Top Mortgage Lenders in Steubenville, OH

Which mortgage lender in the Steubenville, OH area typically has the best rates? To help you narrow down where to shop for a mortgage, MortgageWaldo.com provides an objective and data driven ranking of mortgage lenders operating in the Steubenville, OH area by interest rate and market share. Unlike our competitors, we maintain independence by not accepting any compensation from the mortgage lenders we rank. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings.

Going by historical data, the best mortgage lender in the Steubenville, OH area in terms of interest rate is Hancock County Savings Bank, with an average “Rate Difference” of -0.13%. This means that, comparing similar borrowers, Hancock County Savings Bank provided a -0.13% lower interest rate for its customers than other lenders in the area. Hancock County Savings Bank has a market share of 22.6%. It is the most popular lender in the Steubenville, OH area.

Our detailed ranking of mortgage lenders in the Steubenville, OH area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, the cheapest lender for Conventional mortgages in Steubenville, OH is Hancock County Savings Bank. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Huntington National Bank. The cheapest VA mortgage provider is Polaris Home Funding Corp. Note that as a consumer advocate we always recommend shopping among several of our top ranked lenders in order to get the best rates and fees.

Ranking of Mortgage Lenders in Steubenville, OH

Mortgage Type:
Purchase/Refinance:
Lender NameRate DifferenceRate RatingMarket Share
Hancock County Savings Bank-0.13%(4.0)22.56%
Huntington National Bank-0.05%(4.0)10.84%
WesBanco-0.02%(3.5)12.05%
US Bank-0.00%(3.5)14.13%
Polaris Home Funding Corp0.03%(3.5)10.41%
First National Bank of Pennsylvania0.04%(3.5)7.01%
PNC Bank0.07%(3.0)5.37%
Quicken Loans0.07%(3.0)12.27%
Mortgage Solutions Financial0.35%(1.5)5.37%
Lender NameRate DifferenceRate RatingMarket Share
Huntington National Bank-0.10%(4.0)7.77%
Hancock County Savings Bank-0.08%(4.0)18.37%
US Bank-0.06%(4.0)15.02%
WesBanco-0.03%(3.5)18.20%
First National Bank of Pennsylvania-0.02%(3.5)4.59%
PNC Bank0.00%(3.5)3.71%
Polaris Home Funding Corp0.02%(3.5)16.25%
Quicken Loans0.04%(3.5)7.42%
Mortgage Solutions Financial0.35%(2.0)8.66%
Lender NameRate DifferenceRate RatingMarket Share
Hancock County Savings Bank-0.17%(4.5)29.39%
Huntington National Bank-0.01%(3.5)15.85%
WesBanco0.02%(3.5)2.02%
Polaris Home Funding Corp0.05%(3.0)0.86%
First National Bank of Pennsylvania0.08%(3.0)10.95%
Quicken Loans0.10%(3.0)20.17%
US Bank0.10%(3.0)12.68%
PNC Bank0.12%(3.0)8.07%
Lender NameRate DifferenceRate RatingMarket Share
Hancock County Savings Bank-0.11%(4.0)31.94%
Huntington National Bank0.00%(3.5)10.54%
WesBanco0.01%(3.5)11.78%
US Bank0.02%(3.5)16.74%
First National Bank of Pennsylvania0.07%(3.0)8.84%
PNC Bank0.09%(3.0)6.67%
Quicken Loans0.14%(3.0)7.75%
Polaris Home Funding Corp0.16%(2.5)4.19%
Mortgage Solutions Financial0.17%(2.5)1.55%
Lender NameRate DifferenceRate RatingMarket Share
Hancock County Savings Bank-0.07%(4.0)29.89%
US Bank-0.04%(3.5)19.25%
WesBanco0.01%(3.5)20.11%
Huntington National Bank0.02%(3.5)6.61%
First National Bank of Pennsylvania0.02%(3.5)5.46%
PNC Bank0.04%(3.5)4.31%
Quicken Loans0.12%(3.0)4.31%
Polaris Home Funding Corp0.16%(2.5)7.18%
Mortgage Solutions Financial0.17%(2.5)2.87%
Lender NameRate DifferenceRate RatingMarket Share
Hancock County Savings Bank-0.16%(4.5)34.34%
Huntington National Bank-0.01%(3.5)15.15%
WesBanco0.03%(3.5)2.02%
Polaris Home Funding Corp0.06%(3.0)0.67%
First National Bank of Pennsylvania0.09%(3.0)12.79%
US Bank0.11%(3.0)13.80%
PNC Bank0.12%(3.0)9.43%
Quicken Loans0.15%(2.5)11.78%
Lender NameRate DifferenceRate RatingMarket Share
Huntington National Bank-0.19%(4.5)11.34%
First National Bank of Pennsylvania-0.11%(4.0)2.94%
WesBanco-0.10%(4.0)13.45%
US Bank-0.08%(4.0)7.56%
PNC Bank-0.07%(4.0)2.52%
Polaris Home Funding Corp-0.05%(3.5)26.89%
Quicken Loans-0.00%(3.5)20.17%
Mortgage Solutions Financial0.40%(1.5)15.13%
Lender NameRate DifferenceRate RatingMarket Share
Huntington National Bank-0.24%(4.5)9.85%
First National Bank of Pennsylvania-0.11%(4.0)3.45%
WesBanco-0.10%(4.0)15.76%
US Bank-0.10%(4.0)7.39%
PNC Bank-0.07%(4.0)2.96%
Polaris Home Funding Corp-0.05%(3.5)31.03%
Quicken Loans-0.02%(3.5)11.82%
Mortgage Solutions Financial0.40%(1.5)17.73%
Lender NameRate DifferenceRate RatingMarket Share
Huntington National Bank-0.05%(3.5)20.00%
Polaris Home Funding Corp-0.00%(3.5)2.86%
Quicken Loans0.01%(3.5)68.57%
US Bank0.02%(3.5)8.57%
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Lender NameRate DifferenceRate RatingMarket Share
Polaris Home Funding Corp-0.02%(3.5)13.33%
Huntington National Bank-0.02%(3.5)13.33%
US Bank-0.01%(3.5)10.00%
WesBanco-0.01%(3.5)6.67%
Quicken Loans0.00%(3.5)46.67%
Mortgage Solutions Financial0.06%(3.0)10.00%
Lender NameRate DifferenceRate RatingMarket Share
Huntington National Bank-0.03%(3.5)6.67%
Polaris Home Funding Corp-0.02%(3.5)26.67%
US Bank-0.02%(3.5)20.00%
WesBanco-0.02%(3.5)6.67%
Quicken Loans0.01%(3.5)20.00%
Mortgage Solutions Financial0.05%(3.0)20.00%
Lender NameRate DifferenceRate RatingMarket Share
Huntington National Bank-0.01%(3.5)20.00%
WesBanco-0.01%(3.5)6.67%
Quicken Loans0.00%(3.5)73.33%

* Data is compiled for the Steubenville, OH commuting zone area, which comprises of counties of Jefferson County, OH, Brooke County, WV, and Hancock County, WV. This includes cities/towns/communities of Steubenville, OH as well as Weirton, WV, Toronto, OH, Wintersville, OH, Richmond, OH, Pottery Addition, OH, Follansbee, WV, Weirton, WV, Bethany, WV, New Cumberland, WV, Chester, WV, Mingo Junction, OH, Bergholz, OH, Brilliant, OH, Wellsburg, WV, Beech Bottom, WV, Smithfield, OH, Hooverson Heights, WV, Adena, OH, Irondale, OH, Newell, WV, Rayland, OH, and Tiltonsville, OH. Lenders must have made at least 30 loans in the area to be included. Source of the data is Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate conditional on the commuting zone, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

Mortgage Lender Rankings in Other Cities

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