Top Mortgage Lenders in Albertville, AL

Which mortgage lender in the Albertville, AL area typically has the best rates? To help you narrow down where to shop for a mortgage, provides an objective and data driven ranking of mortgage lenders operating in the Albertville, AL area by interest rate and market share. We maintain our independence by not accepting any compensation from the mortgage lenders we rank, and use data on all fixed rate mortgages that were closed in the past year to generate our rankings.

Going by historical data, the best mortgage lender in the Albertville, AL area in terms of interest rate is Renasant Bank, with an average “Rate Difference” of -0.08%. This means that, comparing similar borrowers, Renasant Bank provided a -0.08% lower interest rate for its customers than other lenders in the area. Renasant Bank has a market share of 9.6%. On the other hand, the most popular lender in the Albertville, AL area is Quicken Loans, with a larger market share of 12.4%. Quicken Loans is an average lender in terms of the interest rate it offers, with a “Rate Difference” of +0.08% compared to those of other lenders in this area.

Our detailed ranking of mortgage lenders in the Albertville, AL area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, going by historical data, the cheapest lender for Conventional mortgages in Albertville, AL is First Federal Bank. If you want to take out a loan that is above conforming limits (above $548,250 or $822,375 depending on the area in 2021), the cheapest Jumbo mortgage provider is Quicken Loans. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Renasant Bank. The cheapest VA mortgage provider is loanDepot. Note that as a consumer advocate we always recommend shopping among several of our top ranked lenders in order to get the best rates and fees.

Ranking of Mortgage Lenders in Albertville, AL

Mortgage Type:
Lender NameRate DifferenceRate RatingMarket Share
Renasant Bank-0.08%(4.0)9.65%
First Federal Bank-0.07%(4.0)2.98%
FirstBank TN-0.05%(4.0)7.66%
Fairway Independent Mortgage Corporation-0.05%(3.5)11.33%
Trustmark National Bank-0.03%(3.5)1.95%
Mortgage Investors Group-0.02%(3.5)3.94%
Home Point Financial Corporation-0.02%(3.5)1.47%
BancorpSouth Bank-0.02%(3.5)1.99%
Wells Fargo Bank-0.01%(3.5)2.90%
Regions Bank-0.00%(3.5)10.29%
Triumph Bank0.00%(3.5)1.69%
GMFS Mortgage0.00%(3.5)2.47%
DelMar Financial Company0.00%(3.5)1.82%
Certainty Home Loans0.01%(3.5)3.50%
Redstone Federal Credit Union0.04%(3.5)4.02%
Acopia Home Loans0.05%(3.5)2.77%
Goldwater Bank0.06%(3.0)1.86%
Quicken Loans0.08%(3.0)12.37%
Mr. Cooper0.10%(3.0)1.38%
Guild Mortgage Company0.13%(3.0)3.24%
Lender NameRate DifferenceRate RatingMarket Share
Renasant Bank-0.10%(4.0)11.29%
Regions Bank-0.09%(4.0)8.36%
Fairway Independent Mortgage Corporation-0.05%(4.0)15.23%
First Federal Bank-0.05%(3.5)3.29%
FirstBank TN-0.04%(3.5)9.58%
Wells Fargo Bank-0.04%(3.5)3.29%
Home Point Financial Corporation-0.02%(3.5)1.50%
BancorpSouth Bank-0.01%(3.5)2.07%
Triumph Bank-0.00%(3.5)1.07%
Mortgage Investors Group0.01%(3.5)4.00%
Certainty Home Loans0.02%(3.5)2.79%
DelMar Financial Company0.02%(3.5)2.29%
GMFS Mortgage0.02%(3.5)2.07%
Trustmark National Bank0.03%(3.5)1.50%
Acopia Home Loans0.07%(3.0)3.93%
Goldwater Bank0.08%(3.0)2.36%
Mr. Cooper0.09%(3.0)0.71%
Redstone Federal Credit Union0.13%(3.0)3.72%
Quicken Loans0.15%(2.5)5.72%
Guild Mortgage Company0.19%(2.5)3.72%
Lender NameRate DifferenceRate RatingMarket Share
First Federal Bank-0.11%(4.0)2.52%
Trustmark National Bank-0.09%(4.0)2.63%
Redstone Federal Credit Union-0.07%(4.0)4.49%
Mortgage Investors Group-0.06%(4.0)3.83%
FirstBank TN-0.06%(4.0)4.71%
Acopia Home Loans-0.05%(3.5)0.99%
DelMar Financial Company-0.04%(3.5)1.10%
BancorpSouth Bank-0.03%(3.5)1.86%
GMFS Mortgage-0.03%(3.5)3.07%
Renasant Bank-0.02%(3.5)7.12%
Fairway Independent Mortgage Corporation-0.02%(3.5)5.37%
Home Point Financial Corporation-0.01%(3.5)1.42%
Triumph Bank-0.01%(3.5)2.63%
Guild Mortgage Company-0.01%(3.5)2.52%
Certainty Home Loans-0.00%(3.5)4.60%
Goldwater Bank0.00%(3.5)1.10%
Quicken Loans0.03%(3.5)22.56%
Wells Fargo Bank0.04%(3.5)2.30%
Regions Bank0.08%(3.0)13.25%
Mr. Cooper0.09%(3.0)2.41%
Lender NameRate DifferenceRate RatingMarket Share
First Federal Bank-0.09%(4.0)3.60%
Mortgage Investors Group-0.06%(4.0)4.97%
FirstBank TN-0.06%(4.0)8.00%
Trustmark National Bank-0.06%(4.0)2.38%
Renasant Bank-0.04%(3.5)9.01%
Wells Fargo Bank-0.03%(3.5)4.33%
BancorpSouth Bank-0.03%(3.5)2.45%
GMFS Mortgage-0.02%(3.5)2.88%
DelMar Financial Company-0.01%(3.5)1.66%
Regions Bank-0.01%(3.5)14.92%
Goldwater Bank-0.00%(3.5)1.01%
Home Point Financial Corporation-0.00%(3.5)1.15%
Certainty Home Loans0.00%(3.5)4.40%
Triumph Bank0.01%(3.5)1.80%
Guild Mortgage Company0.02%(3.5)2.09%
Redstone Federal Credit Union0.04%(3.5)6.27%
Acopia Home Loans0.04%(3.5)1.73%
Fairway Independent Mortgage Corporation0.08%(3.0)6.34%
Mr. Cooper0.09%(3.0)1.08%
Quicken Loans0.09%(3.0)10.67%
Lender NameRate DifferenceRate RatingMarket Share
Regions Bank-0.12%(4.0)12.86%
First Federal Bank-0.06%(4.0)4.29%
Wells Fargo Bank-0.06%(4.0)5.53%
Renasant Bank-0.05%(3.5)9.41%
FirstBank TN-0.04%(3.5)10.51%
Mortgage Investors Group-0.04%(3.5)5.12%
GMFS Mortgage-0.02%(3.5)2.07%
Goldwater Bank-0.01%(3.5)1.38%
BancorpSouth Bank-0.01%(3.5)2.77%
Home Point Financial Corporation0.00%(3.5)1.38%
Certainty Home Loans0.00%(3.5)3.32%
DelMar Financial Company0.02%(3.5)1.80%
Trustmark National Bank0.02%(3.5)1.66%
Mr. Cooper0.02%(3.5)0.28%
Triumph Bank0.03%(3.5)0.69%
Acopia Home Loans0.06%(3.0)3.04%
Guild Mortgage Company0.06%(3.0)2.07%
Fairway Independent Mortgage Corporation0.11%(3.0)8.99%
Redstone Federal Credit Union0.14%(3.0)6.50%
Quicken Loans0.18%(2.5)5.26%
Lender NameRate DifferenceRate RatingMarket Share
First Federal Bank-0.13%(4.0)2.86%
Trustmark National Bank-0.10%(4.0)3.16%
Redstone Federal Credit Union-0.07%(4.0)6.02%
Mortgage Investors Group-0.07%(4.0)4.82%
FirstBank TN-0.07%(4.0)5.27%
DelMar Financial Company-0.05%(3.5)1.51%
BancorpSouth Bank-0.04%(3.5)2.11%
GMFS Mortgage-0.03%(3.5)3.77%
Guild Mortgage Company-0.03%(3.5)2.11%
Renasant Bank-0.02%(3.5)8.58%
Acopia Home Loans-0.01%(3.5)0.30%
Triumph Bank-0.01%(3.5)3.01%
Certainty Home Loans-0.01%(3.5)5.57%
Home Point Financial Corporation-0.00%(3.5)0.90%
Goldwater Bank0.02%(3.5)0.60%
Fairway Independent Mortgage Corporation0.03%(3.5)3.46%
Wells Fargo Bank0.04%(3.5)3.01%
Quicken Loans0.06%(3.0)16.57%
Regions Bank0.08%(3.0)17.17%
Mr. Cooper0.09%(3.0)1.96%
Lender NameRate DifferenceRate RatingMarket Share
Renasant Bank-0.15%(4.0)12.18%
Fairway Independent Mortgage Corporation-0.13%(4.0)20.51%
FirstBank TN-0.06%(4.0)6.84%
Home Point Financial Corporation-0.03%(3.5)1.78%
Regions Bank-0.02%(3.5)2.67%
First Federal Bank-0.02%(3.5)2.08%
Triumph Bank-0.01%(3.5)1.49%
BancorpSouth Bank0.00%(3.5)1.63%
Redstone Federal Credit Union0.01%(3.5)0.30%
DelMar Financial Company0.03%(3.5)2.53%
Certainty Home Loans0.04%(3.5)2.38%
Trustmark National Bank0.05%(3.5)0.45%
GMFS Mortgage0.06%(3.0)2.53%
Acopia Home Loans0.06%(3.0)3.57%
Quicken Loans0.07%(3.0)14.71%
Mortgage Investors Group0.12%(3.0)2.97%
Goldwater Bank0.12%(3.0)3.71%
Mr. Cooper0.13%(3.0)2.08%
Guild Mortgage Company0.23%(2.5)6.24%
Lender NameRate DifferenceRate RatingMarket Share
Renasant Bank-0.16%(4.5)14.15%
Fairway Independent Mortgage Corporation-0.14%(4.0)22.45%
FirstBank TN-0.06%(4.0)8.68%
Home Point Financial Corporation-0.04%(3.5)1.70%
Regions Bank-0.03%(3.5)2.83%
First Federal Bank-0.02%(3.5)2.26%
Triumph Bank-0.01%(3.5)1.32%
BancorpSouth Bank0.00%(3.5)1.70%
Redstone Federal Credit Union0.02%(3.5)0.38%
DelMar Financial Company0.04%(3.5)3.21%
Trustmark National Bank0.05%(3.0)0.38%
Certainty Home Loans0.05%(3.0)2.64%
Acopia Home Loans0.07%(3.0)4.53%
GMFS Mortgage0.07%(3.0)2.64%
Mr. Cooper0.13%(3.0)1.13%
Mortgage Investors Group0.13%(3.0)3.40%
Goldwater Bank0.14%(3.0)3.96%
Quicken Loans0.16%(2.5)6.79%
Guild Mortgage Company0.27%(2.0)6.60%
Lender NameRate DifferenceRate RatingMarket Share
Fairway Independent Mortgage Corporation-0.05%(4.0)13.29%
Triumph Bank-0.03%(3.5)2.10%
Quicken Loans-0.01%(3.5)44.06%
Renasant Bank-0.01%(3.5)4.90%
Goldwater Bank-0.01%(3.5)2.80%
GMFS Mortgage-0.01%(3.5)2.10%
First Federal Bank-0.01%(3.5)1.40%
Home Point Financial Corporation-0.00%(3.5)2.10%
Certainty Home Loans0.00%(3.5)1.40%
Regions Bank0.00%(3.5)2.10%
BancorpSouth Bank0.01%(3.5)1.40%
Trustmark National Bank0.03%(3.5)0.70%
Guild Mortgage Company0.03%(3.5)4.90%
Mortgage Investors Group0.04%(3.5)1.40%
Mr. Cooper0.11%(3.0)5.59%
Lender NameRate DifferenceRate RatingMarket Share
Quicken Loans-0.01%(3.5)8.33%
Regions Bank-0.01%(3.5)33.33%
Wells Fargo Bank-0.01%(3.5)8.33%
Certainty Home Loans0.00%(3.5)8.33%
FirstBank TN0.01%(3.5)41.67%
Lender NameRate DifferenceRate RatingMarket Share
FirstBank TN-0.00%(3.5)50.00%
Regions Bank0.00%(3.5)50.00%
Lender NameRate DifferenceRate RatingMarket Share
Regions Bank-0.01%(3.5)25.00%
Quicken Loans-0.01%(3.5)12.50%
Wells Fargo Bank-0.01%(3.5)12.50%
Certainty Home Loans0.00%(3.5)12.50%
FirstBank TN0.01%(3.5)37.50%
Lender NameRate DifferenceRate RatingMarket Share
Regions Bank-0.03%(3.5)3.75%
Renasant Bank-0.03%(3.5)6.67%
Fairway Independent Mortgage Corporation-0.02%(3.5)15.00%
Home Point Financial Corporation-0.02%(3.5)2.50%
Triumph Bank-0.02%(3.5)1.67%
First Federal Bank-0.01%(3.5)2.08%
FirstBank TN-0.01%(3.5)6.25%
Guild Mortgage Company0.00%(3.5)1.67%
Mortgage Investors Group0.00%(3.5)0.83%
Redstone Federal Credit Union0.01%(3.5)1.67%
Goldwater Bank0.01%(3.5)1.67%
Trustmark National Bank0.01%(3.5)3.75%
Certainty Home Loans0.01%(3.5)1.25%
DelMar Financial Company0.02%(3.5)0.83%
Wells Fargo Bank0.02%(3.5)2.50%
BancorpSouth Bank0.03%(3.5)0.42%
Acopia Home Loans0.04%(3.5)6.67%
Mr. Cooper0.05%(3.5)1.25%
Quicken Loans0.05%(3.0)15.83%
Lender NameRate DifferenceRate RatingMarket Share
Regions Bank-0.05%(3.5)4.93%
Renasant Bank-0.03%(3.5)10.56%
Fairway Independent Mortgage Corporation-0.02%(3.5)20.42%
Triumph Bank-0.02%(3.5)2.11%
Home Point Financial Corporation-0.02%(3.5)1.41%
First Federal Bank-0.02%(3.5)2.11%
FirstBank TN-0.00%(3.5)7.04%
Mortgage Investors Group-0.00%(3.5)0.70%
Redstone Federal Credit Union0.00%(3.5)2.11%
Trustmark National Bank0.01%(3.5)4.93%
Guild Mortgage Company0.01%(3.5)1.41%
DelMar Financial Company0.01%(3.5)1.41%
Certainty Home Loans0.02%(3.5)0.70%
Goldwater Bank0.02%(3.5)1.41%
Wells Fargo Bank0.02%(3.5)4.23%
Quicken Loans0.03%(3.5)4.23%
Mr. Cooper0.05%(3.0)1.41%
Acopia Home Loans0.11%(3.0)6.34%
Lender NameRate DifferenceRate RatingMarket Share
Acopia Home Loans-0.06%(4.0)7.14%
Fairway Independent Mortgage Corporation-0.03%(3.5)7.14%
FirstBank TN-0.03%(3.5)5.10%
Home Point Financial Corporation-0.03%(3.5)4.08%
First Federal Bank-0.01%(3.5)2.04%
Guild Mortgage Company-0.01%(3.5)2.04%
Triumph Bank-0.01%(3.5)1.02%
Goldwater Bank-0.00%(3.5)2.04%
Renasant Bank0.00%(3.5)1.02%
Certainty Home Loans0.01%(3.5)2.04%
Mortgage Investors Group0.01%(3.5)1.02%
Redstone Federal Credit Union0.01%(3.5)1.02%
Trustmark National Bank0.01%(3.5)2.04%
BancorpSouth Bank0.03%(3.5)1.02%
Mr. Cooper0.04%(3.5)1.02%
Regions Bank0.05%(3.5)2.04%
Quicken Loans0.06%(3.0)32.65%

* Data is compiled for the Albertville, AL commuting zone area, which comprises of counties of Cherokee County, AL, DeKalb County, AL, Etowah County, AL, and Marshall County, AL. This includes cities/towns/communities of Albertville, AL as well as Arab, AL, Guntersville, AL, Southside, AL, Attalla, AL, Gadsden, AL, Rainbow City, AL, Hokes Bluff, AL, Grant, AL, Fort Payne, AL, Henagar, AL, Union Grove, AL, Glencoe, AL, Reece City, AL, Centre, AL, Sardis City, AL, Cedar Bluff, AL, Carlisle-Rockledge, AL, Sand Rock, AL, Powell, AL, Spring Garden, AL, Douglas, AL, Valley Head, AL, Crossville, AL, Geraldine, AL, Altoona, AL, Egypt, AL, Ider, AL, Shiloh, AL, Boaz, AL, Hammondville, AL, Pine Ridge, AL, Lookout Mountain, AL, Ivalee, AL, Tidmore Bend, AL, and Sand Rock, AL. Lenders must have made at least 30 loans in the area to be included. Source of the data is Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate conditional on the commuting zone, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

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