Top Mortgage Lenders in Lancaster, PA

Which mortgage lender in the Lancaster, PA area typically has the best rates? To help you narrow down where to shop for a mortgage, MortgageWaldo.com provides an objective and data driven ranking of mortgage lenders operating in the Lancaster, PA area by interest rate and market share. We maintain our independence by not accepting any compensation from the mortgage lenders we rank, and use data on all fixed rate mortgages that were closed in the past year to generate our rankings.

Going by historical data, the best mortgage lender in the Lancaster, PA area in terms of interest rate is PSECU, with an average “Rate Difference” of -0.38%. This means that, comparing similar borrowers, PSECU provided a -0.38% lower interest rate for its customers than other lenders in the area. PSECU has a market share of 3.3%. On the other hand, the most popular lender in the Lancaster, PA area is Quicken Loans, with a larger market share of 8.9%. However, Quicken Loans also tends to be an expensive lender in the area, with an average “Rate Difference” of +0.19% compared to those of other lenders. We recommend shopping around before going with this popular lender.

Our detailed ranking of mortgage lenders in the Lancaster, PA area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, going by historical data, the cheapest lender for Conventional mortgages in Lancaster, PA is PSECU. If you want to take out a loan that is above conforming limits (above $548,250 or $822,375 depending on the area in 2021), the cheapest Jumbo mortgage provider is Bank of America. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Members 1st Federal Credit Union. The cheapest VA mortgage provider is Navy Federal Credit Union. Note that as a consumer advocate we always recommend shopping among several of our top ranked lenders in order to get the best rates and fees.

Ranking of Mortgage Lenders in Lancaster, PA

Mortgage Type:
Purchase/Refinance:
Lender NameRate DifferenceRate RatingMarket Share
PSECU-0.38%(5.0)3.28%
Firstrust Bank-0.17%(4.5)0.28%
Mid Penn Bank-0.15%(4.0)1.02%
Northwest Bank PA-0.15%(4.0)1.70%
Provident Funding-0.13%(4.0)0.27%
Home Point Financial Corporation-0.12%(4.0)1.78%
Members 1st Federal Credit Union-0.10%(4.0)5.93%
M&T Bank-0.10%(4.0)1.46%
Bank of America-0.10%(4.0)0.78%
Amerisave Mortgage Corporation-0.10%(4.0)0.46%
Santander Bank-0.09%(4.0)1.00%
Keller Mortgage-0.08%(4.0)0.26%
McLean Mortgage Corporation-0.08%(4.0)0.31%
NewRez-0.08%(4.0)0.92%
PennyMac Loan Services-0.06%(4.0)0.50%
PeoplesBank, A Codorus Valley Company-0.06%(4.0)0.66%
Arc Home-0.06%(4.0)0.23%
Howard Hanna Mortgage Services-0.05%(4.0)0.63%
York Traditions Bank-0.04%(3.5)3.36%
Bay Capital Mortgage Corporation-0.04%(3.5)0.18%
S&T Bank-0.04%(3.5)0.71%
Truist Bank-0.04%(3.5)1.36%
Fulton Bank-0.04%(3.5)6.44%
Navy Federal Credit Union-0.04%(3.5)1.20%
Guaranteed Rate Affinity-0.04%(3.5)0.45%
First National Bank of Pennsylvania-0.03%(3.5)1.44%
Meridian Bank-0.03%(3.5)0.56%
Mortgage America-0.03%(3.5)1.23%
emmloans-0.02%(3.5)1.42%
TowneBank-0.02%(3.5)0.15%
loanDepot-0.02%(3.5)2.22%
US Bank-0.02%(3.5)0.28%
Orrstown Bank-0.02%(3.5)1.54%
Citadel Federal Credit Union-0.02%(3.5)0.20%
Cardinal Financial Company-0.01%(3.5)0.31%
Lakeview Loan Servicing-0.00%(3.5)0.25%
Homestead Funding Corp-0.00%(3.5)0.35%
NFM Lending-0.00%(3.5)1.02%
ACNB Bank0.00%(3.5)0.94%
Foote Capital Mortgage0.01%(3.5)0.51%
Sierra Pacific Mortgage0.01%(3.5)0.50%
PNC Bank0.01%(3.5)3.34%
PrimeLending0.01%(3.5)0.63%
HomeSale Mortgage0.01%(3.5)2.33%
JPMorgan Chase Bank0.01%(3.5)0.71%
SunTrust Bank0.01%(3.5)0.26%
Northpointe Bank0.02%(3.5)1.50%
Embrace Home Loans0.02%(3.5)0.14%
USAA0.03%(3.5)1.16%
Ephrata National Bank0.03%(3.5)1.03%
New American Funding0.03%(3.5)0.98%
Stearns Home Loans0.03%(3.5)0.29%
Wells Fargo Bank0.03%(3.5)4.53%
Carrington Mortgage Services0.04%(3.5)0.69%
Caliber Home Loans0.04%(3.5)2.42%
Prosperity Home Mortgage LLC0.04%(3.5)0.16%
HomeBridge Financial Services0.04%(3.5)1.14%
Fairway Independent Mortgage Corporation0.04%(3.5)2.59%
Residential Mortgage Services0.05%(3.5)5.66%
Guaranteed Rate0.05%(3.0)0.98%
Tidewater Mortgage Services0.06%(3.0)0.80%
Flagstar Bank0.06%(3.0)0.55%
Colonial Savings0.06%(3.0)0.14%
PRMG Mortgage0.06%(3.0)0.21%
Union Home Mortgage0.07%(3.0)0.90%
Reliance First Capital0.07%(3.0)0.23%
Movement Mortgage0.07%(3.0)2.04%
Mr. Cooper0.09%(3.0)1.96%
Freedom Mortgage Corporation0.09%(3.0)0.49%
Primary Residential Mortgage Inc0.10%(3.0)0.22%
Mortgage Network, Inc0.11%(3.0)1.69%
Royal United Mortgage0.12%(3.0)0.16%
The Federal Savings Bank0.13%(3.0)0.19%
Barrington Bank & Trust0.14%(3.0)0.14%
Finance of America Mortgage0.14%(3.0)0.52%
Allied Mortgage Group0.15%(3.0)0.28%
First Alliance Home Mortgage0.15%(2.5)0.26%
Mortgage One Solutions0.16%(2.5)0.17%
Homespire Mortgage0.16%(2.5)0.68%
Quicken Loans0.19%(2.5)8.90%
NVR Mortgage Finance Inc0.21%(2.5)0.54%
NewDay USA0.43%(1.5)0.28%
Lender NameRate DifferenceRate RatingMarket Share
PSECU-0.30%(5.0)1.94%
M&T Bank-0.16%(4.5)1.37%
Members 1st Federal Credit Union-0.16%(4.5)6.33%
Mid Penn Bank-0.14%(4.0)1.14%
Bank of America-0.13%(4.0)0.80%
Home Point Financial Corporation-0.12%(4.0)1.98%
PNC Bank-0.09%(4.0)1.46%
McLean Mortgage Corporation-0.09%(4.0)0.41%
Northwest Bank PA-0.09%(4.0)0.93%
Keller Mortgage-0.08%(4.0)0.38%
First National Bank of Pennsylvania-0.08%(4.0)0.72%
Arc Home-0.06%(4.0)0.23%
Provident Funding-0.05%(4.0)0.11%
JPMorgan Chase Bank-0.05%(3.5)0.47%
Truist Bank-0.05%(3.5)1.20%
Wells Fargo Bank-0.05%(3.5)4.43%
Howard Hanna Mortgage Services-0.05%(3.5)0.91%
NewRez-0.04%(3.5)0.66%
PeoplesBank, A Codorus Valley Company-0.04%(3.5)0.61%
Bay Capital Mortgage Corporation-0.04%(3.5)0.22%
US Bank-0.03%(3.5)0.19%
Guaranteed Rate Affinity-0.03%(3.5)0.65%
Navy Federal Credit Union-0.02%(3.5)1.54%
Santander Bank-0.02%(3.5)0.47%
emmloans-0.02%(3.5)1.88%
Orrstown Bank-0.02%(3.5)1.80%
Firstrust Bank-0.02%(3.5)0.09%
Fulton Bank-0.02%(3.5)8.21%
Meridian Bank-0.02%(3.5)0.71%
York Traditions Bank-0.02%(3.5)4.17%
Mortgage America-0.02%(3.5)1.62%
TowneBank-0.02%(3.5)0.20%
S&T Bank-0.02%(3.5)0.80%
Cardinal Financial Company-0.01%(3.5)0.27%
NFM Lending-0.01%(3.5)1.15%
Mr. Cooper-0.01%(3.5)1.38%
PennyMac Loan Services-0.00%(3.5)0.08%
Citadel Federal Credit Union0.00%(3.5)0.11%
loanDepot0.00%(3.5)1.59%
Sierra Pacific Mortgage0.01%(3.5)0.65%
ACNB Bank0.01%(3.5)0.72%
PrimeLending0.01%(3.5)0.82%
HomeSale Mortgage0.02%(3.5)3.44%
Lakeview Loan Servicing0.02%(3.5)0.01%
SunTrust Bank0.02%(3.5)0.17%
Northpointe Bank0.02%(3.5)2.12%
Amerisave Mortgage Corporation0.03%(3.5)0.02%
New American Funding0.03%(3.5)1.09%
The Federal Savings Bank0.03%(3.5)0.01%
Freedom Mortgage Corporation0.03%(3.5)0.27%
Stearns Home Loans0.04%(3.5)0.39%
Embrace Home Loans0.04%(3.5)0.11%
Foote Capital Mortgage0.04%(3.5)0.53%
Prosperity Home Mortgage LLC0.05%(3.5)0.23%
USAA0.05%(3.0)1.45%
HomeBridge Financial Services0.06%(3.0)1.42%
Reliance First Capital0.06%(3.0)0.04%
Ephrata National Bank0.06%(3.0)1.04%
Fairway Independent Mortgage Corporation0.06%(3.0)3.33%
Caliber Home Loans0.06%(3.0)2.81%
Residential Mortgage Services0.06%(3.0)7.81%
Colonial Savings0.07%(3.0)0.18%
Tidewater Mortgage Services0.07%(3.0)1.14%
Flagstar Bank0.07%(3.0)0.62%
Guaranteed Rate0.08%(3.0)1.27%
Homestead Funding Corp0.08%(3.0)0.25%
PRMG Mortgage0.08%(3.0)0.15%
Movement Mortgage0.09%(3.0)2.87%
Union Home Mortgage0.09%(3.0)1.09%
Carrington Mortgage Services0.10%(3.0)0.16%
NewDay USA0.12%(3.0)0.06%
Primary Residential Mortgage Inc0.12%(3.0)0.31%
Mortgage Network, Inc0.12%(3.0)2.43%
Quicken Loans0.13%(3.0)4.15%
Royal United Mortgage0.15%(2.5)0.06%
Barrington Bank & Trust0.16%(2.5)0.19%
Finance of America Mortgage0.17%(2.5)0.70%
First Alliance Home Mortgage0.17%(2.5)0.38%
Mortgage One Solutions0.18%(2.5)0.23%
Homespire Mortgage0.18%(2.5)0.93%
Allied Mortgage Group0.20%(2.5)0.33%
NVR Mortgage Finance Inc0.22%(2.5)0.83%
Lender NameRate DifferenceRate RatingMarket Share
PSECU-0.43%(5.0)5.81%
Firstrust Bank-0.23%(4.5)0.63%
Northwest Bank PA-0.19%(4.5)3.17%
Provident Funding-0.17%(4.5)0.56%
Mid Penn Bank-0.17%(4.5)0.79%
York Traditions Bank-0.14%(4.0)1.82%
Santander Bank-0.13%(4.0)2.01%
Amerisave Mortgage Corporation-0.11%(4.0)1.29%
NewRez-0.11%(4.0)1.41%
Home Point Financial Corporation-0.11%(4.0)1.41%
Fulton Bank-0.11%(4.0)3.09%
S&T Bank-0.11%(4.0)0.54%
PeoplesBank, A Codorus Valley Company-0.09%(4.0)0.75%
PennyMac Loan Services-0.08%(4.0)1.30%
Homestead Funding Corp-0.08%(4.0)0.55%
Navy Federal Credit Union-0.08%(4.0)0.55%
Foote Capital Mortgage-0.07%(4.0)0.47%
USAA-0.07%(4.0)0.60%
Guaranteed Rate-0.07%(4.0)0.43%
Meridian Bank-0.07%(4.0)0.27%
Mortgage America-0.06%(4.0)0.48%
Residential Mortgage Services-0.05%(4.0)1.57%
Arc Home-0.05%(4.0)0.22%
loanDepot-0.05%(3.5)3.43%
Caliber Home Loans-0.05%(3.5)1.66%
Ephrata National Bank-0.04%(3.5)1.02%
Citadel Federal Credit Union-0.04%(3.5)0.37%
Bay Capital Mortgage Corporation-0.03%(3.5)0.11%
Truist Bank-0.03%(3.5)1.67%
Howard Hanna Mortgage Services-0.03%(3.5)0.10%
Fairway Independent Mortgage Corporation-0.03%(3.5)1.20%
Bank of America-0.03%(3.5)0.74%
Union Home Mortgage-0.03%(3.5)0.55%
Movement Mortgage-0.03%(3.5)0.45%
First National Bank of Pennsylvania-0.02%(3.5)2.81%
Keller Mortgage-0.02%(3.5)0.05%
Allied Mortgage Group-0.02%(3.5)0.20%
Lakeview Loan Servicing-0.02%(3.5)0.71%
TowneBank-0.02%(3.5)0.06%
HomeBridge Financial Services-0.02%(3.5)0.61%
First Alliance Home Mortgage-0.01%(3.5)0.05%
Guaranteed Rate Affinity-0.01%(3.5)0.09%
ACNB Bank-0.01%(3.5)1.35%
US Bank-0.01%(3.5)0.43%
Tidewater Mortgage Services-0.01%(3.5)0.15%
M&T Bank-0.01%(3.5)1.63%
Cardinal Financial Company-0.01%(3.5)0.39%
Homespire Mortgage-0.01%(3.5)0.20%
McLean Mortgage Corporation-0.01%(3.5)0.12%
Primary Residential Mortgage Inc-0.00%(3.5)0.06%
Stearns Home Loans-0.00%(3.5)0.10%
SunTrust Bank0.00%(3.5)0.43%
Mortgage Network, Inc0.00%(3.5)0.31%
Northpointe Bank0.00%(3.5)0.32%
Prosperity Home Mortgage LLC0.00%(3.5)0.01%
Embrace Home Loans0.00%(3.5)0.21%
PrimeLending0.00%(3.5)0.27%
Carrington Mortgage Services0.01%(3.5)1.71%
Mortgage One Solutions0.01%(3.5)0.06%
Finance of America Mortgage0.01%(3.5)0.17%
HomeSale Mortgage0.02%(3.5)0.22%
Orrstown Bank0.02%(3.5)1.06%
emmloans0.02%(3.5)0.55%
Members 1st Federal Credit Union0.03%(3.5)5.16%
New American Funding0.03%(3.5)0.76%
Flagstar Bank0.03%(3.5)0.42%
NFM Lending0.03%(3.5)0.77%
PNC Bank0.03%(3.5)6.91%
Sierra Pacific Mortgage0.04%(3.5)0.23%
Barrington Bank & Trust0.04%(3.5)0.05%
PRMG Mortgage0.04%(3.5)0.33%
JPMorgan Chase Bank0.05%(3.5)1.17%
Reliance First Capital0.06%(3.0)0.60%
Colonial Savings0.06%(3.0)0.07%
Royal United Mortgage0.10%(3.0)0.33%
Freedom Mortgage Corporation0.11%(3.0)0.92%
The Federal Savings Bank0.11%(3.0)0.53%
Wells Fargo Bank0.16%(2.5)4.73%
Mr. Cooper0.17%(2.5)3.06%
Quicken Loans0.20%(2.5)17.92%
NewDay USA0.47%(1.0)0.69%
Lender NameRate DifferenceRate RatingMarket Share
PSECU-0.38%(5.0)4.60%
Firstrust Bank-0.18%(4.5)0.37%
Northwest Bank PA-0.15%(4.5)2.35%
Mid Penn Bank-0.15%(4.5)1.42%
Amerisave Mortgage Corporation-0.14%(4.0)0.48%
Provident Funding-0.13%(4.0)0.38%
Bank of America-0.11%(4.0)0.92%
loanDepot-0.11%(4.0)1.80%
NewRez-0.10%(4.0)1.00%
Santander Bank-0.10%(4.0)1.37%
Keller Mortgage-0.09%(4.0)0.27%
McLean Mortgage Corporation-0.08%(4.0)0.26%
Arc Home-0.07%(4.0)0.29%
Howard Hanna Mortgage Services-0.07%(4.0)0.57%
PeoplesBank, A Codorus Valley Company-0.06%(4.0)0.93%
M&T Bank-0.05%(4.0)1.45%
Truist Bank-0.05%(3.5)1.77%
Bay Capital Mortgage Corporation-0.04%(3.5)0.26%
S&T Bank-0.04%(3.5)0.99%
Guaranteed Rate Affinity-0.04%(3.5)0.38%
Meridian Bank-0.04%(3.5)0.56%
York Traditions Bank-0.04%(3.5)3.68%
First National Bank of Pennsylvania-0.04%(3.5)1.77%
Carrington Mortgage Services-0.03%(3.5)0.25%
Members 1st Federal Credit Union-0.03%(3.5)6.72%
Home Point Financial Corporation-0.03%(3.5)1.21%
TowneBank-0.03%(3.5)0.13%
emmloans-0.03%(3.5)1.08%
NFM Lending-0.03%(3.5)0.72%
Foote Capital Mortgage-0.02%(3.5)0.49%
US Bank-0.02%(3.5)0.35%
Mortgage America-0.02%(3.5)1.24%
Fulton Bank-0.02%(3.5)7.82%
Citadel Federal Credit Union-0.02%(3.5)0.27%
Homestead Funding Corp-0.01%(3.5)0.43%
New American Funding-0.00%(3.5)0.87%
ACNB Bank0.00%(3.5)1.32%
Cardinal Financial Company0.00%(3.5)0.18%
Orrstown Bank0.00%(3.5)1.80%
PNC Bank0.01%(3.5)4.43%
JPMorgan Chase Bank0.01%(3.5)0.97%
SunTrust Bank0.01%(3.5)0.31%
Mortgage Network, Inc0.01%(3.5)1.34%
Fairway Independent Mortgage Corporation0.02%(3.5)2.54%
Guaranteed Rate0.02%(3.5)0.87%
The Federal Savings Bank0.03%(3.5)0.02%
Ephrata National Bank0.03%(3.5)1.34%
Prosperity Home Mortgage LLC0.03%(3.5)0.15%
Lakeview Loan Servicing0.03%(3.5)0.02%
Wells Fargo Bank0.03%(3.5)6.06%
Tidewater Mortgage Services0.03%(3.5)0.49%
Colonial Savings0.04%(3.5)0.10%
PrimeLending0.04%(3.5)0.43%
HomeSale Mortgage0.04%(3.5)2.04%
Residential Mortgage Services0.04%(3.5)5.22%
Union Home Mortgage0.04%(3.5)0.83%
Embrace Home Loans0.04%(3.5)0.10%
Stearns Home Loans0.05%(3.5)0.07%
Freedom Mortgage Corporation0.06%(3.0)0.18%
Mortgage One Solutions0.06%(3.0)0.05%
Caliber Home Loans0.07%(3.0)2.02%
PRMG Mortgage0.07%(3.0)0.10%
PennyMac Loan Services0.07%(3.0)0.20%
First Alliance Home Mortgage0.07%(3.0)0.17%
USAA0.08%(3.0)0.50%
HomeBridge Financial Services0.08%(3.0)0.70%
Movement Mortgage0.08%(3.0)1.41%
Northpointe Bank0.08%(3.0)1.35%
Reliance First Capital0.09%(3.0)0.17%
Sierra Pacific Mortgage0.09%(3.0)0.36%
Flagstar Bank0.10%(3.0)0.45%
Primary Residential Mortgage Inc0.10%(3.0)0.19%
Barrington Bank & Trust0.12%(3.0)0.04%
Royal United Mortgage0.14%(3.0)0.17%
Homespire Mortgage0.15%(3.0)0.56%
Finance of America Mortgage0.15%(2.5)0.45%
Allied Mortgage Group0.16%(2.5)0.18%
NVR Mortgage Finance Inc0.22%(2.5)0.52%
Quicken Loans0.22%(2.5)8.83%
Navy Federal Credit Union0.27%(2.0)0.68%
Mr. Cooper0.43%(1.5)0.70%
Lender NameRate DifferenceRate RatingMarket Share
PSECU-0.31%(5.0)2.89%
Bank of America-0.16%(4.5)0.95%
loanDepot-0.15%(4.0)1.31%
Mid Penn Bank-0.14%(4.0)1.69%
M&T Bank-0.11%(4.0)1.34%
PNC Bank-0.10%(4.0)1.89%
First National Bank of Pennsylvania-0.10%(4.0)0.79%
Keller Mortgage-0.09%(4.0)0.40%
Northwest Bank PA-0.09%(4.0)1.36%
McLean Mortgage Corporation-0.09%(4.0)0.34%
Arc Home-0.07%(4.0)0.33%
NewRez-0.07%(4.0)0.79%
Members 1st Federal Credit Union-0.07%(4.0)6.96%
Howard Hanna Mortgage Services-0.06%(4.0)0.87%
JPMorgan Chase Bank-0.06%(4.0)0.65%
Provident Funding-0.06%(4.0)0.16%
Truist Bank-0.06%(4.0)1.67%
NFM Lending-0.05%(4.0)0.81%
US Bank-0.05%(3.5)0.24%
Wells Fargo Bank-0.05%(3.5)6.14%
PeoplesBank, A Codorus Valley Company-0.05%(3.5)0.91%
Bay Capital Mortgage Corporation-0.04%(3.5)0.33%
Guaranteed Rate Affinity-0.04%(3.5)0.54%
emmloans-0.04%(3.5)1.40%
Firstrust Bank-0.03%(3.5)0.12%
Santander Bank-0.03%(3.5)0.64%
TowneBank-0.03%(3.5)0.16%
Meridian Bank-0.03%(3.5)0.72%
S&T Bank-0.02%(3.5)1.18%
New American Funding-0.02%(3.5)0.99%
PennyMac Loan Services-0.01%(3.5)0.05%
Home Point Financial Corporation-0.01%(3.5)1.40%
Mortgage America-0.01%(3.5)1.70%
York Traditions Bank-0.00%(3.5)4.58%
Orrstown Bank-0.00%(3.5)2.15%
Citadel Federal Credit Union-0.00%(3.5)0.15%
Fulton Bank0.00%(3.5)10.28%
ACNB Bank0.00%(3.5)1.08%
Foote Capital Mortgage0.01%(3.5)0.44%
SunTrust Bank0.02%(3.5)0.19%
Freedom Mortgage Corporation0.02%(3.5)0.08%
Amerisave Mortgage Corporation0.02%(3.5)0.01%
Mortgage Network, Inc0.02%(3.5)1.96%
Colonial Savings0.02%(3.5)0.11%
The Federal Savings Bank0.03%(3.5)0.01%
Cardinal Financial Company0.03%(3.5)0.13%
Fairway Independent Mortgage Corporation0.03%(3.5)3.41%
Prosperity Home Mortgage LLC0.03%(3.5)0.24%
Tidewater Mortgage Services0.04%(3.5)0.71%
Embrace Home Loans0.04%(3.5)0.10%
HomeSale Mortgage0.04%(3.5)3.13%
Guaranteed Rate0.05%(3.5)1.16%
PrimeLending0.05%(3.0)0.48%
Carrington Mortgage Services0.05%(3.0)0.01%
Residential Mortgage Services0.06%(3.0)7.42%
PRMG Mortgage0.07%(3.0)0.10%
Ephrata National Bank0.07%(3.0)1.39%
Mortgage One Solutions0.07%(3.0)0.08%
Union Home Mortgage0.07%(3.0)0.96%
Mr. Cooper0.08%(3.0)0.12%
Reliance First Capital0.08%(3.0)0.04%
HomeBridge Financial Services0.08%(3.0)0.94%
Homestead Funding Corp0.09%(3.0)0.30%
Stearns Home Loans0.09%(3.0)0.06%
Northpointe Bank0.09%(3.0)2.04%
First Alliance Home Mortgage0.09%(3.0)0.24%
Caliber Home Loans0.09%(3.0)2.62%
Movement Mortgage0.10%(3.0)2.00%
USAA0.11%(3.0)0.64%
Sierra Pacific Mortgage0.11%(3.0)0.44%
Primary Residential Mortgage Inc0.12%(3.0)0.29%
Flagstar Bank0.12%(3.0)0.51%
Barrington Bank & Trust0.12%(3.0)0.07%
Quicken Loans0.14%(3.0)4.10%
Homespire Mortgage0.16%(2.5)0.82%
Finance of America Mortgage0.17%(2.5)0.65%
Royal United Mortgage0.18%(2.5)0.07%
Allied Mortgage Group0.22%(2.5)0.21%
NVR Mortgage Finance Inc0.23%(2.5)0.85%
Navy Federal Credit Union0.33%(2.0)0.92%
Lender NameRate DifferenceRate RatingMarket Share
PSECU-0.43%(5.0)7.39%
Firstrust Bank-0.23%(4.5)0.78%
Northwest Bank PA-0.19%(4.5)3.95%
Provident Funding-0.17%(4.5)0.72%
Mid Penn Bank-0.17%(4.5)0.98%
Amerisave Mortgage Corporation-0.15%(4.5)1.23%
York Traditions Bank-0.14%(4.0)2.22%
Santander Bank-0.13%(4.0)2.55%
NewRez-0.13%(4.0)1.34%
Fulton Bank-0.10%(4.0)3.83%
S&T Bank-0.10%(4.0)0.67%
PeoplesBank, A Codorus Valley Company-0.09%(4.0)0.95%
Homestead Funding Corp-0.09%(4.0)0.64%
loanDepot-0.08%(4.0)2.61%
Guaranteed Rate-0.08%(4.0)0.39%
Home Point Financial Corporation-0.07%(4.0)0.89%
Meridian Bank-0.07%(4.0)0.30%
Foote Capital Mortgage-0.07%(4.0)0.56%
Mortgage America-0.07%(4.0)0.48%
Arc Home-0.06%(4.0)0.22%
Residential Mortgage Services-0.06%(4.0)1.66%
Carrington Mortgage Services-0.05%(3.5)0.64%
Howard Hanna Mortgage Services-0.05%(3.5)0.08%
Fairway Independent Mortgage Corporation-0.04%(3.5)1.12%
Ephrata National Bank-0.04%(3.5)1.27%
Truist Bank-0.03%(3.5)1.94%
Keller Mortgage-0.03%(3.5)0.05%
Citadel Federal Credit Union-0.03%(3.5)0.47%
USAA-0.03%(3.5)0.27%
Union Home Mortgage-0.03%(3.5)0.61%
Bay Capital Mortgage Corporation-0.03%(3.5)0.14%
Caliber Home Loans-0.03%(3.5)1.06%
Bank of America-0.03%(3.5)0.87%
Movement Mortgage-0.03%(3.5)0.44%
First National Bank of Pennsylvania-0.02%(3.5)3.36%
Cardinal Financial Company-0.02%(3.5)0.25%
TowneBank-0.02%(3.5)0.06%
Finance of America Mortgage-0.01%(3.5)0.11%
Allied Mortgage Group-0.01%(3.5)0.12%
First Alliance Home Mortgage-0.01%(3.5)0.06%
Guaranteed Rate Affinity-0.01%(3.5)0.11%
ACNB Bank-0.01%(3.5)1.70%
Tidewater Mortgage Services-0.01%(3.5)0.14%
US Bank-0.00%(3.5)0.52%
McLean Mortgage Corporation-0.00%(3.5)0.12%
Primary Residential Mortgage Inc-0.00%(3.5)0.03%
SunTrust Bank0.01%(3.5)0.50%
Mortgage Network, Inc0.01%(3.5)0.33%
Homespire Mortgage0.01%(3.5)0.14%
Mortgage One Solutions0.01%(3.5)0.02%
Stearns Home Loans0.01%(3.5)0.09%
Prosperity Home Mortgage LLC0.01%(3.5)0.02%
PrimeLending0.01%(3.5)0.34%
M&T Bank0.02%(3.5)1.64%
Navy Federal Credit Union0.02%(3.5)0.28%
The Federal Savings Bank0.02%(3.5)0.03%
Lakeview Loan Servicing0.02%(3.5)0.05%
HomeSale Mortgage0.02%(3.5)0.27%
emmloans0.03%(3.5)0.55%
Orrstown Bank0.03%(3.5)1.23%
Northpointe Bank0.03%(3.5)0.22%
New American Funding0.03%(3.5)0.67%
Members 1st Federal Credit Union0.03%(3.5)6.33%
PNC Bank0.04%(3.5)8.56%
NFM Lending0.04%(3.5)0.58%
Embrace Home Loans0.05%(3.5)0.09%
Sierra Pacific Mortgage0.05%(3.5)0.23%
Flagstar Bank0.05%(3.0)0.34%
JPMorgan Chase Bank0.05%(3.0)1.48%
PRMG Mortgage0.06%(3.0)0.11%
Freedom Mortgage Corporation0.07%(3.0)0.34%
HomeBridge Financial Services0.07%(3.0)0.31%
Colonial Savings0.07%(3.0)0.09%
PennyMac Loan Services0.08%(3.0)0.45%
Reliance First Capital0.08%(3.0)0.37%
Royal United Mortgage0.12%(3.0)0.33%
Wells Fargo Bank0.17%(2.5)5.94%
Quicken Loans0.25%(2.0)16.51%
Mr. Cooper0.47%(1.0)1.64%
Lender NameRate DifferenceRate RatingMarket Share
Members 1st Federal Credit Union-0.48%(5.0)4.48%
M&T Bank-0.25%(4.5)1.84%
Home Point Financial Corporation-0.24%(4.5)3.19%
Fulton Bank-0.21%(4.5)3.56%
Orrstown Bank-0.17%(4.5)0.85%
Northpointe Bank-0.11%(4.0)2.16%
McLean Mortgage Corporation-0.11%(4.0)0.48%
PNC Bank-0.10%(4.0)0.37%
Sierra Pacific Mortgage-0.09%(4.0)1.01%
First National Bank of Pennsylvania-0.08%(4.0)0.28%
York Traditions Bank-0.07%(4.0)3.39%
HomeSale Mortgage-0.06%(4.0)3.32%
Mortgage America-0.05%(4.0)1.33%
Keller Mortgage-0.05%(4.0)0.26%
Mr. Cooper-0.04%(3.5)5.88%
Truist Bank-0.03%(3.5)0.09%
Ephrata National Bank-0.03%(3.5)0.31%
Howard Hanna Mortgage Services-0.03%(3.5)0.96%
Flagstar Bank-0.02%(3.5)0.68%
PrimeLending-0.02%(3.5)1.14%
TowneBank-0.02%(3.5)0.17%
Bank of America-0.02%(3.5)0.24%
emmloans-0.02%(3.5)2.73%
Guaranteed Rate Affinity-0.02%(3.5)0.79%
Meridian Bank-0.02%(3.5)0.63%
NewRez-0.02%(3.5)0.76%
Cardinal Financial Company-0.01%(3.5)0.79%
Navy Federal Credit Union0.00%(3.5)0.13%
PennyMac Loan Services0.01%(3.5)0.52%
Santander Bank0.01%(3.5)0.11%
Caliber Home Loans0.01%(3.5)3.39%
Embrace Home Loans0.02%(3.5)0.24%
Firstrust Bank0.02%(3.5)0.04%
Barrington Bank & Trust0.02%(3.5)0.02%
Arc Home0.02%(3.5)0.02%
Amerisave Mortgage Corporation0.02%(3.5)0.31%
US Bank0.02%(3.5)0.04%
SunTrust Bank0.03%(3.5)0.09%
The Federal Savings Bank0.03%(3.5)0.04%
NFM Lending0.03%(3.5)2.05%
Stearns Home Loans0.03%(3.5)1.22%
HomeBridge Financial Services0.03%(3.5)2.38%
Wells Fargo Bank0.03%(3.5)0.09%
Carrington Mortgage Services0.04%(3.5)1.79%
NewDay USA0.05%(3.5)0.02%
Reliance First Capital0.05%(3.5)0.42%
Royal United Mortgage0.06%(3.0)0.15%
Homestead Funding Corp0.06%(3.0)0.20%
Movement Mortgage0.06%(3.0)4.50%
Freedom Mortgage Corporation0.07%(3.0)0.76%
Foote Capital Mortgage0.07%(3.0)0.50%
Residential Mortgage Services0.07%(3.0)8.35%
Quicken Loans0.07%(3.0)9.55%
Lakeview Loan Servicing0.07%(3.0)0.59%
Prosperity Home Mortgage LLC0.09%(3.0)0.15%
PRMG Mortgage0.09%(3.0)0.59%
Tidewater Mortgage Services0.10%(3.0)1.68%
Colonial Savings0.10%(3.0)0.35%
New American Funding0.10%(3.0)1.42%
Union Home Mortgage0.11%(3.0)1.25%
Fairway Independent Mortgage Corporation0.13%(3.0)2.91%
Guaranteed Rate0.13%(3.0)1.49%
Primary Residential Mortgage Inc0.14%(3.0)0.35%
Finance of America Mortgage0.15%(3.0)0.90%
Allied Mortgage Group0.16%(2.5)0.68%
Mortgage One Solutions0.21%(2.5)0.61%
loanDepot0.22%(2.5)2.88%
NVR Mortgage Finance Inc0.22%(2.5)0.72%
Homespire Mortgage0.23%(2.5)1.03%
First Alliance Home Mortgage0.24%(2.5)0.70%
Mortgage Network, Inc0.27%(2.0)3.08%
Lender NameRate DifferenceRate RatingMarket Share
Members 1st Federal Credit Union-0.48%(5.0)5.46%
M&T Bank-0.31%(5.0)1.68%
Home Point Financial Corporation-0.26%(5.0)3.29%
Fulton Bank-0.21%(4.5)4.40%
Orrstown Bank-0.17%(4.5)1.01%
McLean Mortgage Corporation-0.11%(4.0)0.54%
Northpointe Bank-0.11%(4.0)2.55%
PNC Bank-0.11%(4.0)0.41%
Sierra Pacific Mortgage-0.10%(4.0)1.17%
First National Bank of Pennsylvania-0.08%(4.0)0.33%
York Traditions Bank-0.07%(4.0)4.13%
Keller Mortgage-0.06%(4.0)0.30%
Mortgage America-0.05%(4.0)1.58%
HomeSale Mortgage-0.05%(4.0)4.10%
Cardinal Financial Company-0.03%(3.5)0.65%
Truist Bank-0.03%(3.5)0.11%
Ephrata National Bank-0.02%(3.5)0.38%
Howard Hanna Mortgage Services-0.02%(3.5)1.14%
Flagstar Bank-0.02%(3.5)0.79%
Mr. Cooper-0.01%(3.5)4.10%
emmloans-0.01%(3.5)3.18%
PrimeLending-0.01%(3.5)1.41%
TowneBank-0.01%(3.5)0.22%
Meridian Bank-0.01%(3.5)0.76%
Bank of America-0.01%(3.5)0.30%
Guaranteed Rate Affinity-0.01%(3.5)0.98%
Reliance First Capital0.01%(3.5)0.05%
Navy Federal Credit Union0.01%(3.5)0.14%
Santander Bank0.02%(3.5)0.14%
Caliber Home Loans0.02%(3.5)3.34%
Firstrust Bank0.02%(3.5)0.05%
Barrington Bank & Trust0.03%(3.5)0.03%
Embrace Home Loans0.03%(3.5)0.14%
PennyMac Loan Services0.03%(3.5)0.08%
Lakeview Loan Servicing0.03%(3.5)0.03%
US Bank0.03%(3.5)0.03%
NFM Lending0.04%(3.5)2.06%
SunTrust Bank0.04%(3.5)0.08%
Wells Fargo Bank0.04%(3.5)0.08%
Amerisave Mortgage Corporation0.04%(3.5)0.05%
HomeBridge Financial Services0.04%(3.5)2.77%
Stearns Home Loans0.04%(3.5)1.49%
Freedom Mortgage Corporation0.04%(3.5)0.57%
NewRez0.07%(3.0)0.30%
Homestead Funding Corp0.07%(3.0)0.14%
Movement Mortgage0.07%(3.0)5.41%
Foote Capital Mortgage0.08%(3.0)0.60%
Residential Mortgage Services0.08%(3.0)9.97%
Carrington Mortgage Services0.08%(3.0)0.41%
Royal United Mortgage0.09%(3.0)0.08%
Prosperity Home Mortgage LLC0.09%(3.0)0.19%
Colonial Savings0.11%(3.0)0.43%
PRMG Mortgage0.11%(3.0)0.33%
Tidewater Mortgage Services0.11%(3.0)2.01%
New American Funding0.12%(3.0)1.36%
Union Home Mortgage0.12%(3.0)1.47%
Quicken Loans0.12%(3.0)4.56%
Fairway Independent Mortgage Corporation0.14%(3.0)3.21%
Guaranteed Rate0.15%(3.0)1.71%
Primary Residential Mortgage Inc0.17%(2.5)0.38%
Finance of America Mortgage0.17%(2.5)0.95%
Allied Mortgage Group0.21%(2.5)0.68%
NVR Mortgage Finance Inc0.22%(2.5)0.90%
loanDepot0.24%(2.5)2.34%
First Alliance Home Mortgage0.24%(2.5)0.87%
Homespire Mortgage0.25%(2.5)1.20%
Mortgage One Solutions0.25%(2.5)0.65%
Mortgage Network, Inc0.28%(2.0)3.78%
Lender NameRate DifferenceRate RatingMarket Share
Home Point Financial Corporation-0.12%(4.0)2.79%
M&T Bank-0.10%(4.0)2.46%
Mr. Cooper-0.09%(4.0)13.17%
NewRez-0.08%(4.0)2.68%
Allied Mortgage Group-0.03%(3.5)0.67%
PennyMac Loan Services-0.03%(3.5)2.34%
Orrstown Bank-0.02%(3.5)0.22%
Embrace Home Loans-0.02%(3.5)0.67%
Howard Hanna Mortgage Services-0.01%(3.5)0.22%
HomeSale Mortgage-0.01%(3.5)0.11%
Primary Residential Mortgage Inc-0.01%(3.5)0.22%
Foote Capital Mortgage-0.01%(3.5)0.11%
McLean Mortgage Corporation-0.01%(3.5)0.22%
SunTrust Bank-0.01%(3.5)0.11%
Movement Mortgage-0.01%(3.5)0.78%
Amerisave Mortgage Corporation-0.01%(3.5)1.34%
Tidewater Mortgage Services-0.01%(3.5)0.33%
York Traditions Bank-0.01%(3.5)0.33%
Arc Home-0.01%(3.5)0.11%
Caliber Home Loans-0.01%(3.5)3.57%
Navy Federal Credit Union-0.01%(3.5)0.11%
Mortgage America-0.01%(3.5)0.33%
Northpointe Bank-0.01%(3.5)0.56%
Members 1st Federal Credit Union-0.00%(3.5)0.45%
US Bank-0.00%(3.5)0.11%
Stearns Home Loans-0.00%(3.5)0.11%
Residential Mortgage Services-0.00%(3.5)1.67%
Guaranteed Rate-0.00%(3.5)0.56%
PNC Bank0.00%(3.5)0.22%
Fulton Bank0.00%(3.5)0.11%
Carrington Mortgage Services0.00%(3.5)7.48%
The Federal Savings Bank0.00%(3.5)0.22%
Mortgage Network, Inc0.00%(3.5)0.22%
First National Bank of Pennsylvania0.00%(3.5)0.11%
Royal United Mortgage0.01%(3.5)0.45%
Sierra Pacific Mortgage0.01%(3.5)0.33%
Meridian Bank0.01%(3.5)0.11%
Mortgage One Solutions0.01%(3.5)0.45%
HomeBridge Financial Services0.01%(3.5)0.78%
Homespire Mortgage0.01%(3.5)0.33%
Wells Fargo Bank0.01%(3.5)0.11%
Flagstar Bank0.01%(3.5)0.22%
Cardinal Financial Company0.02%(3.5)1.34%
Quicken Loans0.02%(3.5)30.02%
Union Home Mortgage0.02%(3.5)0.33%
NewDay USA0.02%(3.5)0.11%
Keller Mortgage0.02%(3.5)0.11%
Homestead Funding Corp0.02%(3.5)0.45%
NFM Lending0.03%(3.5)2.01%
Reliance First Capital0.03%(3.5)1.90%
emmloans0.03%(3.5)0.89%
Finance of America Mortgage0.04%(3.5)0.67%
New American Funding0.05%(3.5)1.67%
Fairway Independent Mortgage Corporation0.05%(3.5)1.67%
Lakeview Loan Servicing0.05%(3.5)2.90%
PRMG Mortgage0.06%(3.0)1.67%
Freedom Mortgage Corporation0.08%(3.0)1.56%
loanDepot0.16%(2.5)5.13%
Lender NameRate DifferenceRate RatingMarket Share
Bank of America-0.04%(3.5)9.09%
Wells Fargo Bank-0.03%(3.5)6.06%
First National Bank of Pennsylvania-0.02%(3.5)17.58%
Fulton Bank-0.01%(3.5)10.30%
M&T Bank-0.00%(3.5)2.42%
PNC Bank-0.00%(3.5)7.88%
US Bank0.00%(3.5)2.42%
Prosperity Home Mortgage LLC0.00%(3.5)0.61%
Meridian Bank0.00%(3.5)0.61%
McLean Mortgage Corporation0.01%(3.5)0.61%
loanDepot0.01%(3.5)0.61%
Guaranteed Rate0.01%(3.5)0.61%
TowneBank0.01%(3.5)0.61%
Mortgage America0.01%(3.5)0.61%
Mid Penn Bank0.01%(3.5)0.61%
Santander Bank0.01%(3.5)0.61%
York Traditions Bank0.01%(3.5)0.61%
Mortgage Network, Inc0.01%(3.5)0.61%
Residential Mortgage Services0.01%(3.5)2.42%
Truist Bank0.01%(3.5)8.48%
ACNB Bank0.01%(3.5)0.61%
Northwest Bank PA0.01%(3.5)4.85%
Quicken Loans0.01%(3.5)2.42%
Fairway Independent Mortgage Corporation0.01%(3.5)0.61%
SunTrust Bank0.01%(3.5)1.82%
HomeSale Mortgage0.01%(3.5)0.61%
Caliber Home Loans0.02%(3.5)1.82%
Firstrust Bank0.02%(3.5)0.61%
NVR Mortgage Finance Inc0.02%(3.5)0.61%
Citadel Federal Credit Union0.02%(3.5)0.61%
Northpointe Bank0.02%(3.5)0.61%
emmloans0.03%(3.5)0.61%
Cardinal Financial Company0.03%(3.5)0.61%
JPMorgan Chase Bank0.03%(3.5)2.42%
Members 1st Federal Credit Union0.03%(3.5)3.64%
S&T Bank0.04%(3.5)0.61%
Orrstown Bank0.08%(3.0)3.64%
Lender NameRate DifferenceRate RatingMarket Share
Bank of America-0.04%(3.5)10.58%
Wells Fargo Bank-0.03%(3.5)7.69%
First National Bank of Pennsylvania-0.02%(3.5)15.38%
PNC Bank-0.01%(3.5)5.77%
M&T Bank-0.01%(3.5)1.92%
Fulton Bank-0.01%(3.5)11.54%
US Bank0.00%(3.5)2.88%
Prosperity Home Mortgage LLC0.00%(3.5)0.96%
Residential Mortgage Services0.00%(3.5)1.92%
Meridian Bank0.01%(3.5)0.96%
McLean Mortgage Corporation0.01%(3.5)0.96%
SunTrust Bank0.01%(3.5)1.92%
loanDepot0.01%(3.5)0.96%
Guaranteed Rate0.01%(3.5)0.96%
TowneBank0.01%(3.5)0.96%
York Traditions Bank0.01%(3.5)0.96%
Mortgage Network, Inc0.01%(3.5)0.96%
Quicken Loans0.01%(3.5)2.88%
Fairway Independent Mortgage Corporation0.01%(3.5)0.96%
HomeSale Mortgage0.02%(3.5)0.96%
Truist Bank0.02%(3.5)5.77%
NVR Mortgage Finance Inc0.02%(3.5)0.96%
Citadel Federal Credit Union0.02%(3.5)0.96%
Caliber Home Loans0.02%(3.5)1.92%
Northpointe Bank0.02%(3.5)0.96%
emmloans0.03%(3.5)0.96%
JPMorgan Chase Bank0.03%(3.5)3.85%
Members 1st Federal Credit Union0.04%(3.5)4.81%
Northwest Bank PA0.04%(3.5)2.88%
Orrstown Bank0.10%(3.0)4.81%
Lender NameRate DifferenceRate RatingMarket Share
Bank of America-0.01%(3.5)6.56%
First National Bank of Pennsylvania-0.01%(3.5)21.31%
Northwest Bank PA-0.01%(3.5)8.20%
Fulton Bank-0.01%(3.5)8.20%
US Bank0.00%(3.5)1.64%
M&T Bank0.00%(3.5)3.28%
Wells Fargo Bank0.00%(3.5)3.28%
PNC Bank0.00%(3.5)11.48%
Truist Bank0.01%(3.5)13.11%
Quicken Loans0.01%(3.5)1.64%
Mortgage America0.01%(3.5)1.64%
Mid Penn Bank0.01%(3.5)1.64%
Santander Bank0.01%(3.5)1.64%
Caliber Home Loans0.01%(3.5)1.64%
ACNB Bank0.01%(3.5)1.64%
Firstrust Bank0.01%(3.5)1.64%
Residential Mortgage Services0.01%(3.5)3.28%
SunTrust Bank0.02%(3.5)1.64%
Members 1st Federal Credit Union0.02%(3.5)1.64%
Orrstown Bank0.03%(3.5)1.64%
Cardinal Financial Company0.03%(3.5)1.64%
S&T Bank0.03%(3.5)1.64%
Lender NameRate DifferenceRate RatingMarket Share
Navy Federal Credit Union-0.27%(5.0)7.91%
Members 1st Federal Credit Union-0.18%(4.5)2.91%
PennyMac Loan Services-0.17%(4.5)2.91%
Home Point Financial Corporation-0.12%(4.0)3.49%
Wells Fargo Bank-0.10%(4.0)1.80%
Lakeview Loan Servicing-0.08%(4.0)1.41%
Orrstown Bank-0.07%(4.0)0.78%
loanDepot-0.06%(4.0)4.27%
Guaranteed Rate Affinity-0.05%(4.0)0.39%
Caliber Home Loans-0.05%(3.5)3.49%
Northpointe Bank-0.05%(3.5)1.31%
Keller Mortgage-0.05%(3.5)0.24%
HomeBridge Financial Services-0.04%(3.5)2.09%
PRMG Mortgage-0.03%(3.5)0.29%
Sierra Pacific Mortgage-0.03%(3.5)0.58%
M&T Bank-0.02%(3.5)0.58%
PrimeLending-0.02%(3.5)1.16%
Cardinal Financial Company-0.02%(3.5)0.29%
McLean Mortgage Corporation-0.02%(3.5)0.34%
Mortgage America-0.02%(3.5)0.97%
Stearns Home Loans-0.02%(3.5)0.05%
Fulton Bank-0.02%(3.5)1.31%
York Traditions Bank-0.02%(3.5)0.87%
PNC Bank-0.01%(3.5)0.73%
USAA-0.01%(3.5)9.17%
Homestead Funding Corp-0.01%(3.5)0.10%
First National Bank of Pennsylvania-0.01%(3.5)0.05%
TowneBank-0.01%(3.5)0.29%
Arc Home-0.01%(3.5)0.24%
Bank of America-0.01%(3.5)0.15%
Embrace Home Loans-0.00%(3.5)0.34%
emmloans-0.00%(3.5)1.36%
US Bank-0.00%(3.5)0.05%
Primary Residential Mortgage Inc-0.00%(3.5)0.24%
NewRez-0.00%(3.5)0.68%
SunTrust Bank-0.00%(3.5)0.15%
NFM Lending0.00%(3.5)1.21%
Meridian Bank0.00%(3.5)0.39%
Guaranteed Rate0.01%(3.5)0.82%
First Alliance Home Mortgage0.01%(3.5)0.05%
New American Funding0.01%(3.5)0.97%
Howard Hanna Mortgage Services0.01%(3.5)0.49%
Colonial Savings0.02%(3.5)0.05%
Prosperity Home Mortgage LLC0.02%(3.5)0.15%
Tidewater Mortgage Services0.02%(3.5)1.36%
Truist Bank0.02%(3.5)0.29%
Ephrata National Bank0.02%(3.5)0.24%
HomeSale Mortgage0.02%(3.5)2.67%
Flagstar Bank0.02%(3.5)1.16%
Amerisave Mortgage Corporation0.02%(3.5)0.68%
NVR Mortgage Finance Inc0.03%(3.5)0.29%
Mortgage One Solutions0.03%(3.5)0.15%
Royal United Mortgage0.03%(3.5)0.10%
Finance of America Mortgage0.04%(3.5)0.29%
Allied Mortgage Group0.04%(3.5)0.29%
Mr. Cooper0.04%(3.5)3.74%
Fairway Independent Mortgage Corporation0.05%(3.5)2.52%
Residential Mortgage Services0.06%(3.0)3.49%
Reliance First Capital0.06%(3.0)0.39%
Foote Capital Mortgage0.07%(3.0)0.73%
Homespire Mortgage0.08%(3.0)0.92%
Mortgage Network, Inc0.10%(3.0)1.60%
Union Home Mortgage0.10%(3.0)0.82%
Movement Mortgage0.11%(3.0)1.89%
Carrington Mortgage Services0.11%(3.0)1.94%
Freedom Mortgage Corporation0.12%(3.0)2.47%
The Federal Savings Bank0.13%(3.0)1.89%
Barrington Bank & Trust0.13%(3.0)1.26%
Quicken Loans0.15%(2.5)8.59%
NewDay USA0.43%(1.5)3.11%
Lender NameRate DifferenceRate RatingMarket Share
Navy Federal Credit Union-0.27%(5.0)10.74%
Members 1st Federal Credit Union-0.18%(4.5)3.92%
Wells Fargo Bank-0.09%(4.0)2.74%
Orrstown Bank-0.06%(4.0)0.94%
Home Point Financial Corporation-0.05%(4.0)3.06%
Northpointe Bank-0.03%(3.5)1.57%
Guaranteed Rate Affinity-0.03%(3.5)0.63%
Keller Mortgage-0.02%(3.5)0.39%
PennyMac Loan Services-0.01%(3.5)0.31%
Sierra Pacific Mortgage-0.00%(3.5)0.86%
York Traditions Bank0.00%(3.5)1.18%
PrimeLending0.00%(3.5)1.88%
Mortgage America0.00%(3.5)1.25%
Cardinal Financial Company0.00%(3.5)0.24%
McLean Mortgage Corporation0.00%(3.5)0.55%
Arc Home0.01%(3.5)0.16%
Fulton Bank0.01%(3.5)2.04%
M&T Bank0.01%(3.5)0.63%
PNC Bank0.01%(3.5)0.71%
TowneBank0.01%(3.5)0.39%
Homestead Funding Corp0.01%(3.5)0.16%
First National Bank of Pennsylvania0.01%(3.5)0.08%
PRMG Mortgage0.02%(3.5)0.08%
Bank of America0.02%(3.5)0.24%
Primary Residential Mortgage Inc0.02%(3.5)0.31%
emmloans0.02%(3.5)2.04%
US Bank0.02%(3.5)0.08%
NewRez0.02%(3.5)0.71%
NFM Lending0.02%(3.5)1.33%
SunTrust Bank0.02%(3.5)0.16%
USAA0.03%(3.5)12.30%
Mr. Cooper0.03%(3.5)4.00%
Meridian Bank0.03%(3.5)0.47%
Ephrata National Bank0.03%(3.5)0.24%
HomeBridge Financial Services0.03%(3.5)1.57%
Caliber Home Loans0.03%(3.5)2.98%
First Alliance Home Mortgage0.03%(3.5)0.08%
Truist Bank0.04%(3.5)0.16%
Colonial Savings0.04%(3.5)0.08%
Prosperity Home Mortgage LLC0.04%(3.5)0.24%
Howard Hanna Mortgage Services0.04%(3.5)0.71%
Tidewater Mortgage Services0.04%(3.5)2.19%
New American Funding0.04%(3.5)1.25%
Guaranteed Rate0.04%(3.5)0.94%
HomeSale Mortgage0.04%(3.5)4.31%
Embrace Home Loans0.05%(3.5)0.16%
Freedom Mortgage Corporation0.05%(3.5)0.94%
loanDepot0.05%(3.0)1.72%
NVR Mortgage Finance Inc0.05%(3.0)0.47%
Mortgage One Solutions0.06%(3.0)0.24%
Flagstar Bank0.06%(3.0)1.10%
Finance of America Mortgage0.07%(3.0)0.39%
Residential Mortgage Services0.09%(3.0)5.25%
Quicken Loans0.09%(3.0)3.53%
Fairway Independent Mortgage Corporation0.09%(3.0)3.21%
Allied Mortgage Group0.09%(3.0)0.31%
Foote Capital Mortgage0.09%(3.0)1.10%
NewDay USA0.12%(3.0)0.71%
Mortgage Network, Inc0.13%(3.0)2.43%
Homespire Mortgage0.13%(3.0)1.18%
Movement Mortgage0.14%(3.0)2.90%
Union Home Mortgage0.15%(3.0)1.10%
Carrington Mortgage Services0.17%(2.5)0.71%
Barrington Bank & Trust0.17%(2.5)1.72%
Lender NameRate DifferenceRate RatingMarket Share
PennyMac Loan Services-0.22%(4.5)7.13%
Home Point Financial Corporation-0.21%(4.5)4.20%
Navy Federal Credit Union-0.19%(4.5)3.31%
Caliber Home Loans-0.15%(4.5)4.33%
loanDepot-0.13%(4.0)8.41%
HomeBridge Financial Services-0.13%(4.0)2.93%
Lakeview Loan Servicing-0.12%(4.0)3.69%
USAA-0.12%(4.0)4.08%
Members 1st Federal Credit Union-0.08%(4.0)1.27%
Fairway Independent Mortgage Corporation-0.07%(4.0)1.40%
M&T Bank-0.07%(4.0)0.51%
Homespire Mortgage-0.07%(4.0)0.51%
Northpointe Bank-0.07%(4.0)0.89%
PRMG Mortgage-0.07%(4.0)0.64%
Guaranteed Rate-0.07%(4.0)0.64%
Movement Mortgage-0.06%(4.0)0.25%
PNC Bank-0.06%(4.0)0.76%
Cardinal Financial Company-0.06%(4.0)0.38%
Stearns Home Loans-0.06%(4.0)0.13%
Embrace Home Loans-0.05%(4.0)0.64%
New American Funding-0.05%(3.5)0.51%
Mortgage America-0.05%(3.5)0.51%
Finance of America Mortgage-0.05%(3.5)0.13%
Allied Mortgage Group-0.05%(3.5)0.25%
Orrstown Bank-0.04%(3.5)0.51%
Mortgage Network, Inc-0.04%(3.5)0.25%
Arc Home-0.04%(3.5)0.38%
TowneBank-0.04%(3.5)0.13%
SunTrust Bank-0.04%(3.5)0.13%
Flagstar Bank-0.04%(3.5)1.27%
Union Home Mortgage-0.04%(3.5)0.38%
Foote Capital Mortgage-0.04%(3.5)0.13%
NewRez-0.04%(3.5)0.64%
Howard Hanna Mortgage Services-0.04%(3.5)0.13%
Sierra Pacific Mortgage-0.04%(3.5)0.13%
Primary Residential Mortgage Inc-0.03%(3.5)0.13%
Meridian Bank-0.03%(3.5)0.25%
NFM Lending-0.03%(3.5)1.02%
Residential Mortgage Services-0.02%(3.5)0.64%
emmloans-0.02%(3.5)0.25%
Fulton Bank-0.02%(3.5)0.13%
Truist Bank-0.02%(3.5)0.51%
York Traditions Bank-0.02%(3.5)0.38%
Amerisave Mortgage Corporation-0.01%(3.5)1.78%
Wells Fargo Bank-0.01%(3.5)0.25%
Royal United Mortgage-0.01%(3.5)0.25%
Ephrata National Bank0.00%(3.5)0.25%
Barrington Bank & Trust0.00%(3.5)0.51%
Reliance First Capital0.02%(3.5)1.02%
Carrington Mortgage Services0.07%(3.0)3.95%
Mr. Cooper0.09%(3.0)3.31%
The Federal Savings Bank0.09%(3.0)4.97%
Freedom Mortgage Corporation0.12%(3.0)4.97%
Quicken Loans0.14%(3.0)16.82%
NewDay USA0.44%(1.5)7.01%

* Data is compiled for the Lancaster, PA commuting zone area, which comprises of counties of Adams County, PA, Cumberland County, PA, Dauphin County, PA, Lancaster County, PA, Lebanon County, PA, Perry County, PA, and York County, PA. This includes cities/towns/communities of Lancaster, PA as well as New Kingstown, PA, Weigelstown, PA, Millersville, PA, Harrisburg, PA, York, PA, Rheems, PA, Willow Street, PA, Spry, PA, Shiloh, PA, Schlusser, PA, Rothsville, PA, Linglestown, PA, Lebanon, PA, Ephrata, PA, Hanover, PA, Hershey, PA, Skyline View, PA, Carlisle, PA, Middletown, PA, Progress, PA, Colonial Park, PA, Dillsburg, PA, Stonybrook, PA, Sand Hill, PA, Enola, PA, Carroll Valley, PA, Boiling Springs, PA, Lake Meade, PA, East York, PA, Landisville, PA, Shrewsbury, PA, Lititz, PA, Campbelltown, PA, North York, PA, Paxtonia, PA, Salunga, PA, Elizabethtown, PA, Columbia, PA, Swartzville, PA, Jacobus, PA, New Cumberland, PA, Penryn, PA, Mount Joy, PA, Parkville, PA, Valley Green, PA, Camp Hill, PA, Maytown, PA, Lower Allen, PA, Pleasant Hill, PA, and Stewartstown, PA. Lenders must have made at least 30 loans in the area to be included. Source of the data is Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate conditional on the commuting zone, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

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