Top Mortgage Lenders in Grand Rapids, MI

Which mortgage lender in the Grand Rapids, MI area typically has the best rates? To help you narrow down where to shop for a mortgage, MortgageWaldo.com provides an objective and data driven ranking of mortgage lenders operating in the Grand Rapids, MI area by interest rate and market share. Unlike our competitors, we maintain independence by not accepting any compensation from the mortgage lenders we rank. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings.

Going by historical data, the best mortgage lender in the Grand Rapids, MI area in terms of interest rate is HarborLight Credit Union, with an average “Rate Difference” of -0.19%. This means that, comparing similar borrowers, HarborLight Credit Union provided a -0.19% lower interest rate for its customers than other lenders in the area. HarborLight Credit Union has a market share of 0.3%. On the other hand, the most popular lender in the Grand Rapids, MI area is Lake Michigan Credit Union, with a larger market share of 19.3%. Lake Michigan Credit Union is also a relatively cheap lender, with a “Rate Difference” of -0.13% compared to those of other lenders in this area.

Our detailed ranking of mortgage lenders in the Grand Rapids, MI area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, Old National Bank is the cheapest mortgage provider for Conventional and Jumbo mortgages in Grand Rapids, MI. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Lake Michigan Credit Union. The cheapest VA mortgage provider is Navy Federal Credit Union. Note that as a consumer advocate we always recommend shopping among several of our top ranked lenders in order to get the best rates and fees.

Ranking of Mortgage Lenders in Grand Rapids, MI

Mortgage Type:
Purchase/Refinance:
Lender NameRate DifferenceRate RatingMarket Share
HarborLight Credit Union-0.19%(4.5)0.32%
Old National Bank-0.19%(4.5)2.01%
TCF Bank-0.17%(4.5)1.32%
Credit Union One-0.16%(4.5)0.32%
Navy Federal Credit Union-0.14%(4.0)0.28%
Lake Michigan Credit Union-0.13%(4.0)19.35%
Huntington National Bank-0.13%(4.0)4.49%
Bank of America-0.13%(4.0)0.62%
Member First Mortgage-0.12%(4.0)0.36%
Amerisave Mortgage Corporation-0.11%(4.0)0.19%
USAA-0.11%(4.0)0.50%
Keller Mortgage-0.10%(4.0)0.25%
DFCU Financial-0.09%(4.0)0.21%
Mercantile Bank of Michigan-0.09%(4.0)2.33%
Fifth Third Bank-0.08%(4.0)7.04%
NewRez-0.08%(4.0)0.14%
PNC Bank-0.08%(4.0)2.22%
Lakeview Loan Servicing-0.06%(4.0)0.18%
JPMorgan Chase Bank-0.06%(4.0)2.65%
Isabella Bank-0.05%(3.5)0.16%
Ruoff Mortgage-0.05%(3.5)0.11%
MSU Federal Credit Union-0.04%(3.5)0.45%
Michigan First Credit Union-0.04%(3.5)0.22%
Comerica Bank-0.04%(3.5)0.12%
Macatawa Bank-0.03%(3.5)1.34%
Caliber Home Loans-0.03%(3.5)1.09%
US Bank-0.03%(3.5)0.14%
Level One Bank-0.03%(3.5)0.15%
PennyMac Loan Services-0.03%(3.5)0.18%
New American Funding-0.02%(3.5)0.18%
Polaris Home Funding Corp-0.02%(3.5)0.31%
Panorama Mortgage Group-0.01%(3.5)0.30%
Northpointe Bank-0.01%(3.5)2.60%
United Federal Credit Union-0.01%(3.5)0.36%
Adventure Credit Union-0.01%(3.5)0.70%
Stockton Mortgage0.00%(3.5)0.13%
Guaranteed Rate0.00%(3.5)0.58%
Cason Home Loans0.00%(3.5)0.17%
MiMutual Mortgage0.00%(3.5)0.39%
loanDepot0.01%(3.5)0.74%
Gold Star Mortgage Financial Group0.01%(3.5)0.32%
Members First Credit Union MI0.01%(3.5)0.11%
Austin Capital Bank0.01%(3.5)0.25%
The Federal Savings Bank0.01%(3.5)0.12%
Cardinal Financial Company0.01%(3.5)0.10%
Carrington Mortgage Services0.02%(3.5)0.41%
Honor Credit Union0.03%(3.5)0.14%
Horicon Bank IN0.03%(3.5)0.19%
Arbor Financial Credit Union0.04%(3.5)0.74%
PrimeLending0.04%(3.5)0.63%
Royal United Mortgage0.04%(3.5)0.11%
PFCU0.04%(3.5)0.50%
Independent Bank Michigan0.05%(3.5)3.00%
VanDyk Mortgage Corporation0.05%(3.5)1.46%
Preferred Credit Union0.05%(3.5)0.22%
State Farm Bank0.05%(3.0)0.10%
Wells Fargo Bank0.05%(3.0)0.72%
HomeBridge Financial Services0.06%(3.0)0.14%
Towne Mortgage Company0.06%(3.0)1.29%
Freedom Mortgage Corporation0.07%(3.0)0.32%
Dart Bank0.07%(3.0)0.48%
Benchmark0.08%(3.0)1.55%
Inlanta Mortgage0.08%(3.0)0.94%
Union Home Mortgage0.09%(3.0)1.56%
Mortgage Center0.09%(3.0)0.59%
Northern Mortgage Services, LLC0.09%(3.0)1.83%
AAC Credit Union0.09%(3.0)0.33%
Flagstar Bank0.10%(3.0)1.41%
Top Flite Financial, Inc0.11%(3.0)0.30%
Member Mortgage Services0.11%(3.0)0.53%
Waterstone Mortgage Corporation0.13%(3.0)0.30%
Churchill Mortgage0.13%(3.0)1.36%
Mortgage 1 Inc0.14%(3.0)3.97%
Finance of America Mortgage0.14%(3.0)2.25%
Consumers Credit Union Michigan0.14%(3.0)1.72%
Neighborhood Loans0.16%(2.5)4.44%
Quicken Loans0.17%(2.5)7.29%
GreenStone Farm Credit Services0.25%(2.5)0.26%
Amerifirst Home Mortgage0.26%(2.0)0.77%
Mr. Cooper0.28%(2.0)0.77%
Success Mortgage Partners0.30%(2.0)1.16%
NewDay USA0.32%(2.0)0.12%
Lender NameRate DifferenceRate RatingMarket Share
Bank of America-0.20%(4.5)0.56%
Navy Federal Credit Union-0.20%(4.5)0.37%
TCF Bank-0.20%(4.5)0.80%
Old National Bank-0.17%(4.5)1.93%
Huntington National Bank-0.15%(4.5)3.74%
JPMorgan Chase Bank-0.14%(4.0)1.95%
Keller Mortgage-0.14%(4.0)0.43%
USAA-0.13%(4.0)0.66%
Lake Michigan Credit Union-0.13%(4.0)22.80%
Wells Fargo Bank-0.12%(4.0)0.57%
Fifth Third Bank-0.10%(4.0)4.90%
PNC Bank-0.09%(4.0)0.84%
DFCU Financial-0.09%(4.0)0.12%
Credit Union One-0.09%(4.0)0.10%
PennyMac Loan Services-0.09%(4.0)0.03%
Lakeview Loan Servicing-0.08%(4.0)0.01%
Freedom Mortgage Corporation-0.08%(4.0)0.12%
Ruoff Mortgage-0.08%(4.0)0.15%
Member First Mortgage-0.08%(4.0)0.28%
NewRez-0.07%(4.0)0.01%
Caliber Home Loans-0.07%(4.0)1.19%
Mercantile Bank of Michigan-0.07%(4.0)2.32%
US Bank-0.07%(4.0)0.12%
Comerica Bank-0.06%(4.0)0.07%
Isabella Bank-0.06%(4.0)0.14%
Michigan First Credit Union-0.06%(4.0)0.22%
Level One Bank-0.06%(4.0)0.18%
Cardinal Financial Company-0.05%(4.0)0.04%
The Federal Savings Bank-0.05%(3.5)0.04%
Polaris Home Funding Corp-0.04%(3.5)0.38%
MSU Federal Credit Union-0.04%(3.5)0.46%
NewDay USA-0.04%(3.5)0.03%
State Farm Bank-0.04%(3.5)0.07%
loanDepot-0.04%(3.5)0.14%
Stockton Mortgage-0.04%(3.5)0.16%
Northpointe Bank-0.03%(3.5)2.87%
HarborLight Credit Union-0.03%(3.5)0.14%
Panorama Mortgage Group-0.03%(3.5)0.30%
Royal United Mortgage-0.03%(3.5)0.02%
New American Funding-0.03%(3.5)0.17%
Cason Home Loans-0.02%(3.5)0.22%
Austin Capital Bank-0.02%(3.5)0.38%
Gold Star Mortgage Financial Group-0.01%(3.5)0.45%
Guaranteed Rate-0.01%(3.5)0.67%
Members First Credit Union MI-0.01%(3.5)0.07%
Macatawa Bank-0.01%(3.5)0.79%
MiMutual Mortgage-0.00%(3.5)0.43%
Honor Credit Union0.01%(3.5)0.16%
PrimeLending0.01%(3.5)0.94%
Preferred Credit Union0.01%(3.5)0.14%
United Federal Credit Union0.01%(3.5)0.31%
Adventure Credit Union0.02%(3.5)0.52%
VanDyk Mortgage Corporation0.02%(3.5)2.06%
HomeBridge Financial Services0.02%(3.5)0.07%
Horicon Bank IN0.05%(3.5)0.17%
Carrington Mortgage Services0.05%(3.0)0.15%
Quicken Loans0.06%(3.0)3.19%
PFCU0.07%(3.0)0.44%
Flagstar Bank0.07%(3.0)1.73%
Towne Mortgage Company0.07%(3.0)1.50%
Independent Bank Michigan0.07%(3.0)3.16%
Dart Bank0.07%(3.0)0.46%
AAC Credit Union0.08%(3.0)0.32%
Benchmark0.08%(3.0)2.05%
Member Mortgage Services0.08%(3.0)0.69%
Arbor Financial Credit Union0.09%(3.0)0.28%
Top Flite Financial, Inc0.09%(3.0)0.44%
Finance of America Mortgage0.09%(3.0)3.45%
Mortgage Center0.09%(3.0)0.47%
Mr. Cooper0.10%(3.0)0.25%
Waterstone Mortgage Corporation0.10%(3.0)0.47%
Inlanta Mortgage0.11%(3.0)1.21%
Northern Mortgage Services, LLC0.12%(3.0)2.08%
Consumers Credit Union Michigan0.14%(3.0)1.86%
Union Home Mortgage0.14%(3.0)1.88%
Neighborhood Loans0.16%(2.5)6.83%
Churchill Mortgage0.17%(2.5)1.72%
Mortgage 1 Inc0.18%(2.5)5.38%
Success Mortgage Partners0.30%(2.0)1.89%
Amerifirst Home Mortgage0.30%(2.0)1.08%
GreenStone Farm Credit Services0.32%(2.0)0.22%
Lender NameRate DifferenceRate RatingMarket Share
Old National Bank-0.22%(4.5)2.11%
HarborLight Credit Union-0.21%(4.5)0.53%
Lake Michigan Credit Union-0.17%(4.5)15.13%
Credit Union One-0.14%(4.0)0.58%
Member First Mortgage-0.14%(4.0)0.47%
TCF Bank-0.14%(4.0)1.95%
Mercantile Bank of Michigan-0.11%(4.0)2.33%
Huntington National Bank-0.10%(4.0)5.41%
USAA-0.09%(4.0)0.32%
Amerisave Mortgage Corporation-0.07%(4.0)0.43%
DFCU Financial-0.06%(4.0)0.32%
Union Home Mortgage-0.05%(3.5)1.16%
Bank of America-0.05%(3.5)0.71%
Fifth Third Bank-0.04%(3.5)9.65%
MSU Federal Credit Union-0.04%(3.5)0.43%
Navy Federal Credit Union-0.04%(3.5)0.17%
NewRez-0.04%(3.5)0.30%
PNC Bank-0.04%(3.5)3.90%
Isabella Bank-0.03%(3.5)0.17%
Lakeview Loan Servicing-0.02%(3.5)0.38%
Macatawa Bank-0.02%(3.5)2.00%
Mortgage 1 Inc-0.02%(3.5)2.25%
New American Funding-0.02%(3.5)0.19%
Michigan First Credit Union-0.01%(3.5)0.22%
United Federal Credit Union-0.01%(3.5)0.42%
Inlanta Mortgage-0.01%(3.5)0.60%
Ruoff Mortgage-0.01%(3.5)0.06%
Churchill Mortgage-0.01%(3.5)0.93%
Adventure Credit Union-0.00%(3.5)0.92%
Keller Mortgage-0.00%(3.5)0.04%
Comerica Bank0.00%(3.5)0.19%
Independent Bank Michigan0.00%(3.5)2.81%
Level One Bank0.00%(3.5)0.12%
Polaris Home Funding Corp0.01%(3.5)0.22%
Gold Star Mortgage Financial Group0.01%(3.5)0.17%
MiMutual Mortgage0.01%(3.5)0.34%
Guaranteed Rate0.01%(3.5)0.45%
Caliber Home Loans0.01%(3.5)0.97%
Northpointe Bank0.01%(3.5)2.26%
JPMorgan Chase Bank0.01%(3.5)3.50%
US Bank0.01%(3.5)0.16%
Panorama Mortgage Group0.01%(3.5)0.31%
PennyMac Loan Services0.02%(3.5)0.36%
Cason Home Loans0.02%(3.5)0.10%
Neighborhood Loans0.02%(3.5)1.54%
Northern Mortgage Services, LLC0.03%(3.5)1.53%
Austin Capital Bank0.03%(3.5)0.09%
Towne Mortgage Company0.03%(3.5)1.03%
PFCU0.03%(3.5)0.58%
Horicon Bank IN0.03%(3.5)0.22%
Benchmark0.04%(3.5)0.93%
Members First Credit Union MI0.05%(3.5)0.17%
Honor Credit Union0.05%(3.5)0.12%
Carrington Mortgage Services0.05%(3.5)0.72%
loanDepot0.05%(3.5)1.48%
Amerifirst Home Mortgage0.05%(3.5)0.40%
Stockton Mortgage0.05%(3.0)0.09%
Arbor Financial Credit Union0.06%(3.0)1.31%
VanDyk Mortgage Corporation0.06%(3.0)0.72%
Success Mortgage Partners0.06%(3.0)0.28%
The Federal Savings Bank0.06%(3.0)0.22%
PrimeLending0.07%(3.0)0.25%
Cardinal Financial Company0.07%(3.0)0.17%
Dart Bank0.07%(3.0)0.50%
Royal United Mortgage0.09%(3.0)0.22%
Top Flite Financial, Inc0.09%(3.0)0.13%
Waterstone Mortgage Corporation0.09%(3.0)0.08%
Preferred Credit Union0.09%(3.0)0.31%
HomeBridge Financial Services0.10%(3.0)0.22%
Mortgage Center0.10%(3.0)0.74%
AAC Credit Union0.11%(3.0)0.34%
State Farm Bank0.12%(3.0)0.14%
Member Mortgage Services0.14%(3.0)0.35%
Freedom Mortgage Corporation0.14%(3.0)0.56%
Flagstar Bank0.14%(3.0)1.02%
Consumers Credit Union Michigan0.15%(3.0)1.55%
Wells Fargo Bank0.19%(2.5)0.92%
GreenStone Farm Credit Services0.20%(2.5)0.32%
Quicken Loans0.24%(2.5)12.28%
Finance of America Mortgage0.27%(2.0)0.78%
Mr. Cooper0.36%(1.5)1.40%
NewDay USA0.41%(1.5)0.24%
Lender NameRate DifferenceRate RatingMarket Share
Old National Bank-0.21%(4.5)2.21%
HarborLight Credit Union-0.21%(4.5)0.37%
TCF Bank-0.18%(4.5)1.42%
Credit Union One-0.17%(4.5)0.39%
Bank of America-0.15%(4.0)0.70%
Amerisave Mortgage Corporation-0.13%(4.0)0.18%
Member First Mortgage-0.13%(4.0)0.39%
Lake Michigan Credit Union-0.12%(4.0)21.66%
Huntington National Bank-0.11%(4.0)4.65%
Keller Mortgage-0.10%(4.0)0.25%
NewRez-0.10%(4.0)0.12%
DFCU Financial-0.10%(4.0)0.26%
Mercantile Bank of Michigan-0.09%(4.0)2.71%
PNC Bank-0.08%(4.0)2.60%
Fifth Third Bank-0.08%(4.0)8.02%
JPMorgan Chase Bank-0.07%(4.0)3.15%
Isabella Bank-0.06%(4.0)0.19%
MSU Federal Credit Union-0.05%(4.0)0.54%
Ruoff Mortgage-0.05%(3.5)0.12%
Michigan First Credit Union-0.05%(3.5)0.22%
Comerica Bank-0.04%(3.5)0.15%
Macatawa Bank-0.04%(3.5)1.58%
US Bank-0.04%(3.5)0.15%
Level One Bank-0.03%(3.5)0.18%
loanDepot-0.03%(3.5)0.45%
New American Funding-0.02%(3.5)0.10%
The Federal Savings Bank-0.02%(3.5)0.02%
Polaris Home Funding Corp-0.01%(3.5)0.23%
Adventure Credit Union-0.01%(3.5)0.85%
United Federal Credit Union-0.01%(3.5)0.42%
HomeBridge Financial Services-0.01%(3.5)0.01%
Panorama Mortgage Group-0.01%(3.5)0.20%
Austin Capital Bank0.00%(3.5)0.20%
MiMutual Mortgage0.00%(3.5)0.31%
Members First Credit Union MI0.00%(3.5)0.14%
Guaranteed Rate0.00%(3.5)0.53%
Cardinal Financial Company0.00%(3.5)0.06%
Stockton Mortgage0.01%(3.5)0.09%
Northpointe Bank0.01%(3.5)2.71%
Gold Star Mortgage Financial Group0.01%(3.5)0.23%
Cason Home Loans0.01%(3.5)0.16%
USAA0.01%(3.5)0.21%
Honor Credit Union0.02%(3.5)0.18%
Arbor Financial Credit Union0.03%(3.5)0.90%
Horicon Bank IN0.03%(3.5)0.21%
PFCU0.04%(3.5)0.62%
Carrington Mortgage Services0.04%(3.5)0.13%
PrimeLending0.04%(3.5)0.51%
Preferred Credit Union0.04%(3.5)0.27%
Independent Bank Michigan0.04%(3.5)3.34%
State Farm Bank0.05%(3.5)0.12%
Wells Fargo Bank0.05%(3.0)0.81%
Lakeview Loan Servicing0.06%(3.0)0.03%
Union Home Mortgage0.07%(3.0)1.56%
Dart Bank0.07%(3.0)0.55%
PennyMac Loan Services0.07%(3.0)0.07%
Inlanta Mortgage0.08%(3.0)0.87%
AAC Credit Union0.09%(3.0)0.40%
Towne Mortgage Company0.09%(3.0)1.04%
Royal United Mortgage0.09%(3.0)0.07%
Freedom Mortgage Corporation0.09%(3.0)0.08%
Mortgage Center0.10%(3.0)0.63%
Northern Mortgage Services, LLC0.10%(3.0)1.77%
Navy Federal Credit Union0.11%(3.0)0.10%
Member Mortgage Services0.11%(3.0)0.51%
Caliber Home Loans0.11%(3.0)0.66%
Mortgage 1 Inc0.11%(3.0)3.52%
Benchmark0.13%(3.0)1.21%
Waterstone Mortgage Corporation0.13%(3.0)0.28%
Churchill Mortgage0.14%(3.0)1.52%
Top Flite Financial, Inc0.15%(3.0)0.21%
VanDyk Mortgage Corporation0.15%(2.5)0.93%
Consumers Credit Union Michigan0.16%(2.5)1.95%
Neighborhood Loans0.16%(2.5)4.45%
Finance of America Mortgage0.17%(2.5)1.93%
Flagstar Bank0.17%(2.5)1.12%
Amerifirst Home Mortgage0.23%(2.5)0.64%
GreenStone Farm Credit Services0.25%(2.5)0.31%
Quicken Loans0.26%(2.0)6.30%
Success Mortgage Partners0.28%(2.0)0.55%
Mr. Cooper0.44%(1.5)0.50%
Lender NameRate DifferenceRate RatingMarket Share
Bank of America-0.23%(4.5)0.67%
TCF Bank-0.20%(4.5)0.82%
Old National Bank-0.19%(4.5)2.26%
JPMorgan Chase Bank-0.17%(4.5)2.39%
Keller Mortgage-0.15%(4.5)0.43%
Wells Fargo Bank-0.14%(4.0)0.62%
DFCU Financial-0.11%(4.0)0.16%
Lake Michigan Credit Union-0.11%(4.0)26.22%
PNC Bank-0.11%(4.0)0.94%
Credit Union One-0.11%(4.0)0.13%
Huntington National Bank-0.11%(4.0)3.72%
Fifth Third Bank-0.10%(4.0)5.50%
Cardinal Financial Company-0.10%(4.0)0.02%
Ruoff Mortgage-0.09%(4.0)0.16%
US Bank-0.08%(4.0)0.13%
Comerica Bank-0.08%(4.0)0.08%
Isabella Bank-0.08%(4.0)0.18%
Michigan First Credit Union-0.08%(4.0)0.20%
Mercantile Bank of Michigan-0.07%(4.0)2.76%
HomeBridge Financial Services-0.07%(4.0)0.01%
Level One Bank-0.07%(4.0)0.20%
Member First Mortgage-0.07%(4.0)0.27%
PennyMac Loan Services-0.07%(4.0)0.02%
MSU Federal Credit Union-0.06%(4.0)0.58%
Carrington Mortgage Services-0.06%(4.0)0.02%
loanDepot-0.06%(4.0)0.04%
State Farm Bank-0.06%(4.0)0.08%
HarborLight Credit Union-0.05%(4.0)0.16%
Polaris Home Funding Corp-0.05%(3.5)0.32%
The Federal Savings Bank-0.05%(3.5)0.03%
Stockton Mortgage-0.05%(3.5)0.11%
Royal United Mortgage-0.05%(3.5)0.02%
Austin Capital Bank-0.04%(3.5)0.32%
USAA-0.03%(3.5)0.35%
Members First Credit Union MI-0.03%(3.5)0.08%
Macatawa Bank-0.02%(3.5)0.95%
Cason Home Loans-0.01%(3.5)0.20%
Guaranteed Rate-0.01%(3.5)0.64%
Honor Credit Union-0.01%(3.5)0.20%
Preferred Credit Union-0.01%(3.5)0.18%
Freedom Mortgage Corporation-0.01%(3.5)0.04%
Northpointe Bank-0.01%(3.5)2.95%
Gold Star Mortgage Financial Group-0.01%(3.5)0.30%
PrimeLending-0.00%(3.5)0.74%
Adventure Credit Union-0.00%(3.5)0.66%
MiMutual Mortgage-0.00%(3.5)0.32%
United Federal Credit Union0.01%(3.5)0.36%
Mr. Cooper0.01%(3.5)0.09%
Panorama Mortgage Group0.01%(3.5)0.14%
New American Funding0.03%(3.5)0.08%
Horicon Bank IN0.04%(3.5)0.19%
PFCU0.05%(3.5)0.56%
AAC Credit Union0.06%(3.0)0.41%
Independent Bank Michigan0.07%(3.0)3.58%
Dart Bank0.07%(3.0)0.54%
Arbor Financial Credit Union0.07%(3.0)0.36%
Member Mortgage Services0.07%(3.0)0.67%
Inlanta Mortgage0.10%(3.0)1.14%
Waterstone Mortgage Corporation0.10%(3.0)0.46%
Finance of America Mortgage0.10%(3.0)2.95%
Mortgage Center0.11%(3.0)0.50%
Navy Federal Credit Union0.11%(3.0)0.14%
Caliber Home Loans0.12%(3.0)0.70%
Quicken Loans0.13%(3.0)2.86%
Union Home Mortgage0.13%(3.0)1.86%
Towne Mortgage Company0.13%(3.0)1.07%
Northern Mortgage Services, LLC0.14%(3.0)2.01%
Benchmark0.14%(3.0)1.59%
Top Flite Financial, Inc0.14%(3.0)0.28%
Neighborhood Loans0.15%(2.5)7.06%
Mortgage 1 Inc0.15%(2.5)4.54%
Consumers Credit Union Michigan0.16%(2.5)2.12%
Flagstar Bank0.16%(2.5)1.30%
VanDyk Mortgage Corporation0.16%(2.5)1.23%
Churchill Mortgage0.18%(2.5)1.96%
Success Mortgage Partners0.27%(2.0)0.90%
Amerifirst Home Mortgage0.27%(2.0)0.91%
GreenStone Farm Credit Services0.30%(2.0)0.28%
Lender NameRate DifferenceRate RatingMarket Share
Old National Bank-0.24%(4.5)2.14%
HarborLight Credit Union-0.21%(4.5)0.61%
Lake Michigan Credit Union-0.17%(4.5)16.60%
Member First Mortgage-0.14%(4.0)0.53%
TCF Bank-0.14%(4.0)2.09%
Credit Union One-0.14%(4.0)0.68%
Mercantile Bank of Michigan-0.11%(4.0)2.67%
Huntington National Bank-0.10%(4.0)5.67%
Amerisave Mortgage Corporation-0.08%(4.0)0.39%
Union Home Mortgage-0.06%(4.0)1.23%
DFCU Financial-0.06%(4.0)0.37%
Bank of America-0.05%(4.0)0.74%
NewRez-0.05%(4.0)0.26%
Fifth Third Bank-0.04%(3.5)10.83%
New American Funding-0.04%(3.5)0.12%
MSU Federal Credit Union-0.04%(3.5)0.50%
PNC Bank-0.04%(3.5)4.45%
Mortgage 1 Inc-0.03%(3.5)2.39%
Isabella Bank-0.03%(3.5)0.20%
Macatawa Bank-0.02%(3.5)2.27%
Inlanta Mortgage-0.02%(3.5)0.57%
Michigan First Credit Union-0.01%(3.5)0.23%
United Federal Credit Union-0.01%(3.5)0.49%
Ruoff Mortgage-0.01%(3.5)0.08%
Churchill Mortgage-0.01%(3.5)1.03%
Adventure Credit Union-0.00%(3.5)1.07%
Gold Star Mortgage Financial Group-0.00%(3.5)0.17%
Keller Mortgage0.00%(3.5)0.05%
Panorama Mortgage Group0.00%(3.5)0.25%
Independent Bank Michigan0.00%(3.5)3.06%
Comerica Bank0.00%(3.5)0.23%
Level One Bank0.00%(3.5)0.14%
Guaranteed Rate0.00%(3.5)0.41%
MiMutual Mortgage0.01%(3.5)0.29%
The Federal Savings Bank0.01%(3.5)0.02%
Polaris Home Funding Corp0.01%(3.5)0.14%
US Bank0.02%(3.5)0.17%
JPMorgan Chase Bank0.02%(3.5)3.99%
Northpointe Bank0.02%(3.5)2.44%
Cason Home Loans0.02%(3.5)0.11%
Neighborhood Loans0.02%(3.5)1.55%
loanDepot0.03%(3.5)0.90%
Navy Federal Credit Union0.03%(3.5)0.06%
Towne Mortgage Company0.03%(3.5)1.02%
Amerifirst Home Mortgage0.03%(3.5)0.34%
Austin Capital Bank0.03%(3.5)0.08%
Horicon Bank IN0.03%(3.5)0.23%
Northern Mortgage Services, LLC0.03%(3.5)1.51%
PFCU0.03%(3.5)0.68%
Members First Credit Union MI0.05%(3.5)0.20%
Honor Credit Union0.05%(3.5)0.14%
USAA0.05%(3.0)0.07%
Arbor Financial Credit Union0.06%(3.0)1.50%
HomeBridge Financial Services0.06%(3.0)0.01%
Benchmark0.06%(3.0)0.80%
Dart Bank0.07%(3.0)0.57%
Cardinal Financial Company0.07%(3.0)0.10%
PrimeLending0.07%(3.0)0.24%
Stockton Mortgage0.07%(3.0)0.06%
VanDyk Mortgage Corporation0.08%(3.0)0.60%
Preferred Credit Union0.09%(3.0)0.36%
Caliber Home Loans0.10%(3.0)0.63%
Carrington Mortgage Services0.10%(3.0)0.24%
Waterstone Mortgage Corporation0.10%(3.0)0.08%
Success Mortgage Partners0.11%(3.0)0.16%
Top Flite Financial, Inc0.11%(3.0)0.13%
Mortgage Center0.11%(3.0)0.78%
Lakeview Loan Servicing0.12%(3.0)0.06%
AAC Credit Union0.12%(3.0)0.39%
State Farm Bank0.12%(3.0)0.17%
PennyMac Loan Services0.13%(3.0)0.13%
Member Mortgage Services0.14%(3.0)0.34%
Consumers Credit Union Michigan0.15%(2.5)1.77%
Royal United Mortgage0.15%(2.5)0.13%
Freedom Mortgage Corporation0.17%(2.5)0.12%
Flagstar Bank0.17%(2.5)0.91%
Wells Fargo Bank0.20%(2.5)1.02%
GreenStone Farm Credit Services0.21%(2.5)0.35%
Finance of America Mortgage0.29%(2.0)0.81%
Quicken Loans0.33%(2.0)10.11%
Mr. Cooper0.53%(1.0)0.96%
Lender NameRate DifferenceRate RatingMarket Share
Lake Michigan Credit Union-0.46%(5.0)7.90%
Huntington National Bank-0.31%(5.0)4.29%
TCF Bank-0.21%(4.5)0.56%
Caliber Home Loans-0.18%(4.5)3.00%
Fifth Third Bank-0.17%(4.5)2.94%
Northpointe Bank-0.16%(4.5)2.46%
Consumers Credit Union Michigan-0.13%(4.0)0.66%
Mercantile Bank of Michigan-0.13%(4.0)0.81%
Keller Mortgage-0.13%(4.0)0.28%
Member First Mortgage-0.07%(4.0)0.30%
PNC Bank-0.07%(4.0)0.28%
Old National Bank-0.07%(4.0)0.25%
Macatawa Bank-0.06%(4.0)0.23%
Quicken Loans-0.06%(4.0)12.49%
VanDyk Mortgage Corporation-0.05%(4.0)4.93%
Bank of America-0.05%(3.5)0.08%
Ruoff Mortgage-0.03%(3.5)0.13%
United Federal Credit Union-0.03%(3.5)0.08%
Amerisave Mortgage Corporation-0.03%(3.5)0.15%
PennyMac Loan Services-0.03%(3.5)0.46%
NewRez-0.03%(3.5)0.20%
Level One Bank-0.02%(3.5)0.08%
Flagstar Bank-0.02%(3.5)2.92%
Comerica Bank-0.02%(3.5)0.03%
Cason Home Loans-0.01%(3.5)0.25%
Horicon Bank IN-0.01%(3.5)0.03%
Lakeview Loan Servicing-0.01%(3.5)0.71%
Mortgage Center-0.01%(3.5)0.41%
Polaris Home Funding Corp-0.01%(3.5)0.51%
The Federal Savings Bank-0.00%(3.5)0.10%
New American Funding0.00%(3.5)0.63%
Michigan First Credit Union0.01%(3.5)0.30%
Royal United Mortgage0.01%(3.5)0.33%
Panorama Mortgage Group0.01%(3.5)1.04%
Guaranteed Rate0.01%(3.5)0.74%
Navy Federal Credit Union0.01%(3.5)0.03%
HarborLight Credit Union0.01%(3.5)0.08%
Stockton Mortgage0.02%(3.5)0.36%
Gold Star Mortgage Financial Group0.02%(3.5)0.94%
MiMutual Mortgage0.03%(3.5)0.86%
Dart Bank0.03%(3.5)0.15%
Churchill Mortgage0.03%(3.5)0.69%
JPMorgan Chase Bank0.04%(3.5)0.05%
Towne Mortgage Company0.04%(3.5)2.94%
Carrington Mortgage Services0.04%(3.5)1.83%
Benchmark0.05%(3.5)1.83%
Austin Capital Bank0.05%(3.0)0.56%
Northern Mortgage Services, LLC0.05%(3.0)2.49%
Independent Bank Michigan0.06%(3.0)1.17%
Cardinal Financial Company0.06%(3.0)0.33%
Freedom Mortgage Corporation0.08%(3.0)1.07%
PrimeLending0.08%(3.0)1.27%
Top Flite Financial, Inc0.09%(3.0)0.89%
Finance of America Mortgage0.11%(3.0)4.44%
Inlanta Mortgage0.12%(3.0)1.52%
HomeBridge Financial Services0.13%(3.0)0.76%
Waterstone Mortgage Corporation0.13%(3.0)0.48%
Member Mortgage Services0.14%(3.0)0.79%
Mr. Cooper0.14%(3.0)2.39%
loanDepot0.15%(2.5)1.47%
Neighborhood Loans0.19%(2.5)5.05%
Union Home Mortgage0.22%(2.5)1.68%
Mortgage 1 Inc0.26%(2.0)7.03%
Success Mortgage Partners0.37%(1.5)4.77%
Amerifirst Home Mortgage0.39%(1.5)1.55%
Lender NameRate DifferenceRate RatingMarket Share
Lake Michigan Credit Union-0.50%(5.0)9.62%
Huntington National Bank-0.35%(5.0)4.20%
TCF Bank-0.25%(4.5)0.63%
Caliber Home Loans-0.21%(4.5)3.08%
Fifth Third Bank-0.21%(4.5)3.01%
Northpointe Bank-0.18%(4.5)2.97%
Mercantile Bank of Michigan-0.15%(4.5)0.98%
Consumers Credit Union Michigan-0.15%(4.0)0.84%
Keller Mortgage-0.13%(4.0)0.38%
Member First Mortgage-0.10%(4.0)0.35%
Old National Bank-0.09%(4.0)0.28%
PNC Bank-0.09%(4.0)0.35%
Macatawa Bank-0.08%(4.0)0.24%
Quicken Loans-0.08%(4.0)4.27%
VanDyk Mortgage Corporation-0.06%(4.0)6.08%
Freedom Mortgage Corporation-0.05%(4.0)0.45%
Bank of America-0.05%(4.0)0.10%
Ruoff Mortgage-0.04%(3.5)0.17%
Flagstar Bank-0.04%(3.5)3.53%
United Federal Credit Union-0.03%(3.5)0.10%
Mortgage Center-0.03%(3.5)0.35%
Level One Bank-0.02%(3.5)0.10%
Polaris Home Funding Corp-0.02%(3.5)0.42%
Cason Home Loans-0.02%(3.5)0.31%
The Federal Savings Bank-0.02%(3.5)0.07%
Comerica Bank-0.02%(3.5)0.03%
Horicon Bank IN-0.02%(3.5)0.03%
Lakeview Loan Servicing-0.02%(3.5)0.07%
New American Funding-0.01%(3.5)0.56%
Panorama Mortgage Group-0.01%(3.5)1.05%
NewRez-0.01%(3.5)0.03%
Guaranteed Rate0.00%(3.5)0.80%
Michigan First Credit Union0.00%(3.5)0.35%
Navy Federal Credit Union0.01%(3.5)0.03%
HarborLight Credit Union0.01%(3.5)0.07%
Stockton Mortgage0.02%(3.5)0.35%
Gold Star Mortgage Financial Group0.02%(3.5)1.15%
Dart Bank0.02%(3.5)0.17%
MiMutual Mortgage0.03%(3.5)0.94%
Churchill Mortgage0.03%(3.5)0.87%
JPMorgan Chase Bank0.03%(3.5)0.03%
loanDepot0.03%(3.5)0.56%
Royal United Mortgage0.03%(3.5)0.03%
Towne Mortgage Company0.04%(3.5)3.53%
Cardinal Financial Company0.04%(3.5)0.10%
Benchmark0.04%(3.5)2.17%
Austin Capital Bank0.05%(3.0)0.70%
Independent Bank Michigan0.06%(3.0)1.40%
Northern Mortgage Services, LLC0.08%(3.0)2.55%
PrimeLending0.08%(3.0)1.57%
Top Flite Financial, Inc0.09%(3.0)1.19%
HomeBridge Financial Services0.10%(3.0)0.31%
Finance of America Mortgage0.10%(3.0)5.84%
Waterstone Mortgage Corporation0.13%(3.0)0.63%
Carrington Mortgage Services0.13%(3.0)0.66%
Member Mortgage Services0.14%(3.0)0.84%
Inlanta Mortgage0.15%(3.0)1.71%
Neighborhood Loans0.19%(2.5)6.40%
Union Home Mortgage0.22%(2.5)2.06%
Mr. Cooper0.23%(2.5)0.91%
Mortgage 1 Inc0.26%(2.0)9.34%
Success Mortgage Partners0.39%(1.5)6.26%
Amerifirst Home Mortgage0.44%(1.5)1.75%
Lender NameRate DifferenceRate RatingMarket Share
Lake Michigan Credit Union-0.22%(4.5)3.34%
Huntington National Bank-0.19%(4.5)4.54%
Caliber Home Loans-0.10%(4.0)2.78%
Fifth Third Bank-0.05%(4.0)2.78%
Quicken Loans-0.04%(3.5)34.29%
TCF Bank-0.04%(3.5)0.37%
Northpointe Bank-0.02%(3.5)1.11%
Northern Mortgage Services, LLC-0.02%(3.5)2.32%
Amerisave Mortgage Corporation-0.02%(3.5)0.56%
NewRez-0.02%(3.5)0.65%
PennyMac Loan Services-0.02%(3.5)1.67%
Success Mortgage Partners-0.00%(3.5)0.83%
Michigan First Credit Union-0.00%(3.5)0.19%
Lakeview Loan Servicing-0.00%(3.5)2.41%
Old National Bank0.00%(3.5)0.19%
Mercantile Bank of Michigan0.01%(3.5)0.37%
Consumers Credit Union Michigan0.01%(3.5)0.19%
Inlanta Mortgage0.01%(3.5)1.02%
MiMutual Mortgage0.02%(3.5)0.65%
Austin Capital Bank0.02%(3.5)0.19%
PNC Bank0.02%(3.5)0.09%
Royal United Mortgage0.02%(3.5)1.11%
Stockton Mortgage0.02%(3.5)0.37%
Macatawa Bank0.02%(3.5)0.19%
Carrington Mortgage Services0.02%(3.5)4.91%
Polaris Home Funding Corp0.02%(3.5)0.74%
Member First Mortgage0.02%(3.5)0.19%
Churchill Mortgage0.02%(3.5)0.19%
The Federal Savings Bank0.02%(3.5)0.19%
Mortgage Center0.02%(3.5)0.56%
HarborLight Credit Union0.03%(3.5)0.09%
PrimeLending0.03%(3.5)0.46%
Cason Home Loans0.03%(3.5)0.09%
Dart Bank0.03%(3.5)0.09%
Towne Mortgage Company0.03%(3.5)1.39%
New American Funding0.03%(3.5)0.83%
Guaranteed Rate0.04%(3.5)0.56%
Waterstone Mortgage Corporation0.04%(3.5)0.09%
Top Flite Financial, Inc0.04%(3.5)0.09%
VanDyk Mortgage Corporation0.04%(3.5)1.85%
Independent Bank Michigan0.04%(3.5)0.56%
Neighborhood Loans0.05%(3.5)1.48%
JPMorgan Chase Bank0.05%(3.0)0.09%
Gold Star Mortgage Financial Group0.06%(3.0)0.37%
Panorama Mortgage Group0.06%(3.0)1.02%
Mortgage 1 Inc0.07%(3.0)0.93%
Cardinal Financial Company0.08%(3.0)0.93%
Benchmark0.08%(3.0)0.93%
Flagstar Bank0.08%(3.0)1.30%
Finance of America Mortgage0.12%(3.0)0.74%
Mr. Cooper0.12%(3.0)6.30%
Member Mortgage Services0.12%(3.0)0.65%
Union Home Mortgage0.12%(3.0)0.65%
Amerifirst Home Mortgage0.13%(3.0)1.02%
Freedom Mortgage Corporation0.14%(3.0)2.69%
HomeBridge Financial Services0.15%(3.0)1.95%
loanDepot0.21%(2.5)3.89%
Lender NameRate DifferenceRate RatingMarket Share
Old National Bank-0.07%(4.0)15.18%
Fifth Third Bank-0.01%(3.5)4.17%
PNC Bank-0.01%(3.5)3.27%
Huntington National Bank-0.00%(3.5)4.17%
US Bank0.00%(3.5)1.19%
JPMorgan Chase Bank0.00%(3.5)5.36%
loanDepot0.01%(3.5)0.30%
State Farm Bank0.01%(3.5)0.30%
Guaranteed Rate0.01%(3.5)1.19%
United Federal Credit Union0.01%(3.5)0.30%
Keller Mortgage0.01%(3.5)0.60%
Arbor Financial Credit Union0.01%(3.5)0.60%
Wells Fargo Bank0.01%(3.5)2.98%
Lake Michigan Credit Union0.01%(3.5)34.82%
Adventure Credit Union0.01%(3.5)0.60%
Inlanta Mortgage0.01%(3.5)0.30%
Mortgage 1 Inc0.01%(3.5)0.89%
Bank of America0.01%(3.5)3.57%
Mercantile Bank of Michigan0.02%(3.5)0.60%
GreenStone Farm Credit Services0.02%(3.5)0.60%
Mortgage Center0.02%(3.5)0.30%
Dart Bank0.02%(3.5)0.30%
Towne Mortgage Company0.02%(3.5)0.30%
Navy Federal Credit Union0.02%(3.5)0.60%
TCF Bank0.02%(3.5)2.98%
MSU Federal Credit Union0.02%(3.5)0.30%
Horicon Bank IN0.02%(3.5)1.19%
Northpointe Bank0.03%(3.5)0.60%
Benchmark0.03%(3.5)0.60%
Flagstar Bank0.03%(3.5)0.60%
Macatawa Bank0.03%(3.5)1.79%
Consumers Credit Union Michigan0.03%(3.5)1.49%
Independent Bank Michigan0.03%(3.5)6.85%
Quicken Loans0.05%(3.5)1.19%
Lender NameRate DifferenceRate RatingMarket Share
Old National Bank-0.03%(3.5)11.56%
Fifth Third Bank-0.02%(3.5)4.76%
US Bank-0.01%(3.5)2.04%
Lake Michigan Credit Union-0.00%(3.5)40.14%
State Farm Bank-0.00%(3.5)0.68%
TCF Bank-0.00%(3.5)2.04%
JPMorgan Chase Bank-0.00%(3.5)6.12%
Guaranteed Rate0.00%(3.5)2.04%
Mortgage 1 Inc0.00%(3.5)0.68%
United Federal Credit Union0.00%(3.5)0.68%
Macatawa Bank0.00%(3.5)0.68%
Keller Mortgage0.00%(3.5)1.36%
PNC Bank0.00%(3.5)1.36%
Bank of America0.00%(3.5)2.04%
Wells Fargo Bank0.01%(3.5)4.08%
Adventure Credit Union0.01%(3.5)0.68%
Mortgage Center0.01%(3.5)0.68%
Huntington National Bank0.01%(3.5)2.04%
Dart Bank0.01%(3.5)0.68%
Towne Mortgage Company0.01%(3.5)0.68%
Horicon Bank IN0.01%(3.5)0.68%
Mercantile Bank of Michigan0.01%(3.5)0.68%
MSU Federal Credit Union0.01%(3.5)0.68%
Northpointe Bank0.02%(3.5)0.68%
Flagstar Bank0.02%(3.5)1.36%
Quicken Loans0.03%(3.5)0.68%
Consumers Credit Union Michigan0.03%(3.5)2.72%
Benchmark0.03%(3.5)0.68%
Independent Bank Michigan0.05%(3.5)6.80%
Lender NameRate DifferenceRate RatingMarket Share
Old National Bank-0.08%(4.0)17.99%
Huntington National Bank-0.01%(3.5)5.82%
PNC Bank-0.00%(3.5)4.76%
Fifth Third Bank0.00%(3.5)3.70%
JPMorgan Chase Bank0.01%(3.5)4.76%
Wells Fargo Bank0.01%(3.5)2.12%
Adventure Credit Union0.01%(3.5)0.53%
loanDepot0.01%(3.5)0.53%
Guaranteed Rate0.01%(3.5)0.53%
Arbor Financial Credit Union0.02%(3.5)1.06%
Mercantile Bank of Michigan0.02%(3.5)0.53%
Inlanta Mortgage0.02%(3.5)0.53%
Bank of America0.02%(3.5)4.76%
GreenStone Farm Credit Services0.02%(3.5)1.06%
US Bank0.02%(3.5)0.53%
Mortgage 1 Inc0.02%(3.5)1.06%
Lake Michigan Credit Union0.02%(3.5)30.69%
Independent Bank Michigan0.02%(3.5)6.88%
Navy Federal Credit Union0.02%(3.5)1.06%
Benchmark0.02%(3.5)0.53%
TCF Bank0.03%(3.5)3.70%
Horicon Bank IN0.03%(3.5)1.59%
Northpointe Bank0.03%(3.5)0.53%
Macatawa Bank0.04%(3.5)2.65%
Consumers Credit Union Michigan0.04%(3.5)0.53%
Quicken Loans0.06%(3.0)1.59%
Lender NameRate DifferenceRate RatingMarket Share
Navy Federal Credit Union-0.24%(4.5)4.21%
Lake Michigan Credit Union-0.17%(4.5)6.16%
USAA-0.15%(4.0)7.32%
Lakeview Loan Servicing-0.11%(4.0)1.45%
TCF Bank-0.10%(4.0)1.16%
Caliber Home Loans-0.08%(4.0)3.63%
Fifth Third Bank-0.06%(4.0)1.52%
PennyMac Loan Services-0.05%(4.0)1.45%
Wells Fargo Bank-0.05%(3.5)0.65%
Consumers Credit Union Michigan-0.04%(3.5)0.51%
loanDepot-0.04%(3.5)4.13%
Huntington National Bank-0.03%(3.5)2.39%
Amerisave Mortgage Corporation-0.03%(3.5)0.58%
Keller Mortgage-0.02%(3.5)0.15%
New American Funding-0.02%(3.5)0.44%
Northpointe Bank-0.02%(3.5)1.38%
Cason Home Loans-0.01%(3.5)0.15%
Member First Mortgage-0.01%(3.5)0.15%
PNC Bank-0.01%(3.5)0.51%
PrimeLending-0.01%(3.5)1.16%
Northern Mortgage Services, LLC-0.01%(3.5)1.45%
Bank of America-0.01%(3.5)0.07%
Member Mortgage Services-0.01%(3.5)0.29%
HomeBridge Financial Services-0.01%(3.5)0.80%
Polaris Home Funding Corp-0.00%(3.5)1.16%
Guaranteed Rate-0.00%(3.5)0.80%
Horicon Bank IN-0.00%(3.5)0.07%
Panorama Mortgage Group-0.00%(3.5)0.22%
Towne Mortgage Company-0.00%(3.5)1.23%
Old National Bank-0.00%(3.5)0.29%
Benchmark-0.00%(3.5)7.03%
VanDyk Mortgage Corporation0.00%(3.5)1.52%
Cardinal Financial Company0.00%(3.5)0.22%
Churchill Mortgage0.00%(3.5)0.80%
Top Flite Financial, Inc0.00%(3.5)0.36%
US Bank0.01%(3.5)0.15%
NewRez0.01%(3.5)0.36%
Dart Bank0.01%(3.5)0.07%
Mortgage Center0.01%(3.5)0.36%
United Federal Credit Union0.01%(3.5)0.07%
Waterstone Mortgage Corporation0.01%(3.5)0.07%
Austin Capital Bank0.01%(3.5)0.29%
Stockton Mortgage0.02%(3.5)0.22%
JPMorgan Chase Bank0.02%(3.5)0.29%
Royal United Mortgage0.03%(3.5)0.22%
MiMutual Mortgage0.03%(3.5)0.58%
Inlanta Mortgage0.04%(3.5)0.58%
Independent Bank Michigan0.04%(3.5)1.23%
Mr. Cooper0.04%(3.5)1.23%
Gold Star Mortgage Financial Group0.05%(3.0)0.29%
The Federal Savings Bank0.05%(3.0)1.96%
Flagstar Bank0.06%(3.0)2.61%
Union Home Mortgage0.06%(3.0)1.52%
Carrington Mortgage Services0.06%(3.0)1.60%
Finance of America Mortgage0.08%(3.0)2.32%
Quicken Loans0.08%(3.0)11.89%
Neighborhood Loans0.08%(3.0)3.70%
Freedom Mortgage Corporation0.10%(3.0)2.61%
Success Mortgage Partners0.11%(3.0)2.32%
Amerifirst Home Mortgage0.12%(3.0)1.09%
Mortgage 1 Inc0.15%(3.0)4.21%
NewDay USA0.34%(2.0)2.76%
Lender NameRate DifferenceRate RatingMarket Share
Navy Federal Credit Union-0.27%(5.0)6.20%
Lake Michigan Credit Union-0.15%(4.0)8.36%
USAA-0.13%(4.0)9.37%
Fifth Third Bank-0.05%(3.5)1.44%
TCF Bank-0.05%(3.5)0.86%
Huntington National Bank-0.04%(3.5)2.74%
Wells Fargo Bank-0.03%(3.5)1.15%
PennyMac Loan Services-0.03%(3.5)0.43%
Consumers Credit Union Michigan-0.03%(3.5)0.86%
Quicken Loans-0.02%(3.5)5.62%
Keller Mortgage-0.00%(3.5)0.29%
Caliber Home Loans0.00%(3.5)3.03%
Guaranteed Rate0.00%(3.5)0.58%
Northpointe Bank0.00%(3.5)1.44%
Cason Home Loans0.00%(3.5)0.29%
PNC Bank0.01%(3.5)0.86%
Member First Mortgage0.01%(3.5)0.29%
Mr. Cooper0.01%(3.5)0.72%
PrimeLending0.01%(3.5)2.31%
Member Mortgage Services0.01%(3.5)0.43%
NewRez0.01%(3.5)0.14%
Northern Mortgage Services, LLC0.01%(3.5)1.87%
Horicon Bank IN0.02%(3.5)0.14%
Old National Bank0.02%(3.5)0.43%
The Federal Savings Bank0.02%(3.5)0.14%
Cardinal Financial Company0.02%(3.5)0.14%
Polaris Home Funding Corp0.03%(3.5)1.44%
Freedom Mortgage Corporation0.03%(3.5)0.29%
Top Flite Financial, Inc0.03%(3.5)0.43%
Dart Bank0.03%(3.5)0.14%
United Federal Credit Union0.03%(3.5)0.14%
US Bank0.03%(3.5)0.14%
Mortgage Center0.03%(3.5)0.29%
Waterstone Mortgage Corporation0.03%(3.5)0.14%
loanDepot0.03%(3.5)0.29%
Benchmark0.03%(3.5)10.66%
Towne Mortgage Company0.03%(3.5)1.44%
NewDay USA0.04%(3.5)0.72%
Churchill Mortgage0.04%(3.5)1.01%
Austin Capital Bank0.04%(3.5)0.43%
New American Funding0.04%(3.5)0.29%
Panorama Mortgage Group0.04%(3.5)0.14%
VanDyk Mortgage Corporation0.04%(3.5)1.73%
Stockton Mortgage0.04%(3.5)0.29%
JPMorgan Chase Bank0.04%(3.5)0.58%
Gold Star Mortgage Financial Group0.07%(3.0)0.58%
Inlanta Mortgage0.07%(3.0)0.72%
MiMutual Mortgage0.07%(3.0)0.43%
Independent Bank Michigan0.08%(3.0)1.59%
HomeBridge Financial Services0.08%(3.0)0.29%
Union Home Mortgage0.08%(3.0)2.02%
Flagstar Bank0.08%(3.0)2.45%
Finance of America Mortgage0.10%(3.0)4.03%
Neighborhood Loans0.11%(3.0)5.62%
Carrington Mortgage Services0.12%(3.0)0.58%
Amerifirst Home Mortgage0.16%(2.5)1.73%
Success Mortgage Partners0.17%(2.5)3.03%
Mortgage 1 Inc0.19%(2.5)6.20%
Lender NameRate DifferenceRate RatingMarket Share
Lake Michigan Credit Union-0.18%(4.5)3.94%
USAA-0.16%(4.5)5.26%
Caliber Home Loans-0.14%(4.0)4.23%
TCF Bank-0.14%(4.0)1.46%
Lakeview Loan Servicing-0.13%(4.0)2.92%
Navy Federal Credit Union-0.12%(4.0)2.19%
PennyMac Loan Services-0.07%(4.0)2.48%
Fifth Third Bank-0.07%(4.0)1.61%
Benchmark-0.07%(4.0)3.36%
New American Funding-0.06%(4.0)0.58%
loanDepot-0.06%(4.0)8.03%
Amerisave Mortgage Corporation-0.05%(4.0)1.17%
VanDyk Mortgage Corporation-0.05%(3.5)1.31%
Towne Mortgage Company-0.05%(3.5)1.02%
Northpointe Bank-0.04%(3.5)1.31%
Polaris Home Funding Corp-0.04%(3.5)0.88%
HomeBridge Financial Services-0.04%(3.5)1.31%
Churchill Mortgage-0.04%(3.5)0.58%
Panorama Mortgage Group-0.03%(3.5)0.29%
Northern Mortgage Services, LLC-0.03%(3.5)1.02%
Austin Capital Bank-0.03%(3.5)0.15%
Old National Bank-0.03%(3.5)0.15%
Bank of America-0.03%(3.5)0.15%
Consumers Credit Union Michigan-0.03%(3.5)0.15%
PNC Bank-0.02%(3.5)0.15%
Wells Fargo Bank-0.02%(3.5)0.15%
Cardinal Financial Company-0.02%(3.5)0.29%
Huntington National Bank-0.02%(3.5)2.04%
Top Flite Financial, Inc-0.02%(3.5)0.29%
Independent Bank Michigan-0.02%(3.5)0.88%
Guaranteed Rate-0.02%(3.5)1.02%
Member Mortgage Services-0.02%(3.5)0.15%
US Bank-0.01%(3.5)0.15%
Finance of America Mortgage-0.01%(3.5)0.58%
Mortgage Center-0.01%(3.5)0.44%
NewRez-0.01%(3.5)0.58%
Inlanta Mortgage-0.01%(3.5)0.44%
MiMutual Mortgage-0.01%(3.5)0.73%
Stockton Mortgage0.00%(3.5)0.15%
Amerifirst Home Mortgage0.00%(3.5)0.44%
Success Mortgage Partners0.01%(3.5)1.61%
Royal United Mortgage0.01%(3.5)0.44%
Union Home Mortgage0.02%(3.5)1.02%
Flagstar Bank0.03%(3.5)2.77%
Neighborhood Loans0.03%(3.5)1.75%
The Federal Savings Bank0.03%(3.5)3.80%
Carrington Mortgage Services0.04%(3.5)2.63%
Mortgage 1 Inc0.04%(3.5)2.19%
Mr. Cooper0.05%(3.5)1.75%
Freedom Mortgage Corporation0.09%(3.0)4.96%
Quicken Loans0.10%(3.0)18.25%
NewDay USA0.37%(1.5)4.82%

* Data is compiled for the Grand Rapids, MI commuting zone area, which comprises of counties of Allegan County, MI, Barry County, MI, Ionia County, MI, Kent County, MI, Montcalm County, MI, Muskegon County, MI, Newaygo County, MI, Oceana County, MI, and Ottawa County, MI. This includes cities/towns/communities of Grand Rapids, MI as well as Wyoming, MI, Kentwood, MI, Forest Hills, MI, Jenison, MI, Norton Shores, MI, Grand Haven, MI, Holland, MI, Rockford, MI, Muskegon, MI, Comstock Park, MI, Allendale, MI, Cutlerville, MI, East Grand Rapids, MI, Northview, MI, Byron Center, MI, Grandville, MI, Walker, MI, Beechwood, MI, Greenville, MI, Hastings, MI, Lowell, MI, Zeeland, MI, Spring Lake, MI, Middleville, MI, Saugatuck, MI, Allegan, MI, Caledonia, MI, Hudsonville, MI, Delton, MI, North Muskegon, MI, Plainwell, MI, Lyons, MI, Portland, MI, Ionia, MI, Otsego, MI, Wolf Lake, MI, Holland, MI, Sparta, MI, Fruitport, MI, Wayland, MI, Clarksville, MI, Twin Lake, MI, Howard City, MI, Freeport, MI, Whitehall, MI, Newaygo, MI, Fremont, MI, Ravenna, MI, Fennville, MI, and Sheridan, MI. Lenders must have made at least 30 loans in the area to be included. Source of the data is Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate conditional on the commuting zone, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

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