Which mortgage lender in the Leavenworth, KS area typically has the best rates? To help you narrow down where to shop for a mortgage, MortgageWaldo.com provides an objective and data driven ranking of mortgage lenders operating in the Leavenworth, KS area by interest rate and market share. We maintain our independence by not accepting any compensation from the mortgage lenders we rank, and use data on all fixed rate mortgages that were closed in the past year to generate our rankings.
Going by historical data, the best mortgage lender in the Leavenworth, KS area in terms of interest rate is Citizens Federal Savings Bank, with an average “Rate Difference” of -0.12%. This means that, comparing similar borrowers, Citizens Federal Savings Bank provided a -0.12% lower interest rate for its customers than other lenders in the area. Citizens Federal Savings Bank has a market share of 12.5%. On the other hand, the most popular lender in the Leavenworth, KS area is Quicken Loans, with a larger market share of 25.3%. Quicken Loans is an average lender in terms of the interest rate it offers, with a “Rate Difference” of +0.06% compared to those of other lenders in this area.
Our detailed ranking of mortgage lenders in the Leavenworth, KS area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, going by historical data, the cheapest lender for Conventional mortgages in Leavenworth, KS is First State Bank of St. Charles Missouri. If you want to take out a loan that is above conforming limits (above $548,250 or $822,375 depending on the area in 2021), the cheapest Jumbo mortgage provider is CommunityAmerica Credit Union. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is First State Bank of St. Charles Missouri. The cheapest VA mortgage provider is Citizens Federal Savings Bank. Note that as a consumer advocate we always recommend shopping among several of our top ranked lenders in order to get the best rates and fees.
Ranking of Mortgage Lenders in Leavenworth, KS
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Citizens Federal Savings Bank | -0.12% | 12.52% | |
| First State Bank of St. Charles Missouri | -0.08% | 10.69% | |
| First National Bank of Omaha | -0.06% | 7.90% | |
| CommunityAmerica Credit Union | -0.03% | 10.21% | |
| Flagstar Bank | 0.00% | 4.62% | |
| USAA | 0.02% | 5.71% | |
| Navy Federal Credit Union | 0.03% | 3.89% | |
| Fairway Independent Mortgage Corporation | 0.03% | 9.72% | |
| Quicken Loans | 0.06% | 25.27% | |
| PrimeLending | 0.12% | 9.48% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Citizens Federal Savings Bank | -0.11% | 11.43% | |
| First State Bank of St. Charles Missouri | -0.08% | 13.21% | |
| First National Bank of Omaha | -0.06% | 8.04% | |
| CommunityAmerica Credit Union | -0.02% | 8.75% | |
| Flagstar Bank | 0.01% | 5.54% | |
| Quicken Loans | 0.02% | 18.21% | |
| USAA | 0.03% | 6.96% | |
| Navy Federal Credit Union | 0.04% | 4.64% | |
| Fairway Independent Mortgage Corporation | 0.05% | 11.07% | |
| PrimeLending | 0.14% | 12.14% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Citizens Federal Savings Bank | -0.13% | 14.83% | |
| First State Bank of St. Charles Missouri | -0.07% | 5.32% | |
| First National Bank of Omaha | -0.06% | 7.60% | |
| CommunityAmerica Credit Union | -0.05% | 13.31% | |
| Fairway Independent Mortgage Corporation | -0.01% | 6.84% | |
| Navy Federal Credit Union | -0.01% | 2.28% | |
| Flagstar Bank | -0.01% | 2.66% | |
| USAA | 0.00% | 3.04% | |
| PrimeLending | 0.03% | 3.80% | |
| Quicken Loans | 0.09% | 40.30% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| First State Bank of St. Charles Missouri | -0.10% | 12.61% | |
| Citizens Federal Savings Bank | -0.10% | 10.59% | |
| First National Bank of Omaha | -0.05% | 6.08% | |
| CommunityAmerica Credit Union | -0.05% | 15.54% | |
| USAA | 0.01% | 3.60% | |
| Flagstar Bank | 0.02% | 3.15% | |
| Fairway Independent Mortgage Corporation | 0.02% | 11.26% | |
| Quicken Loans | 0.07% | 24.77% | |
| Navy Federal Credit Union | 0.11% | 3.38% | |
| PrimeLending | 0.11% | 9.01% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| First State Bank of St. Charles Missouri | -0.11% | 15.66% | |
| Citizens Federal Savings Bank | -0.06% | 7.47% | |
| First National Bank of Omaha | -0.05% | 6.76% | |
| CommunityAmerica Credit Union | -0.04% | 13.52% | |
| USAA | 0.01% | 4.63% | |
| Quicken Loans | 0.02% | 18.86% | |
| Flagstar Bank | 0.02% | 3.91% | |
| Fairway Independent Mortgage Corporation | 0.04% | 12.81% | |
| Navy Federal Credit Union | 0.11% | 5.34% | |
| PrimeLending | 0.13% | 11.03% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Citizens Federal Savings Bank | -0.13% | 15.95% | |
| First State Bank of St. Charles Missouri | -0.09% | 7.36% | |
| CommunityAmerica Credit Union | -0.06% | 19.02% | |
| First National Bank of Omaha | -0.05% | 4.91% | |
| Fairway Independent Mortgage Corporation | -0.02% | 8.59% | |
| USAA | -0.00% | 1.84% | |
| Flagstar Bank | -0.00% | 1.84% | |
| PrimeLending | 0.03% | 5.52% | |
| Quicken Loans | 0.12% | 34.97% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| First State Bank of St. Charles Missouri | -0.12% | 12.42% | |
| First National Bank of Omaha | -0.08% | 7.84% | |
| Flagstar Bank | -0.04% | 9.15% | |
| CommunityAmerica Credit Union | -0.04% | 3.92% | |
| Navy Federal Credit Union | -0.01% | 0.65% | |
| Quicken Loans | -0.00% | 33.33% | |
| Fairway Independent Mortgage Corporation | 0.02% | 16.34% | |
| PrimeLending | 0.15% | 16.34% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| First State Bank of St. Charles Missouri | -0.12% | 14.52% | |
| First National Bank of Omaha | -0.08% | 8.06% | |
| Flagstar Bank | -0.04% | 10.48% | |
| CommunityAmerica Credit Union | -0.04% | 4.03% | |
| Quicken Loans | -0.02% | 25.81% | |
| Navy Federal Credit Union | -0.01% | 0.81% | |
| Fairway Independent Mortgage Corporation | 0.03% | 16.94% | |
| PrimeLending | 0.16% | 19.35% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| First National Bank of Omaha | -0.05% | 6.90% | |
| First State Bank of St. Charles Missouri | -0.03% | 3.45% | |
| CommunityAmerica Credit Union | -0.02% | 3.45% | |
| Fairway Independent Mortgage Corporation | -0.02% | 13.79% | |
| Flagstar Bank | -0.01% | 3.45% | |
| PrimeLending | 0.00% | 3.45% | |
| Quicken Loans | 0.01% | 65.52% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| CommunityAmerica Credit Union | -0.00% | 50.00% | |
| Quicken Loans | 0.00% | 50.00% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| CommunityAmerica Credit Union | -0.00% | 50.00% | |
| Quicken Loans | 0.00% | 50.00% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Citizens Federal Savings Bank | -0.11% | 25.00% | |
| First National Bank of Omaha | -0.05% | 11.61% | |
| Navy Federal Credit Union | -0.02% | 7.14% | |
| CommunityAmerica Credit Union | 0.02% | 3.57% | |
| First State Bank of St. Charles Missouri | 0.02% | 5.80% | |
| USAA | 0.05% | 13.84% | |
| Flagstar Bank | 0.05% | 4.46% | |
| Fairway Independent Mortgage Corporation | 0.07% | 2.23% | |
| Quicken Loans | 0.08% | 20.54% | |
| PrimeLending | 0.09% | 5.80% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Citizens Federal Savings Bank | -0.10% | 27.74% | |
| First National Bank of Omaha | -0.05% | 10.32% | |
| Navy Federal Credit Union | -0.04% | 6.45% | |
| CommunityAmerica Credit Union | 0.03% | 3.87% | |
| First State Bank of St. Charles Missouri | 0.03% | 7.74% | |
| USAA | 0.06% | 16.77% | |
| Quicken Loans | 0.07% | 10.97% | |
| Flagstar Bank | 0.08% | 4.52% | |
| Fairway Independent Mortgage Corporation | 0.08% | 3.23% | |
| PrimeLending | 0.10% | 8.39% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Citizens Federal Savings Bank | -0.12% | 18.84% | |
| First National Bank of Omaha | -0.07% | 14.49% | |
| Flagstar Bank | -0.01% | 4.35% | |
| CommunityAmerica Credit Union | 0.00% | 2.90% | |
| Navy Federal Credit Union | 0.01% | 8.70% | |
| First State Bank of St. Charles Missouri | 0.01% | 1.45% | |
| USAA | 0.02% | 7.25% | |
| Quicken Loans | 0.07% | 42.03% |
* Data is compiled for the Leavenworth, KS commuting zone area, which comprises of counties of Atchison County, KS, and Leavenworth County, KS. This includes cities/towns/communities of Leavenworth, KS as well as Basehor, KS, Lansing, KS, Tonganoxie, KS, Atchison, KS, Linwood, KS, Easton, KS, and Effingham, KS. Lenders must have made at least 30 loans in the area to be included. Source of the data is Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate conditional on the commuting zone, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.
Mortgage Lender Rankings in Other Cities
This page contains information about the top mortgage lenders in the Leavenworth, KS area. For mortgage lender rankings in other cities, click here.