Top Mortgage Lenders in Griffin, GA

Which mortgage lender in the Griffin, GA area typically has the best rates? To help you narrow down where to shop for a mortgage, MortgageWaldo.com provides an objective and data driven ranking of mortgage lenders operating in the Griffin, GA area by interest rate and market share. Unlike our competitors, we maintain independence by not accepting any compensation from the mortgage lenders we rank. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings.

Going by historical data, the best mortgage lender in the Griffin, GA area in terms of interest rate is Delta Community Credit Union, with an average “Rate Difference” of -0.11%. This means that, comparing similar borrowers, Delta Community Credit Union provided a -0.11% lower interest rate for its customers than other lenders in the area. Delta Community Credit Union has a market share of 3.5%. On the other hand, the most popular lender in the Griffin, GA area is Quicken Loans, with a larger market share of 23.0%. Quicken Loans is an average lender in terms of the interest rate it offers, with a “Rate Difference” of +0.06% compared to those of other lenders in this area.

Our detailed ranking of mortgage lenders in the Griffin, GA area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, the cheapest lender for Conventional mortgages in Griffin, GA is Pulte Mortgage LLC. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Ameris Bank. The cheapest VA mortgage provider is FBC Mortgage. Note that as a consumer advocate we always recommend shopping among several of our top ranked lenders in order to get the best rates and fees.

Ranking of Mortgage Lenders in Griffin, GA

Mortgage Type:
Purchase/Refinance:
Lender NameRate DifferenceRate RatingMarket Share
Delta Community Credit Union-0.11%(4.0)3.47%
Pulte Mortgage LLC-0.09%(4.0)9.55%
Ameris Bank-0.08%(4.0)4.34%
United Bank in Georgia-0.06%(4.0)15.81%
FBC Mortgage-0.05%(3.5)3.57%
Fairway Independent Mortgage Corporation0.00%(3.5)5.79%
Southeast Mortgage of Georgia0.01%(3.5)3.57%
Wells Fargo Bank0.01%(3.5)4.44%
loanDepot0.01%(3.5)5.21%
VanDyk Mortgage Corporation0.02%(3.5)6.08%
HomeStar Financial0.04%(3.5)7.23%
Quicken Loans0.06%(3.0)23.05%
New American Funding0.07%(3.0)7.91%
Lender NameRate DifferenceRate RatingMarket Share
Ameris Bank-0.09%(4.0)5.56%
Pulte Mortgage LLC-0.08%(4.0)13.75%
FBC Mortgage-0.04%(3.5)5.14%
Wells Fargo Bank-0.03%(3.5)4.03%
Delta Community Credit Union-0.02%(3.5)2.08%
United Bank in Georgia-0.01%(3.5)14.17%
Fairway Independent Mortgage Corporation0.00%(3.5)7.78%
Southeast Mortgage of Georgia0.01%(3.5)5.14%
VanDyk Mortgage Corporation0.02%(3.5)8.47%
loanDepot0.03%(3.5)2.78%
HomeStar Financial0.05%(3.5)10.42%
Quicken Loans0.05%(3.5)10.42%
New American Funding0.08%(3.0)10.28%
Lender NameRate DifferenceRate RatingMarket Share
Delta Community Credit Union-0.18%(4.5)6.62%
United Bank in Georgia-0.14%(4.0)19.56%
loanDepot-0.00%(3.5)10.73%
New American Funding-0.00%(3.5)2.52%
VanDyk Mortgage Corporation0.01%(3.5)0.63%
Ameris Bank0.01%(3.5)1.58%
Fairway Independent Mortgage Corporation0.02%(3.5)1.26%
Quicken Loans0.07%(3.0)51.74%
Wells Fargo Bank0.08%(3.0)5.36%
Lender NameRate DifferenceRate RatingMarket Share
Pulte Mortgage LLC-0.11%(4.0)12.88%
Delta Community Credit Union-0.11%(4.0)6.02%
Ameris Bank-0.06%(4.0)4.01%
Fairway Independent Mortgage Corporation-0.05%(3.5)4.35%
United Bank in Georgia-0.04%(3.5)23.58%
loanDepot-0.01%(3.5)3.34%
Wells Fargo Bank0.02%(3.5)6.69%
Southeast Mortgage of Georgia0.02%(3.5)3.34%
FBC Mortgage0.03%(3.5)1.17%
New American Funding0.04%(3.5)4.68%
VanDyk Mortgage Corporation0.06%(3.0)3.68%
Quicken Loans0.11%(3.0)22.41%
HomeStar Financial0.12%(3.0)3.85%
Lender NameRate DifferenceRate RatingMarket Share
Pulte Mortgage LLC-0.11%(4.0)20.10%
Ameris Bank-0.06%(4.0)5.74%
Fairway Independent Mortgage Corporation-0.05%(4.0)6.01%
Wells Fargo Bank-0.03%(3.5)6.27%
Delta Community Credit Union-0.01%(3.5)3.92%
Southeast Mortgage of Georgia0.02%(3.5)5.22%
loanDepot0.02%(3.5)1.83%
United Bank in Georgia0.03%(3.5)21.15%
FBC Mortgage0.03%(3.5)1.83%
New American Funding0.05%(3.5)6.53%
VanDyk Mortgage Corporation0.07%(3.0)5.48%
Quicken Loans0.09%(3.0)9.92%
HomeStar Financial0.12%(3.0)6.01%
Lender NameRate DifferenceRate RatingMarket Share
Delta Community Credit Union-0.18%(4.5)9.77%
United Bank in Georgia-0.14%(4.0)27.91%
loanDepot-0.03%(3.5)6.05%
New American Funding-0.01%(3.5)1.40%
Ameris Bank0.02%(3.5)0.93%
Fairway Independent Mortgage Corporation0.02%(3.5)1.40%
VanDyk Mortgage Corporation0.02%(3.5)0.47%
Wells Fargo Bank0.08%(3.0)7.44%
Quicken Loans0.12%(3.0)44.65%
Lender NameRate DifferenceRate RatingMarket Share
Ameris Bank-0.11%(4.0)5.12%
United Bank in Georgia-0.10%(4.0)6.33%
FBC Mortgage-0.08%(4.0)6.63%
VanDyk Mortgage Corporation-0.01%(3.5)10.84%
Quicken Loans-0.01%(3.5)22.29%
Southeast Mortgage of Georgia-0.01%(3.5)4.22%
HomeStar Financial0.00%(3.5)14.46%
Wells Fargo Bank0.01%(3.5)0.30%
Pulte Mortgage LLC0.02%(3.5)1.81%
Fairway Independent Mortgage Corporation0.04%(3.5)9.04%
loanDepot0.05%(3.0)4.82%
New American Funding0.10%(3.0)14.16%
Lender NameRate DifferenceRate RatingMarket Share
Ameris Bank-0.12%(4.0)5.84%
United Bank in Georgia-0.11%(4.0)6.93%
FBC Mortgage-0.08%(4.0)8.03%
VanDyk Mortgage Corporation-0.01%(3.5)12.77%
Quicken Loans-0.01%(3.5)10.22%
Southeast Mortgage of Georgia-0.01%(3.5)5.11%
HomeStar Financial0.00%(3.5)17.52%
Wells Fargo Bank0.01%(3.5)0.36%
Pulte Mortgage LLC0.02%(3.5)2.19%
Fairway Independent Mortgage Corporation0.04%(3.5)10.95%
loanDepot0.05%(3.0)3.28%
New American Funding0.10%(3.0)16.79%
Lender NameRate DifferenceRate RatingMarket Share
United Bank in Georgia-0.01%(3.5)3.45%
Quicken Loans-0.01%(3.5)79.31%
Ameris Bank-0.00%(3.5)1.72%
New American Funding0.00%(3.5)1.72%
VanDyk Mortgage Corporation0.01%(3.5)1.72%
loanDepot0.06%(3.0)12.07%
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Lender NameRate DifferenceRate RatingMarket Share
FBC Mortgage-0.06%(4.0)7.48%
United Bank in Georgia-0.02%(3.5)1.87%
loanDepot-0.02%(3.5)16.82%
Wells Fargo Bank-0.02%(3.5)4.67%
Fairway Independent Mortgage Corporation-0.02%(3.5)3.74%
Ameris Bank-0.01%(3.5)3.74%
Southeast Mortgage of Georgia-0.00%(3.5)2.80%
New American Funding0.01%(3.5)6.54%
VanDyk Mortgage Corporation0.01%(3.5)4.67%
Pulte Mortgage LLC0.01%(3.5)14.95%
Quicken Loans0.02%(3.5)28.97%
HomeStar Financial0.04%(3.5)3.74%
Lender NameRate DifferenceRate RatingMarket Share
FBC Mortgage-0.05%(4.0)12.70%
Ameris Bank-0.02%(3.5)3.17%
Wells Fargo Bank-0.02%(3.5)6.35%
Fairway Independent Mortgage Corporation-0.02%(3.5)4.76%
United Bank in Georgia-0.02%(3.5)3.17%
loanDepot-0.01%(3.5)6.35%
Southeast Mortgage of Georgia0.00%(3.5)4.76%
Quicken Loans0.01%(3.5)14.29%
VanDyk Mortgage Corporation0.01%(3.5)7.94%
Pulte Mortgage LLC0.02%(3.5)25.40%
New American Funding0.04%(3.5)4.76%
HomeStar Financial0.04%(3.5)6.35%
Lender NameRate DifferenceRate RatingMarket Share
loanDepot-0.03%(3.5)31.82%
New American Funding-0.01%(3.5)9.09%
Fairway Independent Mortgage Corporation0.00%(3.5)2.27%
Ameris Bank0.00%(3.5)4.55%
Wells Fargo Bank0.01%(3.5)2.27%
Quicken Loans0.02%(3.5)50.00%

* Data is compiled for the Griffin, GA commuting zone area, which comprises of counties of Lamar County, GA, Pike County, GA, Spalding County, GA, and Upson County, GA. This includes cities/towns/communities of Griffin, GA as well as Heron Bay, GA, Zebulon, GA, Milner, GA, Barnesville, GA, Williamson, GA, Orchard Hill, GA, Sunny Side, GA, Lincoln Park, GA, Concord, GA, Hannahs Mill, GA, Sunset Village, GA, Yatesville, GA, Experiment, GA, Thomaston, GA, and Salem, GA. Lenders must have made at least 30 loans in the area to be included. Source of the data is Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate conditional on the commuting zone, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

Mortgage Lender Rankings in Other Cities

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