Mortgage Lender Statistics

Is American Homestar Mortgage LLC An Expensive Mortgage Lender?

We compare mortgage interest rate and loan related closing costs at American Homestar Mortgage LLC with other lenders for mortgages with similar borrower characteristics: Interest Rate: lower than average (-0.21%)Loan Related Closing Costs: higher than average (+$2307)Assessment: this lender tends to be a average cost lender. This scoreboard is based on data reported to FFIEC. …

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Is Sefcu An Expensive Mortgage Lender?

We compare mortgage interest rate and loan related closing costs at Sefcu with other lenders for mortgages with similar borrower characteristics: Interest Rate: lower than average (-0.13%)Loan Related Closing Costs: lower than average (-$1345)Assessment: this lender tends to be a cheap lender. This scoreboard is based on data reported to FFIEC. In the data, Sefcu …

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Is Homestar Mortgage Inc. An Expensive Mortgage Lender?

We compare mortgage interest rate and loan related closing costs at Homestar Mortgage Inc. with other lenders for mortgages with similar borrower characteristics: Interest Rate: higher than average (+0.07%)Loan Related Closing Costs: lower than average (-$1471)Assessment: this lender tends to be a average cost lender. This scoreboard is based on data reported to FFIEC. In …

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Footnotes

Footnotes
1The comparable mortgages control for Homestar Mortgage Inc.’s distribution of loan term (e.g. 30 year vs 15 year), loan-to-value (LTV), debt-to-income (DTI), loan amount, loan program (e.g. Conforming/FHA), loan purpose (e.g. purchase/refinance), and county. Interest rate and loan related closing costs are estimated based on fixed rate mortgages only, whereas market shares include all purchase or refinance mortgages.
2Cost adjusted rates were computed based on each percent of the loan amount in loan related closing costs being worth 1/6 of a percentage point in interest rate.