Which mortgage lender in the Griffin, GA area typically has the best rates? To help you narrow down where to shop for a mortgage, MortgageWaldo.com provides an objective and data driven ranking of mortgage lenders operating in the Griffin, GA area by interest rate and market share. We maintain our independence by not accepting any compensation from the mortgage lenders we rank, and use data on all fixed rate mortgages that were closed in the past year to generate our rankings.
Going by historical data, the best mortgage lender in the Griffin, GA area in terms of interest rate is Delta Community Credit Union, with an average “Rate Difference” of -0.11%. This means that, comparing similar borrowers, Delta Community Credit Union provided a -0.11% lower interest rate for its customers than other lenders in the area. Delta Community Credit Union has a market share of 3.5%. On the other hand, the most popular lender in the Griffin, GA area is Quicken Loans, with a larger market share of 23.0%. Quicken Loans is an average lender in terms of the interest rate it offers, with a “Rate Difference” of +0.06% compared to those of other lenders in this area.
Our detailed ranking of mortgage lenders in the Griffin, GA area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, going by historical data, the cheapest lender for Conventional mortgages in Griffin, GA is Pulte Mortgage LLC. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Ameris Bank. The cheapest VA mortgage provider is FBC Mortgage. Note that as a consumer advocate we always recommend shopping among several of our top ranked lenders in order to get the best rates and fees.
Ranking of Mortgage Lenders in Griffin, GA
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Delta Community Credit Union | -0.11% | 3.47% | |
| Pulte Mortgage LLC | -0.09% | 9.55% | |
| Ameris Bank | -0.08% | 4.34% | |
| United Bank in Georgia | -0.06% | 15.81% | |
| FBC Mortgage | -0.05% | 3.57% | |
| Fairway Independent Mortgage Corporation | 0.00% | 5.79% | |
| Southeast Mortgage of Georgia | 0.01% | 3.57% | |
| Wells Fargo Bank | 0.01% | 4.44% | |
| loanDepot | 0.01% | 5.21% | |
| VanDyk Mortgage Corporation | 0.02% | 6.08% | |
| HomeStar Financial | 0.04% | 7.23% | |
| Quicken Loans | 0.06% | 23.05% | |
| New American Funding | 0.07% | 7.91% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Ameris Bank | -0.09% | 5.56% | |
| Pulte Mortgage LLC | -0.08% | 13.75% | |
| FBC Mortgage | -0.04% | 5.14% | |
| Wells Fargo Bank | -0.03% | 4.03% | |
| Delta Community Credit Union | -0.02% | 2.08% | |
| United Bank in Georgia | -0.01% | 14.17% | |
| Fairway Independent Mortgage Corporation | 0.00% | 7.78% | |
| Southeast Mortgage of Georgia | 0.01% | 5.14% | |
| VanDyk Mortgage Corporation | 0.02% | 8.47% | |
| loanDepot | 0.03% | 2.78% | |
| HomeStar Financial | 0.05% | 10.42% | |
| Quicken Loans | 0.05% | 10.42% | |
| New American Funding | 0.08% | 10.28% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Delta Community Credit Union | -0.18% | 6.62% | |
| United Bank in Georgia | -0.14% | 19.56% | |
| loanDepot | -0.00% | 10.73% | |
| New American Funding | -0.00% | 2.52% | |
| VanDyk Mortgage Corporation | 0.01% | 0.63% | |
| Ameris Bank | 0.01% | 1.58% | |
| Fairway Independent Mortgage Corporation | 0.02% | 1.26% | |
| Quicken Loans | 0.07% | 51.74% | |
| Wells Fargo Bank | 0.08% | 5.36% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Pulte Mortgage LLC | -0.11% | 12.88% | |
| Delta Community Credit Union | -0.11% | 6.02% | |
| Ameris Bank | -0.06% | 4.01% | |
| Fairway Independent Mortgage Corporation | -0.05% | 4.35% | |
| United Bank in Georgia | -0.04% | 23.58% | |
| loanDepot | -0.01% | 3.34% | |
| Wells Fargo Bank | 0.02% | 6.69% | |
| Southeast Mortgage of Georgia | 0.02% | 3.34% | |
| FBC Mortgage | 0.03% | 1.17% | |
| New American Funding | 0.04% | 4.68% | |
| VanDyk Mortgage Corporation | 0.06% | 3.68% | |
| Quicken Loans | 0.11% | 22.41% | |
| HomeStar Financial | 0.12% | 3.85% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Pulte Mortgage LLC | -0.11% | 20.10% | |
| Ameris Bank | -0.06% | 5.74% | |
| Fairway Independent Mortgage Corporation | -0.05% | 6.01% | |
| Wells Fargo Bank | -0.03% | 6.27% | |
| Delta Community Credit Union | -0.01% | 3.92% | |
| Southeast Mortgage of Georgia | 0.02% | 5.22% | |
| loanDepot | 0.02% | 1.83% | |
| United Bank in Georgia | 0.03% | 21.15% | |
| FBC Mortgage | 0.03% | 1.83% | |
| New American Funding | 0.05% | 6.53% | |
| VanDyk Mortgage Corporation | 0.07% | 5.48% | |
| Quicken Loans | 0.09% | 9.92% | |
| HomeStar Financial | 0.12% | 6.01% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Delta Community Credit Union | -0.18% | 9.77% | |
| United Bank in Georgia | -0.14% | 27.91% | |
| loanDepot | -0.03% | 6.05% | |
| New American Funding | -0.01% | 1.40% | |
| Ameris Bank | 0.02% | 0.93% | |
| Fairway Independent Mortgage Corporation | 0.02% | 1.40% | |
| VanDyk Mortgage Corporation | 0.02% | 0.47% | |
| Wells Fargo Bank | 0.08% | 7.44% | |
| Quicken Loans | 0.12% | 44.65% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Ameris Bank | -0.11% | 5.12% | |
| United Bank in Georgia | -0.10% | 6.33% | |
| FBC Mortgage | -0.08% | 6.63% | |
| VanDyk Mortgage Corporation | -0.01% | 10.84% | |
| Quicken Loans | -0.01% | 22.29% | |
| Southeast Mortgage of Georgia | -0.01% | 4.22% | |
| HomeStar Financial | 0.00% | 14.46% | |
| Wells Fargo Bank | 0.01% | 0.30% | |
| Pulte Mortgage LLC | 0.02% | 1.81% | |
| Fairway Independent Mortgage Corporation | 0.04% | 9.04% | |
| loanDepot | 0.05% | 4.82% | |
| New American Funding | 0.10% | 14.16% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Ameris Bank | -0.12% | 5.84% | |
| United Bank in Georgia | -0.11% | 6.93% | |
| FBC Mortgage | -0.08% | 8.03% | |
| VanDyk Mortgage Corporation | -0.01% | 12.77% | |
| Quicken Loans | -0.01% | 10.22% | |
| Southeast Mortgage of Georgia | -0.01% | 5.11% | |
| HomeStar Financial | 0.00% | 17.52% | |
| Wells Fargo Bank | 0.01% | 0.36% | |
| Pulte Mortgage LLC | 0.02% | 2.19% | |
| Fairway Independent Mortgage Corporation | 0.04% | 10.95% | |
| loanDepot | 0.05% | 3.28% | |
| New American Funding | 0.10% | 16.79% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| United Bank in Georgia | -0.01% | 3.45% | |
| Quicken Loans | -0.01% | 79.31% | |
| Ameris Bank | -0.00% | 1.72% | |
| New American Funding | 0.00% | 1.72% | |
| VanDyk Mortgage Corporation | 0.01% | 1.72% | |
| loanDepot | 0.06% | 12.07% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| FBC Mortgage | -0.06% | 7.48% | |
| United Bank in Georgia | -0.02% | 1.87% | |
| loanDepot | -0.02% | 16.82% | |
| Wells Fargo Bank | -0.02% | 4.67% | |
| Fairway Independent Mortgage Corporation | -0.02% | 3.74% | |
| Ameris Bank | -0.01% | 3.74% | |
| Southeast Mortgage of Georgia | -0.00% | 2.80% | |
| New American Funding | 0.01% | 6.54% | |
| VanDyk Mortgage Corporation | 0.01% | 4.67% | |
| Pulte Mortgage LLC | 0.01% | 14.95% | |
| Quicken Loans | 0.02% | 28.97% | |
| HomeStar Financial | 0.04% | 3.74% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| FBC Mortgage | -0.05% | 12.70% | |
| Ameris Bank | -0.02% | 3.17% | |
| Wells Fargo Bank | -0.02% | 6.35% | |
| Fairway Independent Mortgage Corporation | -0.02% | 4.76% | |
| United Bank in Georgia | -0.02% | 3.17% | |
| loanDepot | -0.01% | 6.35% | |
| Southeast Mortgage of Georgia | 0.00% | 4.76% | |
| Quicken Loans | 0.01% | 14.29% | |
| VanDyk Mortgage Corporation | 0.01% | 7.94% | |
| Pulte Mortgage LLC | 0.02% | 25.40% | |
| New American Funding | 0.04% | 4.76% | |
| HomeStar Financial | 0.04% | 6.35% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| loanDepot | -0.03% | 31.82% | |
| New American Funding | -0.01% | 9.09% | |
| Fairway Independent Mortgage Corporation | 0.00% | 2.27% | |
| Ameris Bank | 0.00% | 4.55% | |
| Wells Fargo Bank | 0.01% | 2.27% | |
| Quicken Loans | 0.02% | 50.00% |
* Data is compiled for the Griffin, GA commuting zone area, which comprises of counties of Lamar County, GA, Pike County, GA, Spalding County, GA, and Upson County, GA. This includes cities/towns/communities of Griffin, GA as well as Heron Bay, GA, Zebulon, GA, Milner, GA, Barnesville, GA, Williamson, GA, Orchard Hill, GA, Sunny Side, GA, Lincoln Park, GA, Concord, GA, Hannahs Mill, GA, Sunset Village, GA, Yatesville, GA, Experiment, GA, Thomaston, GA, and Salem, GA. Lenders must have made at least 30 loans in the area to be included. Source of the data is Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate conditional on the commuting zone, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.
Mortgage Lender Rankings in Other Cities
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