Top Mortgage Lenders in Rochester, NY

Which mortgage lender in the Rochester, NY area typically has the best rates? To help you narrow down where to shop for a mortgage, provides an objective and data driven ranking of mortgage lenders operating in the Rochester, NY area by interest rate and market share. We maintain our independence by not accepting any compensation from the mortgage lenders we rank, and use data on all fixed rate mortgages that were closed in the past year to generate our rankings.

Going by historical data, the best mortgage lender in the Rochester, NY area in terms of interest rate is Five Star Bank, with an average “Rate Difference” of -0.24%. This means that, comparing similar borrowers, Five Star Bank provided a -0.24% lower interest rate for its customers than other lenders in the area. Five Star Bank has a market share of 2.6%. On the other hand, the most popular lender in the Rochester, NY area is Premium Mortgage Corporation, with a larger market share of 13.7%. Premium Mortgage Corporation is also a relatively cheap lender, with a “Rate Difference” of -0.11% compared to those of other lenders in this area.

Our detailed ranking of mortgage lenders in the Rochester, NY area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, going by historical data, the cheapest lender for Conventional mortgages in Rochester, NY is Five Star Bank. If you want to take out a loan that is above conforming limits (above $548,250 or $822,375 depending on the area in 2021), the cheapest Jumbo mortgage provider is Wells Fargo Bank. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Premium Mortgage Corporation. The cheapest VA mortgage provider is Navy Federal Credit Union. Note that as a consumer advocate we always recommend shopping among several of our top ranked lenders in order to get the best rates and fees.

Ranking of Mortgage Lenders in Rochester, NY

Mortgage Type:
Lender NameRate DifferenceRate RatingMarket Share
Five Star Bank-0.24%(4.5)2.62%
Pittsford Federal Credit Union-0.21%(4.5)2.39%
ESL Federal Credit Union-0.20%(4.5)10.08%
Premium Mortgage Corporation-0.11%(4.0)13.70%
CNB Mortgage Company-0.11%(4.0)6.68%
Lyons National Bank-0.09%(4.0)4.83%
Family First Federal Credit Union-0.05%(3.5)0.92%
Bank of America-0.05%(3.5)1.54%
1st Priority Mortgage, Inc-0.01%(3.5)6.19%
Home Point Financial Corporation-0.00%(3.5)0.35%
Homestead Funding Corp0.00%(3.5)1.03%
Carrington Mortgage Services0.00%(3.5)0.37%
Northwest Bank PA0.02%(3.5)0.64%
Xceed Financial Credit Union0.02%(3.5)0.67%
M&T Bank0.03%(3.5)3.68%
Caliber Home Loans0.03%(3.5)0.58%
Finance of America Mortgage0.04%(3.5)0.30%
Plaza Home Mortgage0.04%(3.5)0.49%
Residential Mortgage Services0.05%(3.5)2.29%
Land Home Financial Services0.05%(3.5)0.25%
Navy Federal Credit Union0.05%(3.0)0.58%
Wells Fargo Bank0.07%(3.0)1.59%
Genesee Regional Bank0.11%(3.0)8.45%
NVR Mortgage Finance Inc0.11%(3.0)0.70%
Movement Mortgage0.12%(3.0)1.40%
Hunt Mortgage Corporation0.12%(3.0)1.19%
HomeBridge Financial Services0.12%(3.0)0.35%
JPMorgan Chase Bank0.13%(3.0)2.36%
Guaranteed Rate0.14%(3.0)1.65%
Mr. Cooper0.21%(2.5)1.23%
Quicken Loans0.23%(2.5)7.93%
Community Bank NA0.25%(2.5)1.99%
Lender NameRate DifferenceRate RatingMarket Share
Five Star Bank-0.30%(5.0)2.55%
Pittsford Federal Credit Union-0.28%(5.0)0.94%
ESL Federal Credit Union-0.15%(4.5)9.29%
Premium Mortgage Corporation-0.12%(4.0)17.77%
CNB Mortgage Company-0.11%(4.0)6.21%
Bank of America-0.07%(4.0)1.56%
Lyons National Bank-0.07%(4.0)4.94%
Family First Federal Credit Union-0.02%(3.5)0.90%
1st Priority Mortgage, Inc-0.01%(3.5)8.21%
Home Point Financial Corporation-0.01%(3.5)0.44%
Homestead Funding Corp-0.00%(3.5)1.26%
Xceed Financial Credit Union0.03%(3.5)0.38%
Caliber Home Loans0.03%(3.5)0.69%
M&T Bank0.04%(3.5)3.76%
Northwest Bank PA0.04%(3.5)0.57%
Carrington Mortgage Services0.04%(3.5)0.08%
Plaza Home Mortgage0.05%(3.5)0.60%
Residential Mortgage Services0.05%(3.0)2.98%
Wells Fargo Bank0.05%(3.0)1.26%
Land Home Financial Services0.05%(3.0)0.29%
Navy Federal Credit Union0.06%(3.0)0.71%
Finance of America Mortgage0.06%(3.0)0.28%
JPMorgan Chase Bank0.08%(3.0)1.82%
NVR Mortgage Finance Inc0.11%(3.0)0.95%
Movement Mortgage0.12%(3.0)1.67%
Hunt Mortgage Corporation0.13%(3.0)1.55%
Genesee Regional Bank0.13%(3.0)10.38%
HomeBridge Financial Services0.13%(3.0)0.44%
Mr. Cooper0.14%(3.0)0.45%
Guaranteed Rate0.14%(3.0)2.09%
Community Bank NA0.32%(2.0)1.46%
Quicken Loans0.34%(2.0)2.88%
Lender NameRate DifferenceRate RatingMarket Share
ESL Federal Credit Union-0.31%(5.0)12.28%
Pittsford Federal Credit Union-0.18%(4.5)6.41%
Lyons National Bank-0.14%(4.0)4.54%
Family First Federal Credit Union-0.12%(4.0)0.97%
CNB Mortgage Company-0.10%(4.0)7.96%
Genesee Regional Bank-0.08%(4.0)3.09%
Five Star Bank-0.07%(4.0)2.81%
Premium Mortgage Corporation-0.07%(4.0)2.39%
Northwest Bank PA-0.02%(3.5)0.85%
Finance of America Mortgage-0.02%(3.5)0.36%
Residential Mortgage Services-0.02%(3.5)0.39%
Hunt Mortgage Corporation-0.01%(3.5)0.21%
Navy Federal Credit Union-0.01%(3.5)0.21%
Plaza Home Mortgage-0.00%(3.5)0.18%
1st Priority Mortgage, Inc-0.00%(3.5)0.57%
Guaranteed Rate-0.00%(3.5)0.42%
Carrington Mortgage Services0.00%(3.5)1.18%
Land Home Financial Services0.00%(3.5)0.12%
M&T Bank0.01%(3.5)3.45%
Caliber Home Loans0.01%(3.5)0.30%
Xceed Financial Credit Union0.02%(3.5)1.45%
Home Point Financial Corporation0.02%(3.5)0.12%
Bank of America0.03%(3.5)1.48%
HomeBridge Financial Services0.04%(3.5)0.12%
Homestead Funding Corp0.05%(3.0)0.36%
Movement Mortgage0.07%(3.0)0.67%
Wells Fargo Bank0.10%(3.0)2.48%
Community Bank NA0.16%(2.5)3.45%
Quicken Loans0.20%(2.5)21.97%
JPMorgan Chase Bank0.22%(2.5)3.84%
Mr. Cooper0.24%(2.5)3.42%
Lender NameRate DifferenceRate RatingMarket Share
Five Star Bank-0.25%(5.0)3.19%
Pittsford Federal Credit Union-0.21%(4.5)3.08%
ESL Federal Credit Union-0.20%(4.5)12.00%
CNB Mortgage Company-0.09%(4.0)7.54%
Lyons National Bank-0.09%(4.0)6.18%
Premium Mortgage Corporation-0.06%(4.0)12.60%
Bank of America-0.05%(4.0)1.87%
Family First Federal Credit Union-0.05%(3.5)1.21%
Homestead Funding Corp-0.04%(3.5)0.83%
1st Priority Mortgage, Inc-0.01%(3.5)6.11%
Carrington Mortgage Services0.01%(3.5)0.10%
Northwest Bank PA0.02%(3.5)0.83%
Plaza Home Mortgage0.02%(3.5)0.09%
Finance of America Mortgage0.02%(3.5)0.24%
Land Home Financial Services0.02%(3.5)0.10%
Xceed Financial Credit Union0.02%(3.5)0.87%
Home Point Financial Corporation0.03%(3.5)0.30%
Residential Mortgage Services0.04%(3.5)1.95%
HomeBridge Financial Services0.06%(3.0)0.20%
Wells Fargo Bank0.08%(3.0)1.91%
M&T Bank0.08%(3.0)3.47%
Caliber Home Loans0.09%(3.0)0.39%
Genesee Regional Bank0.10%(3.0)8.62%
Guaranteed Rate0.10%(3.0)1.23%
Movement Mortgage0.11%(3.0)1.12%
Hunt Mortgage Corporation0.12%(3.0)1.09%
NVR Mortgage Finance Inc0.12%(3.0)0.78%
JPMorgan Chase Bank0.14%(3.0)3.02%
Community Bank NA0.25%(2.5)2.59%
Navy Federal Credit Union0.30%(2.0)0.35%
Mr. Cooper0.33%(2.0)0.67%
Quicken Loans0.34%(2.0)5.57%
Lender NameRate DifferenceRate RatingMarket Share
Five Star Bank-0.33%(5.0)3.13%
Pittsford Federal Credit Union-0.28%(5.0)1.23%
ESL Federal Credit Union-0.15%(4.0)10.95%
CNB Mortgage Company-0.09%(4.0)6.80%
Bank of America-0.08%(4.0)1.91%
Lyons National Bank-0.08%(4.0)6.52%
Premium Mortgage Corporation-0.07%(4.0)16.62%
Homestead Funding Corp-0.05%(4.0)1.01%
Family First Federal Credit Union-0.02%(3.5)1.22%
1st Priority Mortgage, Inc-0.01%(3.5)8.32%
Carrington Mortgage Services0.01%(3.5)0.01%
Land Home Financial Services0.02%(3.5)0.12%
Home Point Financial Corporation0.03%(3.5)0.37%
Xceed Financial Credit Union0.03%(3.5)0.51%
Plaza Home Mortgage0.03%(3.5)0.07%
Northwest Bank PA0.03%(3.5)0.75%
Residential Mortgage Services0.04%(3.5)2.55%
Finance of America Mortgage0.05%(3.5)0.21%
HomeBridge Financial Services0.06%(3.0)0.25%
Wells Fargo Bank0.06%(3.0)1.48%
JPMorgan Chase Bank0.07%(3.0)2.39%
Caliber Home Loans0.10%(3.0)0.46%
M&T Bank0.11%(3.0)3.51%
Mr. Cooper0.11%(3.0)0.09%
Guaranteed Rate0.11%(3.0)1.53%
Movement Mortgage0.11%(3.0)1.32%
Genesee Regional Bank0.12%(3.0)10.69%
NVR Mortgage Finance Inc0.12%(3.0)1.09%
Hunt Mortgage Corporation0.13%(3.0)1.42%
Navy Federal Credit Union0.30%(2.0)0.47%
Community Bank NA0.32%(2.0)1.95%
Quicken Loans0.37%(1.5)1.92%
Lender NameRate DifferenceRate RatingMarket Share
ESL Federal Credit Union-0.31%(5.0)14.62%
Pittsford Federal Credit Union-0.17%(4.5)7.70%
Lyons National Bank-0.14%(4.0)5.35%
Family First Federal Credit Union-0.12%(4.0)1.17%
CNB Mortgage Company-0.10%(4.0)9.38%
Genesee Regional Bank-0.08%(4.0)3.44%
Premium Mortgage Corporation-0.07%(4.0)2.57%
Five Star Bank-0.06%(4.0)3.33%
Finance of America Mortgage-0.02%(3.5)0.33%
Residential Mortgage Services-0.02%(3.5)0.44%
Northwest Bank PA-0.02%(3.5)1.03%
Hunt Mortgage Corporation-0.01%(3.5)0.26%
Plaza Home Mortgage-0.00%(3.5)0.15%
Guaranteed Rate0.00%(3.5)0.48%
1st Priority Mortgage, Inc0.00%(3.5)0.59%
Land Home Financial Services0.01%(3.5)0.07%
M&T Bank0.02%(3.5)3.37%
Carrington Mortgage Services0.02%(3.5)0.33%
Caliber Home Loans0.02%(3.5)0.22%
Navy Federal Credit Union0.02%(3.5)0.04%
Xceed Financial Credit Union0.02%(3.5)1.76%
Home Point Financial Corporation0.03%(3.5)0.15%
Bank of America0.03%(3.5)1.76%
Homestead Funding Corp0.06%(3.0)0.37%
HomeBridge Financial Services0.06%(3.0)0.07%
Movement Mortgage0.10%(3.0)0.62%
Wells Fargo Bank0.11%(3.0)2.97%
Community Bank NA0.16%(2.5)4.18%
JPMorgan Chase Bank0.22%(2.5)4.58%
Quicken Loans0.34%(2.0)14.66%
Mr. Cooper0.36%(1.5)2.13%
Lender NameRate DifferenceRate RatingMarket Share
Premium Mortgage Corporation-0.25%(4.5)18.20%
CNB Mortgage Company-0.24%(4.5)3.80%
ESL Federal Credit Union-0.21%(4.5)4.83%
M&T Bank-0.11%(4.0)5.05%
Home Point Financial Corporation-0.06%(4.0)0.67%
Five Star Bank-0.05%(4.0)0.81%
Bank of America-0.03%(3.5)0.49%
Caliber Home Loans-0.03%(3.5)1.25%
1st Priority Mortgage, Inc-0.01%(3.5)7.16%
Carrington Mortgage Services-0.01%(3.5)1.21%
NVR Mortgage Finance Inc0.03%(3.5)0.31%
Wells Fargo Bank0.05%(3.5)0.13%
Plaza Home Mortgage0.06%(3.0)1.88%
Finance of America Mortgage0.07%(3.0)0.63%
Land Home Financial Services0.07%(3.0)0.85%
Homestead Funding Corp0.07%(3.0)1.83%
Residential Mortgage Services0.08%(3.0)3.49%
Quicken Loans0.12%(3.0)15.38%
Movement Mortgage0.13%(3.0)2.86%
Mr. Cooper0.14%(3.0)2.77%
Hunt Mortgage Corporation0.15%(2.5)1.52%
Genesee Regional Bank0.17%(2.5)8.72%
HomeBridge Financial Services0.19%(2.5)0.98%
Guaranteed Rate0.22%(2.5)3.22%
Lender NameRate DifferenceRate RatingMarket Share
Premium Mortgage Corporation-0.25%(5.0)21.52%
CNB Mortgage Company-0.24%(4.5)4.52%
ESL Federal Credit Union-0.21%(4.5)5.49%
M&T Bank-0.13%(4.0)5.22%
Home Point Financial Corporation-0.06%(4.0)0.81%
Five Star Bank-0.06%(4.0)0.91%
Caliber Home Loans-0.03%(3.5)1.40%
Bank of America-0.03%(3.5)0.59%
1st Priority Mortgage, Inc-0.01%(3.5)8.55%
Carrington Mortgage Services0.03%(3.5)0.16%
NVR Mortgage Finance Inc0.04%(3.5)0.38%
Wells Fargo Bank0.05%(3.0)0.16%
Plaza Home Mortgage0.06%(3.0)2.15%
Homestead Funding Corp0.08%(3.0)2.10%
Land Home Financial Services0.08%(3.0)0.91%
Residential Mortgage Services0.09%(3.0)4.14%
Finance of America Mortgage0.09%(3.0)0.59%
Movement Mortgage0.15%(3.0)3.28%
Hunt Mortgage Corporation0.16%(2.5)1.83%
Mr. Cooper0.17%(2.5)1.45%
Genesee Regional Bank0.18%(2.5)10.22%
HomeBridge Financial Services0.21%(2.5)1.08%
Guaranteed Rate0.22%(2.5)3.82%
Quicken Loans0.34%(2.0)6.02%
Lender NameRate DifferenceRate RatingMarket Share
ESL Federal Credit Union-0.05%(4.0)1.59%
Movement Mortgage-0.04%(3.5)0.80%
Carrington Mortgage Services-0.03%(3.5)6.37%
Premium Mortgage Corporation-0.03%(3.5)1.86%
Genesee Regional Bank-0.03%(3.5)1.33%
Finance of America Mortgage-0.02%(3.5)0.80%
Land Home Financial Services-0.02%(3.5)0.53%
M&T Bank-0.01%(3.5)4.24%
Plaza Home Mortgage-0.01%(3.5)0.53%
Quicken Loans-0.01%(3.5)61.54%
1st Priority Mortgage, Inc-0.00%(3.5)0.27%
Residential Mortgage Services-0.00%(3.5)0.27%
HomeBridge Financial Services0.00%(3.5)0.53%
Caliber Home Loans0.00%(3.5)0.53%
CNB Mortgage Company0.01%(3.5)0.27%
Five Star Bank0.01%(3.5)0.27%
Homestead Funding Corp0.02%(3.5)0.53%
Guaranteed Rate0.02%(3.5)0.27%
Mr. Cooper0.09%(3.0)9.28%
Lender NameRate DifferenceRate RatingMarket Share
Wells Fargo Bank-0.03%(3.5)5.56%
Premium Mortgage Corporation-0.01%(3.5)2.78%
1st Priority Mortgage, Inc-0.00%(3.5)4.17%
Lyons National Bank-0.00%(3.5)18.06%
ESL Federal Credit Union-0.00%(3.5)6.94%
CNB Mortgage Company0.00%(3.5)4.17%
Pittsford Federal Credit Union0.00%(3.5)5.56%
Genesee Regional Bank0.00%(3.5)2.78%
Community Bank NA0.01%(3.5)1.39%
Bank of America0.01%(3.5)4.17%
JPMorgan Chase Bank0.01%(3.5)2.78%
M&T Bank0.01%(3.5)12.50%
Northwest Bank PA0.01%(3.5)1.39%
Five Star Bank0.01%(3.5)1.39%
Quicken Loans0.01%(3.5)2.78%
Guaranteed Rate0.02%(3.5)1.39%
Lender NameRate DifferenceRate RatingMarket Share
Wells Fargo Bank-0.03%(3.5)8.16%
Premium Mortgage Corporation-0.01%(3.5)4.08%
1st Priority Mortgage, Inc-0.00%(3.5)2.04%
Lyons National Bank-0.00%(3.5)18.37%
ESL Federal Credit Union-0.00%(3.5)8.16%
Genesee Regional Bank0.00%(3.5)2.04%
Bank of America0.00%(3.5)4.08%
Pittsford Federal Credit Union0.01%(3.5)4.08%
Community Bank NA0.01%(3.5)2.04%
JPMorgan Chase Bank0.01%(3.5)2.04%
Northwest Bank PA0.01%(3.5)2.04%
Five Star Bank0.01%(3.5)2.04%
Guaranteed Rate0.02%(3.5)2.04%
M&T Bank0.02%(3.5)12.24%
Lender NameRate DifferenceRate RatingMarket Share
M&T Bank-0.01%(3.5)13.04%
1st Priority Mortgage, Inc-0.01%(3.5)8.70%
Lyons National Bank-0.01%(3.5)17.39%
Pittsford Federal Credit Union0.00%(3.5)8.70%
ESL Federal Credit Union0.00%(3.5)4.35%
CNB Mortgage Company0.00%(3.5)13.04%
JPMorgan Chase Bank0.01%(3.5)4.35%
Genesee Regional Bank0.01%(3.5)4.35%
Bank of America0.01%(3.5)4.35%
Quicken Loans0.01%(3.5)8.70%
Lender NameRate DifferenceRate RatingMarket Share
Navy Federal Credit Union-0.17%(4.5)6.18%
Premium Mortgage Corporation-0.16%(4.5)15.53%
CNB Mortgage Company-0.11%(4.0)4.12%
Wells Fargo Bank-0.03%(3.5)1.43%
Caliber Home Loans-0.01%(3.5)1.27%
M&T Bank-0.01%(3.5)0.95%
JPMorgan Chase Bank0.00%(3.5)0.63%
Movement Mortgage0.00%(3.5)0.63%
Five Star Bank0.00%(3.5)0.63%
Finance of America Mortgage0.01%(3.5)0.16%
Hunt Mortgage Corporation0.01%(3.5)1.74%
Plaza Home Mortgage0.01%(3.5)1.58%
NVR Mortgage Finance Inc0.02%(3.5)0.95%
Land Home Financial Services0.02%(3.5)0.32%
Guaranteed Rate0.03%(3.5)2.54%
HomeBridge Financial Services0.03%(3.5)0.48%
1st Priority Mortgage, Inc0.03%(3.5)4.12%
Homestead Funding Corp0.04%(3.5)1.27%
Residential Mortgage Services0.04%(3.5)3.49%
Carrington Mortgage Services0.04%(3.5)1.43%
Genesee Regional Bank0.06%(3.0)5.55%
Quicken Loans0.07%(3.0)17.91%
Mr. Cooper0.12%(3.0)4.44%
Lender NameRate DifferenceRate RatingMarket Share
Navy Federal Credit Union-0.18%(4.5)7.25%
Premium Mortgage Corporation-0.14%(4.0)21.10%
CNB Mortgage Company-0.11%(4.0)5.05%
Wells Fargo Bank-0.03%(3.5)1.76%
Caliber Home Loans0.01%(3.5)1.32%
JPMorgan Chase Bank0.01%(3.5)0.66%
Five Star Bank0.01%(3.5)0.66%
Finance of America Mortgage0.02%(3.5)0.22%
M&T Bank0.02%(3.5)0.66%
Hunt Mortgage Corporation0.02%(3.5)2.42%
Plaza Home Mortgage0.03%(3.5)2.20%
Movement Mortgage0.03%(3.5)0.44%
NVR Mortgage Finance Inc0.03%(3.5)1.32%
Land Home Financial Services0.04%(3.5)0.44%
Guaranteed Rate0.04%(3.5)3.52%
HomeBridge Financial Services0.04%(3.5)0.66%
1st Priority Mortgage, Inc0.05%(3.5)5.71%
Homestead Funding Corp0.05%(3.0)1.76%
Residential Mortgage Services0.06%(3.0)4.84%
Carrington Mortgage Services0.07%(3.0)0.66%
Genesee Regional Bank0.07%(3.0)7.25%
Mr. Cooper0.11%(3.0)1.76%
Quicken Loans0.16%(2.5)4.62%
Lender NameRate DifferenceRate RatingMarket Share
Navy Federal Credit Union-0.06%(4.0)3.41%
Premium Mortgage Corporation-0.06%(4.0)1.14%
M&T Bank-0.06%(4.0)1.70%
CNB Mortgage Company-0.05%(3.5)1.70%
Movement Mortgage-0.05%(3.5)1.14%
Caliber Home Loans-0.04%(3.5)1.14%
Genesee Regional Bank-0.04%(3.5)1.14%
Five Star Bank-0.02%(3.5)0.57%
Wells Fargo Bank-0.02%(3.5)0.57%
JPMorgan Chase Bank-0.02%(3.5)0.57%
Carrington Mortgage Services0.01%(3.5)3.41%
Quicken Loans0.02%(3.5)52.27%
Mr. Cooper0.09%(3.0)11.36%

* Data is compiled for the Rochester, NY commuting zone area, which comprises of counties of Livingston County, NY, Monroe County, NY, Ontario County, NY, Orleans County, NY, Seneca County, NY, Wayne County, NY, and Yates County, NY. This includes cities/towns/communities of Rochester, NY as well as Irondequoit, NY, Fairport, NY, Brighton, NY, Victor, NY, Greece, NY, Webster, NY, Spencerport, NY, Newark, NY, Pittsford, NY, North Gates, NY, Canandaigua, NY, Hamlin, NY, Hilton, NY, Waterloo, NY, Livonia, NY, Holley, NY, East Rochester, NY, Honeoye, NY, Geneva, NY, Albion, NY, Clarkson, NY, Penn Yan, NY, Geneseo, NY, Brockport, NY, Gates, NY, Ontario, NY, Palmyra, NY, Bloomfield, NY, Phelps, NY, Seneca Falls, NY, Macedon, NY, Churchville, NY, Dundee, NY, Rushville, NY, Scottsville, NY, East Avon, NY, Springwater Hamlet, NY, Keuka Park, NY, Crystal Beach, NY, Leicester, NY, Lima, NY, Caledonia, NY, Cumminsville, NY, Williamson, NY, Dansville, NY, Marion, NY, Medina, NY, Manchester, NY, Avon, NY, and Honeoye Falls, NY. Lenders must have made at least 30 loans in the area to be included. Source of the data is Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate conditional on the commuting zone, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

Mortgage Lender Rankings in Other Cities

This page contains information about the top mortgage lenders in the Rochester, NY area. For mortgage lender rankings in other cities, click here.