Which mortgage lender in the Longview, TX area typically has the best rates? To help you narrow down where to shop for a mortgage, MortgageWaldo.com provides an objective and data driven ranking of mortgage lenders operating in the Longview, TX area by interest rate and market share. We maintain our independence by not accepting any compensation from the mortgage lenders we rank, and use data on all fixed rate mortgages that were closed in the past year to generate our rankings.
Going by historical data, the best mortgage lender in the Longview, TX area in terms of interest rate is Southside Bank, with an average “Rate Difference” of -0.17%. This means that, comparing similar borrowers, Southside Bank provided a -0.17% lower interest rate for its customers than other lenders in the area. Southside Bank has a market share of 2.7%. On the other hand, the most popular lender in the Longview, TX area is Guild Mortgage Company, with a larger market share of 17.0%. Guild Mortgage Company is an average lender in terms of the interest rate it offers, with a “Rate Difference” of +0.05% compared to those of other lenders in this area.
Our detailed ranking of mortgage lenders in the Longview, TX area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, going by historical data, the cheapest lender for Conventional mortgages in Longview, TX is Southside Bank. If you want to take out a loan that is above conforming limits (above $548,250 or $822,375 depending on the area in 2021), the cheapest Jumbo mortgage provider is Quicken Loans. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Quicken Loans. The cheapest VA mortgage provider is USAA. Note that as a consumer advocate we always recommend shopping among several of our top ranked lenders in order to get the best rates and fees.
Ranking of Mortgage Lenders in Longview, TX
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Southside Bank | -0.17% | 2.73% | |
| JPMorgan Chase Bank | -0.17% | 2.91% | |
| Austin Bank | -0.12% | 2.00% | |
| Wells Fargo Bank | -0.12% | 1.77% | |
| Guaranteed Rate Affinity | -0.11% | 2.87% | |
| BancorpSouth Bank | -0.10% | 2.55% | |
| USAA | -0.07% | 1.68% | |
| Cornerstone Home Lending | -0.05% | 2.05% | |
| Quicken Loans | -0.04% | 12.28% | |
| AmCap Home Loans | -0.04% | 2.78% | |
| Gateway First Bank | -0.02% | 2.73% | |
| Academy Mortgage Corporation Utah | -0.01% | 1.68% | |
| Union Home Mortgage | -0.01% | 6.28% | |
| Fairway Independent Mortgage Corporation | -0.00% | 6.10% | |
| Supreme Lending | -0.00% | 1.91% | |
| Mortgage Financial Services Baton Rouge | 0.03% | 3.59% | |
| Eastman Credit Union | 0.03% | 15.24% | |
| Guild Mortgage Company | 0.05% | 16.97% | |
| VeraBank | 0.08% | 3.14% | |
| Southwest Funding | 0.10% | 5.28% | |
| East Texas Professional CU | 0.20% | 3.46% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Southside Bank | -0.18% | 2.47% | |
| Wells Fargo Bank | -0.16% | 1.69% | |
| JPMorgan Chase Bank | -0.15% | 1.81% | |
| Austin Bank | -0.13% | 2.05% | |
| BancorpSouth Bank | -0.13% | 2.29% | |
| Guaranteed Rate Affinity | -0.11% | 3.67% | |
| USAA | -0.07% | 2.11% | |
| Quicken Loans | -0.07% | 7.65% | |
| Cornerstone Home Lending | -0.05% | 1.93% | |
| AmCap Home Loans | -0.04% | 3.61% | |
| Academy Mortgage Corporation Utah | -0.02% | 2.11% | |
| Gateway First Bank | -0.01% | 2.71% | |
| Supreme Lending | -0.01% | 2.11% | |
| Union Home Mortgage | -0.00% | 7.53% | |
| Fairway Independent Mortgage Corporation | -0.00% | 7.22% | |
| East Texas Professional CU | 0.01% | 0.06% | |
| VeraBank | 0.04% | 2.35% | |
| Mortgage Financial Services Baton Rouge | 0.04% | 3.79% | |
| Eastman Credit Union | 0.05% | 16.01% | |
| Guild Mortgage Company | 0.06% | 20.47% | |
| Southwest Funding | 0.11% | 6.38% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| JPMorgan Chase Bank | -0.18% | 6.33% | |
| Southside Bank | -0.14% | 3.54% | |
| Union Home Mortgage | -0.10% | 2.42% | |
| Austin Bank | -0.09% | 1.86% | |
| Eastman Credit Union | -0.05% | 12.85% | |
| Gateway First Bank | -0.05% | 2.79% | |
| Guild Mortgage Company | -0.05% | 6.15% | |
| Fairway Independent Mortgage Corporation | -0.05% | 2.61% | |
| Cornerstone Home Lending | -0.04% | 2.42% | |
| BancorpSouth Bank | -0.03% | 3.35% | |
| Southwest Funding | -0.03% | 1.86% | |
| Mortgage Financial Services Baton Rouge | -0.02% | 2.98% | |
| Wells Fargo Bank | -0.01% | 2.05% | |
| USAA | -0.01% | 0.37% | |
| Quicken Loans | -0.01% | 26.63% | |
| Guaranteed Rate Affinity | -0.00% | 0.37% | |
| AmCap Home Loans | 0.01% | 0.19% | |
| Supreme Lending | 0.02% | 1.30% | |
| Academy Mortgage Corporation Utah | 0.03% | 0.37% | |
| VeraBank | 0.14% | 5.59% | |
| East Texas Professional CU | 0.21% | 13.97% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Southside Bank | -0.16% | 3.87% | |
| JPMorgan Chase Bank | -0.16% | 4.14% | |
| Guaranteed Rate Affinity | -0.12% | 1.74% | |
| Austin Bank | -0.11% | 2.87% | |
| Wells Fargo Bank | -0.10% | 2.47% | |
| Union Home Mortgage | -0.08% | 4.88% | |
| BancorpSouth Bank | -0.07% | 3.14% | |
| Gateway First Bank | -0.03% | 2.34% | |
| Cornerstone Home Lending | -0.03% | 2.94% | |
| Fairway Independent Mortgage Corporation | -0.02% | 5.48% | |
| USAA | -0.01% | 1.07% | |
| Guild Mortgage Company | -0.01% | 10.09% | |
| Quicken Loans | -0.01% | 14.23% | |
| Mortgage Financial Services Baton Rouge | 0.02% | 1.87% | |
| Academy Mortgage Corporation Utah | 0.02% | 1.14% | |
| Supreme Lending | 0.02% | 1.80% | |
| AmCap Home Loans | 0.03% | 1.14% | |
| Eastman Credit Union | 0.05% | 21.98% | |
| Southwest Funding | 0.09% | 3.21% | |
| VeraBank | 0.10% | 4.54% | |
| East Texas Professional CU | 0.21% | 5.08% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Southside Bank | -0.16% | 4.02% | |
| Wells Fargo Bank | -0.14% | 2.61% | |
| Guaranteed Rate Affinity | -0.13% | 2.41% | |
| JPMorgan Chase Bank | -0.13% | 2.81% | |
| Austin Bank | -0.11% | 3.31% | |
| BancorpSouth Bank | -0.10% | 2.91% | |
| Union Home Mortgage | -0.07% | 6.12% | |
| Gateway First Bank | -0.02% | 2.01% | |
| Cornerstone Home Lending | -0.02% | 3.21% | |
| Fairway Independent Mortgage Corporation | -0.02% | 7.03% | |
| USAA | -0.01% | 1.61% | |
| Quicken Loans | -0.01% | 7.83% | |
| Guild Mortgage Company | 0.00% | 12.95% | |
| Academy Mortgage Corporation Utah | 0.02% | 1.51% | |
| Supreme Lending | 0.03% | 2.01% | |
| Mortgage Financial Services Baton Rouge | 0.03% | 2.01% | |
| AmCap Home Loans | 0.03% | 1.71% | |
| East Texas Professional CU | 0.04% | 0.10% | |
| VeraBank | 0.06% | 3.82% | |
| Eastman Credit Union | 0.08% | 26.10% | |
| Southwest Funding | 0.12% | 3.92% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| JPMorgan Chase Bank | -0.18% | 6.79% | |
| Southside Bank | -0.15% | 3.59% | |
| Union Home Mortgage | -0.11% | 2.40% | |
| Austin Bank | -0.09% | 2.00% | |
| Guild Mortgage Company | -0.07% | 4.39% | |
| Fairway Independent Mortgage Corporation | -0.06% | 2.40% | |
| Eastman Credit Union | -0.05% | 13.77% | |
| Gateway First Bank | -0.05% | 2.99% | |
| Cornerstone Home Lending | -0.04% | 2.40% | |
| BancorpSouth Bank | -0.03% | 3.59% | |
| Southwest Funding | -0.03% | 1.80% | |
| Mortgage Financial Services Baton Rouge | -0.02% | 1.60% | |
| Wells Fargo Bank | -0.01% | 2.20% | |
| Quicken Loans | -0.01% | 26.95% | |
| Guaranteed Rate Affinity | -0.00% | 0.40% | |
| Supreme Lending | 0.02% | 1.40% | |
| Academy Mortgage Corporation Utah | 0.03% | 0.40% | |
| VeraBank | 0.14% | 5.99% | |
| East Texas Professional CU | 0.21% | 14.97% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Quicken Loans | -0.20% | 7.93% | |
| BancorpSouth Bank | -0.19% | 1.48% | |
| Guaranteed Rate Affinity | -0.14% | 4.61% | |
| AmCap Home Loans | -0.11% | 6.64% | |
| Academy Mortgage Corporation Utah | -0.07% | 3.51% | |
| Supreme Lending | -0.07% | 2.58% | |
| Eastman Credit Union | -0.04% | 0.74% | |
| Gateway First Bank | -0.00% | 3.87% | |
| Mortgage Financial Services Baton Rouge | 0.00% | 8.67% | |
| Fairway Independent Mortgage Corporation | 0.02% | 8.12% | |
| Union Home Mortgage | 0.05% | 10.33% | |
| Guild Mortgage Company | 0.07% | 33.95% | |
| Southwest Funding | 0.07% | 7.56% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Quicken Loans | -0.23% | 7.10% | |
| BancorpSouth Bank | -0.19% | 1.54% | |
| Guaranteed Rate Affinity | -0.14% | 4.80% | |
| AmCap Home Loans | -0.12% | 6.91% | |
| Academy Mortgage Corporation Utah | -0.07% | 3.65% | |
| Supreme Lending | -0.07% | 2.69% | |
| Eastman Credit Union | -0.05% | 0.77% | |
| Gateway First Bank | -0.01% | 4.03% | |
| Mortgage Financial Services Baton Rouge | 0.02% | 7.68% | |
| Fairway Independent Mortgage Corporation | 0.02% | 8.25% | |
| Union Home Mortgage | 0.04% | 10.56% | |
| Southwest Funding | 0.07% | 7.68% | |
| Guild Mortgage Company | 0.07% | 34.36% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Mortgage Financial Services Baton Rouge | -0.02% | 33.33% | |
| Southwest Funding | -0.01% | 4.76% | |
| Guild Mortgage Company | -0.01% | 23.81% | |
| Union Home Mortgage | 0.00% | 4.76% | |
| Fairway Independent Mortgage Corporation | 0.01% | 4.76% | |
| Quicken Loans | 0.02% | 28.57% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Quicken Loans | -0.00% | 33.33% | |
| Southside Bank | -0.00% | 16.67% | |
| Eastman Credit Union | -0.00% | 16.67% | |
| Austin Bank | 0.01% | 16.67% | |
| JPMorgan Chase Bank | 0.01% | 16.67% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Eastman Credit Union | -0.00% | 25.00% | |
| Quicken Loans | -0.00% | 25.00% | |
| Austin Bank | 0.00% | 25.00% | |
| JPMorgan Chase Bank | 0.00% | 25.00% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Quicken Loans | -0.00% | 50.00% | |
| Southside Bank | 0.00% | 50.00% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| USAA | -0.12% | 13.73% | |
| Gateway First Bank | -0.10% | 2.61% | |
| Guaranteed Rate Affinity | -0.07% | 7.84% | |
| Academy Mortgage Corporation Utah | -0.06% | 0.65% | |
| BancorpSouth Bank | -0.05% | 0.65% | |
| VeraBank | -0.05% | 0.65% | |
| Southside Bank | -0.04% | 0.65% | |
| Cornerstone Home Lending | -0.04% | 0.65% | |
| Eastman Credit Union | -0.04% | 0.65% | |
| AmCap Home Loans | -0.04% | 5.23% | |
| Wells Fargo Bank | -0.04% | 1.31% | |
| JPMorgan Chase Bank | -0.03% | 0.65% | |
| Supreme Lending | -0.03% | 0.65% | |
| Mortgage Financial Services Baton Rouge | -0.02% | 2.61% | |
| Quicken Loans | -0.02% | 7.84% | |
| Fairway Independent Mortgage Corporation | -0.01% | 5.23% | |
| Guild Mortgage Company | 0.04% | 24.84% | |
| Union Home Mortgage | 0.06% | 5.88% | |
| Southwest Funding | 0.11% | 17.65% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| USAA | -0.13% | 13.57% | |
| Gateway First Bank | -0.11% | 2.86% | |
| Guaranteed Rate Affinity | -0.08% | 8.57% | |
| Academy Mortgage Corporation Utah | -0.06% | 0.71% | |
| BancorpSouth Bank | -0.05% | 0.71% | |
| VeraBank | -0.05% | 0.71% | |
| Southside Bank | -0.05% | 0.71% | |
| Eastman Credit Union | -0.05% | 0.71% | |
| AmCap Home Loans | -0.05% | 5.00% | |
| Wells Fargo Bank | -0.04% | 1.43% | |
| JPMorgan Chase Bank | -0.04% | 0.71% | |
| Supreme Lending | -0.03% | 0.71% | |
| Mortgage Financial Services Baton Rouge | -0.02% | 2.14% | |
| Quicken Loans | -0.02% | 7.86% | |
| Fairway Independent Mortgage Corporation | -0.01% | 5.00% | |
| Guild Mortgage Company | 0.05% | 22.86% | |
| Union Home Mortgage | 0.06% | 6.43% | |
| Southwest Funding | 0.11% | 19.29% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| USAA | -0.01% | 15.38% | |
| Fairway Independent Mortgage Corporation | -0.00% | 7.69% | |
| Cornerstone Home Lending | -0.00% | 7.69% | |
| Guild Mortgage Company | -0.00% | 46.15% | |
| Mortgage Financial Services Baton Rouge | 0.01% | 7.69% | |
| AmCap Home Loans | 0.01% | 7.69% | |
| Quicken Loans | 0.01% | 7.69% |
* Data is compiled for the Longview, TX commuting zone area, which comprises of counties of Gregg County, TX, Harrison County, TX, Marion County, TX, Panola County, TX, Rusk County, TX, and Upshur County, TX. This includes cities/towns/communities of Longview, TX as well as Marshall, TX, Hallsville, TX, Gilmer, TX, Henderson, TX, Ore City, TX, Liberty City, TX, Kilgore, TX, Lake Cherokee, TX, Nesbitt, TX, Carthage, TX, Kilgore, TX, Gladewater, TX, East Mountain, TX, Big Sandy, TX, White Oak, TX, Lakeport, TX, Gladewater, TX, Waskom, TX, Overton, TX, Pine Harbor, TX, Beckville, TX, Jefferson, TX, Gary City, TX, Mount Enterprise, TX, and Reklaw, TX. Lenders must have made at least 30 loans in the area to be included. Source of the data is Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate conditional on the commuting zone, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.
Mortgage Lender Rankings in Other Cities
This page contains information about the top mortgage lenders in the Longview, TX area. For mortgage lender rankings in other cities, click here.