Which mortgage lender in the Pueblo, CO area typically has the best rates? To help you narrow down where to shop for a mortgage, MortgageWaldo.com provides an objective and data driven ranking of mortgage lenders operating in the Pueblo, CO area by interest rate and market share. We maintain our independence by not accepting any compensation from the mortgage lenders we rank, and use data on all fixed rate mortgages that were closed in the past year to generate our rankings.
Going by historical data, the best mortgage lender in the Pueblo, CO area in terms of interest rate is ENT Credit Union, with an average “Rate Difference” of -0.29%. This means that, comparing similar borrowers, ENT Credit Union provided a -0.29% lower interest rate for its customers than other lenders in the area. ENT Credit Union has a market share of 9.2%. On the other hand, the most popular lender in the Pueblo, CO area is Quicken Loans, with a larger market share of 12.3%. Quicken Loans is an average lender in terms of the interest rate it offers, with a “Rate Difference” of +0.07% compared to those of other lenders in this area.
Our detailed ranking of mortgage lenders in the Pueblo, CO area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, going by historical data, ENT Credit Union is the cheapest mortgage provider for Conventional, Jumbo, and FHA mortgages in Pueblo, CO. However, the cheapest VA mortgage provider is Navy Federal Credit Union. Note that as a consumer advocate we always recommend shopping among several of our top ranked lenders in order to get the best rates and fees.
Ranking of Mortgage Lenders in Pueblo, CO
Lender Name | Rate Difference | Rate Rating | Market Share |
---|---|---|---|
ENT Credit Union | -0.03% | 47.06% | |
Keller Mortgage | 0.01% | 5.88% | |
US Bank | 0.02% | 11.76% | |
New American Funding | 0.02% | 5.88% | |
Quicken Loans | 0.02% | 5.88% | |
Navy Federal Credit Union | 0.03% | 5.88% | |
Fairway Independent Mortgage Corporation | 0.03% | 11.76% | |
Caliber Home Loans | 0.05% | 5.88% |
Lender Name | Rate Difference | Rate Rating | Market Share |
---|---|---|---|
ENT Credit Union | -0.04% | 45.45% | |
Keller Mortgage | 0.02% | 9.09% | |
US Bank | 0.03% | 9.09% | |
New American Funding | 0.03% | 9.09% | |
Navy Federal Credit Union | 0.04% | 9.09% | |
Fairway Independent Mortgage Corporation | 0.05% | 9.09% | |
Caliber Home Loans | 0.06% | 9.09% |
Lender Name | Rate Difference | Rate Rating | Market Share |
---|---|---|---|
ENT Credit Union | -0.00% | 50.00% | |
Fairway Independent Mortgage Corporation | -0.00% | 16.67% | |
US Bank | -0.00% | 16.67% | |
Quicken Loans | 0.00% | 16.67% |
* Data is compiled for the Pueblo, CO commuting zone area, which comprises of counties of Crowley County, CO, Custer County, CO, Fremont County, CO, Otero County, CO, and Pueblo County, CO. This includes cities/towns/communities of Pueblo, CO as well as Pueblo West, CO, Cañon City, CO, Williamsburg, CO, Silver Cliff, CO, Lincoln Park, CO, Colorado City, CO, Penrose, CO, Howard, CO, Beulah Valley, CO, Blende, CO, Rocky Ford, CO, La Junta, CO, Avondale, CO, Swink, CO, Fowler, CO, Olney Springs, CO, Boone, CO, North La Junta, CO, and Manzanola, CO. Lenders must have made at least 30 loans in the area to be included. Source of the data is Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate conditional on the commuting zone, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.
Mortgage Lender Rankings in Other Cities
This page contains information about the top mortgage lenders in the Pueblo, CO area. For mortgage lender rankings in other cities, click here.