Top Mortgage Lenders in Lafayette, LA

Which mortgage lender in the Lafayette, LA area typically has the best rates? To help you narrow down where to shop for a mortgage, MortgageWaldo.com provides an objective and data driven ranking of mortgage lenders operating in the Lafayette, LA area by interest rate and market share. Unlike our competitors, we maintain independence by not accepting any compensation from the mortgage lenders we rank. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings.

Going by historical data, the best mortgage lender in the Lafayette, LA area in terms of interest rate is Home Point Financial Corporation, with an average “Rate Difference” of -0.21%. This means that, comparing similar borrowers, Home Point Financial Corporation provided a -0.21% lower interest rate for its customers than other lenders in the area. Home Point Financial Corporation has a market share of 9.2%. On the other hand, the most popular lender in the Lafayette, LA area is GMFS Mortgage, with a larger market share of 10.1%. GMFS Mortgage is an average lender in terms of the interest rate it offers, with a “Rate Difference” of -0.06% compared to those of other lenders in this area.

Our detailed ranking of mortgage lenders in the Lafayette, LA area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, the cheapest lender for Conventional mortgages in Lafayette, LA is Home Point Financial Corporation. If you want to take out a loan that is above conforming limits (for example, above $548,250 in 2021), the cheapest Jumbo mortgage provider is Hancock Whitney Bank. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Home Point Financial Corporation. The cheapest VA mortgage provider is DSLD Mortgage. Note that as a consumer advocate we always recommend shopping among several of our top ranked lenders in order to get the best rates and fees.

Ranking of Mortgage Lenders in Lafayette, LA

Mortgage Type:
Purchase/Refinance:
Lender NameRate DifferenceRate RatingMarket Share
Home Point Financial Corporation-0.21%(4.5)9.25%
Standard Mortgage-0.12%(4.0)3.09%
Fairway Independent Mortgage Corporation-0.09%(4.0)3.62%
Advancial Federal Credit Union-0.06%(4.0)1.06%
IBERIABANK-0.06%(4.0)5.98%
GMFS Mortgage-0.06%(4.0)10.07%
PennyMac Loan Services-0.05%(3.5)1.72%
DSLD Mortgage-0.05%(3.5)2.27%
Stearns Home Loans-0.01%(3.5)2.34%
JPMorgan Chase Bank0.01%(3.5)4.61%
Hancock Whitney Bank0.01%(3.5)1.70%
Home Bank National Association0.02%(3.5)2.34%
Flagstar Bank0.02%(3.5)2.16%
Navy Federal Credit Union0.02%(3.5)0.73%
Crescent Mortgage Company0.02%(3.5)1.55%
Assurance Financial0.03%(3.5)9.89%
DHI Mortgage Company Limited0.03%(3.5)1.83%
Freedom Mortgage Corporation0.03%(3.5)2.41%
Ross Mortgage Corporation0.04%(3.5)0.97%
USAA0.04%(3.5)0.97%
Regions Bank0.05%(3.0)1.24%
Nations Lending Corporation0.06%(3.0)1.19%
Carrington Mortgage Services0.06%(3.0)0.82%
Wells Fargo Bank0.07%(3.0)2.19%
Hometown Lenders0.07%(3.0)0.91%
BancorpSouth Bank0.08%(3.0)1.88%
Caliber Home Loans0.08%(3.0)2.08%
Mid America Mortgage0.08%(3.0)2.21%
Fidelity Bank LA0.09%(3.0)2.69%
Bank of England AR0.10%(3.0)1.48%
Quicken Loans0.11%(3.0)8.52%
loanDepot0.12%(3.0)2.21%
Mr. Cooper0.14%(3.0)1.06%
Mortgage Financial Services Baton Rouge0.19%(2.5)1.99%
Southwest Funding0.20%(2.5)0.99%
Lender NameRate DifferenceRate RatingMarket Share
Home Point Financial Corporation-0.24%(4.5)9.80%
Standard Mortgage-0.09%(4.0)2.93%
PennyMac Loan Services-0.09%(4.0)1.45%
JPMorgan Chase Bank-0.08%(4.0)3.52%
Fairway Independent Mortgage Corporation-0.08%(4.0)3.98%
IBERIABANK-0.06%(4.0)5.07%
GMFS Mortgage-0.05%(4.0)10.53%
Advancial Federal Credit Union-0.05%(3.5)0.69%
DSLD Mortgage-0.05%(3.5)3.39%
Stearns Home Loans-0.01%(3.5)3.12%
Crescent Mortgage Company0.01%(3.5)1.74%
Flagstar Bank0.02%(3.5)2.60%
Freedom Mortgage Corporation0.02%(3.5)3.06%
Hancock Whitney Bank0.02%(3.5)1.61%
Navy Federal Credit Union0.02%(3.5)0.86%
Home Bank National Association0.03%(3.5)1.88%
DHI Mortgage Company Limited0.03%(3.5)2.73%
Wells Fargo Bank0.04%(3.5)1.97%
Ross Mortgage Corporation0.04%(3.5)1.32%
Carrington Mortgage Services0.05%(3.0)0.36%
USAA0.05%(3.0)1.15%
Nations Lending Corporation0.05%(3.0)0.79%
Regions Bank0.06%(3.0)1.18%
Hometown Lenders0.07%(3.0)0.82%
Bank of England AR0.08%(3.0)1.51%
Caliber Home Loans0.09%(3.0)2.66%
Assurance Financial0.09%(3.0)10.76%
Mid America Mortgage0.09%(3.0)2.66%
Quicken Loans0.10%(3.0)4.61%
BancorpSouth Bank0.10%(3.0)2.14%
Fidelity Bank LA0.10%(3.0)3.49%
loanDepot0.12%(3.0)0.95%
Mr. Cooper0.15%(2.5)0.72%
Mortgage Financial Services Baton Rouge0.20%(2.5)2.66%
Southwest Funding0.23%(2.5)1.28%
Lender NameRate DifferenceRate RatingMarket Share
Standard Mortgage-0.16%(4.5)3.42%
Home Point Financial Corporation-0.15%(4.5)8.12%
Assurance Financial-0.14%(4.0)8.12%
Fairway Independent Mortgage Corporation-0.11%(4.0)2.89%
Advancial Federal Credit Union-0.07%(4.0)1.81%
GMFS Mortgage-0.07%(4.0)9.13%
IBERIABANK-0.06%(4.0)7.85%
BancorpSouth Bank-0.02%(3.5)1.34%
PennyMac Loan Services-0.00%(3.5)2.28%
Hancock Whitney Bank0.00%(3.5)1.88%
Home Bank National Association0.00%(3.5)3.29%
Navy Federal Credit Union0.02%(3.5)0.47%
Caliber Home Loans0.02%(3.5)0.87%
USAA0.02%(3.5)0.60%
Regions Bank0.03%(3.5)1.34%
Fidelity Bank LA0.03%(3.5)1.07%
Flagstar Bank0.03%(3.5)1.28%
Southwest Funding0.03%(3.5)0.40%
Ross Mortgage Corporation0.04%(3.5)0.27%
Mid America Mortgage0.04%(3.5)1.28%
Stearns Home Loans0.04%(3.5)0.74%
Carrington Mortgage Services0.06%(3.0)1.74%
Nations Lending Corporation0.06%(3.0)2.01%
Crescent Mortgage Company0.07%(3.0)1.14%
Hometown Lenders0.08%(3.0)1.07%
Mortgage Financial Services Baton Rouge0.08%(3.0)0.60%
JPMorgan Chase Bank0.10%(3.0)6.85%
Freedom Mortgage Corporation0.11%(3.0)1.07%
Quicken Loans0.11%(3.0)16.51%
loanDepot0.11%(3.0)4.77%
Wells Fargo Bank0.12%(3.0)2.62%
Mr. Cooper0.13%(3.0)1.74%
Bank of England AR0.14%(3.0)1.41%
Lender NameRate DifferenceRate RatingMarket Share
Home Point Financial Corporation-0.17%(4.5)8.98%
Fairway Independent Mortgage Corporation-0.11%(4.0)3.42%
Standard Mortgage-0.10%(4.0)3.76%
GMFS Mortgage-0.08%(4.0)9.90%
IBERIABANK-0.06%(4.0)8.10%
Advancial Federal Credit Union-0.06%(4.0)1.63%
PennyMac Loan Services-0.05%(4.0)1.32%
Assurance Financial-0.02%(3.5)11.73%
DSLD Mortgage-0.01%(3.5)2.27%
DHI Mortgage Company Limited-0.00%(3.5)0.78%
JPMorgan Chase Bank0.01%(3.5)6.61%
Hancock Whitney Bank0.02%(3.5)1.97%
Home Bank National Association0.02%(3.5)3.08%
Ross Mortgage Corporation0.02%(3.5)0.68%
USAA0.03%(3.5)0.54%
Crescent Mortgage Company0.03%(3.5)2.00%
Stearns Home Loans0.04%(3.5)0.61%
Nations Lending Corporation0.05%(3.0)0.47%
Regions Bank0.06%(3.0)1.53%
Wells Fargo Bank0.07%(3.0)3.25%
Hometown Lenders0.07%(3.0)1.12%
Flagstar Bank0.08%(3.0)1.76%
Carrington Mortgage Services0.09%(3.0)0.51%
BancorpSouth Bank0.09%(3.0)2.34%
Fidelity Bank LA0.10%(3.0)3.29%
Bank of England AR0.11%(3.0)1.80%
Mid America Mortgage0.11%(3.0)0.75%
Caliber Home Loans0.11%(3.0)0.98%
loanDepot0.11%(3.0)1.86%
Navy Federal Credit Union0.12%(3.0)0.41%
Freedom Mortgage Corporation0.12%(3.0)1.32%
Quicken Loans0.13%(3.0)8.88%
Southwest Funding0.14%(3.0)0.37%
Mr. Cooper0.15%(3.0)0.47%
Mortgage Financial Services Baton Rouge0.22%(2.5)1.49%
Lender NameRate DifferenceRate RatingMarket Share
Home Point Financial Corporation-0.16%(4.5)9.76%
Fairway Independent Mortgage Corporation-0.10%(4.0)3.72%
JPMorgan Chase Bank-0.09%(4.0)5.49%
GMFS Mortgage-0.08%(4.0)9.82%
PennyMac Loan Services-0.08%(4.0)1.44%
IBERIABANK-0.06%(4.0)7.10%
Advancial Federal Credit Union-0.05%(3.5)1.16%
Standard Mortgage-0.04%(3.5)3.44%
DSLD Mortgage-0.02%(3.5)3.72%
DHI Mortgage Company Limited-0.00%(3.5)1.28%
Crescent Mortgage Company0.01%(3.5)2.33%
Ross Mortgage Corporation0.02%(3.5)0.89%
Hancock Whitney Bank0.02%(3.5)2.05%
Stearns Home Loans0.03%(3.5)0.72%
USAA0.03%(3.5)0.72%
Home Bank National Association0.04%(3.5)2.55%
Mr. Cooper0.04%(3.5)0.06%
Wells Fargo Bank0.04%(3.5)3.22%
Nations Lending Corporation0.04%(3.5)0.50%
Assurance Financial0.05%(3.5)12.92%
loanDepot0.06%(3.0)0.67%
Hometown Lenders0.06%(3.0)1.05%
Regions Bank0.08%(3.0)1.44%
Bank of England AR0.09%(3.0)1.89%
Flagstar Bank0.10%(3.0)2.11%
Carrington Mortgage Services0.10%(3.0)0.17%
Freedom Mortgage Corporation0.10%(3.0)1.66%
Quicken Loans0.11%(3.0)4.99%
Fidelity Bank LA0.11%(3.0)4.66%
Mid America Mortgage0.12%(3.0)0.94%
Caliber Home Loans0.12%(3.0)1.44%
BancorpSouth Bank0.13%(3.0)2.83%
Navy Federal Credit Union0.13%(3.0)0.55%
Southwest Funding0.15%(2.5)0.55%
Mortgage Financial Services Baton Rouge0.23%(2.5)2.16%
Lender NameRate DifferenceRate RatingMarket Share
Home Point Financial Corporation-0.17%(4.5)7.76%
Standard Mortgage-0.16%(4.5)4.27%
Assurance Financial-0.15%(4.0)9.85%
Fairway Independent Mortgage Corporation-0.13%(4.0)2.96%
GMFS Mortgage-0.07%(4.0)10.03%
Advancial Federal Credit Union-0.07%(4.0)2.35%
IBERIABANK-0.06%(4.0)9.68%
BancorpSouth Bank-0.01%(3.5)1.57%
PennyMac Loan Services-0.01%(3.5)1.13%
Hancock Whitney Bank0.00%(3.5)1.83%
Home Bank National Association0.01%(3.5)3.92%
Caliber Home Loans0.02%(3.5)0.26%
USAA0.02%(3.5)0.26%
Navy Federal Credit Union0.02%(3.5)0.17%
Regions Bank0.04%(3.5)1.66%
Fidelity Bank LA0.04%(3.5)1.13%
Ross Mortgage Corporation0.04%(3.5)0.35%
Flagstar Bank0.04%(3.5)1.22%
Southwest Funding0.05%(3.0)0.09%
Nations Lending Corporation0.07%(3.0)0.44%
Stearns Home Loans0.08%(3.0)0.44%
Crescent Mortgage Company0.08%(3.0)1.48%
Mid America Mortgage0.09%(3.0)0.44%
Hometown Lenders0.09%(3.0)1.22%
Carrington Mortgage Services0.09%(3.0)1.05%
JPMorgan Chase Bank0.11%(3.0)8.37%
Mortgage Financial Services Baton Rouge0.11%(3.0)0.44%
Wells Fargo Bank0.13%(3.0)3.31%
loanDepot0.13%(3.0)3.75%
Quicken Loans0.15%(2.5)15.00%
Bank of England AR0.16%(2.5)1.66%
Mr. Cooper0.16%(2.5)1.13%
Freedom Mortgage Corporation0.16%(2.5)0.78%
Lender NameRate DifferenceRate RatingMarket Share
Home Point Financial Corporation-0.37%(5.0)10.34%
Standard Mortgage-0.25%(4.5)2.10%
DSLD Mortgage-0.14%(4.0)1.28%
Flagstar Bank-0.08%(4.0)2.65%
PennyMac Loan Services-0.08%(4.0)2.20%
Fairway Independent Mortgage Corporation-0.06%(4.0)3.48%
Crescent Mortgage Company-0.04%(3.5)0.64%
Home Bank National Association-0.04%(3.5)0.73%
IBERIABANK-0.03%(3.5)1.65%
Stearns Home Loans-0.03%(3.5)6.95%
GMFS Mortgage-0.02%(3.5)11.53%
Freedom Mortgage Corporation-0.01%(3.5)4.03%
BancorpSouth Bank0.01%(3.5)0.73%
Regions Bank0.01%(3.5)0.46%
Hancock Whitney Bank0.03%(3.5)0.91%
Navy Federal Credit Union0.03%(3.5)0.09%
Carrington Mortgage Services0.04%(3.5)1.74%
Quicken Loans0.05%(3.5)8.51%
DHI Mortgage Company Limited0.05%(3.5)4.30%
JPMorgan Chase Bank0.06%(3.0)0.27%
Nations Lending Corporation0.06%(3.0)2.38%
Ross Mortgage Corporation0.06%(3.0)2.01%
Hometown Lenders0.07%(3.0)0.46%
Caliber Home Loans0.07%(3.0)5.31%
Bank of England AR0.08%(3.0)0.91%
Mid America Mortgage0.09%(3.0)5.40%
Fidelity Bank LA0.11%(3.0)1.19%
loanDepot0.12%(3.0)2.38%
Mr. Cooper0.15%(3.0)2.56%
Mortgage Financial Services Baton Rouge0.19%(2.5)3.20%
Assurance Financial0.24%(2.5)6.86%
Southwest Funding0.24%(2.5)2.74%
Lender NameRate DifferenceRate RatingMarket Share
Home Point Financial Corporation-0.41%(5.0)10.88%
Standard Mortgage-0.24%(4.5)2.50%
PennyMac Loan Services-0.15%(4.0)1.41%
DSLD Mortgage-0.13%(4.0)1.52%
Flagstar Bank-0.08%(4.0)3.05%
Fairway Independent Mortgage Corporation-0.05%(4.0)4.13%
IBERIABANK-0.04%(3.5)1.74%
Crescent Mortgage Company-0.03%(3.5)0.76%
Home Bank National Association-0.03%(3.5)0.87%
Stearns Home Loans-0.02%(3.5)7.94%
GMFS Mortgage-0.02%(3.5)12.40%
Freedom Mortgage Corporation-0.01%(3.5)4.57%
BancorpSouth Bank0.02%(3.5)0.87%
Regions Bank0.02%(3.5)0.54%
Hancock Whitney Bank0.03%(3.5)0.76%
Carrington Mortgage Services0.04%(3.5)0.65%
Navy Federal Credit Union0.04%(3.5)0.11%
JPMorgan Chase Bank0.04%(3.5)0.11%
Nations Lending Corporation0.05%(3.0)1.20%
DHI Mortgage Company Limited0.06%(3.0)5.11%
Ross Mortgage Corporation0.07%(3.0)2.39%
Caliber Home Loans0.08%(3.0)5.88%
Hometown Lenders0.08%(3.0)0.33%
Quicken Loans0.09%(3.0)4.46%
Bank of England AR0.09%(3.0)0.98%
Mid America Mortgage0.10%(3.0)5.66%
Fidelity Bank LA0.12%(3.0)1.41%
loanDepot0.17%(2.5)1.85%
Mr. Cooper0.17%(2.5)2.18%
Mortgage Financial Services Baton Rouge0.20%(2.5)3.48%
Assurance Financial0.26%(2.0)7.51%
Southwest Funding0.29%(2.0)2.72%
Lender NameRate DifferenceRate RatingMarket Share
Home Point Financial Corporation-0.09%(4.0)7.47%
Stearns Home Loans-0.03%(3.5)1.72%
PennyMac Loan Services-0.02%(3.5)6.32%
GMFS Mortgage-0.02%(3.5)6.90%
Quicken Loans-0.01%(3.5)29.89%
Caliber Home Loans-0.01%(3.5)2.30%
Flagstar Bank-0.00%(3.5)0.57%
Hancock Whitney Bank0.00%(3.5)1.72%
Assurance Financial0.00%(3.5)3.45%
Southwest Funding0.01%(3.5)2.87%
Carrington Mortgage Services0.01%(3.5)7.47%
IBERIABANK0.01%(3.5)1.15%
Bank of England AR0.01%(3.5)0.57%
Hometown Lenders0.02%(3.5)1.15%
Mid America Mortgage0.02%(3.5)4.02%
loanDepot0.02%(3.5)5.17%
Mortgage Financial Services Baton Rouge0.03%(3.5)1.72%
JPMorgan Chase Bank0.04%(3.5)1.15%
Freedom Mortgage Corporation0.04%(3.5)1.15%
Nations Lending Corporation0.05%(3.5)8.62%
Mr. Cooper0.08%(3.0)4.60%
Lender NameRate DifferenceRate RatingMarket Share
Hancock Whitney Bank-0.02%(3.5)21.95%
JPMorgan Chase Bank-0.01%(3.5)17.07%
Fidelity Bank LA-0.00%(3.5)2.44%
Quicken Loans-0.00%(3.5)2.44%
Bank of England AR-0.00%(3.5)2.44%
Navy Federal Credit Union-0.00%(3.5)2.44%
Regions Bank-0.00%(3.5)7.32%
Caliber Home Loans0.01%(3.5)2.44%
Flagstar Bank0.01%(3.5)4.88%
Fairway Independent Mortgage Corporation0.01%(3.5)2.44%
Standard Mortgage0.01%(3.5)2.44%
Home Bank National Association0.02%(3.5)17.07%
IBERIABANK0.02%(3.5)12.20%
Assurance Financial0.02%(3.5)2.44%
Lender NameRate DifferenceRate RatingMarket Share
Hancock Whitney Bank-0.02%(3.5)25.00%
JPMorgan Chase Bank-0.01%(3.5)15.00%
Regions Bank-0.01%(3.5)10.00%
Bank of England AR-0.00%(3.5)5.00%
Home Bank National Association0.01%(3.5)15.00%
Standard Mortgage0.02%(3.5)5.00%
Flagstar Bank0.02%(3.5)5.00%
Assurance Financial0.02%(3.5)5.00%
IBERIABANK0.03%(3.5)15.00%
Lender NameRate DifferenceRate RatingMarket Share
Hancock Whitney Bank-0.02%(3.5)19.05%
JPMorgan Chase Bank-0.02%(3.5)19.05%
Fidelity Bank LA-0.01%(3.5)4.76%
Quicken Loans-0.01%(3.5)4.76%
Navy Federal Credit Union-0.00%(3.5)4.76%
Flagstar Bank-0.00%(3.5)4.76%
Caliber Home Loans0.01%(3.5)4.76%
IBERIABANK0.01%(3.5)9.52%
Fairway Independent Mortgage Corporation0.01%(3.5)4.76%
Regions Bank0.02%(3.5)4.76%
Home Bank National Association0.02%(3.5)19.05%
Lender NameRate DifferenceRate RatingMarket Share
DSLD Mortgage-0.11%(4.0)4.93%
Home Point Financial Corporation-0.08%(4.0)9.19%
Navy Federal Credit Union-0.06%(4.0)4.26%
Fairway Independent Mortgage Corporation-0.03%(3.5)5.38%
IBERIABANK-0.03%(3.5)2.02%
Freedom Mortgage Corporation-0.02%(3.5)5.83%
Flagstar Bank-0.01%(3.5)3.36%
Standard Mortgage-0.01%(3.5)1.12%
BancorpSouth Bank-0.00%(3.5)1.79%
PennyMac Loan Services-0.00%(3.5)3.36%
Caliber Home Loans0.00%(3.5)1.35%
Fidelity Bank LA0.00%(3.5)2.47%
GMFS Mortgage0.00%(3.5)8.52%
Crescent Mortgage Company0.01%(3.5)0.90%
Mid America Mortgage0.01%(3.5)4.26%
Regions Bank0.01%(3.5)0.67%
Stearns Home Loans0.02%(3.5)2.69%
Carrington Mortgage Services0.02%(3.5)0.67%
Wells Fargo Bank0.03%(3.5)0.67%
Assurance Financial0.03%(3.5)5.83%
USAA0.03%(3.5)6.28%
Bank of England AR0.03%(3.5)0.67%
JPMorgan Chase Bank0.03%(3.5)0.90%
Nations Lending Corporation0.03%(3.5)3.14%
DHI Mortgage Company Limited0.04%(3.5)2.91%
Ross Mortgage Corporation0.04%(3.5)0.45%
Mortgage Financial Services Baton Rouge0.05%(3.5)2.47%
Quicken Loans0.05%(3.0)6.73%
Hometown Lenders0.06%(3.0)0.67%
Mr. Cooper0.07%(3.0)1.35%
Southwest Funding0.09%(3.0)0.90%
loanDepot0.11%(3.0)4.26%
Lender NameRate DifferenceRate RatingMarket Share
DSLD Mortgage-0.10%(4.0)7.38%
Home Point Financial Corporation-0.08%(4.0)7.38%
Navy Federal Credit Union-0.07%(4.0)5.03%
IBERIABANK-0.04%(3.5)2.35%
Freedom Mortgage Corporation-0.03%(3.5)7.05%
Fairway Independent Mortgage Corporation-0.03%(3.5)5.37%
Flagstar Bank-0.01%(3.5)4.03%
Standard Mortgage-0.00%(3.5)1.01%
BancorpSouth Bank-0.00%(3.5)2.01%
PennyMac Loan Services0.00%(3.5)1.68%
Fidelity Bank LA0.00%(3.5)3.02%
Crescent Mortgage Company0.01%(3.5)1.34%
Regions Bank0.02%(3.5)1.01%
Caliber Home Loans0.02%(3.5)0.34%
Wells Fargo Bank0.02%(3.5)0.67%
Carrington Mortgage Services0.02%(3.5)0.67%
Stearns Home Loans0.02%(3.5)3.02%
GMFS Mortgage0.03%(3.5)9.73%
Mid America Mortgage0.03%(3.5)4.03%
Assurance Financial0.04%(3.5)8.05%
JPMorgan Chase Bank0.04%(3.5)1.34%
Mr. Cooper0.04%(3.5)0.34%
DHI Mortgage Company Limited0.04%(3.5)4.36%
Ross Mortgage Corporation0.04%(3.5)0.67%
Bank of England AR0.04%(3.5)0.67%
USAA0.04%(3.5)7.38%
Mortgage Financial Services Baton Rouge0.05%(3.0)3.36%
Hometown Lenders0.07%(3.0)1.01%
Nations Lending Corporation0.08%(3.0)1.34%
Quicken Loans0.09%(3.0)3.02%
Southwest Funding0.10%(3.0)1.34%
Lender NameRate DifferenceRate RatingMarket Share
Home Point Financial Corporation-0.09%(4.0)12.84%
GMFS Mortgage-0.06%(4.0)6.08%
Fairway Independent Mortgage Corporation-0.05%(3.5)5.41%
Flagstar Bank-0.02%(3.5)2.03%
Mid America Mortgage-0.02%(3.5)4.73%
Standard Mortgage-0.02%(3.5)1.35%
IBERIABANK-0.02%(3.5)1.35%
Navy Federal Credit Union-0.01%(3.5)2.70%
Caliber Home Loans-0.01%(3.5)3.38%
PennyMac Loan Services-0.01%(3.5)6.76%
USAA-0.01%(3.5)4.05%
BancorpSouth Bank-0.00%(3.5)1.35%
Fidelity Bank LA0.00%(3.5)1.35%
Mortgage Financial Services Baton Rouge0.01%(3.5)0.68%
Nations Lending Corporation0.01%(3.5)6.76%
Bank of England AR0.01%(3.5)0.68%
Assurance Financial0.01%(3.5)1.35%
Stearns Home Loans0.02%(3.5)2.03%
Freedom Mortgage Corporation0.02%(3.5)3.38%
Carrington Mortgage Services0.02%(3.5)0.68%
Quicken Loans0.03%(3.5)14.19%
Wells Fargo Bank0.04%(3.5)0.68%
Mr. Cooper0.06%(3.0)3.38%
loanDepot0.10%(3.0)12.84%

* Data is compiled for the Lafayette, LA commuting zone area, which comprises of counties of Acadia Parish, LA, Evangeline Parish, LA, Iberia Parish, LA, Lafayette Parish, LA, St. Landry Parish, LA, St. Martin Parish, LA, and Vermilion Parish, LA. This includes cities/towns/communities of Lafayette, LA as well as Broussard, LA, Carencro, LA, New Iberia, LA, Opelousas, LA, Maurice, LA, Scott, LA, Duson, LA, Breaux Bridge, LA, Grand Coteau, LA, Abbeville, LA, Ossun, LA, Ville Platte, LA, Henderson, LA, Eunice, LA, Crowley, LA, Sunset, LA, Branch, LA, Rayne, LA, Arnaudville, LA, Kaplan, LA, Egan, LA, Loreauville, LA, Eunice, LA, Turkey Creek, LA, Parks, LA, Washington, LA, Delcambre, LA, Broussard, LA, Catahoula, LA, Jeanerette, LA, Church Point, LA, Arnaudville, LA, Lydia, LA, Delcambre, LA, Port Barre, LA, Chataignier, LA, Mamou, LA, St. Martinville, LA, Reddell, LA, Palmetto, LA, Basile, LA, Estherwood, LA, Gueydan, LA, Krotz Springs, LA, and Pine Prairie, LA. Lenders must have made at least 30 loans in the area to be included. Source of the data is Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate conditional on the commuting zone, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

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