Top Mortgage Lenders in Davenport, IA

Which mortgage lender in the Davenport, IA area typically has the best rates? To help you narrow down where to shop for a mortgage, provides an objective and data driven ranking of mortgage lenders operating in the Davenport, IA area by interest rate and market share. We maintain our independence by not accepting any compensation from the mortgage lenders we rank, and use data on all fixed rate mortgages that were closed in the past year to generate our rankings.

Going by historical data, the best mortgage lender in the Davenport, IA area in terms of interest rate is Vibrant Credit Union, with an average “Rate Difference” of -0.17%. This means that, comparing similar borrowers, Vibrant Credit Union provided a -0.17% lower interest rate for its customers than other lenders in the area. Vibrant Credit Union has a market share of 11.0%. On the other hand, the most popular lender in the Davenport, IA area is GreenState Credit Union, with a larger market share of 11.7%. GreenState Credit Union is an average lender in terms of the interest rate it offers, with a “Rate Difference” of -0.05% compared to those of other lenders in this area.

Our detailed ranking of mortgage lenders in the Davenport, IA area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, going by historical data, the cheapest lender for Conventional mortgages in Davenport, IA is Vibrant Credit Union. If you want to take out a loan that is above conforming limits (above $548,250 or $822,375 depending on the area in 2021), the cheapest Jumbo mortgage provider is Wells Fargo Bank. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Ruhl Mortgage. The cheapest VA mortgage provider is GreenState Credit Union. Note that as a consumer advocate we always recommend shopping among several of our top ranked lenders in order to get the best rates and fees.

Ranking of Mortgage Lenders in Davenport, IA

Mortgage Type:
Lender NameRate DifferenceRate RatingMarket Share
Vibrant Credit Union-0.17%(4.5)10.96%
Ascentra Credit Union-0.15%(4.0)4.62%
IH Mississippi Valley Credit Union-0.14%(4.0)10.13%
Ruhl Mortgage-0.10%(4.0)11.20%
GreenState Credit Union-0.05%(4.0)11.71%
Iowa Bankers Mortgage Corporation-0.04%(3.5)1.37%
Plaza Home Mortgage0.01%(3.5)0.68%
Fortress Bank0.02%(3.5)0.92%
Deere Employees Credit Union0.03%(3.5)2.11%
First Midwest Bank0.03%(3.5)0.82%
BNC National Bank0.04%(3.5)1.07%
Flagstar Bank0.04%(3.5)0.57%
Carrington Mortgage Services0.06%(3.0)0.64%
American Bank & Trust0.06%(3.0)5.83%
Caliber Home Loans0.08%(3.0)4.28%
Guaranteed Rate0.08%(3.0)1.30%
US Bank0.09%(3.0)4.39%
Homeside Financial0.10%(3.0)5.74%
Fairway Independent Mortgage Corporation0.11%(3.0)2.42%
Farmers and Mechanics Bank0.12%(3.0)0.55%
Cardinal Financial Company0.14%(3.0)1.28%
Mr. Cooper0.15%(3.0)0.62%
Success Mortgage Partners0.16%(2.5)0.76%
Flanagan State Bank0.16%(2.5)1.00%
New American Funding0.18%(2.5)4.23%
Wells Fargo Bank0.21%(2.5)3.59%
Quicken Loans0.22%(2.5)5.15%
Lender NameRate DifferenceRate RatingMarket Share
IH Mississippi Valley Credit Union-0.18%(4.5)8.58%
Vibrant Credit Union-0.17%(4.5)7.38%
Ascentra Credit Union-0.14%(4.0)3.65%
Ruhl Mortgage-0.10%(4.0)12.43%
Iowa Bankers Mortgage Corporation-0.04%(3.5)0.89%
GreenState Credit Union-0.01%(3.5)11.80%
US Bank-0.01%(3.5)4.36%
Plaza Home Mortgage0.00%(3.5)0.98%
First Midwest Bank0.02%(3.5)0.63%
BNC National Bank0.02%(3.5)1.41%
Flagstar Bank0.03%(3.5)0.57%
Fortress Bank0.04%(3.5)0.98%
Deere Employees Credit Union0.04%(3.5)2.04%
Carrington Mortgage Services0.05%(3.5)0.11%
American Bank & Trust0.06%(3.0)6.75%
Caliber Home Loans0.07%(3.0)5.80%
Homeside Financial0.07%(3.0)7.67%
Guaranteed Rate0.08%(3.0)1.67%
Mr. Cooper0.08%(3.0)0.32%
Wells Fargo Bank0.10%(3.0)3.30%
Fairway Independent Mortgage Corporation0.11%(3.0)3.59%
Farmers and Mechanics Bank0.12%(3.0)0.78%
Cardinal Financial Company0.14%(3.0)1.78%
Quicken Loans0.16%(2.5)2.61%
Success Mortgage Partners0.17%(2.5)1.12%
Flanagan State Bank0.18%(2.5)1.18%
New American Funding0.19%(2.5)5.54%
Lender NameRate DifferenceRate RatingMarket Share
Vibrant Credit Union-0.16%(4.5)16.79%
Ascentra Credit Union-0.14%(4.0)6.20%
GreenState Credit Union-0.12%(4.0)11.57%
Ruhl Mortgage-0.09%(4.0)9.19%
IH Mississippi Valley Credit Union-0.08%(4.0)12.64%
Iowa Bankers Mortgage Corporation-0.03%(3.5)2.15%
Fortress Bank-0.00%(3.5)0.84%
Deere Employees Credit Union0.02%(3.5)2.24%
Farmers and Mechanics Bank0.03%(3.5)0.19%
Plaza Home Mortgage0.05%(3.5)0.19%
First Midwest Bank0.05%(3.0)1.12%
Success Mortgage Partners0.06%(3.0)0.19%
American Bank & Trust0.07%(3.0)4.34%
Carrington Mortgage Services0.07%(3.0)1.49%
Fairway Independent Mortgage Corporation0.07%(3.0)0.51%
Flagstar Bank0.07%(3.0)0.56%
Cardinal Financial Company0.07%(3.0)0.47%
Caliber Home Loans0.08%(3.0)1.82%
Guaranteed Rate0.08%(3.0)0.70%
BNC National Bank0.10%(3.0)0.51%
Flanagan State Bank0.11%(3.0)0.70%
New American Funding0.11%(3.0)2.10%
Homeside Financial0.18%(2.5)2.61%
Mr. Cooper0.19%(2.5)1.12%
US Bank0.24%(2.5)4.43%
Quicken Loans0.25%(2.5)9.28%
Wells Fargo Bank0.36%(1.5)4.06%
Lender NameRate DifferenceRate RatingMarket Share
Vibrant Credit Union-0.17%(4.5)13.76%
Ascentra Credit Union-0.14%(4.0)6.12%
IH Mississippi Valley Credit Union-0.13%(4.0)13.41%
Ruhl Mortgage-0.06%(4.0)10.68%
GreenState Credit Union-0.04%(3.5)14.47%
Iowa Bankers Mortgage Corporation-0.03%(3.5)1.81%
Fortress Bank0.03%(3.5)1.13%
Deere Employees Credit Union0.04%(3.5)2.80%
First Midwest Bank0.04%(3.5)0.94%
American Bank & Trust0.07%(3.0)6.19%
Carrington Mortgage Services0.07%(3.0)0.16%
BNC National Bank0.08%(3.0)0.64%
Flagstar Bank0.08%(3.0)0.45%
Guaranteed Rate0.11%(3.0)1.06%
Flanagan State Bank0.12%(3.0)0.56%
US Bank0.12%(3.0)4.96%
Fairway Independent Mortgage Corporation0.13%(3.0)1.13%
Farmers and Mechanics Bank0.13%(3.0)0.68%
Homeside Financial0.14%(3.0)4.19%
Cardinal Financial Company0.14%(3.0)0.59%
Success Mortgage Partners0.19%(2.5)0.42%
Caliber Home Loans0.19%(2.5)2.09%
New American Funding0.22%(2.5)2.82%
Mr. Cooper0.22%(2.5)0.26%
Wells Fargo Bank0.24%(2.5)4.45%
Quicken Loans0.40%(1.5)3.53%
Lender NameRate DifferenceRate RatingMarket Share
IH Mississippi Valley Credit Union-0.18%(4.5)12.31%
Vibrant Credit Union-0.17%(4.5)9.59%
Ascentra Credit Union-0.14%(4.0)5.23%
Ruhl Mortgage-0.04%(3.5)11.65%
Iowa Bankers Mortgage Corporation-0.03%(3.5)1.28%
US Bank0.01%(3.5)4.94%
GreenState Credit Union0.01%(3.5)15.40%
First Midwest Bank0.03%(3.5)0.78%
Deere Employees Credit Union0.05%(3.5)2.92%
Fortress Bank0.05%(3.0)1.24%
BNC National Bank0.05%(3.0)0.82%
Carrington Mortgage Services0.06%(3.0)0.04%
American Bank & Trust0.07%(3.0)7.33%
Flagstar Bank0.07%(3.0)0.37%
Mr. Cooper0.09%(3.0)0.08%
Guaranteed Rate0.10%(3.0)1.44%
Homeside Financial0.11%(3.0)5.85%
Flanagan State Bank0.12%(3.0)0.62%
Wells Fargo Bank0.12%(3.0)4.24%
Fairway Independent Mortgage Corporation0.13%(3.0)1.73%
Farmers and Mechanics Bank0.14%(3.0)1.07%
Cardinal Financial Company0.15%(3.0)0.91%
Caliber Home Loans0.18%(2.5)2.96%
Success Mortgage Partners0.19%(2.5)0.66%
New American Funding0.22%(2.5)4.03%
Quicken Loans0.28%(2.0)1.98%
Lender NameRate DifferenceRate RatingMarket Share
Vibrant Credit Union-0.16%(4.5)19.32%
Ascentra Credit Union-0.13%(4.0)7.30%
GreenState Credit Union-0.12%(4.0)13.23%
Ruhl Mortgage-0.09%(4.0)9.39%
IH Mississippi Valley Credit Union-0.07%(4.0)14.87%
Iowa Bankers Mortgage Corporation-0.02%(3.5)2.52%
Fortress Bank0.00%(3.5)0.99%
Deere Employees Credit Union0.02%(3.5)2.63%
Farmers and Mechanics Bank0.03%(3.5)0.16%
First Midwest Bank0.06%(3.0)1.15%
Cardinal Financial Company0.07%(3.0)0.16%
American Bank & Trust0.08%(3.0)4.67%
Fairway Independent Mortgage Corporation0.08%(3.0)0.33%
Carrington Mortgage Services0.09%(3.0)0.33%
Success Mortgage Partners0.09%(3.0)0.11%
Flagstar Bank0.09%(3.0)0.55%
Guaranteed Rate0.11%(3.0)0.55%
Flanagan State Bank0.11%(3.0)0.49%
BNC National Bank0.14%(3.0)0.38%
Caliber Home Loans0.18%(2.5)0.93%
New American Funding0.19%(2.5)1.21%
US Bank0.26%(2.0)4.99%
Homeside Financial0.26%(2.0)1.98%
Mr. Cooper0.26%(2.0)0.49%
Wells Fargo Bank0.37%(1.5)4.72%
Quicken Loans0.46%(1.0)5.60%
Lender NameRate DifferenceRate RatingMarket Share
Ruhl Mortgage-0.26%(5.0)12.17%
US Bank-0.12%(4.0)1.88%
Vibrant Credit Union-0.11%(4.0)2.54%
BNC National Bank-0.05%(3.5)2.43%
Caliber Home Loans-0.04%(3.5)12.39%
Plaza Home Mortgage-0.04%(3.5)2.43%
Fortress Bank-0.03%(3.5)0.22%
Flagstar Bank-0.03%(3.5)1.33%
Quicken Loans-0.02%(3.5)11.84%
Homeside Financial-0.00%(3.5)10.18%
First Midwest Bank-0.00%(3.5)0.44%
Carrington Mortgage Services0.01%(3.5)2.65%
American Bank & Trust0.03%(3.5)4.87%
Guaranteed Rate0.04%(3.5)2.43%
Fairway Independent Mortgage Corporation0.08%(3.0)8.08%
Mr. Cooper0.09%(3.0)2.10%
Cardinal Financial Company0.13%(3.0)3.98%
Success Mortgage Partners0.14%(3.0)2.43%
New American Funding0.15%(3.0)8.74%
Flanagan State Bank0.21%(2.5)2.77%
Lender NameRate DifferenceRate RatingMarket Share
Ruhl Mortgage-0.28%(5.0)13.36%
US Bank-0.13%(4.0)2.20%
Vibrant Credit Union-0.12%(4.0)2.75%
BNC National Bank-0.06%(4.0)2.62%
Caliber Home Loans-0.04%(3.5)13.50%
Plaza Home Mortgage-0.04%(3.5)2.89%
Flagstar Bank-0.03%(3.5)1.38%
Fortress Bank-0.03%(3.5)0.28%
Homeside Financial-0.01%(3.5)11.98%
First Midwest Bank-0.00%(3.5)0.28%
Quicken Loans0.01%(3.5)5.23%
Carrington Mortgage Services0.02%(3.5)0.41%
Guaranteed Rate0.03%(3.5)2.75%
American Bank & Trust0.03%(3.5)5.65%
Mr. Cooper0.05%(3.0)0.96%
Fairway Independent Mortgage Corporation0.08%(3.0)9.50%
Cardinal Financial Company0.13%(3.0)4.68%
Success Mortgage Partners0.14%(3.0)2.89%
New American Funding0.16%(2.5)9.64%
Flanagan State Bank0.23%(2.5)2.89%
Lender NameRate DifferenceRate RatingMarket Share
Ruhl Mortgage-0.11%(4.0)7.30%
Quicken Loans-0.03%(3.5)38.76%
Caliber Home Loans-0.02%(3.5)7.87%
Flagstar Bank-0.01%(3.5)1.12%
Vibrant Credit Union0.00%(3.5)1.69%
First Midwest Bank0.01%(3.5)1.12%
Plaza Home Mortgage0.01%(3.5)0.56%
American Bank & Trust0.01%(3.5)1.69%
BNC National Bank0.01%(3.5)1.69%
Success Mortgage Partners0.01%(3.5)0.56%
Carrington Mortgage Services0.02%(3.5)11.80%
Fairway Independent Mortgage Corporation0.03%(3.5)2.25%
Cardinal Financial Company0.03%(3.5)1.12%
US Bank0.03%(3.5)0.56%
Guaranteed Rate0.04%(3.5)1.12%
Homeside Financial0.04%(3.5)2.81%
New American Funding0.06%(3.0)5.06%
Flanagan State Bank0.11%(3.0)2.25%
Mr. Cooper0.12%(3.0)6.74%
Lender NameRate DifferenceRate RatingMarket Share
Wells Fargo Bank-0.00%(3.5)22.22%
First Midwest Bank-0.00%(3.5)5.56%
American Bank & Trust-0.00%(3.5)5.56%
GreenState Credit Union-0.00%(3.5)33.33%
Vibrant Credit Union0.00%(3.5)11.11%
US Bank0.00%(3.5)22.22%
Lender NameRate DifferenceRate RatingMarket Share
Wells Fargo Bank-0.00%(3.5)44.44%
GreenState Credit Union-0.00%(3.5)22.22%
US Bank0.00%(3.5)22.22%
Vibrant Credit Union0.01%(3.5)11.11%
Lender NameRate DifferenceRate RatingMarket Share
First Midwest Bank-0.00%(3.5)11.11%
Vibrant Credit Union-0.00%(3.5)11.11%
American Bank & Trust-0.00%(3.5)11.11%
GreenState Credit Union0.00%(3.5)44.44%
US Bank0.00%(3.5)22.22%
Lender NameRate DifferenceRate RatingMarket Share
GreenState Credit Union-0.17%(4.5)8.37%
Ruhl Mortgage-0.10%(4.0)14.54%
Vibrant Credit Union-0.01%(3.5)1.54%
Wells Fargo Bank-0.01%(3.5)1.98%
American Bank & Trust-0.01%(3.5)4.41%
Fortress Bank-0.00%(3.5)0.44%
Farmers and Mechanics Bank0.00%(3.5)0.44%
US Bank0.01%(3.5)3.30%
Guaranteed Rate0.01%(3.5)1.32%
First Midwest Bank0.02%(3.5)0.22%
Plaza Home Mortgage0.02%(3.5)3.52%
Success Mortgage Partners0.02%(3.5)0.66%
Flagstar Bank0.02%(3.5)0.22%
Fairway Independent Mortgage Corporation0.04%(3.5)3.30%
Flanagan State Bank0.04%(3.5)1.54%
Cardinal Financial Company0.04%(3.5)2.42%
New American Funding0.06%(3.0)8.59%
Quicken Loans0.06%(3.0)7.27%
BNC National Bank0.06%(3.0)2.42%
Caliber Home Loans0.07%(3.0)8.81%
Mr. Cooper0.07%(3.0)1.10%
Homeside Financial0.08%(3.0)11.67%
Carrington Mortgage Services0.09%(3.0)1.10%
Lender NameRate DifferenceRate RatingMarket Share
GreenState Credit Union-0.18%(4.5)10.97%
Ruhl Mortgage-0.10%(4.0)16.61%
Wells Fargo Bank-0.01%(3.5)2.51%
Vibrant Credit Union-0.01%(3.5)0.94%
American Bank & Trust-0.01%(3.5)5.02%
Fortress Bank-0.00%(3.5)0.63%
Farmers and Mechanics Bank0.01%(3.5)0.31%
US Bank0.01%(3.5)4.39%
First Midwest Bank0.02%(3.5)0.31%
Plaza Home Mortgage0.02%(3.5)4.08%
Quicken Loans0.02%(3.5)1.57%
Flagstar Bank0.03%(3.5)0.31%
Success Mortgage Partners0.03%(3.5)0.63%
Guaranteed Rate0.04%(3.5)0.94%
Fairway Independent Mortgage Corporation0.04%(3.5)4.39%
Cardinal Financial Company0.05%(3.5)1.88%
Flanagan State Bank0.05%(3.0)1.57%
BNC National Bank0.07%(3.0)3.13%
Mr. Cooper0.08%(3.0)0.63%
Caliber Home Loans0.10%(3.0)10.03%
New American Funding0.10%(3.0)7.84%
Homeside Financial0.11%(3.0)11.91%
Lender NameRate DifferenceRate RatingMarket Share
Ruhl Mortgage-0.10%(4.0)9.63%
Caliber Home Loans-0.05%(3.5)5.93%
GreenState Credit Union-0.05%(3.5)2.22%
American Bank & Trust-0.03%(3.5)2.96%
Guaranteed Rate-0.03%(3.5)2.22%
New American Funding-0.03%(3.5)10.37%
Vibrant Credit Union-0.02%(3.5)2.96%
Farmers and Mechanics Bank-0.00%(3.5)0.74%
Homeside Financial-0.00%(3.5)11.11%
BNC National Bank0.00%(3.5)0.74%
US Bank0.00%(3.5)0.74%
Fairway Independent Mortgage Corporation0.01%(3.5)0.74%
Success Mortgage Partners0.01%(3.5)0.74%
Plaza Home Mortgage0.01%(3.5)2.22%
Flanagan State Bank0.02%(3.5)1.48%
Wells Fargo Bank0.02%(3.5)0.74%
Cardinal Financial Company0.04%(3.5)3.70%
Mr. Cooper0.06%(3.0)2.22%
Quicken Loans0.06%(3.0)20.74%
Carrington Mortgage Services0.09%(3.0)3.70%

* Data is compiled for the Davenport, IA commuting zone area, which comprises of counties of Henry County, IL, Mercer County, IL, Rock Island County, IL, Stark County, IL, and Scott County, IA. This includes cities/towns/communities of Davenport, IA as well as Bettendorf, IA, Moline, IL, Rock Island, IL, East Moline, IL, Le Claire, IA, Buffalo, IA, Eldridge, IA, Long Grove, IA, Rapids City, IL, Geneseo, IL, Colona, IL, Carbon Cliff, IL, Princeton, IA, Cleveland, IL, Kewanee, IL, Coal Valley, IL, Coyne Center, IL, Matherville, IL, Orion, IL, Reynolds, IL, Andover, IL, Milan, IL, Viola, IL, Aledo, IL, Durant, IA, Annawan, IL, Wyoming, IL, Woodhull, IL, Galva, IL, New Boston, IL, Bradford, IL, and Atkinson, IL. Lenders must have made at least 30 loans in the area to be included. Source of the data is Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate conditional on the commuting zone, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

Mortgage Lender Rankings in Other Cities

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