Which mortgage lender in the Carrollton, GA area typically has the best rates? To help you narrow down where to shop for a mortgage, MortgageWaldo.com provides an objective and data driven ranking of mortgage lenders operating in the Carrollton, GA area by interest rate and market share. We maintain our independence by not accepting any compensation from the mortgage lenders we rank, and use data on all fixed rate mortgages that were closed in the past year to generate our rankings.
Going by historical data, the best mortgage lender in the Carrollton, GA area in terms of interest rate is Ameris Bank, with an average “Rate Difference” of -0.18%. This means that, comparing similar borrowers, Ameris Bank provided a -0.18% lower interest rate for its customers than other lenders in the area. Ameris Bank has a market share of 6.2%. On the other hand, the most popular lender in the Carrollton, GA area is Quicken Loans, with a larger market share of 17.0%. Quicken Loans is an average lender in terms of the interest rate it offers, with a “Rate Difference” of +0.03% compared to those of other lenders in this area.
Our detailed ranking of mortgage lenders in the Carrollton, GA area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, going by historical data, the cheapest lender for Conventional mortgages in Carrollton, GA is Mortgage Investors Group. If you want to take out a loan that is above conforming limits (above $548,250 or $822,375 depending on the area in 2021), the cheapest Jumbo mortgage provider is SunTrust Bank. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Ameris Bank. The cheapest VA mortgage provider is Navy Federal Credit Union. Note that as a consumer advocate we always recommend shopping among several of our top ranked lenders in order to get the best rates and fees.
Ranking of Mortgage Lenders in Carrollton, GA
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Ameris Bank | -0.18% | 6.20% | |
| Fairway Independent Mortgage Corporation | -0.11% | 9.00% | |
| Mortgage Investors Group | -0.09% | 1.31% | |
| CenterState Bank | -0.07% | 1.24% | |
| United Community Bank | -0.06% | 2.44% | |
| Truist Bank | -0.06% | 3.90% | |
| Renasant Bank | -0.06% | 2.52% | |
| Magnolia Bank | -0.05% | 4.12% | |
| SunTrust Bank | -0.05% | 1.46% | |
| Wells Fargo Bank | -0.05% | 3.46% | |
| JPMorgan Chase Bank | -0.04% | 1.39% | |
| BankSouth Mortgage | -0.03% | 1.79% | |
| Direct Lenders | -0.03% | 1.64% | |
| PennyMac Loan Services | -0.02% | 1.39% | |
| First Community Mortgage | -0.02% | 3.06% | |
| Navy Federal Credit Union | 0.00% | 1.42% | |
| USAA | 0.00% | 1.86% | |
| loanDepot | 0.01% | 2.99% | |
| Carrington Mortgage Services | 0.01% | 1.31% | |
| Caliber Home Loans | 0.02% | 1.75% | |
| Quicken Loans | 0.03% | 16.95% | |
| Vanderbilt Mortgage | 0.04% | 2.70% | |
| Goldwater Bank | 0.04% | 5.87% | |
| New American Funding | 0.05% | 1.28% | |
| Guild Mortgage Company | 0.07% | 2.04% | |
| Regions Bank | 0.10% | 4.19% | |
| Mr. Cooper | 0.14% | 3.03% | |
| HomeStar Financial | 0.15% | 9.70% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Ameris Bank | -0.19% | 7.59% | |
| Fairway Independent Mortgage Corporation | -0.11% | 13.06% | |
| JPMorgan Chase Bank | -0.10% | 0.91% | |
| Wells Fargo Bank | -0.09% | 3.76% | |
| Truist Bank | -0.06% | 4.16% | |
| Renasant Bank | -0.06% | 2.80% | |
| SunTrust Bank | -0.05% | 1.31% | |
| Mortgage Investors Group | -0.04% | 1.03% | |
| United Community Bank | -0.04% | 2.51% | |
| Magnolia Bank | -0.04% | 4.91% | |
| CenterState Bank | -0.04% | 0.74% | |
| Direct Lenders | -0.03% | 2.05% | |
| PennyMac Loan Services | -0.03% | 0.68% | |
| BankSouth Mortgage | -0.03% | 2.45% | |
| First Community Mortgage | -0.01% | 3.54% | |
| loanDepot | -0.01% | 0.97% | |
| Navy Federal Credit Union | 0.01% | 2.00% | |
| USAA | 0.02% | 2.11% | |
| Carrington Mortgage Services | 0.04% | 0.17% | |
| Regions Bank | 0.05% | 2.17% | |
| Vanderbilt Mortgage | 0.05% | 3.54% | |
| Caliber Home Loans | 0.05% | 1.77% | |
| Goldwater Bank | 0.05% | 7.59% | |
| Quicken Loans | 0.05% | 7.59% | |
| New American Funding | 0.07% | 1.71% | |
| Guild Mortgage Company | 0.09% | 2.80% | |
| Mr. Cooper | 0.16% | 2.00% | |
| HomeStar Financial | 0.17% | 14.09% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Mortgage Investors Group | -0.14% | 1.82% | |
| Ameris Bank | -0.12% | 3.74% | |
| United Community Bank | -0.10% | 2.32% | |
| CenterState Bank | -0.10% | 2.12% | |
| Magnolia Bank | -0.08% | 2.73% | |
| Renasant Bank | -0.07% | 2.02% | |
| Truist Bank | -0.06% | 3.43% | |
| SunTrust Bank | -0.05% | 1.72% | |
| BankSouth Mortgage | -0.04% | 0.61% | |
| USAA | -0.04% | 1.41% | |
| Navy Federal Credit Union | -0.04% | 0.40% | |
| Fairway Independent Mortgage Corporation | -0.03% | 1.82% | |
| Caliber Home Loans | -0.02% | 1.72% | |
| PennyMac Loan Services | -0.02% | 2.63% | |
| First Community Mortgage | -0.02% | 2.22% | |
| New American Funding | -0.02% | 0.51% | |
| Direct Lenders | -0.01% | 0.91% | |
| Vanderbilt Mortgage | -0.01% | 1.21% | |
| JPMorgan Chase Bank | -0.00% | 2.22% | |
| Carrington Mortgage Services | -0.00% | 3.33% | |
| Guild Mortgage Company | -0.00% | 0.71% | |
| loanDepot | 0.00% | 6.57% | |
| HomeStar Financial | 0.00% | 1.92% | |
| Quicken Loans | 0.01% | 33.54% | |
| Goldwater Bank | 0.02% | 2.83% | |
| Wells Fargo Bank | 0.05% | 2.93% | |
| Mr. Cooper | 0.11% | 4.85% | |
| Regions Bank | 0.12% | 7.78% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Mortgage Investors Group | -0.12% | 1.87% | |
| Ameris Bank | -0.11% | 5.23% | |
| Renasant Bank | -0.08% | 2.58% | |
| United Community Bank | -0.08% | 3.81% | |
| CenterState Bank | -0.08% | 2.20% | |
| Truist Bank | -0.07% | 6.20% | |
| Fairway Independent Mortgage Corporation | -0.07% | 5.23% | |
| SunTrust Bank | -0.06% | 2.33% | |
| Wells Fargo Bank | -0.06% | 5.43% | |
| Carrington Mortgage Services | -0.06% | 0.45% | |
| Magnolia Bank | -0.05% | 4.91% | |
| JPMorgan Chase Bank | -0.05% | 2.39% | |
| Direct Lenders | -0.04% | 1.16% | |
| BankSouth Mortgage | -0.04% | 1.94% | |
| Guild Mortgage Company | -0.04% | 1.16% | |
| First Community Mortgage | -0.03% | 3.62% | |
| PennyMac Loan Services | -0.01% | 0.84% | |
| USAA | -0.01% | 1.36% | |
| Vanderbilt Mortgage | -0.01% | 0.90% | |
| New American Funding | -0.00% | 0.78% | |
| Goldwater Bank | 0.00% | 6.78% | |
| loanDepot | 0.01% | 2.65% | |
| Caliber Home Loans | 0.02% | 1.68% | |
| Quicken Loans | 0.07% | 16.67% | |
| Regions Bank | 0.10% | 7.11% | |
| Navy Federal Credit Union | 0.14% | 1.10% | |
| HomeStar Financial | 0.15% | 7.56% | |
| Mr. Cooper | 0.15% | 2.07% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| JPMorgan Chase Bank | -0.11% | 1.72% | |
| Wells Fargo Bank | -0.10% | 6.31% | |
| Ameris Bank | -0.09% | 6.19% | |
| Truist Bank | -0.07% | 7.11% | |
| Renasant Bank | -0.07% | 2.64% | |
| Mortgage Investors Group | -0.07% | 1.26% | |
| SunTrust Bank | -0.06% | 2.41% | |
| Fairway Independent Mortgage Corporation | -0.06% | 8.14% | |
| United Community Bank | -0.05% | 4.13% | |
| Direct Lenders | -0.04% | 1.61% | |
| PennyMac Loan Services | -0.04% | 0.57% | |
| CenterState Bank | -0.04% | 1.49% | |
| Guild Mortgage Company | -0.03% | 1.95% | |
| Magnolia Bank | -0.03% | 5.96% | |
| BankSouth Mortgage | -0.03% | 2.75% | |
| First Community Mortgage | -0.02% | 4.13% | |
| loanDepot | -0.01% | 0.46% | |
| Goldwater Bank | 0.01% | 9.52% | |
| New American Funding | 0.01% | 1.15% | |
| Vanderbilt Mortgage | 0.01% | 0.69% | |
| USAA | 0.02% | 1.72% | |
| Caliber Home Loans | 0.05% | 1.83% | |
| Regions Bank | 0.06% | 3.78% | |
| Quicken Loans | 0.07% | 8.37% | |
| Mr. Cooper | 0.09% | 0.34% | |
| Navy Federal Credit Union | 0.16% | 1.83% | |
| HomeStar Financial | 0.18% | 11.93% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Mortgage Investors Group | -0.16% | 2.66% | |
| Ameris Bank | -0.15% | 3.99% | |
| United Community Bank | -0.12% | 3.40% | |
| CenterState Bank | -0.12% | 3.11% | |
| Magnolia Bank | -0.10% | 3.55% | |
| Renasant Bank | -0.10% | 2.51% | |
| Truist Bank | -0.08% | 5.03% | |
| Carrington Mortgage Services | -0.08% | 1.04% | |
| SunTrust Bank | -0.07% | 2.22% | |
| Fairway Independent Mortgage Corporation | -0.07% | 1.48% | |
| BankSouth Mortgage | -0.06% | 0.89% | |
| USAA | -0.05% | 0.89% | |
| Navy Federal Credit Union | -0.03% | 0.15% | |
| First Community Mortgage | -0.03% | 2.96% | |
| Vanderbilt Mortgage | -0.03% | 1.18% | |
| Caliber Home Loans | -0.03% | 1.48% | |
| JPMorgan Chase Bank | -0.02% | 3.25% | |
| Direct Lenders | -0.01% | 0.59% | |
| New American Funding | -0.01% | 0.30% | |
| HomeStar Financial | -0.01% | 1.92% | |
| loanDepot | -0.00% | 5.47% | |
| PennyMac Loan Services | -0.00% | 1.18% | |
| Goldwater Bank | 0.01% | 3.25% | |
| Guild Mortgage Company | 0.01% | 0.15% | |
| Wells Fargo Bank | 0.03% | 4.29% | |
| Quicken Loans | 0.06% | 27.37% | |
| Regions Bank | 0.11% | 11.39% | |
| Mr. Cooper | 0.14% | 4.29% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Ameris Bank | -0.30% | 7.62% | |
| Fairway Independent Mortgage Corporation | -0.14% | 16.05% | |
| Magnolia Bank | -0.06% | 3.58% | |
| Renasant Bank | -0.05% | 1.96% | |
| Quicken Loans | -0.04% | 17.78% | |
| BankSouth Mortgage | -0.02% | 2.08% | |
| Direct Lenders | -0.02% | 1.50% | |
| Truist Bank | -0.01% | 0.46% | |
| Mortgage Investors Group | -0.00% | 0.81% | |
| Navy Federal Credit Union | 0.00% | 0.12% | |
| United Community Bank | 0.00% | 0.92% | |
| Regions Bank | 0.00% | 0.46% | |
| PennyMac Loan Services | 0.01% | 1.27% | |
| SunTrust Bank | 0.02% | 0.12% | |
| First Community Mortgage | 0.02% | 2.31% | |
| Caliber Home Loans | 0.03% | 1.85% | |
| loanDepot | 0.05% | 2.42% | |
| Vanderbilt Mortgage | 0.06% | 6.00% | |
| Carrington Mortgage Services | 0.06% | 2.08% | |
| New American Funding | 0.09% | 2.08% | |
| Goldwater Bank | 0.15% | 5.20% | |
| Mr. Cooper | 0.15% | 5.31% | |
| Guild Mortgage Company | 0.15% | 3.58% | |
| HomeStar Financial | 0.18% | 14.43% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Ameris Bank | -0.34% | 8.94% | |
| Fairway Independent Mortgage Corporation | -0.15% | 20.00% | |
| Magnolia Bank | -0.07% | 4.24% | |
| Renasant Bank | -0.06% | 2.42% | |
| BankSouth Mortgage | -0.03% | 2.73% | |
| Direct Lenders | -0.02% | 1.82% | |
| Truist Bank | -0.02% | 0.61% | |
| Mortgage Investors Group | -0.01% | 1.06% | |
| Navy Federal Credit Union | -0.00% | 0.15% | |
| United Community Bank | -0.00% | 1.21% | |
| Regions Bank | -0.00% | 0.61% | |
| Carrington Mortgage Services | 0.00% | 0.15% | |
| PennyMac Loan Services | 0.01% | 0.45% | |
| loanDepot | 0.01% | 1.21% | |
| First Community Mortgage | 0.02% | 2.73% | |
| Quicken Loans | 0.03% | 7.42% | |
| Caliber Home Loans | 0.05% | 1.67% | |
| Vanderbilt Mortgage | 0.06% | 7.27% | |
| New American Funding | 0.10% | 2.27% | |
| Goldwater Bank | 0.15% | 6.21% | |
| Guild Mortgage Company | 0.16% | 4.24% | |
| HomeStar Financial | 0.17% | 18.18% | |
| Mr. Cooper | 0.19% | 4.39% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Quicken Loans | -0.05% | 50.97% | |
| Ameris Bank | -0.05% | 3.40% | |
| Magnolia Bank | 0.01% | 1.46% | |
| Caliber Home Loans | 0.01% | 2.43% | |
| New American Funding | 0.01% | 1.46% | |
| Direct Lenders | 0.02% | 0.49% | |
| First Community Mortgage | 0.03% | 0.97% | |
| Guild Mortgage Company | 0.03% | 1.46% | |
| PennyMac Loan Services | 0.03% | 3.88% | |
| Renasant Bank | 0.04% | 0.49% | |
| Fairway Independent Mortgage Corporation | 0.04% | 3.40% | |
| SunTrust Bank | 0.04% | 0.49% | |
| Vanderbilt Mortgage | 0.05% | 1.94% | |
| HomeStar Financial | 0.05% | 2.43% | |
| Goldwater Bank | 0.08% | 1.94% | |
| Carrington Mortgage Services | 0.09% | 8.25% | |
| Mr. Cooper | 0.09% | 8.25% | |
| loanDepot | 0.09% | 6.31% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| SunTrust Bank | -0.01% | 33.33% | |
| Wells Fargo Bank | 0.00% | 33.33% | |
| JPMorgan Chase Bank | 0.00% | 33.33% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| SunTrust Bank | -0.01% | 33.33% | |
| Wells Fargo Bank | 0.00% | 33.33% | |
| JPMorgan Chase Bank | 0.00% | 33.33% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Navy Federal Credit Union | -0.11% | 6.44% | |
| Ameris Bank | -0.06% | 7.06% | |
| Truist Bank | -0.05% | 2.15% | |
| First Community Mortgage | -0.04% | 2.45% | |
| loanDepot | -0.04% | 6.13% | |
| PennyMac Loan Services | -0.04% | 4.29% | |
| Renasant Bank | -0.02% | 3.68% | |
| Direct Lenders | -0.02% | 4.29% | |
| Regions Bank | -0.01% | 0.31% | |
| SunTrust Bank | -0.01% | 0.61% | |
| Fairway Independent Mortgage Corporation | -0.01% | 8.28% | |
| Magnolia Bank | -0.00% | 1.84% | |
| Carrington Mortgage Services | -0.00% | 3.37% | |
| Wells Fargo Bank | 0.00% | 3.07% | |
| USAA | 0.01% | 9.20% | |
| Goldwater Bank | 0.01% | 3.37% | |
| BankSouth Mortgage | 0.01% | 0.31% | |
| Caliber Home Loans | 0.03% | 1.84% | |
| Mr. Cooper | 0.03% | 1.53% | |
| Vanderbilt Mortgage | 0.04% | 2.45% | |
| Guild Mortgage Company | 0.04% | 2.15% | |
| Quicken Loans | 0.04% | 16.26% | |
| New American Funding | 0.08% | 1.53% | |
| HomeStar Financial | 0.10% | 7.36% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Navy Federal Credit Union | -0.12% | 8.26% | |
| Ameris Bank | -0.06% | 9.17% | |
| Truist Bank | -0.05% | 3.21% | |
| First Community Mortgage | -0.04% | 3.67% | |
| PennyMac Loan Services | -0.04% | 1.83% | |
| Renasant Bank | -0.03% | 4.59% | |
| loanDepot | -0.02% | 2.29% | |
| Direct Lenders | -0.02% | 4.59% | |
| Regions Bank | -0.01% | 0.46% | |
| SunTrust Bank | -0.01% | 0.46% | |
| Fairway Independent Mortgage Corporation | -0.01% | 11.93% | |
| Magnolia Bank | -0.00% | 2.75% | |
| Wells Fargo Bank | 0.01% | 4.59% | |
| BankSouth Mortgage | 0.02% | 0.46% | |
| Goldwater Bank | 0.02% | 4.13% | |
| USAA | 0.03% | 10.09% | |
| Mr. Cooper | 0.04% | 1.38% | |
| Vanderbilt Mortgage | 0.04% | 3.67% | |
| Quicken Loans | 0.04% | 5.05% | |
| Guild Mortgage Company | 0.05% | 1.83% | |
| Caliber Home Loans | 0.05% | 1.83% | |
| Carrington Mortgage Services | 0.06% | 0.92% | |
| New American Funding | 0.09% | 2.29% | |
| HomeStar Financial | 0.11% | 10.55% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| loanDepot | -0.05% | 13.89% | |
| PennyMac Loan Services | -0.04% | 9.26% | |
| Navy Federal Credit Union | -0.03% | 2.78% | |
| USAA | -0.03% | 7.41% | |
| Carrington Mortgage Services | -0.02% | 8.33% | |
| Caliber Home Loans | -0.02% | 1.85% | |
| Direct Lenders | -0.01% | 3.70% | |
| SunTrust Bank | -0.01% | 0.93% | |
| Goldwater Bank | -0.01% | 1.85% | |
| Ameris Bank | -0.01% | 2.78% | |
| Renasant Bank | -0.01% | 1.85% | |
| HomeStar Financial | -0.00% | 0.93% | |
| Fairway Independent Mortgage Corporation | -0.00% | 0.93% | |
| Guild Mortgage Company | 0.02% | 2.78% | |
| Mr. Cooper | 0.02% | 1.85% | |
| Quicken Loans | 0.04% | 38.89% |
* Data is compiled for the Carrollton, GA commuting zone area, which comprises of counties of Calhoun County, AL, Cleburne County, AL, Carroll County, GA, and Haralson County, GA. This includes cities/towns/communities of Carrollton, GA as well as Villa Rica, GA, Oxford, AL, Temple, GA, Jacksonville, AL, Tallapoosa, GA, Buchanan, GA, White Plains, AL, Anniston, AL, Saks, AL, Bowdon, GA, Bremen, GA, Southside, AL, Alexandria, AL, Roopville, GA, Whitesburg, GA, Ranburne, AL, Nances Creek, AL, West End-Cobb Town, AL, Heflin, AL, Piedmont, AL, Hollis Crossroads, AL, and Fruithurst, AL. Lenders must have made at least 30 loans in the area to be included. Source of the data is Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate conditional on the commuting zone, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.
Mortgage Lender Rankings in Other Cities
This page contains information about the top mortgage lenders in the Carrollton, GA area. For mortgage lender rankings in other cities, click here.