Which mortgage lender in the Jonesboro, AR area typically has the best rates? To help you narrow down where to shop for a mortgage, MortgageWaldo.com provides an objective and data driven ranking of mortgage lenders operating in the Jonesboro, AR area by interest rate and market share. We maintain our independence by not accepting any compensation from the mortgage lenders we rank, and use data on all fixed rate mortgages that were closed in the past year to generate our rankings.
Going by historical data, the best mortgage lender in the Jonesboro, AR area in terms of interest rate is First Security Bank, with an average “Rate Difference” of -0.24%. This means that, comparing similar borrowers, First Security Bank provided a -0.24% lower interest rate for its customers than other lenders in the area. First Security Bank has a market share of 7.6%. On the other hand, the most popular lender in the Jonesboro, AR area is Quicken Loans, with a larger market share of 13.8%. Quicken Loans is an average lender in terms of the interest rate it offers, with a “Rate Difference” of +0.08% compared to those of other lenders in this area.
Our detailed ranking of mortgage lenders in the Jonesboro, AR area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, going by historical data, the cheapest lender for Conventional mortgages in Jonesboro, AR is First Security Bank. If you want to take out a loan that is above conforming limits (above $548,250 or $822,375 depending on the area in 2021), the cheapest Jumbo mortgage provider is IBERIABANK. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is First Security Bank. The cheapest VA mortgage provider is also First Security Bank. Note that as a consumer advocate we always recommend shopping among several of our top ranked lenders in order to get the best rates and fees.
Ranking of Mortgage Lenders in Jonesboro, AR
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| First Security Bank | -0.24% | 7.64% | |
| Arvest Bank | -0.09% | 6.91% | |
| Centennial Bank | -0.08% | 7.24% | |
| First Financial Bank AR & MS | -0.07% | 9.15% | |
| Simmons Bank | -0.01% | 8.14% | |
| InterLinc Mortgage Services | 0.01% | 3.20% | |
| BancorpSouth Bank | 0.02% | 2.98% | |
| IBERIABANK | 0.04% | 5.67% | |
| Evolve Bank & Trust | 0.04% | 3.31% | |
| Wells Fargo Bank | 0.04% | 3.59% | |
| Highlands Residential Mortgage Ltd | 0.04% | 3.20% | |
| Mortgage Investors Group | 0.04% | 4.38% | |
| Eagle Bank and Trust Company | 0.06% | 4.44% | |
| DAS Acquisition Company | 0.06% | 5.73% | |
| Supreme Lending | 0.07% | 3.59% | |
| Quicken Loans | 0.08% | 13.81% | |
| Caliber Home Loans | 0.08% | 1.91% | |
| Regions Bank | 0.12% | 5.11% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| First Security Bank | -0.23% | 8.96% | |
| Arvest Bank | -0.10% | 6.98% | |
| First Financial Bank AR & MS | -0.07% | 10.85% | |
| Centennial Bank | -0.06% | 7.64% | |
| Wells Fargo Bank | 0.00% | 2.96% | |
| Simmons Bank | 0.00% | 8.22% | |
| BancorpSouth Bank | 0.02% | 2.71% | |
| InterLinc Mortgage Services | 0.03% | 4.52% | |
| IBERIABANK | 0.06% | 5.09% | |
| Highlands Residential Mortgage Ltd | 0.06% | 4.27% | |
| DAS Acquisition Company | 0.07% | 7.31% | |
| Eagle Bank and Trust Company | 0.07% | 6.08% | |
| Regions Bank | 0.08% | 4.44% | |
| Evolve Bank & Trust | 0.08% | 3.53% | |
| Mortgage Investors Group | 0.09% | 4.03% | |
| Supreme Lending | 0.09% | 3.53% | |
| Quicken Loans | 0.10% | 6.49% | |
| Caliber Home Loans | 0.11% | 2.38% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| First Security Bank | -0.24% | 4.79% | |
| Centennial Bank | -0.14% | 6.38% | |
| Evolve Bank & Trust | -0.06% | 2.84% | |
| Arvest Bank | -0.06% | 6.74% | |
| Simmons Bank | -0.04% | 7.98% | |
| Mortgage Investors Group | -0.04% | 5.14% | |
| Highlands Residential Mortgage Ltd | -0.03% | 0.89% | |
| Eagle Bank and Trust Company | -0.03% | 0.89% | |
| InterLinc Mortgage Services | -0.01% | 0.35% | |
| First Financial Bank AR & MS | -0.01% | 5.50% | |
| Caliber Home Loans | -0.01% | 0.89% | |
| IBERIABANK | 0.00% | 6.91% | |
| DAS Acquisition Company | 0.01% | 2.30% | |
| BancorpSouth Bank | 0.01% | 3.55% | |
| Supreme Lending | 0.02% | 3.72% | |
| Quicken Loans | 0.05% | 29.61% | |
| Wells Fargo Bank | 0.08% | 4.96% | |
| Regions Bank | 0.17% | 6.56% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| First Security Bank | -0.20% | 7.77% | |
| Centennial Bank | -0.11% | 8.62% | |
| Arvest Bank | -0.05% | 7.67% | |
| InterLinc Mortgage Services | -0.04% | 1.52% | |
| First Financial Bank AR & MS | -0.03% | 7.86% | |
| Simmons Bank | -0.02% | 11.17% | |
| Highlands Residential Mortgage Ltd | 0.00% | 2.27% | |
| Mortgage Investors Group | 0.01% | 4.73% | |
| DAS Acquisition Company | 0.01% | 2.27% | |
| Eagle Bank and Trust Company | 0.02% | 2.18% | |
| BancorpSouth Bank | 0.02% | 3.88% | |
| IBERIABANK | 0.02% | 7.29% | |
| Evolve Bank & Trust | 0.02% | 3.69% | |
| Caliber Home Loans | 0.04% | 0.95% | |
| Wells Fargo Bank | 0.04% | 5.97% | |
| Supreme Lending | 0.05% | 3.69% | |
| Regions Bank | 0.12% | 7.29% | |
| Quicken Loans | 0.15% | 11.17% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| First Security Bank | -0.17% | 9.17% | |
| Centennial Bank | -0.08% | 9.17% | |
| Arvest Bank | -0.04% | 7.33% | |
| First Financial Bank AR & MS | -0.03% | 9.50% | |
| InterLinc Mortgage Services | -0.02% | 2.50% | |
| Wells Fargo Bank | 0.01% | 5.83% | |
| Simmons Bank | 0.01% | 13.00% | |
| DAS Acquisition Company | 0.01% | 2.00% | |
| Highlands Residential Mortgage Ltd | 0.03% | 3.33% | |
| BancorpSouth Bank | 0.03% | 3.83% | |
| IBERIABANK | 0.04% | 7.00% | |
| Eagle Bank and Trust Company | 0.05% | 3.33% | |
| Mortgage Investors Group | 0.06% | 4.17% | |
| Supreme Lending | 0.06% | 3.50% | |
| Caliber Home Loans | 0.07% | 1.17% | |
| Regions Bank | 0.08% | 6.67% | |
| Evolve Bank & Trust | 0.09% | 4.00% | |
| Quicken Loans | 0.14% | 4.50% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| First Security Bank | -0.25% | 5.92% | |
| Centennial Bank | -0.15% | 7.89% | |
| Evolve Bank & Trust | -0.08% | 3.29% | |
| Arvest Bank | -0.07% | 8.11% | |
| Simmons Bank | -0.06% | 8.77% | |
| Eagle Bank and Trust Company | -0.05% | 0.66% | |
| Mortgage Investors Group | -0.05% | 5.48% | |
| Highlands Residential Mortgage Ltd | -0.04% | 0.88% | |
| InterLinc Mortgage Services | -0.02% | 0.22% | |
| Caliber Home Loans | -0.02% | 0.66% | |
| First Financial Bank AR & MS | -0.02% | 5.70% | |
| IBERIABANK | -0.00% | 7.68% | |
| DAS Acquisition Company | 0.00% | 2.63% | |
| BancorpSouth Bank | 0.01% | 3.95% | |
| Supreme Lending | 0.02% | 3.95% | |
| Wells Fargo Bank | 0.07% | 6.14% | |
| Quicken Loans | 0.13% | 19.96% | |
| Regions Bank | 0.16% | 8.11% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| First Security Bank | -0.32% | 7.58% | |
| Arvest Bank | -0.15% | 6.75% | |
| First Financial Bank AR & MS | -0.11% | 11.37% | |
| Centennial Bank | -0.03% | 4.94% | |
| Simmons Bank | 0.00% | 3.46% | |
| BancorpSouth Bank | 0.02% | 1.81% | |
| Quicken Loans | 0.03% | 17.13% | |
| InterLinc Mortgage Services | 0.05% | 5.27% | |
| Eagle Bank and Trust Company | 0.08% | 7.41% | |
| DAS Acquisition Company | 0.09% | 11.37% | |
| Evolve Bank & Trust | 0.09% | 2.80% | |
| Highlands Residential Mortgage Ltd | 0.09% | 4.61% | |
| Regions Bank | 0.09% | 1.98% | |
| Supreme Lending | 0.12% | 3.95% | |
| Mortgage Investors Group | 0.12% | 3.46% | |
| Caliber Home Loans | 0.13% | 3.62% | |
| IBERIABANK | 0.13% | 2.47% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| First Security Bank | -0.32% | 8.75% | |
| Arvest Bank | -0.16% | 7.60% | |
| First Financial Bank AR & MS | -0.12% | 12.36% | |
| Centennial Bank | -0.03% | 5.70% | |
| Simmons Bank | 0.00% | 3.42% | |
| BancorpSouth Bank | 0.02% | 1.90% | |
| InterLinc Mortgage Services | 0.05% | 5.89% | |
| Eagle Bank and Trust Company | 0.08% | 8.17% | |
| Quicken Loans | 0.08% | 8.75% | |
| DAS Acquisition Company | 0.09% | 12.93% | |
| Evolve Bank & Trust | 0.09% | 3.04% | |
| Regions Bank | 0.09% | 2.28% | |
| Highlands Residential Mortgage Ltd | 0.09% | 5.13% | |
| Supreme Lending | 0.13% | 3.99% | |
| Caliber Home Loans | 0.13% | 3.99% | |
| IBERIABANK | 0.13% | 2.85% | |
| Mortgage Investors Group | 0.15% | 3.23% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Quicken Loans | -0.01% | 71.60% | |
| Simmons Bank | 0.01% | 3.70% | |
| Mortgage Investors Group | 0.01% | 4.94% | |
| Arvest Bank | 0.04% | 1.23% | |
| Supreme Lending | 0.04% | 3.70% | |
| First Financial Bank AR & MS | 0.04% | 4.94% | |
| InterLinc Mortgage Services | 0.04% | 1.23% | |
| BancorpSouth Bank | 0.04% | 1.23% | |
| Highlands Residential Mortgage Ltd | 0.04% | 1.23% | |
| Eagle Bank and Trust Company | 0.04% | 2.47% | |
| Caliber Home Loans | 0.05% | 1.23% | |
| DAS Acquisition Company | 0.05% | 1.23% | |
| Evolve Bank & Trust | 0.06% | 1.23% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| IBERIABANK | 0.00% | 100.00% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| IBERIABANK | 0.00% | 100.00% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| IBERIABANK | 0.00% | 100.00% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| First Security Bank | -0.08% | 7.02% | |
| Centennial Bank | -0.04% | 7.02% | |
| First Financial Bank AR & MS | -0.02% | 9.65% | |
| InterLinc Mortgage Services | -0.01% | 7.89% | |
| IBERIABANK | -0.01% | 4.39% | |
| Wells Fargo Bank | -0.01% | 0.88% | |
| Arvest Bank | -0.00% | 0.88% | |
| Quicken Loans | 0.00% | 21.05% | |
| Simmons Bank | 0.00% | 5.26% | |
| Caliber Home Loans | 0.01% | 1.75% | |
| BancorpSouth Bank | 0.01% | 0.88% | |
| Regions Bank | 0.02% | 1.75% | |
| Highlands Residential Mortgage Ltd | 0.02% | 4.39% | |
| DAS Acquisition Company | 0.02% | 7.89% | |
| Evolve Bank & Trust | 0.02% | 2.63% | |
| Supreme Lending | 0.02% | 0.88% | |
| Mortgage Investors Group | 0.03% | 6.14% | |
| Eagle Bank and Trust Company | 0.07% | 9.65% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| First Security Bank | -0.08% | 9.09% | |
| Centennial Bank | -0.04% | 9.09% | |
| First Financial Bank AR & MS | -0.03% | 11.36% | |
| InterLinc Mortgage Services | -0.02% | 10.23% | |
| Wells Fargo Bank | -0.01% | 1.14% | |
| IBERIABANK | -0.01% | 2.27% | |
| Arvest Bank | -0.00% | 1.14% | |
| Simmons Bank | -0.00% | 4.55% | |
| Caliber Home Loans | 0.01% | 1.14% | |
| Regions Bank | 0.02% | 2.27% | |
| Highlands Residential Mortgage Ltd | 0.02% | 5.68% | |
| DAS Acquisition Company | 0.02% | 10.23% | |
| Quicken Loans | 0.02% | 6.82% | |
| Evolve Bank & Trust | 0.02% | 3.41% | |
| Supreme Lending | 0.02% | 1.14% | |
| Mortgage Investors Group | 0.03% | 7.95% | |
| Eagle Bank and Trust Company | 0.07% | 12.50% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| IBERIABANK | -0.02% | 11.54% | |
| Quicken Loans | -0.00% | 69.23% | |
| Caliber Home Loans | 0.01% | 3.85% | |
| First Financial Bank AR & MS | 0.01% | 3.85% | |
| Simmons Bank | 0.02% | 7.69% | |
| BancorpSouth Bank | 0.02% | 3.85% |
* Data is compiled for the Jonesboro, AR commuting zone area, which comprises of counties of Clay County, AR, Craighead County, AR, Greene County, AR, Lawrence County, AR, Poinsett County, AR, and Randolph County, AR. This includes cities/towns/communities of Jonesboro, AR as well as Paragould, AR, Brookland, AR, Trumann, AR, Pocahontas, AR, Oak Grove Heights, AR, Walnut Ridge, AR, Ravenden Springs, AR, Black Oak, AR, Harrisburg, AR, Reyno, AR, Piggott, AR, Smithville, AR, Marmaduke, AR, Tyronza, AR, Corning, AR, Marked Tree, AR, Rector, AR, Strawberry, AR, Weiner, AR, Knobel, AR, Hoxie, AR, Pollard, AR, Nimmons, AR, and College City, AR. Lenders must have made at least 30 loans in the area to be included. Source of the data is Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate conditional on the commuting zone, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.
Mortgage Lender Rankings in Other Cities
This page contains information about the top mortgage lenders in the Jonesboro, AR area. For mortgage lender rankings in other cities, click here.