Which mortgage lender in the College Station, TX area typically has the best rates? To help you narrow down where to shop for a mortgage, MortgageWaldo.com provides an objective and data driven ranking of mortgage lenders operating in the College Station, TX area by interest rate and market share. We maintain our independence by not accepting any compensation from the mortgage lenders we rank, and use data on all fixed rate mortgages that were closed in the past year to generate our rankings.
Going by historical data, the best mortgage lender in the College Station, TX area in terms of interest rate is Bank of America, with an average “Rate Difference” of -0.21%. This means that, comparing similar borrowers, Bank of America provided a -0.21% lower interest rate for its customers than other lenders in the area. Bank of America has a market share of 2.8%. On the other hand, the most popular lender in the College Station, TX area is Quicken Loans, with a larger market share of 8.4%. However, Quicken Loans also tends to be an expensive lender in the area, with an average “Rate Difference” of +0.12% compared to those of other lenders. We recommend shopping around before going with this popular lender.
Our detailed ranking of mortgage lenders in the College Station, TX area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, going by historical data, the cheapest lender for Conventional mortgages in College Station, TX is Bank of America. If you want to take out a loan that is above conforming limits (above $548,250 or $822,375 depending on the area in 2021), the cheapest Jumbo mortgage provider is Wells Fargo Bank. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Sunflower Bank. The cheapest VA mortgage provider is USAA. Note that as a consumer advocate we always recommend shopping among several of our top ranked lenders in order to get the best rates and fees.
Ranking of Mortgage Lenders in College Station, TX
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Bank of America | -0.21% | 2.83% | |
| JPMorgan Chase Bank | -0.11% | 6.12% | |
| City Bank | -0.09% | 7.77% | |
| American Momentum Bank | -0.08% | 3.80% | |
| PennyMac Loan Services | -0.04% | 2.28% | |
| Caliber Home Loans | -0.04% | 2.24% | |
| Keller Mortgage | -0.04% | 1.39% | |
| Wells Fargo Bank | -0.03% | 4.73% | |
| Truist Bank | -0.03% | 1.65% | |
| InterLinc Mortgage Services | -0.02% | 5.32% | |
| Prosperity Bank | -0.02% | 3.08% | |
| Fairway Independent Mortgage Corporation | -0.02% | 7.94% | |
| USAA | -0.02% | 2.41% | |
| Sunflower Bank | -0.00% | 6.96% | |
| Legacy Mutual Mortgage | 0.01% | 3.33% | |
| Guaranty Bank & Trust | 0.01% | 1.31% | |
| CMG Financial | 0.02% | 1.39% | |
| loanDepot | 0.04% | 2.91% | |
| Flagstar Bank | 0.06% | 3.88% | |
| Wallick & Volk | 0.08% | 6.96% | |
| New American Funding | 0.08% | 2.15% | |
| America’s Choice Home Loans | 0.08% | 6.50% | |
| Guild Mortgage Company | 0.10% | 1.48% | |
| Quicken Loans | 0.12% | 8.44% | |
| Cornerstone Home Lending | 0.12% | 3.12% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Bank of America | -0.25% | 2.87% | |
| JPMorgan Chase Bank | -0.14% | 3.91% | |
| American Momentum Bank | -0.10% | 3.36% | |
| City Bank | -0.09% | 8.98% | |
| Wells Fargo Bank | -0.06% | 4.46% | |
| Prosperity Bank | -0.05% | 2.81% | |
| Caliber Home Loans | -0.04% | 2.09% | |
| PennyMac Loan Services | -0.04% | 1.87% | |
| Truist Bank | -0.03% | 1.43% | |
| Keller Mortgage | -0.03% | 1.71% | |
| InterLinc Mortgage Services | -0.02% | 6.45% | |
| USAA | -0.01% | 2.92% | |
| Fairway Independent Mortgage Corporation | -0.01% | 9.53% | |
| Sunflower Bank | -0.00% | 7.77% | |
| Guaranty Bank & Trust | 0.03% | 1.16% | |
| CMG Financial | 0.03% | 1.54% | |
| Legacy Mutual Mortgage | 0.04% | 3.25% | |
| Flagstar Bank | 0.05% | 3.64% | |
| loanDepot | 0.08% | 2.70% | |
| Quicken Loans | 0.08% | 4.24% | |
| Wallick & Volk | 0.09% | 8.65% | |
| America’s Choice Home Loans | 0.10% | 7.33% | |
| Guild Mortgage Company | 0.11% | 1.76% | |
| New American Funding | 0.12% | 2.20% | |
| Cornerstone Home Lending | 0.15% | 3.36% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| JPMorgan Chase Bank | -0.11% | 13.36% | |
| Legacy Mutual Mortgage | -0.10% | 3.61% | |
| Bank of America | -0.08% | 2.71% | |
| American Momentum Bank | -0.06% | 5.23% | |
| loanDepot | -0.06% | 3.61% | |
| Fairway Independent Mortgage Corporation | -0.06% | 2.71% | |
| New American Funding | -0.05% | 1.99% | |
| PennyMac Loan Services | -0.05% | 3.61% | |
| Keller Mortgage | -0.05% | 0.36% | |
| Truist Bank | -0.04% | 2.35% | |
| Guaranty Bank & Trust | -0.04% | 1.81% | |
| InterLinc Mortgage Services | -0.03% | 1.62% | |
| City Bank | -0.03% | 3.79% | |
| Caliber Home Loans | -0.03% | 2.71% | |
| USAA | -0.02% | 0.72% | |
| CMG Financial | -0.01% | 0.90% | |
| America’s Choice Home Loans | -0.01% | 3.79% | |
| Wallick & Volk | -0.01% | 1.44% | |
| Cornerstone Home Lending | -0.00% | 2.35% | |
| Guild Mortgage Company | -0.00% | 0.54% | |
| Wells Fargo Bank | 0.03% | 5.60% | |
| Sunflower Bank | 0.03% | 4.33% | |
| Prosperity Bank | 0.04% | 3.97% | |
| Flagstar Bank | 0.08% | 4.69% | |
| Quicken Loans | 0.12% | 22.20% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Bank of America | -0.22% | 3.29% | |
| JPMorgan Chase Bank | -0.11% | 7.73% | |
| City Bank | -0.09% | 8.11% | |
| American Momentum Bank | -0.08% | 4.66% | |
| InterLinc Mortgage Services | -0.05% | 5.10% | |
| PennyMac Loan Services | -0.04% | 2.41% | |
| Caliber Home Loans | -0.04% | 2.30% | |
| Truist Bank | -0.03% | 1.92% | |
| Wells Fargo Bank | -0.03% | 5.97% | |
| Keller Mortgage | -0.03% | 1.42% | |
| Fairway Independent Mortgage Corporation | -0.02% | 6.96% | |
| Prosperity Bank | -0.02% | 3.56% | |
| USAA | 0.01% | 1.42% | |
| Legacy Mutual Mortgage | 0.01% | 3.67% | |
| CMG Financial | 0.02% | 0.88% | |
| Guaranty Bank & Trust | 0.02% | 1.48% | |
| loanDepot | 0.02% | 2.52% | |
| Wallick & Volk | 0.04% | 4.27% | |
| Sunflower Bank | 0.05% | 5.59% | |
| New American Funding | 0.06% | 1.59% | |
| Flagstar Bank | 0.09% | 4.22% | |
| America’s Choice Home Loans | 0.11% | 6.74% | |
| Guild Mortgage Company | 0.12% | 1.32% | |
| Quicken Loans | 0.13% | 10.03% | |
| Cornerstone Home Lending | 0.15% | 2.85% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Bank of America | -0.26% | 3.47% | |
| JPMorgan Chase Bank | -0.14% | 5.21% | |
| City Bank | -0.10% | 9.74% | |
| American Momentum Bank | -0.09% | 4.46% | |
| Wells Fargo Bank | -0.05% | 5.97% | |
| Prosperity Bank | -0.05% | 3.32% | |
| InterLinc Mortgage Services | -0.04% | 6.34% | |
| Caliber Home Loans | -0.04% | 2.57% | |
| PennyMac Loan Services | -0.03% | 2.49% | |
| Truist Bank | -0.03% | 1.81% | |
| Keller Mortgage | -0.02% | 1.81% | |
| Fairway Independent Mortgage Corporation | -0.01% | 8.53% | |
| USAA | 0.02% | 1.89% | |
| CMG Financial | 0.03% | 0.98% | |
| Guaranty Bank & Trust | 0.05% | 1.28% | |
| Wallick & Volk | 0.05% | 5.36% | |
| Sunflower Bank | 0.06% | 6.12% | |
| Legacy Mutual Mortgage | 0.06% | 3.63% | |
| loanDepot | 0.07% | 2.04% | |
| Flagstar Bank | 0.08% | 3.85% | |
| Quicken Loans | 0.10% | 4.91% | |
| New American Funding | 0.11% | 1.59% | |
| America’s Choice Home Loans | 0.13% | 7.78% | |
| Guild Mortgage Company | 0.14% | 1.66% | |
| Cornerstone Home Lending | 0.19% | 3.17% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| JPMorgan Chase Bank | -0.11% | 14.37% | |
| Legacy Mutual Mortgage | -0.11% | 3.79% | |
| Bank of America | -0.09% | 2.79% | |
| PennyMac Loan Services | -0.08% | 2.20% | |
| American Momentum Bank | -0.06% | 5.19% | |
| New American Funding | -0.06% | 1.60% | |
| Fairway Independent Mortgage Corporation | -0.06% | 2.79% | |
| loanDepot | -0.06% | 3.79% | |
| Keller Mortgage | -0.05% | 0.40% | |
| Truist Bank | -0.05% | 2.20% | |
| Caliber Home Loans | -0.04% | 1.60% | |
| Guaranty Bank & Trust | -0.04% | 2.00% | |
| City Bank | -0.03% | 3.79% | |
| InterLinc Mortgage Services | -0.03% | 1.80% | |
| USAA | -0.02% | 0.20% | |
| CMG Financial | -0.02% | 0.60% | |
| America’s Choice Home Loans | -0.01% | 3.99% | |
| Wallick & Volk | -0.01% | 1.40% | |
| Guild Mortgage Company | -0.01% | 0.40% | |
| Cornerstone Home Lending | -0.00% | 2.00% | |
| Wells Fargo Bank | 0.03% | 5.99% | |
| Sunflower Bank | 0.04% | 4.19% | |
| Prosperity Bank | 0.04% | 4.19% | |
| Flagstar Bank | 0.08% | 5.19% | |
| Quicken Loans | 0.12% | 23.55% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Sunflower Bank | -0.12% | 14.58% | |
| Bank of America | -0.12% | 1.49% | |
| City Bank | -0.11% | 6.55% | |
| Flagstar Bank | -0.11% | 2.98% | |
| Keller Mortgage | -0.07% | 1.49% | |
| America’s Choice Home Loans | -0.04% | 5.06% | |
| Fairway Independent Mortgage Corporation | -0.03% | 8.63% | |
| Legacy Mutual Mortgage | -0.03% | 1.79% | |
| Prosperity Bank | -0.03% | 0.30% | |
| American Momentum Bank | -0.01% | 0.30% | |
| PennyMac Loan Services | -0.01% | 0.89% | |
| Guaranty Bank & Trust | -0.01% | 0.60% | |
| Caliber Home Loans | -0.01% | 1.79% | |
| Truist Bank | -0.01% | 0.30% | |
| JPMorgan Chase Bank | -0.00% | 0.30% | |
| CMG Financial | 0.02% | 3.57% | |
| Quicken Loans | 0.03% | 4.46% | |
| InterLinc Mortgage Services | 0.04% | 5.65% | |
| Guild Mortgage Company | 0.05% | 2.68% | |
| Cornerstone Home Lending | 0.06% | 5.95% | |
| loanDepot | 0.08% | 5.65% | |
| Wallick & Volk | 0.09% | 19.35% | |
| New American Funding | 0.11% | 5.65% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Sunflower Bank | -0.13% | 14.51% | |
| Bank of America | -0.12% | 1.58% | |
| City Bank | -0.11% | 6.94% | |
| Flagstar Bank | -0.11% | 3.15% | |
| Keller Mortgage | -0.07% | 1.58% | |
| America’s Choice Home Loans | -0.04% | 5.36% | |
| Legacy Mutual Mortgage | -0.04% | 1.58% | |
| Fairway Independent Mortgage Corporation | -0.03% | 9.15% | |
| Prosperity Bank | -0.03% | 0.32% | |
| American Momentum Bank | -0.01% | 0.32% | |
| Caliber Home Loans | -0.01% | 0.95% | |
| Guaranty Bank & Trust | -0.01% | 0.63% | |
| Truist Bank | -0.01% | 0.32% | |
| JPMorgan Chase Bank | -0.00% | 0.32% | |
| PennyMac Loan Services | -0.00% | 0.32% | |
| CMG Financial | 0.03% | 3.47% | |
| Quicken Loans | 0.03% | 3.47% | |
| InterLinc Mortgage Services | 0.04% | 5.99% | |
| Guild Mortgage Company | 0.05% | 2.84% | |
| Cornerstone Home Lending | 0.07% | 5.36% | |
| loanDepot | 0.08% | 5.99% | |
| Wallick & Volk | 0.09% | 20.50% | |
| New American Funding | 0.12% | 5.36% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| New American Funding | -0.02% | 10.53% | |
| PennyMac Loan Services | -0.01% | 10.53% | |
| Sunflower Bank | -0.01% | 15.79% | |
| Caliber Home Loans | -0.00% | 15.79% | |
| Cornerstone Home Lending | 0.00% | 15.79% | |
| Legacy Mutual Mortgage | 0.00% | 5.26% | |
| CMG Financial | 0.01% | 5.26% | |
| Quicken Loans | 0.02% | 21.05% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Wells Fargo Bank | -0.01% | 10.71% | |
| Bank of America | -0.01% | 7.14% | |
| American Momentum Bank | -0.01% | 10.71% | |
| Truist Bank | -0.00% | 10.71% | |
| New American Funding | 0.00% | 3.57% | |
| Fairway Independent Mortgage Corporation | 0.00% | 7.14% | |
| Quicken Loans | 0.00% | 3.57% | |
| City Bank | 0.00% | 14.29% | |
| Guaranty Bank & Trust | 0.00% | 3.57% | |
| JPMorgan Chase Bank | 0.01% | 10.71% | |
| Prosperity Bank | 0.01% | 14.29% | |
| Cornerstone Home Lending | 0.01% | 3.57% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Wells Fargo Bank | -0.01% | 13.33% | |
| Truist Bank | -0.01% | 6.67% | |
| Bank of America | -0.01% | 6.67% | |
| JPMorgan Chase Bank | -0.00% | 6.67% | |
| New American Funding | -0.00% | 6.67% | |
| Fairway Independent Mortgage Corporation | -0.00% | 13.33% | |
| City Bank | 0.00% | 13.33% | |
| Guaranty Bank & Trust | 0.00% | 6.67% | |
| Cornerstone Home Lending | 0.01% | 6.67% | |
| Prosperity Bank | 0.01% | 20.00% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Wells Fargo Bank | -0.01% | 7.69% | |
| American Momentum Bank | -0.01% | 23.08% | |
| Bank of America | -0.00% | 7.69% | |
| Prosperity Bank | -0.00% | 7.69% | |
| Truist Bank | 0.00% | 15.38% | |
| Quicken Loans | 0.00% | 7.69% | |
| City Bank | 0.00% | 15.38% | |
| JPMorgan Chase Bank | 0.01% | 15.38% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| USAA | -0.07% | 17.22% | |
| Legacy Mutual Mortgage | -0.03% | 3.33% | |
| loanDepot | -0.03% | 2.22% | |
| Prosperity Bank | -0.03% | 1.67% | |
| Quicken Loans | -0.03% | 0.56% | |
| Flagstar Bank | -0.03% | 2.78% | |
| Guaranty Bank & Trust | -0.02% | 0.56% | |
| Keller Mortgage | -0.02% | 1.11% | |
| American Momentum Bank | -0.02% | 0.56% | |
| Caliber Home Loans | -0.02% | 2.78% | |
| PennyMac Loan Services | -0.01% | 3.89% | |
| Cornerstone Home Lending | -0.01% | 0.56% | |
| City Bank | -0.01% | 5.56% | |
| CMG Financial | -0.01% | 2.78% | |
| Fairway Independent Mortgage Corporation | -0.01% | 16.67% | |
| Guild Mortgage Company | -0.01% | 1.11% | |
| America’s Choice Home Loans | -0.00% | 7.78% | |
| New American Funding | -0.00% | 1.11% | |
| Sunflower Bank | 0.01% | 7.78% | |
| InterLinc Mortgage Services | 0.05% | 7.78% | |
| Wallick & Volk | 0.12% | 12.22% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| USAA | -0.08% | 17.61% | |
| loanDepot | -0.04% | 1.89% | |
| Caliber Home Loans | -0.03% | 0.63% | |
| Legacy Mutual Mortgage | -0.03% | 3.77% | |
| Prosperity Bank | -0.03% | 1.89% | |
| Quicken Loans | -0.03% | 0.63% | |
| Flagstar Bank | -0.03% | 3.14% | |
| Guaranty Bank & Trust | -0.03% | 0.63% | |
| Keller Mortgage | -0.02% | 1.26% | |
| American Momentum Bank | -0.02% | 0.63% | |
| Cornerstone Home Lending | -0.02% | 0.63% | |
| City Bank | -0.01% | 6.29% | |
| CMG Financial | -0.01% | 2.52% | |
| Fairway Independent Mortgage Corporation | -0.01% | 18.24% | |
| America’s Choice Home Loans | -0.01% | 8.18% | |
| Guild Mortgage Company | -0.00% | 0.63% | |
| New American Funding | -0.00% | 0.63% | |
| Sunflower Bank | 0.00% | 8.81% | |
| InterLinc Mortgage Services | 0.05% | 8.81% | |
| Wallick & Volk | 0.12% | 13.21% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| USAA | -0.01% | 14.29% | |
| Caliber Home Loans | -0.00% | 19.05% | |
| Fairway Independent Mortgage Corporation | -0.00% | 4.76% | |
| loanDepot | -0.00% | 4.76% | |
| PennyMac Loan Services | -0.00% | 33.33% | |
| CMG Financial | 0.00% | 4.76% | |
| Guild Mortgage Company | 0.01% | 4.76% | |
| Wallick & Volk | 0.01% | 4.76% | |
| New American Funding | 0.01% | 4.76% | |
| America’s Choice Home Loans | 0.02% | 4.76% |
* Data is compiled for the College Station, TX commuting zone area, which comprises of counties of Brazos County, TX, Burleson County, TX, Grimes County, TX, and Robertson County, TX. This includes cities/towns/communities of College Station, TX as well as Bryan, TX, Navasota, TX, Iola, TX, Caldwell, TX, Todd Mission, TX, Franklin, TX, Somerville, TX, Bedias, TX, Hearne, TX, Snook, TX, Kurten, TX, Bremond, TX, and Calvert, TX. Lenders must have made at least 30 loans in the area to be included. Source of the data is Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate conditional on the commuting zone, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.
Mortgage Lender Rankings in Other Cities
This page contains information about the top mortgage lenders in the College Station, TX area. For mortgage lender rankings in other cities, click here.