Which mortgage lender in the Longview, WA area typically has the best rates? To help you narrow down where to shop for a mortgage, MortgageWaldo.com provides an objective and data driven ranking of mortgage lenders operating in the Longview, WA area by interest rate and market share. We maintain our independence by not accepting any compensation from the mortgage lenders we rank, and use data on all fixed rate mortgages that were closed in the past year to generate our rankings.
Going by historical data, the best mortgage lender in the Longview, WA area in terms of interest rate is Boeing Employees’ Credit Union, with an average “Rate Difference” of -0.18%. This means that, comparing similar borrowers, Boeing Employees’ Credit Union provided a -0.18% lower interest rate for its customers than other lenders in the area. Boeing Employees’ Credit Union has a market share of 0.8%. On the other hand, the most popular lender in the Longview, WA area is Guild Mortgage Company, with a larger market share of 15.1%. Guild Mortgage Company is an average lender in terms of the interest rate it offers, with a “Rate Difference” of +0.02% compared to those of other lenders in this area.
Our detailed ranking of mortgage lenders in the Longview, WA area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, going by historical data, the cheapest lender for Conventional mortgages in Longview, WA is Boeing Employees’ Credit Union. If you want to take out a loan that is above conforming limits (above $548,250 or $822,375 depending on the area in 2021), the cheapest Jumbo mortgage provider is Wells Fargo Bank. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Bank of the Pacific. The cheapest VA mortgage provider is Navy Federal Credit Union. Note that as a consumer advocate we always recommend shopping among several of our top ranked lenders in order to get the best rates and fees.
Ranking of Mortgage Lenders in Longview, WA
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Wells Fargo Bank | -0.03% | 16.67% | |
| US Bank | -0.02% | 20.00% | |
| Wauna Federal Credit Union | -0.00% | 1.67% | |
| Academy Mortgage Corporation Utah | -0.00% | 3.33% | |
| KeyBank | 0.00% | 3.33% | |
| Umpqua Bank | 0.00% | 3.33% | |
| Cardinal Financial Company | 0.00% | 1.67% | |
| Bank of America | 0.00% | 5.00% | |
| HomeBridge Financial Services | 0.00% | 5.00% | |
| Evergreen Moneysource Mortgage Company | 0.01% | 1.67% | |
| Summit Mortgage Corporation OR WA | 0.01% | 3.33% | |
| Finance of America Mortgage | 0.01% | 3.33% | |
| Primary Residential Mortgage Inc | 0.01% | 1.67% | |
| Flagstar Bank | 0.02% | 1.67% | |
| New American Funding | 0.02% | 1.67% | |
| Bank of the Pacific | 0.02% | 3.33% | |
| Guild Mortgage Company | 0.02% | 5.00% | |
| HomeStreet Bank | 0.02% | 3.33% | |
| Quicken Loans | 0.02% | 1.67% | |
| JPMorgan Chase Bank | 0.02% | 6.67% | |
| Boeing Employees’ Credit Union | 0.02% | 1.67% | |
| Caliber Home Loans | 0.03% | 5.00% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Wells Fargo Bank | -0.03% | 18.92% | |
| US Bank | -0.02% | 18.92% | |
| Academy Mortgage Corporation Utah | 0.00% | 5.41% | |
| KeyBank | 0.00% | 2.70% | |
| Bank of America | 0.00% | 5.41% | |
| Cardinal Financial Company | 0.00% | 2.70% | |
| HomeBridge Financial Services | 0.01% | 5.41% | |
| Evergreen Moneysource Mortgage Company | 0.01% | 2.70% | |
| Finance of America Mortgage | 0.01% | 2.70% | |
| Summit Mortgage Corporation OR WA | 0.01% | 2.70% | |
| HomeStreet Bank | 0.01% | 2.70% | |
| New American Funding | 0.02% | 2.70% | |
| Quicken Loans | 0.02% | 2.70% | |
| Boeing Employees’ Credit Union | 0.02% | 2.70% | |
| Bank of the Pacific | 0.02% | 2.70% | |
| JPMorgan Chase Bank | 0.02% | 8.11% | |
| Guild Mortgage Company | 0.03% | 5.41% | |
| Caliber Home Loans | 0.03% | 5.41% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Wells Fargo Bank | -0.02% | 13.04% | |
| US Bank | -0.02% | 21.74% | |
| Wauna Federal Credit Union | -0.01% | 4.35% | |
| Guild Mortgage Company | 0.00% | 4.35% | |
| KeyBank | 0.00% | 4.35% | |
| HomeBridge Financial Services | 0.00% | 4.35% | |
| Umpqua Bank | 0.00% | 8.70% | |
| JPMorgan Chase Bank | 0.01% | 4.35% | |
| Bank of America | 0.01% | 4.35% | |
| Bank of the Pacific | 0.01% | 4.35% | |
| Summit Mortgage Corporation OR WA | 0.01% | 4.35% | |
| Finance of America Mortgage | 0.01% | 4.35% | |
| Primary Residential Mortgage Inc | 0.01% | 4.35% | |
| Flagstar Bank | 0.01% | 4.35% | |
| HomeStreet Bank | 0.02% | 4.35% | |
| Caliber Home Loans | 0.04% | 4.35% |
* Data is compiled for the Longview, WA commuting zone area, which comprises of counties of Clatsop County, OR, Cowlitz County, WA, Grays Harbor County, WA, Pacific County, WA, and Wahkiakum County, WA. This includes cities/towns/communities of Longview, WA as well as Kelso, WA, Ocean Shores, WA, Woodland, WA, Aberdeen, WA, Seaside, OR, Kalama, WA, Warrenton, OR, West Side Highway, WA, Ocean Park, WA, Castle Rock, WA, Astoria, OR, Elma, WA, Montesano, WA, Hoquiam, WA, McCleary, WA, Ryderwood, WA, Westport, WA, Central Park, WA, Puget Island, WA, Gearhart, OR, Oakville, WA, Westport, OR, Jeffers Gardens, OR, Raymond, WA, Chinook, WA, Ilwaco, WA, Neilton, WA, South Bend, WA, Long Beach, WA, and Taholah, WA. Lenders must have made at least 30 loans in the area to be included. Source of the data is Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate conditional on the commuting zone, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.
Mortgage Lender Rankings in Other Cities
This page contains information about the top mortgage lenders in the Longview, WA area. For mortgage lender rankings in other cities, click here.