Top Mortgage Lenders in Dickson, TN

Which mortgage lender in the Dickson, TN area typically has the best rates? To help you narrow down where to shop for a mortgage, MortgageWaldo.com provides an objective and data driven ranking of mortgage lenders operating in the Dickson, TN area by interest rate and market share. Unlike our competitors, we maintain independence by not accepting any compensation from the mortgage lenders we rank. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings.

Going by historical data, the best mortgage lender in the Dickson, TN area in terms of interest rate is US Bank, with an average “Rate Difference” of -0.07%. This means that, comparing similar borrowers, US Bank provided a -0.07% lower interest rate for its customers than other lenders in the area. US Bank has a market share of 5.9%. On the other hand, the most popular lender in the Dickson, TN area is Quicken Loans, with a larger market share of 26.3%. Quicken Loans is an average lender in terms of the interest rate it offers, with a “Rate Difference” of -0.01% compared to those of other lenders in this area.

Our detailed ranking of mortgage lenders in the Dickson, TN area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, the cheapest lender for Conventional mortgages in Dickson, TN is US Bank. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Quicken Loans. The cheapest VA mortgage provider is loanDepot. Note that as a consumer advocate we always recommend shopping among several of our top ranked lenders in order to get the best rates and fees.

Ranking of Mortgage Lenders in Dickson, TN

Mortgage Type:
Purchase/Refinance:
Lender NameRate DifferenceRate RatingMarket Share
US Bank-0.07%(4.0)5.89%
FirstBank TN-0.04%(3.5)19.59%
loanDepot-0.04%(3.5)5.89%
Land Home Financial Services-0.02%(3.5)6.21%
CMG Financial-0.01%(3.5)5.41%
Quicken Loans-0.01%(3.5)26.27%
Regions Bank-0.00%(3.5)6.69%
First Community Mortgage0.00%(3.5)7.01%
Cardinal Financial Company0.11%(3.0)17.04%
Lender NameRate DifferenceRate RatingMarket Share
FirstBank TN-0.08%(4.0)20.77%
US Bank-0.06%(4.0)4.45%
Quicken Loans-0.05%(4.0)12.46%
Regions Bank-0.04%(3.5)7.12%
Land Home Financial Services-0.03%(3.5)9.50%
CMG Financial-0.02%(3.5)8.90%
loanDepot-0.01%(3.5)0.59%
First Community Mortgage0.01%(3.5)8.61%
Cardinal Financial Company0.11%(3.0)27.60%
Lender NameRate DifferenceRate RatingMarket Share
US Bank-0.07%(4.0)7.56%
First Community Mortgage-0.03%(3.5)5.15%
Land Home Financial Services-0.03%(3.5)2.41%
loanDepot-0.02%(3.5)12.03%
CMG Financial-0.00%(3.5)1.37%
FirstBank TN0.00%(3.5)18.21%
Quicken Loans0.01%(3.5)42.27%
Cardinal Financial Company0.02%(3.5)4.81%
Regions Bank0.05%(3.5)6.19%
Lender NameRate DifferenceRate RatingMarket Share
US Bank-0.06%(4.0)9.38%
loanDepot-0.05%(3.5)4.83%
Land Home Financial Services-0.02%(3.5)3.41%
FirstBank TN-0.02%(3.5)24.72%
CMG Financial-0.01%(3.5)4.55%
Cardinal Financial Company-0.01%(3.5)6.82%
Regions Bank0.01%(3.5)9.66%
First Community Mortgage0.03%(3.5)7.67%
Quicken Loans0.04%(3.5)28.98%
Lender NameRate DifferenceRate RatingMarket Share
US Bank-0.03%(3.5)7.53%
FirstBank TN-0.02%(3.5)27.40%
Land Home Financial Services-0.01%(3.5)6.16%
Regions Bank-0.01%(3.5)12.33%
CMG Financial-0.00%(3.5)8.90%
Cardinal Financial Company0.00%(3.5)10.96%
Quicken Loans0.01%(3.5)16.44%
loanDepot0.01%(3.5)0.68%
First Community Mortgage0.09%(3.0)9.59%
Lender NameRate DifferenceRate RatingMarket Share
US Bank-0.08%(4.0)10.68%
loanDepot-0.06%(4.0)7.77%
First Community Mortgage-0.04%(3.5)6.31%
Land Home Financial Services-0.04%(3.5)1.46%
CMG Financial-0.02%(3.5)1.46%
Cardinal Financial Company-0.01%(3.5)3.88%
FirstBank TN-0.01%(3.5)22.82%
Regions Bank0.04%(3.5)7.77%
Quicken Loans0.04%(3.5)37.86%
Lender NameRate DifferenceRate RatingMarket Share
Quicken Loans-0.12%(4.0)23.29%
FirstBank TN-0.12%(4.0)12.79%
Regions Bank-0.07%(4.0)2.28%
US Bank-0.05%(4.0)1.37%
First Community Mortgage-0.03%(3.5)6.39%
Land Home Financial Services-0.03%(3.5)9.59%
CMG Financial-0.02%(3.5)6.85%
loanDepot0.01%(3.5)3.20%
Cardinal Financial Company0.15%(3.0)34.25%
Lender NameRate DifferenceRate RatingMarket Share
FirstBank TN-0.15%(4.0)15.76%
Quicken Loans-0.14%(4.0)9.09%
Regions Bank-0.09%(4.0)3.03%
US Bank-0.08%(4.0)1.82%
First Community Mortgage-0.06%(4.0)7.88%
Land Home Financial Services-0.05%(3.5)11.52%
CMG Financial-0.05%(3.5)9.09%
Cardinal Financial Company0.13%(3.0)41.82%
Lender NameRate DifferenceRate RatingMarket Share
Quicken Loans-0.04%(3.5)66.67%
Land Home Financial Services0.01%(3.5)3.70%
FirstBank TN0.03%(3.5)3.70%
First Community Mortgage0.04%(3.5)1.85%
loanDepot0.09%(3.0)12.96%
Cardinal Financial Company0.10%(3.0)11.11%
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Lender NameRate DifferenceRate RatingMarket Share
loanDepot-0.04%(3.5)22.81%
First Community Mortgage-0.03%(3.5)5.26%
FirstBank TN-0.01%(3.5)14.04%
Regions Bank-0.01%(3.5)5.26%
Land Home Financial Services-0.01%(3.5)10.53%
US Bank0.00%(3.5)1.75%
CMG Financial0.01%(3.5)5.26%
Cardinal Financial Company0.03%(3.5)14.04%
Quicken Loans0.03%(3.5)21.05%
Lender NameRate DifferenceRate RatingMarket Share
First Community Mortgage-0.04%(3.5)7.69%
Regions Bank-0.02%(3.5)3.85%
Quicken Loans-0.01%(3.5)11.54%
FirstBank TN-0.01%(3.5)15.38%
Land Home Financial Services-0.01%(3.5)15.38%
US Bank-0.00%(3.5)3.85%
CMG Financial0.00%(3.5)7.69%
loanDepot0.00%(3.5)3.85%
Cardinal Financial Company0.03%(3.5)30.77%
Lender NameRate DifferenceRate RatingMarket Share
loanDepot-0.04%(3.5)38.71%
Land Home Financial Services-0.01%(3.5)6.45%
FirstBank TN-0.01%(3.5)12.90%
First Community Mortgage-0.00%(3.5)3.23%
Regions Bank-0.00%(3.5)6.45%
CMG Financial0.02%(3.5)3.23%
Quicken Loans0.05%(3.0)29.03%

* Data is compiled for the Dickson, TN commuting zone area, which comprises of counties of Dickson County, TN, Hickman County, TN, and Humphreys County, TN. This includes cities/towns/communities of Dickson, TN as well as Bon Aqua Junction, TN, White Bluff, TN, Charlotte, TN, Centerville, TN, Burns, TN, Waverly, TN, Vanleer, TN, McEwen, TN, and New Johnsonville, TN. Lenders must have made at least 30 loans in the area to be included. Source of the data is Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate conditional on the commuting zone, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

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