Top Mortgage Lenders in Mountain Home, AR

Which mortgage lender in the Mountain Home, AR area typically has the best rates? To help you narrow down where to shop for a mortgage, MortgageWaldo.com provides an objective and data driven ranking of mortgage lenders operating in the Mountain Home, AR area by interest rate and market share. Unlike our competitors, we maintain independence by not accepting any compensation from the mortgage lenders we rank. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings.

Going by historical data, the best mortgage lender in the Mountain Home, AR area in terms of interest rate is First Security Bank, with an average “Rate Difference” of -0.11%. This means that, comparing similar borrowers, First Security Bank provided a -0.11% lower interest rate for its customers than other lenders in the area. First Security Bank has a market share of 11.0%. On the other hand, the most popular lender in the Mountain Home, AR area is Arvest Bank, with a larger market share of 28.8%. Arvest Bank is an average lender in terms of the interest rate it offers, with a “Rate Difference” of +0.01% compared to those of other lenders in this area.

Our detailed ranking of mortgage lenders in the Mountain Home, AR area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, the cheapest lender for Conventional mortgages in Mountain Home, AR is First Security Bank. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is First Security Bank. The cheapest VA mortgage provider is First Community Mortgage. Note that as a consumer advocate we always recommend shopping among several of our top ranked lenders in order to get the best rates and fees.

Ranking of Mortgage Lenders in Mountain Home, AR

Mortgage Type:
Purchase/Refinance:
Lender NameRate DifferenceRate RatingMarket Share
First Security Bank-0.11%(4.0)10.96%
Freedom Mortgage Corporation-0.01%(3.5)19.86%
First Community Mortgage0.01%(3.5)22.83%
Arvest Bank0.01%(3.5)28.77%
Quicken Loans0.05%(3.0)17.58%
Lender NameRate DifferenceRate RatingMarket Share
First Security Bank-0.05%(4.0)8.49%
Freedom Mortgage Corporation-0.02%(3.5)26.94%
First Community Mortgage-0.00%(3.5)29.52%
Arvest Bank0.02%(3.5)25.46%
Quicken Loans0.07%(3.0)9.59%
Lender NameRate DifferenceRate RatingMarket Share
First Security Bank-0.16%(4.5)14.97%
Arvest Bank0.01%(3.5)34.13%
Freedom Mortgage Corporation0.02%(3.5)8.38%
First Community Mortgage0.03%(3.5)11.98%
Quicken Loans0.05%(3.0)30.54%
Lender NameRate DifferenceRate RatingMarket Share
First Security Bank-0.14%(4.0)13.19%
Freedom Mortgage Corporation-0.03%(3.5)15.97%
Arvest Bank0.01%(3.5)34.72%
First Community Mortgage0.04%(3.5)21.53%
Quicken Loans0.08%(3.0)14.58%
Lender NameRate DifferenceRate RatingMarket Share
First Security Bank-0.08%(4.0)8.67%
Freedom Mortgage Corporation-0.05%(4.0)23.70%
Arvest Bank0.01%(3.5)28.32%
First Community Mortgage0.02%(3.5)30.64%
Quicken Loans0.09%(3.0)8.67%
Lender NameRate DifferenceRate RatingMarket Share
First Security Bank-0.16%(4.5)20.00%
Arvest Bank0.02%(3.5)44.35%
Freedom Mortgage Corporation0.02%(3.5)4.35%
First Community Mortgage0.04%(3.5)7.83%
Quicken Loans0.09%(3.0)23.48%
Lender NameRate DifferenceRate RatingMarket Share
First Security Bank-0.02%(3.5)8.14%
Arvest Bank-0.02%(3.5)11.63%
Freedom Mortgage Corporation0.00%(3.5)32.56%
First Community Mortgage0.01%(3.5)16.28%
Quicken Loans0.01%(3.5)31.40%
Lender NameRate DifferenceRate RatingMarket Share
First Security Bank-0.02%(3.5)12.28%
Arvest Bank-0.01%(3.5)17.54%
First Community Mortgage0.00%(3.5)17.54%
Freedom Mortgage Corporation0.00%(3.5)40.35%
Quicken Loans0.02%(3.5)12.28%
Lender NameRate DifferenceRate RatingMarket Share
Quicken Loans-0.00%(3.5)68.97%
Freedom Mortgage Corporation0.00%(3.5)17.24%
First Community Mortgage0.02%(3.5)13.79%
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Lender NameRate DifferenceRate RatingMarket Share
First Community Mortgage-0.06%(4.0)37.50%
First Security Bank0.02%(3.5)4.69%
Arvest Bank0.03%(3.5)25.00%
Freedom Mortgage Corporation0.04%(3.5)20.31%
Quicken Loans0.05%(3.0)12.50%
Lender NameRate DifferenceRate RatingMarket Share
First Community Mortgage-0.08%(4.0)41.46%
Arvest Bank0.05%(3.0)24.39%
First Security Bank0.05%(3.0)2.44%
Freedom Mortgage Corporation0.05%(3.0)21.95%
Quicken Loans0.07%(3.0)9.76%
Lender NameRate DifferenceRate RatingMarket Share
First Security Bank-0.02%(3.5)8.70%
First Community Mortgage-0.01%(3.5)30.43%
Arvest Bank-0.01%(3.5)26.09%
Freedom Mortgage Corporation0.01%(3.5)17.39%
Quicken Loans0.02%(3.5)17.39%

* Data is compiled for the Mountain Home, AR commuting zone area, which comprises of counties of Baxter County, AR, Marion County, AR, and Ozark County, MO. This includes cities/towns/communities of Mountain Home, AR as well as Lakeview, AR, Bull Shoals, AR, Cotter, AR, Norfork, AR, Briarcliff, AR, Pyatt, AR, Gainesville, MO, Flippin, AR, Summit, AR, and Wasola, MO. Lenders must have made at least 30 loans in the area to be included. Source of the data is Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate conditional on the commuting zone, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

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