Top Mortgage Lenders in Shreveport, LA

Which mortgage lender in the Shreveport, LA area typically has the best rates? To help you narrow down where to shop for a mortgage, MortgageWaldo.com provides an objective and data driven ranking of mortgage lenders operating in the Shreveport, LA area by interest rate and market share. Unlike our competitors, we maintain independence by not accepting any compensation from the mortgage lenders we rank. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings.

Going by historical data, the best mortgage lender in the Shreveport, LA area in terms of interest rate is Red River Bank, with an average “Rate Difference” of -0.16%. This means that, comparing similar borrowers, Red River Bank provided a -0.16% lower interest rate for its customers than other lenders in the area. Red River Bank has a market share of 4.9%. On the other hand, the most popular lender in the Shreveport, LA area is Quicken Loans, with a larger market share of 8.9%. However, Quicken Loans also tends to be an expensive lender in the area, with an average “Rate Difference” of +0.10% compared to those of other lenders. We recommend shopping around before going with this popular lender.

Our detailed ranking of mortgage lenders in the Shreveport, LA area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, the cheapest lender for Conventional mortgages in Shreveport, LA is Origin Bank. If you want to take out a loan that is above conforming limits (for example, above $548,250 in 2021), the cheapest Jumbo mortgage provider is Regions Bank. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Standard Mortgage. The cheapest VA mortgage provider is Red River Bank. Note that as a consumer advocate we always recommend shopping among several of our top ranked lenders in order to get the best rates and fees.

Ranking of Mortgage Lenders in Shreveport, LA

Mortgage Type:
Purchase/Refinance:
Lender NameRate DifferenceRate RatingMarket Share
Red River Bank-0.16%(4.5)4.94%
Origin Bank-0.13%(4.0)2.72%
Standard Mortgage-0.13%(4.0)4.45%
DSLD Mortgage-0.09%(4.0)1.27%
Barksdale Federal Credit Union-0.09%(4.0)2.72%
BancorpSouth Bank-0.08%(4.0)3.38%
Mid America Mortgage-0.06%(4.0)8.60%
Navy Federal Credit Union-0.05%(4.0)0.93%
Home Point Financial Corporation-0.05%(3.5)1.00%
Fairway Independent Mortgage Corporation-0.04%(3.5)4.94%
GMFS Mortgage-0.04%(3.5)3.47%
Freedom Mortgage Corporation-0.04%(3.5)2.02%
Wells Fargo Bank-0.03%(3.5)1.38%
Home Federal Bank of Louisiana-0.02%(3.5)8.01%
Lakeview Loan Servicing-0.01%(3.5)0.95%
Trustmark National Bank-0.01%(3.5)0.79%
Caliber Home Loans-0.01%(3.5)6.67%
Carrington Mortgage Services-0.00%(3.5)0.79%
Homeside Financial0.01%(3.5)1.18%
Movement Mortgage0.02%(3.5)2.99%
USAA0.03%(3.5)2.36%
JPMorgan Chase Bank0.03%(3.5)1.84%
loanDepot0.04%(3.5)2.15%
Union Home Mortgage0.04%(3.5)1.00%
Regions Bank0.05%(3.5)3.38%
Goldwater Bank0.07%(3.0)3.54%
Sabine State Bank and Trust Company0.08%(3.0)2.02%
FBC Mortgage0.08%(3.0)1.79%
Fidelity Bank LA0.09%(3.0)4.88%
Quicken Loans0.10%(3.0)8.94%
Mr. Cooper0.13%(3.0)1.34%
Planet Home Lending0.30%(2.0)3.56%
Lender NameRate DifferenceRate RatingMarket Share
Red River Bank-0.17%(4.5)5.48%
Standard Mortgage-0.15%(4.0)4.57%
Origin Bank-0.12%(4.0)2.42%
BancorpSouth Bank-0.09%(4.0)4.06%
DSLD Mortgage-0.09%(4.0)1.80%
Home Point Financial Corporation-0.08%(4.0)0.90%
Barksdale Federal Credit Union-0.07%(4.0)2.22%
Mid America Mortgage-0.07%(4.0)10.72%
Wells Fargo Bank-0.06%(4.0)1.26%
Navy Federal Credit Union-0.05%(4.0)1.26%
Freedom Mortgage Corporation-0.05%(4.0)2.48%
GMFS Mortgage-0.05%(3.5)2.51%
Fairway Independent Mortgage Corporation-0.04%(3.5)6.51%
JPMorgan Chase Bank-0.04%(3.5)1.58%
Regions Bank-0.03%(3.5)2.87%
Trustmark National Bank-0.01%(3.5)0.84%
Homeside Financial0.00%(3.5)1.48%
Home Federal Bank of Louisiana0.02%(3.5)7.44%
Movement Mortgage0.02%(3.5)3.80%
Caliber Home Loans0.02%(3.5)6.76%
Carrington Mortgage Services0.03%(3.5)0.16%
USAA0.05%(3.5)2.58%
Union Home Mortgage0.06%(3.0)1.10%
Quicken Loans0.10%(3.0)3.86%
Goldwater Bank0.10%(3.0)4.22%
Sabine State Bank and Trust Company0.10%(3.0)2.06%
FBC Mortgage0.10%(3.0)2.16%
loanDepot0.10%(3.0)1.06%
Fidelity Bank LA0.11%(3.0)5.99%
Mr. Cooper0.14%(3.0)1.16%
Planet Home Lending0.32%(2.0)4.70%
Lender NameRate DifferenceRate RatingMarket Share
Origin Bank-0.15%(4.0)3.45%
Red River Bank-0.14%(4.0)3.68%
Barksdale Federal Credit Union-0.10%(4.0)3.91%
Home Federal Bank of Louisiana-0.10%(4.0)9.36%
Caliber Home Loans-0.08%(4.0)6.44%
Standard Mortgage-0.08%(4.0)4.14%
Goldwater Bank-0.07%(4.0)1.92%
Mid America Mortgage-0.03%(3.5)3.53%
GMFS Mortgage-0.03%(3.5)5.75%
Fairway Independent Mortgage Corporation-0.02%(3.5)1.23%
FBC Mortgage-0.02%(3.5)0.92%
USAA-0.02%(3.5)1.84%
Union Home Mortgage-0.02%(3.5)0.77%
Fidelity Bank LA-0.01%(3.5)2.22%
Carrington Mortgage Services-0.01%(3.5)2.30%
Lakeview Loan Servicing-0.01%(3.5)3.22%
Home Point Financial Corporation-0.00%(3.5)1.23%
Trustmark National Bank0.00%(3.5)0.69%
loanDepot0.01%(3.5)4.75%
BancorpSouth Bank0.01%(3.5)1.76%
Planet Home Lending0.01%(3.5)0.84%
Sabine State Bank and Trust Company0.02%(3.5)1.92%
Wells Fargo Bank0.02%(3.5)1.69%
Navy Federal Credit Union0.03%(3.5)0.15%
Homeside Financial0.03%(3.5)0.46%
Movement Mortgage0.04%(3.5)1.07%
Freedom Mortgage Corporation0.07%(3.0)0.92%
Mr. Cooper0.11%(3.0)1.76%
Quicken Loans0.11%(3.0)21.01%
JPMorgan Chase Bank0.13%(3.0)2.45%
Regions Bank0.16%(2.5)4.60%
Lender NameRate DifferenceRate RatingMarket Share
Origin Bank-0.14%(4.0)4.04%
Red River Bank-0.13%(4.0)5.84%
Barksdale Federal Credit Union-0.10%(4.0)4.09%
Home Federal Bank of Louisiana-0.09%(4.0)9.79%
Standard Mortgage-0.09%(4.0)6.20%
Mid America Mortgage-0.06%(4.0)5.65%
BancorpSouth Bank-0.05%(3.5)4.55%
GMFS Mortgage-0.04%(3.5)5.79%
USAA-0.03%(3.5)0.97%
Wells Fargo Bank-0.03%(3.5)2.44%
DSLD Mortgage-0.01%(3.5)0.78%
Fairway Independent Mortgage Corporation-0.01%(3.5)3.08%
Home Point Financial Corporation0.00%(3.5)0.55%
FBC Mortgage0.00%(3.5)1.38%
Trustmark National Bank0.01%(3.5)0.78%
Planet Home Lending0.01%(3.5)1.65%
Carrington Mortgage Services0.02%(3.5)0.46%
loanDepot0.02%(3.5)1.70%
Movement Mortgage0.03%(3.5)2.80%
Homeside Financial0.04%(3.5)1.06%
JPMorgan Chase Bank0.04%(3.5)3.54%
Union Home Mortgage0.05%(3.5)1.19%
Freedom Mortgage Corporation0.06%(3.0)0.83%
Regions Bank0.07%(3.0)5.65%
Caliber Home Loans0.08%(3.0)3.72%
Sabine State Bank and Trust Company0.10%(3.0)3.49%
Fidelity Bank LA0.10%(3.0)4.32%
Goldwater Bank0.13%(3.0)1.93%
Navy Federal Credit Union0.14%(3.0)0.51%
Mr. Cooper0.14%(3.0)0.60%
Quicken Loans0.17%(2.5)10.62%
Lender NameRate DifferenceRate RatingMarket Share
Red River Bank-0.11%(4.0)6.86%
Origin Bank-0.11%(4.0)3.84%
Standard Mortgage-0.09%(4.0)6.63%
Barksdale Federal Credit Union-0.08%(4.0)3.47%
Home Federal Bank of Louisiana-0.07%(4.0)7.61%
Wells Fargo Bank-0.06%(4.0)2.49%
Mid America Mortgage-0.06%(4.0)7.39%
BancorpSouth Bank-0.05%(4.0)5.95%
GMFS Mortgage-0.04%(3.5)4.14%
JPMorgan Chase Bank-0.02%(3.5)3.54%
USAA-0.02%(3.5)1.06%
Regions Bank-0.02%(3.5)4.97%
Home Point Financial Corporation-0.01%(3.5)0.45%
DSLD Mortgage-0.00%(3.5)1.28%
Fairway Independent Mortgage Corporation0.00%(3.5)4.60%
Trustmark National Bank0.02%(3.5)0.83%
loanDepot0.02%(3.5)0.53%
Planet Home Lending0.02%(3.5)2.19%
FBC Mortgage0.03%(3.5)1.58%
Movement Mortgage0.04%(3.5)3.77%
Homeside Financial0.04%(3.5)1.43%
Carrington Mortgage Services0.04%(3.5)0.08%
Mr. Cooper0.05%(3.5)0.08%
Freedom Mortgage Corporation0.07%(3.0)1.21%
Union Home Mortgage0.09%(3.0)1.28%
Caliber Home Loans0.12%(3.0)4.52%
Fidelity Bank LA0.14%(3.0)5.58%
Goldwater Bank0.14%(3.0)2.94%
Sabine State Bank and Trust Company0.15%(3.0)3.84%
Navy Federal Credit Union0.15%(3.0)0.83%
Quicken Loans0.17%(2.5)5.05%
Lender NameRate DifferenceRate RatingMarket Share
Origin Bank-0.18%(4.5)4.36%
Red River Bank-0.18%(4.5)4.24%
Barksdale Federal Credit Union-0.14%(4.0)5.06%
Home Federal Bank of Louisiana-0.12%(4.0)13.19%
Standard Mortgage-0.10%(4.0)5.54%
USAA-0.05%(4.0)0.82%
FBC Mortgage-0.05%(3.5)1.06%
GMFS Mortgage-0.04%(3.5)8.36%
Union Home Mortgage-0.03%(3.5)1.06%
Mid America Mortgage-0.03%(3.5)2.94%
Fairway Independent Mortgage Corporation-0.02%(3.5)0.71%
Fidelity Bank LA-0.02%(3.5)2.36%
Caliber Home Loans-0.01%(3.5)2.47%
Planet Home Lending-0.01%(3.5)0.82%
BancorpSouth Bank-0.00%(3.5)2.36%
Carrington Mortgage Services-0.00%(3.5)1.06%
Trustmark National Bank0.00%(3.5)0.71%
Home Point Financial Corporation0.00%(3.5)0.71%
Goldwater Bank0.01%(3.5)0.35%
loanDepot0.01%(3.5)3.53%
Sabine State Bank and Trust Company0.01%(3.5)2.94%
Wells Fargo Bank0.01%(3.5)2.36%
Homeside Financial0.04%(3.5)0.47%
Freedom Mortgage Corporation0.04%(3.5)0.24%
Movement Mortgage0.05%(3.5)1.30%
JPMorgan Chase Bank0.13%(3.0)3.53%
Mr. Cooper0.13%(3.0)1.41%
Regions Bank0.16%(2.5)6.71%
Quicken Loans0.16%(2.5)19.32%
Lender NameRate DifferenceRate RatingMarket Share
Standard Mortgage-0.29%(5.0)3.04%
Red River Bank-0.28%(5.0)3.45%
BancorpSouth Bank-0.20%(4.5)2.88%
Origin Bank-0.17%(4.5)1.36%
DSLD Mortgage-0.13%(4.0)0.64%
Homeside Financial-0.11%(4.0)0.80%
Home Point Financial Corporation-0.11%(4.0)1.44%
Freedom Mortgage Corporation-0.10%(4.0)1.76%
Fairway Independent Mortgage Corporation-0.09%(4.0)8.57%
Caliber Home Loans-0.09%(4.0)10.02%
Regions Bank-0.08%(4.0)1.04%
Carrington Mortgage Services-0.07%(4.0)1.20%
GMFS Mortgage-0.07%(4.0)1.60%
Trustmark National Bank-0.06%(4.0)0.32%
Barksdale Federal Credit Union-0.05%(4.0)0.88%
Sabine State Bank and Trust Company-0.04%(3.5)0.80%
Quicken Loans-0.03%(3.5)9.62%
Navy Federal Credit Union-0.02%(3.5)0.08%
Movement Mortgage-0.01%(3.5)4.81%
JPMorgan Chase Bank0.02%(3.5)0.08%
Mid America Mortgage0.03%(3.5)8.73%
Union Home Mortgage0.03%(3.5)1.04%
Goldwater Bank0.05%(3.5)5.21%
Lakeview Loan Servicing0.06%(3.0)1.20%
loanDepot0.08%(3.0)2.56%
Home Federal Bank of Louisiana0.09%(3.0)9.05%
Fidelity Bank LA0.09%(3.0)5.13%
Mr. Cooper0.11%(3.0)2.88%
FBC Mortgage0.14%(3.0)2.64%
Planet Home Lending0.38%(1.5)7.13%
Lender NameRate DifferenceRate RatingMarket Share
Standard Mortgage-0.32%(5.0)3.23%
Red River Bank-0.29%(5.0)4.08%
BancorpSouth Bank-0.20%(4.5)3.42%
Origin Bank-0.20%(4.5)1.42%
Home Point Financial Corporation-0.14%(4.0)1.33%
DSLD Mortgage-0.13%(4.0)0.76%
Freedom Mortgage Corporation-0.12%(4.0)1.90%
Homeside Financial-0.12%(4.0)0.95%
Fairway Independent Mortgage Corporation-0.11%(4.0)9.31%
Regions Bank-0.09%(4.0)1.23%
Caliber Home Loans-0.08%(4.0)9.12%
GMFS Mortgage-0.08%(4.0)1.71%
Trustmark National Bank-0.07%(4.0)0.38%
Barksdale Federal Credit Union-0.06%(4.0)0.95%
Sabine State Bank and Trust Company-0.05%(3.5)0.95%
Navy Federal Credit Union-0.03%(3.5)0.09%
Movement Mortgage-0.01%(3.5)5.41%
Quicken Loans-0.01%(3.5)4.08%
Carrington Mortgage Services0.00%(3.5)0.19%
Mid America Mortgage0.02%(3.5)10.07%
Union Home Mortgage0.03%(3.5)1.14%
Goldwater Bank0.04%(3.5)5.98%
Home Federal Bank of Louisiana0.08%(3.0)10.64%
Fidelity Bank LA0.09%(3.0)5.98%
Mr. Cooper0.12%(3.0)2.66%
loanDepot0.12%(3.0)1.90%
FBC Mortgage0.15%(3.0)2.85%
Planet Home Lending0.38%(1.5)8.26%
Lender NameRate DifferenceRate RatingMarket Share
Caliber Home Loans-0.08%(4.0)14.87%
Carrington Mortgage Services-0.05%(3.5)6.67%
Standard Mortgage-0.02%(3.5)2.05%
Fairway Independent Mortgage Corporation-0.02%(3.5)4.62%
Quicken Loans-0.00%(3.5)39.49%
Origin Bank0.01%(3.5)1.03%
Movement Mortgage0.01%(3.5)1.54%
Goldwater Bank0.02%(3.5)1.03%
Barksdale Federal Credit Union0.02%(3.5)0.51%
GMFS Mortgage0.02%(3.5)1.03%
Home Point Financial Corporation0.03%(3.5)2.05%
Mid America Mortgage0.03%(3.5)1.54%
loanDepot0.03%(3.5)6.15%
Fidelity Bank LA0.03%(3.5)0.51%
Union Home Mortgage0.04%(3.5)0.51%
FBC Mortgage0.04%(3.5)1.54%
Home Federal Bank of Louisiana0.04%(3.5)0.51%
Planet Home Lending0.05%(3.0)1.03%
Freedom Mortgage Corporation0.06%(3.0)1.03%
JPMorgan Chase Bank0.06%(3.0)0.51%
Lakeview Loan Servicing0.10%(3.0)7.69%
Mr. Cooper0.10%(3.0)4.10%
Lender NameRate DifferenceRate RatingMarket Share
Regions Bank-0.01%(3.5)23.81%
Home Federal Bank of Louisiana-0.01%(3.5)9.52%
Caliber Home Loans-0.01%(3.5)4.76%
Wells Fargo Bank-0.00%(3.5)4.76%
JPMorgan Chase Bank-0.00%(3.5)9.52%
Red River Bank0.00%(3.5)33.33%
Mid America Mortgage0.01%(3.5)4.76%
Navy Federal Credit Union0.02%(3.5)4.76%
loanDepot0.03%(3.5)4.76%
Lender NameRate DifferenceRate RatingMarket Share
Regions Bank-0.03%(3.5)20.00%
JPMorgan Chase Bank-0.01%(3.5)10.00%
Wells Fargo Bank-0.01%(3.5)10.00%
Red River Bank0.01%(3.5)40.00%
Navy Federal Credit Union0.02%(3.5)10.00%
loanDepot0.02%(3.5)10.00%
Lender NameRate DifferenceRate RatingMarket Share
Red River Bank-0.01%(3.5)27.27%
Home Federal Bank of Louisiana-0.00%(3.5)18.18%
Caliber Home Loans-0.00%(3.5)9.09%
Regions Bank0.00%(3.5)27.27%
JPMorgan Chase Bank0.00%(3.5)9.09%
Mid America Mortgage0.01%(3.5)9.09%
Lender NameRate DifferenceRate RatingMarket Share
Red River Bank-0.16%(4.5)4.25%
Mid America Mortgage-0.13%(4.0)15.15%
Navy Federal Credit Union-0.12%(4.0)2.90%
DSLD Mortgage-0.11%(4.0)3.22%
Standard Mortgage-0.06%(4.0)2.39%
Lakeview Loan Servicing-0.05%(3.5)2.80%
Freedom Mortgage Corporation-0.04%(3.5)5.08%
Home Point Financial Corporation-0.03%(3.5)1.45%
Origin Bank-0.02%(3.5)1.56%
Barksdale Federal Credit Union-0.00%(3.5)2.07%
Trustmark National Bank-0.00%(3.5)1.45%
Caliber Home Loans0.01%(3.5)9.02%
loanDepot0.02%(3.5)2.59%
Fairway Independent Mortgage Corporation0.02%(3.5)4.56%
Sabine State Bank and Trust Company0.02%(3.5)0.31%
Union Home Mortgage0.02%(3.5)0.52%
BancorpSouth Bank0.02%(3.5)1.45%
Regions Bank0.03%(3.5)0.83%
JPMorgan Chase Bank0.03%(3.5)0.10%
Homeside Financial0.04%(3.5)1.97%
Goldwater Bank0.04%(3.5)5.08%
Wells Fargo Bank0.05%(3.0)0.73%
Home Federal Bank of Louisiana0.05%(3.0)2.59%
USAA0.06%(3.0)8.61%
Carrington Mortgage Services0.07%(3.0)1.04%
Fidelity Bank LA0.07%(3.0)5.91%
GMFS Mortgage0.07%(3.0)0.73%
Movement Mortgage0.08%(3.0)1.14%
FBC Mortgage0.10%(3.0)1.66%
Quicken Loans0.10%(3.0)4.46%
Mr. Cooper0.11%(3.0)1.04%
Planet Home Lending0.38%(1.5)3.32%
Lender NameRate DifferenceRate RatingMarket Share
Red River Bank-0.19%(4.5)4.48%
Mid America Mortgage-0.15%(4.0)18.04%
Navy Federal Credit Union-0.13%(4.0)3.64%
DSLD Mortgage-0.12%(4.0)4.34%
Standard Mortgage-0.08%(4.0)2.80%
Freedom Mortgage Corporation-0.06%(4.0)5.73%
Home Point Financial Corporation-0.04%(3.5)1.12%
Barksdale Federal Credit Union-0.03%(3.5)1.82%
Origin Bank-0.03%(3.5)1.26%
Trustmark National Bank-0.01%(3.5)1.54%
Fairway Independent Mortgage Corporation0.02%(3.5)6.01%
BancorpSouth Bank0.02%(3.5)1.54%
Sabine State Bank and Trust Company0.02%(3.5)0.42%
Union Home Mortgage0.02%(3.5)0.70%
Regions Bank0.03%(3.5)1.12%
JPMorgan Chase Bank0.03%(3.5)0.14%
Homeside Financial0.03%(3.5)2.38%
Carrington Mortgage Services0.05%(3.5)0.28%
Wells Fargo Bank0.05%(3.0)0.70%
USAA0.07%(3.0)9.23%
Quicken Loans0.07%(3.0)1.40%
Home Federal Bank of Louisiana0.08%(3.0)2.52%
loanDepot0.08%(3.0)0.70%
Fidelity Bank LA0.08%(3.0)6.85%
Movement Mortgage0.08%(3.0)1.54%
Caliber Home Loans0.09%(3.0)7.55%
GMFS Mortgage0.09%(3.0)0.70%
FBC Mortgage0.09%(3.0)2.24%
Goldwater Bank0.12%(3.0)4.06%
Mr. Cooper0.14%(3.0)0.98%
Planet Home Lending0.40%(1.5)4.20%
Lender NameRate DifferenceRate RatingMarket Share
Caliber Home Loans-0.11%(4.0)13.25%
Goldwater Bank-0.07%(4.0)8.03%
Red River Bank-0.05%(4.0)3.61%
Mid America Mortgage-0.04%(3.5)6.83%
Lakeview Loan Servicing-0.04%(3.5)10.84%
Home Point Financial Corporation-0.00%(3.5)2.41%
Home Federal Bank of Louisiana-0.00%(3.5)2.81%
Origin Bank0.00%(3.5)2.41%
Fidelity Bank LA0.00%(3.5)3.21%
USAA0.01%(3.5)6.83%
loanDepot0.01%(3.5)8.03%
Trustmark National Bank0.01%(3.5)1.20%
GMFS Mortgage0.03%(3.5)0.80%
Homeside Financial0.03%(3.5)0.80%
Standard Mortgage0.04%(3.5)1.20%
Fairway Independent Mortgage Corporation0.04%(3.5)0.40%
BancorpSouth Bank0.05%(3.5)1.20%
Mr. Cooper0.05%(3.5)1.20%
Planet Home Lending0.05%(3.5)0.80%
Navy Federal Credit Union0.05%(3.5)0.80%
Barksdale Federal Credit Union0.05%(3.0)2.81%
Wells Fargo Bank0.06%(3.0)0.80%
Carrington Mortgage Services0.08%(3.0)3.21%
Freedom Mortgage Corporation0.10%(3.0)3.21%
Quicken Loans0.12%(3.0)13.25%

* Data is compiled for the Shreveport, LA commuting zone area, which comprises of counties of Bossier Parish, LA, Caddo Parish, LA, Claiborne Parish, LA, De Soto Parish, LA, Natchitoches Parish, LA, Red River Parish, LA, Sabine Parish, LA, and Webster Parish, LA. This includes cities/towns/communities of Shreveport, LA as well as Bossier City, LA, Haughton, LA, Gloster, LA, Red Chute, LA, Minden, LA, Natchitoches, LA, Eastwood, LA, Mooringsport, LA, Greenwood, LA, Plain Dealing, LA, Natchez, LA, Zwolle, LA, Fort Jesup, LA, Doyline, LA, Florien, LA, Lakeview, LA, Springhill, LA, Keachi, LA, Vivian, LA, Provencal, LA, Vienna Bend, LA, Homer, LA, Lisbon, LA, Mansfield, LA, Martin, LA, Benton, LA, Sarepta, LA, Stanley, LA, Grand Cane, LA, Many, LA, Pleasant Hill, LA, Campti, LA, Shongaloo, LA, Athens, LA, Edgefield, LA, Clarence, LA, Haynesville, LA, Dixie Inn, LA, Hosston, LA, and Gilliam, LA. Lenders must have made at least 30 loans in the area to be included. Source of the data is Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate conditional on the commuting zone, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

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