Top Mortgage Lenders in Portage, MI

Which mortgage lender in the Portage, MI area typically has the best rates? To help you narrow down where to shop for a mortgage, provides an objective and data driven ranking of mortgage lenders operating in the Portage, MI area by interest rate and market share. We maintain our independence by not accepting any compensation from the mortgage lenders we rank, and use data on all fixed rate mortgages that were closed in the past year to generate our rankings.

Going by historical data, the best mortgage lender in the Portage, MI area in terms of interest rate is Arbor Financial Credit Union, with an average “Rate Difference” of -0.22%. This means that, comparing similar borrowers, Arbor Financial Credit Union provided a -0.22% lower interest rate for its customers than other lenders in the area. Arbor Financial Credit Union has a market share of 6.6%. On the other hand, the most popular lender in the Portage, MI area is Quicken Loans, with a larger market share of 9.6%. Quicken Loans is an average lender in terms of the interest rate it offers, with a “Rate Difference” of +0.10% compared to those of other lenders in this area.

Our detailed ranking of mortgage lenders in the Portage, MI area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, going by historical data, the cheapest lender for Conventional mortgages in Portage, MI is Arbor Financial Credit Union. If you want to take out a loan that is above conforming limits (above $548,250 or $822,375 depending on the area in 2021), the cheapest Jumbo mortgage provider is Old National Bank. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Lake Michigan Credit Union. The cheapest VA mortgage provider is Navy Federal Credit Union. Note that as a consumer advocate we always recommend shopping among several of our top ranked lenders in order to get the best rates and fees.

Ranking of Mortgage Lenders in Portage, MI

Mortgage Type:
Lender NameRate DifferenceRate RatingMarket Share
Arbor Financial Credit Union-0.22%(4.5)6.64%
Lake Michigan Credit Union-0.17%(4.5)8.82%
Fifth Third Bank-0.15%(4.5)6.04%
Navy Federal Credit Union-0.15%(4.5)0.59%
Huntington National Bank-0.13%(4.0)1.98%
Ruoff Mortgage-0.12%(4.0)2.27%
JPMorgan Chase Bank-0.12%(4.0)1.43%
TCF Bank-0.11%(4.0)1.05%
Pacor Mortgage-0.11%(4.0)1.22%
PNC Bank-0.10%(4.0)2.42%
Marshall Community Credit Union-0.10%(4.0)2.44%
OMNI Community Credit Union-0.09%(4.0)0.85%
Home Point Financial Corporation-0.08%(4.0)0.51%
Member First Mortgage-0.08%(4.0)0.37%
MSU Federal Credit Union-0.08%(4.0)0.39%
Horicon Bank IN-0.06%(4.0)1.75%
Old National Bank-0.06%(4.0)1.16%
Bank of America-0.05%(3.5)0.42%
Mercantile Bank of Michigan-0.04%(3.5)0.83%
County National Bank-0.04%(3.5)0.38%
Independent Bank Michigan-0.03%(3.5)0.85%
Guaranteed Rate-0.02%(3.5)0.37%
Northpointe Bank-0.02%(3.5)1.00%
Cardinal Financial Company-0.01%(3.5)0.42%
Carrington Mortgage Services-0.01%(3.5)0.57%
Mortgage 1 Inc-0.01%(3.5)0.61%
Neighborhood Loans-0.01%(3.5)0.42%
Union Home Mortgage-0.01%(3.5)1.14%
Freedom Mortgage Corporation-0.00%(3.5)0.70%
Caliber Home Loans0.00%(3.5)0.46%
Wells Fargo Bank0.01%(3.5)1.45%
Cherry Creek Mortgage0.01%(3.5)0.43%
Summit Home Mortgage0.01%(3.5)1.59%
Flagstar Bank0.02%(3.5)2.62%
United Federal Credit Union0.02%(3.5)0.36%
Mortgage Center0.03%(3.5)2.94%
Finance of America Mortgage0.04%(3.5)0.36%
Kellogg Community Credit Union0.04%(3.5)3.35%
Consumers Credit Union Michigan0.07%(3.0)9.12%
Honor Credit Union0.10%(3.0)2.86%
Quicken Loans0.10%(3.0)9.59%
Mr. Cooper0.15%(2.5)0.58%
Amerifirst Home Mortgage0.28%(2.0)8.02%
Success Mortgage Partners0.30%(2.0)4.13%
Lender NameRate DifferenceRate RatingMarket Share
Fifth Third Bank-0.24%(4.5)4.74%
Marshall Community Credit Union-0.23%(4.5)1.79%
JPMorgan Chase Bank-0.20%(4.5)1.50%
Navy Federal Credit Union-0.19%(4.5)0.83%
TCF Bank-0.18%(4.5)0.73%
Lake Michigan Credit Union-0.18%(4.5)10.64%
Huntington National Bank-0.17%(4.5)1.85%
PNC Bank-0.14%(4.0)1.31%
Ruoff Mortgage-0.13%(4.0)3.16%
OMNI Community Credit Union-0.13%(4.0)0.93%
Arbor Financial Credit Union-0.12%(4.0)3.95%
Old National Bank-0.11%(4.0)0.67%
Member First Mortgage-0.10%(4.0)0.48%
MSU Federal Credit Union-0.09%(4.0)0.46%
Freedom Mortgage Corporation-0.09%(4.0)0.60%
Horicon Bank IN-0.09%(4.0)2.27%
Wells Fargo Bank-0.09%(4.0)1.29%
Home Point Financial Corporation-0.09%(4.0)0.40%
Pacor Mortgage-0.08%(4.0)1.18%
Bank of America-0.08%(4.0)0.42%
County National Bank-0.07%(4.0)0.31%
Independent Bank Michigan-0.06%(4.0)0.98%
Mercantile Bank of Michigan-0.05%(3.5)0.77%
Guaranteed Rate-0.04%(3.5)0.42%
Cardinal Financial Company-0.03%(3.5)0.42%
Mortgage 1 Inc-0.03%(3.5)0.96%
Caliber Home Loans-0.02%(3.5)0.37%
Neighborhood Loans-0.02%(3.5)0.60%
Union Home Mortgage-0.02%(3.5)1.54%
Mortgage Center-0.01%(3.5)2.53%
Mr. Cooper-0.00%(3.5)0.17%
Northpointe Bank-0.00%(3.5)0.93%
Summit Home Mortgage-0.00%(3.5)2.29%
Cherry Creek Mortgage0.00%(3.5)0.67%
Flagstar Bank0.00%(3.5)3.78%
Consumers Credit Union Michigan0.00%(3.5)9.16%
Carrington Mortgage Services0.01%(3.5)0.15%
Quicken Loans0.02%(3.5)5.32%
United Federal Credit Union0.02%(3.5)0.37%
Finance of America Mortgage0.04%(3.5)0.52%
Kellogg Community Credit Union0.04%(3.5)3.57%
Honor Credit Union0.15%(3.0)3.30%
Success Mortgage Partners0.32%(2.0)5.88%
Amerifirst Home Mortgage0.35%(2.0)10.64%
Lender NameRate DifferenceRate RatingMarket Share
Arbor Financial Credit Union-0.26%(5.0)10.69%
Lake Michigan Credit Union-0.16%(4.5)6.07%
Pacor Mortgage-0.16%(4.5)1.28%
Ruoff Mortgage-0.09%(4.0)0.93%
Huntington National Bank-0.07%(4.0)2.18%
Home Point Financial Corporation-0.07%(4.0)0.67%
Fifth Third Bank-0.07%(4.0)7.99%
PNC Bank-0.06%(4.0)4.10%
TCF Bank-0.06%(4.0)1.54%
MSU Federal Credit Union-0.05%(3.5)0.29%
Mercantile Bank of Michigan-0.04%(3.5)0.93%
Member First Mortgage-0.04%(3.5)0.20%
Northpointe Bank-0.03%(3.5)1.10%
Honor Credit Union-0.03%(3.5)2.21%
OMNI Community Credit Union-0.03%(3.5)0.73%
Navy Federal Credit Union-0.02%(3.5)0.23%
Old National Bank-0.01%(3.5)1.89%
Guaranteed Rate-0.01%(3.5)0.29%
Horicon Bank IN-0.00%(3.5)0.96%
Carrington Mortgage Services-0.00%(3.5)1.19%
County National Bank0.00%(3.5)0.49%
Amerifirst Home Mortgage0.01%(3.5)4.07%
Finance of America Mortgage0.01%(3.5)0.12%
Bank of America0.01%(3.5)0.41%
Cherry Creek Mortgage0.01%(3.5)0.06%
Union Home Mortgage0.01%(3.5)0.52%
Cardinal Financial Company0.02%(3.5)0.41%
Marshall Community Credit Union0.02%(3.5)3.43%
Mortgage 1 Inc0.02%(3.5)0.09%
JPMorgan Chase Bank0.02%(3.5)1.31%
Independent Bank Michigan0.03%(3.5)0.64%
United Federal Credit Union0.03%(3.5)0.35%
Caliber Home Loans0.03%(3.5)0.61%
Neighborhood Loans0.04%(3.5)0.15%
Kellogg Community Credit Union0.05%(3.5)3.02%
Summit Home Mortgage0.05%(3.5)0.52%
Flagstar Bank0.07%(3.0)0.87%
Mortgage Center0.08%(3.0)3.57%
Success Mortgage Partners0.09%(3.0)1.48%
Freedom Mortgage Corporation0.10%(3.0)0.84%
Wells Fargo Bank0.13%(3.0)1.68%
Quicken Loans0.15%(2.5)16.03%
Consumers Credit Union Michigan0.17%(2.5)9.06%
Mr. Cooper0.20%(2.5)1.19%
Lender NameRate DifferenceRate RatingMarket Share
Arbor Financial Credit Union-0.21%(4.5)8.41%
Fifth Third Bank-0.14%(4.0)7.01%
Lake Michigan Credit Union-0.14%(4.0)9.79%
TCF Bank-0.11%(4.0)1.14%
Pacor Mortgage-0.11%(4.0)1.42%
JPMorgan Chase Bank-0.11%(4.0)1.74%
Ruoff Mortgage-0.09%(4.0)1.73%
Huntington National Bank-0.09%(4.0)2.01%
PNC Bank-0.08%(4.0)2.96%
Home Point Financial Corporation-0.08%(4.0)0.33%
Marshall Community Credit Union-0.08%(4.0)3.12%
OMNI Community Credit Union-0.08%(4.0)1.08%
MSU Federal Credit Union-0.06%(4.0)0.50%
Old National Bank-0.04%(3.5)1.36%
Horicon Bank IN-0.04%(3.5)1.88%
Bank of America-0.04%(3.5)0.52%
Mercantile Bank of Michigan-0.03%(3.5)1.02%
Mortgage 1 Inc-0.03%(3.5)0.43%
Member First Mortgage-0.03%(3.5)0.18%
County National Bank-0.02%(3.5)0.49%
Independent Bank Michigan-0.02%(3.5)0.96%
Guaranteed Rate-0.01%(3.5)0.41%
Northpointe Bank-0.01%(3.5)0.99%
Cardinal Financial Company0.02%(3.5)0.15%
Wells Fargo Bank0.02%(3.5)1.71%
Summit Home Mortgage0.03%(3.5)1.58%
Neighborhood Loans0.03%(3.5)0.31%
Union Home Mortgage0.03%(3.5)1.03%
Carrington Mortgage Services0.04%(3.5)0.25%
Navy Federal Credit Union0.04%(3.5)0.24%
United Federal Credit Union0.04%(3.5)0.46%
Caliber Home Loans0.04%(3.5)0.35%
Flagstar Bank0.05%(3.5)2.23%
Kellogg Community Credit Union0.06%(3.0)4.26%
Finance of America Mortgage0.07%(3.0)0.38%
Freedom Mortgage Corporation0.07%(3.0)0.28%
Mortgage Center0.07%(3.0)3.10%
Cherry Creek Mortgage0.07%(3.0)0.30%
Consumers Credit Union Michigan0.09%(3.0)11.09%
Honor Credit Union0.11%(3.0)3.43%
Amerifirst Home Mortgage0.20%(2.5)6.19%
Quicken Loans0.21%(2.5)7.60%
Success Mortgage Partners0.23%(2.5)1.95%
Mr. Cooper0.25%(2.5)0.46%
Lender NameRate DifferenceRate RatingMarket Share
Fifth Third Bank-0.23%(4.5)5.39%
Marshall Community Credit Union-0.21%(4.5)2.42%
JPMorgan Chase Bank-0.18%(4.5)1.95%
TCF Bank-0.17%(4.5)0.83%
Lake Michigan Credit Union-0.13%(4.0)12.30%
PNC Bank-0.12%(4.0)1.56%
OMNI Community Credit Union-0.11%(4.0)1.25%
Arbor Financial Credit Union-0.10%(4.0)5.33%
Old National Bank-0.10%(4.0)0.83%
Huntington National Bank-0.10%(4.0)1.82%
Ruoff Mortgage-0.09%(4.0)2.32%
Pacor Mortgage-0.07%(4.0)1.38%
MSU Federal Credit Union-0.07%(4.0)0.62%
Wells Fargo Bank-0.07%(4.0)1.61%
Bank of America-0.06%(4.0)0.55%
Horicon Bank IN-0.05%(4.0)2.55%
County National Bank-0.05%(3.5)0.42%
Independent Bank Michigan-0.04%(3.5)1.12%
Mortgage 1 Inc-0.04%(3.5)0.70%
Home Point Financial Corporation-0.03%(3.5)0.21%
Mercantile Bank of Michigan-0.02%(3.5)0.96%
Guaranteed Rate-0.02%(3.5)0.52%
Member First Mortgage-0.01%(3.5)0.16%
Mr. Cooper0.00%(3.5)0.05%
Caliber Home Loans0.02%(3.5)0.31%
Summit Home Mortgage0.02%(3.5)2.34%
Cardinal Financial Company0.03%(3.5)0.13%
Neighborhood Loans0.03%(3.5)0.42%
Northpointe Bank0.03%(3.5)0.94%
Flagstar Bank0.03%(3.5)3.36%
Freedom Mortgage Corporation0.04%(3.5)0.31%
Carrington Mortgage Services0.04%(3.5)0.08%
Union Home Mortgage0.04%(3.5)1.38%
Consumers Credit Union Michigan0.04%(3.5)11.45%
United Federal Credit Union0.04%(3.5)0.49%
Mortgage Center0.05%(3.5)2.68%
Navy Federal Credit Union0.05%(3.5)0.31%
Kellogg Community Credit Union0.06%(3.0)4.79%
Cherry Creek Mortgage0.07%(3.0)0.49%
Finance of America Mortgage0.07%(3.0)0.57%
Quicken Loans0.11%(3.0)4.58%
Honor Credit Union0.17%(2.5)4.06%
Success Mortgage Partners0.27%(2.0)2.63%
Amerifirst Home Mortgage0.28%(2.0)8.04%
Lender NameRate DifferenceRate RatingMarket Share
Arbor Financial Credit Union-0.26%(5.0)12.47%
Lake Michigan Credit Union-0.17%(4.5)6.47%
Pacor Mortgage-0.16%(4.5)1.47%
Home Point Financial Corporation-0.11%(4.0)0.48%
Ruoff Mortgage-0.10%(4.0)0.96%
Huntington National Bank-0.08%(4.0)2.26%
Fifth Third Bank-0.07%(4.0)9.14%
TCF Bank-0.07%(4.0)1.54%
PNC Bank-0.06%(4.0)4.79%
Member First Mortgage-0.05%(3.5)0.21%
MSU Federal Credit Union-0.05%(3.5)0.34%
Northpointe Bank-0.04%(3.5)1.06%
Mercantile Bank of Michigan-0.04%(3.5)1.10%
Honor Credit Union-0.03%(3.5)2.60%
OMNI Community Credit Union-0.03%(3.5)0.86%
Amerifirst Home Mortgage-0.02%(3.5)3.77%
Old National Bank-0.01%(3.5)2.05%
Guaranteed Rate-0.01%(3.5)0.27%
Navy Federal Credit Union-0.01%(3.5)0.14%
Horicon Bank IN-0.01%(3.5)0.99%
County National Bank0.00%(3.5)0.58%
Finance of America Mortgage0.01%(3.5)0.14%
Cardinal Financial Company0.01%(3.5)0.17%
Bank of America0.01%(3.5)0.48%
Union Home Mortgage0.01%(3.5)0.58%
Marshall Community Credit Union0.02%(3.5)4.04%
Cherry Creek Mortgage0.02%(3.5)0.03%
JPMorgan Chase Bank0.03%(3.5)1.47%
Mortgage 1 Inc0.03%(3.5)0.07%
Independent Bank Michigan0.03%(3.5)0.75%
United Federal Credit Union0.03%(3.5)0.41%
Neighborhood Loans0.04%(3.5)0.17%
Carrington Mortgage Services0.04%(3.5)0.48%
Kellogg Community Credit Union0.05%(3.5)3.56%
Summit Home Mortgage0.05%(3.0)0.58%
Caliber Home Loans0.06%(3.0)0.41%
Flagstar Bank0.09%(3.0)0.75%
Success Mortgage Partners0.10%(3.0)1.06%
Mortgage Center0.10%(3.0)3.66%
Freedom Mortgage Corporation0.12%(3.0)0.24%
Wells Fargo Bank0.13%(3.0)1.85%
Consumers Credit Union Michigan0.17%(2.5)10.62%
Quicken Loans0.27%(2.0)11.58%
Mr. Cooper0.27%(2.0)0.99%
Lender NameRate DifferenceRate RatingMarket Share
Lake Michigan Credit Union-0.47%(5.0)4.32%
Huntington National Bank-0.34%(5.0)2.27%
Consumers Credit Union Michigan-0.30%(5.0)2.12%
Horicon Bank IN-0.24%(4.5)1.29%
Ruoff Mortgage-0.22%(4.5)5.00%
Fifth Third Bank-0.22%(4.5)2.95%
Mortgage Center-0.20%(4.5)2.65%
Member First Mortgage-0.18%(4.5)1.44%
PNC Bank-0.18%(4.5)0.53%
Quicken Loans-0.17%(4.5)17.65%
Union Home Mortgage-0.16%(4.5)1.52%
Home Point Financial Corporation-0.16%(4.5)1.14%
TCF Bank-0.14%(4.0)0.61%
Freedom Mortgage Corporation-0.13%(4.0)1.89%
Cherry Creek Mortgage-0.13%(4.0)0.91%
Neighborhood Loans-0.12%(4.0)0.91%
Caliber Home Loans-0.11%(4.0)0.83%
Mercantile Bank of Michigan-0.10%(4.0)0.23%
Carrington Mortgage Services-0.10%(4.0)1.59%
Cardinal Financial Company-0.09%(4.0)1.29%
Pacor Mortgage-0.09%(4.0)0.30%
Bank of America-0.09%(4.0)0.08%
Northpointe Bank-0.09%(4.0)0.68%
Summit Home Mortgage-0.08%(4.0)1.67%
Flagstar Bank-0.08%(4.0)4.24%
Independent Bank Michigan-0.08%(4.0)0.23%
Guaranteed Rate-0.07%(4.0)0.23%
JPMorgan Chase Bank-0.07%(4.0)0.08%
Finance of America Mortgage-0.06%(4.0)0.15%
Mr. Cooper-0.04%(3.5)1.14%
Mortgage 1 Inc-0.04%(3.5)1.59%
Honor Credit Union0.05%(3.0)1.14%
Success Mortgage Partners0.32%(2.0)14.62%
Amerifirst Home Mortgage0.41%(1.5)17.20%
Lender NameRate DifferenceRate RatingMarket Share
Lake Michigan Credit Union-0.52%(5.0)5.33%
Huntington National Bank-0.43%(5.0)2.27%
Consumers Credit Union Michigan-0.34%(5.0)2.67%
Horicon Bank IN-0.28%(5.0)1.58%
Freedom Mortgage Corporation-0.28%(5.0)1.48%
Ruoff Mortgage-0.26%(5.0)6.12%
Fifth Third Bank-0.26%(5.0)3.55%
Mortgage Center-0.26%(5.0)2.57%
Quicken Loans-0.23%(4.5)7.80%
Home Point Financial Corporation-0.22%(4.5)0.99%
Member First Mortgage-0.21%(4.5)1.78%
PNC Bank-0.21%(4.5)0.69%
Union Home Mortgage-0.20%(4.5)1.88%
TCF Bank-0.19%(4.5)0.49%
Cherry Creek Mortgage-0.16%(4.5)1.09%
Caliber Home Loans-0.16%(4.5)0.49%
Neighborhood Loans-0.15%(4.0)1.18%
Cardinal Financial Company-0.15%(4.0)1.28%
Mercantile Bank of Michigan-0.13%(4.0)0.30%
Pacor Mortgage-0.12%(4.0)0.39%
Bank of America-0.12%(4.0)0.10%
Northpointe Bank-0.12%(4.0)0.89%
Summit Home Mortgage-0.11%(4.0)2.17%
Flagstar Bank-0.11%(4.0)5.33%
Independent Bank Michigan-0.11%(4.0)0.30%
JPMorgan Chase Bank-0.10%(4.0)0.10%
Guaranteed Rate-0.10%(4.0)0.20%
Finance of America Mortgage-0.09%(4.0)0.20%
Mr. Cooper-0.09%(4.0)0.49%
Carrington Mortgage Services-0.09%(4.0)0.30%
Mortgage 1 Inc-0.07%(4.0)1.97%
Honor Credit Union0.02%(3.5)1.48%
Success Mortgage Partners0.30%(2.0)17.87%
Amerifirst Home Mortgage0.43%(1.5)19.94%
Lender NameRate DifferenceRate RatingMarket Share
Huntington National Bank-0.05%(4.0)2.28%
Quicken Loans-0.05%(3.5)50.16%
Mortgage Center-0.02%(3.5)2.93%
TCF Bank-0.00%(3.5)0.98%
Carrington Mortgage Services-0.00%(3.5)5.86%
Consumers Credit Union Michigan0.01%(3.5)0.33%
Ruoff Mortgage0.01%(3.5)1.30%
Home Point Financial Corporation0.01%(3.5)1.63%
Caliber Home Loans0.01%(3.5)1.95%
Cherry Creek Mortgage0.01%(3.5)0.33%
Guaranteed Rate0.02%(3.5)0.33%
Lake Michigan Credit Union0.02%(3.5)0.98%
Fifth Third Bank0.02%(3.5)0.98%
Member First Mortgage0.02%(3.5)0.33%
Union Home Mortgage0.02%(3.5)0.33%
Horicon Bank IN0.02%(3.5)0.33%
Flagstar Bank0.02%(3.5)0.65%
Mortgage 1 Inc0.03%(3.5)0.33%
Mr. Cooper0.06%(3.0)3.26%
Cardinal Financial Company0.07%(3.0)1.30%
Freedom Mortgage Corporation0.14%(3.0)3.26%
Amerifirst Home Mortgage0.14%(3.0)8.14%
Success Mortgage Partners0.16%(2.5)3.91%
Lender NameRate DifferenceRate RatingMarket Share
Old National Bank-0.02%(3.5)11.11%
Huntington National Bank-0.01%(3.5)1.39%
Lake Michigan Credit Union-0.01%(3.5)34.72%
Fifth Third Bank-0.01%(3.5)5.56%
TCF Bank-0.01%(3.5)4.17%
Arbor Financial Credit Union-0.00%(3.5)5.56%
JPMorgan Chase Bank-0.00%(3.5)5.56%
Guaranteed Rate-0.00%(3.5)1.39%
Wells Fargo Bank0.01%(3.5)9.72%
Independent Bank Michigan0.01%(3.5)2.78%
PNC Bank0.01%(3.5)1.39%
Kellogg Community Credit Union0.01%(3.5)1.39%
Horicon Bank IN0.02%(3.5)4.17%
Northpointe Bank0.03%(3.5)5.56%
Consumers Credit Union Michigan0.06%(3.0)5.56%
Lender NameRate DifferenceRate RatingMarket Share
Fifth Third Bank-0.02%(3.5)6.06%
Old National Bank-0.02%(3.5)9.09%
Huntington National Bank-0.02%(3.5)3.03%
JPMorgan Chase Bank-0.02%(3.5)6.06%
Lake Michigan Credit Union-0.01%(3.5)45.45%
Wells Fargo Bank0.01%(3.5)9.09%
Independent Bank Michigan0.01%(3.5)6.06%
Kellogg Community Credit Union0.01%(3.5)3.03%
Consumers Credit Union Michigan0.06%(3.0)12.12%
Lender NameRate DifferenceRate RatingMarket Share
Old National Bank-0.02%(3.5)12.82%
Lake Michigan Credit Union-0.02%(3.5)25.64%
TCF Bank-0.00%(3.5)7.69%
Arbor Financial Credit Union-0.00%(3.5)10.26%
Guaranteed Rate0.00%(3.5)2.56%
Fifth Third Bank0.00%(3.5)5.13%
JPMorgan Chase Bank0.01%(3.5)5.13%
Wells Fargo Bank0.01%(3.5)10.26%
PNC Bank0.02%(3.5)2.56%
Horicon Bank IN0.02%(3.5)7.69%
Northpointe Bank0.03%(3.5)10.26%
Lender NameRate DifferenceRate RatingMarket Share
Navy Federal Credit Union-0.23%(4.5)7.38%
Consumers Credit Union Michigan-0.04%(3.5)1.05%
Carrington Mortgage Services-0.04%(3.5)2.32%
Ruoff Mortgage-0.04%(3.5)2.74%
Lake Michigan Credit Union-0.03%(3.5)3.59%
Union Home Mortgage-0.03%(3.5)1.69%
Neighborhood Loans-0.03%(3.5)0.63%
TCF Bank-0.03%(3.5)0.63%
Northpointe Bank-0.03%(3.5)1.27%
Mortgage Center-0.02%(3.5)1.90%
Horicon Bank IN-0.02%(3.5)0.84%
Caliber Home Loans-0.02%(3.5)1.05%
Home Point Financial Corporation-0.02%(3.5)1.48%
Wells Fargo Bank-0.02%(3.5)0.42%
PNC Bank-0.02%(3.5)0.21%
Finance of America Mortgage-0.02%(3.5)0.63%
Fifth Third Bank-0.02%(3.5)0.84%
Member First Mortgage-0.01%(3.5)0.21%
Cardinal Financial Company-0.01%(3.5)1.90%
Huntington National Bank-0.01%(3.5)0.84%
Cherry Creek Mortgage0.00%(3.5)1.05%
Flagstar Bank0.00%(3.5)4.01%
Independent Bank Michigan0.01%(3.5)0.63%
Mr. Cooper0.01%(3.5)0.84%
Pacor Mortgage0.02%(3.5)1.05%
Freedom Mortgage Corporation0.03%(3.5)3.38%
Mortgage 1 Inc0.03%(3.5)0.63%
Quicken Loans0.04%(3.5)17.09%
Summit Home Mortgage0.04%(3.5)1.69%
Success Mortgage Partners0.09%(3.0)6.54%
Amerifirst Home Mortgage0.18%(2.5)9.70%
Lender NameRate DifferenceRate RatingMarket Share
Navy Federal Credit Union-0.25%(5.0)10.44%
Consumers Credit Union Michigan-0.05%(4.0)1.35%
Lake Michigan Credit Union-0.03%(3.5)3.37%
Ruoff Mortgage-0.03%(3.5)4.38%
Freedom Mortgage Corporation-0.03%(3.5)1.35%
Union Home Mortgage-0.03%(3.5)2.69%
Neighborhood Loans-0.03%(3.5)1.01%
Caliber Home Loans-0.03%(3.5)0.67%
Horicon Bank IN-0.02%(3.5)1.35%
Mortgage Center-0.02%(3.5)0.67%
Wells Fargo Bank-0.02%(3.5)0.67%
TCF Bank-0.02%(3.5)0.34%
PNC Bank-0.02%(3.5)0.34%
Finance of America Mortgage-0.01%(3.5)1.01%
Member First Mortgage-0.01%(3.5)0.34%
Northpointe Bank-0.00%(3.5)1.01%
Huntington National Bank-0.00%(3.5)0.67%
Fifth Third Bank-0.00%(3.5)0.34%
Cherry Creek Mortgage0.00%(3.5)1.68%
Home Point Financial Corporation0.01%(3.5)1.01%
Flagstar Bank0.01%(3.5)4.38%
Independent Bank Michigan0.01%(3.5)1.01%
Cardinal Financial Company0.01%(3.5)1.35%
Carrington Mortgage Services0.01%(3.5)0.67%
Quicken Loans0.02%(3.5)7.07%
Mr. Cooper0.03%(3.5)0.67%
Pacor Mortgage0.03%(3.5)1.35%
Mortgage 1 Inc0.03%(3.5)1.01%
Summit Home Mortgage0.04%(3.5)2.36%
Success Mortgage Partners0.13%(3.0)7.74%
Amerifirst Home Mortgage0.20%(2.5)13.80%
Lender NameRate DifferenceRate RatingMarket Share
Carrington Mortgage Services-0.06%(4.0)5.08%
Navy Federal Credit Union-0.05%(4.0)2.26%
Northpointe Bank-0.05%(3.5)1.69%
Home Point Financial Corporation-0.05%(3.5)2.26%
TCF Bank-0.04%(3.5)1.13%
Lake Michigan Credit Union-0.03%(3.5)3.95%
Cardinal Financial Company-0.03%(3.5)2.82%
Mortgage Center-0.03%(3.5)3.95%
Success Mortgage Partners-0.03%(3.5)4.52%
Fifth Third Bank-0.02%(3.5)1.69%
Caliber Home Loans-0.02%(3.5)1.69%
Consumers Credit Union Michigan-0.02%(3.5)0.56%
Huntington National Bank-0.02%(3.5)1.13%
Pacor Mortgage-0.01%(3.5)0.56%
Flagstar Bank-0.01%(3.5)3.39%
Mr. Cooper-0.01%(3.5)1.13%
Amerifirst Home Mortgage0.00%(3.5)2.82%
Summit Home Mortgage0.02%(3.5)0.56%
Quicken Loans0.04%(3.5)33.90%
Freedom Mortgage Corporation0.05%(3.5)6.78%

* Data is compiled for the Portage, MI commuting zone area, which comprises of counties of Branch County, MI, Calhoun County, MI, Kalamazoo County, MI, St. Joseph County, MI, and Van Buren County, MI. This includes cities/towns/communities of Portage, MI as well as Battle Creek, MI, Kalamazoo, MI, Vicksburg, MI, Comstock Northwest, MI, Richland, MI, Three Rivers, MI, South Haven, MI, Galesburg, MI, Coldwater, MI, Marshall, MI, Westwood, MI, Lawton, MI, Mattawan, MI, Sturgis, MI, Augusta, MI, Paw Paw, MI, Gobles, MI, Centreville, MI, Schoolcraft, MI, Level Park-Oak Park, MI, Decatur, MI, Breedsville, MI, Quincy, MI, Climax, MI, Bangor, MI, Constantine, MI, Lawrence, MI, Union City, MI, White Pigeon, MI, Springfield, MI, Albion, MI, Bronson, MI, Tekonsha, MI, Union City, MI, Homer, MI, Sherwood, MI, Burr Oak, MI, Parchment, MI, Mendon, MI, Hartford, MI, and Brownlee Park, MI. Lenders must have made at least 30 loans in the area to be included. Source of the data is Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate conditional on the commuting zone, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

Mortgage Lender Rankings in Other Cities

This page contains information about the top mortgage lenders in the Portage, MI area. For mortgage lender rankings in other cities, click here.