Top Mortgage Lenders in Greenville, NC

Which mortgage lender in the Greenville, NC area typically has the best rates? To help you narrow down where to shop for a mortgage, MortgageWaldo.com provides an objective and data driven ranking of mortgage lenders operating in the Greenville, NC area by interest rate and market share. Unlike our competitors, we maintain independence by not accepting any compensation from the mortgage lenders we rank. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings.

Going by historical data, the best mortgage lender in the Greenville, NC area in terms of interest rate is Truist Bank, with an average “Rate Difference” of -0.15%. This means that, comparing similar borrowers, Truist Bank provided a -0.15% lower interest rate for its customers than other lenders in the area. Truist Bank has a market share of 14.2%. It is the most popular lender in the Greenville, NC area.

Our detailed ranking of mortgage lenders in the Greenville, NC area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, the cheapest lender for Conventional mortgages in Greenville, NC is Truist Bank. If you want to take out a loan that is above conforming limits (for example, above $548,250 in 2021), the cheapest Jumbo mortgage provider is Wells Fargo Bank. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Truist Bank. The cheapest VA mortgage provider is Navy Federal Credit Union. Note that as a consumer advocate we always recommend shopping among several of our top ranked lenders in order to get the best rates and fees.

Ranking of Mortgage Lenders in Greenville, NC

Mortgage Type:
Purchase/Refinance:
Lender NameRate DifferenceRate RatingMarket Share
Truist Bank-0.15%(4.5)14.16%
Wells Fargo Bank-0.07%(4.0)7.43%
Southern Bank and Trust Company-0.05%(3.5)3.50%
First National Bank of Pennsylvania-0.05%(3.5)4.01%
Bank of America-0.03%(3.5)1.62%
First Bank NC and SC-0.02%(3.5)1.47%
ALCOVA Mortgage-0.02%(3.5)8.31%
USAA-0.01%(3.5)2.24%
TowneBank-0.00%(3.5)2.61%
Renasant Bank0.01%(3.5)1.32%
Guaranteed Rate0.01%(3.5)1.18%
Atlantic Bay Mortgage Group0.02%(3.5)6.14%
Navy Federal Credit Union0.03%(3.5)3.02%
First Citizens Bank0.03%(3.5)2.06%
State Employees’ Credit Union0.04%(3.5)10.12%
Carrington Mortgage Services0.04%(3.5)1.29%
Movement Mortgage0.05%(3.5)2.43%
loanDepot0.05%(3.0)1.21%
PNC Bank0.05%(3.0)1.32%
Local Government Federal Credit Union0.08%(3.0)2.21%
On Q Financial0.08%(3.0)1.69%
Quicken Loans0.08%(3.0)10.56%
AnnieMac Home Mortgage0.09%(3.0)2.47%
Angel Oak Home Loans0.11%(3.0)4.27%
Caliber Home Loans0.11%(3.0)3.35%
Lender NameRate DifferenceRate RatingMarket Share
Truist Bank-0.15%(4.5)15.08%
Wells Fargo Bank-0.10%(4.0)9.55%
First National Bank of Pennsylvania-0.07%(4.0)3.58%
Bank of America-0.04%(3.5)1.68%
ALCOVA Mortgage-0.04%(3.5)7.87%
Southern Bank and Trust Company-0.03%(3.5)3.09%
First Bank NC and SC-0.03%(3.5)1.47%
USAA-0.01%(3.5)2.93%
TowneBank0.00%(3.5)3.53%
PNC Bank0.01%(3.5)0.92%
Renasant Bank0.01%(3.5)1.14%
Guaranteed Rate0.01%(3.5)1.52%
Atlantic Bay Mortgage Group0.03%(3.5)8.30%
loanDepot0.03%(3.5)0.27%
Navy Federal Credit Union0.04%(3.5)3.85%
First Citizens Bank0.04%(3.5)2.17%
Movement Mortgage0.05%(3.0)3.47%
Carrington Mortgage Services0.06%(3.0)0.49%
Quicken Loans0.06%(3.0)6.02%
On Q Financial0.09%(3.0)2.22%
AnnieMac Home Mortgage0.11%(3.0)2.98%
Local Government Federal Credit Union0.12%(3.0)1.74%
State Employees’ Credit Union0.13%(3.0)6.67%
Angel Oak Home Loans0.14%(3.0)5.21%
Caliber Home Loans0.14%(3.0)4.23%
Lender NameRate DifferenceRate RatingMarket Share
Truist Bank-0.16%(4.5)12.23%
Southern Bank and Trust Company-0.07%(4.0)4.34%
State Employees’ Credit Union-0.04%(3.5)17.37%
Navy Federal Credit Union-0.03%(3.5)1.26%
First Bank NC and SC-0.02%(3.5)1.49%
First National Bank of Pennsylvania-0.01%(3.5)4.91%
Atlantic Bay Mortgage Group-0.01%(3.5)1.60%
Renasant Bank-0.00%(3.5)1.71%
Caliber Home Loans0.00%(3.5)1.49%
First Citizens Bank0.00%(3.5)1.83%
TowneBank0.00%(3.5)0.69%
Movement Mortgage0.01%(3.5)0.23%
Angel Oak Home Loans0.01%(3.5)2.29%
Guaranteed Rate0.01%(3.5)0.46%
Bank of America0.01%(3.5)1.49%
ALCOVA Mortgage0.02%(3.5)9.26%
Local Government Federal Credit Union0.02%(3.5)3.20%
USAA0.02%(3.5)0.80%
AnnieMac Home Mortgage0.03%(3.5)1.37%
Carrington Mortgage Services0.03%(3.5)2.97%
On Q Financial0.03%(3.5)0.57%
loanDepot0.05%(3.0)3.20%
Quicken Loans0.09%(3.0)20.11%
PNC Bank0.09%(3.0)2.17%
Wells Fargo Bank0.15%(3.0)2.97%
Lender NameRate DifferenceRate RatingMarket Share
Truist Bank-0.17%(4.5)16.89%
Wells Fargo Bank-0.08%(4.0)9.11%
First National Bank of Pennsylvania-0.06%(4.0)4.68%
Southern Bank and Trust Company-0.05%(3.5)4.63%
Bank of America-0.03%(3.5)1.97%
First Bank NC and SC-0.03%(3.5)1.72%
TowneBank-0.00%(3.5)2.76%
Renasant Bank-0.00%(3.5)1.38%
ALCOVA Mortgage0.00%(3.5)7.09%
Guaranteed Rate0.01%(3.5)1.08%
USAA0.03%(3.5)0.98%
First Citizens Bank0.03%(3.5)2.51%
Atlantic Bay Mortgage Group0.04%(3.5)4.83%
State Employees’ Credit Union0.04%(3.5)13.54%
Carrington Mortgage Services0.05%(3.5)0.20%
PNC Bank0.06%(3.0)1.53%
loanDepot0.06%(3.0)1.08%
On Q Financial0.07%(3.0)1.48%
Movement Mortgage0.07%(3.0)1.77%
Local Government Federal Credit Union0.08%(3.0)2.95%
AnnieMac Home Mortgage0.10%(3.0)1.23%
Caliber Home Loans0.12%(3.0)2.71%
Angel Oak Home Loans0.14%(3.0)4.33%
Quicken Loans0.16%(2.5)7.78%
Navy Federal Credit Union0.24%(2.5)1.77%
Lender NameRate DifferenceRate RatingMarket Share
Truist Bank-0.17%(4.5)17.80%
Wells Fargo Bank-0.12%(4.0)11.80%
First National Bank of Pennsylvania-0.08%(4.0)4.23%
Bank of America-0.05%(4.0)2.08%
First Bank NC and SC-0.04%(3.5)1.63%
Southern Bank and Trust Company-0.03%(3.5)4.23%
ALCOVA Mortgage-0.02%(3.5)7.05%
Renasant Bank-0.00%(3.5)1.11%
TowneBank-0.00%(3.5)3.71%
PNC Bank0.00%(3.5)0.96%
Guaranteed Rate0.01%(3.5)1.48%
loanDepot0.02%(3.5)0.22%
USAA0.03%(3.5)1.11%
First Citizens Bank0.04%(3.5)2.74%
Atlantic Bay Mortgage Group0.05%(3.5)6.68%
Carrington Mortgage Services0.05%(3.5)0.07%
On Q Financial0.08%(3.0)1.93%
Movement Mortgage0.08%(3.0)2.60%
AnnieMac Home Mortgage0.11%(3.0)1.56%
Local Government Federal Credit Union0.12%(3.0)2.37%
State Employees’ Credit Union0.13%(3.0)9.12%
Caliber Home Loans0.14%(3.0)3.41%
Quicken Loans0.15%(2.5)4.53%
Angel Oak Home Loans0.17%(2.5)5.19%
Navy Federal Credit Union0.27%(2.0)2.37%
Lender NameRate DifferenceRate RatingMarket Share
Truist Bank-0.16%(4.5)15.08%
Southern Bank and Trust Company-0.07%(4.0)5.42%
State Employees’ Credit Union-0.04%(3.5)22.25%
Atlantic Bay Mortgage Group-0.03%(3.5)1.17%
First National Bank of Pennsylvania-0.02%(3.5)5.56%
First Bank NC and SC-0.02%(3.5)1.90%
Renasant Bank-0.00%(3.5)1.90%
First Citizens Bank0.00%(3.5)2.05%
Caliber Home Loans0.00%(3.5)1.32%
TowneBank0.01%(3.5)0.88%
Guaranteed Rate0.01%(3.5)0.29%
Angel Oak Home Loans0.01%(3.5)2.64%
Navy Federal Credit Union0.01%(3.5)0.59%
Bank of America0.01%(3.5)1.76%
Movement Mortgage0.02%(3.5)0.15%
Local Government Federal Credit Union0.02%(3.5)4.10%
USAA0.02%(3.5)0.73%
On Q Financial0.03%(3.5)0.59%
AnnieMac Home Mortgage0.04%(3.5)0.59%
ALCOVA Mortgage0.04%(3.5)7.17%
Carrington Mortgage Services0.04%(3.5)0.44%
loanDepot0.06%(3.0)2.78%
PNC Bank0.10%(3.0)2.64%
Wells Fargo Bank0.15%(3.0)3.81%
Quicken Loans0.16%(2.5)14.20%
Lender NameRate DifferenceRate RatingMarket Share
Truist Bank-0.10%(4.0)4.23%
ALCOVA Mortgage-0.08%(4.0)13.76%
Quicken Loans-0.04%(3.5)26.46%
First National Bank of Pennsylvania-0.03%(3.5)1.32%
First Bank NC and SC-0.01%(3.5)0.53%
Movement Mortgage-0.01%(3.5)5.29%
Navy Federal Credit Union-0.00%(3.5)1.06%
PNC Bank0.00%(3.5)1.06%
Renasant Bank0.00%(3.5)0.79%
TowneBank0.01%(3.5)2.38%
Atlantic Bay Mortgage Group0.02%(3.5)11.90%
Angel Oak Home Loans0.02%(3.5)4.23%
Carrington Mortgage Services0.03%(3.5)4.76%
loanDepot0.03%(3.5)1.06%
Bank of America0.04%(3.5)0.26%
First Citizens Bank0.04%(3.5)0.26%
Wells Fargo Bank0.05%(3.5)0.53%
Guaranteed Rate0.05%(3.0)1.06%
On Q Financial0.08%(3.0)2.12%
AnnieMac Home Mortgage0.10%(3.0)8.99%
Caliber Home Loans0.12%(3.0)7.94%
Lender NameRate DifferenceRate RatingMarket Share
Truist Bank-0.11%(4.0)5.47%
ALCOVA Mortgage-0.10%(4.0)13.87%
Quicken Loans-0.06%(4.0)16.79%
First National Bank of Pennsylvania-0.03%(3.5)1.82%
First Bank NC and SC-0.01%(3.5)0.73%
Movement Mortgage-0.01%(3.5)6.93%
Navy Federal Credit Union-0.00%(3.5)1.46%
PNC Bank-0.00%(3.5)1.09%
TowneBank0.00%(3.5)3.28%
Atlantic Bay Mortgage Group0.01%(3.5)15.33%
Renasant Bank0.02%(3.5)0.36%
Angel Oak Home Loans0.02%(3.5)5.47%
Carrington Mortgage Services0.03%(3.5)1.09%
Bank of America0.04%(3.5)0.36%
loanDepot0.04%(3.5)0.73%
Wells Fargo Bank0.05%(3.5)0.73%
Guaranteed Rate0.06%(3.0)1.09%
On Q Financial0.08%(3.0)2.55%
AnnieMac Home Mortgage0.11%(3.0)10.22%
Caliber Home Loans0.12%(3.0)10.58%
Lender NameRate DifferenceRate RatingMarket Share
Quicken Loans-0.02%(3.5)51.92%
ALCOVA Mortgage-0.01%(3.5)13.46%
Renasant Bank0.00%(3.5)1.92%
PNC Bank0.01%(3.5)0.96%
Movement Mortgage0.01%(3.5)0.96%
Guaranteed Rate0.02%(3.5)0.96%
Angel Oak Home Loans0.02%(3.5)0.96%
AnnieMac Home Mortgage0.02%(3.5)5.77%
Truist Bank0.03%(3.5)0.96%
Caliber Home Loans0.03%(3.5)0.96%
loanDepot0.03%(3.5)1.92%
Carrington Mortgage Services0.03%(3.5)14.42%
Atlantic Bay Mortgage Group0.03%(3.5)2.88%
First Citizens Bank0.04%(3.5)0.96%
On Q Financial0.06%(3.0)0.96%
Lender NameRate DifferenceRate RatingMarket Share
Wells Fargo Bank-0.02%(3.5)11.11%
Truist Bank-0.00%(3.5)16.67%
First National Bank of Pennsylvania-0.00%(3.5)22.22%
Bank of America-0.00%(3.5)5.56%
First Citizens Bank0.01%(3.5)22.22%
First Bank NC and SC0.01%(3.5)11.11%
Angel Oak Home Loans0.01%(3.5)11.11%
Lender NameRate DifferenceRate RatingMarket Share
Wells Fargo Bank-0.02%(3.5)16.67%
First National Bank of Pennsylvania-0.01%(3.5)16.67%
Truist Bank-0.00%(3.5)16.67%
First Citizens Bank0.01%(3.5)25.00%
First Bank NC and SC0.01%(3.5)16.67%
Angel Oak Home Loans0.02%(3.5)8.33%
Lender NameRate DifferenceRate RatingMarket Share
Truist Bank-0.01%(3.5)16.67%
Bank of America-0.00%(3.5)16.67%
First National Bank of Pennsylvania0.00%(3.5)33.33%
First Citizens Bank0.01%(3.5)16.67%
Angel Oak Home Loans0.01%(3.5)16.67%
Lender NameRate DifferenceRate RatingMarket Share
Navy Federal Credit Union-0.14%(4.0)14.43%
Truist Bank-0.03%(3.5)7.90%
USAA-0.02%(3.5)14.09%
ALCOVA Mortgage-0.01%(3.5)10.31%
Atlantic Bay Mortgage Group-0.01%(3.5)8.25%
Guaranteed Rate0.01%(3.5)2.06%
Southern Bank and Trust Company0.01%(3.5)0.34%
TowneBank0.01%(3.5)2.06%
First Bank NC and SC0.02%(3.5)0.34%
First National Bank of Pennsylvania0.03%(3.5)1.72%
Bank of America0.04%(3.5)0.69%
Angel Oak Home Loans0.04%(3.5)3.44%
loanDepot0.05%(3.5)2.41%
PNC Bank0.05%(3.5)0.34%
Renasant Bank0.05%(3.0)1.72%
AnnieMac Home Mortgage0.05%(3.0)2.75%
Carrington Mortgage Services0.06%(3.0)4.47%
Movement Mortgage0.06%(3.0)3.44%
Quicken Loans0.07%(3.0)9.97%
Caliber Home Loans0.07%(3.0)2.06%
Wells Fargo Bank0.10%(3.0)4.47%
On Q Financial0.12%(3.0)2.75%
Lender NameRate DifferenceRate RatingMarket Share
Navy Federal Credit Union-0.15%(4.5)16.75%
Truist Bank-0.02%(3.5)10.05%
USAA-0.01%(3.5)18.66%
ALCOVA Mortgage-0.01%(3.5)5.74%
Atlantic Bay Mortgage Group0.00%(3.5)10.05%
Guaranteed Rate0.01%(3.5)2.39%
TowneBank0.03%(3.5)2.87%
First Bank NC and SC0.03%(3.5)0.48%
First National Bank of Pennsylvania0.05%(3.5)0.96%
Bank of America0.05%(3.0)0.96%
Quicken Loans0.05%(3.0)1.91%
Angel Oak Home Loans0.05%(3.0)4.78%
PNC Bank0.06%(3.0)0.48%
Renasant Bank0.06%(3.0)2.39%
AnnieMac Home Mortgage0.07%(3.0)2.87%
Movement Mortgage0.08%(3.0)4.78%
Carrington Mortgage Services0.08%(3.0)2.39%
Wells Fargo Bank0.11%(3.0)6.22%
Caliber Home Loans0.12%(3.0)1.44%
On Q Financial0.14%(3.0)3.83%
Lender NameRate DifferenceRate RatingMarket Share
Navy Federal Credit Union-0.07%(4.0)8.54%
ALCOVA Mortgage-0.04%(3.5)21.95%
Southern Bank and Trust Company-0.02%(3.5)1.22%
First National Bank of Pennsylvania-0.01%(3.5)3.66%
Truist Bank-0.01%(3.5)2.44%
Caliber Home Loans-0.01%(3.5)3.66%
Atlantic Bay Mortgage Group-0.00%(3.5)3.66%
USAA0.01%(3.5)2.44%
loanDepot0.01%(3.5)8.54%
Guaranteed Rate0.01%(3.5)1.22%
AnnieMac Home Mortgage0.02%(3.5)2.44%
Carrington Mortgage Services0.02%(3.5)9.76%
Quicken Loans0.04%(3.5)30.49%

* Data is compiled for the Greenville, NC commuting zone area, which comprises of counties of Beaufort County, NC, Greene County, NC, Hyde County, NC, Lenoir County, NC, Martin County, NC, Pitt County, NC, Tyrrell County, NC, and Washington County, NC. This includes cities/towns/communities of Greenville, NC as well as Kinston, NC, Winterville, NC, Washington, NC, Simpson, NC, Ayden, NC, River Road, NC, Bayview, NC, Farmville, NC, Grimesland, NC, Chocowinity, NC, Snow Hill, NC, Pink Hill, NC, Pinetown, NC, Ocracoke, NC, Everetts, NC, Williamston, NC, Belhaven, NC, Grifton, NC, La Grange, NC, Bethel, NC, Columbia, NC, Jackson Heights, NC, Walstonburg, NC, Roper, NC, Plymouth, NC, Jamesville, NC, Aurora, NC, Fountain, NC, Robersonville, NC, Hamilton, NC, Maury, NC, and Belvoir, NC. Lenders must have made at least 30 loans in the area to be included. Source of the data is Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate conditional on the commuting zone, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

Mortgage Lender Rankings in Other Cities

This page contains information about the top mortgage lenders in the Greenville, NC area. For mortgage lender rankings in other cities, click here.