Top Mortgage Lenders in Badger, AK

Which mortgage lender in the Badger, AK area typically has the best rates? To help you narrow down where to shop for a mortgage, MortgageWaldo.com provides an objective and data driven ranking of mortgage lenders operating in the Badger, AK area by interest rate and market share. Unlike our competitors, we maintain independence by not accepting any compensation from the mortgage lenders we rank. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings.

Going by historical data, the best mortgage lender in the Badger, AK area in terms of interest rate is Alaska USA Mortgage Company, with an average “Rate Difference” of -0.06%. This means that, comparing similar borrowers, Alaska USA Mortgage Company provided a -0.06% lower interest rate for its customers than other lenders in the area. Alaska USA Mortgage Company has a market share of 32.6%. It is the most popular lender in the Badger, AK area.

Our detailed ranking of mortgage lenders in the Badger, AK area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, Alaska USA Mortgage Company is the cheapest mortgage provider for Conventional and Jumbo mortgages in Badger, AK. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Residential Mortgage. The cheapest VA mortgage provider is Caliber Home Loans. Note that as a consumer advocate we always recommend shopping among several of our top ranked lenders in order to get the best rates and fees.

Ranking of Mortgage Lenders in Badger, AK

Mortgage Type:
Purchase/Refinance:
Lender NameRate DifferenceRate RatingMarket Share
Alaska USA Mortgage Company-0.06%(4.0)32.62%
Caliber Home Loans-0.04%(3.5)5.10%
Crescent Mortgage Company-0.02%(3.5)3.61%
Wells Fargo Bank-0.02%(3.5)4.68%
USAA0.01%(3.5)9.67%
Residential Mortgage0.01%(3.5)19.98%
Guild Mortgage Company0.05%(3.0)12.11%
Quicken Loans0.11%(3.0)12.22%
Lender NameRate DifferenceRate RatingMarket Share
Alaska USA Mortgage Company-0.05%(4.0)35.42%
Caliber Home Loans-0.03%(3.5)6.27%
Crescent Mortgage Company-0.01%(3.5)4.22%
Wells Fargo Bank0.01%(3.5)3.95%
USAA0.01%(3.5)11.04%
Residential Mortgage0.02%(3.5)23.43%
Quicken Loans0.08%(3.0)3.27%
Guild Mortgage Company0.10%(3.0)12.40%
Lender NameRate DifferenceRate RatingMarket Share
Guild Mortgage Company-0.13%(4.0)11.11%
Alaska USA Mortgage Company-0.08%(4.0)22.71%
Wells Fargo Bank-0.07%(4.0)7.25%
Residential Mortgage-0.06%(4.0)7.73%
Crescent Mortgage Company-0.03%(3.5)1.45%
Caliber Home Loans-0.03%(3.5)0.97%
USAA-0.02%(3.5)4.83%
Quicken Loans0.10%(3.0)43.96%
Lender NameRate DifferenceRate RatingMarket Share
Alaska USA Mortgage Company-0.06%(4.0)40.19%
Residential Mortgage-0.05%(3.5)19.86%
Wells Fargo Bank-0.02%(3.5)8.18%
USAA0.03%(3.5)1.87%
Crescent Mortgage Company0.03%(3.5)3.04%
Caliber Home Loans0.04%(3.5)3.27%
Guild Mortgage Company0.07%(3.0)6.07%
Quicken Loans0.16%(2.5)17.52%
Lender NameRate DifferenceRate RatingMarket Share
Alaska USA Mortgage Company-0.03%(3.5)47.33%
Residential Mortgage-0.02%(3.5)25.00%
Wells Fargo Bank0.02%(3.5)6.67%
USAA0.06%(3.0)2.00%
Crescent Mortgage Company0.06%(3.0)3.33%
Caliber Home Loans0.07%(3.0)4.33%
Guild Mortgage Company0.11%(3.0)7.33%
Quicken Loans0.13%(3.0)4.00%
Lender NameRate DifferenceRate RatingMarket Share
Alaska USA Mortgage Company-0.13%(4.0)23.44%
Residential Mortgage-0.11%(4.0)7.81%
Wells Fargo Bank-0.10%(4.0)11.72%
Guild Mortgage Company-0.08%(4.0)3.12%
Crescent Mortgage Company-0.06%(4.0)2.34%
Caliber Home Loans-0.06%(4.0)0.78%
USAA-0.05%(3.5)1.56%
Quicken Loans0.11%(3.0)49.22%
Lender NameRate DifferenceRate RatingMarket Share
Residential Mortgage-0.04%(3.5)23.81%
Alaska USA Mortgage Company-0.02%(3.5)34.29%
Caliber Home Loans0.00%(3.5)2.86%
Crescent Mortgage Company0.00%(3.5)5.71%
Wells Fargo Bank0.00%(3.5)0.95%
Quicken Loans0.03%(3.5)14.29%
Guild Mortgage Company0.08%(3.0)18.10%
Lender NameRate DifferenceRate RatingMarket Share
Residential Mortgage-0.04%(3.5)27.17%
Alaska USA Mortgage Company-0.02%(3.5)35.87%
Caliber Home Loans0.00%(3.5)3.26%
Crescent Mortgage Company0.00%(3.5)6.52%
Wells Fargo Bank0.01%(3.5)1.09%
Quicken Loans0.03%(3.5)5.43%
Guild Mortgage Company0.08%(3.0)20.65%
Lender NameRate DifferenceRate RatingMarket Share
Alaska USA Mortgage Company-0.02%(3.5)23.08%
Quicken Loans0.01%(3.5)76.92%
Lender NameRate DifferenceRate RatingMarket Share
Alaska USA Mortgage Company0.00%(3.5)100.00%
Lender NameRate DifferenceRate RatingMarket Share
Alaska USA Mortgage Company0.00%(3.5)100.00%
Insufficient data available.
Lender NameRate DifferenceRate RatingMarket Share
Caliber Home Loans-0.08%(4.0)7.62%
Alaska USA Mortgage Company-0.07%(4.0)24.08%
Crescent Mortgage Company-0.06%(4.0)3.69%
USAA-0.00%(3.5)20.39%
Wells Fargo Bank0.01%(3.5)1.97%
Guild Mortgage Company0.03%(3.5)16.95%
Quicken Loans0.04%(3.5)6.14%
Residential Mortgage0.09%(3.0)19.16%
Lender NameRate DifferenceRate RatingMarket Share
Caliber Home Loans-0.09%(4.0)8.80%
Alaska USA Mortgage Company-0.08%(4.0)24.63%
Crescent Mortgage Company-0.07%(4.0)4.40%
USAA-0.01%(3.5)21.99%
Wells Fargo Bank0.00%(3.5)2.35%
Quicken Loans0.05%(3.0)2.05%
Guild Mortgage Company0.08%(3.0)14.66%
Residential Mortgage0.09%(3.0)21.11%
Lender NameRate DifferenceRate RatingMarket Share
Guild Mortgage Company-0.09%(4.0)28.79%
Alaska USA Mortgage Company0.00%(3.5)21.21%
Caliber Home Loans0.02%(3.5)1.52%
USAA0.03%(3.5)12.12%
Residential Mortgage0.03%(3.5)9.09%
Quicken Loans0.07%(3.0)27.27%

* Data is compiled for the Badger, AK commuting zone area, which comprises of counties of Denali Borough, AK, Fairbanks North Star Borough, AK, and Yukon-Koyukuk Census Area, AK. This includes cities/towns/communities of Badger, AK as well as Fairbanks, AK, College, AK, Pleasant Valley, AK, Ester, AK, Harding-Birch Lakes, AK, Ferry, AK, Chena Ridge, AK, Salcha, AK, and Manley Hot Springs, AK. Lenders must have made at least 30 loans in the area to be included. Source of the data is Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate conditional on the commuting zone, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

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