Top Mortgage Lenders in Huntington, WV

Which mortgage lender in the Huntington, WV area typically has the best rates? To help you narrow down where to shop for a mortgage, provides an objective and data driven ranking of mortgage lenders operating in the Huntington, WV area by interest rate and market share. We maintain our independence by not accepting any compensation from the mortgage lenders we rank, and use data on all fixed rate mortgages that were closed in the past year to generate our rankings.

Going by historical data, the best mortgage lender in the Huntington, WV area in terms of interest rate is Huntington Federal Savings Bank, with an average “Rate Difference” of -0.17%. This means that, comparing similar borrowers, Huntington Federal Savings Bank provided a -0.17% lower interest rate for its customers than other lenders in the area. Huntington Federal Savings Bank has a market share of 8.1%. On the other hand, the most popular lender in the Huntington, WV area is Quicken Loans, with a larger market share of 14.2%. Quicken Loans is an average lender in terms of the interest rate it offers, with a “Rate Difference” of +0.07% compared to those of other lenders in this area.

Our detailed ranking of mortgage lenders in the Huntington, WV area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, going by historical data, the cheapest lender for Conventional mortgages in Huntington, WV is Huntington Federal Savings Bank. If you want to take out a loan that is above conforming limits (above $548,250 or $822,375 depending on the area in 2021), the cheapest Jumbo mortgage provider is PNC Bank. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is myCUmortgage. The cheapest VA mortgage provider is WesBanco. Note that as a consumer advocate we always recommend shopping among several of our top ranked lenders in order to get the best rates and fees.

Ranking of Mortgage Lenders in Huntington, WV

Mortgage Type:
Lender NameRate DifferenceRate RatingMarket Share
Huntington Federal Savings Bank-0.17%(4.5)8.12%
Community Trust Bank-0.12%(4.0)2.28%
Peoples Bank OH WY KY-0.07%(4.0)2.33%
United Bank-0.06%(4.0)2.48%
Movement Mortgage-0.06%(4.0)7.86%
Huntington National Bank-0.05%(3.5)3.05%
Fifth Third Bank-0.04%(3.5)5.48%
JPMorgan Chase Bank-0.04%(3.5)3.52%
Desco Federal Credit Union-0.00%(3.5)5.48%
Truist Bank0.00%(3.5)2.43%
Caliber Home Loans0.02%(3.5)6.05%
US Bank0.02%(3.5)2.95%
Victorian Finance, LLC0.03%(3.5)3.05%
City National Bank of WV0.04%(3.5)2.95%
GoPrime Mortgage Inc0.04%(3.5)6.88%
Stockton Mortgage0.05%(3.5)2.12%
Quicken Loans0.07%(3.0)14.17%
PNC Bank0.07%(3.0)4.29%
Lender NameRate DifferenceRate RatingMarket Share
Huntington Federal Savings Bank-0.10%(4.0)5.41%
Community Trust Bank-0.08%(4.0)1.37%
Huntington National Bank-0.07%(4.0)2.66%
Movement Mortgage-0.07%(4.0)12.36%
Peoples Bank OH WY KY-0.06%(4.0)1.89%
United Bank-0.06%(4.0)2.83%
Fifth Third Bank-0.06%(4.0)3.69%
Truist Bank-0.03%(3.5)2.32%
JPMorgan Chase Bank-0.03%(3.5)3.69%
US Bank-0.03%(3.5)2.75%
Desco Federal Credit Union-0.03%(3.5)5.41%
Caliber Home Loans0.01%(3.5)8.41%
PNC Bank0.01%(3.5)1.89%
Victorian Finance, LLC0.03%(3.5)4.46%
City National Bank of WV0.03%(3.5)0.86%
GoPrime Mortgage Inc0.04%(3.5)10.04%
Stockton Mortgage0.05%(3.5)3.09%
Quicken Loans0.06%(3.0)8.41%
Lender NameRate DifferenceRate RatingMarket Share
Huntington Federal Savings Bank-0.21%(4.5)12.24%
Community Trust Bank-0.13%(4.0)3.65%
Peoples Bank OH WY KY-0.09%(4.0)2.99%
United Bank-0.08%(4.0)1.95%
JPMorgan Chase Bank-0.04%(3.5)3.26%
Fifth Third Bank-0.03%(3.5)8.20%
Huntington National Bank-0.02%(3.5)3.65%
Movement Mortgage-0.00%(3.5)1.04%
Stockton Mortgage0.01%(3.5)0.65%
Victorian Finance, LLC0.02%(3.5)0.91%
GoPrime Mortgage Inc0.03%(3.5)2.08%
Desco Federal Credit Union0.03%(3.5)5.60%
Caliber Home Loans0.04%(3.5)2.47%
City National Bank of WV0.04%(3.5)6.12%
Truist Bank0.05%(3.0)2.60%
Quicken Loans0.08%(3.0)22.92%
US Bank0.10%(3.0)3.26%
PNC Bank0.10%(3.0)7.94%
Lender NameRate DifferenceRate RatingMarket Share
Huntington Federal Savings Bank-0.17%(4.5)12.60%
Community Trust Bank-0.11%(4.0)3.53%
Peoples Bank OH WY KY-0.07%(4.0)3.61%
United Bank-0.06%(4.0)3.69%
Huntington National Bank-0.04%(3.5)3.21%
Fifth Third Bank-0.04%(3.5)7.70%
JPMorgan Chase Bank-0.04%(3.5)5.22%
Desco Federal Credit Union0.00%(3.5)7.62%
Truist Bank0.00%(3.5)3.37%
Stockton Mortgage0.01%(3.5)0.88%
Caliber Home Loans0.01%(3.5)4.65%
Movement Mortgage0.02%(3.5)3.85%
GoPrime Mortgage Inc0.03%(3.5)2.41%
US Bank0.04%(3.5)3.21%
City National Bank of WV0.04%(3.5)4.57%
Victorian Finance, LLC0.07%(3.0)1.85%
PNC Bank0.09%(3.0)5.94%
Quicken Loans0.15%(2.5)9.87%
Lender NameRate DifferenceRate RatingMarket Share
Huntington Federal Savings Bank-0.10%(4.0)10.05%
Community Trust Bank-0.08%(4.0)2.55%
Huntington National Bank-0.07%(4.0)2.87%
Fifth Third Bank-0.06%(4.0)5.74%
United Bank-0.06%(4.0)4.94%
Peoples Bank OH WY KY-0.06%(4.0)3.51%
US Bank-0.04%(3.5)3.03%
JPMorgan Chase Bank-0.04%(3.5)6.38%
Truist Bank-0.03%(3.5)3.83%
Desco Federal Credit Union-0.03%(3.5)8.29%
Caliber Home Loans-0.01%(3.5)7.02%
Stockton Mortgage0.01%(3.5)1.28%
Movement Mortgage0.02%(3.5)7.34%
GoPrime Mortgage Inc0.02%(3.5)3.35%
PNC Bank0.03%(3.5)2.23%
City National Bank of WV0.03%(3.5)1.59%
Victorian Finance, LLC0.07%(3.0)3.03%
Quicken Loans0.14%(3.0)6.22%
Lender NameRate DifferenceRate RatingMarket Share
Huntington Federal Savings Bank-0.21%(4.5)15.19%
Community Trust Bank-0.13%(4.0)4.52%
Peoples Bank OH WY KY-0.09%(4.0)3.72%
United Bank-0.08%(4.0)2.42%
JPMorgan Chase Bank-0.04%(3.5)4.04%
Fifth Third Bank-0.03%(3.5)9.69%
Huntington National Bank-0.01%(3.5)3.55%
Stockton Mortgage0.00%(3.5)0.48%
Victorian Finance, LLC0.02%(3.5)0.65%
Movement Mortgage0.02%(3.5)0.32%
Desco Federal Credit Union0.03%(3.5)6.95%
GoPrime Mortgage Inc0.04%(3.5)1.45%
City National Bank of WV0.05%(3.5)7.59%
Truist Bank0.05%(3.0)2.91%
Caliber Home Loans0.06%(3.0)2.26%
PNC Bank0.10%(3.0)9.69%
US Bank0.11%(3.0)3.39%
Quicken Loans0.16%(2.5)13.57%
Lender NameRate DifferenceRate RatingMarket Share
Movement Mortgage-0.11%(4.0)17.09%
Huntington National Bank-0.06%(4.0)3.06%
PNC Bank-0.05%(3.5)0.54%
US Bank-0.02%(3.5)1.80%
Fifth Third Bank-0.01%(3.5)1.08%
Quicken Loans-0.01%(3.5)21.58%
Desco Federal Credit Union0.01%(3.5)0.90%
Victorian Finance, LLC0.01%(3.5)5.94%
Truist Bank0.02%(3.5)0.18%
Caliber Home Loans0.02%(3.5)7.91%
GoPrime Mortgage Inc0.04%(3.5)16.19%
Stockton Mortgage0.07%(3.0)4.50%
Lender NameRate DifferenceRate RatingMarket Share
Movement Mortgage-0.12%(4.0)19.78%
Huntington National Bank-0.07%(4.0)2.42%
PNC Bank-0.05%(3.5)0.66%
US Bank-0.02%(3.5)1.54%
Fifth Third Bank-0.01%(3.5)1.10%
Quicken Loans-0.00%(3.5)11.65%
Desco Federal Credit Union0.01%(3.5)1.10%
Victorian Finance, LLC0.01%(3.5)7.03%
Truist Bank0.02%(3.5)0.22%
Caliber Home Loans0.02%(3.5)9.23%
GoPrime Mortgage Inc0.04%(3.5)18.68%
Stockton Mortgage0.07%(3.0)5.27%
Lender NameRate DifferenceRate RatingMarket Share
Huntington National Bank-0.04%(3.5)5.94%
Movement Mortgage-0.01%(3.5)4.95%
Quicken Loans-0.01%(3.5)66.34%
US Bank-0.00%(3.5)2.97%
Caliber Home Loans0.00%(3.5)1.98%
Stockton Mortgage0.01%(3.5)0.99%
Fifth Third Bank0.02%(3.5)0.99%
GoPrime Mortgage Inc0.02%(3.5)4.95%
Victorian Finance, LLC0.05%(3.5)0.99%
Lender NameRate DifferenceRate RatingMarket Share
PNC Bank0.00%(3.5)50.00%
Truist Bank0.00%(3.5)50.00%
Insufficient data available.
Lender NameRate DifferenceRate RatingMarket Share
PNC Bank0.00%(3.5)50.00%
Truist Bank0.00%(3.5)50.00%
Lender NameRate DifferenceRate RatingMarket Share
Huntington National Bank-0.04%(3.5)1.55%
Desco Federal Credit Union-0.03%(3.5)4.65%
Movement Mortgage-0.02%(3.5)6.98%
US Bank-0.02%(3.5)5.43%
United Bank-0.01%(3.5)1.55%
Fifth Third Bank-0.01%(3.5)3.10%
Stockton Mortgage-0.01%(3.5)3.88%
PNC Bank-0.01%(3.5)3.88%
Truist Bank-0.01%(3.5)2.33%
Victorian Finance, LLC0.00%(3.5)2.33%
Caliber Home Loans0.01%(3.5)11.63%
GoPrime Mortgage Inc0.01%(3.5)10.08%
Quicken Loans0.01%(3.5)24.03%
JPMorgan Chase Bank0.04%(3.5)2.33%
Lender NameRate DifferenceRate RatingMarket Share
Huntington National Bank-0.03%(3.5)2.41%
Desco Federal Credit Union-0.03%(3.5)7.23%
Movement Mortgage-0.02%(3.5)9.64%
US Bank-0.02%(3.5)7.23%
Fifth Third Bank-0.02%(3.5)2.41%
United Bank-0.01%(3.5)2.41%
Stockton Mortgage-0.01%(3.5)4.82%
Truist Bank-0.01%(3.5)2.41%
PNC Bank-0.01%(3.5)6.02%
Victorian Finance, LLC-0.00%(3.5)1.20%
GoPrime Mortgage Inc0.01%(3.5)13.25%
Caliber Home Loans0.02%(3.5)14.46%
Quicken Loans0.04%(3.5)7.23%
JPMorgan Chase Bank0.04%(3.5)3.61%
Lender NameRate DifferenceRate RatingMarket Share
Caliber Home Loans-0.03%(3.5)6.52%
Movement Mortgage-0.01%(3.5)2.17%
US Bank-0.00%(3.5)2.17%
Quicken Loans0.00%(3.5)54.35%
Truist Bank0.00%(3.5)2.17%
Fifth Third Bank0.00%(3.5)4.35%
Victorian Finance, LLC0.00%(3.5)4.35%
GoPrime Mortgage Inc0.01%(3.5)4.35%
Stockton Mortgage0.01%(3.5)2.17%

* Data is compiled for the Huntington, WV commuting zone area, which comprises of counties of Boyd County, KY, Greenup County, KY, Lawrence County, OH, Cabell County, WV, and Wayne County, WV. This includes cities/towns/communities of Huntington, WV as well as Ashland, KY, Pea Ridge, WV, Flatwoods, KY, Lesage, WV, Ceredo, WV, Ironton, OH, Wayne, WV, Cannonsburg, KY, South Point, OH, Milton, WV, Bellefonte, KY, Wurtland, KY, Burlington, OH, Salt Rock, WV, Barboursville, WV, Chesapeake, OH, Athalia, OH, Culloden, WV, Proctorville, OH, Greenup, KY, Westwood, KY, Prichard, WV, Hanging Rock, OH, Russell, KY, Kenova, WV, South Shore, KY, Catlettsburg, KY, Coal Grove, OH, Fort Gay, WV, and Crum, WV. Lenders must have made at least 30 loans in the area to be included. Source of the data is Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate conditional on the commuting zone, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

Mortgage Lender Rankings in Other Cities

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