Top Mortgage Lenders in Brenham, TX

Which mortgage lender in the Brenham, TX area typically has the best rates? To help you narrow down where to shop for a mortgage, MortgageWaldo.com provides an objective and data driven ranking of mortgage lenders operating in the Brenham, TX area by interest rate and market share. Unlike our competitors, we maintain independence by not accepting any compensation from the mortgage lenders we rank. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings.

Going by historical data, the best mortgage lender in the Brenham, TX area in terms of interest rate is Cornerstone Home Lending, with an average “Rate Difference” of -0.05%. This means that, comparing similar borrowers, Cornerstone Home Lending provided a -0.05% lower interest rate for its customers than other lenders in the area. Cornerstone Home Lending has a market share of 15.9%. On the other hand, the most popular lender in the Brenham, TX area is Quicken Loans, with a larger market share of 37.6%. Quicken Loans is an average lender in terms of the interest rate it offers, with a “Rate Difference” of +0.02% compared to those of other lenders in this area.

Our detailed ranking of mortgage lenders in the Brenham, TX area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, the cheapest lender for Conventional mortgages in Brenham, TX is Cornerstone Home Lending. If you want to take out a loan that is above conforming limits (for example, above $548,250 in 2021), the cheapest Jumbo mortgage provider is Quicken Loans. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Quicken Loans. The cheapest VA mortgage provider is also Quicken Loans. Note that as a consumer advocate we always recommend shopping among several of our top ranked lenders in order to get the best rates and fees.

Ranking of Mortgage Lenders in Brenham, TX

Mortgage Type:
Purchase/Refinance:
Lender NameRate DifferenceRate RatingMarket Share
Cornerstone Home Lending-0.05%(4.0)15.88%
JPMorgan Chase Bank-0.04%(3.5)12.65%
AmCap Home Loans-0.03%(3.5)9.71%
Guild Mortgage Company0.00%(3.5)11.47%
Quicken Loans0.02%(3.5)37.65%
PrimeLending0.06%(3.0)12.65%
Lender NameRate DifferenceRate RatingMarket Share
JPMorgan Chase Bank-0.06%(4.0)8.38%
Cornerstone Home Lending-0.05%(4.0)23.56%
Guild Mortgage Company0.00%(3.5)17.28%
AmCap Home Loans0.01%(3.5)6.81%
Quicken Loans0.02%(3.5)27.23%
PrimeLending0.06%(3.0)16.75%
Lender NameRate DifferenceRate RatingMarket Share
Cornerstone Home Lending-0.07%(4.0)6.04%
AmCap Home Loans-0.06%(4.0)13.42%
Guild Mortgage Company-0.03%(3.5)4.03%
JPMorgan Chase Bank-0.02%(3.5)18.12%
Quicken Loans0.03%(3.5)51.01%
PrimeLending0.05%(3.5)7.38%
Lender NameRate DifferenceRate RatingMarket Share
Cornerstone Home Lending-0.06%(4.0)17.81%
AmCap Home Loans-0.04%(3.5)8.56%
JPMorgan Chase Bank-0.04%(3.5)14.73%
Guild Mortgage Company0.00%(3.5)9.25%
Quicken Loans0.03%(3.5)39.73%
PrimeLending0.08%(3.0)9.93%
Lender NameRate DifferenceRate RatingMarket Share
JPMorgan Chase Bank-0.06%(4.0)10.67%
Cornerstone Home Lending-0.05%(4.0)28.67%
Guild Mortgage Company0.01%(3.5)14.67%
AmCap Home Loans0.01%(3.5)5.33%
Quicken Loans0.03%(3.5)28.00%
PrimeLending0.10%(3.0)12.67%
Lender NameRate DifferenceRate RatingMarket Share
Cornerstone Home Lending-0.07%(4.0)6.34%
AmCap Home Loans-0.07%(4.0)11.97%
Guild Mortgage Company-0.03%(3.5)3.52%
JPMorgan Chase Bank-0.02%(3.5)19.01%
Quicken Loans0.03%(3.5)52.11%
PrimeLending0.05%(3.0)7.04%
Lender NameRate DifferenceRate RatingMarket Share
Quicken Loans-0.01%(3.5)26.67%
Guild Mortgage Company-0.01%(3.5)16.67%
AmCap Home Loans-0.01%(3.5)13.33%
Cornerstone Home Lending0.01%(3.5)6.67%
PrimeLending0.02%(3.5)36.67%
Lender NameRate DifferenceRate RatingMarket Share
Quicken Loans-0.01%(3.5)27.59%
Guild Mortgage Company-0.01%(3.5)17.24%
AmCap Home Loans-0.00%(3.5)10.34%
Cornerstone Home Lending0.01%(3.5)6.90%
PrimeLending0.01%(3.5)37.93%
Lender NameRate DifferenceRate RatingMarket Share
AmCap Home Loans0.00%(3.5)100.00%
Lender NameRate DifferenceRate RatingMarket Share
Quicken Loans-0.00%(3.5)50.00%
Guild Mortgage Company0.00%(3.5)50.00%
Lender NameRate DifferenceRate RatingMarket Share
Guild Mortgage Company0.00%(3.5)100.00%
Lender NameRate DifferenceRate RatingMarket Share
Quicken Loans0.00%(3.5)100.00%
Lender NameRate DifferenceRate RatingMarket Share
Quicken Loans-0.01%(3.5)18.75%
PrimeLending-0.01%(3.5)18.75%
AmCap Home Loans0.00%(3.5)25.00%
Guild Mortgage Company0.01%(3.5)37.50%
Lender NameRate DifferenceRate RatingMarket Share
Quicken Loans-0.01%(3.5)18.18%
PrimeLending-0.01%(3.5)18.18%
AmCap Home Loans0.00%(3.5)18.18%
Guild Mortgage Company0.01%(3.5)45.45%
Lender NameRate DifferenceRate RatingMarket Share
Quicken Loans-0.00%(3.5)20.00%
PrimeLending-0.00%(3.5)20.00%
Guild Mortgage Company0.00%(3.5)20.00%
AmCap Home Loans0.00%(3.5)40.00%

* Data is compiled for the Brenham, TX commuting zone area, which comprises of counties of Austin County, TX, Colorado County, TX, Fayette County, TX, and Washington County, TX. This includes cities/towns/communities of Brenham, TX as well as Sealy, TX, Bellville, TX, Columbus, TX, Burton, TX, La Grange, TX, Weimar, TX, Flatonia, TX, Eagle Lake, TX, Schulenburg, TX, Industry, TX, Wallis, TX, Fayetteville, TX, and Carmine, TX. Lenders must have made at least 30 loans in the area to be included. Source of the data is Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate conditional on the commuting zone, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

Mortgage Lender Rankings in Other Cities

This page contains information about the top mortgage lenders in the Brenham, TX area. For mortgage lender rankings in other cities, click here.