Which mortgage lender in the Jackson, WY area typically has the best rates? To help you narrow down where to shop for a mortgage, MortgageWaldo.com provides an objective and data driven ranking of mortgage lenders operating in the Jackson, WY area by interest rate and market share. We maintain our independence by not accepting any compensation from the mortgage lenders we rank, and use data on all fixed rate mortgages that were closed in the past year to generate our rankings.
Going by historical data, the best mortgage lender in the Jackson, WY area in terms of interest rate is Guaranteed Rate, with an average “Rate Difference” of -0.09%. This means that, comparing similar borrowers, Guaranteed Rate provided a -0.09% lower interest rate for its customers than other lenders in the area. Guaranteed Rate has a market share of 16.8%. On the other hand, the most popular lender in the Jackson, WY area is Guild Mortgage Company, with a larger market share of 19.4%. Guild Mortgage Company is an average lender in terms of the interest rate it offers, with a “Rate Difference” of +0.05% compared to those of other lenders in this area.
Our detailed ranking of mortgage lenders in the Jackson, WY area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, going by historical data, the cheapest lender for Conventional mortgages in Jackson, WY is Guaranteed Rate. If you want to take out a loan that is above conforming limits (above $548,250 or $822,375 depending on the area in 2021), the cheapest Jumbo mortgage provider is Wells Fargo Bank. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Caliber Home Loans. The cheapest VA mortgage provider is Glacier Bank. Note that as a consumer advocate we always recommend shopping among several of our top ranked lenders in order to get the best rates and fees.
Ranking of Mortgage Lenders in Jackson, WY
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Guaranteed Rate | -0.09% | 16.83% | |
| Caliber Home Loans | -0.07% | 5.02% | |
| Glacier Bank | -0.06% | 5.80% | |
| Wells Fargo Bank | -0.05% | 9.25% | |
| Flagstar Bank | -0.02% | 6.35% | |
| First Interstate Bank | -0.01% | 13.27% | |
| US Bank | 0.00% | 6.69% | |
| Guild Mortgage Company | 0.05% | 19.40% | |
| Quicken Loans | 0.10% | 17.39% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Caliber Home Loans | -0.08% | 7.87% | |
| Glacier Bank | -0.06% | 6.25% | |
| Wells Fargo Bank | -0.05% | 14.58% | |
| Guaranteed Rate | -0.02% | 13.43% | |
| US Bank | -0.02% | 3.94% | |
| Flagstar Bank | -0.01% | 5.32% | |
| First Interstate Bank | 0.03% | 15.97% | |
| Quicken Loans | 0.04% | 8.80% | |
| Guild Mortgage Company | 0.05% | 23.84% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Guaranteed Rate | -0.13% | 20.00% | |
| First Interstate Bank | -0.06% | 10.75% | |
| Glacier Bank | -0.06% | 5.38% | |
| Wells Fargo Bank | -0.04% | 4.30% | |
| Flagstar Bank | -0.02% | 7.31% | |
| Caliber Home Loans | -0.02% | 2.37% | |
| US Bank | 0.01% | 9.25% | |
| Guild Mortgage Company | 0.04% | 15.27% | |
| Quicken Loans | 0.12% | 25.38% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Guaranteed Rate | -0.11% | 17.27% | |
| Caliber Home Loans | -0.07% | 3.64% | |
| Glacier Bank | -0.07% | 5.67% | |
| Wells Fargo Bank | -0.05% | 8.10% | |
| Flagstar Bank | -0.02% | 6.88% | |
| First Interstate Bank | -0.01% | 15.25% | |
| US Bank | -0.00% | 5.53% | |
| Guild Mortgage Company | 0.06% | 19.70% | |
| Quicken Loans | 0.12% | 17.95% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Caliber Home Loans | -0.09% | 6.00% | |
| Glacier Bank | -0.07% | 5.71% | |
| Wells Fargo Bank | -0.05% | 13.14% | |
| US Bank | -0.03% | 4.00% | |
| Guaranteed Rate | -0.03% | 13.71% | |
| Flagstar Bank | -0.02% | 5.43% | |
| First Interstate Bank | 0.03% | 18.00% | |
| Quicken Loans | 0.04% | 8.57% | |
| Guild Mortgage Company | 0.06% | 25.43% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Guaranteed Rate | -0.15% | 20.46% | |
| Glacier Bank | -0.06% | 5.63% | |
| First Interstate Bank | -0.06% | 12.79% | |
| Wells Fargo Bank | -0.05% | 3.58% | |
| Flagstar Bank | -0.02% | 8.18% | |
| Caliber Home Loans | -0.00% | 1.53% | |
| US Bank | 0.01% | 6.91% | |
| Guild Mortgage Company | 0.06% | 14.58% | |
| Quicken Loans | 0.14% | 26.34% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Caliber Home Loans | -0.04% | 25.93% | |
| Glacier Bank | -0.02% | 11.11% | |
| Guaranteed Rate | -0.00% | 5.56% | |
| Guild Mortgage Company | 0.01% | 20.37% | |
| First Interstate Bank | 0.01% | 5.56% | |
| Flagstar Bank | 0.01% | 3.70% | |
| Wells Fargo Bank | 0.01% | 1.85% | |
| US Bank | 0.03% | 1.85% | |
| Quicken Loans | 0.04% | 24.07% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Caliber Home Loans | -0.04% | 28.21% | |
| Glacier Bank | -0.02% | 12.82% | |
| Guaranteed Rate | 0.01% | 7.69% | |
| First Interstate Bank | 0.02% | 7.69% | |
| Flagstar Bank | 0.02% | 5.13% | |
| Guild Mortgage Company | 0.02% | 23.08% | |
| Wells Fargo Bank | 0.03% | 2.56% | |
| Quicken Loans | 0.04% | 10.26% | |
| US Bank | 0.05% | 2.56% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Caliber Home Loans | -0.04% | 20.00% | |
| Guild Mortgage Company | -0.04% | 13.33% | |
| Glacier Bank | -0.02% | 6.67% | |
| Quicken Loans | 0.02% | 60.00% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Wells Fargo Bank | -0.05% | 27.03% | |
| Glacier Bank | -0.00% | 2.70% | |
| Quicken Loans | 0.00% | 2.70% | |
| Guaranteed Rate | 0.01% | 25.68% | |
| Guild Mortgage Company | 0.02% | 14.86% | |
| US Bank | 0.02% | 22.97% | |
| First Interstate Bank | 0.04% | 4.05% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Wells Fargo Bank | -0.04% | 50.00% | |
| US Bank | 0.03% | 3.57% | |
| Guaranteed Rate | 0.04% | 25.00% | |
| Guild Mortgage Company | 0.04% | 10.71% | |
| First Interstate Bank | 0.06% | 10.71% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Wells Fargo Bank | -0.02% | 13.04% | |
| Glacier Bank | -0.02% | 4.35% | |
| Quicken Loans | -0.01% | 4.35% | |
| Guaranteed Rate | 0.00% | 26.09% | |
| Guild Mortgage Company | 0.00% | 17.39% | |
| US Bank | 0.01% | 34.78% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Glacier Bank | -0.01% | 7.14% | |
| Caliber Home Loans | -0.01% | 14.29% | |
| Quicken Loans | -0.00% | 28.57% | |
| Flagstar Bank | 0.00% | 14.29% | |
| Guild Mortgage Company | 0.00% | 21.43% | |
| Wells Fargo Bank | 0.01% | 7.14% | |
| Guaranteed Rate | 0.01% | 3.57% | |
| US Bank | 0.02% | 3.57% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Caliber Home Loans | -0.02% | 13.33% | |
| Glacier Bank | -0.02% | 13.33% | |
| Wells Fargo Bank | 0.00% | 13.33% | |
| Flagstar Bank | 0.01% | 13.33% | |
| Quicken Loans | 0.01% | 26.67% | |
| Guild Mortgage Company | 0.01% | 13.33% | |
| US Bank | 0.01% | 6.67% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Quicken Loans | -0.01% | 30.77% | |
| Flagstar Bank | -0.00% | 15.38% | |
| Caliber Home Loans | 0.00% | 15.38% | |
| Guild Mortgage Company | 0.00% | 30.77% | |
| Guaranteed Rate | 0.02% | 7.69% |
* Data is compiled for the Jackson, WY commuting zone area, which comprises of counties of Teton County, ID, Lincoln County, WY, Sublette County, WY, and Teton County, WY. This includes cities/towns/communities of Jackson, WY as well as Tetonia, ID, Star Valley Ranch, WY, Pinedale, WY, Hoback, WY, Afton, WY, Marbleton, WY, Kemmerer, WY, and La Barge, WY. Lenders must have made at least 30 loans in the area to be included. Source of the data is Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate conditional on the commuting zone, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.
Mortgage Lender Rankings in Other Cities
This page contains information about the top mortgage lenders in the Jackson, WY area. For mortgage lender rankings in other cities, click here.