Which mortgage lender in the Greendale, IN area typically has the best rates? To help you narrow down where to shop for a mortgage, MortgageWaldo.com provides an objective and data driven ranking of mortgage lenders operating in the Greendale, IN area by interest rate and market share. We maintain our independence by not accepting any compensation from the mortgage lenders we rank, and use data on all fixed rate mortgages that were closed in the past year to generate our rankings.
Going by historical data, the best mortgage lender in the Greendale, IN area in terms of interest rate is Civista Bank, with an average “Rate Difference” of -0.15%. This means that, comparing similar borrowers, Civista Bank provided a -0.15% lower interest rate for its customers than other lenders in the area. Civista Bank has a market share of 11.3%. On the other hand, the most popular lender in the Greendale, IN area is First Financial Bank, with a larger market share of 19.0%. First Financial Bank is an average lender in terms of the interest rate it offers, with a “Rate Difference” of -0.01% compared to those of other lenders in this area.
Our detailed ranking of mortgage lenders in the Greendale, IN area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, going by historical data, the cheapest lender for Conventional mortgages in Greendale, IN is Civista Bank. If you want to take out a loan that is above conforming limits (above $548,250 or $822,375 depending on the area in 2021), the cheapest Jumbo mortgage provider is First Financial Bank. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Fifth Third Bank. The cheapest VA mortgage provider is First Financial Bank. Note that as a consumer advocate we always recommend shopping among several of our top ranked lenders in order to get the best rates and fees.
Ranking of Mortgage Lenders in Greendale, IN
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Civista Bank | -0.15% | 11.31% | |
| Union Savings Bank | -0.12% | 2.60% | |
| Guardian Savings Bank | -0.10% | 2.74% | |
| Fifth Third Bank | -0.06% | 11.17% | |
| Ruoff Mortgage | -0.02% | 3.86% | |
| Caliber Home Loans | -0.02% | 3.86% | |
| GVC Mortgage | -0.01% | 4.21% | |
| First Financial Bank | -0.01% | 18.96% | |
| loanDepot | 0.00% | 2.32% | |
| Quicken Loans | 0.01% | 9.69% | |
| US Bank | 0.02% | 5.62% | |
| PrimeLending | 0.02% | 2.25% | |
| Nations Reliable Lending | 0.11% | 7.09% | |
| Friendship State Bank | 0.15% | 6.81% | |
| Amerifirst Home Mortgage | 0.17% | 7.51% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Civista Bank | -0.15% | 10.68% | |
| Fifth Third Bank | -0.10% | 9.38% | |
| US Bank | -0.06% | 3.91% | |
| Guardian Savings Bank | -0.05% | 1.82% | |
| Quicken Loans | -0.04% | 8.33% | |
| First Financial Bank | -0.03% | 15.76% | |
| Caliber Home Loans | -0.03% | 4.82% | |
| Ruoff Mortgage | -0.03% | 5.34% | |
| Union Savings Bank | -0.03% | 0.65% | |
| loanDepot | -0.02% | 0.52% | |
| GVC Mortgage | -0.02% | 6.12% | |
| PrimeLending | 0.01% | 3.52% | |
| Friendship State Bank | 0.08% | 5.47% | |
| Nations Reliable Lending | 0.11% | 12.63% | |
| Amerifirst Home Mortgage | 0.21% | 11.07% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Civista Bank | -0.15% | 12.04% | |
| Union Savings Bank | -0.13% | 4.88% | |
| Guardian Savings Bank | -0.12% | 3.81% | |
| Fifth Third Bank | -0.03% | 13.26% | |
| Amerifirst Home Mortgage | -0.03% | 3.35% | |
| Ruoff Mortgage | -0.02% | 2.13% | |
| Caliber Home Loans | -0.01% | 2.74% | |
| GVC Mortgage | 0.00% | 1.98% | |
| PrimeLending | 0.01% | 0.76% | |
| loanDepot | 0.01% | 4.42% | |
| Nations Reliable Lending | 0.02% | 0.61% | |
| First Financial Bank | 0.02% | 22.71% | |
| Quicken Loans | 0.05% | 11.28% | |
| US Bank | 0.07% | 7.62% | |
| Friendship State Bank | 0.22% | 8.38% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Civista Bank | -0.15% | 13.77% | |
| Union Savings Bank | -0.12% | 3.26% | |
| Guardian Savings Bank | -0.10% | 3.44% | |
| Fifth Third Bank | -0.05% | 12.86% | |
| Ruoff Mortgage | -0.01% | 2.90% | |
| First Financial Bank | 0.01% | 22.74% | |
| loanDepot | 0.01% | 1.54% | |
| GVC Mortgage | 0.02% | 2.36% | |
| US Bank | 0.03% | 6.88% | |
| PrimeLending | 0.03% | 1.36% | |
| Caliber Home Loans | 0.03% | 2.08% | |
| Quicken Loans | 0.06% | 7.97% | |
| Nations Reliable Lending | 0.10% | 4.98% | |
| Amerifirst Home Mortgage | 0.10% | 5.07% | |
| Friendship State Bank | 0.16% | 8.79% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Civista Bank | -0.14% | 14.37% | |
| Fifth Third Bank | -0.08% | 10.92% | |
| US Bank | -0.05% | 4.98% | |
| Guardian Savings Bank | -0.04% | 2.49% | |
| Union Savings Bank | -0.02% | 0.77% | |
| First Financial Bank | -0.01% | 20.50% | |
| Ruoff Mortgage | -0.00% | 4.21% | |
| loanDepot | 0.00% | 0.57% | |
| GVC Mortgage | 0.02% | 4.21% | |
| Quicken Loans | 0.03% | 6.32% | |
| PrimeLending | 0.03% | 2.30% | |
| Caliber Home Loans | 0.05% | 3.07% | |
| Friendship State Bank | 0.09% | 8.05% | |
| Nations Reliable Lending | 0.10% | 9.96% | |
| Amerifirst Home Mortgage | 0.16% | 7.28% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Civista Bank | -0.15% | 13.23% | |
| Union Savings Bank | -0.13% | 5.50% | |
| Guardian Savings Bank | -0.12% | 4.30% | |
| Amerifirst Home Mortgage | -0.04% | 3.09% | |
| Fifth Third Bank | -0.03% | 14.60% | |
| Ruoff Mortgage | -0.03% | 1.72% | |
| GVC Mortgage | -0.01% | 0.69% | |
| Caliber Home Loans | 0.00% | 1.20% | |
| PrimeLending | 0.01% | 0.52% | |
| loanDepot | 0.01% | 2.41% | |
| Nations Reliable Lending | 0.02% | 0.52% | |
| First Financial Bank | 0.02% | 24.74% | |
| US Bank | 0.07% | 8.59% | |
| Quicken Loans | 0.08% | 9.45% | |
| Friendship State Bank | 0.22% | 9.45% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Fifth Third Bank | -0.14% | 6.38% | |
| Quicken Loans | -0.12% | 17.02% | |
| Civista Bank | -0.11% | 3.83% | |
| First Financial Bank | -0.11% | 4.26% | |
| Caliber Home Loans | -0.09% | 8.09% | |
| US Bank | -0.07% | 0.85% | |
| Ruoff Mortgage | -0.07% | 7.23% | |
| GVC Mortgage | -0.06% | 11.91% | |
| Guardian Savings Bank | -0.05% | 0.43% | |
| loanDepot | -0.02% | 2.98% | |
| PrimeLending | -0.01% | 4.26% | |
| Union Savings Bank | -0.01% | 0.43% | |
| Nations Reliable Lending | 0.13% | 15.32% | |
| Amerifirst Home Mortgage | 0.24% | 17.02% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Fifth Third Bank | -0.16% | 7.29% | |
| Quicken Loans | -0.15% | 13.02% | |
| Civista Bank | -0.14% | 3.65% | |
| First Financial Bank | -0.13% | 4.69% | |
| Caliber Home Loans | -0.11% | 6.77% | |
| US Bank | -0.09% | 1.04% | |
| Ruoff Mortgage | -0.09% | 7.81% | |
| GVC Mortgage | -0.08% | 11.46% | |
| loanDepot | -0.08% | 0.52% | |
| Guardian Savings Bank | -0.06% | 0.52% | |
| PrimeLending | -0.03% | 5.21% | |
| Union Savings Bank | -0.02% | 0.52% | |
| Nations Reliable Lending | 0.12% | 18.75% | |
| Amerifirst Home Mortgage | 0.25% | 18.75% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Quicken Loans | -0.04% | 34.88% | |
| Caliber Home Loans | -0.00% | 13.95% | |
| Civista Bank | 0.00% | 4.65% | |
| Fifth Third Bank | 0.01% | 2.33% | |
| Ruoff Mortgage | 0.02% | 4.65% | |
| GVC Mortgage | 0.02% | 13.95% | |
| Amerifirst Home Mortgage | 0.02% | 9.30% | |
| First Financial Bank | 0.03% | 2.33% | |
| loanDepot | 0.05% | 13.95% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| First Financial Bank | 0.00% | 100.00% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| First Financial Bank | 0.00% | 100.00% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| First Financial Bank | -0.07% | 7.32% | |
| Caliber Home Loans | -0.07% | 15.85% | |
| US Bank | -0.04% | 2.44% | |
| Quicken Loans | -0.03% | 12.20% | |
| loanDepot | -0.03% | 10.98% | |
| Fifth Third Bank | -0.02% | 2.44% | |
| PrimeLending | -0.01% | 8.54% | |
| GVC Mortgage | -0.01% | 7.32% | |
| Ruoff Mortgage | -0.01% | 7.32% | |
| Nations Reliable Lending | 0.02% | 12.20% | |
| Amerifirst Home Mortgage | 0.17% | 13.41% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| First Financial Bank | -0.09% | 9.26% | |
| Caliber Home Loans | -0.09% | 14.81% | |
| Quicken Loans | -0.06% | 11.11% | |
| US Bank | -0.05% | 3.70% | |
| Fifth Third Bank | -0.03% | 1.85% | |
| PrimeLending | -0.02% | 9.26% | |
| GVC Mortgage | -0.02% | 5.56% | |
| Ruoff Mortgage | -0.01% | 7.41% | |
| Nations Reliable Lending | 0.01% | 16.67% | |
| Amerifirst Home Mortgage | 0.16% | 20.37% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Caliber Home Loans | -0.03% | 17.86% | |
| loanDepot | -0.00% | 32.14% | |
| Ruoff Mortgage | 0.00% | 7.14% | |
| First Financial Bank | 0.00% | 3.57% | |
| Fifth Third Bank | 0.00% | 3.57% | |
| PrimeLending | 0.01% | 7.14% | |
| GVC Mortgage | 0.01% | 10.71% | |
| Nations Reliable Lending | 0.01% | 3.57% | |
| Quicken Loans | 0.02% | 14.29% |
* Data is compiled for the Greendale, IN commuting zone area, which comprises of counties of Dearborn County, IN, Decatur County, IN, Franklin County, IN, Ohio County, IN, Ripley County, IN, and Switzerland County, IN. This includes cities/towns/communities of Greendale, IN as well as Greensburg, IN, Milan, IN, Hidden Valley, IN, Dillsboro, IN, Bright, IN, Brookville, IN, Moores Hill, IN, Rising Sun, IN, Lake Santee, IN, Oldenburg, IN, Batesville, IN, Florence, IN, New Point, IN, Lawrenceburg, IN, Mount Carmel, IN, Aurora, IN, Napoleon, IN, Vevay, IN, Laurel, IN, Westport, IN, Versailles, IN, St. Leon, IN, St. Paul, IN, and Holton, IN. Lenders must have made at least 30 loans in the area to be included. Source of the data is Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate conditional on the commuting zone, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.
Mortgage Lender Rankings in Other Cities
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