Top Mortgage Lenders in Russellville, AR

Which mortgage lender in the Russellville, AR area typically has the best rates? To help you narrow down where to shop for a mortgage, provides an objective and data driven ranking of mortgage lenders operating in the Russellville, AR area by interest rate and market share. We maintain our independence by not accepting any compensation from the mortgage lenders we rank, and use data on all fixed rate mortgages that were closed in the past year to generate our rankings.

Going by historical data, the best mortgage lender in the Russellville, AR area in terms of interest rate is Gateway First Bank, with an average “Rate Difference” of -0.09%. This means that, comparing similar borrowers, Gateway First Bank provided a -0.09% lower interest rate for its customers than other lenders in the area. Gateway First Bank has a market share of 3.6%. On the other hand, the most popular lender in the Russellville, AR area is Arvest Bank, with a larger market share of 35.9%. Arvest Bank is an average lender in terms of the interest rate it offers, with a “Rate Difference” of -0.05% compared to those of other lenders in this area.

Our detailed ranking of mortgage lenders in the Russellville, AR area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, going by historical data, the cheapest lender for Conventional mortgages in Russellville, AR is Gateway First Bank. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Arvest Bank. The cheapest VA mortgage provider is also Arvest Bank. Note that as a consumer advocate we always recommend shopping among several of our top ranked lenders in order to get the best rates and fees.

Ranking of Mortgage Lenders in Russellville, AR

Mortgage Type:
Lender NameRate DifferenceRate RatingMarket Share
Gateway First Bank-0.09%(4.0)3.56%
First Security Bank-0.07%(4.0)4.83%
GMFS Mortgage-0.06%(4.0)9.31%
Arvest Bank-0.05%(3.5)35.86%
Bank of England AR0.01%(3.5)5.29%
Centennial Bank0.03%(3.5)4.14%
Quicken Loans0.05%(3.0)14.71%
Simmons Bank0.07%(3.0)6.78%
Union Home Mortgage0.08%(3.0)8.05%
Regions Bank0.11%(3.0)7.47%
Lender NameRate DifferenceRate RatingMarket Share
First Security Bank-0.06%(4.0)6.07%
GMFS Mortgage-0.06%(4.0)10.76%
Gateway First Bank-0.05%(4.0)1.96%
Arvest Bank-0.03%(3.5)39.33%
Centennial Bank-0.01%(3.5)4.31%
Bank of England AR0.02%(3.5)6.07%
Simmons Bank0.03%(3.5)7.44%
Regions Bank0.05%(3.0)6.26%
Quicken Loans0.07%(3.0)7.05%
Union Home Mortgage0.10%(3.0)10.76%
Lender NameRate DifferenceRate RatingMarket Share
Gateway First Bank-0.11%(4.0)5.85%
First Security Bank-0.09%(4.0)3.06%
GMFS Mortgage-0.08%(4.0)7.24%
Arvest Bank-0.08%(4.0)30.92%
Bank of England AR-0.01%(3.5)4.18%
Union Home Mortgage0.01%(3.5)4.18%
Quicken Loans0.05%(3.5)25.63%
Centennial Bank0.08%(3.0)3.90%
Simmons Bank0.15%(3.0)5.85%
Regions Bank0.16%(2.5)9.19%
Lender NameRate DifferenceRate RatingMarket Share
Gateway First Bank-0.09%(4.0)4.86%
GMFS Mortgage-0.08%(4.0)11.02%
First Security Bank-0.07%(4.0)4.86%
Arvest Bank-0.03%(3.5)38.25%
Bank of England AR-0.00%(3.5)4.54%
Union Home Mortgage0.02%(3.5)6.81%
Centennial Bank0.03%(3.5)3.73%
Simmons Bank0.08%(3.0)8.43%
Quicken Loans0.08%(3.0)8.75%
Regions Bank0.12%(3.0)8.75%
Lender NameRate DifferenceRate RatingMarket Share
GMFS Mortgage-0.08%(4.0)13.37%
First Security Bank-0.06%(4.0)6.38%
Gateway First Bank-0.06%(4.0)3.04%
Centennial Bank-0.03%(3.5)3.34%
Bank of England AR0.00%(3.5)4.56%
Arvest Bank0.01%(3.5)40.43%
Union Home Mortgage0.03%(3.5)8.21%
Simmons Bank0.03%(3.5)9.42%
Regions Bank0.06%(3.0)6.69%
Quicken Loans0.09%(3.0)4.56%
Lender NameRate DifferenceRate RatingMarket Share
Gateway First Bank-0.11%(4.0)6.94%
First Security Bank-0.11%(4.0)3.12%
GMFS Mortgage-0.09%(4.0)8.33%
Arvest Bank-0.08%(4.0)35.76%
Bank of England AR-0.01%(3.5)4.51%
Union Home Mortgage0.01%(3.5)5.21%
Quicken Loans0.09%(3.0)13.54%
Centennial Bank0.09%(3.0)4.17%
Simmons Bank0.15%(2.5)7.29%
Regions Bank0.17%(2.5)11.11%
Lender NameRate DifferenceRate RatingMarket Share
Arvest Bank-0.13%(4.0)30.51%
First Security Bank-0.07%(4.0)4.52%
Centennial Bank0.01%(3.5)4.52%
Simmons Bank0.01%(3.5)2.26%
Quicken Loans0.03%(3.5)30.51%
GMFS Mortgage0.04%(3.5)3.95%
Regions Bank0.05%(3.5)3.95%
Bank of England AR0.05%(3.0)8.47%
Union Home Mortgage0.21%(2.5)11.30%
Lender NameRate DifferenceRate RatingMarket Share
Arvest Bank-0.13%(4.0)38.97%
First Security Bank-0.06%(4.0)5.88%
Centennial Bank0.01%(3.5)5.15%
Simmons Bank0.02%(3.5)2.94%
GMFS Mortgage0.05%(3.5)5.15%
Regions Bank0.05%(3.0)5.15%
Bank of England AR0.06%(3.0)9.56%
Quicken Loans0.08%(3.0)12.50%
Union Home Mortgage0.21%(2.5)14.71%
Lender NameRate DifferenceRate RatingMarket Share
Quicken Loans-0.00%(3.5)90.24%
Bank of England AR0.02%(3.5)4.88%
Centennial Bank0.02%(3.5)2.44%
Arvest Bank0.03%(3.5)2.44%
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Lender NameRate DifferenceRate RatingMarket Share
Arvest Bank-0.05%(4.0)28.95%
First Security Bank-0.02%(3.5)5.26%
Gateway First Bank-0.02%(3.5)1.32%
Simmons Bank-0.01%(3.5)3.95%
GMFS Mortgage-0.00%(3.5)7.89%
Bank of England AR-0.00%(3.5)3.95%
Regions Bank0.01%(3.5)5.26%
Centennial Bank0.01%(3.5)6.58%
Quicken Loans0.03%(3.5)26.32%
Union Home Mortgage0.08%(3.0)10.53%
Lender NameRate DifferenceRate RatingMarket Share
Arvest Bank-0.05%(4.0)32.61%
First Security Bank-0.01%(3.5)4.35%
Simmons Bank-0.01%(3.5)6.52%
GMFS Mortgage-0.00%(3.5)8.70%
Bank of England AR0.00%(3.5)6.52%
Regions Bank0.01%(3.5)6.52%
Quicken Loans0.01%(3.5)8.70%
Centennial Bank0.02%(3.5)8.70%
Union Home Mortgage0.09%(3.0)17.39%
Lender NameRate DifferenceRate RatingMarket Share
Arvest Bank-0.05%(4.0)23.33%
First Security Bank-0.03%(3.5)6.67%
Gateway First Bank-0.02%(3.5)3.33%
GMFS Mortgage-0.00%(3.5)6.67%
Centennial Bank0.00%(3.5)3.33%
Quicken Loans0.03%(3.5)53.33%
Regions Bank0.03%(3.5)3.33%

* Data is compiled for the Russellville, AR commuting zone area, which comprises of counties of Johnson County, AR, Pope County, AR, and Yell County, AR. This includes cities/towns/communities of Russellville, AR as well as London, AR, Pottsville, AR, Knoxville, AR, Hagarville, AR, Clarksville, AR, Hector, AR, Dardanelle, AR, Atkins, AR, Lamar, AR, Hartman, AR, Corinth, AR, Danville, AR, and Plainview, AR. Lenders must have made at least 30 loans in the area to be included. Source of the data is Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate conditional on the commuting zone, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

Mortgage Lender Rankings in Other Cities

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