Top Mortgage Lenders in Thibodaux, LA

Which mortgage lender in the Thibodaux, LA area typically has the best rates? To help you narrow down where to shop for a mortgage, provides an objective and data driven ranking of mortgage lenders operating in the Thibodaux, LA area by interest rate and market share. We maintain our independence by not accepting any compensation from the mortgage lenders we rank, and use data on all fixed rate mortgages that were closed in the past year to generate our rankings.

Going by historical data, the best mortgage lender in the Thibodaux, LA area in terms of interest rate is Freedom Mortgage Corporation, with an average “Rate Difference” of -0.08%. This means that, comparing similar borrowers, Freedom Mortgage Corporation provided a -0.08% lower interest rate for its customers than other lenders in the area. Freedom Mortgage Corporation has a market share of 4.4%. On the other hand, the most popular lender in the Thibodaux, LA area is Assurance Financial, with a larger market share of 15.9%. Assurance Financial is an average lender in terms of the interest rate it offers, with a “Rate Difference” of -0.00% compared to those of other lenders in this area.

Our detailed ranking of mortgage lenders in the Thibodaux, LA area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, going by historical data, the cheapest lender for Conventional mortgages in Thibodaux, LA is DSLD Mortgage. If you want to take out a loan that is above conforming limits (above $548,250 or $822,375 depending on the area in 2021), the cheapest Jumbo mortgage provider is Hancock Whitney Bank. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Freedom Mortgage Corporation. The cheapest VA mortgage provider is DSLD Mortgage. Note that as a consumer advocate we always recommend shopping among several of our top ranked lenders in order to get the best rates and fees.

Ranking of Mortgage Lenders in Thibodaux, LA

Mortgage Type:
Lender NameRate DifferenceRate RatingMarket Share
Freedom Mortgage Corporation-0.08%(4.0)4.42%
DSLD Mortgage-0.06%(4.0)3.50%
CMG Financial-0.05%(3.5)5.51%
GMFS Mortgage-0.04%(3.5)8.21%
JPMorgan Chase Bank-0.04%(3.5)11.89%
Caliber Home Loans-0.02%(3.5)5.17%
Crescent Mortgage Company-0.01%(3.5)1.95%
Assurance Financial-0.00%(3.5)15.85%
Hancock Whitney Bank0.01%(3.5)2.18%
Gulf Coast Bank & Trust0.01%(3.5)1.95%
Flagstar Bank0.01%(3.5)2.58%
Regions Bank0.02%(3.5)4.60%
Wells Fargo Bank0.04%(3.5)1.84%
PRMG Mortgage0.04%(3.5)2.24%
Quicken Loans0.06%(3.0)15.39%
Mr. Cooper0.12%(3.0)3.79%
Lender NameRate DifferenceRate RatingMarket Share
JPMorgan Chase Bank-0.16%(4.5)10.33%
Freedom Mortgage Corporation-0.08%(4.0)6.40%
DSLD Mortgage-0.04%(3.5)5.58%
CMG Financial-0.03%(3.5)7.22%
GMFS Mortgage-0.02%(3.5)8.68%
Regions Bank-0.00%(3.5)4.57%
Hancock Whitney Bank0.00%(3.5)2.29%
Flagstar Bank0.01%(3.5)3.29%
Crescent Mortgage Company0.01%(3.5)1.92%
Wells Fargo Bank0.02%(3.5)0.91%
Gulf Coast Bank & Trust0.03%(3.5)2.65%
Caliber Home Loans0.03%(3.5)4.75%
Assurance Financial0.04%(3.5)19.20%
PRMG Mortgage0.06%(3.0)3.02%
Quicken Loans0.11%(3.0)8.23%
Mr. Cooper0.15%(2.5)4.02%
Lender NameRate DifferenceRate RatingMarket Share
Assurance Financial-0.11%(4.0)10.20%
Caliber Home Loans-0.10%(4.0)5.87%
GMFS Mortgage-0.08%(4.0)7.42%
CMG Financial-0.06%(4.0)2.63%
Gulf Coast Bank & Trust-0.05%(3.5)0.77%
Crescent Mortgage Company-0.04%(3.5)2.01%
PRMG Mortgage-0.01%(3.5)0.93%
Hancock Whitney Bank0.01%(3.5)2.01%
Quicken Loans0.02%(3.5)27.51%
Wells Fargo Bank0.03%(3.5)3.40%
Flagstar Bank0.04%(3.5)1.39%
Freedom Mortgage Corporation0.05%(3.0)1.08%
Regions Bank0.06%(3.0)4.64%
Mr. Cooper0.07%(3.0)3.40%
JPMorgan Chase Bank0.09%(3.0)14.53%
Lender NameRate DifferenceRate RatingMarket Share
DSLD Mortgage-0.07%(4.0)4.11%
GMFS Mortgage-0.05%(3.5)6.89%
JPMorgan Chase Bank-0.05%(3.5)17.80%
Caliber Home Loans-0.05%(3.5)4.20%
PRMG Mortgage-0.02%(3.5)0.98%
Assurance Financial-0.01%(3.5)15.74%
Crescent Mortgage Company-0.01%(3.5)2.24%
Gulf Coast Bank & Trust-0.00%(3.5)2.24%
Hancock Whitney Bank0.00%(3.5)2.33%
CMG Financial0.01%(3.5)4.29%
Freedom Mortgage Corporation0.03%(3.5)1.88%
Wells Fargo Bank0.03%(3.5)2.68%
Regions Bank0.05%(3.0)5.37%
Flagstar Bank0.05%(3.0)1.34%
Quicken Loans0.07%(3.0)16.37%
Mr. Cooper0.14%(3.0)1.16%
Lender NameRate DifferenceRate RatingMarket Share
JPMorgan Chase Bank-0.16%(4.5)18.00%
DSLD Mortgage-0.04%(3.5)7.81%
GMFS Mortgage-0.02%(3.5)7.30%
PRMG Mortgage-0.00%(3.5)1.53%
Hancock Whitney Bank0.00%(3.5)2.72%
Wells Fargo Bank0.02%(3.5)1.36%
Gulf Coast Bank & Trust0.03%(3.5)3.40%
Crescent Mortgage Company0.03%(3.5)2.04%
Regions Bank0.05%(3.5)5.26%
Freedom Mortgage Corporation0.05%(3.0)3.40%
Flagstar Bank0.06%(3.0)1.19%
Caliber Home Loans0.06%(3.0)2.72%
CMG Financial0.06%(3.0)5.43%
Assurance Financial0.06%(3.0)20.03%
Quicken Loans0.12%(3.0)9.34%
Lender NameRate DifferenceRate RatingMarket Share
Assurance Financial-0.13%(4.0)10.96%
Caliber Home Loans-0.12%(4.0)5.86%
GMFS Mortgage-0.08%(4.0)6.43%
CMG Financial-0.06%(4.0)3.02%
Gulf Coast Bank & Trust-0.06%(4.0)0.95%
Crescent Mortgage Company-0.05%(3.5)2.46%
PRMG Mortgage-0.03%(3.5)0.38%
Freedom Mortgage Corporation0.01%(3.5)0.19%
Hancock Whitney Bank0.01%(3.5)1.89%
Wells Fargo Bank0.02%(3.5)4.16%
Quicken Loans0.04%(3.5)24.20%
Flagstar Bank0.04%(3.5)1.51%
Regions Bank0.06%(3.0)5.48%
JPMorgan Chase Bank0.09%(3.0)17.58%
Mr. Cooper0.11%(3.0)2.46%
Lender NameRate DifferenceRate RatingMarket Share
Freedom Mortgage Corporation-0.13%(4.0)8.55%
CMG Financial-0.12%(4.0)7.95%
Regions Bank-0.08%(4.0)3.78%
DSLD Mortgage-0.05%(4.0)1.59%
GMFS Mortgage-0.04%(3.5)10.74%
Crescent Mortgage Company-0.03%(3.5)0.99%
Flagstar Bank-0.01%(3.5)5.37%
Hancock Whitney Bank0.01%(3.5)1.59%
Assurance Financial0.01%(3.5)15.90%
Caliber Home Loans0.02%(3.5)7.16%
JPMorgan Chase Bank0.03%(3.5)0.60%
Quicken Loans0.04%(3.5)14.91%
Gulf Coast Bank & Trust0.05%(3.5)0.99%
PRMG Mortgage0.08%(3.0)5.57%
Mr. Cooper0.14%(3.0)8.75%
Lender NameRate DifferenceRate RatingMarket Share
Freedom Mortgage Corporation-0.16%(4.5)9.42%
CMG Financial-0.13%(4.0)9.42%
Regions Bank-0.08%(4.0)4.59%
DSLD Mortgage-0.05%(4.0)1.93%
GMFS Mortgage-0.03%(3.5)9.90%
Crescent Mortgage Company-0.03%(3.5)1.21%
Flagstar Bank-0.01%(3.5)6.28%
Assurance Financial0.01%(3.5)18.12%
Hancock Whitney Bank0.01%(3.5)1.93%
Caliber Home Loans0.02%(3.5)7.49%
JPMorgan Chase Bank0.03%(3.5)0.72%
Gulf Coast Bank & Trust0.05%(3.5)1.21%
PRMG Mortgage0.08%(3.0)5.80%
Quicken Loans0.11%(3.0)7.97%
Mr. Cooper0.16%(2.5)9.18%
Lender NameRate DifferenceRate RatingMarket Share
GMFS Mortgage-0.07%(4.0)14.61%
Caliber Home Loans-0.02%(3.5)5.62%
Quicken Loans-0.01%(3.5)47.19%
Flagstar Bank0.02%(3.5)1.12%
CMG Financial0.02%(3.5)1.12%
Mr. Cooper0.02%(3.5)6.74%
PRMG Mortgage0.04%(3.5)4.49%
Assurance Financial0.05%(3.5)5.62%
Freedom Mortgage Corporation0.10%(3.0)4.49%
Lender NameRate DifferenceRate RatingMarket Share
Hancock Whitney Bank-0.00%(3.5)57.14%
Regions Bank-0.00%(3.5)14.29%
JPMorgan Chase Bank0.00%(3.5)28.57%
Lender NameRate DifferenceRate RatingMarket Share
Hancock Whitney Bank-0.01%(3.5)50.00%
JPMorgan Chase Bank0.01%(3.5)50.00%
Lender NameRate DifferenceRate RatingMarket Share
JPMorgan Chase Bank-0.00%(3.5)20.00%
Regions Bank-0.00%(3.5)20.00%
Hancock Whitney Bank0.00%(3.5)60.00%
Lender NameRate DifferenceRate RatingMarket Share
DSLD Mortgage-0.03%(3.5)6.19%
Freedom Mortgage Corporation-0.03%(3.5)11.50%
Caliber Home Loans-0.01%(3.5)6.19%
Assurance Financial-0.01%(3.5)17.70%
Crescent Mortgage Company-0.01%(3.5)3.54%
GMFS Mortgage-0.01%(3.5)10.62%
Wells Fargo Bank-0.00%(3.5)1.77%
Quicken Loans-0.00%(3.5)8.85%
JPMorgan Chase Bank0.01%(3.5)2.65%
Flagstar Bank0.02%(3.5)2.65%
CMG Financial0.03%(3.5)7.08%
Gulf Coast Bank & Trust0.04%(3.5)3.54%
Mr. Cooper0.05%(3.0)7.96%
Lender NameRate DifferenceRate RatingMarket Share
Freedom Mortgage Corporation-0.04%(3.5)12.36%
DSLD Mortgage-0.03%(3.5)7.87%
Caliber Home Loans-0.01%(3.5)5.62%
Assurance Financial-0.01%(3.5)19.10%
Crescent Mortgage Company-0.00%(3.5)4.49%
GMFS Mortgage-0.00%(3.5)12.36%
Wells Fargo Bank-0.00%(3.5)2.25%
JPMorgan Chase Bank0.01%(3.5)3.37%
Quicken Loans0.02%(3.5)2.25%
Flagstar Bank0.03%(3.5)3.37%
CMG Financial0.03%(3.5)8.99%
Gulf Coast Bank & Trust0.04%(3.5)4.49%
Mr. Cooper0.06%(3.0)6.74%
Lender NameRate DifferenceRate RatingMarket Share
GMFS Mortgage-0.02%(3.5)4.17%
Quicken Loans-0.01%(3.5)33.33%
Caliber Home Loans-0.01%(3.5)8.33%
Assurance Financial-0.00%(3.5)12.50%
Mr. Cooper0.03%(3.5)12.50%
Freedom Mortgage Corporation0.05%(3.5)8.33%

* Data is compiled for the Thibodaux, LA commuting zone area, which comprises of counties of Assumption Parish, LA, Lafourche Parish, LA, St. Mary Parish, LA, and Terrebonne Parish, LA. This includes cities/towns/communities of Thibodaux, LA as well as Bayou Cane, LA, Houma, LA, Larose, LA, Bayou Blue, LA, Gray, LA, Bayou Blue, LA, Lockport Heights, LA, Patterson, LA, Lafourche Crossing, LA, Morgan City, LA, Franklin, LA, Schriever, LA, Kraemer, LA, Pierre Part, LA, Dulac, LA, Berwick, LA, Bayou LOurse, LA, Raceland, LA, Napoleonville, LA, Chauvin, LA, Galliano, LA, Sorrel, LA, Paincourtville, LA, Montegut, LA, Belle Rose, LA, Supreme, LA, Golden Meadow, LA, Glencoe, LA, Baldwin, LA, and Siracusaville, LA. Lenders must have made at least 30 loans in the area to be included. Source of the data is Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate conditional on the commuting zone, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

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