0)2.65%
The Federal Savings Bank0.08%(3.0)9.39%
Quicken Loans0.14%(3.0)13.89%
Synergy One Lending0.14%(3.0)1.72%

* Data is compiled for the Providence, RI commuting zone area, which comprises of counties of Bristol County, MA, Bristol County, RI, Kent County, RI, Newport County, RI, Providence County, RI, and Washington County, RI. This includes cities/towns/communities of Providence, RI as well as Warwick, RI, Cranston, RI, New Bedford, MA, Pawtucket, RI, Taunton, MA, Fall River, MA, Attleboro, MA, East Providence, RI, Woonsocket, RI, Mansfield Center, MA, Newport, RI, Westerly, RI, Somerset, MA, Pascoag, RI, Carolina, RI, Cumberland Hill, RI, Newport East, RI, Wakefield-Peacedale, RI, Valley Falls, RI, Raynham Center, MA, Narragansett Pier, RI, Chepachet, RI, Greenville, RI, Smith Mills, MA, Norton Center, MA, Acushnet Center, MA, Hope Valley, RI, Tiverton, RI, Kingston, RI, North Westport, MA, Melville, RI, North Seekonk, MA, Clayville, RI, Central Falls, RI, Ocean Grove, MA, Bliss Corner, MA, Foster Center, RI, Weekapaug, RI, and Greene, RI. Lenders must have made at least 30 loans in the area to be included. Source of the data is Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate conditional on the commuting zone, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

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