Top Mortgage Lenders in Easton, MD

Which mortgage lender in the Easton, MD area typically has the best rates? To help you narrow down where to shop for a mortgage, provides an objective and data driven ranking of mortgage lenders operating in the Easton, MD area by interest rate and market share. We maintain our independence by not accepting any compensation from the mortgage lenders we rank, and use data on all fixed rate mortgages that were closed in the past year to generate our rankings.

Going by historical data, the best mortgage lender in the Easton, MD area in terms of interest rate is Bay Capital Mortgage Corporation, with an average “Rate Difference” of -0.10%. This means that, comparing similar borrowers, Bay Capital Mortgage Corporation provided a -0.10% lower interest rate for its customers than other lenders in the area. Bay Capital Mortgage Corporation has a market share of 5.4%. On the other hand, the most popular lender in the Easton, MD area is Quicken Loans, with a larger market share of 15.7%. Quicken Loans is an average lender in terms of the interest rate it offers, with a “Rate Difference” of +0.08% compared to those of other lenders in this area.

Our detailed ranking of mortgage lenders in the Easton, MD area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, going by historical data, the cheapest lender for Conventional mortgages in Easton, MD is Bay Capital Mortgage Corporation. If you want to take out a loan that is above conforming limits (above $548,250 or $822,375 depending on the area in 2021), the cheapest Jumbo mortgage provider is Bank of America. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Home Point Financial Corporation. The cheapest VA mortgage provider is Navy Federal Credit Union. Note that as a consumer advocate we always recommend shopping among several of our top ranked lenders in order to get the best rates and fees.

Ranking of Mortgage Lenders in Easton, MD

Mortgage Type:
Lender NameRate DifferenceRate RatingMarket Share
Bay Capital Mortgage Corporation-0.10%(4.0)5.40%
Bank of America-0.09%(4.0)3.07%
Truist Bank-0.05%(4.0)2.38%
Howard Bank-0.05%(3.5)1.64%
Home Point Financial Corporation-0.04%(3.5)3.49%
M&T Bank-0.04%(3.5)4.07%
Wells Fargo Bank-0.03%(3.5)8.15%
Movement Mortgage-0.03%(3.5)1.64%
NFM Lending-0.02%(3.5)2.70%
PNC Bank-0.02%(3.5)3.76%
Prosperity Home Mortgage LLC-0.01%(3.5)2.43%
SunTrust Bank-0.01%(3.5)1.69%
Atlantic Coast Mortgage-0.01%(3.5)2.01%
Academy Mortgage Corporation Utah-0.01%(3.5)3.76%
Caliber Home Loans-0.00%(3.5)3.12%
JPMorgan Chase Bank0.01%(3.5)2.12%
Southern Trust Mortgage0.02%(3.5)5.93%
Navy Federal Credit Union0.02%(3.5)2.91%
First Home Mortgage0.03%(3.5)12.91%
Mr. Cooper0.07%(3.0)1.90%
Quicken Loans0.08%(3.0)15.66%
Lender NameRate DifferenceRate RatingMarket Share
Bank of America-0.12%(4.0)3.36%
Bay Capital Mortgage Corporation-0.08%(4.0)5.57%
Wells Fargo Bank-0.08%(4.0)9.22%
Home Point Financial Corporation-0.05%(4.0)4.32%
PNC Bank-0.04%(3.5)2.21%
Howard Bank-0.03%(3.5)1.54%
Truist Bank-0.03%(3.5)2.21%
M&T Bank-0.02%(3.5)4.42%
Movement Mortgage-0.02%(3.5)2.50%
Caliber Home Loans-0.01%(3.5)2.79%
SunTrust Bank-0.01%(3.5)1.73%
Prosperity Home Mortgage LLC-0.01%(3.5)4.03%
JPMorgan Chase Bank-0.00%(3.5)1.63%
Atlantic Coast Mortgage-0.00%(3.5)2.88%
Academy Mortgage Corporation Utah0.00%(3.5)4.90%
NFM Lending0.01%(3.5)2.02%
Navy Federal Credit Union0.01%(3.5)3.07%
Southern Trust Mortgage0.04%(3.5)8.45%
Mr. Cooper0.04%(3.5)0.86%
First Home Mortgage0.07%(3.0)16.43%
Quicken Loans0.09%(3.0)7.88%
Lender NameRate DifferenceRate RatingMarket Share
Bay Capital Mortgage Corporation-0.12%(4.0)5.18%
Truist Bank-0.07%(4.0)2.59%
Howard Bank-0.06%(4.0)1.77%
M&T Bank-0.06%(4.0)3.65%
First Home Mortgage-0.04%(3.5)8.60%
Bank of America-0.04%(3.5)2.71%
NFM Lending-0.04%(3.5)3.53%
Southern Trust Mortgage-0.03%(3.5)2.83%
Academy Mortgage Corporation Utah-0.03%(3.5)2.36%
Movement Mortgage-0.02%(3.5)0.59%
Atlantic Coast Mortgage-0.02%(3.5)0.94%
SunTrust Bank-0.01%(3.5)1.65%
PNC Bank-0.01%(3.5)5.65%
Home Point Financial Corporation-0.01%(3.5)2.47%
Prosperity Home Mortgage LLC-0.01%(3.5)0.47%
Caliber Home Loans-0.00%(3.5)3.53%
JPMorgan Chase Bank0.01%(3.5)2.71%
Navy Federal Credit Union0.04%(3.5)2.71%
Wells Fargo Bank0.05%(3.5)6.83%
Quicken Loans0.07%(3.0)25.21%
Mr. Cooper0.08%(3.0)3.18%
Lender NameRate DifferenceRate RatingMarket Share
Bay Capital Mortgage Corporation-0.11%(4.0)7.50%
Bank of America-0.10%(4.0)3.52%
Truist Bank-0.08%(4.0)2.32%
Howard Bank-0.07%(4.0)1.87%
Wells Fargo Bank-0.04%(3.5)9.37%
M&T Bank-0.04%(3.5)3.60%
Movement Mortgage-0.03%(3.5)1.35%
NFM Lending-0.03%(3.5)1.87%
PNC Bank-0.02%(3.5)4.80%
SunTrust Bank-0.02%(3.5)1.50%
Academy Mortgage Corporation Utah-0.02%(3.5)3.67%
Prosperity Home Mortgage LLC-0.01%(3.5)1.80%
JPMorgan Chase Bank-0.01%(3.5)2.17%
Atlantic Coast Mortgage-0.01%(3.5)1.95%
Home Point Financial Corporation-0.01%(3.5)2.25%
Southern Trust Mortgage-0.00%(3.5)4.80%
Caliber Home Loans-0.00%(3.5)2.32%
First Home Mortgage0.05%(3.5)13.34%
Navy Federal Credit Union0.08%(3.0)2.17%
Quicken Loans0.08%(3.0)18.74%
Mr. Cooper0.15%(3.0)1.35%
Lender NameRate DifferenceRate RatingMarket Share
Bank of America-0.15%(4.5)3.73%
Wells Fargo Bank-0.10%(4.0)11.64%
Bay Capital Mortgage Corporation-0.09%(4.0)8.66%
Howard Bank-0.06%(4.0)1.79%
PNC Bank-0.06%(4.0)2.54%
Truist Bank-0.05%(4.0)2.39%
JPMorgan Chase Bank-0.04%(3.5)1.49%
Movement Mortgage-0.03%(3.5)2.09%
SunTrust Bank-0.02%(3.5)1.79%
Caliber Home Loans-0.02%(3.5)2.39%
Home Point Financial Corporation-0.01%(3.5)2.24%
Prosperity Home Mortgage LLC-0.00%(3.5)3.28%
Academy Mortgage Corporation Utah-0.00%(3.5)5.22%
M&T Bank-0.00%(3.5)3.13%
Atlantic Coast Mortgage0.00%(3.5)2.99%
Southern Trust Mortgage0.02%(3.5)6.87%
NFM Lending0.02%(3.5)1.34%
Mr. Cooper0.04%(3.5)0.45%
Navy Federal Credit Union0.08%(3.0)2.24%
Quicken Loans0.10%(3.0)10.60%
First Home Mortgage0.10%(3.0)17.16%
Lender NameRate DifferenceRate RatingMarket Share
Bay Capital Mortgage Corporation-0.13%(4.0)6.33%
Truist Bank-0.12%(4.0)2.26%
Howard Bank-0.07%(4.0)1.96%
M&T Bank-0.07%(4.0)4.07%
NFM Lending-0.06%(4.0)2.41%
First Home Mortgage-0.05%(4.0)9.49%
Bank of America-0.05%(3.5)3.31%
Southern Trust Mortgage-0.04%(3.5)2.71%
Academy Mortgage Corporation Utah-0.04%(3.5)2.11%
Movement Mortgage-0.03%(3.5)0.60%
Atlantic Coast Mortgage-0.03%(3.5)0.90%
SunTrust Bank-0.02%(3.5)1.20%
PNC Bank-0.02%(3.5)7.08%
Prosperity Home Mortgage LLC-0.01%(3.5)0.30%
Home Point Financial Corporation0.00%(3.5)2.26%
JPMorgan Chase Bank0.01%(3.5)2.86%
Caliber Home Loans0.01%(3.5)2.26%
Wells Fargo Bank0.07%(3.0)7.08%
Navy Federal Credit Union0.07%(3.0)2.11%
Quicken Loans0.07%(3.0)26.96%
Mr. Cooper0.17%(2.5)2.26%
Lender NameRate DifferenceRate RatingMarket Share
Home Point Financial Corporation-0.08%(4.0)9.23%
M&T Bank-0.03%(3.5)9.23%
Atlantic Coast Mortgage-0.03%(3.5)2.58%
Caliber Home Loans-0.01%(3.5)5.17%
Prosperity Home Mortgage LLC-0.01%(3.5)4.43%
Movement Mortgage-0.01%(3.5)3.69%
Bank of America-0.01%(3.5)0.37%
First Home Mortgage-0.00%(3.5)13.65%
Academy Mortgage Corporation Utah0.00%(3.5)3.32%
NFM Lending0.00%(3.5)7.01%
PNC Bank0.01%(3.5)0.37%
Quicken Loans0.01%(3.5)10.70%
Mr. Cooper0.01%(3.5)5.54%
Howard Bank0.01%(3.5)0.37%
SunTrust Bank0.02%(3.5)0.74%
Navy Federal Credit Union0.02%(3.5)0.37%
JPMorgan Chase Bank0.04%(3.5)0.37%
Southern Trust Mortgage0.09%(3.0)11.07%
Lender NameRate DifferenceRate RatingMarket Share
Home Point Financial Corporation-0.08%(4.0)12.63%
M&T Bank-0.04%(3.5)11.58%
Atlantic Coast Mortgage-0.03%(3.5)3.68%
Quicken Loans-0.03%(3.5)3.16%
Caliber Home Loans-0.01%(3.5)3.68%
Prosperity Home Mortgage LLC-0.01%(3.5)5.79%
Movement Mortgage-0.01%(3.5)4.74%
Bank of America-0.00%(3.5)0.53%
Academy Mortgage Corporation Utah0.00%(3.5)4.21%
First Home Mortgage0.00%(3.5)17.37%
NFM Lending0.00%(3.5)5.26%
PNC Bank0.01%(3.5)0.53%
SunTrust Bank0.02%(3.5)1.05%
Navy Federal Credit Union0.02%(3.5)0.53%
Mr. Cooper0.06%(3.0)2.63%
Southern Trust Mortgage0.10%(3.0)14.21%
Lender NameRate DifferenceRate RatingMarket Share
Caliber Home Loans-0.02%(3.5)8.64%
Mr. Cooper-0.02%(3.5)12.35%
First Home Mortgage-0.01%(3.5)4.94%
Home Point Financial Corporation-0.01%(3.5)1.23%
M&T Bank-0.00%(3.5)3.70%
NFM Lending0.00%(3.5)11.11%
Prosperity Home Mortgage LLC0.01%(3.5)1.23%
Movement Mortgage0.01%(3.5)1.23%
Howard Bank0.01%(3.5)1.23%
Quicken Loans0.01%(3.5)28.40%
Southern Trust Mortgage0.02%(3.5)3.70%
Academy Mortgage Corporation Utah0.03%(3.5)1.23%
JPMorgan Chase Bank0.04%(3.5)1.23%
Lender NameRate DifferenceRate RatingMarket Share
Bank of America-0.06%(4.0)8.26%
Wells Fargo Bank-0.02%(3.5)23.85%
PNC Bank-0.00%(3.5)2.75%
Prosperity Home Mortgage LLC-0.00%(3.5)3.67%
Bay Capital Mortgage Corporation0.00%(3.5)1.83%
SunTrust Bank0.00%(3.5)9.17%
NFM Lending0.01%(3.5)0.92%
Navy Federal Credit Union0.01%(3.5)3.67%
First Home Mortgage0.01%(3.5)6.42%
Truist Bank0.01%(3.5)12.84%
Atlantic Coast Mortgage0.01%(3.5)0.92%
Quicken Loans0.02%(3.5)0.92%
Academy Mortgage Corporation Utah0.02%(3.5)3.67%
M&T Bank0.02%(3.5)1.83%
Caliber Home Loans0.03%(3.5)2.75%
JPMorgan Chase Bank0.04%(3.5)9.17%
Howard Bank0.05%(3.5)2.75%
Lender NameRate DifferenceRate RatingMarket Share
Bank of America-0.06%(4.0)11.76%
Wells Fargo Bank-0.02%(3.5)22.06%
Prosperity Home Mortgage LLC-0.00%(3.5)4.41%
PNC Bank0.00%(3.5)4.41%
Truist Bank0.00%(3.5)10.29%
SunTrust Bank0.00%(3.5)5.88%
Navy Federal Credit Union0.01%(3.5)4.41%
Atlantic Coast Mortgage0.01%(3.5)1.47%
Caliber Home Loans0.02%(3.5)1.47%
First Home Mortgage0.02%(3.5)7.35%
Academy Mortgage Corporation Utah0.03%(3.5)4.41%
M&T Bank0.03%(3.5)1.47%
Howard Bank0.05%(3.5)4.41%
JPMorgan Chase Bank0.05%(3.5)10.29%
Lender NameRate DifferenceRate RatingMarket Share
Wells Fargo Bank-0.03%(3.5)26.83%
First Home Mortgage-0.01%(3.5)4.88%
Bay Capital Mortgage Corporation0.00%(3.5)4.88%
Bank of America0.00%(3.5)2.44%
Navy Federal Credit Union0.00%(3.5)2.44%
SunTrust Bank0.00%(3.5)14.63%
NFM Lending0.00%(3.5)2.44%
Academy Mortgage Corporation Utah0.00%(3.5)2.44%
Prosperity Home Mortgage LLC0.01%(3.5)2.44%
M&T Bank0.01%(3.5)2.44%
JPMorgan Chase Bank0.01%(3.5)7.32%
Quicken Loans0.02%(3.5)2.44%
Truist Bank0.02%(3.5)17.07%
Caliber Home Loans0.04%(3.5)4.88%
Lender NameRate DifferenceRate RatingMarket Share
Navy Federal Credit Union-0.04%(3.5)11.93%
Wells Fargo Bank-0.03%(3.5)1.70%
NFM Lending-0.02%(3.5)3.41%
M&T Bank-0.02%(3.5)1.14%
Home Point Financial Corporation-0.01%(3.5)6.25%
Bank of America-0.01%(3.5)0.57%
Southern Trust Mortgage-0.01%(3.5)10.23%
Prosperity Home Mortgage LLC-0.01%(3.5)3.41%
Howard Bank-0.01%(3.5)1.14%
Movement Mortgage-0.00%(3.5)1.70%
PNC Bank0.00%(3.5)1.70%
Atlantic Coast Mortgage0.00%(3.5)2.27%
Caliber Home Loans0.01%(3.5)6.25%
Academy Mortgage Corporation Utah0.01%(3.5)5.11%
First Home Mortgage0.01%(3.5)12.50%
Mr. Cooper0.03%(3.5)1.70%
Quicken Loans0.05%(3.0)9.09%
Lender NameRate DifferenceRate RatingMarket Share
Navy Federal Credit Union-0.06%(4.0)11.50%
Wells Fargo Bank-0.03%(3.5)2.65%
M&T Bank-0.02%(3.5)1.77%
Southern Trust Mortgage-0.01%(3.5)13.27%
Bank of America-0.01%(3.5)0.88%
Howard Bank-0.01%(3.5)0.88%
Prosperity Home Mortgage LLC-0.01%(3.5)5.31%
NFM Lending-0.00%(3.5)1.77%
Home Point Financial Corporation-0.00%(3.5)5.31%
Movement Mortgage-0.00%(3.5)2.65%
PNC Bank0.00%(3.5)1.77%
Atlantic Coast Mortgage0.01%(3.5)1.77%
Mr. Cooper0.02%(3.5)0.88%
First Home Mortgage0.02%(3.5)15.93%
Caliber Home Loans0.02%(3.5)4.42%
Quicken Loans0.02%(3.5)4.42%
Academy Mortgage Corporation Utah0.03%(3.5)4.42%
Lender NameRate DifferenceRate RatingMarket Share
NFM Lending-0.03%(3.5)6.35%
Home Point Financial Corporation-0.03%(3.5)7.94%
Academy Mortgage Corporation Utah-0.02%(3.5)6.35%
Navy Federal Credit Union-0.02%(3.5)12.70%
Howard Bank-0.01%(3.5)1.59%
Caliber Home Loans-0.01%(3.5)9.52%
Southern Trust Mortgage-0.01%(3.5)4.76%
Atlantic Coast Mortgage-0.01%(3.5)3.17%
PNC Bank-0.00%(3.5)1.59%
First Home Mortgage-0.00%(3.5)6.35%
Mr. Cooper0.03%(3.5)3.17%
Quicken Loans0.06%(3.0)17.46%

* Data is compiled for the Easton, MD commuting zone area, which comprises of counties of Caroline County, MD, Dorchester County, MD, Kent County, MD, Queen Anne’s County, MD, and Talbot County, MD. This includes cities/towns/communities of Easton, MD as well as Kent Narrows, MD, Centreville, MD, Stevensville, MD, Cambridge, MD, Chester, MD, Queenstown, MD, Church Hill, MD, Greensboro, MD, Ridgely, MD, St. Michaels, MD, Williston, MD, Oxford, MD, Hurlock, MD, Secretary, MD, Queen Anne, MD, Butlertown, MD, Fairlee, MD, Galena, MD, Chestertown, MD, Denton, MD, Preston, MD, Edesville, MD, Tilghman Island, MD, Federalsburg, MD, Millington, MD, West Denton, MD, Madison, MD, Templeville, MD, Templeville, MD, Brookview, MD, Algonquin, MD, and Elliott, MD. Lenders must have made at least 30 loans in the area to be included. Source of the data is Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate conditional on the commuting zone, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

Mortgage Lender Rankings in Other Cities

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