Which mortgage lender in the Missoula, MT area typically has the best rates? To help you narrow down where to shop for a mortgage, MortgageWaldo.com provides an objective and data driven ranking of mortgage lenders operating in the Missoula, MT area by interest rate and market share. We maintain our independence by not accepting any compensation from the mortgage lenders we rank, and use data on all fixed rate mortgages that were closed in the past year to generate our rankings.
Going by historical data, the best mortgage lender in the Missoula, MT area in terms of interest rate is Wells Fargo Bank, with an average “Rate Difference” of -0.07%. This means that, comparing similar borrowers, Wells Fargo Bank provided a -0.07% lower interest rate for its customers than other lenders in the area. Wells Fargo Bank has a market share of 5.8%. On the other hand, the most popular lender in the Missoula, MT area is Opportunity Bank (Helena, MT), with a larger market share of 15.1%. Opportunity Bank (Helena, MT) is an average lender in terms of the interest rate it offers, with a “Rate Difference” of -0.02% compared to those of other lenders in this area.
Our detailed ranking of mortgage lenders in the Missoula, MT area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, going by historical data, Wells Fargo Bank is the cheapest mortgage provider for Conventional and Jumbo mortgages in Missoula, MT. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Glacier Bank. The cheapest VA mortgage provider is Stockman Bank. Note that as a consumer advocate we always recommend shopping among several of our top ranked lenders in order to get the best rates and fees.
Ranking of Mortgage Lenders in Missoula, MT
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Wells Fargo Bank | -0.07% | 5.76% | |
| Glacier Bank | -0.06% | 11.16% | |
| Stockman Bank | -0.06% | 7.76% | |
| First Interstate Bank | -0.06% | 7.35% | |
| US Bank | -0.05% | 3.55% | |
| Opportunity Bank (Helena, MT) | -0.02% | 15.11% | |
| Guaranteed Rate | -0.00% | 2.29% | |
| LendUS LLC | 0.00% | 3.18% | |
| Guild Mortgage Company | 0.00% | 2.55% | |
| Stearns Home Loans | 0.01% | 4.32% | |
| loanDepot | 0.01% | 1.63% | |
| USAA | 0.04% | 1.74% | |
| Quicken Loans | 0.06% | 10.68% | |
| Clearwater Federal Credit Union | 0.07% | 9.94% | |
| Mann Mortgage | 0.08% | 12.97% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| US Bank | -0.12% | 3.16% | |
| Wells Fargo Bank | -0.12% | 6.20% | |
| Quicken Loans | -0.05% | 5.44% | |
| First Interstate Bank | -0.05% | 6.85% | |
| Glacier Bank | -0.04% | 10.59% | |
| Stockman Bank | -0.04% | 8.78% | |
| LendUS LLC | -0.01% | 3.57% | |
| Opportunity Bank (Helena, MT) | -0.01% | 17.61% | |
| Guild Mortgage Company | 0.00% | 2.81% | |
| Stearns Home Loans | 0.01% | 5.85% | |
| Guaranteed Rate | 0.01% | 2.40% | |
| USAA | 0.05% | 2.28% | |
| Mann Mortgage | 0.10% | 15.92% | |
| Clearwater Federal Credit Union | 0.11% | 8.54% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Stockman Bank | -0.11% | 6.02% | |
| Glacier Bank | -0.09% | 12.14% | |
| First Interstate Bank | -0.06% | 8.22% | |
| Opportunity Bank (Helena, MT) | -0.04% | 10.83% | |
| Guaranteed Rate | -0.03% | 2.11% | |
| USAA | -0.01% | 0.80% | |
| Mann Mortgage | -0.00% | 7.92% | |
| Stearns Home Loans | -0.00% | 1.71% | |
| Guild Mortgage Company | 0.01% | 2.11% | |
| Clearwater Federal Credit Union | 0.01% | 12.34% | |
| loanDepot | 0.02% | 4.41% | |
| LendUS LLC | 0.03% | 2.51% | |
| Wells Fargo Bank | 0.04% | 5.02% | |
| US Bank | 0.04% | 4.21% | |
| Quicken Loans | 0.11% | 19.66% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Wells Fargo Bank | -0.07% | 5.92% | |
| Glacier Bank | -0.06% | 12.15% | |
| First Interstate Bank | -0.05% | 8.23% | |
| Stockman Bank | -0.05% | 7.21% | |
| US Bank | -0.05% | 3.83% | |
| Opportunity Bank (Helena, MT) | -0.02% | 15.58% | |
| Guild Mortgage Company | -0.00% | 2.09% | |
| LendUS LLC | 0.00% | 2.63% | |
| Guaranteed Rate | 0.01% | 2.23% | |
| Stearns Home Loans | 0.02% | 3.92% | |
| USAA | 0.03% | 0.85% | |
| loanDepot | 0.04% | 1.29% | |
| Mann Mortgage | 0.07% | 12.42% | |
| Clearwater Federal Credit Union | 0.07% | 11.53% | |
| Quicken Loans | 0.07% | 10.15% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| US Bank | -0.13% | 3.42% | |
| Wells Fargo Bank | -0.13% | 6.40% | |
| Quicken Loans | -0.06% | 5.09% | |
| First Interstate Bank | -0.05% | 7.63% | |
| Glacier Bank | -0.04% | 11.34% | |
| Stockman Bank | -0.02% | 7.92% | |
| LendUS LLC | -0.02% | 3.05% | |
| Opportunity Bank (Helena, MT) | -0.01% | 18.39% | |
| Guild Mortgage Company | -0.01% | 2.40% | |
| Stearns Home Loans | 0.02% | 5.60% | |
| Guaranteed Rate | 0.02% | 2.47% | |
| USAA | 0.03% | 1.16% | |
| Mann Mortgage | 0.09% | 15.19% | |
| Clearwater Federal Credit Union | 0.12% | 9.96% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Stockman Bank | -0.12% | 6.08% | |
| Glacier Bank | -0.09% | 13.43% | |
| First Interstate Bank | -0.06% | 9.18% | |
| Opportunity Bank (Helena, MT) | -0.05% | 11.14% | |
| Guaranteed Rate | -0.03% | 1.84% | |
| Mann Mortgage | -0.00% | 8.04% | |
| USAA | -0.00% | 0.34% | |
| Stearns Home Loans | 0.01% | 1.26% | |
| Clearwater Federal Credit Union | 0.01% | 14.01% | |
| Guild Mortgage Company | 0.02% | 1.61% | |
| loanDepot | 0.03% | 3.33% | |
| LendUS LLC | 0.04% | 1.95% | |
| Wells Fargo Bank | 0.04% | 5.17% | |
| US Bank | 0.05% | 4.48% | |
| Quicken Loans | 0.13% | 18.14% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Glacier Bank | -0.09% | 8.65% | |
| Stockman Bank | -0.08% | 14.59% | |
| Stearns Home Loans | -0.06% | 6.49% | |
| First Interstate Bank | -0.05% | 3.78% | |
| Guaranteed Rate | -0.02% | 3.78% | |
| Quicken Loans | -0.02% | 14.05% | |
| Opportunity Bank (Helena, MT) | 0.00% | 14.05% | |
| LendUS LLC | 0.00% | 8.11% | |
| loanDepot | 0.00% | 1.08% | |
| Guild Mortgage Company | 0.04% | 5.95% | |
| Mann Mortgage | 0.13% | 19.46% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Glacier Bank | -0.10% | 9.87% | |
| Stockman Bank | -0.08% | 15.79% | |
| Stearns Home Loans | -0.07% | 7.24% | |
| First Interstate Bank | -0.05% | 4.61% | |
| Quicken Loans | -0.04% | 6.58% | |
| Guaranteed Rate | -0.03% | 2.63% | |
| Opportunity Bank (Helena, MT) | -0.00% | 16.45% | |
| LendUS LLC | 0.00% | 9.21% | |
| Guild Mortgage Company | 0.04% | 6.58% | |
| Mann Mortgage | 0.15% | 21.05% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Stockman Bank | -0.02% | 9.09% | |
| Stearns Home Loans | -0.01% | 3.03% | |
| Guild Mortgage Company | -0.01% | 3.03% | |
| Guaranteed Rate | -0.00% | 9.09% | |
| Quicken Loans | -0.00% | 48.48% | |
| Opportunity Bank (Helena, MT) | -0.00% | 3.03% | |
| LendUS LLC | 0.00% | 3.03% | |
| Mann Mortgage | 0.01% | 12.12% | |
| Glacier Bank | 0.01% | 3.03% | |
| loanDepot | 0.02% | 6.06% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Wells Fargo Bank | -0.03% | 40.00% | |
| US Bank | 0.00% | 17.14% | |
| Quicken Loans | 0.01% | 2.86% | |
| Mann Mortgage | 0.02% | 2.86% | |
| Stockman Bank | 0.02% | 2.86% | |
| Opportunity Bank (Helena, MT) | 0.02% | 5.71% | |
| First Interstate Bank | 0.02% | 2.86% | |
| LendUS LLC | 0.03% | 8.57% | |
| USAA | 0.03% | 2.86% | |
| Clearwater Federal Credit Union | 0.05% | 14.29% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Wells Fargo Bank | -0.04% | 41.67% | |
| US Bank | 0.00% | 12.50% | |
| Quicken Loans | 0.02% | 4.17% | |
| Mann Mortgage | 0.02% | 4.17% | |
| Stockman Bank | 0.02% | 4.17% | |
| Opportunity Bank (Helena, MT) | 0.03% | 8.33% | |
| First Interstate Bank | 0.03% | 4.17% | |
| USAA | 0.03% | 4.17% | |
| Clearwater Federal Credit Union | 0.06% | 16.67% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Wells Fargo Bank | -0.01% | 36.36% | |
| US Bank | -0.01% | 27.27% | |
| LendUS LLC | 0.01% | 27.27% | |
| Clearwater Federal Credit Union | 0.02% | 9.09% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Stockman Bank | -0.08% | 8.37% | |
| loanDepot | -0.06% | 5.44% | |
| US Bank | -0.05% | 1.67% | |
| Guaranteed Rate | -0.05% | 2.09% | |
| Guild Mortgage Company | -0.05% | 4.60% | |
| LendUS LLC | -0.03% | 3.77% | |
| First Interstate Bank | -0.03% | 2.51% | |
| Clearwater Federal Credit Union | -0.03% | 2.09% | |
| Wells Fargo Bank | -0.03% | 3.77% | |
| Stearns Home Loans | -0.02% | 7.11% | |
| Glacier Bank | -0.01% | 5.44% | |
| Quicken Loans | -0.00% | 14.23% | |
| USAA | 0.01% | 11.30% | |
| Opportunity Bank (Helena, MT) | 0.03% | 12.97% | |
| Mann Mortgage | 0.10% | 14.64% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Stockman Bank | -0.10% | 10.19% | |
| Quicken Loans | -0.07% | 7.64% | |
| Guaranteed Rate | -0.06% | 1.91% | |
| US Bank | -0.06% | 2.55% | |
| Guild Mortgage Company | -0.06% | 3.18% | |
| Clearwater Federal Credit Union | -0.04% | 3.18% | |
| Wells Fargo Bank | -0.04% | 5.10% | |
| First Interstate Bank | -0.03% | 2.55% | |
| LendUS LLC | -0.03% | 3.18% | |
| Stearns Home Loans | -0.01% | 7.64% | |
| Glacier Bank | -0.01% | 6.37% | |
| Opportunity Bank (Helena, MT) | 0.01% | 13.38% | |
| USAA | 0.02% | 14.01% | |
| Mann Mortgage | 0.12% | 19.11% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Mann Mortgage | -0.04% | 6.10% | |
| loanDepot | -0.04% | 15.85% | |
| USAA | -0.04% | 6.10% | |
| Stearns Home Loans | -0.03% | 6.10% | |
| Stockman Bank | -0.03% | 4.88% | |
| Glacier Bank | -0.03% | 3.66% | |
| Guild Mortgage Company | -0.03% | 7.32% | |
| LendUS LLC | -0.03% | 4.88% | |
| Guaranteed Rate | -0.03% | 2.44% | |
| First Interstate Bank | -0.02% | 2.44% | |
| Wells Fargo Bank | -0.01% | 1.22% | |
| Quicken Loans | 0.05% | 26.83% | |
| Opportunity Bank (Helena, MT) | 0.06% | 12.20% |
* Data is compiled for the Missoula, MT commuting zone area, which comprises of counties of Mineral County, MT, Missoula County, MT, and Ravalli County, MT. This includes cities/towns/communities of Missoula, MT as well as Stevensville, MT, Frenchtown, MT, Hamilton, MT, Lolo, MT, Bonner-West Riverside, MT, Corvallis, MT, Orchard Homes, MT, Seeley Lake, MT, Florence, MT, Superior, MT, Victor, MT, East Missoula, MT, Pinesdale, MT, Darby, MT, and Conner, MT. Lenders must have made at least 30 loans in the area to be included. Source of the data is Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate conditional on the commuting zone, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.
Mortgage Lender Rankings in Other Cities
This page contains information about the top mortgage lenders in the Missoula, MT area. For mortgage lender rankings in other cities, click here.