Which mortgage lender in the Brandon, MS area typically has the best rates? To help you narrow down where to shop for a mortgage, MortgageWaldo.com provides an objective and data driven ranking of mortgage lenders operating in the Brandon, MS area by interest rate and market share. We maintain our independence by not accepting any compensation from the mortgage lenders we rank, and use data on all fixed rate mortgages that were closed in the past year to generate our rankings.
Going by historical data, the best mortgage lender in the Brandon, MS area in terms of interest rate is BankPlus, with an average “Rate Difference” of -0.15%. This means that, comparing similar borrowers, BankPlus provided a -0.15% lower interest rate for its customers than other lenders in the area. BankPlus has a market share of 8.7%. On the other hand, the most popular lender in the Brandon, MS area is Trustmark National Bank, with a larger market share of 18.8%. Trustmark National Bank is also a relatively cheap lender, with a “Rate Difference” of -0.13% compared to those of other lenders in this area.
Our detailed ranking of mortgage lenders in the Brandon, MS area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, going by historical data, BankPlus is the cheapest mortgage provider for Conventional, Jumbo, and FHA mortgages in Brandon, MS. However, the cheapest VA mortgage provider is Trustmark National Bank. Note that as a consumer advocate we always recommend shopping among several of our top ranked lenders in order to get the best rates and fees.
Ranking of Mortgage Lenders in Brandon, MS
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| BankPlus | -0.21% | 3.44% | |
| Trustmark National Bank | -0.15% | 22.18% | |
| Community Bank of Mississippi | -0.13% | 5.62% | |
| PriorityOne Bank | -0.10% | 1.81% | |
| Origin Bank | -0.05% | 0.54% | |
| Regions Bank | -0.04% | 2.60% | |
| Evansville Teachers Federal Credit Union | -0.03% | 1.39% | |
| The Mortgage Connection | -0.03% | 0.73% | |
| Magnolia Bank | -0.01% | 0.54% | |
| BancorpSouth Bank | -0.01% | 12.87% | |
| Renasant Bank | -0.01% | 4.59% | |
| Caliber Home Loans | 0.01% | 1.51% | |
| Carrington Mortgage Services | 0.01% | 2.48% | |
| IBERIABANK | 0.03% | 5.62% | |
| Keesler Federal Credit Union | 0.03% | 0.30% | |
| Angel Oak Home Loans | 0.04% | 0.97% | |
| Quicken Loans | 0.05% | 8.46% | |
| Weichert Financial Services | 0.07% | 0.36% | |
| Flagstar Bank | 0.09% | 1.09% | |
| Fidelity Bank LA | 0.09% | 0.91% | |
| Academy Mortgage Corporation Utah | 0.12% | 2.11% | |
| Fairway Independent Mortgage Corporation | 0.12% | 7.19% | |
| Mr. Cooper | 0.13% | 1.27% | |
| loanDepot | 0.16% | 1.27% | |
| Bank of England AR | 0.20% | 2.90% | |
| Cornerstone Home Lending | 0.23% | 1.27% | |
| Open Mortgage | 0.33% | 4.11% | |
| Planet Home Lending | 0.35% | 1.87% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| BankPlus | -0.22% | 4.26% | |
| Community Bank of Mississippi | -0.14% | 6.47% | |
| Trustmark National Bank | -0.14% | 21.08% | |
| PriorityOne Bank | -0.11% | 2.13% | |
| Regions Bank | -0.06% | 2.89% | |
| Origin Bank | -0.06% | 0.68% | |
| Evansville Teachers Federal Credit Union | -0.03% | 1.75% | |
| The Mortgage Connection | -0.03% | 0.91% | |
| Magnolia Bank | -0.02% | 0.68% | |
| Renasant Bank | -0.02% | 5.33% | |
| BancorpSouth Bank | -0.02% | 15.45% | |
| Caliber Home Loans | -0.01% | 0.91% | |
| IBERIABANK | 0.03% | 6.85% | |
| Keesler Federal Credit Union | 0.03% | 0.30% | |
| Angel Oak Home Loans | 0.04% | 0.91% | |
| loanDepot | 0.04% | 0.23% | |
| Weichert Financial Services | 0.06% | 0.46% | |
| Mr. Cooper | 0.06% | 0.38% | |
| Flagstar Bank | 0.09% | 0.99% | |
| Fidelity Bank LA | 0.09% | 0.99% | |
| Carrington Mortgage Services | 0.10% | 0.38% | |
| Quicken Loans | 0.11% | 3.04% | |
| Fairway Independent Mortgage Corporation | 0.12% | 8.52% | |
| Academy Mortgage Corporation Utah | 0.13% | 2.28% | |
| Bank of England AR | 0.21% | 3.27% | |
| Cornerstone Home Lending | 0.22% | 1.60% | |
| Open Mortgage | 0.34% | 5.02% | |
| Planet Home Lending | 0.37% | 2.21% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Trustmark National Bank | -0.17% | 26.39% | |
| Carrington Mortgage Services | 0.02% | 10.56% | |
| Community Bank of Mississippi | 0.03% | 2.35% | |
| BancorpSouth Bank | 0.03% | 2.93% | |
| PriorityOne Bank | 0.03% | 0.59% | |
| Caliber Home Loans | 0.04% | 3.81% | |
| IBERIABANK | 0.04% | 0.88% | |
| Quicken Loans | 0.04% | 29.33% | |
| Keesler Federal Credit Union | 0.05% | 0.29% | |
| Angel Oak Home Loans | 0.05% | 1.17% | |
| Academy Mortgage Corporation Utah | 0.05% | 1.47% | |
| BankPlus | 0.05% | 0.29% | |
| Renasant Bank | 0.05% | 1.76% | |
| Open Mortgage | 0.06% | 0.59% | |
| Flagstar Bank | 0.08% | 1.47% | |
| Fidelity Bank LA | 0.08% | 0.59% | |
| Planet Home Lending | 0.08% | 0.59% | |
| Regions Bank | 0.10% | 1.47% | |
| Bank of England AR | 0.10% | 1.47% | |
| Fairway Independent Mortgage Corporation | 0.10% | 2.05% | |
| Mr. Cooper | 0.17% | 4.69% | |
| loanDepot | 0.20% | 5.28% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| BankPlus | -0.01% | 11.32% | |
| Wells Fargo Bank | -0.01% | 5.66% | |
| Renasant Bank | -0.01% | 13.21% | |
| USAA | -0.01% | 1.89% | |
| Magnolia Bank | -0.00% | 3.77% | |
| Trustmark National Bank | -0.00% | 26.42% | |
| IBERIABANK | 0.00% | 1.89% | |
| Keesler Federal Credit Union | 0.00% | 3.77% | |
| Bank of America | 0.01% | 3.77% | |
| Evansville Teachers Federal Credit Union | 0.01% | 3.77% | |
| Caliber Home Loans | 0.01% | 1.89% | |
| Fairway Independent Mortgage Corporation | 0.01% | 7.55% | |
| Regions Bank | 0.01% | 3.77% | |
| Community Bank of Mississippi | 0.01% | 1.89% | |
| Angel Oak Home Loans | 0.01% | 3.77% | |
| JPMorgan Chase Bank | 0.01% | 3.77% | |
| The Mortgage Connection | 0.02% | 1.89% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Trustmark National Bank | -0.02% | 26.09% | |
| Wells Fargo Bank | -0.01% | 13.04% | |
| USAA | -0.00% | 4.35% | |
| JPMorgan Chase Bank | -0.00% | 4.35% | |
| Renasant Bank | 0.01% | 4.35% | |
| Keesler Federal Credit Union | 0.01% | 4.35% | |
| Bank of America | 0.01% | 4.35% | |
| Regions Bank | 0.01% | 4.35% | |
| Evansville Teachers Federal Credit Union | 0.01% | 8.70% | |
| BankPlus | 0.01% | 4.35% | |
| Fairway Independent Mortgage Corporation | 0.01% | 17.39% | |
| Community Bank of Mississippi | 0.01% | 4.35% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| BankPlus | -0.02% | 16.67% | |
| Renasant Bank | -0.01% | 20.00% | |
| Magnolia Bank | -0.00% | 6.67% | |
| IBERIABANK | -0.00% | 3.33% | |
| Keesler Federal Credit Union | 0.00% | 3.33% | |
| Bank of America | 0.00% | 3.33% | |
| Caliber Home Loans | 0.01% | 3.33% | |
| Angel Oak Home Loans | 0.01% | 6.67% | |
| Regions Bank | 0.01% | 3.33% | |
| Trustmark National Bank | 0.01% | 26.67% | |
| The Mortgage Connection | 0.02% | 3.33% | |
| JPMorgan Chase Bank | 0.03% | 3.33% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Trustmark National Bank | -0.13% | 14.20% | |
| Navy Federal Credit Union | -0.10% | 5.87% | |
| IBERIABANK | -0.05% | 5.11% | |
| loanDepot | -0.04% | 5.30% | |
| BankPlus | -0.03% | 3.41% | |
| PriorityOne Bank | -0.03% | 1.89% | |
| Keesler Federal Credit Union | -0.02% | 1.52% | |
| The Mortgage Connection | -0.02% | 2.65% | |
| Origin Bank | -0.01% | 0.76% | |
| Caliber Home Loans | -0.01% | 2.65% | |
| Angel Oak Home Loans | -0.00% | 0.76% | |
| Community Bank of Mississippi | 0.00% | 1.89% | |
| Carrington Mortgage Services | 0.01% | 0.57% | |
| Regions Bank | 0.01% | 0.19% | |
| Academy Mortgage Corporation Utah | 0.01% | 0.95% | |
| Magnolia Bank | 0.02% | 0.57% | |
| BancorpSouth Bank | 0.02% | 3.60% | |
| Fairway Independent Mortgage Corporation | 0.02% | 7.77% | |
| Weichert Financial Services | 0.02% | 1.33% | |
| Fidelity Bank LA | 0.02% | 1.33% | |
| Bank of England AR | 0.03% | 3.22% | |
| Wells Fargo Bank | 0.03% | 1.70% | |
| USAA | 0.03% | 11.17% | |
| Renasant Bank | 0.04% | 4.36% | |
| Mr. Cooper | 0.05% | 0.57% | |
| Evansville Teachers Federal Credit Union | 0.05% | 1.33% | |
| Open Mortgage | 0.07% | 2.65% | |
| Quicken Loans | 0.13% | 10.23% | |
| Planet Home Lending | 0.21% | 2.46% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Navy Federal Credit Union | -0.11% | 7.34% | |
| Trustmark National Bank | -0.10% | 11.02% | |
| IBERIABANK | -0.07% | 6.21% | |
| BankPlus | -0.04% | 3.67% | |
| Keesler Federal Credit Union | -0.03% | 1.41% | |
| PriorityOne Bank | -0.03% | 2.82% | |
| The Mortgage Connection | -0.02% | 3.95% | |
| Origin Bank | -0.02% | 0.56% | |
| Community Bank of Mississippi | -0.00% | 2.54% | |
| Angel Oak Home Loans | -0.00% | 1.13% | |
| loanDepot | 0.00% | 0.28% | |
| Regions Bank | 0.01% | 0.28% | |
| Academy Mortgage Corporation Utah | 0.01% | 1.13% | |
| Bank of England AR | 0.01% | 2.82% | |
| Caliber Home Loans | 0.02% | 1.98% | |
| Magnolia Bank | 0.02% | 0.56% | |
| BancorpSouth Bank | 0.02% | 4.24% | |
| Weichert Financial Services | 0.02% | 1.98% | |
| Fairway Independent Mortgage Corporation | 0.02% | 9.32% | |
| Wells Fargo Bank | 0.02% | 2.26% | |
| Fidelity Bank LA | 0.03% | 1.41% | |
| USAA | 0.03% | 14.41% | |
| Renasant Bank | 0.04% | 6.50% | |
| Evansville Teachers Federal Credit Union | 0.05% | 1.98% | |
| Open Mortgage | 0.07% | 3.95% | |
| Quicken Loans | 0.13% | 2.82% | |
| Planet Home Lending | 0.22% | 3.39% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Trustmark National Bank | -0.15% | 20.69% | |
| loanDepot | -0.04% | 15.52% | |
| Caliber Home Loans | -0.03% | 4.02% | |
| Navy Federal Credit Union | -0.01% | 2.87% | |
| Keesler Federal Credit Union | -0.00% | 1.72% | |
| Origin Bank | -0.00% | 1.15% | |
| IBERIABANK | 0.00% | 2.87% | |
| Fairway Independent Mortgage Corporation | 0.00% | 4.60% | |
| BancorpSouth Bank | 0.00% | 2.30% | |
| Magnolia Bank | 0.01% | 0.57% | |
| Carrington Mortgage Services | 0.01% | 1.72% | |
| BankPlus | 0.01% | 2.87% | |
| Fidelity Bank LA | 0.01% | 1.15% | |
| Academy Mortgage Corporation Utah | 0.02% | 0.57% | |
| Community Bank of Mississippi | 0.02% | 0.57% | |
| USAA | 0.02% | 4.60% | |
| Planet Home Lending | 0.03% | 0.57% | |
| Bank of England AR | 0.04% | 4.02% | |
| Wells Fargo Bank | 0.05% | 0.57% | |
| Mr. Cooper | 0.05% | 1.72% | |
| Quicken Loans | 0.14% | 25.29% |
* Data is compiled for the Brandon, MS commuting zone area, which comprises of counties of Copiah County, MS, Hinds County, MS, Madison County, MS, Rankin County, MS, Simpson County, MS, and Yazoo County, MS. This includes cities/towns/communities of Brandon, MS as well as Jackson, MS, Madison, MS, Canton, MS, Flowood, MS, Clinton, MS, Byram, MS, Florence, MS, Pearl, MS, Ridgeland, MS, Magee, MS, Crystal Springs, MS, DLo, MS, Yazoo City, MS, Bentonia, MS, Mendenhall, MS, Hazlehurst, MS, Richland, MS, Terry, MS, Jackson, MS, Robinhood, MS, Learned, MS, Edwards, MS, Wesson, MS, and Satartia, MS. Lenders must have made at least 30 loans in the area to be included. Source of the data is Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate conditional on the commuting zone, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.
Mortgage Lender Rankings in Other Cities
This page contains information about the top mortgage lenders in the Brandon, MS area. For mortgage lender rankings in other cities, click here.