Which mortgage lender in the Wenatchee, WA area typically has the best rates? To help you narrow down where to shop for a mortgage, MortgageWaldo.com provides an objective and data driven ranking of mortgage lenders operating in the Wenatchee, WA area by interest rate and market share. We maintain our independence by not accepting any compensation from the mortgage lenders we rank, and use data on all fixed rate mortgages that were closed in the past year to generate our rankings.
Going by historical data, the best mortgage lender in the Wenatchee, WA area in terms of interest rate is Provident Funding, with an average “Rate Difference” of -0.14%. This means that, comparing similar borrowers, Provident Funding provided a -0.14% lower interest rate for its customers than other lenders in the area. Provident Funding has a market share of 2.0%. On the other hand, the most popular lender in the Wenatchee, WA area is Caliber Home Loans, with a larger market share of 18.8%. Caliber Home Loans is an average lender in terms of the interest rate it offers, with a “Rate Difference” of +0.04% compared to those of other lenders in this area.
Our detailed ranking of mortgage lenders in the Wenatchee, WA area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, going by historical data, the cheapest lender for Conventional mortgages in Wenatchee, WA is Provident Funding. If you want to take out a loan that is above conforming limits (above $548,250 or $822,375 depending on the area in 2021), the cheapest Jumbo mortgage provider is Wells Fargo Bank. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Numerica Credit Union. The cheapest VA mortgage provider is loanDepot. Note that as a consumer advocate we always recommend shopping among several of our top ranked lenders in order to get the best rates and fees.
Ranking of Mortgage Lenders in Wenatchee, WA
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Provident Funding | -0.14% | 2.01% | |
| Boeing Employees’ Credit Union | -0.11% | 2.29% | |
| Peoples Bank WA | -0.09% | 5.11% | |
| Fairway Independent Mortgage Corporation | -0.09% | 2.07% | |
| Banner Bank | -0.08% | 7.86% | |
| loanDepot | -0.06% | 2.18% | |
| US Bank | -0.05% | 2.12% | |
| Glacier Bank | -0.04% | 2.47% | |
| JPMorgan Chase Bank | -0.04% | 2.58% | |
| New American Funding | -0.04% | 1.89% | |
| Finance of America Mortgage | -0.01% | 3.16% | |
| Cornerstone Home Lending | -0.01% | 1.89% | |
| Wells Fargo Bank | -0.00% | 3.96% | |
| PrimeLending | 0.01% | 1.95% | |
| Numerica Credit Union | 0.01% | 3.79% | |
| Guild Mortgage Company | 0.02% | 11.02% | |
| Quicken Loans | 0.03% | 12.74% | |
| Caliber Home Loans | 0.04% | 18.82% | |
| Bay Equity Home Loans | 0.04% | 3.67% | |
| Evergreen Moneysource Mortgage Company | 0.10% | 8.43% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Boeing Employees’ Credit Union | -0.15% | 3.04% | |
| Provident Funding | -0.12% | 1.63% | |
| Peoples Bank WA | -0.09% | 5.76% | |
| loanDepot | -0.09% | 1.09% | |
| Fairway Independent Mortgage Corporation | -0.09% | 1.96% | |
| Wells Fargo Bank | -0.09% | 3.80% | |
| US Bank | -0.09% | 1.74% | |
| Quicken Loans | -0.07% | 3.26% | |
| Banner Bank | -0.07% | 7.72% | |
| JPMorgan Chase Bank | -0.05% | 1.85% | |
| Glacier Bank | -0.03% | 2.93% | |
| Finance of America Mortgage | -0.02% | 3.15% | |
| New American Funding | -0.01% | 0.98% | |
| Numerica Credit Union | -0.01% | 4.02% | |
| Guild Mortgage Company | 0.01% | 14.24% | |
| Cornerstone Home Lending | 0.01% | 2.07% | |
| PrimeLending | 0.02% | 3.04% | |
| Caliber Home Loans | 0.06% | 23.80% | |
| Bay Equity Home Loans | 0.09% | 2.83% | |
| Evergreen Moneysource Mortgage Company | 0.10% | 11.09% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Provident Funding | -0.16% | 2.43% | |
| Banner Bank | -0.09% | 8.02% | |
| Fairway Independent Mortgage Corporation | -0.09% | 2.19% | |
| Peoples Bank WA | -0.09% | 4.37% | |
| Glacier Bank | -0.05% | 1.94% | |
| loanDepot | -0.05% | 3.40% | |
| New American Funding | -0.04% | 2.92% | |
| PrimeLending | -0.03% | 0.73% | |
| JPMorgan Chase Bank | -0.03% | 3.40% | |
| Boeing Employees’ Credit Union | -0.03% | 1.46% | |
| Cornerstone Home Lending | -0.03% | 1.70% | |
| Caliber Home Loans | -0.01% | 13.24% | |
| US Bank | -0.01% | 2.55% | |
| Bay Equity Home Loans | 0.01% | 4.62% | |
| Finance of America Mortgage | 0.01% | 3.16% | |
| Guild Mortgage Company | 0.03% | 7.41% | |
| Numerica Credit Union | 0.04% | 3.52% | |
| Quicken Loans | 0.06% | 23.33% | |
| Wells Fargo Bank | 0.08% | 4.13% | |
| Evergreen Moneysource Mortgage Company | 0.09% | 5.47% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Provident Funding | -0.15% | 2.51% | |
| Boeing Employees’ Credit Union | -0.13% | 2.44% | |
| Fairway Independent Mortgage Corporation | -0.10% | 2.37% | |
| Peoples Bank WA | -0.10% | 5.81% | |
| Banner Bank | -0.09% | 7.82% | |
| loanDepot | -0.06% | 2.22% | |
| US Bank | -0.05% | 1.94% | |
| JPMorgan Chase Bank | -0.05% | 2.65% | |
| New American Funding | -0.04% | 1.43% | |
| Glacier Bank | -0.04% | 2.80% | |
| Cornerstone Home Lending | -0.01% | 2.08% | |
| Finance of America Mortgage | -0.00% | 2.94% | |
| Wells Fargo Bank | 0.00% | 4.30% | |
| Numerica Credit Union | 0.03% | 4.16% | |
| PrimeLending | 0.03% | 1.43% | |
| Caliber Home Loans | 0.03% | 19.01% | |
| Quicken Loans | 0.04% | 13.99% | |
| Guild Mortgage Company | 0.04% | 9.61% | |
| Bay Equity Home Loans | 0.05% | 2.51% | |
| Evergreen Moneysource Mortgage Company | 0.11% | 7.96% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Boeing Employees’ Credit Union | -0.16% | 3.53% | |
| Provident Funding | -0.12% | 2.12% | |
| US Bank | -0.10% | 1.69% | |
| Peoples Bank WA | -0.10% | 6.77% | |
| loanDepot | -0.10% | 1.27% | |
| Wells Fargo Bank | -0.10% | 3.95% | |
| Fairway Independent Mortgage Corporation | -0.09% | 2.54% | |
| Quicken Loans | -0.08% | 3.24% | |
| Banner Bank | -0.07% | 7.48% | |
| JPMorgan Chase Bank | -0.06% | 1.55% | |
| Glacier Bank | -0.03% | 3.39% | |
| Finance of America Mortgage | -0.02% | 3.24% | |
| New American Funding | -0.01% | 0.99% | |
| Cornerstone Home Lending | 0.01% | 2.12% | |
| Numerica Credit Union | 0.02% | 4.09% | |
| Guild Mortgage Company | 0.04% | 12.55% | |
| PrimeLending | 0.05% | 2.12% | |
| Caliber Home Loans | 0.06% | 25.11% | |
| Bay Equity Home Loans | 0.08% | 2.40% | |
| Evergreen Moneysource Mortgage Company | 0.12% | 9.87% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Provident Funding | -0.16% | 2.92% | |
| Fairway Independent Mortgage Corporation | -0.11% | 2.19% | |
| Banner Bank | -0.11% | 8.18% | |
| Peoples Bank WA | -0.10% | 4.82% | |
| Glacier Bank | -0.06% | 2.19% | |
| New American Funding | -0.06% | 1.90% | |
| loanDepot | -0.05% | 3.21% | |
| PrimeLending | -0.04% | 0.73% | |
| JPMorgan Chase Bank | -0.04% | 3.80% | |
| Boeing Employees’ Credit Union | -0.03% | 1.31% | |
| Cornerstone Home Lending | -0.03% | 2.04% | |
| Caliber Home Loans | -0.02% | 12.70% | |
| US Bank | -0.01% | 2.19% | |
| Finance of America Mortgage | 0.01% | 2.63% | |
| Bay Equity Home Loans | 0.02% | 2.63% | |
| Numerica Credit Union | 0.03% | 4.23% | |
| Guild Mortgage Company | 0.04% | 6.57% | |
| Quicken Loans | 0.06% | 25.11% | |
| Wells Fargo Bank | 0.09% | 4.67% | |
| Evergreen Moneysource Mortgage Company | 0.10% | 5.99% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Numerica Credit Union | -0.11% | 3.52% | |
| Glacier Bank | -0.06% | 2.01% | |
| Banner Bank | -0.06% | 4.02% | |
| Guild Mortgage Company | -0.04% | 21.11% | |
| Peoples Bank WA | -0.04% | 2.01% | |
| Finance of America Mortgage | -0.04% | 4.02% | |
| Quicken Loans | -0.03% | 9.05% | |
| New American Funding | -0.02% | 4.52% | |
| JPMorgan Chase Bank | -0.02% | 0.50% | |
| loanDepot | -0.02% | 0.50% | |
| PrimeLending | -0.02% | 3.02% | |
| Fairway Independent Mortgage Corporation | -0.02% | 0.50% | |
| Cornerstone Home Lending | -0.01% | 1.51% | |
| US Bank | -0.00% | 0.50% | |
| Bay Equity Home Loans | 0.02% | 11.56% | |
| Evergreen Moneysource Mortgage Company | 0.07% | 13.07% | |
| Caliber Home Loans | 0.07% | 18.59% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Numerica Credit Union | -0.11% | 5.11% | |
| Glacier Bank | -0.08% | 2.19% | |
| Banner Bank | -0.08% | 4.38% | |
| Guild Mortgage Company | -0.06% | 23.36% | |
| Peoples Bank WA | -0.05% | 2.92% | |
| Quicken Loans | -0.05% | 3.65% | |
| Finance of America Mortgage | -0.04% | 3.65% | |
| JPMorgan Chase Bank | -0.03% | 0.73% | |
| PrimeLending | -0.03% | 4.38% | |
| New American Funding | -0.02% | 0.73% | |
| Cornerstone Home Lending | -0.01% | 2.19% | |
| US Bank | -0.01% | 0.73% | |
| Evergreen Moneysource Mortgage Company | 0.06% | 17.52% | |
| Caliber Home Loans | 0.07% | 21.90% | |
| Bay Equity Home Loans | 0.08% | 6.57% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Finance of America Mortgage | -0.02% | 4.84% | |
| Bay Equity Home Loans | -0.01% | 22.58% | |
| New American Funding | -0.01% | 12.90% | |
| Quicken Loans | -0.01% | 20.97% | |
| Banner Bank | -0.01% | 3.23% | |
| Glacier Bank | -0.00% | 1.61% | |
| loanDepot | -0.00% | 1.61% | |
| Fairway Independent Mortgage Corporation | 0.00% | 1.61% | |
| Guild Mortgage Company | 0.00% | 16.13% | |
| Evergreen Moneysource Mortgage Company | 0.00% | 3.23% | |
| Caliber Home Loans | 0.04% | 11.29% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Wells Fargo Bank | -0.03% | 12.96% | |
| US Bank | -0.01% | 14.81% | |
| Boeing Employees’ Credit Union | -0.01% | 11.11% | |
| Cornerstone Home Lending | -0.01% | 1.85% | |
| Quicken Loans | -0.01% | 1.85% | |
| PrimeLending | 0.00% | 1.85% | |
| Caliber Home Loans | 0.00% | 11.11% | |
| Finance of America Mortgage | 0.00% | 1.85% | |
| JPMorgan Chase Bank | 0.00% | 12.96% | |
| Guild Mortgage Company | 0.00% | 1.85% | |
| Fairway Independent Mortgage Corporation | 0.01% | 3.70% | |
| Banner Bank | 0.03% | 20.37% | |
| Evergreen Moneysource Mortgage Company | 0.03% | 3.70% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Wells Fargo Bank | -0.04% | 15.62% | |
| US Bank | -0.02% | 9.38% | |
| Cornerstone Home Lending | -0.01% | 3.12% | |
| Boeing Employees’ Credit Union | -0.01% | 9.38% | |
| Quicken Loans | -0.01% | 3.12% | |
| PrimeLending | -0.00% | 3.12% | |
| Caliber Home Loans | 0.01% | 12.50% | |
| JPMorgan Chase Bank | 0.01% | 15.62% | |
| Evergreen Moneysource Mortgage Company | 0.03% | 6.25% | |
| Banner Bank | 0.03% | 21.88% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Boeing Employees’ Credit Union | -0.02% | 13.64% | |
| Wells Fargo Bank | -0.01% | 9.09% | |
| JPMorgan Chase Bank | -0.01% | 9.09% | |
| US Bank | -0.00% | 22.73% | |
| Caliber Home Loans | -0.00% | 9.09% | |
| Finance of America Mortgage | 0.01% | 4.55% | |
| Guild Mortgage Company | 0.01% | 4.55% | |
| Fairway Independent Mortgage Corporation | 0.01% | 9.09% | |
| Banner Bank | 0.02% | 18.18% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| loanDepot | -0.06% | 6.25% | |
| Banner Bank | -0.04% | 9.38% | |
| Guild Mortgage Company | -0.03% | 15.62% | |
| Peoples Bank WA | -0.02% | 4.17% | |
| New American Funding | -0.02% | 4.17% | |
| Numerica Credit Union | -0.00% | 1.04% | |
| Wells Fargo Bank | 0.01% | 2.08% | |
| US Bank | 0.01% | 1.04% | |
| PrimeLending | 0.01% | 7.29% | |
| Finance of America Mortgage | 0.02% | 5.21% | |
| Evergreen Moneysource Mortgage Company | 0.02% | 8.33% | |
| Caliber Home Loans | 0.02% | 20.83% | |
| Quicken Loans | 0.03% | 8.33% | |
| Bay Equity Home Loans | 0.04% | 6.25% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Banner Bank | -0.05% | 11.90% | |
| Guild Mortgage Company | -0.05% | 23.81% | |
| loanDepot | -0.01% | 2.38% | |
| Quicken Loans | -0.01% | 2.38% | |
| Peoples Bank WA | -0.01% | 2.38% | |
| New American Funding | -0.01% | 2.38% | |
| Numerica Credit Union | -0.01% | 2.38% | |
| Finance of America Mortgage | -0.00% | 2.38% | |
| Wells Fargo Bank | 0.01% | 4.76% | |
| PrimeLending | 0.01% | 14.29% | |
| Evergreen Moneysource Mortgage Company | 0.02% | 14.29% | |
| Caliber Home Loans | 0.08% | 16.67% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| loanDepot | -0.07% | 9.26% | |
| Peoples Bank WA | -0.03% | 5.56% | |
| Banner Bank | -0.03% | 7.41% | |
| New American Funding | -0.02% | 5.56% | |
| Caliber Home Loans | -0.00% | 24.07% | |
| PrimeLending | -0.00% | 1.85% | |
| Evergreen Moneysource Mortgage Company | 0.00% | 3.70% | |
| US Bank | 0.01% | 1.85% | |
| Guild Mortgage Company | 0.02% | 9.26% | |
| Finance of America Mortgage | 0.02% | 7.41% | |
| Quicken Loans | 0.03% | 12.96% | |
| Bay Equity Home Loans | 0.04% | 11.11% |
* Data is compiled for the Wenatchee, WA commuting zone area, which comprises of counties of Chelan County, WA, and Douglas County, WA. This includes cities/towns/communities of Wenatchee, WA as well as East Wenatchee, WA, Leavenworth, WA, Chelan, WA, Rock Island, WA, Sunnyslope, WA, Manson, WA, South Wenatchee, WA, Bridgeport, WA, Entiat, WA, Cashmere, WA, and Waterville, WA. Lenders must have made at least 30 loans in the area to be included. Source of the data is Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate conditional on the commuting zone, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.
Mortgage Lender Rankings in Other Cities
This page contains information about the top mortgage lenders in the Wenatchee, WA area. For mortgage lender rankings in other cities, click here.