Integrity Home Mortgage Corp Interest Rate and Cost Review

Is Integrity Home Mortgage Corp a cheap or expensive mortgage lender? To help you shop for a mortgage, we compare the interest rates and closing costs charged by Integrity Home Mortgage Corp to those of other lenders for a comparable set of borrowers. Here is our review of Integrity Home Mortgage Corp nationally:

Review ItemIntegrity Home Mortgage Corp
Interest Ratesimilar to other lenders (+0.04%)
Loan Related Closing Costssimilar to other lenders (+$165)
National Rate and Closing Cost Star Rating(3.5)

On average, Integrity Home Mortgage Corp’s interest rates were similar to those of other lenders (+0.04%). Its loan related closing costs were also similar to those of other lenders, with a difference of +$165. We maintain our independence by not accepting any money from the mortgage lenders we review. To visit Integrity Home Mortgage Corp, check out its website at:

Integrity Home Mortgage Corp’s Rate Review by City

Mortgage lenders often set different rates in different geographical markets. For our list of the top mortgage lenders by city, click here. In particular, among the cities we track Integrity Home Mortgage Corp was most active in:

  1. Frederick, MD
  2. Front Royal, VA
  3. Richmond, VA
  4. Harrisonburg, VA
  5. Washington, DC

In addition, Integrity Home Mortgage Corp is our top ranked/best mortgage lender in terms of interest rate and closing costs in:

Integrity Home Mortgage Corp’s Rate Review by Mortgage Type

Mortgage lenders also tend to charge different interest rates and closing costs depending on the type of mortgage. In our data, Integrity Home Mortgage Corp originated Conforming, FHA, USDA and VA mortgages for new home purchases and refinances. Its average interest rate and total loan related closing cost difference relative to other lenders by mortgages type is as follows.

New Purchase MortgagesConformingFHAUSDAVA
Interest Rate Difference+0.05%+0.00%+0.08%+0.05%
Loan Related Closing Cost Difference+$326+$123+$137-$74
Cost Adjusted Rate Difference+0.08%+0.01%+0.09%+0.05%
National Star Rating(3)(3.5)(3)(3.5)
Refinance MortgagesConformingFHAUSDAVA
Interest Rate Difference+0.00%-0.02%+0.02%+0.00%
Loan Related Closing Cost Difference+$20+$73+$11-$84
Cost Adjusted Rate Difference-0.00%-0.01%+0.02%+0.00%
Average Star Rating(3.5)(3.5)(3.5)(3.5)

As a summary, Integrity Home Mortgage Corp is similar to other lenders for FHA and VA purchase mortgages. It is more expensive than other lenders for Conforming and USDA purchase mortgages. For refinancing, Integrity Home Mortgage Corp is similar to other lenders for Conforming, FHA, USDA and VA mortgage refinance. Nevertheless, individual circumstances can matter a lot for mortgage rates, and we always recommend shopping among several of our top mortgage lenders in your area before signing.

Other information about Integrity Home Mortgage Corp:

Registered name: Integrity Home Mortgage Corp
Registered city and state: Winchester, VA, 22602
Regulator: United States Department of Housing and Urban Development (HUD)

* Source of the data is Federal Financial Institutions Examination Council (FFIEC) and is for mortgages originated in the past year. Our comparable mortgages analysis controls for Integrity Home Mortgage Corp’s distribution of loan term (e.g. 30 year vs 15 year), loan-to-value (LTV), debt-to-income (DTI), loan amount, loan program (e.g. Conforming/FHA), loan purpose (e.g. purchase/refinance), and commuting zone. Cost adjusted rates were computed based on each percent of the loan amount in above average loan related closing costs being worth +0.15 of a percentage point in interest rate. Furthermore, the amounts are regularized using a Bayesian approach to control for small samples.