Which mortgage lender in the Mansfield, OH area typically has the best rates? To help you narrow down where to shop for a mortgage, MortgageWaldo.com provides an objective and data driven ranking of mortgage lenders operating in the Mansfield, OH area by interest rate and market share. We maintain our independence by not accepting any compensation from the mortgage lenders we rank, and use data on all fixed rate mortgages that were closed in the past year to generate our rankings.
Going by historical data, the best mortgage lender in the Mansfield, OH area in terms of interest rate is Premier Bank, with an average “Rate Difference” of -0.16%. This means that, comparing similar borrowers, Premier Bank provided a -0.16% lower interest rate for its customers than other lenders in the area. Premier Bank has a market share of 3.5%. On the other hand, the most popular lender in the Mansfield, OH area is Quicken Loans, with a larger market share of 13.6%. Quicken Loans is an average lender in terms of the interest rate it offers, with a “Rate Difference” of +0.07% compared to those of other lenders in this area.
Our detailed ranking of mortgage lenders in the Mansfield, OH area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, going by historical data, the cheapest lender for Conventional mortgages in Mansfield, OH is Premier Bank. If you want to take out a loan that is above conforming limits (above $548,250 or $822,375 depending on the area in 2021), the cheapest Jumbo mortgage provider is Mechanics Bank OH. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Huntington National Bank. The cheapest VA mortgage provider is Park National Bank. Note that as a consumer advocate we always recommend shopping among several of our top ranked lenders in order to get the best rates and fees.
Ranking of Mortgage Lenders in Mansfield, OH
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Premier Bank | -0.16% | 3.47% | |
| Huntington National Bank | -0.15% | 9.12% | |
| Park National Bank | -0.14% | 12.66% | |
| Mechanics Bank OH | -0.12% | 8.76% | |
| Civista Bank | -0.06% | 1.16% | |
| Equity Resources | -0.03% | 2.28% | |
| JPMorgan Chase Bank | -0.03% | 6.01% | |
| Fifth Third Bank | -0.03% | 1.77% | |
| Freedom Mortgage Corporation | -0.03% | 2.06% | |
| PNC Bank | -0.01% | 3.04% | |
| Flagstar Bank | -0.01% | 1.34% | |
| US Bank | 0.01% | 2.64% | |
| United Federal Credit Union | 0.02% | 1.48% | |
| Wells Fargo Bank | 0.03% | 1.88% | |
| Gateway First Bank | 0.07% | 3.15% | |
| Quicken Loans | 0.07% | 13.64% | |
| loanDepot | 0.09% | 5.64% | |
| LendUS LLC | 0.10% | 3.22% | |
| Fairway Independent Mortgage Corporation | 0.12% | 4.52% | |
| Union Home Mortgage | 0.21% | 12.16% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Huntington National Bank | -0.22% | 8.54% | |
| Premier Bank | -0.16% | 3.36% | |
| Park National Bank | -0.14% | 10.98% | |
| JPMorgan Chase Bank | -0.11% | 4.95% | |
| Mechanics Bank OH | -0.09% | 9.28% | |
| Civista Bank | -0.09% | 1.48% | |
| Freedom Mortgage Corporation | -0.08% | 2.22% | |
| Flagstar Bank | -0.05% | 1.48% | |
| Equity Resources | -0.05% | 2.56% | |
| Fifth Third Bank | -0.04% | 0.97% | |
| US Bank | -0.04% | 1.94% | |
| PNC Bank | -0.04% | 1.76% | |
| United Federal Credit Union | -0.01% | 1.71% | |
| Wells Fargo Bank | 0.02% | 1.76% | |
| Quicken Loans | 0.03% | 7.85% | |
| Gateway First Bank | 0.05% | 4.61% | |
| LendUS LLC | 0.08% | 4.89% | |
| loanDepot | 0.09% | 6.20% | |
| Fairway Independent Mortgage Corporation | 0.11% | 6.37% | |
| Union Home Mortgage | 0.23% | 17.07% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Mechanics Bank OH | -0.18% | 7.85% | |
| Premier Bank | -0.17% | 3.67% | |
| Park National Bank | -0.13% | 15.59% | |
| Huntington National Bank | -0.05% | 10.13% | |
| Equity Resources | -0.01% | 1.79% | |
| Civista Bank | -0.01% | 0.60% | |
| Fifth Third Bank | -0.01% | 3.18% | |
| Union Home Mortgage | 0.00% | 3.57% | |
| PNC Bank | 0.03% | 5.26% | |
| Wells Fargo Bank | 0.04% | 2.09% | |
| LendUS LLC | 0.05% | 0.30% | |
| Fairway Independent Mortgage Corporation | 0.05% | 1.29% | |
| JPMorgan Chase Bank | 0.06% | 7.85% | |
| US Bank | 0.07% | 3.87% | |
| United Federal Credit Union | 0.08% | 1.09% | |
| Flagstar Bank | 0.08% | 1.09% | |
| loanDepot | 0.08% | 4.67% | |
| Freedom Mortgage Corporation | 0.09% | 1.79% | |
| Gateway First Bank | 0.09% | 0.60% | |
| Quicken Loans | 0.12% | 23.73% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Premier Bank | -0.15% | 4.82% | |
| Park National Bank | -0.13% | 17.23% | |
| Mechanics Bank OH | -0.11% | 12.31% | |
| Huntington National Bank | -0.08% | 9.23% | |
| Civista Bank | -0.06% | 1.49% | |
| JPMorgan Chase Bank | -0.02% | 8.36% | |
| Fifth Third Bank | -0.02% | 2.31% | |
| Equity Resources | -0.01% | 1.64% | |
| PNC Bank | 0.01% | 4.05% | |
| US Bank | 0.03% | 3.44% | |
| United Federal Credit Union | 0.04% | 2.05% | |
| Freedom Mortgage Corporation | 0.04% | 0.36% | |
| loanDepot | 0.05% | 2.87% | |
| Wells Fargo Bank | 0.05% | 2.41% | |
| LendUS LLC | 0.06% | 1.23% | |
| Flagstar Bank | 0.07% | 0.92% | |
| Gateway First Bank | 0.09% | 2.21% | |
| Fairway Independent Mortgage Corporation | 0.17% | 3.74% | |
| Quicken Loans | 0.19% | 9.08% | |
| Union Home Mortgage | 0.21% | 10.26% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Premier Bank | -0.15% | 5.00% | |
| Park National Bank | -0.13% | 15.70% | |
| Huntington National Bank | -0.11% | 7.89% | |
| JPMorgan Chase Bank | -0.09% | 7.46% | |
| Civista Bank | -0.08% | 2.02% | |
| Mechanics Bank OH | -0.07% | 14.21% | |
| Fifth Third Bank | -0.03% | 1.14% | |
| US Bank | -0.03% | 2.46% | |
| loanDepot | -0.02% | 2.72% | |
| PNC Bank | -0.02% | 2.46% | |
| Equity Resources | -0.01% | 1.75% | |
| United Federal Credit Union | 0.01% | 2.54% | |
| Freedom Mortgage Corporation | 0.04% | 0.35% | |
| Flagstar Bank | 0.04% | 0.96% | |
| LendUS LLC | 0.05% | 2.02% | |
| Wells Fargo Bank | 0.05% | 2.37% | |
| Gateway First Bank | 0.08% | 3.33% | |
| Quicken Loans | 0.14% | 5.35% | |
| Fairway Independent Mortgage Corporation | 0.17% | 5.61% | |
| Union Home Mortgage | 0.24% | 14.65% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Mechanics Bank OH | -0.18% | 9.63% | |
| Premier Bank | -0.16% | 4.57% | |
| Park National Bank | -0.13% | 19.38% | |
| Huntington National Bank | -0.05% | 11.11% | |
| Equity Resources | -0.01% | 1.48% | |
| Civista Bank | -0.00% | 0.74% | |
| Fifth Third Bank | -0.00% | 3.95% | |
| Union Home Mortgage | 0.00% | 4.07% | |
| PNC Bank | 0.03% | 6.30% | |
| Wells Fargo Bank | 0.05% | 2.47% | |
| Freedom Mortgage Corporation | 0.06% | 0.37% | |
| Fairway Independent Mortgage Corporation | 0.06% | 1.11% | |
| LendUS LLC | 0.06% | 0.12% | |
| JPMorgan Chase Bank | 0.07% | 9.63% | |
| US Bank | 0.07% | 4.81% | |
| United Federal Credit Union | 0.08% | 1.36% | |
| Flagstar Bank | 0.11% | 0.86% | |
| Gateway First Bank | 0.11% | 0.62% | |
| loanDepot | 0.13% | 3.09% | |
| Quicken Loans | 0.23% | 14.32% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Huntington National Bank | -0.36% | 10.49% | |
| Flagstar Bank | -0.13% | 2.30% | |
| Equity Resources | -0.09% | 4.10% | |
| Freedom Mortgage Corporation | -0.08% | 6.56% | |
| Premier Bank | -0.07% | 0.33% | |
| Quicken Loans | -0.07% | 23.28% | |
| PNC Bank | -0.05% | 0.66% | |
| Civista Bank | -0.04% | 0.16% | |
| Fifth Third Bank | -0.03% | 0.33% | |
| US Bank | -0.03% | 0.66% | |
| Wells Fargo Bank | -0.02% | 0.33% | |
| JPMorgan Chase Bank | -0.01% | 0.16% | |
| Park National Bank | 0.04% | 1.64% | |
| Gateway First Bank | 0.04% | 5.41% | |
| Fairway Independent Mortgage Corporation | 0.05% | 5.90% | |
| LendUS LLC | 0.09% | 9.34% | |
| loanDepot | 0.15% | 11.31% | |
| Union Home Mortgage | 0.20% | 17.05% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Huntington National Bank | -0.44% | 10.77% | |
| Flagstar Bank | -0.15% | 2.69% | |
| Freedom Mortgage Corporation | -0.15% | 5.80% | |
| Equity Resources | -0.10% | 4.55% | |
| Quicken Loans | -0.08% | 12.42% | |
| Premier Bank | -0.08% | 0.41% | |
| PNC Bank | -0.06% | 0.41% | |
| Civista Bank | -0.06% | 0.21% | |
| Fifth Third Bank | -0.04% | 0.41% | |
| Wells Fargo Bank | -0.04% | 0.21% | |
| US Bank | -0.04% | 0.83% | |
| Park National Bank | 0.03% | 2.07% | |
| Gateway First Bank | 0.03% | 6.83% | |
| Fairway Independent Mortgage Corporation | 0.04% | 7.04% | |
| LendUS LLC | 0.08% | 11.39% | |
| loanDepot | 0.15% | 12.84% | |
| Union Home Mortgage | 0.20% | 21.12% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Huntington National Bank | -0.03% | 9.45% | |
| Equity Resources | -0.03% | 2.36% | |
| Quicken Loans | -0.02% | 64.57% | |
| PNC Bank | -0.01% | 1.57% | |
| LendUS LLC | 0.02% | 1.57% | |
| Wells Fargo Bank | 0.03% | 0.79% | |
| Fairway Independent Mortgage Corporation | 0.03% | 1.57% | |
| JPMorgan Chase Bank | 0.04% | 0.79% | |
| Flagstar Bank | 0.04% | 0.79% | |
| Union Home Mortgage | 0.05% | 1.57% | |
| Freedom Mortgage Corporation | 0.08% | 9.45% | |
| loanDepot | 0.09% | 5.51% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Mechanics Bank OH | 0.00% | 100.00% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Mechanics Bank OH | 0.00% | 100.00% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Mechanics Bank OH | 0.00% | 100.00% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Park National Bank | -0.10% | 1.98% | |
| loanDepot | -0.07% | 15.35% | |
| Equity Resources | -0.06% | 2.97% | |
| JPMorgan Chase Bank | -0.05% | 0.99% | |
| PNC Bank | -0.05% | 0.50% | |
| US Bank | -0.05% | 0.99% | |
| Civista Bank | -0.05% | 0.99% | |
| Fifth Third Bank | -0.05% | 0.99% | |
| Wells Fargo Bank | -0.05% | 1.49% | |
| Huntington National Bank | -0.04% | 3.96% | |
| United Federal Credit Union | -0.04% | 0.50% | |
| Gateway First Bank | -0.04% | 5.45% | |
| Quicken Loans | -0.04% | 28.71% | |
| Flagstar Bank | -0.03% | 2.48% | |
| Fairway Independent Mortgage Corporation | -0.02% | 7.92% | |
| Freedom Mortgage Corporation | -0.02% | 4.95% | |
| LendUS LLC | 0.00% | 3.96% | |
| Union Home Mortgage | 0.21% | 15.84% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Park National Bank | -0.12% | 3.01% | |
| loanDepot | -0.09% | 12.03% | |
| JPMorgan Chase Bank | -0.07% | 1.50% | |
| PNC Bank | -0.07% | 0.75% | |
| US Bank | -0.07% | 1.50% | |
| Civista Bank | -0.07% | 1.50% | |
| Fifth Third Bank | -0.07% | 1.50% | |
| Wells Fargo Bank | -0.07% | 2.26% | |
| Huntington National Bank | -0.07% | 6.02% | |
| Equity Resources | -0.07% | 2.26% | |
| United Federal Credit Union | -0.06% | 0.75% | |
| Gateway First Bank | -0.06% | 7.52% | |
| Flagstar Bank | -0.06% | 1.50% | |
| Freedom Mortgage Corporation | -0.05% | 5.26% | |
| Quicken Loans | -0.05% | 12.78% | |
| Fairway Independent Mortgage Corporation | -0.04% | 10.53% | |
| LendUS LLC | -0.02% | 6.02% | |
| Union Home Mortgage | 0.20% | 23.31% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| loanDepot | -0.03% | 21.74% | |
| Equity Resources | -0.03% | 4.35% | |
| Gateway First Bank | 0.00% | 1.45% | |
| Union Home Mortgage | 0.00% | 1.45% | |
| Quicken Loans | 0.01% | 59.42% | |
| Fairway Independent Mortgage Corporation | 0.02% | 2.90% | |
| Flagstar Bank | 0.02% | 4.35% | |
| Freedom Mortgage Corporation | 0.06% | 4.35% |
* Data is compiled for the Mansfield, OH commuting zone area, which comprises of counties of Ashland County, OH, Crawford County, OH, Marion County, OH, Morrow County, OH, and Richland County, OH. This includes cities/towns/communities of Mansfield, OH as well as Marion, OH, Ashland, OH, Ontario, OH, Shelby, OH, Lexington, OH, Cinnamon Lake, OH, Marengo, OH, Galion, OH, Mount Gilead, OH, Prospect, OH, Lucas, OH, Chesterville, OH, Bucyrus, OH, Morral, OH, Caledonia, OH, Cardington, OH, Bellville, OH, Candlewood Lake, OH, Perrysville, OH, Jeromesville, OH, Savannah, OH, Butler, OH, Loudonville, OH, Iberia, OH, Crestline, OH, La Rue, OH, North Robinson, OH, Oceola, OH, New Washington, OH, and Plymouth, OH. Lenders must have made at least 30 loans in the area to be included. Source of the data is Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate conditional on the commuting zone, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.
Mortgage Lender Rankings in Other Cities
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