Top Mortgage Lenders in Jonesboro, AR

Which mortgage lender in the Jonesboro, AR area typically has the best rates? To help you narrow down where to shop for a mortgage, provides an objective and data driven ranking of mortgage lenders operating in the Jonesboro, AR area by interest rate and market share. We maintain our independence by not accepting any compensation from the mortgage lenders we rank, and use data on all fixed rate mortgages that were closed in the past year to generate our rankings.

Going by historical data, the best mortgage lender in the Jonesboro, AR area in terms of interest rate is First Security Bank, with an average “Rate Difference” of -0.24%. This means that, comparing similar borrowers, First Security Bank provided a -0.24% lower interest rate for its customers than other lenders in the area. First Security Bank has a market share of 7.6%. On the other hand, the most popular lender in the Jonesboro, AR area is Quicken Loans, with a larger market share of 13.8%. Quicken Loans is an average lender in terms of the interest rate it offers, with a “Rate Difference” of +0.08% compared to those of other lenders in this area.

Our detailed ranking of mortgage lenders in the Jonesboro, AR area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, going by historical data, the cheapest lender for Conventional mortgages in Jonesboro, AR is First Security Bank. If you want to take out a loan that is above conforming limits (above $548,250 or $822,375 depending on the area in 2021), the cheapest Jumbo mortgage provider is IBERIABANK. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is First Security Bank. The cheapest VA mortgage provider is also First Security Bank. Note that as a consumer advocate we always recommend shopping among several of our top ranked lenders in order to get the best rates and fees.

Ranking of Mortgage Lenders in Jonesboro, AR

Mortgage Type:
Lender NameRate DifferenceRate RatingMarket Share
First Security Bank-0.24%(4.5)7.64%
Arvest Bank-0.09%(4.0)6.91%
Centennial Bank-0.08%(4.0)7.24%
First Financial Bank AR & MS-0.07%(4.0)9.15%
Simmons Bank-0.01%(3.5)8.14%
InterLinc Mortgage Services0.01%(3.5)3.20%
BancorpSouth Bank0.02%(3.5)2.98%
Evolve Bank & Trust0.04%(3.5)3.31%
Wells Fargo Bank0.04%(3.5)3.59%
Highlands Residential Mortgage Ltd0.04%(3.5)3.20%
Mortgage Investors Group0.04%(3.5)4.38%
Eagle Bank and Trust Company0.06%(3.0)4.44%
DAS Acquisition Company0.06%(3.0)5.73%
Supreme Lending0.07%(3.0)3.59%
Quicken Loans0.08%(3.0)13.81%
Caliber Home Loans0.08%(3.0)1.91%
Regions Bank0.12%(3.0)5.11%
Lender NameRate DifferenceRate RatingMarket Share
First Security Bank-0.23%(4.5)8.96%
Arvest Bank-0.10%(4.0)6.98%
First Financial Bank AR & MS-0.07%(4.0)10.85%
Centennial Bank-0.06%(4.0)7.64%
Wells Fargo Bank0.00%(3.5)2.96%
Simmons Bank0.00%(3.5)8.22%
BancorpSouth Bank0.02%(3.5)2.71%
InterLinc Mortgage Services0.03%(3.5)4.52%
Highlands Residential Mortgage Ltd0.06%(3.0)4.27%
DAS Acquisition Company0.07%(3.0)7.31%
Eagle Bank and Trust Company0.07%(3.0)6.08%
Regions Bank0.08%(3.0)4.44%
Evolve Bank & Trust0.08%(3.0)3.53%
Mortgage Investors Group0.09%(3.0)4.03%
Supreme Lending0.09%(3.0)3.53%
Quicken Loans0.10%(3.0)6.49%
Caliber Home Loans0.11%(3.0)2.38%
Lender NameRate DifferenceRate RatingMarket Share
First Security Bank-0.24%(4.5)4.79%
Centennial Bank-0.14%(4.0)6.38%
Evolve Bank & Trust-0.06%(4.0)2.84%
Arvest Bank-0.06%(4.0)6.74%
Simmons Bank-0.04%(3.5)7.98%
Mortgage Investors Group-0.04%(3.5)5.14%
Highlands Residential Mortgage Ltd-0.03%(3.5)0.89%
Eagle Bank and Trust Company-0.03%(3.5)0.89%
InterLinc Mortgage Services-0.01%(3.5)0.35%
First Financial Bank AR & MS-0.01%(3.5)5.50%
Caliber Home Loans-0.01%(3.5)0.89%
DAS Acquisition Company0.01%(3.5)2.30%
BancorpSouth Bank0.01%(3.5)3.55%
Supreme Lending0.02%(3.5)3.72%
Quicken Loans0.05%(3.0)29.61%
Wells Fargo Bank0.08%(3.0)4.96%
Regions Bank0.17%(2.5)6.56%
Lender NameRate DifferenceRate RatingMarket Share
First Security Bank-0.20%(4.5)7.77%
Centennial Bank-0.11%(4.0)8.62%
Arvest Bank-0.05%(4.0)7.67%
InterLinc Mortgage Services-0.04%(3.5)1.52%
First Financial Bank AR & MS-0.03%(3.5)7.86%
Simmons Bank-0.02%(3.5)11.17%
Highlands Residential Mortgage Ltd0.00%(3.5)2.27%
Mortgage Investors Group0.01%(3.5)4.73%
DAS Acquisition Company0.01%(3.5)2.27%
Eagle Bank and Trust Company0.02%(3.5)2.18%
BancorpSouth Bank0.02%(3.5)3.88%
Evolve Bank & Trust0.02%(3.5)3.69%
Caliber Home Loans0.04%(3.5)0.95%
Wells Fargo Bank0.04%(3.5)5.97%
Supreme Lending0.05%(3.5)3.69%
Regions Bank0.12%(3.0)7.29%
Quicken Loans0.15%(2.5)11.17%
Lender NameRate DifferenceRate RatingMarket Share
First Security Bank-0.17%(4.5)9.17%
Centennial Bank-0.08%(4.0)9.17%
Arvest Bank-0.04%(3.5)7.33%
First Financial Bank AR & MS-0.03%(3.5)9.50%
InterLinc Mortgage Services-0.02%(3.5)2.50%
Wells Fargo Bank0.01%(3.5)5.83%
Simmons Bank0.01%(3.5)13.00%
DAS Acquisition Company0.01%(3.5)2.00%
Highlands Residential Mortgage Ltd0.03%(3.5)3.33%
BancorpSouth Bank0.03%(3.5)3.83%
Eagle Bank and Trust Company0.05%(3.0)3.33%
Mortgage Investors Group0.06%(3.0)4.17%
Supreme Lending0.06%(3.0)3.50%
Caliber Home Loans0.07%(3.0)1.17%
Regions Bank0.08%(3.0)6.67%
Evolve Bank & Trust0.09%(3.0)4.00%
Quicken Loans0.14%(3.0)4.50%
Lender NameRate DifferenceRate RatingMarket Share
First Security Bank-0.25%(5.0)5.92%
Centennial Bank-0.15%(4.0)7.89%
Evolve Bank & Trust-0.08%(4.0)3.29%
Arvest Bank-0.07%(4.0)8.11%
Simmons Bank-0.06%(4.0)8.77%
Eagle Bank and Trust Company-0.05%(4.0)0.66%
Mortgage Investors Group-0.05%(3.5)5.48%
Highlands Residential Mortgage Ltd-0.04%(3.5)0.88%
InterLinc Mortgage Services-0.02%(3.5)0.22%
Caliber Home Loans-0.02%(3.5)0.66%
First Financial Bank AR & MS-0.02%(3.5)5.70%
DAS Acquisition Company0.00%(3.5)2.63%
BancorpSouth Bank0.01%(3.5)3.95%
Supreme Lending0.02%(3.5)3.95%
Wells Fargo Bank0.07%(3.0)6.14%
Quicken Loans0.13%(3.0)19.96%
Regions Bank0.16%(2.5)8.11%
Lender NameRate DifferenceRate RatingMarket Share
First Security Bank-0.32%(5.0)7.58%
Arvest Bank-0.15%(4.5)6.75%
First Financial Bank AR & MS-0.11%(4.0)11.37%
Centennial Bank-0.03%(3.5)4.94%
Simmons Bank0.00%(3.5)3.46%
BancorpSouth Bank0.02%(3.5)1.81%
Quicken Loans0.03%(3.5)17.13%
InterLinc Mortgage Services0.05%(3.0)5.27%
Eagle Bank and Trust Company0.08%(3.0)7.41%
DAS Acquisition Company0.09%(3.0)11.37%
Evolve Bank & Trust0.09%(3.0)2.80%
Highlands Residential Mortgage Ltd0.09%(3.0)4.61%
Regions Bank0.09%(3.0)1.98%
Supreme Lending0.12%(3.0)3.95%
Mortgage Investors Group0.12%(3.0)3.46%
Caliber Home Loans0.13%(3.0)3.62%
Lender NameRate DifferenceRate RatingMarket Share
First Security Bank-0.32%(5.0)8.75%
Arvest Bank-0.16%(4.5)7.60%
First Financial Bank AR & MS-0.12%(4.0)12.36%
Centennial Bank-0.03%(3.5)5.70%
Simmons Bank0.00%(3.5)3.42%
BancorpSouth Bank0.02%(3.5)1.90%
InterLinc Mortgage Services0.05%(3.0)5.89%
Eagle Bank and Trust Company0.08%(3.0)8.17%
Quicken Loans0.08%(3.0)8.75%
DAS Acquisition Company0.09%(3.0)12.93%
Evolve Bank & Trust0.09%(3.0)3.04%
Regions Bank0.09%(3.0)2.28%
Highlands Residential Mortgage Ltd0.09%(3.0)5.13%
Supreme Lending0.13%(3.0)3.99%
Caliber Home Loans0.13%(3.0)3.99%
Mortgage Investors Group0.15%(3.0)3.23%
Lender NameRate DifferenceRate RatingMarket Share
Quicken Loans-0.01%(3.5)71.60%
Simmons Bank0.01%(3.5)3.70%
Mortgage Investors Group0.01%(3.5)4.94%
Arvest Bank0.04%(3.5)1.23%
Supreme Lending0.04%(3.5)3.70%
First Financial Bank AR & MS0.04%(3.5)4.94%
InterLinc Mortgage Services0.04%(3.5)1.23%
BancorpSouth Bank0.04%(3.5)1.23%
Highlands Residential Mortgage Ltd0.04%(3.5)1.23%
Eagle Bank and Trust Company0.04%(3.5)2.47%
Caliber Home Loans0.05%(3.0)1.23%
DAS Acquisition Company0.05%(3.0)1.23%
Evolve Bank & Trust0.06%(3.0)1.23%
Lender NameRate DifferenceRate RatingMarket Share
Lender NameRate DifferenceRate RatingMarket Share
Lender NameRate DifferenceRate RatingMarket Share
Lender NameRate DifferenceRate RatingMarket Share
First Security Bank-0.08%(4.0)7.02%
Centennial Bank-0.04%(3.5)7.02%
First Financial Bank AR & MS-0.02%(3.5)9.65%
InterLinc Mortgage Services-0.01%(3.5)7.89%
Wells Fargo Bank-0.01%(3.5)0.88%
Arvest Bank-0.00%(3.5)0.88%
Quicken Loans0.00%(3.5)21.05%
Simmons Bank0.00%(3.5)5.26%
Caliber Home Loans0.01%(3.5)1.75%
BancorpSouth Bank0.01%(3.5)0.88%
Regions Bank0.02%(3.5)1.75%
Highlands Residential Mortgage Ltd0.02%(3.5)4.39%
DAS Acquisition Company0.02%(3.5)7.89%
Evolve Bank & Trust0.02%(3.5)2.63%
Supreme Lending0.02%(3.5)0.88%
Mortgage Investors Group0.03%(3.5)6.14%
Eagle Bank and Trust Company0.07%(3.0)9.65%
Lender NameRate DifferenceRate RatingMarket Share
First Security Bank-0.08%(4.0)9.09%
Centennial Bank-0.04%(3.5)9.09%
First Financial Bank AR & MS-0.03%(3.5)11.36%
InterLinc Mortgage Services-0.02%(3.5)10.23%
Wells Fargo Bank-0.01%(3.5)1.14%
Arvest Bank-0.00%(3.5)1.14%
Simmons Bank-0.00%(3.5)4.55%
Caliber Home Loans0.01%(3.5)1.14%
Regions Bank0.02%(3.5)2.27%
Highlands Residential Mortgage Ltd0.02%(3.5)5.68%
DAS Acquisition Company0.02%(3.5)10.23%
Quicken Loans0.02%(3.5)6.82%
Evolve Bank & Trust0.02%(3.5)3.41%
Supreme Lending0.02%(3.5)1.14%
Mortgage Investors Group0.03%(3.5)7.95%
Eagle Bank and Trust Company0.07%(3.0)12.50%
Lender NameRate DifferenceRate RatingMarket Share
Quicken Loans-0.00%(3.5)69.23%
Caliber Home Loans0.01%(3.5)3.85%
First Financial Bank AR & MS0.01%(3.5)3.85%
Simmons Bank0.02%(3.5)7.69%
BancorpSouth Bank0.02%(3.5)3.85%

* Data is compiled for the Jonesboro, AR commuting zone area, which comprises of counties of Clay County, AR, Craighead County, AR, Greene County, AR, Lawrence County, AR, Poinsett County, AR, and Randolph County, AR. This includes cities/towns/communities of Jonesboro, AR as well as Paragould, AR, Brookland, AR, Trumann, AR, Pocahontas, AR, Oak Grove Heights, AR, Walnut Ridge, AR, Ravenden Springs, AR, Black Oak, AR, Harrisburg, AR, Reyno, AR, Piggott, AR, Smithville, AR, Marmaduke, AR, Tyronza, AR, Corning, AR, Marked Tree, AR, Rector, AR, Strawberry, AR, Weiner, AR, Knobel, AR, Hoxie, AR, Pollard, AR, Nimmons, AR, and College City, AR. Lenders must have made at least 30 loans in the area to be included. Source of the data is Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate conditional on the commuting zone, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

Mortgage Lender Rankings in Other Cities

This page contains information about the top mortgage lenders in the Jonesboro, AR area. For mortgage lender rankings in other cities, click here.