Which mortgage lender in the Greenville, NC area typically has the best rates? To help you narrow down where to shop for a mortgage, MortgageWaldo.com provides an objective and data driven ranking of mortgage lenders operating in the Greenville, NC area by interest rate and market share. We maintain our independence by not accepting any compensation from the mortgage lenders we rank, and use data on all fixed rate mortgages that were closed in the past year to generate our rankings.
Going by historical data, the best mortgage lender in the Greenville, NC area in terms of interest rate is Truist Bank, with an average “Rate Difference” of -0.15%. This means that, comparing similar borrowers, Truist Bank provided a -0.15% lower interest rate for its customers than other lenders in the area. Truist Bank has a market share of 14.2%. It is the most popular lender in the Greenville, NC area.
Our detailed ranking of mortgage lenders in the Greenville, NC area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, going by historical data, the cheapest lender for Conventional mortgages in Greenville, NC is Truist Bank. If you want to take out a loan that is above conforming limits (above $548,250 or $822,375 depending on the area in 2021), the cheapest Jumbo mortgage provider is Wells Fargo Bank. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Truist Bank. The cheapest VA mortgage provider is Navy Federal Credit Union. Note that as a consumer advocate we always recommend shopping among several of our top ranked lenders in order to get the best rates and fees.
Ranking of Mortgage Lenders in Greenville, NC
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Truist Bank | -0.15% | 14.16% | |
| Wells Fargo Bank | -0.07% | 7.43% | |
| Southern Bank and Trust Company | -0.05% | 3.50% | |
| First National Bank of Pennsylvania | -0.05% | 4.01% | |
| Bank of America | -0.03% | 1.62% | |
| First Bank NC and SC | -0.02% | 1.47% | |
| ALCOVA Mortgage | -0.02% | 8.31% | |
| USAA | -0.01% | 2.24% | |
| TowneBank | -0.00% | 2.61% | |
| Renasant Bank | 0.01% | 1.32% | |
| Guaranteed Rate | 0.01% | 1.18% | |
| Atlantic Bay Mortgage Group | 0.02% | 6.14% | |
| Navy Federal Credit Union | 0.03% | 3.02% | |
| First Citizens Bank | 0.03% | 2.06% | |
| State Employees’ Credit Union | 0.04% | 10.12% | |
| Carrington Mortgage Services | 0.04% | 1.29% | |
| Movement Mortgage | 0.05% | 2.43% | |
| loanDepot | 0.05% | 1.21% | |
| PNC Bank | 0.05% | 1.32% | |
| Local Government Federal Credit Union | 0.08% | 2.21% | |
| On Q Financial | 0.08% | 1.69% | |
| Quicken Loans | 0.08% | 10.56% | |
| AnnieMac Home Mortgage | 0.09% | 2.47% | |
| Angel Oak Home Loans | 0.11% | 4.27% | |
| Caliber Home Loans | 0.11% | 3.35% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Truist Bank | -0.15% | 15.08% | |
| Wells Fargo Bank | -0.10% | 9.55% | |
| First National Bank of Pennsylvania | -0.07% | 3.58% | |
| Bank of America | -0.04% | 1.68% | |
| ALCOVA Mortgage | -0.04% | 7.87% | |
| Southern Bank and Trust Company | -0.03% | 3.09% | |
| First Bank NC and SC | -0.03% | 1.47% | |
| USAA | -0.01% | 2.93% | |
| TowneBank | 0.00% | 3.53% | |
| PNC Bank | 0.01% | 0.92% | |
| Renasant Bank | 0.01% | 1.14% | |
| Guaranteed Rate | 0.01% | 1.52% | |
| Atlantic Bay Mortgage Group | 0.03% | 8.30% | |
| loanDepot | 0.03% | 0.27% | |
| Navy Federal Credit Union | 0.04% | 3.85% | |
| First Citizens Bank | 0.04% | 2.17% | |
| Movement Mortgage | 0.05% | 3.47% | |
| Carrington Mortgage Services | 0.06% | 0.49% | |
| Quicken Loans | 0.06% | 6.02% | |
| On Q Financial | 0.09% | 2.22% | |
| AnnieMac Home Mortgage | 0.11% | 2.98% | |
| Local Government Federal Credit Union | 0.12% | 1.74% | |
| State Employees’ Credit Union | 0.13% | 6.67% | |
| Angel Oak Home Loans | 0.14% | 5.21% | |
| Caliber Home Loans | 0.14% | 4.23% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Truist Bank | -0.16% | 12.23% | |
| Southern Bank and Trust Company | -0.07% | 4.34% | |
| State Employees’ Credit Union | -0.04% | 17.37% | |
| Navy Federal Credit Union | -0.03% | 1.26% | |
| First Bank NC and SC | -0.02% | 1.49% | |
| First National Bank of Pennsylvania | -0.01% | 4.91% | |
| Atlantic Bay Mortgage Group | -0.01% | 1.60% | |
| Renasant Bank | -0.00% | 1.71% | |
| Caliber Home Loans | 0.00% | 1.49% | |
| First Citizens Bank | 0.00% | 1.83% | |
| TowneBank | 0.00% | 0.69% | |
| Movement Mortgage | 0.01% | 0.23% | |
| Angel Oak Home Loans | 0.01% | 2.29% | |
| Guaranteed Rate | 0.01% | 0.46% | |
| Bank of America | 0.01% | 1.49% | |
| ALCOVA Mortgage | 0.02% | 9.26% | |
| Local Government Federal Credit Union | 0.02% | 3.20% | |
| USAA | 0.02% | 0.80% | |
| AnnieMac Home Mortgage | 0.03% | 1.37% | |
| Carrington Mortgage Services | 0.03% | 2.97% | |
| On Q Financial | 0.03% | 0.57% | |
| loanDepot | 0.05% | 3.20% | |
| Quicken Loans | 0.09% | 20.11% | |
| PNC Bank | 0.09% | 2.17% | |
| Wells Fargo Bank | 0.15% | 2.97% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Truist Bank | -0.17% | 16.89% | |
| Wells Fargo Bank | -0.08% | 9.11% | |
| First National Bank of Pennsylvania | -0.06% | 4.68% | |
| Southern Bank and Trust Company | -0.05% | 4.63% | |
| Bank of America | -0.03% | 1.97% | |
| First Bank NC and SC | -0.03% | 1.72% | |
| TowneBank | -0.00% | 2.76% | |
| Renasant Bank | -0.00% | 1.38% | |
| ALCOVA Mortgage | 0.00% | 7.09% | |
| Guaranteed Rate | 0.01% | 1.08% | |
| USAA | 0.03% | 0.98% | |
| First Citizens Bank | 0.03% | 2.51% | |
| Atlantic Bay Mortgage Group | 0.04% | 4.83% | |
| State Employees’ Credit Union | 0.04% | 13.54% | |
| Carrington Mortgage Services | 0.05% | 0.20% | |
| PNC Bank | 0.06% | 1.53% | |
| loanDepot | 0.06% | 1.08% | |
| On Q Financial | 0.07% | 1.48% | |
| Movement Mortgage | 0.07% | 1.77% | |
| Local Government Federal Credit Union | 0.08% | 2.95% | |
| AnnieMac Home Mortgage | 0.10% | 1.23% | |
| Caliber Home Loans | 0.12% | 2.71% | |
| Angel Oak Home Loans | 0.14% | 4.33% | |
| Quicken Loans | 0.16% | 7.78% | |
| Navy Federal Credit Union | 0.24% | 1.77% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Truist Bank | -0.17% | 17.80% | |
| Wells Fargo Bank | -0.12% | 11.80% | |
| First National Bank of Pennsylvania | -0.08% | 4.23% | |
| Bank of America | -0.05% | 2.08% | |
| First Bank NC and SC | -0.04% | 1.63% | |
| Southern Bank and Trust Company | -0.03% | 4.23% | |
| ALCOVA Mortgage | -0.02% | 7.05% | |
| Renasant Bank | -0.00% | 1.11% | |
| TowneBank | -0.00% | 3.71% | |
| PNC Bank | 0.00% | 0.96% | |
| Guaranteed Rate | 0.01% | 1.48% | |
| loanDepot | 0.02% | 0.22% | |
| USAA | 0.03% | 1.11% | |
| First Citizens Bank | 0.04% | 2.74% | |
| Atlantic Bay Mortgage Group | 0.05% | 6.68% | |
| Carrington Mortgage Services | 0.05% | 0.07% | |
| On Q Financial | 0.08% | 1.93% | |
| Movement Mortgage | 0.08% | 2.60% | |
| AnnieMac Home Mortgage | 0.11% | 1.56% | |
| Local Government Federal Credit Union | 0.12% | 2.37% | |
| State Employees’ Credit Union | 0.13% | 9.12% | |
| Caliber Home Loans | 0.14% | 3.41% | |
| Quicken Loans | 0.15% | 4.53% | |
| Angel Oak Home Loans | 0.17% | 5.19% | |
| Navy Federal Credit Union | 0.27% | 2.37% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Truist Bank | -0.16% | 15.08% | |
| Southern Bank and Trust Company | -0.07% | 5.42% | |
| State Employees’ Credit Union | -0.04% | 22.25% | |
| Atlantic Bay Mortgage Group | -0.03% | 1.17% | |
| First National Bank of Pennsylvania | -0.02% | 5.56% | |
| First Bank NC and SC | -0.02% | 1.90% | |
| Renasant Bank | -0.00% | 1.90% | |
| First Citizens Bank | 0.00% | 2.05% | |
| Caliber Home Loans | 0.00% | 1.32% | |
| TowneBank | 0.01% | 0.88% | |
| Guaranteed Rate | 0.01% | 0.29% | |
| Angel Oak Home Loans | 0.01% | 2.64% | |
| Navy Federal Credit Union | 0.01% | 0.59% | |
| Bank of America | 0.01% | 1.76% | |
| Movement Mortgage | 0.02% | 0.15% | |
| Local Government Federal Credit Union | 0.02% | 4.10% | |
| USAA | 0.02% | 0.73% | |
| On Q Financial | 0.03% | 0.59% | |
| AnnieMac Home Mortgage | 0.04% | 0.59% | |
| ALCOVA Mortgage | 0.04% | 7.17% | |
| Carrington Mortgage Services | 0.04% | 0.44% | |
| loanDepot | 0.06% | 2.78% | |
| PNC Bank | 0.10% | 2.64% | |
| Wells Fargo Bank | 0.15% | 3.81% | |
| Quicken Loans | 0.16% | 14.20% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Truist Bank | -0.10% | 4.23% | |
| ALCOVA Mortgage | -0.08% | 13.76% | |
| Quicken Loans | -0.04% | 26.46% | |
| First National Bank of Pennsylvania | -0.03% | 1.32% | |
| First Bank NC and SC | -0.01% | 0.53% | |
| Movement Mortgage | -0.01% | 5.29% | |
| Navy Federal Credit Union | -0.00% | 1.06% | |
| PNC Bank | 0.00% | 1.06% | |
| Renasant Bank | 0.00% | 0.79% | |
| TowneBank | 0.01% | 2.38% | |
| Atlantic Bay Mortgage Group | 0.02% | 11.90% | |
| Angel Oak Home Loans | 0.02% | 4.23% | |
| Carrington Mortgage Services | 0.03% | 4.76% | |
| loanDepot | 0.03% | 1.06% | |
| Bank of America | 0.04% | 0.26% | |
| First Citizens Bank | 0.04% | 0.26% | |
| Wells Fargo Bank | 0.05% | 0.53% | |
| Guaranteed Rate | 0.05% | 1.06% | |
| On Q Financial | 0.08% | 2.12% | |
| AnnieMac Home Mortgage | 0.10% | 8.99% | |
| Caliber Home Loans | 0.12% | 7.94% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Truist Bank | -0.11% | 5.47% | |
| ALCOVA Mortgage | -0.10% | 13.87% | |
| Quicken Loans | -0.06% | 16.79% | |
| First National Bank of Pennsylvania | -0.03% | 1.82% | |
| First Bank NC and SC | -0.01% | 0.73% | |
| Movement Mortgage | -0.01% | 6.93% | |
| Navy Federal Credit Union | -0.00% | 1.46% | |
| PNC Bank | -0.00% | 1.09% | |
| TowneBank | 0.00% | 3.28% | |
| Atlantic Bay Mortgage Group | 0.01% | 15.33% | |
| Renasant Bank | 0.02% | 0.36% | |
| Angel Oak Home Loans | 0.02% | 5.47% | |
| Carrington Mortgage Services | 0.03% | 1.09% | |
| Bank of America | 0.04% | 0.36% | |
| loanDepot | 0.04% | 0.73% | |
| Wells Fargo Bank | 0.05% | 0.73% | |
| Guaranteed Rate | 0.06% | 1.09% | |
| On Q Financial | 0.08% | 2.55% | |
| AnnieMac Home Mortgage | 0.11% | 10.22% | |
| Caliber Home Loans | 0.12% | 10.58% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Quicken Loans | -0.02% | 51.92% | |
| ALCOVA Mortgage | -0.01% | 13.46% | |
| Renasant Bank | 0.00% | 1.92% | |
| PNC Bank | 0.01% | 0.96% | |
| Movement Mortgage | 0.01% | 0.96% | |
| Guaranteed Rate | 0.02% | 0.96% | |
| Angel Oak Home Loans | 0.02% | 0.96% | |
| AnnieMac Home Mortgage | 0.02% | 5.77% | |
| Truist Bank | 0.03% | 0.96% | |
| Caliber Home Loans | 0.03% | 0.96% | |
| loanDepot | 0.03% | 1.92% | |
| Carrington Mortgage Services | 0.03% | 14.42% | |
| Atlantic Bay Mortgage Group | 0.03% | 2.88% | |
| First Citizens Bank | 0.04% | 0.96% | |
| On Q Financial | 0.06% | 0.96% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Wells Fargo Bank | -0.02% | 11.11% | |
| Truist Bank | -0.00% | 16.67% | |
| First National Bank of Pennsylvania | -0.00% | 22.22% | |
| Bank of America | -0.00% | 5.56% | |
| First Citizens Bank | 0.01% | 22.22% | |
| First Bank NC and SC | 0.01% | 11.11% | |
| Angel Oak Home Loans | 0.01% | 11.11% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Wells Fargo Bank | -0.02% | 16.67% | |
| First National Bank of Pennsylvania | -0.01% | 16.67% | |
| Truist Bank | -0.00% | 16.67% | |
| First Citizens Bank | 0.01% | 25.00% | |
| First Bank NC and SC | 0.01% | 16.67% | |
| Angel Oak Home Loans | 0.02% | 8.33% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Truist Bank | -0.01% | 16.67% | |
| Bank of America | -0.00% | 16.67% | |
| First National Bank of Pennsylvania | 0.00% | 33.33% | |
| First Citizens Bank | 0.01% | 16.67% | |
| Angel Oak Home Loans | 0.01% | 16.67% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Navy Federal Credit Union | -0.14% | 14.43% | |
| Truist Bank | -0.03% | 7.90% | |
| USAA | -0.02% | 14.09% | |
| ALCOVA Mortgage | -0.01% | 10.31% | |
| Atlantic Bay Mortgage Group | -0.01% | 8.25% | |
| Guaranteed Rate | 0.01% | 2.06% | |
| Southern Bank and Trust Company | 0.01% | 0.34% | |
| TowneBank | 0.01% | 2.06% | |
| First Bank NC and SC | 0.02% | 0.34% | |
| First National Bank of Pennsylvania | 0.03% | 1.72% | |
| Bank of America | 0.04% | 0.69% | |
| Angel Oak Home Loans | 0.04% | 3.44% | |
| loanDepot | 0.05% | 2.41% | |
| PNC Bank | 0.05% | 0.34% | |
| Renasant Bank | 0.05% | 1.72% | |
| AnnieMac Home Mortgage | 0.05% | 2.75% | |
| Carrington Mortgage Services | 0.06% | 4.47% | |
| Movement Mortgage | 0.06% | 3.44% | |
| Quicken Loans | 0.07% | 9.97% | |
| Caliber Home Loans | 0.07% | 2.06% | |
| Wells Fargo Bank | 0.10% | 4.47% | |
| On Q Financial | 0.12% | 2.75% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Navy Federal Credit Union | -0.15% | 16.75% | |
| Truist Bank | -0.02% | 10.05% | |
| USAA | -0.01% | 18.66% | |
| ALCOVA Mortgage | -0.01% | 5.74% | |
| Atlantic Bay Mortgage Group | 0.00% | 10.05% | |
| Guaranteed Rate | 0.01% | 2.39% | |
| TowneBank | 0.03% | 2.87% | |
| First Bank NC and SC | 0.03% | 0.48% | |
| First National Bank of Pennsylvania | 0.05% | 0.96% | |
| Bank of America | 0.05% | 0.96% | |
| Quicken Loans | 0.05% | 1.91% | |
| Angel Oak Home Loans | 0.05% | 4.78% | |
| PNC Bank | 0.06% | 0.48% | |
| Renasant Bank | 0.06% | 2.39% | |
| AnnieMac Home Mortgage | 0.07% | 2.87% | |
| Movement Mortgage | 0.08% | 4.78% | |
| Carrington Mortgage Services | 0.08% | 2.39% | |
| Wells Fargo Bank | 0.11% | 6.22% | |
| Caliber Home Loans | 0.12% | 1.44% | |
| On Q Financial | 0.14% | 3.83% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Navy Federal Credit Union | -0.07% | 8.54% | |
| ALCOVA Mortgage | -0.04% | 21.95% | |
| Southern Bank and Trust Company | -0.02% | 1.22% | |
| First National Bank of Pennsylvania | -0.01% | 3.66% | |
| Truist Bank | -0.01% | 2.44% | |
| Caliber Home Loans | -0.01% | 3.66% | |
| Atlantic Bay Mortgage Group | -0.00% | 3.66% | |
| USAA | 0.01% | 2.44% | |
| loanDepot | 0.01% | 8.54% | |
| Guaranteed Rate | 0.01% | 1.22% | |
| AnnieMac Home Mortgage | 0.02% | 2.44% | |
| Carrington Mortgage Services | 0.02% | 9.76% | |
| Quicken Loans | 0.04% | 30.49% |
* Data is compiled for the Greenville, NC commuting zone area, which comprises of counties of Beaufort County, NC, Greene County, NC, Hyde County, NC, Lenoir County, NC, Martin County, NC, Pitt County, NC, Tyrrell County, NC, and Washington County, NC. This includes cities/towns/communities of Greenville, NC as well as Kinston, NC, Winterville, NC, Washington, NC, Simpson, NC, Ayden, NC, River Road, NC, Bayview, NC, Farmville, NC, Grimesland, NC, Chocowinity, NC, Snow Hill, NC, Pink Hill, NC, Pinetown, NC, Ocracoke, NC, Everetts, NC, Williamston, NC, Belhaven, NC, Grifton, NC, La Grange, NC, Bethel, NC, Columbia, NC, Jackson Heights, NC, Walstonburg, NC, Roper, NC, Plymouth, NC, Jamesville, NC, Aurora, NC, Fountain, NC, Robersonville, NC, Hamilton, NC, Maury, NC, and Belvoir, NC. Lenders must have made at least 30 loans in the area to be included. Source of the data is Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate conditional on the commuting zone, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.
Mortgage Lender Rankings in Other Cities
This page contains information about the top mortgage lenders in the Greenville, NC area. For mortgage lender rankings in other cities, click here.